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HomeMy WebLinkAboutEDA June 25, 2002 CITY OF ANDOVER '\ 1685 CROSSTOWN BOULEVARD N.W. . ANDOVER, MINNESOTA 55304. (763) 755-5100 I ) FAX (763) 755-8923. WWW.C1.ANDOVER.MN.US Andover Economic Development Authority Meeting Tuesday, June 25, 2002 Fire Station #1 13875 Crosstown Blvd NW 1. Call to Order - 6:30 p.m. 2. Approval of Minutes (6/12/02) 3. Andover Station-Residential Development Presentation/Commercial Development Presentation 4. Request for Public Use of ED A Property - Clerk 5. Debris Removal South of WDE Site - Engineering \ 6. Bunker Lake Redevelopment Project Area Options - Planning ) 7. Other Business 8. Adjournment . \ J !J- \ J CITY OF ANDOVER 1685 CROSSTOWN BOULEVARD N.W. . ANDOVER, MINNESOTA 55304 · (763) 755-5100 FAX (763) 755-8923. WWW.C1.ANDOVER.MN.US TO: Andover Economic Development Authority CC: John Erar, Executive Directoj7d::- FROM: Vicki V olk, City Clerk SUBJECT: Approval of Minutes DATE: June 25, 2002 INTRODUCTION The following minutes have been provided by TimeSaver Secretarial Service: \ June 12,2002 - Regular EDA Meeting (Knight, Schultz, Larson absent) , ) ACTION REQUIRED The EDA is requested to approve the above minutes: Respectfully submitted, Utl~ Vicki Volk City Clerk , 4 '1 .I CITY OF ANDOVER 1685 CROSSTOWN BOULEVARD N. W. . ANDOVER, MINNESOTA 55304 . (763) 755-5100 FAX (763) 755-8923. WWW.CI.ANDOVER.MN.US TO: Andover Economic Development Authority CC: John Erar, Executive Directo~ FROM: Vicki V olk, City Clerk SUBJECT: Request for Public Use of ED A Property DATE: June 25, 2002 INTRODUCTION The city has received a request from the Anoka Rotary Club to sell raffle tickets the weekend of the Andover Family Fun Fest. \ , j DISCUSSION The Rotary Club has requested that they be allowed to sell raffle tickets on property owned by the EDA (former Anoka Auto Wrecking property). The parcel they wish to use is located by the First Regions Banle They will also be selling raffle tickets at Anoka's Riverfest and in Ramsey. They are raffling off three Harley Davidson motorcycles and other Harley Davidson merchandise. ACTION REOUIRED The EDA is requested to consider allowing the Anoka Rotary Club use of the EDA owned parcel described above. Respectfully submitted, rJ:L. (/# Vicki Volk City Clerk \ J '\ @ / CITY OF ANDOVER 1685 CROSSTOWN BOULEY ARD N.W.. ANDOYER, MINNESOTA 55304. (763) 755-5100 FAX (763) 755-8923. WWW.C1.ANDOYER.MN.US TO: CC: John Erar, Executive Director FROM: Scott Erickson, City Engineer SUBJECT: Debris Removal South ofWDE Site DATE: June 25, 2002 INTRODUCTION This item will be presented at the meeting. / Respectfully submitted, Scott Erickson City Engineer '\ , / b CITY OF ANDOVER , \ ) 1685 CROSSTOWN BOULEVARD N.W. . ANDOVER, MINNESOTA 55304. (763) 755-5100 FAX (763) 755-8923. WWW.CI.ANDOVER.MN.US TO: EDA President and Board CC: John Erar, Executive Direct r Jim Dickinson, Finance Direct FROM: Will Neumeister, Director of Community Development d./'-. SUBJECT: Bunker Lake Boulevard Redevelopment Options DATE: June 25, 2002 INTRODUCTION Since your last meeting, the staff has discussed the various options that the EDA may want to consider regarding the Bunker Lake Redevelopment Project. There are three potential options, this report will briefly describe them. DISCUSSION Option 1- Pursue strengthening the rental licensing requirements and inspection/enforcement of the rental units in this area. Many of these housing units are rental and by increasing the standards and licensing requirements it will tend to upgrade the units over time. This could be augmented by offering low interest loans to help the landlords in making the necessary repairs or upgrades. Some of the outward appearances would be improved if there were painting and lawn!landscaping upkeep, pavement repair and sealcoating requirements that would give the