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HomeMy WebLinkAboutCC February18, 1986 . J" r. \i,yf\ li U o o v> l" 7:30 P.M. 7:45 P.M. 8:45 P.M. 9:00 P.M. CITY of ANDOVER REGULAR CITY COUNCIL MEETING - FEBRUARY 18, 1986 - AGENDA 1. Call to Order 2. Resident Forum 3. Agenda Approval 4. Discussion Items a. Newsletter, Cont. 1. Community School Annual Report b. Alexandra House Donation, Cont. (2/4 Sf) c. Industrial Revenue Bond Update d. Ordinance 32, Amendment, Cont.(2/4 6b) e. Building Permits/Shirley's Estates f. Alternative Investment Depositories g. Cooperative Purchasing Venture/State of MN h. Recess 5. Assessment Hearing/Hanson Blvd./IP83-1 6. Non-Discussion Items a. Petition for Improvements/Hidden Creek/IP86-4 b. Junkyard License Approvals c. Feasibility Report/SE Sewer/Thrush to Zilla/86- d. 7. Staff, Commission, Committee Items a. Planning and Zoning 1. Jim Larsen Variance 2. Various Ordinance Amendments, Cont. 3. Temporary Signs, Cont. (2/4 7a4) b. Fire Department 1. Mutual Aid/Blaine 2. DNR 3. Part time Fire Marshal 8. Approval of Claims 9. Approval of Minutes 10. Adjournment o 0 c:; WHAT'S HAPPENING!!!! -February 17th is a holiday - City Hall will be closed. -February 18th Regular Council meeting - Public hearing Hanson Boulevard/Andover to 161st -February 25th - Tax Increment Financing - Boisclair -February 27th - attorney, consulting Engineer and I are going to be at City Hall and have invited the property owners along Bunker Lake Boulevard. -March 6th - 7:30 P.M. at Anoka 116 drainage -Town Meeting - March 13 at City Hall -March 18th is precinct caucus night. We will have to reschedule regular Council meeting. -Lori Gafkjen, a Blaine High School student, has joined us for the afternoons. She started 2/5/86/Lori is a senior in the OEA program. .Lola has resigned effective March 14, 1986 to take a part-time position in Anoka. She wants to spend more time with her family - we sure hate to see her go. Our loss is her kids' gain. -Larry will have an add in the shopper for Lola's position starting 2/19/86. -The Utility Billing Clerk job closes 2/19/86 after a one week publishing (See Larry's memo). The last payments haven't been posted to the accounts. The payments have been deposited. o o o MEMORANDUM TO: COPIES TO: FROM: DATE: REFERENCE: o o CITY of ANDOVER Jim Schrantz Larry P. Johnson February 13, 1986 Timeframe for hiring the utility billing/account clerk As the council directed. I am readvertising the Utility Billing/Account Clerk position for one week. The ad is in the shopper of 2/12/86 with a deadline to apply of 2/19/86. Do we have authorization to proceed with interviews (if any additional interviews are warranted) and hire someone as soon as possible or must we make another recommendation to the city council? If we must go to the council again before we are able to hire. we are looking at the March 4th meeting. Then someone would probably have to give a two week notice to their present employer. That puts us near the end of March before someone could actually start work. Lola will be gone as of March 14th and then we will have two vacancies. Please advise. o o MEMORANDUM TO: COPIES TO: FROM: DATE: REFERENCE: o o CITY of ANDOVER Mayor, City Council Jim Schrantz, Larry Johnson, David Almgren Lola L'"flqui,' /~~<'~1h~ February 12, 1986 L ) Letter of Resignation This is to inform the above mentioned of the fact that I will be resigning my position at Andover City Hall. My last working day will be March 14, 1986,as it stands at this time. I will be taking a part-time position in Anoka, which will allow me more time to spend with my family. I have enjoyed working with the City of Andover and I feel that I have learned many new skills in the 2J, years that I have been with the City. o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION February 18. 1986 AGENDA SECTION NO. Di scuss i on DATE ORIGINATING DEPARTMENT Clerk-Treasurer ITEM Newsl etter NO. 4.a. BY: Larry P . Johnson B The city council is requested to authorize a community newsletter to be done jointly by the city and school. The council needs to determine: 1) How often to print it - monthly or every other month 2) What size page - 8! X 11 or 11 X 15 3) What to call it - Andover Advocate. Advisor. News. Messenger. Community News Attached is 9 listing of price quotes from a variety of area printers. Both sizes are quoted if the printer was able to handle both sizes. Some could not handle the larger size on their press. The quotes are based on 3.000 copies. typesetting and folding. Also attached are some suggested guidelines to follow as to content and editorial policy as well as a division of responsibilities between Melanie DeLuca and myself. It should be noted that there will be some start up costs that are difficult to get a firm handle on. such as masthead design. layout supplies, mailing permit if unable to use the school mail. Once we have done an issue it will be easier to get firmer prices from printers when we can see how much typesetting is involved. how many photos we use. if colored paper would look better. etc. MOTION BY TO COUNCIL ACTION SECOND BY c o o PRINTER 11 X 15 - 4 page 8! X 11 - 8 Blaine Printing $758.00 $710.00 + $15/photo Speedy Copy & Sign size not available $416.00 printing 216,00 Est. typeset $632~00 + $ 5,00/photo $460.00 Presto Graphics size not available All-Brite Graphics (Ramsey) Anoka Co. Union It is suggested that the newsletter contain: - short council meeting highlights column by mayor and/or council - calendar of events/ meetings - club & organization section (Key Communicator. Athletic Assoc. Senior Citizens) - city and county related articles - school related articles - church articles of community wide interest La rry " Larry & Melanie Melanie Larry Melanie It is suggested that the newsletter not contain: - verbatim council meeting minutes - letters to the editor - editorial s - advertisements - religious or political fund raising articles or ads It is intended that the newsletter be a community service. Articles may be submitted by community wide groups - typed and double spaced. Photos may also be accepted. A firm deadline for material submission will need to be established. o o AGENDA SECTION NO. Discussion o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION ORIGINATING DEPARTMENT DATE Februarv 18. 1986 FOR ITEM Community School/Annual NO. Report 4.a.l BY: Vicki Volk Melanie DeLuca will be bring the annual community school report to you the night of the meeting and at that time will go over the report with you. V MOTION BY TO COUNCIL ACTION SECOND BY o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE F'phrllriry 1 A 1 QAe:; ITEM Alexandra House Donatio! NO. ,j Cont. ~h BY: Vicki Volk APPROVED FOR AGENDA BY, C f) V AGENDA SECTION NO. Discussion ORIGINATING DEPARTMENT On June 25, 1985 at a Special Council meeting the following motion was made: MOTION by Orttel, seconded by Knight, the excess funds from 1983 Community Development Block Grant monies be divided as follows: up to $2,000 to the Alexandra House, $2,000 for Building Rehabilitation for Andover residents only, the balance to be spent on additional park equip- ment in the 138th Avenue Park. Motion carried unanimously. In checking the records, I ~annot find where this money was ever given to the Alexandra House. I also checked the 1984 minutes to see if the Council gave them money that year, and find nothing. VV NOTE: On Feb. 12. 1986 I spoke with JoAnn Wri ght at Anoka County about the above matter and was informed that since several CDBG cities contribute to the Alexandra House. the county pools the money and pays Alexandra House directly. None of the cities ever receive the money and in turn have to write a check to Alexandra House. The above allocation of $2,000 was pooled and is going to the Alexandra House. They do not receive the money all at once. but periodically throughout the year as needed for a special project. Any future contribution the council may authorize would be for the period 7/1/86 to 6/30/87. L. P. Johnson . COUNCIL ACTION SECOND BY MOTION BY TO c o Q 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE ",phrlli'lry 1 R 1 QR" AGENDA SECTION NO. Discussion ORIGINATING DEPARTMENT Engineering FOR ITEM Ind. Revenue Bond Updat NO. 4c BY: James E. Schrantz The City Council requested an update on the Industrial Revenue Bond for the Downtown Shopping Center complex. Dave Kennedy will be sending a letter to Bill Hawkins and the Council outlining the statute. (Mr. Kennedy is not available on the 18th.) JES:vv COUNCIL ACTION MOTION BY TO SECOND BY o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE 'F'j::)hrl1::l1ry 1 Q . '~elii AGENDA SECTION NO. Discussion ORIGINATING DEPARTMENT Engineering FOR ITEM Ord. 32 Amendment, Cont. NO. 4d BY: James E. Schrantz The City Council is requested to consider Section VIII (B)(2) of Ordinance 32. The existing ordinance has a formula for non-residential users as follows: REC = SAC x 100,000 73,000 Utility Billing to date hasn't made that adjustment but have been billing based on SACs. BACKGROUND Blaine had a formula similar to the formula in Andover's ordinance. In Blaine we developed the formula because the average house used 73,000 gal/yr. SACs are based on a usage of 100,000 gal./yr. To equate the non-residential to the residential, the proportion was used so everyone paid x$ per 73,000 gals. Andover's residential use/REC in 1980 was 135,300 gal. Since we have maintained the system, we have lowered the flow per REC to 87,000 gal./year. If I use the above, the formula would be REC = SAC x 100,000 87,000 JES:vv Attach: Sec. VIII B (2) Pg. 3, Ord. 32 COUNCIL ACTION MOTION BY TO SECOND BY o SECTION VII. TRUNK SANITARY SEWER CONNECTION CHARGE A-. ~cir: IOI~. vacant- a~ of- the t"ffe(tive dale 01 this ordinance, there !)hallbe the following requirement: Betorr a permit is i~ued allowing a connection 10 a sewer line-or maii, in the CitX' there shall be paid" Trunk- Sanitary_ Sewer: Connection Charge for each S<,wer Availability Charge <SAC) unit charged 10 the connection. The connection charge is for Hie con struct,ion-, reconstruction-, repair. enlargement, improvement or olhe';: obtainment and the mClin. 1enance. operation and use of the sanitary sewer lines or mains-, lift or pvmpinQ slations. and other s.ewerage treatment facililies Of the Ci1y, Such charge sti<'lllbe in addition to any and all connection or' ~rvice charges' which are required hereunder. a': For: the purposes of, lhis section. the Cily Trunk Sanitary Sewer Connection Charge Unit will be computed as follows: 1. Single family houses. townhouses, and duplex units !.hall each comprise one unit. Condominiums and apartments shall each com. prise one, unit. 3, Mobile homes' Shall each comprise one'unit. A. OTher buildingsandSlructvres shall be assigned one unit for eaChl00,00Q gallons of How annually. which is estimated, they will discharge; and com. mercial and ,indUSTrial structures shall be a~igned a minimum of one unit. THE FOLLOWING IS- A LIST OF STANDARD CITY OF ANDOVER TRUNK SANHARY SEWER CONNECTION. CHARGE UNITS FOR VARIOUS COMMERCIAL. PUBLIC. AND, INSTITUTIONAL FACILITIES. TYPE OF FACILITY Arena Automobile Service Center: Barber Shop Boarding House Bowling Alleys Car Wash Car Wash (self.service) Churches Cocktail Lounge General Office Building HospitalS Laundromats Motels and Hotels (assume 1 persons.room) Nursing Home Restaurant {drive. in) Restaurant 12A hr. service)' Restaurant (not 24 hr. service) Restaurant (with cocktail lounge) Retail Stores Roomino Houses Schools (Elementary) SchOOls (Secondary) Service Station (oas pumping only) Service Station (with service center> .5ervice Station (with service center & car wash) Swimming POOls Theater Theater (drive.in) Warehouses o C. The City Council shall~etermine which type of facility and parameter shall apply lor each sewer connection requested. The City trvnk sewer con. nection charge tor a facility nol included in the abOve lisl will be delermined by the City Cooncil. A request lor a trunk. st"wer connection charge unit dt"ter. miMlion should be made prior 10 the issuance of the building permit,. O. STruclures which conTain two or mort" facilities shall be charged a combined amount eQual to the lotal sewer connection charoe for each facility. E. The City trunk sewer connection charge unit Shall be a whole number, with fractional pot1ionS resulting from calculations rounded to the nparpst whole number. F. The Irunk sewf'r connection charge shall bE' $1,000.00 in 1976 and increased. $50.00' per year there.alter. SECTION: VIII. SEWER RENTAL CHARGES A. All premises locafed within the corpor.ate limits of the City servt'd by the City sewer system shall pay .a sewer rental tl'e to the City Of $5.00 per month, p",Yllblequarlerlyfor each s.ewer availability charge (SAC) unit. B.. Tt'le sewer rental'fee for ~siden1ial dwellings wilh City waler in place shall be W!loed on the following schedule: (11 R{'sidenlial Use For ead, liVing' unit, the sewer: use charge shall be S5.(10 per month payable Quarterl y. en Non,residential Charges for non.residential sewer use Shall be based.. upon the' number. of Residential Equivalent Connections CREe's) computed for each building or structure receiving municipal sewage service. Such computations are to be done as tallows Building Sewer Avail.bility Charge Unih (SAC units) X;' 100,000 9.1. per yr. divided by 73.000 equals No. REC's'. The charge per REC shall be \5.00 per month payable quarterty. The City may require a non. residential building user to provide a waler:- meter, approved by the Building OHicial that wilt ac. curately measure all waler supplied 10 The premises. In February of each year, the meter readings' shall be reviewed and 1 R EC assigned' to each 73,000 gallons of water consumed in the previOUS one year period. If the number of REC's computed by reference to water usage varies, from the REC's' compuled by the above formula, the charges for thai Cillendar year shall be delermjnCd by reference to REC's computed by water uS-c3ge. The CiTy may chilng{' The per monlh charg{'s and the figures used in compvling the REC's by resolulion'. Each non.residential user shall be charged a minimum 01 1 REC. Any fraction thereof of. REC shall be adjusted to the next highest one.hal1 REC. C. The sewer rental charge shall be payable TO the City Clerk. A penalty, of ten percent (10 percent) shall be added to all bills not paid by the date aHixed PARAMETER CITY SANlTAR.Y SEWER NECTION, CHARGE 100 seats 1service bays 5beds 3alleys I stall 2'50 seats 2~ seaTs 1400 sq. fl. floor space 1 bed 2' machines 1 rooms 3 bedS 9 parking spaces 6seats \1 seaTs 9seals 3000 SQ. ft. floor space 7 beds 10 students 15 students 17 swimmers 15 seats 55 parking spaces 1A employees tor final payment. D. In the event That a user tails 10 pay his sewer renlal fee within a reasonable time as determined by Ihe Cily, said lee shall be certified by the Clerk and aSsessed against the property connected to the sewer system and forwarded to The County Auditor for collection. SECTION IX. LICENSING A. No person, firm or corporation shall engage, in the business of allering, repairing. installing' or constructing sanitary sewer connections within the City withOut first obtainino a license to carryon such occupation from the City. (1) Applicant shall file with the City Clerk policies of publi<. liability and property damage insurance which shall remain in force and eHect during the entire term of said license and which "Shall conlain a provision that lhey shall not be cancelled wiThout ten (10) days wrill(>n notice to the City. Public liability insurance !.hall not be les!. than one hundred lhou~nd U 100,0(0) dollars for injuries including aCCidE'ntal death 10 ollny one (1) per!.on and subject to the same Iimi1 tor ea::h person in an amount Of n~t less Ihan three hundred thousand nJoo.OOO) dollars on account ol anyone (1) accidenl and property Page 3 CON. UNITS 1 , 1 1 1 30 3 1 1 1 1 3 1 age insurance in 1he amount ol not less than fifty thousand (UO.OOOI dollars tor each accident and nof le!'s lhan one hundred thOusand IS100.000) dollars aggregated'. No work !.hall be done under 1his license until said insurance policies nave been filed and approved by the City. (2) The.applicolln1 shall file, with the City Clerk for surety bond' guaranteeing the conlormance and compliance of work with this Ordinance. ~id bond shall be in the amount of two thous.and (S2,000) dollars. The City shatlholdsaidbond for one.ll) year following lhe, license periOd. Failure to comply with provisions and r:equirementsof this O'dinance shall result in forfeiTure of' the bOnd. (3) Application for It<eoses !.hall be filed wilh II'le City Clerk and shall be reviewed and subject to the approval of The City; (4) Any installation, construcTIon, alleralion Of a sanitary sewer. connection by a licensee in violation of any provision of this Ordinance or refus.al on the part of a, licensee 10 correct such detectIve wo~k shalL be cause for revocation of or refu~l to renew a license. Said license may be reVOked or refused for renewal by the City aT any time for cause whiCh shall be.dCXumenT(>(l.' in wriTing B. No pel'son, firm or corporc'lTion, dl'signatf.'