Loading...
HomeMy WebLinkAbout2021 ACFR1685 CROSSTOWN BOULEVARD N.W. . ANDOVER, MINNESOTA 55304 . (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV Annual Comprehensive Financial Report of the City of Andover, Minnesota For the Year Ended December 31, 2021 Prepared By: Finance Department City of Andover CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page Reference No. I. INTRODUCTORY SECTION Letter of Transmittal 2 Organization 9 Organizational Chart 10 Certificate of Achievement 11 II. FINANCIAL SECTION Independent Auditor's Report 14 Management's Discussion and Analysis 18 Basic Financial Statements: Government -Wide Financial Statements: Statement of Net Position Statement 1 31 Statement of Activities Statement 2 32 Fund Financial Statements: Balance Sheet - Governmental Funds Statement 3 34 Statement of Revenues, Expenditures and Changes in Fund Balances - Governmental Funds Statement 4 36 Reconciliation of the Statement of Revenues, Expenditures and Changes in Fund Balances of Governmental Funds to the Statement of Activities Statement 5 39 Statement of Net Position - Proprietary Funds Statement 6 40 Statement of Revenues, Expenses and Changes in Net Position - Proprietary Funds Statement 7 42 Statement of Cash Flows - Proprietary Funds Statement 8 44 Notes to Financial Statements 46 Required Supplementary Information: Budgetary Comparison Schedule - General Fund Statement 9 80 Budgetary Comparison Schedule - CARES Grant / ARPA Funding Special Revenue Fund Statement 10 82 Schedule of Changes in the Total OPEB Liability and Related Ratios Statement 11 83 Schedule of Proportionate Share of Net Pension Liability - General Employees Retirement Fund Statement 12 84 Schedule of Pension Contributions - General Employees Retirement Fund Statement 13 85 Schedule of Proportionate Share of Net Pension Liability - Public Employees Police and Fire Fund Statement 14 86 Schedule of Pension Contributions - Public Employees Police and Fire Fund Statement 15 87 Notes to Required Supplementary Information: Budgets 88 Modified Approach for City Streets and Trails Infrastructure Capital Assets 88 OPEB Information 89 Pension Information 89 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page Reference No. Combining and Individual Fund Statements and Schedules: Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental Funds Statement 16 95 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental Funds Statement 17 96 Nonmajor Special Revenue Funds: Subcombining Balance Sheet - Nonmajor Special Revenue Funds Statement 18 98 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue Funds Statement 19 100 Nonmajor Debt Service Funds: Subcombining Balance Sheet - Nonmajor Debt Service Funds Statement 20 104 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Debt Service Funds Statement 21 106 Nonmajor Capital Projects Funds: Subcombining Balance Sheet - Nonmajor Capital Project Funds Statement 22 110 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Project Funds Statement 23 112 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: EDA General Statement 24 114 Community Center Statement 25 115 Drainage and Mapping Statement 26 116 LRRWMO Statement 27 117 Forestry Statement 28 118 Right -of -Way Management/Utility Statement 29 119 Charitable Gambling Statement 30 120 Construction Seal Coating Statement 31 121 Internal Service Funds: Combining Statement of Net Position - Internal Service Funds Statement 32 123 Combining Statement of Revenues, Expenses and Changes in Net Position - Internal Service Funds Statement 33 124 Combining Statement of Cash Flows - Internal Service Funds Statement 34 125 III. STATISTICAL SECTION Net Position by Component - Last Ten Fiscal Years Table 1 128 Changes in Net Position - Last Ten Fiscal Years Table 2 130 Fund Balances - Governmental Funds - Last Ten Fiscal Years Table 3 134 Changes in Fund Balances - Governmental Funds - Last Ten Fiscal Years Table 4 136 Assessed and Estimated Actual Value of Taxable Property - Last Ten Fiscal Years Table 5 138 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page Reference No. Property Tax Rates - Per $1,000 of Assessed Tax Capacity Value - Direct and Overlapping Governments - Last Ten Fiscal Years Table 6 139 Property Tax Levies and Collections - Last Ten Fiscal Years Table 7 140 Principal Taxpayers - Current Year and Nine Years Ago Table 8 141 Estimated Market Values and New Construction - Last Ten Fiscal Years Table 9 142 Special Assessment Levies and Collections - Last Ten Fiscal Years Table 10 143 Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt Per Capita - Last Ten Fiscal Years Table 11 144 Computation of Direct and Overlapping Debt Table 12 145 Computation of Legal Debt Margin - Last Ten Fiscal Years Table 13 146 Pledged -Revenue Coverage - Last Ten Fiscal Years Table 14 149 Outstanding Debt by Type - Last Ten Fiscal Years Table 15 150 Demographic and Economic Statitistics - Last Ten Years Table 16 152 Principal Employers - Current Year and Nine Years Ago Table 17 153 Full Time Equivalent Employees - City Government Employees by Function/Program - Last Ten Fiscal Years Table 18 155 Operating Indicators by Function/Program - Last Ten Years Table 19 156 Capital Asset Statistics by Function/Program - Last Ten Years