units better curb appeal. The cost of setting up a loan program for this purpose could be eligible for CDBG or Department of Trade and Economic Development (DTED) grants in conjunction with City funds. Option 2- The City could set up a new Tax Increment District (Redevelopment District for 25 years) and do site acquisition, relocation, demolition of all the units in the area and then resell the cleared site to a developer for either townhomes or apartments. Estimated expenses in implementing this option include the following: Land Acquisition $7,185,000 Relocation $ 750,000 Legal $ 25,000 TIF District Setup $ 10,000 Structure Demolition $ 350,000 Well Capping $ 10.000 TOTAL $8,330,000 , : , There are currently 78 housing units on the property, of which only six are estimated to be owner occupied. ; To recover/finance these costs, the EDA would need to market the property to a developer and it is estimated that the gross site area could accommodate approximately 100 housing units that would be approximately $200,000 per unit. The sale of land would generate approximately $2,000,000. The project would produce approximately $4,225,000 of increment over 25 years if the units were owner occupied. This would result in a gap of approximately $2,105,000 to the EDA that could be filled with funds from the Andover Station TIF district (staff still needs to research this through legal counsel to determine that it is possible). Another option that could finance this amount sooner is if the units were rental. It is estimated that the payback would then cover the costs over the 25 years allowed for by a redevelopment project of this nature. Option 3- The third option is to consider a mixed use development where townhomes and offices would equally share the site (Le. offices along Bunker with townhomes along the wetland edge). Based on the projections staff has made, there would be $3,200,000 of potential office development. This estimated valuation is based on eight office buildings that would be similar in style to the ones on Commercial Boulevard near the movie theatre. There would also be approximately fifty townhomes at $200,000 in valuation for the other portion ofthe site. This combination would yield $4,350,000 in increment over 25 years and result in a gap of $1 ,980,000. ACTION REQUIRED The EDA is requested to discuss these three options and provide staff direction. Respectfully submitted, ~ 4i{!L~ Will Newneister ) @) CITY OF ANDOVER 1685 CROSSTOWN BOULEVARD N.W. . ANDOVER, MINNESOTA 55304. (763) 755-5100 FAX (763) 755-8923 . WWW.CLANDOVER.MN.US TO: EDA Members CC: John Erar, City Administrato~ FROM: Scott Erickson, City Engineer SUBJECT: Debris Removal South of WDE Site - Engineering DATE: June 25, 2002 INTRODUCTION The EDA is requested to accept quotes for removal of the stockpiled debris east of l5t Regions Banle DISCUSSION A considerable amount of construction debris was temporarily stockpiled on the property located just east of the 1 ST Regions Bank site. The material was stockpiled at this location to allow for the construction of the bank. The debris was generated from the original site (Anoka Auto) after the EDA purchased the property from them. The work identified herein provides only for the removal of the stockpiled debris. Additional site cleanup will need to be performed in the future (by the EDA or future developer) as development plans for this area continue to move forward. Quotes received are as follows: Sauter & Sons, Inc. $7,400.00 WPL Construction, Inc. $13,500.00 BUDGET IMPACT Funding will be from TIF Project Funds. ACTION REOUIRED The EDA is requested to accept quotes for removal of stockpiled debris east of l5t Regions Bank and authorize Sauter & Sons, Inc. to perform the work for $7,400.00. Sauter & Sons, Inc. Excavatomg & Grading 6651 141sl. AVE. N.W.. RAMSEY, MINNESOTA 55303. (763) 421-7919 Fax (763) 421-0797 June 17,2002 Dave Berkowitz City of Andover 1685 Crosstown Blvd Andover, mn 55304 BID PROPOSAL RE: Site next to Bank of Bunker Lake Blvd Bid Includes: 1. Haul concrete & asphalt 2. Haul misc wood & trees 3. Level existing fill to Blvd areas Bid does not Include: 1. Winter Conditions 2. Soil Testing or Correction 3. Hazardous Waste Removal TOTAL BID $7,400.00 Alt.