(j as s{'wage pumpe.rs, shall disChM9E' sludge into The dE:"sigflated di!'charge IO(a1;on wiThin th(' CiTy wiThouT firsl Obtaining a license TO (';arry on SUCh occupation from the Gty. (1~ ApplicanT shall' file with the City Clerk policies of publi<=: liability and property damage insurance whi<=:h shall remain in force and eHecT during the entire 1e.rm of said license and which shall contain a provision, that they shall not be cancelled withou1 ten (0) days written notice to the City. Public liability insurance shall not be less than filly Ihousand ($50,000) dollars tor injuries including accidental death to anyone (1) person and subiect 10 the same limit for each person in an amount Of not less than one hundred t,hOusand ($100,0001 dollars on account of anyone (1) accident and property damage in. surance in the -amount of not less than .1en thousand (S10.0001 dollars for each accident and not less 1han twenty thOusand (S10.OOO) dollar!. aggregated. No work shall be,done under license unTil said insurance policies have been filed and approved by the City. (2) The applicant shall file with the City Clerk for surety bond guaranteeing the conformance and compliance of work wilh this Ordinance. Said bond shall be in the amount ot lWO thousand (S2.000) dollars. The City shall hold said bond for one (1) year following the ncense period. Failt,re to comply with provisions and requirements nf this Ordinance shall resull in forfeiture of. The bond. {Jl Application for Ii<=:enses shall be filed with the City Clerk and shall be reviewed and'subject 10 the approval of the City. C. All licenses required in this section shall be renewed annually. The annual license fee shall be twenty.five ($25Jx;J) dollars. Applications for wch license shall be made annually on a form furni~hed by the City Clerk. Licenses shall be in effect trom July' of one year to June 30 of the next year. D. Before any license issued under I'he provisions of t~iS section may be revoked or its renewal refused, the licensee shall be given a hearing by the City Council to show cause why 'such licens'e shOuld not be revoked or refused. Notice of the time, place and purpose of, SUCh hearing shall be in writing. SECTION X- POWERS AND AUTHORITY OF INSPECTORS The Building. Official and other duly authorized employees Of. the City, upon proper identification. shall be permitted to enter upon all propertit>Sfor the purpose of inspec1ions. ob"Servation, measurement, sampling and' tes1i~ !n accordance with the provisions of this ordinance. SeCTION XI- PENALITES A. .Any person t~und to be violaTing any provision of this, ordinance shall be served by the,Building Official wilhwritten notice staTing the nature Of the violation and, providing a reasonable time limit tor the satisfactory correction thereof. The Of tender shall wilhin the period of time slollted in such notice, permanently cease all violations. 8. Any person who shall continue any violation beyond the time provided for in the written notice shall be Quilty of a misdeameolloor. and upon con. victior. thereof shall bE' subject to a tine of not more than \300. ,or. imprisonment tor not more than 90 dayS, or bofh, for each viola1ion. Each day in which any !oUCh violation shall 'continue shall be deemed a separate offens~. C. Any person violating any of the provisions Of this Ordinance shall become liable to the City for any expenu', loss or damage occasioneod the City by o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE F~hY"11~""'Y 1 sa, lQ~~ BY: AGENDA SECTION NO. Discussion ORIGINATING DEPARTMENT Engineering ITEM Building PermitsjShirle 's NO. 4e Estates BY: Jam The City Council is requested permits for Shirley's Estates the developer. to lift the hold on building as requested by Mrs. Sonsteby, Mrs. Sonsteby did haul in additional material and pushed it out across the low area to the LakeRidge around the lake as proposed in her plan. We installed the curb cut at the access as was requested of the developer. The grading wasn't satisfactory to the Park Board but we have improved the grading and installed the playground equipment including a backstop. The reason we proceeded with the development of the park was that by not doing it we were penalizing the wrong people so the Park Board reluctantly agreed that the Public Works Department should make the park usable. Many people cross one of the lots and cross ~he park to go across the south end of the lake or to go back in the open area and dump junk, brush, etc. This damages the park because of the sandy nature of the soil. Mrs. Sonsteby, I believe, is selling or has sold the lots to Ziegler Construction, the contractor who developed Rosella's Addition. The last time Merle Prochniak and I looked at the park, we had agreed that park should be accepted and in the future make sure the development contract included adequate escrow funds for the grading, topsoiling, and seeding work the developer provides. COUNCIL ACTION MOTION BY TO SECOND BY o o Shirley's Estates Page 2 We had assessed the plat for the entrance construction but after Mrs. Sonsteby appealed we cancelled the assessments for the access correction. The quality of workmanship was far below my expectations. The work the developer agreed to do during the platting process was not to my expectations. JES:vv i. :ft- o o , . I -, I ';t ,ill ':1 i,i <I . ;;1 \1 ::1 '!'r " .::1 .!:1 I ;! :1 'rj 'i -dl ,I! Ii! l;j 'ii 1'1 ;1 Iii :, :1 :tl- ill ;,1 ;j! :11 ;11 II <I 'lj .11 di il . ill II !t - ill II. A .1 ill o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE February 18. 1986 Cl erk- Treasurer AGENDA SECTION NO. Discussion ORIGINATING DEPARTMENT ITEM Alternative Inv. Depositorie NO. 4.f. BY: Larry P. Johnson The City Council is requested to approve the attached resolution designating supplemental depositories for investment purposes only. We currently have about $8.3 million invested. entirely in certificates of deposit. Our highest interest rate is currently 7.65%. Coon Rapids. our neighbor to the south. currently has about $19.5 million invested and none of their money is in certificates of deposit at the present time. None of their current investments are earning as little as 7.65%. Some are earning over 10%. Even a fraction of a percentage point makes quite a difference in net annual earni ngs when you have this much to work wi th. The attached resolution was patterned after Coon Rapid's resolution, but leaves out the out of state financial institutions. We don't have the staff time available to devote that much research every time we have an investment to make; but I am sure we can do quite a bit better than we are at present. It is not likely that all of the financial institutions listed in the resolution will be used; but it gives us the flexibility to take advantage of the best rates avail ab 1 e and as a member of the Mi nnesota Government Finance Offi cers Assoc. I'm sure my colleagues from other cities will be will ing to share information as to what is paying the best at any given time. Also attached is a League of Minnesota Cities commentary on municipal investing and a copy of the Coon Rapids Investment Policy for your consideration. COUNCIL ACTION MOTION BY TO SECOND BY o o o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA NO. A RESOLUTION DESIGNATING SUPPLEMENTAL DEPOSITORIES OF CITY FUNDS FOR INVESTMENT PURPOSES ONLY WHEREAS. Minnesota Statutes Sec. 118 sets forth the procedures for the deposit of public funds and it is necessary for the Andover City Council to annually designate a bank as the official depository for City funds and manage the collateral pledged to such funds; and WHEREAS. the First National Bank of Anoka has previously been designated as the City's official depository for 1986; and WHEREAS, other financial institutions are, from time to time, able to pay the City of Andover interest rates on deposits which are greater than can be obtained by other investments; NOW. THEREFORE. BE IT RESOLVED by the City Council of the City of Andover that the First Bank St. Paul. First Bank Minneapolis. Norwest Bank St. Paul. American National Bank of St. Paul. National City Bank of Minneapolis. Norwest Bank Minneapolis. the Fidelity Bank and Trust Company. F & M Marquette National Bank of Minneapolis. First Federal Savings and Loan. Midwest Federal Savings and Loan. Twin City Federal Savings and Loan, Minnesota Federal Savings and Loan, Central Norwest Bank North, First Bank of Northtown, Bank of America NT & SA. Morgan Stanley. Merrill Lynch. Dain Bosworth Inc.. Dean Wittier Reynolds Inc.. Piper Jaffray & Hopwood Inc.. Kidder Peabody & Co. be designated as additional depositories for 1986 for investment purposes only; and BE IT FURTHER RESOLVED that the Treasurer of the City of Andover is hereby designated as the approval authority for the acceptance and release of all collateral to be held by the City in conjunction with City funds on deposit with authorized institutions. Adopted by the City Council of the City of Andover this _____ day of , 1986. CITY OF ANDOVER Jerry Windschitl - Mayor ATTEST: Larry P. Johnson - City Clerk o o legal authority o Minnesota Statutes, Section 471.56 authorizes any city to invest any fund not presently needed in obligations in which city debt service funds may be invested. This law applies to all types of funds not presently needed, including all general, special, permanent, trust, or other funds regardless of source or purpose. Under this statute together with the law on the investment of debt service funds (M.s. 475.66) and another law relating to deposits in financial institutions (M.S. 118.005, 118.01), a city may invest idle funds in certain specified obligations and it may make interest.bearing deposits of such funds in state or national banks, savings fnd loan associations, or (possibly) credit unions. (Technically, the state auditor does not consider interest-bearing deposits as investments; however, since they do produce an added income, they are not distinguished in this memo from authorized investments of idle funds.) Permissible investments and interest-earning deposits, discussed more fully in the next section, may be outlined as follows: 1. Direct US. government obligations a. Treasury bills b. Certificates of indebtedness c. Treasury notes d. Treasury bonds 2. Federal agency issues (not directly guaran- teed by U.S. government) a. Federal Home Loan Banks b. Federal National Mortgage Association c. Federal land Banks d. Federal Intermediate Credit Banks e. Banks for Cooperatives 3. Shares in mutual funds investing exclusive- ly in U.s. government and agency issues. 4. Obligations of State of Minnesota or Minnesota municipalities. o 5. Bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. 6. Highest quality commercial paper issued by United States corporations on their Cana- dian subsidiaries when the paper matures in 270 days or less. 7. Interest-bearing deposits. The law on the investment of debt service funds provides that time deposits shall be withdrawable and certificates of deposits and investments shall mature and bear interest payable at times and in amounts which, in the judgment of the government body (or its treasurer or other officer or committee to which it has designated investment decisions) will provide cash at the times and in the amounts required for the purposes of the debt service fund. (M.S. 475.66, Subd. 1.) Since other idle funds may be invested in any obligations in which debt service funds may be invested, this limitation presumably also applies to investment of such idle funds as well. There is one exception, however: the govern- ing body may authorize the purchase of longer term investments subject to an agreement to repurchase such investments at times and prices sufficient to yield the amounts estimated to be so required. A repurchase agreement may be made with a bank qualified as a depository of debt service fund money, or with any national or state bank in the United States which is a member of the Federal Reserve System and whose combined capital and surplus equals or exceeds $10,000,000, or with a reporting dealer to the Federal Reserve Bank of New York. (M.s. 475.66.) A municipality is also authorized to enter into a reverse repurchase agreement with any institution with which it is authorized to make a repurchase agreement. A reverse repurchase agreement obli- gates the municipality to repurchase at a fixed future date and price a security sold by it to a financial institution. Such an agreement is not included as part of the city's net debt, may be made without an election or public sale, and the 1 By Laws 1978, Ch. 747, various statutes were amended to authorize credit unions to accept deposits of public funds and provide for deposits of public funds in thrift institutions. No express authority is granted by MS. 118.005 to designate a credit union as a depository of public funds unless it is a "thrift institution." The quoted term is defined by M.S. 51 A.02, Subd. 23 to include "an association, a mutual savings bank, a cooperative bank, a homestead association, a federal savings association, a federal savings and loan associa- tion, and a supervised thrift and residential financing institution of a substantially similar nature." It is not clear that a credit union is a thrift institution as so defined, though it seems to have been the intent of the 1978 amendments as given in the title of the law to make,credit unions eligible as depositories. o - 1 - o interest payable is not subject to the statutory limit (M.s. 475.55) on bond interest rates. Certain time limitations on such agreements are stated in the law: (1) a period of 30 consecutive days; (2) a period which, with the aggregate period of all agreements made within the preceding 12 months with respect to one security or two or more identical securities, exceeds 90 days, whether or not the period from the first sale to the last repur- chase exceeds 12 months. An agreement for a longer term is valid but its execution constitutes misconduct by the responsible officer, subject to the penalty provided in M.s. 609.43. (M.S. 475.51, Subd. 12.) The law contains detailed procedures for enter. ing into reverse repurchase agreements. M.S. 475.76.) Any investments may be sold by the council at any time, but if the investment is made from a debt service fund or another fund dedicated to a particular purpose, the money received from the sale must remain a part of the fund until used for the purpose for which the fund was created. (See M.s. 475.66.) When a city invests currently unneeded proceeds of a bond issue of the city, it must keep in mind federal rules on what are known as "arbitrage bonds." To oversimplify a complex set of regula- tions, it may be said that the rules set no limits on the interest the city may earn on such investments during the first three years after issuance of the bonds, though the city is generally required within that time to spend at least 85 percent of the proceeds on the authorized bond purposes. After that time, however, when the city invests any unneeded portion of the bond issue proceeds, it may invest only in obligations which do not yield substantially more than the interest rate on its bonds. Determination of whether bonds are arbitrage bonds, and therefore not tax-exempt, is made on the basis of reasonable expectation at the time of issuance. Violation of the interest rules later will not change the tax-exempt status of the bonds but can result in "blacklisting" future issues. Types of authorized investments 1. Direct U.S. government obligations Obligations of the United States government provide one of the greatest sources of earnings for all sizes of cities. They are backed by the full faith and resources of the u.s. government and are approved investments under all circumstances. o , f They reflect the current level of interest rates. They are issued in anyone of several forms, including treasury bills, treasury notes, certificates of indebtedness, and bonds. o Maturities vary from the short-term bills to long-term bonds of 20 and 30 years or more. Some issues are callable by the government before maturity; others are not. Some are offered on the open market for cash; others are available by exchange of an issue already held. Some have coupons attached; other do not. The varieties and types are so numerous that proper advice from a qualified bank or broker is necessary before entering the market. Treasury bills. Bills are regularly offered by the Treasury Department each week with 90-c.'y and 182-day maturity dates. Monthly bills ar.:: offered with a maturity of one year. Through secondary market operations there is also provided a choice of weekly maturities up to six months. Treasury bills are offered on a discount basis only; the return on the investment is the difference between their purchase price and their face value. Bills are offered at a competitive auction each Monday for payment every Thursday except that non-competitive tenders for $200,000 or less for each type of bill are accepted in full at the average price of accepted competitive sealed bids. Treasury bills may be purchased through dealer banks and bond brokers and sold to them if the bills are to be disposed of before maturity. Nor- mally dealer banks and bond brokers make a small service charge when they buy or sell bills for their depositors. Bills may be purchased directly from the Federal Reserve Bank of Minneapolis, in which case there is no service charge. City officials may obtain notice of weekly treasury bill offerings and bid forms by writing to the Federal Reserve Bank. U.S. Treasury certificates. These certificates are coupon issues of the Treasury Department maturing no more than one year after issue. They are not always available. When they are, it is in denominations of $1,000 or more and are payable to the bearer only. They usually carry two coupons, clipped semi-annually. While not quite as liquid as treasury bills, certificates can, under almost any circumstances, be quickly and easily liquidated when the holder requires cash. o Treasury notes. Treasury notes are issued with a maturity of more than one year but not more - 2 - o o than five years. Because of the longer maturities, interest rates tend to be larger than on bills and certificates. They are available in denominations of $1 ,000 and up, are payable to bearer and may be registered as to ownership. They carry coupons, one redeemable every six months. Treasury notes are of primary interest when cash requirements fit the particular maturities. U.S. Treasury bonds are a more common purchase. Treasury bonds. Bonds are invariably issued for five years or longer in denominations of $500 to $1,000,000, although some are available in smaller denominations. They may be registered as to ownership and they are available in bearer form. Bonds carry semi-annual interest coupons. Some treasury bonds are callable by the government before maturity; others have fixed maturities. By market convention, the yield on a callable bond is computed to the earliest call date when its price is above par and to maturity when its price is at par or below. Because of the longer maturities of notes and bonds, it is not always possible to manipulate notes and bonds to make a spot profit whenever desired. They are, however, just as safe as any other U.s. security when held to maturity. They are parti- cularly suitable for investment of debt service funds or any other funds where the principal is not needed for a substantial period of time. As the date 'of maturity approaches on treasury certificates, notes and bonds, they gradually become available on the market to the short-term investor as investment possibilities. Furthermore, there is a good market for these obligations, so they may be disposed of through bankers or securities dealers at any time for a small fee; however, if they are sold close to maturity, it is possible that they may be sold only at a loss, sometimes even a fairly substantial one. Among the authorized investments (not includ- ing interest-bearing deposits), United States govern- ment obligations are probably the most popular in Minnesota municipal practice. 