Table 20 158 IV. OTHER INFORMATION Combined Schedule of Indebtedness Exhibit 1 160 Schedule of Tax Capacity Rates and Levies Exhibit 2 162 Schedule of Deferred Tax Levies - General Obligation Bonds Exhibit 3 163 Schedule of Fund Transfers Exhibit 4 164 I. INTRODUCTORY SECTION 1685 CROSSTOWN BOULEVARD N.W.. ANDOVER, MINNESOTA 55304 . (763) 755-5100 FAX (763) 755-8923 . WWW.ANDOVERMN.GOV May 17, 2022 To the Honorable Mayor and City Council City of Andover 1685 Crosstown Blvd. NW Andover, Minnesota 55304 Dear Honorable Mayor and Council Members: The Annual Comprehensive Financial Report is submitted in conformance with all applicable governing laws and regulations. The following has set the standards forth: *Andover City Policy and Code *The State Auditor, State of Minnesota *Government Finance Officers Association *Governmental Accounting Standards Board RESPONSIBILITY. Responsibility for both the accuracy of the presented data and the completeness of the financial statements including all disclosures rests with the City. We believe the data, as presented, is accurate in all material aspects. This report has been presented in a manner designed to fairly set forth the financial position and results of operations as measured by the financial activity of its various funds. FINANCIAL STATEMENT FORMAT. This Annual Comprehensive Financial Report is presented in three main sections: I. Introductory 11. Financial III. Statistical The Introduction includes a list of the City's principal officials as of December 31, 2021, the table of contents, the public officials, organizational chart, and this Letter of Transmittal. The Financial Section includes: (1) independent auditor's report; (2) management's discussion and analysis; (3) government wide and fund financial statements; (4) notes to the financial statements; (5) required supplementary information; (6) the combining statements, individual fund statements; and (7) the supplemental information. The Statistical Section includes tables and reports of various economic, social, financial, and fiscal data designed to reflect trends and ratios. Generally Accepted Accounting Principles (GAAP) requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management's Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Andover's MD&A can be found immediately following the report of the independent auditors. REPORTING ENTITY. All City funds, departments, commissions, and other organizations for which the City of Andover is financially accountable are presented within the Annual Comprehensive Financial Report. The Andover Firefighters' Relief Association does not meet the established criteria for inclusion in the reporting entity, and accordingly is excluded from this report. GENERAL INFORMATION. The city we know today as Andover was first organized in 1857 under the name "Round Lake Township." However, in 1860 the name was changed to "Grow Township" in honor of Senator Galusha A. Grow of Pennsylvania. Senator Grow spoke at a political campaign in Anoka that year, and the town name was changed to reflect Senator Grow because of his strong advocacy of the Union cause. At that time, the population was 330 and included the geographical area we know today as Ham Lake. In fact, the area of Ham Lake was considered a part of Grow Township until 1871. In 1972, the Grow Township Board of Supervisors recognized that the town was growing at a very rapid rate. They felt a village form of government would provide better services to the community. Board supervisors then voted in favor of proceeding with the incorporation process. The board voted to submit a new name for the village. "Andover Village" was chosen because the name Andover had historical interest. The historical interest, we believe, came from the Andover train station. To the Honorable Mayor and City Council City of Andover, Minnesota You may have heard the popular "train myth" about how Andover received its name. The myth states that a train tipped over in a swamp, and an eyewitness, relaying the incident, said it "went over and over," thereby naming the city "Andover." However, research reveals that the name Andover first appeared in an article dated March 14, 1899 in the Anoka Count, Union Newspaper - before train tracks were ever built in the city. The article stated that the Eastern Minnesota line of the Great Northern Railway was in the process of constructing railroad tracks from the Coon Creek Cut-off to the North. The railway announced that new railroad stations with mathematical precision were to be located five miles apart from each other. The new stations (from Coon Creek to the North, along the new railroad line) were to be named Andover, Cedar, Bethel, Isanti, Cambridge, Stanchfield, Braham, Grasston, Cornell, and Brook Park. On July 4, 1899, the first train passed through the Andover station. Where the railway came up with the name Andover remains unknown. Andover Village was established in 1972 and then became the City of Andover, a city of the fourth class, in 1974. Today the City of Andover's population exceeds 20,000, classifying it as a second-class city. The City of Andover as it exists today consists of 23,040 acres. Andover has a population estimated at 33,000. A growing suburb of the northern