#l Haul existing sand to Slide Area ~ & cap with l' blackdirt. Bid is valid for 30 days. If you should have any questions concerning this bid, I can be reached at the above number. Sincerely, Thomas Sauter President JUN-Z~-Z00Z 08:~Z AM WPL CONSTUCTION 765 4'0'7 4860 r.~.A. . . . ~, .' ,..~ IWPL Construction, Inc. 12630 43rd Street NE Saint Michael, MN \ (763)497 -9202 Fax(763)497 -4680 "',,- \ I. )\,~. \\. FAX COVER SHEET ~ TO: City of Andover ATTN: Dave Berkowitz FROM: Wayne Lindquist DATE: 6/24/02 SUBJECT: Quote for cleanup on Bunker Lake Blvd. We have sent 2 page(s) INCLUDING the cover sheet. If you did not receive all of the pages please call us at (763)497-9202 so we can resend any missing pages. " JUN 25 2002 09: 08 763 497 4860 PAGE. 01 765 4':17 4860 P.E:J:':: JUK-Z5-ZeeZ 08:55 AM WPL CONSTUCTION . Construction, Inc City of Andover 6/24/02 Attn: Dave Berkowitz RE: Quote for Site Cleanup West of Bank on Bunker Lake Blvd. Bid Includes: 1. Blacktop/Concrete Removal and Disposal 2. Debris Cleanup and Disposal 3. Tree/Brush Disposal 4. Permits 5. Dump Fee 6. Grading of Dirt Piles on Site 7. Traffic Control Does Not Include: 1. Soil Testing/Correction 2. Winter Conditions 3. Hazardous Waste Bid $13,500.00 Alternate #1 Haul Dirt Piles Off Site ~o *Bid valid for 30 days Wayne Lindquist 763 497 4860 PAGE. 02 JUN 25 2002 09: 08 - '. ':~~~~~~-;"TV'~:~C,~~,,'J?l - .~. , . . - -. , ~ - ., j,.,j;.i . , . -' "r.".-_ .' - . ,- DATE OF PHOTOGRAPHY: APRIL 200 I " . A G CITY OF ANDOVER 1685 CROSSTOWN BOULEVARD N.W.. ANDOVER, MINNESOTA 55304. (763) 755-5100 FAX (763) 755-8923. WWW.CI.ANDOVERMN.US TO: EDA President and Board FROM: John Erar, Executive Director SUBJECT: Great River Energy - Relocation/Land Cost Estimates DATE: July 25, 2002 INTRODUCTION Attached, please find information from Great River Energy regarding their good faith estimates on costs associated with relocation of the utility infrastructute pertaining to GRE and Connexus site assets. In addition, land costs for the two parcels has also been included. DISCUSSION The attached letter from Gary Ostrom, GRE Land Rights Supervisor is self-explanatory. However, for ease of calculation with respect to land sale, GRE is asking for a combined or blended per square foot cost of $4.97 for parcels A and B. This figure, while negotiable to a certain extent, apparendy already takes into consideration the easement encroachments associated with utility lines running through the two properties. With respect to Lot B, these encroachments would severely limit the development potential of the site due to the utility constraints. BUDGET IMPACT To be discussed. It is questionable whether the EDA could successfully assess the entire costs of relocation and land acquisition for these two parcels against other benefiting properties in Andover Station North. ACTION REQUIRED EDA Board consideration and direction with regards to site acquisition of the subject GRE parcels. Respect~ submitted, 1~~i U Jfhn Erar , . . , . " l ";~ .;}ii'. GREAT RIVER ENERGY. 17845 East Highway 10 . . p.o. Box 800 . Elk River, Minnesota 55330-0800 . 