2. Federal agency issues o Federal agency issues described below are, in contrast to U.s. Treasury obligations, not guaran- teed by the U.S. government; however, agency obligations generally produce somewhat higher yields and previous experiences of the agency may satisfy the investor of their soundness. Some types o do provide some kind of guarantee. They may be purchased by cities at the time of guarantee. They may be purchased by cities at the time they are originally offered but are usually available later through banks or securities dealers. Federal Home Loan Bank notes. The Federal Home Loan Bank system includes 11 Federal Home Loan Banks and their member institutions. The banks are instrumentalities of the United States and are under the supervision of the Home Loan Bank Board. They were established to act at a credit reserve system to meet both short-term and long-term needs of approved mortgage-lending institutions eligible under the provision of the Federal Home Loan Bank Act. Any savings and loan association, building and loan association, cooperative bank, homestead association, insurance company or savings bank is eligible to become a member of the Federal Home Loan Bank if it meets the eligibility requirements. Each Home Loan Bank may make secured and unsecured loans to member institutions subject to the laws and regulations governing it. As additional security for loans to any member, a bank has a statutory lien on the member's stock, and advances of more than one year's maturity to members must be secured by home mortgages or direct-guaranteed obligations of the federal government or both. The 11 banks are supervised by the Home Loan Bank Board, and are subject to yearly examina- tions and audits by the General Accounting Office, which is under congressional control. The obliga- tions may be accepted as security for all fiduciary trusts and public funds under the authority or control of the United States. They are lawful investments -for savings banks, insurance com- . panies, trustees and other fiduciaries under the laws of many states as well as for idle city funds in Minnesota. Federal National Mortgage Association deben- tures. The Federal National Mortgage Association (FNMA) was incorporated under the National Housing Act of 1938. The Charter Act gives FNMA the power to conduct secondary market operations in home mortgages, to perform special assistance functions in the purchase of mortgages authorized by the President and Congress where established home financing facilities are inade- quate, and to manage and liquidate existing mort- gage portfolios as of October 31, 1954. The secondary market operations provide - 3 - o supplementary assistance to the secondary market in guaranteed and insured home mortgages by providing a degree a liquidity for mortgage invest- ments both through purchase and sale. The second- ary market operation is completely separate from the other function which FNMA performs. Under the law, the secondary market operation must be self-supporting, and these operations have been very successful. The debentures are lawful investments for all fiduciary trusts and public funds under the control of the United States. National banks may buy them without regard for statutory limits generally applicable to securities. They are eligible as col- lateral for Treasury tax and loan accounts. Pay- ment of all certificates, both interest and principal, is guaranteed by FNMA, which may issue to the U.S. Treasury its general obligations in an amount outstanding at anyone time, sufficient funds to enable FNMA to carry out its manage- ment and liquidating functions. The U.s. Treasury is authorized to purchase any of FNMA's obliga- tions. The association has made available for munici- palities as well as the public three types of securi- ties: debentures and short-term notes issued under the secondary market operations, and participation certificates issued by the FNMA as trustee for the Government Mortgage Liquidation Trust. Federal Land ,Ban~ notes and bonds. Twelve Federal Land .Banks~,were organized under the Federal Farm Loan Act of 1916, principally to provide long-term farm mortgage loans at reason- able rates. Each loan is based on an appraisal, plus the amount that is .Ioaned for the applicant to purchase required stock in the local federal land bank association." ~ The banks are incorporated under federal law and operate under the general supervision of the Farm Credit Administration and the Secretary of Agriculture. Each bank is examined at least once a year by the Farm Credit Examiners. The bonds are lawful investments for all fiduciary and trust funds under the jurisdiction of the U.S. government. They . are eligible as security for government deposits. Equal collateral security for consolidated bonds in the form of notes secured by mortgage purchase money mortgages, or government-secured obligations must be furnished for all bonds issued. o Federal Intermediate Credit Bank debentures. The Federal Intermediate Credit Bank debentures range in maturity from one to nine months, are printed every month and in this regard may be compared with Treasury bills. Although FICB debentures naturally are not as marketable as Treasury bills, municipalities with short-term funds to invest may use them in the same way. Usually there is a higher yield on the FICB debtentures due to the fact that their market is not as close as on Treasury bills or certificates. o There are 12 Federal Intermediate Credit Banks created under the Federal Farm Loan Act of 1923. These regional banks provide funds for the seasonal production, processing, and marketing of crops and livestock by extending credit to financing inst'tu- tions and farmer's cooperative associations. Th~y make loans to and discount agricultural and livestock paper for various types of financing institutions. The banks are under the supervision of the Farm Credit Association which is under the direction of the Secretary of Agriculture. Banks and securities dealers .are authorized to issue and sell consolidated trust debentures and similar issues. The law requires that the debentures be secured by at least an equal face amount of notes or similar obligations discounted or pur- chased or representing loans made in accordance with the Act of 1923, U.s. Government Bonds, Federal Farm Mortgage Corporation bonds or cash. Banks for cooperatives. Debentures of banks for cooperatives are issued for a maximumsix-month period. There are fewer of these issues than of the other agency issues mentioned here. 3... Shares in investment companies whose only investments are U.S. government and agency issues Investment may be made in shares of an invest- ment company registered. under the Securities Act of 1933, whose shares are registered under the Securities Act of 1940 (mutual funds) if the only investments of the company are in obligations of the United States, in obligations fully guaranteed by the United States gOVernment, or in obligations . of instrumentalities of the United States govern- ment such as those listed in the law and described in the previous section. (M.S. 475.66.) Such investments in mutual funds may require payment of company service or other charges which may be larger than in making purchases of o - 4, e o individual U.S. securities, and the yield maybe less than on judicious Individual purchases. On the other hand, when the city has amounts to invest which are too small for direct purchase of parti- cular kinds of United States securities, it may, nevertheless, acquire a share interest in such securities through the mutual fund device. Further- more, itwill not be tied to the maturity schedule of particular securities (though it will be subject to the rules of the company with respect to the sale of the city's shares), and such investments may save city staff time as compared to the alternative of making city purchases of individual issues of United States securities.Through the use of mutual funds, cities may sometimes be able to invest funds for only a few days, a period too brief to make most other investments or time deposits practical. Some mutual funds will. work with the city only under formal agreements, with the city setting out the terms on which they will do business, such as minimum amounts they will handle, and some- times these agreements will stipulate that there will be no service charge. Before investing in a mutual fund, it may be wise to compare with a bank's money market savings account as to prospective yield, service charges, minimum balance requirements, check- writing privileges and limitations, etc. See section 5 for a brief discussion of the relative advantages and disadvantages of money market mutual funds versus bank's money market deposit accounts. 4. Obligations of State of Minnesota or Minnesota municipalities o While the law permits the investment of idle city funds in the obligations of the State of Minne- sota or any of its counties, cities, towns, or school districts (M.S.475.66), cities rarely invest in these obligations because other authorized investments can provide a better yield. State and municipal obligations usually carry a lower interest rate because income from them is exempt from income taxes; however, the tax-exempt privilege is of no value to cities since their income from any source is tax exempt. There are times, however, when, due to the heavy supply of municipal bonds or other market factors, sound municipals may be obtainable at yields comparable to, or better than, those for similar maturities to United States government obligations. Occasionally, a city council may invest idle funds in some of the city's own obligations for special reasons. It is not unusual, for example, for o a city to invest its own funds in temporary im- provement bonds authorized under the local improvement code (M.s. 429.091, Subd. 3). These obligations must mature within not more than three years and are payable from the proceeds of definitive improvement bonds. (M.S. 429.091, Subd. 6.) They may be purchased only from funds which the council determines will not be required for other purposes before the maturity date, and may be resold before maturity only in case of emergency. If purchased from a debt service fund securing other bonds, the holders of those bonds may enforce the city's obligations on the tem- porary improvement bonds in the same way as if they held the temporary improvement bonds. There is no statutory restriction against the prac- tice of investingfunds in the city's own obligations and the attorney general has sanctioned the prac- tice (A.G. Op. 59a-22, LMC 215G, April 2, 1969; A.G. Op. 59-A-22, LMC 215g, Oct. 3, 1946), though the Minnesota Supreme Court many years ago frowned on the investment by the city in its own bonds at the time they were originally issued. (Kelly v. City of Minneapolis, 63 Minn. 125, 165 N.W. 115, 1895.) There is clear statutory auth- ority for investing in the city's own temporary improvement bonds even without offering them on the market initially. The city may be in the same position in buying its own obligations as in buying the bonds of an.other city: it is likely to be getting less interest on its investment than if it put its idle funds elsewhere. In any event, a city may not invest 'in its own orders or warrants having no fixed maturi- ty, since these are not "obligations" as that term is used in the law authoriZing investment of city debt service funds. 5. Bankers' Acceptances Since August 1 , 1983 cities have been permitted to invest idle funds in bankers' acceptances of United States banks eligible for purchase by the Federal Reserve System. These instruments typically are created from a letter of credit issued in a foreign trade transaction. For example, a U.S. company purchasing goods from abroad will ask its bank to issue a letter of credit for it in favor of the seller. ., This letter wilfallow the seller to draw a draft upon the importer's bank here for payment of the goods. Whim the supplier receives this letter and draft, he will ship the goods and present the draft at its bank for discounting, thus permitting him to receive immediate paymentfor the shipment. His bank then forwards the draft to - 5 - o its U.S. correspondent. The draft is then stamped "accepted" and becomes a bankers' acceptance and obligates the U.s. bank to pay it at maturity. That bank may buy the acceptance, thus earning the difference between the discounted purchase price and the face amount. It may instead sell the acceptance to a third party, in wh ich case the acceptance is secured by the bank, the goods, and the importer, and becomes a money market instrument. Initial maturities of bankers' acceptances run from 30 to 180 days; the short-term 90-day acceptance is the market standard. Historically, governmental and other nonbank investors have not participated in the acceptance market. This is now changing, in part because of the remarkable growth in acceptance financing. Now 30 American brokerage houses are recognized acceptance dealers. The top ten acceptance bankers accounted for half or. all outstanding American acceptance paper in 1981. Some acceptances are "prime". Such accep- tances are those with shorter maturities that are eligible for discounting with the Federal Reserve system. The term also means that the bankers' acceptance was not used,to finance inventories but will be paid at maturity from the proceeds of the sale of goods. It has been reported that in 67 years of use in this country, bankers' acceptances have experi- enced no known loss of principal to investors. There have been instances of counterfeit and fraudulent acceptances, however. It is not likely that this kind of investment will be attractive to smaller cities without personnel having investment expertise. Cities interested in acceptances as a vehicle for investment of idle funds are advised to-' seek prime money center bankers' acceptances to ensure quality and secondary marketability, unless a lesser-known local bankers' acceptance offers a yield premium. 6. Commercial Paper By.the same 1983 amendment (Laws 1983,Ch. ,54).to the basic municipal investment statute, any . city is authorized to invest in commercial paper issued by United States corporations or their Canadian subsidiaries if it is of the highest quality and matures in 270 or fewer days. . Commercial paper is a short-term unsecured o promissory note issued for a maturity specified by the purchaser. Yields generally reflect differences in maturity and risk. Most paper is sold on a discount basis, but some issuers now offer interest- bearing notes. Except in the case of the largest corporations, issues are marketed through dealers, who market the paper to investors. Presently about 900 corporations issue commercial paper. Commercial Is rated by Moody's Investors Services Inc., Standard & Poor's Corporation, and the Fitch Investors Service, Inc. Only commercial paper rated A-l, P-l, and F-l may be used for city fund investment. o One of the most important factors determining. whether an issuer's commercial paper is worthy of , credit is the nature. of the underlying bank line; of credit. These credit lines are of four kinds: . Standard line agreements, which, if activated, convert into a standard bank note at a specified time (e.g. 90 days); Swing line, under which an issuer may borrow on one day and repay the next; Revolving line, which is a long-term flexible line of credit virtually guaranteeing a bank loan at any time upon the request of the issuer; Irrevocable Letter of Credit (LOC), under which the writing financial institution guarantees. unequivocally that funds will be available to redeem the commercial paper upon maturity. This credit line is the most secure of the four types and is the basis of many of the highest ratings. Commercial paper notes generally are issued in bearer form, with minimum denominations begin- ning at $100,000. occasionally at $25,000 and $50,000. Some analyst fear that a major credit collapse could result in widespread defaults of commercial paper. They recall, for example, that Penn Central was an issuer of widely held commercial paper before its collapse, Confining investments in commercial paper to the highest rated paper, as the Minnesota law does for city investments, can help assure credit worthiness, but even with such investments, frequent monitoring of the com- mercial paper market is required to guard 0 against sudden deteriorations in credit quality. It is obvious that commercial paper is not the most prudent type of investment for a -6- o o small city, though it may result in a good return. 