metropolitan area, the City of Andover is approximately sixteen miles from Minneapolis. SERVICES PROVIDED. The City of Andover provides various services to the residents in the community. The current services are: General Government: Mayor and City council Financial administration Information systems Newsletter Elections Facility management City clerk Assessing Engineering Administration Legal Risk management Human resources Planning and zoning Public Safety: Police Protective inspection Animal control Fire protection Civil defense Public Works: Streets and highways Street signs Traffic signals Snow and ice removal Central equipment maintenance Water maintenance Street lighting Sanitation: Storm sewers Sanitary sewer maintenance Parks and Recreation Recycling GOVERNMENT STRUCTURE. Andover is a statutory city with the City Council appointing a City Administrator. The City Administrator has operating responsibilities for all City functions. A list of public officials and organizational chart can be found on page 9 and 10, respectively. ECONOMIC CONDITION AND OUTLOOK Moderate population growth is expected to continue in 2022 and 2023, with an estimated population of 33,850 by 2022. The rate of residential growth as compared to the growth in the 1990's and 2000's has significantly declined as the availability of residentially zoned property decreased. The City has experienced a significant amount of commercial growth from 2000 through current 2021. Continual commercial growth is anticipated over the next couple years, beyond that growth will slow as the amount of undeveloped commercially zoned property also declines. The City's General Fund has two major categories of revenue, which accounted for 83.8% of the total in 2021. They are general property taxes at 75.6% and charges for services at 8.2%. In prior years, intergovernmental revenue was the second largest category of revenue for the General Fund. Intergovernmental revenue includes state aids, such as local government aid (EGA), market value homestead credit (MVHC), highway maintenance aid, fire relief aid and police aid; and county grants, such as recycling and community development. To the Honorable Mayor and City Council City of Andover, Minnesota During the past several years, the State of Minnesota has made numerous changes to laws pertaining to the distribution of LGA, Homestead and Agricultural Credit Aid (HACA) and MVHC resulting in significant reductions in intergovernmental revenue. The City has been able to make up this loss in aid through operational efficiencies and an increased tax levy, the most substantial increase in the local tax rate took place in 2002. The tax laws that resulted in the 2002 change also greatly reduced school district property tax levies, resulting in no net tax increase for most residential property owners. Sweeping changes approved in 2003 resulted in the loss of approximately $590,000 in aid to Andover, that loss in aid was originally intended to be for two years (2003 & 2004) but that loss was extended to include years 2005 and 2006. The state allowed cities the ability to levy up to 60% of the lost 2003 aid in 2004. Again, in 2008 through 2012, the State of Minnesota significantly reduced MVHC to help deal with the state budget deficit. In 2013, the State eliminated MVHC and instituted the new market value exclusion program. In 2014, LGA was reinstated for the City in the amount of $74,655. Due to the unpredictability of the State, those funds were used to help offset the growing needs of the Road and Bridge Capital Projects Fund for street improvements/replacements. The City is not intending to rely on this funding for general operational needs. In 2015, LGA was eliminated again for the City. In 2016, the City received $2,706 in LGA. Since 2016, the City has not received any LGA funding. For 1998 through 2000, cities with populations over 2,500 were under levy limit restrictions imposed by the State. Levy limits severely curb the ability of cities to generate additional tax revenue needed to respond to an increasing demand for services. For 1999 and 2000, the levy limit formula was modified to allow for increases based on commercial and industrial growth. This was a favorable change for Andover, as the City experienced a surge in commercial growth during that period. Levy limits were lifted for 2001 but were reinstated for 2002 - 2004. The 2004 levy limits were so severe that the State did not allow cities the ability to capture residential and commercial market value growth. Levy limits were lifted from 2005 to 2008 but reinstated for 2009 and are still in place in some form yet today. The City's General Fund receives a substantial amount of revenue from licenses and permits. The past ten years are shown below: Revenues Change 2012 $ 449,826 n/a 2013 536,706 $ 86,880 2014 364,430 (172,276) 2015 452,422 87,992 2016 625,907 173,485 2017 546,378 (79,529) 2018 562,525 16,147 2019 855,831 293,306 2020 892,279 36,448 2021 891,762 (517) Revenue from residential building continued to modestly increase from 2012 to 2013, but it is unlikely that those revenues will reach the levels of the early 2000's as a reduced number of new residential lots are being added to the overall lot inventory. From 2012 to 2013, the home