763-441-3121 . Fax 763-241-2366 July 23,2002 Mr. John Erar City Administrator City of Andover 1685 Crosstown Blvd. Andover, MN 55304 Subject: Connexus/GRE Estimated Costs Associated with Bunker Lake Land Sale Dear John: The following is a breakdown of the estimated costs associated with the relocation of the Connexus substation and distribution feeders and the reconfiguration of GRE's transmission line and related work on the GRE transmission substation. Also included is the fee value of Parcel A and Parcel B per John Dahl with McKinzie Metro Appraisal. Substation Relocation and Land Purchase; Includes Related Transmission & Distribution work. -,/ Connexus Costs: Rebuild Distribution Feeders $ 235,000 Substation Reconstruction 525,000 Temporary Facilities - Mobile Sub., Crane Service, Etc 35,000 Subtotal $ 795,000 -,/ Retirement: Retirement Substation Structure $ 35,000 Removal of Fence, Foundation & Disposal 55,000 High Side Structure 5,000 Subtotal $ 95,000 Total Connexus Distribution & Substation Costs $ 890,000 -,/ GRE Costs: Distribution Substation Metering $ 15,000 Reconfigure Transmission System: EP Strs. 4B-7B and Interconnect High Side Including Switch & Retirement 153,000 Total GRE Transmission & Bulk Substation Costs $ 168,000 Total Utility Relocation Costs $ 1,058,000 -,/ Total Land: Parcels A & B Combined (see attachment) $ 743,100 Grand Total $ 1,801,100 Direct Dial (763)241-2377 E-,Mail gostrom@grenergy.com FAX (763)241-6177 A Touchstone Energy"Cooperative ~t-)I; - . , \ , John Erar, City of Andover July 23, 2002 Page -2- The area of proposed land sale is highlighted on the attached diagram. We would agree to sell two blocks of land. One block measuring 250' x 220', Lot 8, is the area where the Connexus Sub is located~ the other block measuring 350' x 270', Lot A, located west and adjoining the parcel where the Connexus sub is located. The enclosed print shows the relocation of GRE's transmission facilities located along the easterly portion of parcel (lot) 8. Previously I sent you a print showing the location of the existing easements for the Xcel and GRE overhead transmission lines as well as Connexus underground distribution feeders. The Xcel 345 and GRE 69 transmission system encumber a major portion of the available land within both parcel A and parcel B. The use of this area would be restricted to parking lots and other such uses. At this juncture, Xcel has not been advised of the potential land sale. Please keep in mind that the amounts provided are estimated costs and the actual construction costs may deviate from this estimate. Please contact me at your convenience if you would like Connexus and GRE to pursue the matter further. Sincerely, GREAT R1ZERGY ~ ~. /'. t~. .~ 2...J Gary Ostrom, SR/WA Supervisor, Land Rights EnclosureS c: Connexus: Mike Felber Larry Peterson Matt Yseth Matt Hotzler Paul Orndorff Xcel Energy: Dave Callahan GRE: Chuck Lukkarila Ivars Vancers Kevin Lennon GO:lb:R:\subs\bunkerlake\02-July 23.Estimated Cost Ltr Direct Dial (763) 241-2377 E-Mail gostrom@grenergy.com FAX (763) 241-6177 'J !.. -.--- -i---j-i------.---------- ------- --. --- .__._---~._- ;-,--- . . ~ 'E'" ./L. ~ I Z -". .... ~.. I~ . , ~ i ...... i ! I SITE S K ET C H ---< : ll~ ' ~ . ..... I _ v "I II _ C) .. ! I ~ .> . :-..~. ..~ I. '~\;J I QI"- I I "r. .~ . Vi;:i... ':l :8 ~n' '\;::;'<tl '.-.", I ,;:.-~,. ; '_ t:: l- ~, '" : '" ~ : , . ; l-J I.i) Q. ~' z I ,... F; ,. ' II Ill',::;. ~ I=: -g;g ; I ::: 9.. I lJ.l ~ (/'J uj ';; '. 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I www.edinarealty.com I ; I AN AFFILIATE OF EDINA REALTY HOME SERVICES, A COMPlETE REAL ESTATE SERVICES COMPANY ! ! i I i Preface I ; , , Boz Construction LLC is excited about the opportunity to develop the Andover Station project. Boz Construction has worked with Hans Hagen Homes to secure a licensing agreement to build the plans previously designed and presented by Hans Hagen Homes. I I Additionally, Boz has purchased the Preliminary Plat, Grading Plans, Preliminary Utility i Plans, Landscape Plans, and a Phase 1 Assessment from Hans Hagen Homes. Boz I I acquired all ofthe forementioned information in an effort to expedite the development I and in the belief the plan is already considered favorable by the City of Andover. ! I I I We are ready to begin the next phases of this development with United Properties and the , City of Andover, and we hope that the EDA finds our proposal favorable as well. Brad Dunham Michael Jechorek Edina Realty Boz Construction LLC NEW BRIGHTON OFFICE 1900 Silver lake Rood Suite 308 New 8righton, MN 55112 PHONE 651.636.2299 FAX 651 .638.8752 , . 