7. I nterest-bearing deposits Every city is now authorized to place its idle funds in interest-bearing deposits in a national bank, an insured. state bank, a savings and loan association, a federal savings bank, or possibly a credit union (M.s. 118.01, 475.66; see also M.S. 52.04, Subd. 1, Clause 17 as to credit unions). The word "bank" is used hereafter to include all these authorized depositories. These deposits may be of several kinds: (1) interest-bearing checking accounts; (2) money market savings accounts; (3) time deposits (CD's); and (4) ordinary savings accounts. These are discussed below. None of these may be opened except in an designated depository. Thus, if the bank (savings institution) has not been previously used by the city, no deposit should be made init until the council first adopts a resolution designa- ting the institution as a depository of city funds and stating the maximum deposit. Currently, the amount authorized for deposit without the furnish- ing of protection by the depository to the city is $100,000. (M.S. 118.01.) If the city's deposit in a depository is to exceed that amount, which is the amount protected by federal insurance, the excess must be protected by a bond or collateral furnished by the depository. If a corporate bond is furnished, it must be for the total amount of the authorized excess deposits (M.s. 118.01). The bond should be conditioned for repayment of all sums on deposit when due and it must also be approved by the council (M.S. 427.01 ). If collateral is furnished instead ofa bond, the total amount of the collateral computed at its market value must be at least 10 percent more than the maximum deposit (in excess of federal insur- ance) au~orized by the council (M.S. 118.01, Subd. 2). Evidently the only securities that may be furnished are the "following (not including industrial revenue bonds or notes under M.S. Chapter 474 or similar bonds of other states):" o All bonds (except bonds secured by real estate), certificates of indebtedness, or warrants which are authorized investments for savings banks under state law; b. Bonds of any insular possession of the United States; c. Bonds of any state or of any of its agencies if the principal or interest is paid otherwise than by direct taxation; d. Notes secured by unmaturedfirst mortgage on real estate located within the state if interest is not past due and the real estate is not tax delinquent. . e. Loans guaranteed by the Small Business Administration under the Small Business Act and loans or obligations secured or guaranteed by the United States or any agency of the. United States, including any corporation wholly owned directly or indirectly by the United States. All collateral must be approved by the council and deposited with the city treasurer unless the council designates some other place for safe- keeping. It should not be kept in the depository, however. All collateral must also be assigned to the c.ity by an assignment requiring the depository to pay to the city treasurer or his order, when due, all money deposited free of exchange or other charges, as well as all interest when due at the given rate. Under the assignment, the city should also have authority to sell as much of the collateral as needed to cover the uninsured deposit in case of default. - 'tn its- discretion the depository may furnish both collateral and a bond, deliver additional collateral from time to time, withdraw excess collateral, and substitute other collateral. Interest on collateral belongs to the depository when there is no default. When the depository relationship ends, the collateral may be returned without council action. Many savings institutions now participate in a o 2This requirement varies slightly from a different provision in the same section specifying that deposits secured by collateral should never exceed 90 percent of the market value of the collateral. (M.S. 118.01, Subd, 7.) - 7 - o "certificate of deposit network" for cities wishing to invest more than the $100,000 federally insured amount. Under this arrangement, the bank may place up to $100,000 in its own certificate of deposit and will place the remainder in insured certificates of deposit issued to the city by other banks which are members of the network. These institutions may be in other cities and other states. Thus the entire amount invested by the city is federally insured. Since it is not necessary for any of the banks to furnish a bond or collateral, they may be able to offer a somewhat greater interest rate to the city. While there is nothing in the statutes which prohibits the city from investing money in quali- fied depositories in other states, some cities may wish to consider the policy implications of out- of -state investments. (Note though that investors in other states will also be purchasing certificates of deposit in Minnesota through these networks.) Before purchasing certificates of deposit through a network, the council should obtain a list of all of the network's members and pass a resolution designating the entire group as city depositories. Interest-Bearing Checking Accounts. Under terms of Public Law 97-320 (96Stats. 1469), the Garn-St. Germain Depository Institutions Act, passed in 1982, cities are now permitted to have two different types of interest-bearing checking accounts in banks. One type, the NOW (Negotia- ble Order of Withdrawal) account, gives unlimited checking privileges subject to rules of the financial institution . as to minimum balances, service charges, and the like. Currently, such an account pays 5}4 percent interest. The other, officially called a'Super-NOW ac- count, is a checking account that requires a mini- mum balance of $2,500. When the balance drops below that, the institution pays the same rate as on NOW accounts. The rate may be as high as on money market deposit accounts (see below) but typically has been somewhat lower. There are unlimited checking, deposit, and withdrawal rights in these accounts,' subject to rules of the institu- tion. Federal restrictions on these accounts are few but financial institutions may prescribe a variety of charges and offer different services, so it is important that cities shop carefully before opening such an account. In some cases the service charges may be so high that a city may receive a better return on a regular NOW account. The Super-NOW account carries a "reserve" require- ment; that is, the banks must set aside a portion of o ,. the deposit-usually 12 percent--that cannot be. used for investment. Interest rates or service charges reflect the fact that this reserve may not be invested. The Super-NOW accounts should be compared with the Money Market Deposit Ac- count described below. c Money Market Deposit Accounts. The same 1982 federal law also permits banks to offer an account that is almost the direct equivalent of a money market mutual fund. It is often called a money market savings account, but a depositor has more flexibility than with a typical savings ac- count. The depositor may make unlimited de- posits and withdrawals in person and may make six additional transactions per month, including transfers to another account. No more than tt.ree checks may be written on the account each month without penalty, and the bank may prescribe what that penalty is. As in the case of a Super-NOW account, a minimum of $2,500 is required for such an . account. In both cases the bank may pay different rates on different balances and may add its own restrictions to those required by law. When bank money market deposit funds were first offered, promotional interest.rates. initially paid were generally higher than rates paid by money market mutual funds (see section 3), but in the aggregate the rates the depositor earns from the two funds now are quite comparable. Practicesin making service charges and paying interest vary so widely that careful investigation of competitive offerings is desirable when a city considers opening an account of this type. Money market mutual funds often have no transaction fees. Fees for administering the fund ~re deducted before the yield is calculated and~ shareholders do not pay separate fees. Further- more, mutual funds pay the same rate of interest on all the money a depositor has in the fund; there is no difference in interest rates when the deposit is above or below a fixed amount, as is often the case with banks. On the other hand, money market mutual funds usually have a minimum dollar amount on the checks that can be written, typically $250 or $500. Also, such funds are not insured. A good com- parison of the two types of money market invest- ments or deposits is given in the September, 1983 issue of Consumer Reports. pp. 453455. o Time Deposits. A city may also make a deposit in a bank in the form of a certificate of deposit or - 8 - ',' o o any other time deposit. A certificate of deposit (CD) is evidenced by a negotiable or non-negotia- ble instrument ythich provides on its face the amount of the deposit and is payable to the bearer or to any specified person (a city, in this case) on a specific date not less than 30 days from the date of issue. Interest may be made payable quarterly, semi-annually, or annually. The maximum rate of interest is specified by law. Maturity dates on certificates of deposit may be scheduled to fit the city's expected disburse- ment pattern. Suppose, for example, a city re- ceives $120,000 through a bond issue or pre- payment of special assessments to finance a capital improvement and an equal amount must be dis- bursed each month over a construction period of six months. Just as if it were investing in securities in such a case, the city may have its six CDs maturing in 30, 60, 90, 120, 150, and 180 days, assuming the first $20,000 is not needed before the end of the first month. Certificates of deposit are easily obtained locally. They are available at any time in any amount the bank is willing to accept. Interest- be;lring accounts, including CDs and the money- market accounts, are partiCularly attractive when market conditions or the amount of idle funds available do not justify going through procedures necessary for purchase of investments discussed in this memo. Ordillary Savings Accounts. The city may also deposit idle funds in ordinary savings accounts:' In' this case, the time of withdrawalsand the payment of interest at a specified rate are restricted by the terms of the account. The interest rate is lower than on most of the bank accounts discussed above. Criteria for making wise investments o Determining when and how to invest and in what to invest requires more special knowledge of techniques and market operations than is possible to treatin detail in a memorandum of this type. This memo can only describe in general the criteria that are usually followed in deciding on invest- ments and briefly mention some considerations that may be useful in determining when and how to invest. A much fuller treatment of the subject can be found in a 1982 publication of the Munici" pal Finance Officers' Association, 180 North Michigan Ave~, Suite 800, Chicago, Illinois 60601-7476, entitled A Public Investor's Guide to Money Market Investments, by Girard Miller. This o book inciudes a helpful bibliography for those who wish to pursue the subject in greater detail. Also helpful are parts of a 1974 MFOA publication entitled Financing Local Governments by Special Assessments, by Glenn W. Fisher, and a 1961 report of the A(jvisory Commission on Intergovern- mental Relations, Washington, D.C. entitled Investment of Idle Cash Balances bY State and Local Governments. Several important criteria must be applied in selecting investments for. idle city funds: safety, yield, proper spacing of maturities, and liquidity. Wise treasury management justifies the use of public funds to secure additional revenues through interest earnings, but speculation with the ta)(- . payer's money is imprudent. Local bankers usu711y can help in developing a sound foundation for a city's investment program. If a banker does not have the answers himself, he can tell where they can be obtained. Some of the larger banks in the metropolitan area publish daily quotation sheets on government obligations 'and agency issues. Persons responsible for municipal investments should write to the agency or the Treasury Depart- ment for a prospectus on the contemplated issue of purchase when investments rather than interest- bearing deposits are being considered. This infor- mation should then be examined to test the proposed investment by the criteria discussed below. The Safety Principle. Regardless of any other considerations, theprQ~llCtion of the taxpayer's money should be assured.... Speculation with the principal amount of the investment is never justi- fied. Bank and savings association deposits are secured up to the amount of the federal insurance, and any.-excess bank deposit can be protected by the furnishing of the required collateral (110 percent of the excess deposit)..D.irect obligations of ttae United States (Treasury certificates, notes, bonds, and bills) are guaranteed by the United States. The s;ifety of agency issues must. be weighed in terms' of experience, types of loans which . agencies make, and what organizations Congress and the states permit to invest in agency issues. Even though agency issues are not con- sidered obligations of the government directly, the subject matter of loans they make is insured. For example, FNMA's secondary market operations deal in VA-insured and FHA-guaranteed loans; it is impossible for these loans,even in the worst economic conditions, to be charged against FNMA, thereby jeopardizing its obligations. Most agency issues have good yields and are rated by exper- ienced investors as good investments. - 9 - o Spacing of rrw.twities. This principle must be stated, "When the money is needed, it must be available." Often securities having a maturity one or two years longer will pay considerably more interest; however, a high rate of interest is worth- less if the funds are not available when needed or if a loss must be taken in order to sell earlier than expected. If funds might be needed prior to maturity of an issue, the obligations should be bought only on such a price basis that the principal will be protected and the sale can be consummated at the proper time. The use of simultaneous repurchase agreements is one way to provide proper spacing of maturities. As indicated earlier, M.S. 471.561 permits a city to invest funds in securities of the United States government or the State of Minnesota or a political subdivision when the securities are accompanied by simultaneous repurchase agreements issued by a state or national bank, under the terms of which the securities are to be repurchased by the bank on a specified ~ate at a predetermined price. When the city has bond issue proceeds to invest, it will be helpful to check with the architect or engineer and the contractor on the project to be financed from the bond issue to find the schedule of estimated construction, so that as much as possible may be invested, and yet money will be available to pay the contractor when the esti- mates for partial payment are submitted. While bad weather, strikes, and other unforeseen develop- ments may postpone completion,. the schedule furnished by the architect or engineer and con- tractor is likely to be-more reliable than the investing officer's. own unsupported projection of money needs for the project. Liquidity. A proper investment must be suf- ficiently liquid so that the city is able to obtain cash if an emergency arises. Most authorized investments may be sold to a dealer bank or securities dealer at any time prior to maturity. The general rule is that the city selling the invest- ment will retain the interest for the time held and, depending upon the market, may stand to gain or lose on the principal by the sale. Some banks charge a service charge and securities dealers a small commission for buying and selling securi- ties. Yield. If these factors have received proper consideration, the investment or deposit providing maximum earnings may be made since the object of investing idle funds is to put the taxpayer's ~ o h, money to a use that will yield the greatest return consistent with safety and the city's later need for the money. 0 DetermiJ:ling when and how much to invest 1. Making the cash forecast A cash forecast is an accountant's tool for determining expected expenditures and receipts over a projected period. This period may be a city's fiscal year or several fiscal years. When and how much of the city's funds should be invested or deposited in interest-bearing accounts can be determined .after preparation of a cash forecast. Some of the sources of information for the pre- paration of a cash forecast include the annual budget, prior years' financial statement, depart- mental budget requests, engineering and construc- tion timetables, trends and other data. The time to prepare a cash forecast is the beginning of the projected period or the beginning of the fiscal year. Each month as the actual receipts and disbursements are determined, they should be compared with the projections and adjustments made as deemed necessary. If, at first, the official in charge finds that he or she is missing the actual target by a wide margin with the projec- tion, it may be wise to consider only Treasury bills, CD's, or mutual funds as investments. The yield may be less, but flexibility will be greater. It will also be found that with experience the ratio of investments to cash in the bank will improve considerably. 