building market showed signs of improvement and some commercial activity taking place accounted for the increase in permit revenue. In 2014, there was a decrease in both residential and commercial activity. There was a slight increase in construction activity in 2015. In 2016, there was an increase in both residential and commercial construction. In 2017, there was a decrease in single-family building permits issued going from I I I permits in 2016 to 94 in 2017. The decline in single- family building permits continued in 2018 to a total of 60, but commercial permit valuations exceeded 2017 by over $10,000,000 thus the increase in 2018. The increase in 2019 is due to single-family building permits reaching 116, nearly double that of 2019. The growth continued in 2020 and 2021 with single-family building permits topping out at 139 and 140, respectively. The City's General Fund also receives a considerable amount of revenue from charges for services. The past ten years are shown below: To the Honorable Mayor and City Council City of Andover, Minnesota Revenues Change 2012 $ 973,605 n/a 2013 1,122,461 $ 148,856 2014 998,510 (123,951) 2015 804,228 (194,282) 2016 912,219 107,991 2017 843,023 (69,196) 2018 888,947 45,924 2019 1,133,161 244,214 2020 1,070,899 (62,262) 2021 1,036,929 (33,970) The City analyzes user fees every year as part of the budget process and adjusts where appropriate. From 2012 to 2013, the home building market showed signs of improvement and some commercial activity taking place accounted for the increase in plan review revenue. In 2014, the decrease in both residential and commercial activity resulted in a decrease as compared to 2013. A reduction in the scope of roadway projects accounted for a large part of the reduction in 2015 for engineering fees charged as compared to 2014. The increase in 2016 pertains to plan check fees associated with the increase in construction activity and engineering fees charged to roadway projects. The slight decline in 2017 relates to the decrease in housing permits issued as compared to 2016. The increase in 2018 pertains to plan check fees associated with the commercial construction activity taking place. The increase in 2019 is due to single-family building permits reaching 116, nearly double of 2018. There was a lot of commercial activity as well with the school district and city starting expansion projects. Residential growth continued in 2020 and 2021 but the lack of any commercial activity results in a decrease compared to 2019. In 2021, the City issued 140 new single-family building permits with a total valuation of $43,464,138 compared to 139 new single- family building permits with a total valuation of $45,464,138 the prior year. The past ten years are shown below: New Residential New Commercial / Industrial Permits Valuation Permits Valuation 2012 81 $ 15,243,007 25 $ 5,042,964 2013 98 21,027,891 15 9,249,466 2014 52 14,816,971 14 4,285,281 2015 74 21,558,010 16 2,513,609 2016 111 28,893,036 7 14,009,200 2017 94 27,847,716 - - 2018 60 19,703,856 2 2,860,000 2019 116 37,258,817 1 3,381,400 2020 139 45,464,139 - - 2021 140 43,464,138 - - Residential Development New residential Final Plat approvals included 91 urban lots within Andover Village, Meadows of Nightingale, and Oakview Acres. A final plat for Fields at Winslow Cove phase 1 was submitted but not approved in 2021 for 66 urban lots. A preliminary plat for Fields at Winslow Cove was approved that will provide 383 urban lots. The City currently has a supply of 147 urban lots and 21 rural lots (which includes the Final Plat lots above). Commercial Industrial Development New institutional/commercial/industrial businesses moved to Andover in 2021. These business' included Passageway Financial/Accounting Tax and Advisory; Therapy Associates; Minty Nails; Edina Realty; Lil Explorers Child Care; Farmers Insurance (Jennifer Danielson Agency). Andover High School completed their phase 2 additions and remodeling. Phase 2 included an additional gymnasium, and fitness spaces. The Andover Community Center expansion was completed. The new sports complex included an additional sheet of ice convertible to turf, team rooms, dryland training space, meeting space, restrooms, skate rental/pro shop and a walking/jogging track. The overall expansion project also included an additional field house court, oversized gathering area (crash space), multipurpose rooms for teens and seniors, office space and community meeting rooms. Several other improvements occurred throughout the facility which included repairing concrete and installing new rubberized sports court flooring to field house courts 1,2 and 3; upgrading the existing ice arena's refrigeration system and transforming existing Community Meeting Rooms into a Senior/Multipurpose space. To the Honorable Mayor and City Council City of Andover, Minnesota EMPLOYMENT The City of Andover's largest employers are government entities. The Anoka -Hennepin School District has a significant presence in the community and Anoka County's Parks and Highway Departments and Sheriff's Office headquarters are in Andover. The City of Andover is best classified as a bedroom community since most of the residents commute outside of Andover for employment opportunities. The City does