1 ST Page of Si.gned Agreement wi.th BOZ & HHH AGREEMENT This Agreement is entered into this 24th day of June, 2002, by and between Hans Hagen Homes, Inc. , a Minnesota Corporation, ("HHH") and BOZ Construction, a Minnesota Corporation, ("BOZ") WHEREAS , HHH has investigated the purchase of property in Andover known as Andover Station. In this process HHH gathered and assembled preliminary property information to determine the investment potential of said property. This property information included the Prelimi.nary Plat, Grading Plans, prelimi.nary utility Plans, Landscape Plan, and a (Phase 1) Assessment, collective referred to as "property Information." WHEREAS, HHH has agreed to sell and BOZ has agreed to purchase the Property Information for the purchase price of $ , all of which is payable upon the date of this agreement. WHEREAS, HHH has designed to"mhome plans ( "Copyrighted Plans") HHH has agreed to sell and BOZ has agreed to purchase a license to use the Copyrighted plans for the sum of $ NOW, THEREFORE , in consideration of the promises contained herein, the parties agree as follows: 1. HHH has agreed to sell and BOZ has agreed to purchase the Copyrighted Plans for the sum of $ payable upon issuance of building permits to BOZ. 2. BOZ understands, acknowledges and agrees that HHH grants BOZ the right to duplicate the Copyrighted Plans under the following conditions only: l. The copyrighted Plans may only be duplicated exclusively for securing governmental approval, the construction and marketing of the same at the Andover Station site. 2. The license to use the Copyrighted Plans is non- transferable, non-assignable and are geographically restricted to use at the Andover Station Site. 3. BOZ is strictly prohibited from duplicating, selling or reproducing the Copyrighted Plans 3 <;",tl,OON _ _ . ~990l I i . ~ ~, , " - "I..~ I , ~I.I IP , . L ~]-~Z lli l i e.t,,!)~~rg ",":5 ~ I ~ 31;;; J, 1fl ~ _ ., ..... ~ i118~ I ~~r ih L! :"! t J g ~ llj . pi " a : I Z ! gPI '" o . .1 ~ U( ~<(. I l~ . ~ . :0 ~ ~ N 'I . J- ~ ~ ~ <t UI~ ~ ----' > ~ fl 0; }- 0 ~ ~ J.,Z ~ <1'<(~. Z . .. - ~W ~ E <( t ~ - l -1 {I _ ill d) ..... .. - II' <[ 1 .ti, ~ ~ I "; -1.. - " > , III ~ ~. t: g ;:: ~~~ ~ ~-1 Vi ~~~ ~. I _ -:r-- -------- ~: , .. ~ lJ ..... ll) . N '- 0 ui>ll li .I." Z 2 '7 l'l ..so.,o.ocs _ W ~ ~ - - - ---: - :Jo;t ~ . . ...., " lC'1 cD ~.~ r "lll I ,. """". , .. . 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II LL_~_-_-_-_-_-_-_.J..J ~ c=J ~ d ~ 1 [J[!IJ .~-,U ~ ~ [J[!IJ (1D '200 Coon Rapids Bou!evan!Suite 326 ' Coon Rapids, MN5S433 763.784.3400 Office 763:784,6766 Fax 17271KenyouAvenue Suite 101 'Lakeville, MN 55044 952,898.3400 Office 95.2:898.3411 Fax www.contractorscaoitaLconi , , ,Maximizinc.:yourprojits with our integrity CitYdtA~doverandAndoyerJ?DA .. ,,'ContractorsCapital Corpo~ationis. a construstion. anddeveloPrnentfinance c9mpanythat 'sp~cializesln W9r~ing 'w.ithbuiidersand developers; Our, cOffil?ariyhas been working. with ,SteveWirzand Boz.Construction Ltefor I11<iny years andtheyhave ,an e,xcelletit 'relationshipwith'ourcompany. ,We would welcome the opportunity to work with them on th~ ):\ndoverStation'Developmen( and TqWnllomeproject. . '. Pleasefeelfreetocontad-me directly With any questions; , ", " ..' '. ,..'