2. Determining amount to be kept in checking account A city must not only determine how much money it will have available for investing or de- positing in interest-bearing accounts; it must also determine how much must be. kept in the city's checking accounts to avoid additional service charges. It is not enough to have a balance great enough to cover the checks written. The bank is entitled to have the city's active deposits main- tained at amounts sufficient to compensate the bank for the work it performs including a reason- able commercial profit margin. In the case of a city, there must be added to the normal costs of the account the value of special services performed by the bank. The bank is entitled to reasonable compensation if, for exam- ple, it takes bids on investments, maintains custody o - 10- o o o of securities, makes special pickups of money, delivers bonds and securities, or treats the city as a preferred depositor by pledging securities to cover deposits in excess of insurance protection. Banks also often render valuable service in connection with administration of city debt. If these various costs are not compensated for by the city's main" tenance of large balances, they must be recovered by special charges. The minimum amount that must be maintained in the city's active accounts must be worked out with the bank. This may be higher than the amount needed by the city to make necessary disbursements as they occur. 3. Accountability Accountability and an evaluation of the results of an investment program can be accomplished by various methods. As much care and prudence should be exercised in the accountability of investments as would be used for cash or any other asset of the city. Investments should be shown at cost, adjusted for any premium or discount. An accounting 2/66 jAS:mh Rev.: 8/83 OCP:glb o schedule of investments for each year might appropriately show for each investment the date purchased and sold, the price paid with reference to 100 as par, the total cost to the city, the amount realized on sale, with premium, if any, and the interest received by the city. The results of any investment program should be easily obtain- able from the city's accounting records once the program is under way. If the securities are kept in the city's depository bank, the finance officer should secure a receipt from the bank and keep it in a locked file. The receipt should show the serial number of the securities involved, and these numbers should be permanently recorded in the ledger. At least onr~ a year the treasurer should obtain a physical verific:l- tion of the securities at the bank. The finance officer should maintain a schedule of maturities of investments in order to keep funds properly re-invested when necessary, and should a written record of each purchase and sale of securic ties in order to provide the evidence of securities and deposits received. - 11 - o o 3l CITY OF COON RAPIDS pTATEMENT OF INVESTMENT POLICY o Effective cash management is recognized as essential to good fiscal management. This is particularly true as mounting costs and expanding programs have placed ever increasing pressures on local governmental revenues. The extent to which local govern- ments can obtain investment returns on funds not immediately required can help to reduce this pressure. Investment policies must be well founded and uncompromisingly applied in their legal, vendor, and administrative aspects. It is the policy of the City of Coon Rapids that available funds be invested to the maximum extent possible, at the highest rates obtainable at the time of investment, in conformance with the legal and administrative guidelines outlined herein. I. Legal Aspects Minnesota Statues authorize and define an investment program for municipal governments. (Exhibit 1) A. Investment Instruments Authorization The City of Coon Rapids shall invest in the following instruments allowed by Minnesota Statutes: a. United States Treasury obligations b. Federal Agency issues c. Repurchase Agreements (repo's) d. Certificates of Deposit e. Commercial Paper - prime f. Bankers Acceptances - prime g. Money Market Funds whose portfolios consist of United States Treasury obligations and Federal Agency issues. B. Supplemental Depositories Annually the City Council will designate depositories for investment purposes. II. Vendor Aspects o The vendor aspects of investment activity focus upon pro- tection of taxpayer dollars and investment income, con- sistent with statutory authGrization and financial prudence. The City of Coon Rapid~ shall seek to conduct its investment transactions with several competing, repu- table investment secuirty dealers and qualifying banks. Special care should be exercised when considering new services. o o CITY OF COOON RAPIDS STATEMENT OF INVESTMENT POLICY (Continued) -2- :c A. Perfecting Collateral in Repurchase Agreements Repo's are considered secured loans with s~curities as underlying collateral. The collateral in each repo transaction shall be perfected. (Perfection is a legal conc~pt by which a lender attains the right to take delivery and ownership of the collateral involved in a loan in the'event that a debtor defaults and files bankruptcy.) With collateral perfection there is less principal risk for the lender since the claim against the collateral is in place in relation to those of other parties. For repo's with maturities of 21 days or less, colla- teral is considered perfected without security deli- very. For repos with maturities extending past 21 days perfection occurs only by taking possession of securi- ties. It is the City of Coon Rapids policy to insist on delivery of securities if the repo transaction is for greater than 21 days. B. Selection of Repo Vendors The City of Coon Rapids will purchase repos from ven- dors who meet certain criteria. 1. Repo transactions restricted to: a. Reporting dealers who are monitored by the New York Federal Reserve Bank or b. Nationally supervised commercial banks whose combined capital and surplus equals or exceeds $10,000,000. 2. Reputation and Experience The qualifying bank or dealer must have demonstrated over a significant period of time, a successful, profitable, and reliable operation. 3. Management and Professionalism The qualifying bank or dealer must have an established managerial component and knowledgeable professional staff capable of ensuring the con- 0 tinued success of the enterprise. o o o CITY OF COOON RAPIDS STATEMENT OF INVESTMENT POLICY (Continued) -3- ]' C. Local Investments In order to provide an opportunity for small local banks and Savings and Loans to compete in the bidding, efforts will be made to offer smaller dollar amounts for bid.. The City of Coon Rapids will purchase short-term and medium-term certificates of deposit from vendors based on the following criteria: a. The rate should match or exceed other invest- ment. options. b. The collateral shall be government securities in excess of FDIC maximum insurance ($100,000 undercurrent law). . D. Certificates of deposit from Qualifying Banks The City of Coon Rapids will follow Minnesota Statutes 118.0l and llS.OOS. (Exhibit 2) E. Bankers Acceptances and Commercial Paper Although authorized by Minnesota Law, bankers accep- tances and commercial paper are more risky than instru- ments of the Federal government or Federal agencies. Because of the credit risk, the City of Coon Rapids will follow these guidelines: 1. Bankers Acceptances a. Bankers Acceptances:shall .be restricted to the top 40 banks in the.United States (as measured by deposits). Investments in Bankers Accep- tances shall not be:made if news leads offer concerns over the financial condition of these banks. b. The broker, dealer,:or banker shall verify that the Bankers Acceptance is eligible for purchase by the Federal Reserve system. c. Bankers Acceptances should not be purchased unless the yield is greater than United States Treasury obligations or Federal Agency issues. o o o CITY OF tOOON RAPIDS STATEMENT OF INVESTMENT POLICY (Continued) -4- 3b 2. Commercial Paper a. Commercial Paper shall be restricted to issues which mature in 270 days or less with a rating of A-I (Moody's), P-l (Standard & Poors), or F-l (Fitch) among at least two of the three rating agencies. b. Commercial Paper shall be. purchased only from dealers who report to the Federal Reserve Bank of New York or from qualifying banks. c. Commercial Paper shall not be purchased unless the yield is greater than United States Treasury obligations or Federal Agency issue. III. Administrative Process Investments of the City of Coon Rapids shall be undertaken in a manner which seeks to insure the preservation of capi- tal in the overall portfolio. Safety of principal is the foremost objective. Liquidity and yield are also important considerations. It is essential that money is always available when needed, therefore, Coon Rapids investment goal is to maximize yeild while seeing that the maturity dates coincide with expenditure needs. The investment portfolio of the City of Coon Rapids shall be designed to attain a market-average rate of return during budgetary and economic cycles, taking into account the City's investment risk constraint and the cash flow characteristics of the portfolio. All participating,'-in the investment p,rocess shall seek to act responsibly a,s custodians of the public trust. Investment officials shall avoid any transaction that might impair public confidence in the City of Coon Rapids' abi- lity to govern effectively. A. Procedures Cash management is essential to a good investment program. The Finance Department has responsibility to organize and establish procedures for effective cash management. 1. Cash flow projections are prepared at the beginning of each budget year. o e o o CITY OF COOON RAPIDS STATEMENT OF INVESTMENT POLICY (Continued) -5- 3' 2. Each morning cash balances are prepared based on cash received the previous day, warrants paid the previous day, and sizeable checks or wire transfers that present investment opportunity. 3. Each morning the. investment records are reviewed and updated as investments mature or are purchased. 4. Each month the investment records are balanced to the financial records. 5. Each month the Treasurer shall submit a report of the City's investments and cash position to the City Council. 6. Interest earned will be allocated to the various City funds at least quarterly. B. Banking and Oepositories Investment procedures include controlling the level of bank balances and selecting depository institutions. Except for the payroll account, all City funds are centralized in one bank account. 1. At the beginning of each year, the City Council approves depositories and investment firms. 2. Minnesota Statutes 118.005 and 118.01 requires that all deposits be collateralized in the amount of 110% of deposits in excess of federal government insurance coverage. (Exhibit 2) Acct JIB 25-1.1/25-1.3 05/17/85 o o o 1 of 4 7/ -' EXHIBIT 1 .0 Minnesota Statute 385.07 requires that "all county funds shall be deposited promptly and intact by the county treasurer in the name of the county or invested as provided in 471.56 and 475.66.... MS 471.56 states: ..Arty municipal funds, not presently n~ed for other pl1rposes, may be deposited or invested in the manner...provided in section 475.66 for the deposit and investment of debt service funds." The statutes that now authorize specific investment instruments are: 'Ms 475.66 Subd. 1~ All debt service funds sha 11 be deposited and secured as provided in Chapter 118, except for amounts invested as authorized in this ~ection, and may be deposited in interest bearing accounts, and such deposits may be evidenced by certificates of deposit with fixed maturities. Sufficient cash for payment of principal, interest, and redemption premiums when due with respect to the obligations for which any debt service fund is created.shall be provided by crediting to the fund the collections of tax, special assessment, or other revenues appropriated for that purpose, and depositing all suCh receipts in a depository bank or banks duly qualified according to law or investing and reinvesting such receipts in securities' author1zed in this section. Time deposits shall be withdrawable and certificates of deposit and investments shal] mature and shall bear interest payable at times and in amounts which, in the judgment of the governing body or its treasurer or other officer or committee to which it has delegated investment decisions. will provide cash at the times and in the amounts required for the purposes of the debt service fund, provided however, that the governing body may authorize the purchase of longer term investments subject to an agreement to repurchase such investments at times and prices sufficient to yield the amounts estimated to be so required.' Repurchase agreenents may be entered into wi th . a bank qua li f i ed as depos i tory of money held in the debt service fund, or with any national or state ~ank in the United States which is a member of the federal reserve system and whose combined capital and surplus equals or e:(ce~ds 510,000,000, or a reporting dea]e~ to the federal reserve bank of New York. MS,47S.66 Sued. 2: Repurchase Agreements Investments may be held in safekeeping with any federal reserve bank, any bank authorized under the laws of the- United States or any state to exercise corporate trust powers, including but not limited to the bank from which the investment is purchased, cr a reporting dealer to o e o Z of 4 ~.'I o the federal reserve bank. of New York, provided that the municipality's ownership of all securities in which the fund is invested is evidenced by written acknowledgments identifying the securities by the names of the issuers, maturity dates, interest rates, and serial numbers or other' distinguishing marks. MS 475.66 Subd. 3: Unit~ States Treasury obligations, federal agency issues, specifi~ investment company shares, state and local general obHgations, bankers acceptances and conmerciaJ paper~ Subject to the provisions of any reso lutions or other instruments securing obligations payable from a debt service fund, any balance in the fund may be investe<i (a) in any security .nich is a direct obligation of or is guaranteed as to payment of principal and interest by the United States or any agency Or instrumentality of the United States, (b) in shares of an investment company registered under the federal investment company act of 1940. whose shares are registered under the f~eral securities act of 1933. and .nose only investments are in securities described 'in the preceding cl ause. (c) in any security which is a general obligation of the state of Minnesota or any of its municipalities. (d) in bankers acceptances of United States banks eligible for purChase by the Federal Reserve System. or (e) in commercial paper issued by United States corporations or their Canadian subsidiaries that is of the highest quality and matures in 270 days or-less. The fund may also be used to purchase any obligati~n, whether general or special, of an issue which is payable from the fund, at such price,' which may include a p~ium, as shall be agr~d to by the holder, or may be used to redeem any obligation of such an .issue prior to maturity in accordance with its terms. The securities representing any such:invest- ment may be sold or hypothecate<i by the municipality at any time, but the money so received remains a part of the fund until used for the purpose for which the fund was created. MS 475.66 Subd. 4. Any obligation held in the debt service fund from which it is pavable may be cancelled at any time unless other'Nise provided in a resolution or other instrument securing obligations payable from the fund. o o o 3 of 4 31. MS 475.76 - all subdi"i s ions: Reverse Repurchase Agreements Subd. 1: A reverse repurchase agreement may be entered into by a mu.nici- 0 pality, subject to the provisions of this section, only with a bank qualifi . as depository of funds of the municipa Hty, or with any national or state bank in the United States which is a member of the federal reserve system and wnose comb i ned cap i ta 1 and surp 1 us equa 1 s or exceeds SIO, 000, 000, or with a reporting dealer to the federal reserve bank of New York. Subd. 2: Reverse repurchase agreements shall not be included in computing the net debt of a municipality. and may be made without an election or public sale, and the interest payable thereon shall not be subject to the 1 imitation in section 475.55. The interest shall not be deducted or excluded from gross income of the n!Cipient for the purpose of state income, corporate franchise, or bank excise taxes or, if so provided by federal law, for the purpose of federal income tax. Subd. 3: Reverse repurchase agreenents sha 11 be made on beha 1 f of the municipality only by its .treasurer or other officer designated pursuant to law or charter as custodian of funds and securities held by it, or by a deputy of the officer, when authorized by a resolution of its governing body, and Subject to any 1 imitations imposed by the governing body. They may be made in writing or orally, provided that confinnation of . an oral agreement is made by the other party by wire or in writing trans- mitted or mai led within one business day thereafter. The agreenent or confinnation shall state the sale date and price, the repurchase date and price, and the issuer, designation, principal amount, coupon interest rate, if any, maturity date, and redemption date, if any. of the security. Subd. 4: In the event of failure by a bank or dealer to redeliver a security under a reverse repurchase agreement upon tender of the repurchase price by the municipality at the repurchase date, the obligation of the municipality to repurchase shall cease, and the bank or dealer shall be liable to the municipality for any amount by which the marleet price of the security at that date exceeds the repurchase price. In the event of failure by a municipality to tender the repurchase price when due under an agreenent, the obligation of the bank or dealer to redeliver shall cease, and the municipality shall be liable to the bank or dealer for any amount by which the repurchase price exceeds the market price of the security at the repurchase date. The market price of a security for the purpose of this subdivision shall be deemed to be the average of bid prices quoted, as of the pertinent date, by two or more banks or dealers referred to in subdivision 1, other than the purchaser. Any amount for which either party to a reverse repurchase agreement is liable under the provisions of this subdivision shall be recoverable by action, and may be offset against any existing or subsequent liability owed to the defaulting party. other than a liability of a bank as trustee, custodian, paying agent. or other fiduciary. Any amount for which t.1e municipaiity becomes liable shall be included in computing its net debt. whether or' not it causes the net debt of the municipality to exceed any limit otherwise app] icab Ie. o ----~ fit o 4 of 4 .:51 o Subd. 5: Reverse repurchase agreements entered into in accordance with the foregoing provisions shall be va lid and binding, whether or not they conform to the following limitations. However, the execution of an agreement that does not conform constitutes misconduct on the part of the responsible officer, subject to a penalty as provided in section 609.43, if the term of the agreement exceeds: (a) A period of 30 consecutive days, including the sale date but not including the. repurchase date; or A period .....ich, with the a99f"e9ate periods of all agreenjents made within the pr~edin9 12 months with respect to one 'security or t'iWO or more identical securities, exceeds 90 days, whether or not the period fT'Olll the first sale to the: last repurchase exceeds 12 months. (b) o o o 31 EXHIBIT 2 MS 118 Subd. .005 and .01: Public funds depositories and collatal- c:> ization thereof.' 