. . ,. ,.' '-' ~ , ~~ ,1'--- (), {N:ze- 71. L A N 0 T R U S T Background . Since 1995 Minnetonka has added or preserved the affordability of over 600 rental and owner-occupied units. In addition. Minnetonka is participating in the Metropolitan Council's Family Affordable Housing program. Of the 600 plus units, 150 have been owner-occupied. It is the City's experience in attempting to preserve the long-term affordability of the 150 owner-occupied units for low to moderate-income homebuyers that led to the creation of the West Hennepin Affordable Housing Land Trust. Beginning in 1995 Minnetonka invested $5.4 million dollars to reduce the sale price of 150 owner-occupied units to an affordable level; that is an average per unit investment of $36.000. To ensure long-term affordability, a deed restriction was used to index the resale price. After 5 years. the City's experience has shown that: 1. Indexing does not maintain the affordability of the units. After just five years. these units are selling at prices far above what is considered affordable. Even if indexing the resale price did work. the deed restriction expires after 30 years and the unit is sold on the open market. 2. Affordability has not been maintained. This will eventually result in the loss of $5.4 million dollars that was invested by the City to create initial affordability. 3. Subsequent homebuyers have not been of low to moderate-income. There is no real effective way to ensure that subsequent sales. beyond the initial sale, will be to low to moderate-income homebuyers; the very reason the City made the investment. In addition, a fourth reason that led to the creation of the West Hennepin Affordable Housing Land Trust was the City Council's desire for a scattered-site. homeownership program. Minnetonka is fully developed and o'pportunities to add significant nu mbers of units at one time are limited. Further, as important as it has been to add new affordable, owner-occupied units. the Council felt it was equally important to attempt to preserve the affordability of existing, scattered-site, owner-occupied units. . As a result. the City Council encouraged the creation the West Hennepin A..ffordable Housing Land Trust. The Trust is an affordable. homeownership program that addresses the shortcomings of current approaches, by ensuring permanent affordability for low to moderate-income homebuyers, and in doing so preserves the public investment. 1 . ~ West Hennepin Affordable Housing Land Trust The West Hennepin Affordable Housing Land Trust is based on the Community Land Trust (CL T) model. As the name indicates, the Trust has been created to serve all of suburban Hennepin County. A CL T is a private, non-profit corporation established to acquire and hold land for the benefit of community residents. Specifically, a CL T works to help meet the housing needs of residents least served by the prevailing homeownership market. The primary benefit of a CL T is its ability to create an expanding and permanently affordable supply of owner-occupied housing for low to moderate-income households; something traditional approaches are unable to do. Because the home remains permanently affordable the public investment is never lost. Essentially the pubic investment is recycled with each new homeowner. The following table briefly compares the traditional and community land trust approaches to affordable, owner-occupied housing. Traditional Community Land Trust Maximum Length of Affordability 30 years. (Maximum allowed Permanent under state statute) Serves Does not guarantee that Guarantees every homebuyer is of subsequent buyers, after the low to moderate-income. initial buyer, will be of low to moderate-income. Public Investment Lost: Never lost, recycles with each new 1. After the first sale. homeowner 2. When restriction expires 3.when indexing no longer maintains an affordable price. Acquisition A CL T acquires land through purchase or donation with the intention of retaini ng title in perpetuity, thereby removing the land from the speculative market. The land is leased to a household that owns the home on the land. The ground lease is typically for a period of 99 years and is renewable. Initial Affordabilitv A CL T establishes initial affordability by removing the market value of the land from the mortgage equation. For example, a CL T could purchase an existing owner-occupied home when it is placed for sale on the open market, then sell just the home to a low to moderate-income household. The CL T retains ownership of the land and enters a 99- year ground lease with the leaseholder-homeowner. Removing the market value of the land from the mortgage equation results in a lower, more affordable, monthly payment of principal and interest. It also results in a lower down payment and lower closing costs. 2 ~ , Permanent Affordabilitv A CL T ensures permanent afford ability of the home through two provisions found in the ground lease. The first is a pricing formula that provides the owner with a fair amount of equity, while ensuring the sale price for subsequent low to moderate-income households is affordable. The second provision requires the homeowner to sell to either another low to moderate-income household or to the CL T. Benefits To Homeowner - A CL T leaseholder-homeowner receives essentially the same benefits as non-CL T homeowners such as the ability to build equity, to deduct interest and property tax payments from federal income tax, and to pass on the lease interest and home to their heirs. Example Below is an example of how the CL T creates initial and permanent afford ability. The example also compares the difference in affordability after ten years under the CL T and under the conventional model. The values used are associated with an existing Minnetonka property. The example shows that removing the value of the land from the mortgage equation to create initial affordability results in monthly savings of principal and interest of $404, and saves $4,646 in down payment and closing costs. The CL T leaseholder-homeowner pays property tax on both the home and the land, even though they do not own the land. The write-down of the entire land cost of $63,000 is typically paid for using Federal, State, and City and/or foundation contributions. The example shows that after ten years, the CL T home sells for $142.753 as opposed to $293,201 under the conventional model. a difference of $150,448. This is due to two facts, the first is the land has been permanently removed from the speculative market and the second is the leaseholder-homeowner receives a percentage of the appreciation of the just the home when they decide to sell. In this example, the owner receives 35% or $25,753, based on a formula that is fairly standard among CL Ts across the United States. Because the homeowner receives only a portion of the appreciation, the home becomes more affordable with each subsequent sale. 3 ~ , CL T I Conventional Model Comparison CL T MODEL CONVENTIONAL MODEL Acquisition Costs Market Value Land $63,000 $63,000 Market Value Home $117.000 $117.000 Total $180,000 $180,000 Subsidy - Subsidy/Write-down $63.000 $-0- Sale Price $117,000 $180,000 Housing Costs Principal and Interest1 $816 $1,255 Property Taxes $200 $200 Mortgage and Homeowner Insurance $135 $135 Land Lease Fee $35 n/a Total Principal, Interest, Taxes, Insurance $1,186 $1,590 Down Payment $5.850 $9.000 Closing Costs $2.779 $4.275 Market Value After 10 Years Market Value Home $190,581 n/a Market Value Land and Home nla $293.639 Increase in Value2 $73,581 $113,201 Sale Price Calculation Percentage of Appreciation to Owner 35% 100% Owners Share of Appreciation $25,753 $113,201 Sale Price of Home $142,753 $293,201 'Mortgage Interest Rate 8%. Term 30 years, Loan to value 95% 2 Annual average increase in market value 5% Minnetonka's Role in the Creation of the Trust The Economic Development Authority (EDA) first reviewed the CL T idea in