118.005 DESIGNATION, PROTECTION OF DEPOSIT. Subd. 1. The governing body of every municipality. as defined in section U8.01. which has the power to receive and disburse funds. shall designate as a deoositor:( of the funds such national, 1nsured state banks or thr1ft 1nst1tut10ns as def1ned 1n section SlA.02. subd1V1S10n 23, as 1t may deen proper. Subd. 2. In the event the bank or insure<! thrift institution selected as a depository is a member of the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporati on, the custodi an of the funds may depos i t an amount not.to exceed the maximum amount of insurance on the deoosits. In the event it 1S desired to de S1t a reater amount in any bank or thri t inst1tution pr10r to the depos1t, the qoverninq body or off1cer shall reqU1re the bank or thr1rt institution to furnish a bond, executed by a corporate surety company authorlZed to do bus1ness in the state in a sum at least equal to the estimated sum to be deposited in excess of the maximum amount of insurance. In lieu of the bond, the depository shall assign to the custodian of the funds collateral security in accordance with section 118.01. 118.01 DEPOSITORY BONOS. Any bank, trust company, or thrift institution authorized to do business in this state. designated as a depository of funds of a municipality, as provided by law may. in lieu of the coroorate or personal surety bond re- quired to be furnished to secure the funds, deoosit with the custod1an of the funds, the bonds, certificates of indebtedness, or warrants, exceot bonds secured bv real estate, as are )egally authorized investments for savinqs banks uader the laws of the state. or the bonds of any of the insular oossessions of the United States, or the bonds of any state, or its , aaency. the oayment of the princioal and inter~st of which, or either, is provided for otherwise than bv direct taxation. or notes secured bv first mortaates of future maturity. uoon which interest is not oast due. on imorove~ real estate free from delinauent taxes, within the county wherein the deoositorv is located. or within counties immediatelv adioinina the county in the state of ,"Iinne~ota. role total in amount of the collate~al camouted at its market value shall be at least ten percent more than the limit of deoosit whi~h would beoermitted if a coroorate or personal' surety bond was furn1shed. The depository may at its discretion furnish both a bond and collateral aggregating the required amount. Any collateral so c:> deoasited shall be aC~ompanie~_~~ an assignment thereof to =-~ ---- -- - o o . ....~...... ........ 31 o the miJni cipa 1 i,ty des; gnatfng the depos itory. which ass ignment shall reci te that the depos.itory sha II pay over to the treasurer or his order on demand or, if a time deposit, when due, free of exhange or any other charges. all moneys deposited therein at any time during the period the collateral shall be so deposited and to pay the interest thereon when due at the agreed rate; and that, in case of anY.defau1t upon the part of the depository, the governing body of the municipality making the designation shall , have full power and authority to sell the collateral. or as much thereof as may be necessary to realize the full amount due the municipality and to pay.over any surplus to the depository or its assigns. A depository may in its discretion deposit collateral of a value less than the total designation and may from time to time. during the period of its designation. deposit additional collateral and make withdrawa 1sof excess collateral or substi tute other collateral for that On deposit or any part thereof. Authority is vested in the treasurer to return the .collatera1 to the depository when the trust so created is terminated and he shall ~ in the case of a reduction of the deposit. pennit. the depository to withdraw the excess portion thereof. All interest on the collateral so deposited when collected shall be paid to the depository so long as it is not in default. Before any collateral is deposited with the treasurer it shall first be approved by the same authority that designated the depository. but no such authority shall be necessary for the withdrawal of collateral. The closing of a depository shall be deemed a default upon the part of the depository and no demand upon the part of the municipality or its treasurer shall be necessary to establish the default. If a depository shall close. any time depOSit placed therein shall immediately become due and payable. If both bond and collateral are furnished by a depository, al.1 or any part of the collateral may be withdrawn without in any way impairing the full force and effect of the bond unless it shall contain a provision that. the collateral shall not be withdrawn without the consent of the surety thereon. If a corporate surety bond is furnished by a depository, it shall be in a penal sum not to exceed the amount designated as the limit of deposit therein. nowithstanding any other provisions of law to the contrary. At no time shall the treasurer maintain a deposit in any depository against collateral in excess of 90 percent of the market value thereof. Any provision of law authorizing any municipality to designate banks ad depositories shall be construed to include trust companies and thrift institutions authorized to do business. All bonds furnished under the proviSions of this section shall be approved by the governing bond of the municipality making the designation and filed in the office of the county auditor as provided by section 124.05. and all collJteral deposited und~r the provisions of this section shall be approved by the governing body of the munici- pality making such designation and after such approval depOSited with the treasurer of such municipality. unless the governing body of such municapility shall by resolution fix and determine some other place for the safe-keeping of such collateral. Such o '. .' o o 3/- collateral shall not be redepQsited in the bank. trust company or thrift institution furnishing the same. , Any depository pledging such securities. at any time it deems it': 0 advisable or desirable. may substitute obligations of the United States of Ameri ca for a 11 or any part of the. secu riti es pledged. except that no such depository shall substitute obligations of the United States wh4ch mature within one year from the date such obligations are first considered as a part of the depository's reserve and which reserves are required by Minnesota Statutes 1967. Sections 48.22 or 5LA.20. The collateral so substituted sha 11 be approved by the governi ng body of the muni ci pa 1 ity making such designation at its next official meeting. Such securities so substituted shall. at the time of substitution. have a market value sufficient. together with the market value of the original securities for which no substitution is made, to equal or exceed S110 for every S100 of publ ic deposits. In the event of substitution the holder or. custodian of the securi ti es sha 11. on the same day. forward by regi stered or certified mail to the public corporation and the depository. a receipt specifically describing and identifying both the securities so substituted and those released and returned to the depository. "Municipality" for the purpose of this section means county. city, town. school district. hospital district. public authority. public corporation. public conmission. special district. policy or firefighter's reI ief association, any other statutory retirement association holding .funds intended for retirement benefits for employees of a municipality. any other political subdivision, or agency of the state or of its subdivisions. o -- - o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION AGENDA SECTION NO. Discussion DATE ORIGINATING DEPARTMENT February 18. 1986 Cl erk- Treasurer ITEM NO. Cooperative Purchasing 4.g. By:Larry P. Johnson The City Council is requested to approve membership in the Minnesota Cooperative Purchasing Venture at an annual fee of $225.00. Attached is a letter outlining the program and a listing of the commodities available. I have reviewed the list of commodities with city staff involved in purchasing and am convinced that we could save money by utilizing the vendors who have already been determined to be low bid on all these commodities under state contracts. We should be able to monitor our savings before renewing our membership for 1987. COUNCIL ACTION MOTION BY TO SECOND BY e-- o o STATE OF MINNESOTA DEPARTMENT OF ADMINISTRATION SAINT PAUL 55155 OlVI810N 0.. PROCUREMENT TE L. "'l0-. (612) 296-2600 i.lIl1l.:r'i :"3, lDHG N1TICE Dear Purchasing Executive, I would like to make you aware of a new cooperative purchasing program that you may find highly advantageous. We call it the Cooperative Purchasing Venture, and I want to urge you to seriously consider participating. The accompanying brochure outlines the details of the program. Basically, we ,are making it possible for you to buy certain products and services directly from vendors under State contracts whenever you can save money by doing so. The program is new, simple to use, and entirely voluntary. If the program is used in the way it was intended, each of you can realize significant savings. The program was pilot-tested during the past few years on an informal basis and was found to be highly successful, saving the average user more than $4,200. We in Procurement believe that even greater savings will be realized now that the program is fully operational. We are charging a nominal fee of $250 to cover our development and administrative costs, payable at the time you mail in your membership application card (enclosed). If for some reason you do not qualify for the program, you will be notified in writing and your check will be returned. As a special incentive to join immediately, the membership fee is only $225 if your application is received by February 1, 1986. I urge you to get your application in to take advantage of the lower prices. Also, the sooner you get your new vendor permit number, instructions, and vendor index, the sooner you can begin saving money. This is the only cooperative purchase program the State will be offering. After looking at the best programs offered by other States, we think we've designed a model program that saves you time in the preparation and evaluation of your bids while increasing your vendor options. In short, I believe we have devised a synergistic system by which we can all work together to maximize our purchasing power and get the greatest value for the taxpayers' dollars. If you have any questions about the CVP program, please do not hesitate to call Harvey Leach, the program administrator, at 296-3779 or myself at 296-2600. I look forward to working with you. Cordiall y, ~u~tt.a~' ~Q A/ /James A. 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C <U ... <U <U ~ ~ C> \I'l "'0 "'0 0 !o.. C> 0 0 c 0 0 ....... C> "'0 0 ... <U .... <tI ::J .... 0 0 c 0 0 .... 0 0 <lJ.c '" .... 0 '" <U (.) ~ ..... co: :E ~ :> ~ c.. lJ..I l- I- "" ~ l- I- 3 :E :> I- (.) l- . : ., , .. ., o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE Fp.hrlli'lry lR. lqRf> AGENDA SECTION NO. Assessment Hearing ORIGINATING DEPARTMENT Engineering ITEM Hanson Blvd/IP83-1 NO. 5 BY: James E. Schrantz The City Council has ordered an assessment public hearing for 9:00 P.M. 2/18/86 for the assessment on Hanson Boulevard from Andover Boulevard to 161st Avenue. The notices and amount of the assessments have been sent to the property owners listed (attached). The City Council, after the public testimony is heard, passed upon all objections, is requested to approve the resolution adopting the assessment. All the properties are deferrable except for the City Hall property. The park has an access off Hanson Boule- vard. I recommend one of the following: 1) Have the park budget pay the assessments; 2) Cancel the assessment on the city's lot because we gave the land. NOTE: The city was included in the assessment roll so the city part would reflect in the roll and reduce the property owners' assessment. Wins'low Holasek will request that Parcel 5400 not be included in the assessment as it doesn't have frontage on Hanson Boulevard as a separate parcel. Parcel 5400 was included because Mr. Holasek also owns Parcel 6000 and it was assessed as they would develop together. This was discussed at the project public hearing. COUNCIL ACTION MOTION BY TO SECOND BY o o Assessment Hearing Hanson Boulevard o The Council never took any action at the project public hearing other then the policy that was developed which provides if the property doesn't get access from Hanson Boulevard the assessments will terminate in 15 years. Parcel 5400 as a separate parcel doesn't have access to Hanson Boulevard. The Council can do one of two things: 1) Cancel the assess- ment; or 2) let the assessment stand and it will cancel if access isn't available. The access would have to come through the development of 6000 and 5400 as a single development. I recommend the Council remove from the roll City Park Hartfiel's Lots 12-16 (no access allowed),City Hal property - pay~these from MSAfunds. ". (-'.~ ; JES:vv Attach. o /"1/ /~ "_. I o l '. Of ~ " --11.,. '; I' .. . ~ . . 1 :. , . : .. I .. . l '-, -~-rr~~' ;~.. -- T'';:" . AI' : .' . .i',:.' . '. .; , I: . . .._--, ( {"" ,-,-- . . N)CHTf'NCAlE ( ESTATES -..- -_..._~ - , . . .__. ._h___ ..__._____ , 'I ....... I~LtJ.o~'-' ... .~' I ~'(V(..GD((? L_. i~r(S ,;;-~~~=L:ccc, c j1,,;.4~-L~\ . ,,- ~ , J ,J;' 4 11 . _ / ..:-::.:..J.. .L ~x . . {;'. ir .. 1\Jo();~~' :'f' r~// . ___J...---,.,-< "'~~.. "'l"i./) / ~~+-~~~" t -.:. ,/~ ~/.~. '~:lr; -'_UH .... I .,F ..0-' ,Z .. 7z'DO ,;Jr- 11 I' ,. r.. __ t '_':-~I":-,;.~- . ,<;0 1 ~; - 'l~ . :1 ,~, I J~I~ . /. '- /~ .~ "'-T- . .. / / Y 6Y /.,7 7' .- ""<j I I Q100 I boOO - '-- I l.oF'" 10 .' ItlCo .. '380 ,;;1 . .3_:.~ 0 IS1SD /./ / "/ .5 '-..:-----. i~ /~ 1000 {,OOO /-,// ZoO " I.J '1 I I II II ..J '-- '0-"-.-." -... , BARNE. ....!..,-._!- , ROLl1/Nr:; .. . hI I -~_:-_. III ~ 6J . l~' , "~'I "S"#" ~l' ..'~, '. f. ~ ~~i . . , . J' .J .. I.. J J:.-=~-~ t--.---..-- i ' I I '" I J. 83-1 BLVD ~ & BENEFIT ~ __ ____' ._ : : HANSON -- - ~ --........------_..__._-----~----_._'---_..._-_...- lABEA OF '. , -----~---. . ~,~ '-, -~-- ,'...,_.~,.,....~.~-"-:""... ~,' .. "-"'e' o 71;' ".j " _}_;~ .": _:.,..r:._~.A;~:".'J.~ ;;" ~._~.~ ,.,..;.