November of 1999. The EDA spent the next few months leaming about and discussing this approach. After two work sessions with the City Council, and further review by the EDA, the EDA recommended the City Council authorize the creation a work group to create the trust. The Council authorized and funded a work group in November of 2000. With input from the City Council, 15 community members stepped forward to form the work group. The work group members were passionate and brought a variety of talents to this effort. Members included representatives from Firstar, Wells Fargo and Americana Banks, Fannie Mae, the faith community, buildersldevelopers etc. The chair of the workgroup was the City's past Economic Development Authority President and leadership was provided by City Council members Terry Schneider and Jan Callison. 4 A , Staff support was provided by Bob Streetar, Minnetonka Community Development Coordinator Ron Rankin, Minnetonka Community Development Director, Desyl Peterson, Minnetonka City Attorney, and Steve Bubul an attorney with Kennedy and Graven, Kris Madson of Minnesota Housing Resources, and a lot of support from the Rondo Community Land Trust Staff in St. Paul. After only 6 months, the work group completed their charge, which included but was not limited to, drafting the Articles of Incorporation, the Bylaws and Ground Lease as well as resolving a variety of policy issues. . Minnetonka's On-qoinq Role Minnetonka's ongoing role will be to provide some operational support to the Trust as well some of the funds used to write-down the land. Potential sources for both operational and project support includes but is not limited to: 1. Private Foundations: One advantage of the CL T approach is that as a non-profit corporation the Trust has the ability to raise funds from private sources that Cities do not. This is a significant source of funding for land Trusts. 2. Minnesota Housing Finance Agency (MHFA) 3. HOME funds 4. Private Contributions 5. City Community Development Block Grant (CDBG) 6. The City's Livable Communities Housing Account. 7. Contributions by developers, which could include money, land or homes Status of WHAHL T as of 6/15/02 The West Hennepin Affordable Housing Land Trust (WHAHL T) was formally incorporated May 3'd, 2001 and received it's authorization from the IRS as a 501 (c) (3) charitable corporation in April 2002, and has purchased two homes in Minnetonka, has purchase agreements to purchase two additional ho mes in Minnetonka and one in Richfield. It hopes to acquire at least seven homes in Minnetonka in 2002. Its service territory is all of suburban Hennepin County. To date it has raised over $838,000 in public and private funds for both operating and land acquisition costs. It has received and processed applications from 19 households to purchase WHAHL Thomes. Selected three households that will purchase the initial homes. 5 ~ , The Trust Board hired Jan Callison as it's first time Executive Director, and expanded the Board to the following ten members: Terry Egge - President Ann Perry - Vice President Sandal Hart - Treasurer Jerry Nystuen - Secretary Lucy Mathews Heegaard Doug McNamara . Ruth Ruffin Doug Winter Elaine Robinson Terry Schneider Further information: For further information you can contact Jan Callison at West Hennepin Affordable Housing Land Trust, 5101 Thimsen Ave., Suite 200, Minnetonka, MN 55345; Phone 952-401-7071; email WHAHL T@mn.rr.com. Summary The West Hennepin Affordable Housing Land Trust, which is based on the community land trust model, provides an approach to affordable homeownership that addresses the shortcomings of traditional approaches and is an approach that all suburban Hennepin County Cities can use to: 1. Create an expanding and permanently affordable supply of owner-occupied housing; 2. 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