~:,..ft~;.,,_,~~,J\,:,-r-".L~t....,:., "".".J 1 . .":.,,,-""';'.":...c.. . ..' "~~; o c o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA NO. MOTION by Councilman to adopt the following: A RESOLUTION ADOPTING THE ASSESSMENT FOR THE IMPROVEMENT OF PROJECT NO. 83-1, HANSON BOULEVARD BETWEEN ANDOVER BOULEVARD AND 161ST AVENUE. WHEREAS, pursuant to proper notice duly given as required by law, the City Council of the City of Andover has met and heard and passed upon the proposed assessment for right-of-way costs for the improvement of Hanson Boulevard between Andover Boulevard and 16lst Avenue. NOvJ, THEREFORE, BE IT RESOLVED by the City Council of the City of Andover that such assessment, a copy of which is attached hereto and made a part thereof, is accepted and includes all changes adopted by the Council at the Public Hearing for that purpose, and shall constitute the special assessment against such lands named therein, and each tract of land included therein is hereby found to be benefitted directly or indirectly by the improvement for the amount levied against it. BE IT FURTHER RESOLVED that such assessment shall be payable in annual installments extending over a period of five (5) years, the first of the installments to be payable on or before the first Monday in January, 1987, and shall bear interest at the rate of per annum from the date of adoption of this assessment roll, or if deferred, the date on whch the assessment is certified against the property. To the first installment shall be added interest on the entire assessment from the date of certification through December 31 of the certifying year. To each subsequent installment, when due, shall be added interest for one year on all unpaid assessments. BE IT STILL FURTHER RESOLVED that the owner of the property assessed, may at any time prior to October 15 of the certifying year, pay the whole of such assessment with such payment being made to the City Treasurer. He may, at any time thereafter, pay to the City Treasurer, the amount of the assessment remaining unpaid, excepting that installment for the year in which payment is made shall be paid to the County Treasurer if paid after October 15 (except in the certifying year. Payments must be made prior to October 15, or interest shall be charged for the entire following year (except the certifying year). o BE IT STILL FURTHER RESOLVED that the City Clerk shall transmit a certified duplicate of this assessment, indicating those to be deferred, to the County Auditor to be extended on the proper tax lists of the County, except those being deferred; and such assess- ments shall be collected and paid over in the same manner as municipal taxes. MOTION seconded by Councilman and adopted by the City Council at a Meeting this day of o o o , 19 , with Councilmen voting In favor of the resolution, and Councilmen voting against, whereupon said resolution was declared passed. CITY OF ANDOVER ATTEST: Jerry Windschitl - Mayor Larry P. Johnson - City Clerk o o o o CITY OF ANDOVER COUNTY OF ANOKA ~ STATE OF MINNESOTA) CERTIFICATION TO ANOKA COUNTY RECORDER This is to certify that the attached list of each lot or parcel of land against which an assessment was levied by the City Council on the day of , 19 for the land acquisition costs for the construction of Hanson Boulevard, under improvement No. 83-1 and on which assessment payment in the amount stated as to each property Ilsted has been deferred by the City Council pursuant to Minnesota Statutes, Chapter 429.061, Subdivision 2. Larry P. Johnson - City Clerk Dated: Attachment o o o o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA NO. MOTION by Councilman to adopt the following: A RESOLUTION PROVIDING FOR THE DEFERMENT OF SPECIAL ASSESS- MENTS AGAINST UNDEVELOPED PROPERTY PURSUANT TO MS, CHAPTER 429.061, SUBDIVISION 2 AND CITY OF ANDOVER RESOLUTION OF POLICY ON STATE AID IMPROVEMENTS FOR WHICH THE CITY HAS EXPENDED FUNDS. WHEREAS, Minnesota Statutes authorize the City of Andover ~o defer the payment of special assessments on unimproved property; and WHEREAS, the City of Andover has adopted a policy under Resolution No. 002-83, entitled the Assessment Policy for Special Assessments Against State Aid Highway Improvements; and WHEREAS, such policy sets forth standards to cover deferments on State Aid Highway improvements; and WHEREAS, City funds and City Municipal State Aid Funds were expended to acquire right-of-way for the construction of Hanson Boulevard between Andover Boulevard and 161stAvenue (MSA83-1) . NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Andover to hereby defer those special assessments to unimproved property for the improvement of Hanson Boule- vard between Andover Boulevard and 161st Avenue, with such deferment meeting the requirements of MS, Chapter 429.061 and City of Andover Resolution No. 002-83; and direct the City Clerk to file a Certificate with the County Auditor as provided in MS 429.061. MOTION seconded by Councilman and adopted by the City Council at a meeting this day of , 19 , with Councilmen voting in favor of the resolution, and Councilmen voting against, whereupon said resolution was declared passed. CITY OF ANDOVER o ATTEST: Jerry Windschitl - Mayor Larry P. Johnson - City Clerk 0 0 DEFERRED ASSESSMENTS 0 IP NO. 83-1 PIN PLAT PARCEL ASSESSMENT AMOUNT 26 32 24 23 0059 $ 397 27 32 24 14 0005 238 26 32 24 22 0001 5,016 27 32 24 14 0020 7,445 22 32 24 44 0001 3,618 23 32 24 33 0001 4,680 23 32 24 32 0001 941 23 32 24 32 0002 1,759 22 32 24 14 0002 959 22 32 24 14 0001 1,724 22 32 24 14 0002 517 22 32 24 11 0001 1,138 22 32 24 11 0002 3,416 23 32 24 23 0001 4,979 23 32 24 22 0001 4,979 14 32 24 33 0001 4,940 14 32 24 32 0001 3,967 15 32 24 44 0001 4,520 15 32 24 41 0001 3,656 67300 City Park 64 67300 Lots 12-16 318 22 32 24 41 000.1 3,725 22 32 24 41 0002 o o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE Fp.hrll~ry lR lQRh AGENDA SECTION NO. Non-Discussion Items ORIGINATING DEPARTMENT Engineering ITEM NO. Petition for Improvemen s Hidden Creek/IP 86-4 6a James E. Schrantz MOTION BY TO BY: The City Council is requested to approve the resolution declaring the adequacy of the petition and ordering the preparation of feasibility report for Project 86-4, Hidden Creek (Good Value). The escrow of $1,000 is required. Good Value has already given us the $1,000. We are a little ahead of the plat but TKDA can start preparing the report. Good Value wants to start building as soon as the water- main is available. JES:vv Attach. COUNCIL ACTION SECOND BY o o o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA NO. MOTION by Councilman to adopt the following: A RESOLUTION DECLARING ADEQUACY OF PETITION AND ORDERING PREPAR- ATION OF A FEASIBILITY REPORT FOR THE IMPROVEMENTS OF WATERMAIN, SANITARY SEWER, STROM DRAIN AND BITUMINOUS STREETS WITH CONCRETE CURB AND GUTTER, PROJECT NO. 86-4, IN THE HIDDEN CREEK (SE~, SECTION 33) AREA. WHEREAS, the City Council has received a petition dated January 28, 1986, requesting the construction of improve- ments, specifically watermain, sanitary sewer, storm drain, and bituminous streets with concrete curb and gutter in the following described area: Hidden Creek (SE~ of Section 33); and WHEREAS, such petition has been validated to represent the signatures of 100% of the affected property owners requesting such improvement. NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Andover that: 1. The petition is hereby declared to be signed by 100% of owners of property affected, thereby making the petition unanimous. 2. Escrow amount for feasibility report is $l,ODO. 3. The proposed improvement is hereby referred to TKDA, and they are instructed to provide the City Council with a feasibility report. MOTION seconded by Councilman and adopted by the day of City Council at a 19 , with Councilmen voting ln favor of the resolution and Councilmen Meeting this voting against, whereupon said resolution was declared passed. CITY OF ANDOVER ATTEST: Jerry Windschitl - Mayor o Larry P. Johnson - City Clerk o o o GOOD o . "IIr.>!iI&.''''\ ~. ~,f.-:" ~i:;:;/.k ~ -<:' HOMES January 28, 1986 .James E. Scilr.:Jl1t I- City Engineer City uf AnJuv<:t 1685 Crosstown Blvd. N.\~. Anoka, MN 55303 RE: Proposed Hidden Creek Subdivision Dear Mr. Schrantz: Our Good Value Homes, Inc. does hereby petition for improvements by the construction of water main, sanitary sewer, storm sewer and streets with concrete curb and gutter with the costs of the improvement to be assessed against the benefiting property which is described on the attached sheet. Said petition is unanimous and the public hearing may be waived. We request that a feasibility report be prepared. I have enclosed a check for $1000.00 to be applied to the feasibility report expenses. n~ .To R. Peterson Di'ector of Development JRP:deb Enclosures GOOD VALUE HOMES . Rt'gisteredBuild('r. J4b093rdLaneN.E..l-llaine.MN55434-43Qo. Phone: (bJ2) 780-5510 o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION AGENDA SECTION NO. Non-Discussion ITEM Junkyard License Approvals NO. 6.b. February 18. 1986 DATE ORIGINATING DEPARTMENT Cl erk- Treasurer ~rvFOR ,j V Larry P. Johnson BY: The City Council is requested to approve Junkyard Licenses for: Commercia 1 Auto Parts Bob's Auto Parts The two remalnlng junkyards not licensed as of yet for 1986 are being turned over to the city attorney for action; they are: Andover Auto Parts - still have several cars in front of screening fence Riteway Auto Parts - we have not received their application. late fee of $750 or their insurance certificate. (We do have their bond.) . o MOTION BY TO COUNCIL ACTION SECOND BY o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE Februarv 18. lQSfi ORIGINATING DEPARTMENT Engineering ~ BY: James E. Schrantz AGENDA SECTION NO. Non-discussion ITEM Feasibility Report/ NO. SE Sewer/86-3 6c MOTION BY TO The City Council is requested to approve the resolution accepting the feasibility report and ordering the public hearing for the southeast area water and sanitary sewer along Bunker Lake Boulevard from Thrush Street to zilla Street, Project 86-3. To=date this proposed improvement doesn't have the 35% petition; therefore, the resolution requires a 4/5 vote. We have a petition from Ileen Vosika, Section 35. The County is building a facility that needs sprinkling and fire protection which should be served. Also, other property owners in the Northeast corner of the inter- section of Hanson and Bunker Lake Bouleva~d are interested in what Andover is going to do so they can plan around sewer and water or private systems. John Davidson, TKDA, will be at the meeting to discuss the report. I haven't received any correspondence from Anoka County to=date. JE~:vv Attach: Feasibility Reprot Resolution COUNCIL ACTION SECOND BY o o o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA NO. MOTION by Councilman to adopt the following: A RESOLUTION RECEIVING FEASIBILITY REPORT AND CALLING PUBLIC HEARING ON IMPROVEMENTS OF SANITARY SEWER AND WATERMAIN, PROJECT NO. 86-3 IN THE BUNKER LAKE BOULEVARD AREA FROM THRUSH STREET TO ZILLA STREET. WHEREAS, pursuant to Council motion, a Feasibility Report has been prepared by TKDA for the improvement of sanitary sewer and watermain, Project No. 86-3 in the Bunker Lake Boulevard area from Thrush Street 0 Zilla Street; and WHEREAS, such report was received by the City Council on the 18th day of February 1986; and WHEREAS, such report declared the proposed improvement to be feasible for an estimated cost of NOW, THEREFORE, BE IT RESOLVED by the City Council of the City of Andover that: 1. The City Council hereby accepts the Feasibility Report for Project No. 86-3, for the improvements of sanitary sewer and watermain, Project No. 86-3 in the Bunker Lake Boulevard, Thrush Street to Zilla Street area as prepared by TKDA. 2. The Council will consider the improvements in accordance with the report and the assessment of abutting property for all or a portion of the cost of the improvement pursuant to Minnesota Statutes Chapter 429 at an estimated total cost of the improvement of 3. A public hearing shall be held on such proposed improvement on the day of 1986 in the Council Chambers of the City Hall at and the Clerk shall give mailed and published notice of such hearing and improvement as required by law. MOTION seconded by Councilman City Council at a and adopted by the day of Meeting this , 1986, with Councilmen o voting in favor of the resolution and Councilmen voting against, whereupon said resolution was declared passed. o ATTEST: o o CITY OF ANDOVER Jerry Windschitl - Mayor Larry P. Johnson - City Clerk o o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE February lR lQR~ AGENDA SECTION NO'Staff, Commission,Committe ORIGINATING DEPARTMENT Planning & Zoning ITEM NO. Jim Larsen Variance 7.a.I. BY: Vicki Volk MOTION BY TO MOTION by Apel, seconded by Rogers that the Andover Planning and zoning Commission recommend to the City Council approval of a variance requested by Jim Larsen pursuant to Ordinance 8S, Section 8.23(4) for the following reason: The building has been basically constructed. In looking at pictures of a similar home, the appear- ance would not be appealing with a 12" overhang on the gable ends. Motion carried on a 3 yes, 1 no (Jacobson) vote. COUNCIL ACTION SECOND BY APPROVED FOR AGE BY: o o o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA NO. MOTION by Councilman to adopt the following: A RESOLUTION APPROVING A VARIANCE FOR CONSTRUCTION OF A SINGLE FAMILY DWELLING WITHOUT .THE REQUIRED 12 INCH ROOF OVERHANG ON PROPERTY D~SCRIBEDAS LOT l, block 1, FOX MEADOWS (PIN 18 32 24 41 0002). WHEREAS, the Planning and Zoning Commission has reviewed the variance request of Jim Larsen to construct a single family dwelling without the required 12 inch roof overhang as required by Ordinance 8S; and WHEREAS, as a result of such review the Planning and Zoning Commission has recommended approval of the request; and WHEREAS, the City Council acknowledges that construct- ing the home with the 12 inch overhang, some of the home's appeal is lost. NOW, THEREFORE, BE IT RESOLVED by the City Council to hereby approve the variance request of Jim Larsen to vary from the provisions of Ordinance No. 8S, Section 8.23 to construct a single family dwelling vlithout the required 12 inch overhang on property identifi~d as PIN 18 32 24 41 0002. MOTION seconded by Councilman and adopted by the City Council at a Meeting this day of , 19 , with Councilmen voting in favor of the resolution, and Councilmen voting against, whereupon said resolution was declared passed. CITY OF ANDOVER ATTEST: Jerry Windschitl - Mayor o Larry P. Johnson - City Clerk o o o o CITY of ANDOVER MEMORANDUM TO: COPIES TO: FROM: DATE: M~yor ~na City Council David Almqren, Buildinq Department REFERENCE: Jim Larsen Variance Permit #4315 "'""hr""ry 1 4, 1 qRf> A motion was made and passed by Planing and Zoning to approve a variance for Mr. Larsen. If this is approved by the City Council, I then believe it would set a precedence for other similar variances such as roof pitch, siding, width etc. Mr. Larsen and the supplier have known about this since the plans were approved in July of 1985, so it is not something that just came up. o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE ",phrll",ry lR lqRh AGENDA SECTION NO. Staff, Committee, Comm. Items ITEM Various Ord. Amendments NO. ORIGINATING DEPARTMENT Planning and zoning 7.a.2 BY: Vicki Volk Council is requested to approve the attached resolution setting various fees that were previously set by ordinance. I have not included Ordinance No.4, Moving of Buildings, as that was handled in 1981 and is sufficient for now. Ordinance No. 32F was adopted by the Council at the last meeting; therefore, it is not included; however, the fees from that ordinance are listed on the resolution. V COUNCIL ACTION MOTION BY TO SECOND BY o o CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA c:> NO. MOTION by Councilman to adopt the following: A RESOLUTION SETTING FEES FOR PERMITS, REZONINGS, SPECIAL USE PERMITS, VARIANCES, PLATTING, LICENSE FEES, SEWER USER FEES, LOT SPLITS, RENTAL FEES. THE CITY COUNCIL OF THE CITY OF ANDOVER HEREBY RESOLVES: The following fees are hereby established: Type.of Fee .Rezonings $ Filing Fee/Rezonings .Special Use Permits $ Filing Fee/Special Uses .Variances Single Family $ Other Requests $ Filing Fee/Variances .Plat. Fees Preliminary plat filing fee $ Preliminary Plat per acre fee $ Final Plat fee $ .Contractor Licenses $ .Non-intoxicating malt liquor license-on sale $ .Non-intoxicating malt liquor license-off sale $ .Sewer Rental Fee Sewer Fund A $ Sewer Fund B $ Sanitary Sewer Hookup Permit $ Administrative Fee $ .Excavator Licenses $ .Street opening Permit $ .Lot Split Fee $ Filing Fee/Lot Split $ Park Dedication Fee/ Lot Split $ .Cigarette License $ .Outdoor Party License $ .Fire Hydrant Rental $ o .Intoxicating Liquor On-Sale Liquor On-sale ~-Jine Off-sale Fee 150.00 10.00 150.00 10.00 40.00 65.00 10.00 40.00 7.50/acre 10.00 25.00/year 100.00/year 40.00/year 7. SO/month 8.50/month 40.00 15.00 25.00 5.00 50.00 10.00 100.00/each newly created lot l2.00/year 5.00 10.00/day plus 0.82/thousand gal. $3,500.00/year $ 500.00/year $ l50.00/year Ordinance 8DD 8DD 8DD 8DD 8DD 8DD 8DD 10J 10J 10J 22E 28B 28B 32F 32F 32F 32F 35A 35A 40D 40D 40D 45A 51A 55F 56A 56A 56A o o o MOTION seconded by Councilman adopted by the City Council this 1986. day of ATTEST: CITY OF ANDOVER and Jerry Windschitl - Mayor Larry P. Johnson - City Clerk o __ 0 CITY OF ANDOVER o REQUEST FOR COUNCIL ACTION AGENDA SECTION NO. Commission, Staff, etc. ITEM Temporary Signs, Cont. NO. DATE February 18, 1986 ORIGINATING DEPARTMENT BY: Vicki Volk Attached is a memo from d'Arcy Bosell regarding temporary signs. Also attached is an ordinance that was being considered by the City of Anoka (it is still being considered). This was on the agenda for February 4th so that you would have time to read the attached memo. V:Attach. MOTION BY TO COUNCIL ACTION SECOND BY r o o FOR YOURTNFORMATTON: 6D - 3: o CITY of ANDOVER MEMORANDUM TO: COPIES TO: FROM: DATE: REFERENCE: Mayor and City Council Anministri'lTor, c.:ity C.lp-rk an.~tornpy d'Arcv Bosell 21 Januarv 1986 Temporary Siqns I have made inquiry to the following cities in regard to "Temporary Signs" and their enforcement thereof: Oak Grove - Judy Robinson (753-1920): Temporary signs not to exceed 10 square feet not solidly affixed not to exceed 30 days in any twelve (12) month period General provisions allows for such signs as special sales, bazaars, etc. They are allqwed in any district expect that such sign shall not be within 10 feet of the right-of-way, 5 feet from other lot lines, and no more than 3 such signs which shall not exceed 3Q square feet. Generally, they is a complaint. signs either. do not take action on a sign unless there They do not have any fee structure for Coon Rapids - Rick Packer, ZA (755-2880): o Temporary signs are allowed for.a maximum of 90 days per year, with a minimum of 15 days between the removal of one sign and the installation of another. (For example - if I were going to have a special 4 day sale, I could put my sign up for that sale and those 4 days would be deducted from my 90 available days. At the conclusion of my sale, I would have to remove that sign and could not put up another sign for a minimum of 15 days between "sales" or occasions. , Coon Rapids requires apenmtfor their signs but have no. fee for same. In fact, you can call and request a permit over ,.. o o Page Two Temporary Signs 21 January 1986 o the phone and they will mail it out to you. It is basically to keep track of the signs, where they are located, when they are installed, etc. Rick's desire would be to limit these temporary signs to such occasions as grand openings and annual events only, otherwise they would not be allowed. To date that is not the case, however. Anoka - Carol, City Manager's Office (421-6630): Portable signs are defined as "not permanently affixed to the ground, building or other structure and which may be moved from place to place." Temporary sign is a non-permanent sign erected, affixed or maintained on a permises for a short, usually fixed, period of time. This includes a-frame signs, sandwich boards, etc. A permit is required through the Building Official and they set such conditions as the type of material used, etc. They are not permitted in shopping centers. Temporary signs '" not to exceed 30 days and shall be removed within 3 days of the activity, service, product or sale. No more than 2 shall be issued for the same premises within one (1) calendar year. Kirk Corson, Planning Commission, said that this is being dealt with at the City Council meeting tonight. The City Council had directed the Planning Commission to review their present Ordinance and make recommendations (as above). He is not certain what action will be taken tonight, however. St. Francis - Sharon Fulkerson (753-2630): Temporary signs ... which are erected or displayed for a limited period of time but no longer than 10 calendar days. St. Francis has no fee structure for their signs and, further, they do not consider the "reader board" type of sign about which we are speaking as a temporary sign (prdinance was recently amended to make that change). o Ham Lake (434-9555): They only regulate permanent signs and then oply as it pertains to the placement thereof - that . o o o Page Three Temporaxy S:t.9ns. 21 January 1986 they do not block visually intersections, etc. . They also have no fees. Blaine - Kathryn (784-6700): The person to whom I was to speak was away from the office but I do understand that they are in the process of changing their Ordinance to be more restrictive. This is prepared for your information only. be useful to have at your disposal what the communities are doing in this regard. It should be noted that the Downtown Center has removed one of their signs, however, the remainder of the businesses have not. elm dlArc~sell I felt it may surrounding P. S. Blaine called after I had finished the above and advised as follows: Temporary sign is any portable sign, stringers, banners, balloons, etc. that exceed what is allowed with a free-standing or wall sign. You are allowed to display any combination of the above for 8 weeks during the year. Blaine issues a maximum of 4 permits per year (each for 2 weeks in duration). At the present time they have nO size limitation but their Ordinance change proposes that that be changed to 60 square feet. Their fee is $15.00 per permit (for a 2 week period.) d'A o , -,... ; , o ADDENDUM 112 O' .9Lb-/~ CITY OF ANOKA o ORDINANCE NO. AN ORDINANCE AMENDING CHAPTER 36 OF THE CODE OF TIlE CITY OF ANOKA TIlE COUNCIL OF THE CITY OF ANOKA ORDAINS: SECTION 1. Section 36-81 (Definitions). is amended by adding the following: Portable Sign. A sign not permanently affixed to the ground, a building, or other structure. which may be moved from place to place. Temporary Sign. A non-permanent sign erected, affixed, or maintained on a premises for a short, usually fixed, period of time. SECTION 2. Section 36-83 of the Code of the City of Anoka is amended by adding the following: (n) Portable swinger. "A" frames. and sandwich type attraction sign boards are prohibited. It shall be unlawful for any person to continue to display or erec t any portable swinger, "A" frame. or sandwich typ'e sign board in the city except as provided in Section 36-83.1. (0) Use of vehicle as sign. It shall be unlawful to use a vehicle or a trailer as a sign in circumvention of the portable sign restriction. Vehicles not moved in the course of business on a regular basis shall be .deemed a sign when advertising is prominantly displayed. SECTION 3. Section 36-83 of the Code of the City of Anoka is amended by adding the following: Section 36-83.1 Temporary Signs. Temporary signs may be erected and maintained in the city only in accordance with the provisions contained within this section. (A) Permit Required. No person shall erect, construct, repair, alter, or relocate within the city any temporary sign, except temporary political. real estate, and other so identified signs, without first obtaining a permit from the building official. (B) Materials and Methods. The building official shall impose as a condition of the issuance of a permit for temporary signs, such requirements as to the material, manner of construction, and method of erection of the sign as are reasonably necessary to assure the.health. safety, welfare and convenience of the public. o ~ o o . .. o (C) Illumination. Temporary signs may be illuminated. (D) Sign Types. Temporary signs shall be limited to non-projecting wall signs, attached ground signs, or portable and wheeled signs, as herein defined. (E) Shopping Centers. Temporary signs shall not be permitted in shopping centers. (F) Temporary Business Sign Installation. (1) a period not: to (3) days of the Timing. Temporary exceed thirty (30) termination of the signs shall be erected and maintained for days. and shall be removed within three activity. service, product, or sale. (2) Limit on number of permits. No more than two (2) permits for temporary business signs shall be issued for the same premises within one (1) calendar year. (G) Temporary Business Signs. Temporary business signs identifying a special, unique. or limited activity. service. product, or sale of limited duration shall be subject to the following: (1) Non-residential areas. In non-residential areas. a temporary business sign shall not exceed thirty two (32) square feet in gross surface area for each exposed face. nor exceed an aggregate gross surface area of sixty four (64) square feet. (2) Location. Temporary business signs shall be located only upon the zoning lot upon which the unique, special, or limited aceivity, service, product, or sale is to occur. Such signs may be located in the required yard, but shall not extend over any lot line or within fifteen (15) feet of any point of vehicular access from a zoning lot to a public roadway. (3) Temporary business signs shall not project higher than fifteen (15) feet as measured from base of sign or grade of the nearest adjacent roadway. whichever is higher. SECTION 4. This ordinance shall be effective 30 days after passage and publication. Lorraine Hostetler. Mayor Jerry Dulgar. City Manager Introduced: o Adopted: Published: Effective: o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION AGENDA SECTION NO. ff Sta , etc. DATE February 13, 1986 ORIGINATING DEPARTMENT Fire Department ITEM NO. Mutual Aid/Blaine 7.".1 BY: Jim Schrantz The City Council is requested to review the attached agreements and approve an agreement with the City of Blaine. The Fire Department is discussing an agreement with Oak Grove. Bob will be at the meeting to discuss this item. MOTION BY TO COUNCIL ACTION SECOND BY o AGENDA SECTION NQ Staff, etc. ITEM DNR NO.7. D . 2 o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE ",phrll-"ry ORIGINATING DEPARTMENT Fire Department BY: Jim Schrantz , Q . 'ge(i The City Council is requested to approve the cooperative agreement with the DNR. The DNR will pay for the equipment use. Bob will be at the meeting to discuss this item. MOTION BY TO COUNCIL ACTION SECOND BY o C 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE F~hrl1~""'Y 1 Q . 'geG ITEM Fire Department NO. 7b3 BY: Vicki Volk AGENDA SECTION NO. ff .. Sta , Commlsslon,Comm. ORIGINATING DEPARTMENT Fire Department Bob Palmer would like to discuss with Council the possibility of having a part-time Fire Marshal position where Ray Sowada would not need to ask permission of his supervisor to take time to meet with developers, the building inspector or other persons during his regular working hours. V COUNCIL ACTION MOTION BY TO SECOND BY o o 0 CITY OF ANDOVER REQUEST FOR COUNCIL ACTION DATE Febrn<'lry 1 R r 1 qR~ AGENDA SECTION ORIGINATING DEPARTMENT APPROVED FOR NO. Approval of Minutes AGENDA ITEM NO. 9 Vicki Volk BY: BY: Council is requested to approve the following minutes: January 21, 1986 - Regular Meeting - all Councilmen were present. January 28, 1986 - Special Meeting - Lachinski absent February 4, 1986 - Regular Meeting - All Councilmen present February 6, 1986 - Special Meeting - All Councilmen present V COUNCIL ACTION C MOTION BY SECOND BY TO ",.' .,~..... o CITY OF ANDOVER REQUEST FOR COUNCIL ACTION AGENDA SECTION NO. DATE ORIGINATING DEPARTMENT February 18, 1986 Clerk-Treasurer APPROVED FOR AGEN~ .1) ITEM il NO. tfANDdcJ/ BY: Larry P. Johnson . . It has come to my attention that Andover has been short one member on the Quad Cities Cable Communications Commission since the resignation of Patricia Lindquist. In discussing the vacancy with Terry 0' Connell. the Commission's Administrator. he indicated that it has been customary for member cities to have one city council member and. one city staff person as the two members per member city. Don Jacobson was appointed to the Commission when he was on the city council and has continued since going off the city council. At this point Don is the Chairman of the Commission. The next meeting of the Commission is Thursday. February 20th.. and they are hopeful that Andover's second representative will be appointed by then. I suspect the council has several options; appoint a current council person. appoint Jim or I or another staff person or appoint a citizen at large. It may be advantageous to have a councilor staff person at the meetings so the council can keep advised of cable activities and actions. The meetings are the third Thursday at 5:.00 p.m. usually at the Anoka City Hall. They appear from the minutes to last from one to two hours. I suspect there may be some special meetings as well. Since the copy of the by-laws I found in the file indicate that appointments and appointments to fill vacancies are to be by council resolution. I have attached a resolution leaving a blank for the name. o MOTION BY TO COUNCIL ACTION SECOND BY o o ". . .. STATE OF MINNESOTA CITY OF ANDOVER COUNTY OF ANOKA NO. A RESOLUTION APPOINTING A REPRESENTATIVE TO THE QUAD CITIES CABLE COMMUNICATIONS COMMISSION REPLACING PATRICIA LINDQUIST WHO HAS RESIGNED WHEREAS. the City of Andover is a member of the Quad Cities Cable Communications Commission; and WHEREAS. each member city is entitled to two voting members; and WHEREAS. a vacancy has existed since the resignation of Patricia Lindquist; NOW. THEREFORE. BE IT RESOLVED by the City Council of the City of Andover that be appointed to the Quad Cities Cable Communications Commission represeriting the City of Andover effective upon passage of this resolution. Adopted by the City Council of the City of Andover this February. 1986. day of CITY OF ANDOVER Jerry Windschitl - Mayor ATTEST: Larry P. Johnson - Clerk-Treasurer ,~ , o 2000 r-l;~:: bank Piace VVr~s1 Ml1lneapohs Minnesctc3 55402 T '_';~pl,{)n.,: ,:61 ~'i ::e~1-,J5!U 'j (:'fCi):,:;l 161 L",' :<<:. \Y>~C' C;,;vwn L. Lc:>F~:VE',r(' Herbert P. Lefle J. Dennis 0'8r It:n .John E. Dr<'3VVl David J. Kennedy John B. Dean Glenn E. Purdue Richard J. Schieffer Charles L. LeFevere Herbert P. Lefler III James J. Thomson, Jr. Thomas R. Galt Dayle Noian Brian F. Rice John G Kressel Lorraine S. Clugg James M. SirOrnrl,en Ronald H. Batty \\'illiam P. .Jordan Susan Dickel Minsberg Kurt J. Erickson William R. Skallerud RocJ!)ey D. /.:.,nc.krson Cv rj"e A H0~n(. John R. MeDo'-le.le, Jr. o Ld~',('n' Lefler K(,lIlledy O'Brim & Drawz. -zjg/<gt.o \ PIO!'''......jPll;d .\"lui;lIi'lll February 13, 1986 Mr. Jim Schrantz City Engineer City of Andover 1685 Crosstown Boulevard N.W. P.O. Anoka, Minnesota 55303 Re: $7.7 Million - City of Andover Commercial Development Revenue Note (Andover Limited Partnership Project) Dear Jim: As you requested, I have reviewed the transcript for the above bond issue in the light of the Partnership's delay in the construction of the Project. In summary, the City is at no financial risk because of the delay, and although the City could theoretically find the Partner- ship in default of its obligations and perhaps acceler- ate the payment of the Note there would appear to be no good reason to do so unless the City is convinced that the Project will never be built. The transaction is structured as a tax exempt mortgage and the Note was purchased by First Bank Minneapolis. The Note is secured by a mortgage on the Project, an assignment of rents, and the personal guarantees of Boisclair and Rademacher, the partners of the limited partnership. Under the documents the partnership undertook to complete Phase I and Phase II by December 31, 1985, but that date has obviously been extended by the Bank as permitted by the documents. The size of the Project was, as you recall, reduced with the permission of the City Council by an amendment to the Disbursing Agreement in June 1984. Finally, the partnership certified for tax purposes that all of the proceeds of the Note would be expended by December 31, 1985, which obviously has not occurred. Thus, the investment yield on the funds must be restricted so as not to exceed the rate on the Note. Again, I assume that this is being done. f . o .0 , . Mr. Jim Schrantz February ]3, 1~S6 Page 2 I think that we mustass\lme that the Project \-Jill go forward. The Bank apparently is of that opinion since it has not called the Note as it is entitled to do under the documents. The delay does raise, I suppose, a question in the mind of the City Councilmembers abo\lt the advisabi] i ty of entering into any further transactions with the partners or Boisclair Corporation until the Council has some assurance that the shopping center project. will be built. I would think that discussions about the proposed tax increment financing project would be structured to resolve any questions the City has about the project financed by the Commercial Development Revenue Note. y~y, David J. Kennedy D,TK: caw cc: William Hawkins o o MEMORANDUM TO: COPIES TO: FROM: DATE: REFERENCE: CITY of ANDOVER Mayor and City Council Jim Schrantz Larry P. Johnson February 12. 1986 Audit payments In response to your concern noted in the minutes of the January 7. 1986 meeting. I checked our records to see whether we had been billed for any special audits. revenue sharing in particular. since 1982. In August of 1983 we received and paid an invoice in the amount of $650 for an audit of revenue sharing funds at the end of calendar year 1982. That is the last time we have been billed for an audit of our revenue sharing fund. The amounts paid to the George M. Hansen Company over the years continues to rise: 1982 basic audit . $6.800 Revenue sharing 650 $7.450 1983 basic audit $7.200 1984 basic audit $7.500 1985 basic audit $7.900 (proposed) rev. sharing . 700 (proposed) new audit guide 800 (proposed) $9.400 There is no indication that we have been double billed for any audits. ./ ......~ .L~J....~g04;; QC:~ t..~.lQ'- "",,"...a.;. b'-.....J -.......~........J>-..,........."""_ ...\,.1 .........-- . -t~~f~ .~--~~,-__~_._---- __,__ -_. ~,/l John M. Hartinger tIt District 50A Anoka County Committees: Governmental Operations General Legislation and Veterans Affairs Environment and Natural Resources Crime and Family Law Chairman, Criminal.Justice Subcommittee ,,~....-.:':~~-- .---j o . -------~Minnesota--------.,- House of Representatives Legislative Commission to Review Administrative Rules February 5,. 1986 Patricia Lindquist Acting Administrator/Clerk-Treasurer City of Andover 1685 Crosstown Blvd. NW Andover, MN 55303 Dear Ms. Lindquist: It was recently announced that our governor, Rudy Perpich, has underestimated state revenue collections by $734 million. To make up for his error, Governor Perpich has proposed cutting state aid payments to our local units of government. Your city's finances would be seriously impaired if the governor's plans are adopted. Not only would you see your local- government-aid payments reduced, but homestead credits as well. Governor Perpich is leaving locally-elected officials such as yourself with little choice but to raise local real estate taxes. That may solve the state's fiscal dilemma, but it does so by transferring the problem to you at the local level. My colleagues and I ln the IR House majority intend to fight to protect our cities from bearing the burden of the state's fiscal mismanagement. Your assistance is necessary if we are to persuade the governor and Senate liberals that cities should be spared from cuts. Please take a few minutes to call or write the governor and our local senator, and ask them to support the efforts of House Independent-Republicans to balance the state budget by cutting areas other than local-government aid. We're going to fight to try and budget problem without impairing the - ~b-serve the citizens of our area. come through this current ability of local governments 0413 S1ate Office Building. St. Paul. Minnf>sota 5~ S -----_..-..._- . Hartinger e Representative o 1'iW.{ ~l Office: (61?) 796-5369 o 12428 Tamarack 51.. Coon Rapids. Minnesota 55433 Home: (612) 757-4802 ..ga.. .