anticipate with the completion of development of the Andover Station Commercial Park that additional employment opportunities will be provided to residents soon. Major employers in Andover are as follows: Firm Number of Type of Business / Product Employees Anoka -Hennepin ISD No 11 Elementary and secondary education 816 Wal-Mart Retail 335 Fairview - Andover Clinic Healthcare 300 Anoka County Sheriffs Office County government and services 250 Kottkes' Bus Service, Tue. Bus transportation 225 YMCA Youth organization - fitness center 220 Target Retail 200 TE Connectivity Connector and sensor manufacturing 142 GAF Materials Corp Roofing materials -manufacturing 125 Anoka County Highway Department County government and services 120 MAJOR INITIATIVES FOR THE YEAR. The City has many accomplishments to report for 2021. The following list is a summary of some of the major initiatives completed throughout the year. 1) New residential Final Plat approvals included 91 urban lots within Andover Village, Meadows of Nightingale, and Oakview Acres. A final plat for Fields at Winslow Cove phase 1 was submitted but not approved in 2021 for 66 urban lots. A preliminary plat for Fields at Winslow Cove was approved that will provide 383 urban lots. The City currently has a supply of 147 urban lots and 21 rural lots (which includes the lots above). 2) In 2021, the City saw commercial, industrial and institutional construction throughout the community totaling close to $3.4 million in valuation. Many businesses came to Andover that did extensive tenant finishes, upgrades or remodels in existing multi -tenant buildings, including as follows: Minty Nails, Tasty Taco, Arbor Oaks, Lil'Explorers, Crooked Lake Elementary, Walmart, Edina Realty, T-Mobile, Target and Meadow Creek Church. 3) In 2021, Legacy Christian Academy, a K-12 private school, completed their school expansion project. The expansion includes a three-story classroom addition (approximately 33,000 sq. 1t.) between the existing buildings to replace temporary classrooms. 4) Andover High School is receiving close to $30 million in additions totaling 67,000 square feet and other improvements adding another 5,700 square feet of space in the school. Phase 1 of the additions and remodeling started in 2018 and was completed in 2019. Part of the project is the removal of 12 portable classrooms. The school was originally designed for 1,400 students, but today 1,700 students attend the school. Phase 2 construction was completed in 2021 bringing the school's capacity to 2,000 students. 5) The City completed the roaster planning concept layout of the City Campus site in 2016 to prepare for the facility needs for the ultimate build out of the City. The master planning concept layout provides for the Public Works, Public Safety, General Government and Recreational long-term needs of the community. In 2017, the City hired two architectural firms to start the design for a Public Works Maintenance Facility, cold storage building and to explore a potential expansion of the Andover YMCA/Community Center. Both projects completed design in 2018. The Public Works component (Maintenance Facility, Fleet Storage Building and Vehicle Wash Bay) was out for bid in late 2018 and a bid awarded for construction in early 2019 with a $10.5 million budget, construction was completed Summer of 2020. The Community Center Expansion design continued throughout 2018, the project (a new sports complex with elevated walking track, additional fieldhouse court, team training space, youth center, remodeled Community Rooms, added meeting spaces and expanded parking) was out for bid in early 2019 and a bid awarded for construction in late Spring 2019 with a $17.9 million budget, construction was completed Fall of 2020 and first full year of operation in 2021. To the Honorable Mayor and City Council City of Andover, Minnesota 6) Andover residents continue to have one of the highest recycling rates per person for all recyclable materials in Anoka County. In 2014, the City added a new Recycling Center to expand the current recycling opportunities for Andover residents. In 2021, the City continued to host monthly recycling events (on weekends), generally with a specific focus, such as paper shredding and appliance or electronics collection. 7) A strategic planning session was held with the City Council, a final Council Community Vision and Organization Goals and Values document was approved at the July 7, 2015 City Council meeting. As part of the 2020 Budget Development process the Council participated in a new strategic planning process updating the Council Community Vision and Organization Goals and Values document. For the 2022 Budget development process that document was integrated into various department work plans and budgets. 8) The City's Annual Comprehensive Financial Report (ACFR) for the year ended December 31, 2020 was awarded the Government Finance Officers Association's "Excellence in Financial Reporting Award." The City completes this document internally and recognized significant cost savings in the form of reduced financial consulting fees. This is the nineteenth consecutive year receiving the award and it is anticipated that the City's ACFR for the year ended December 31, 2021 will also achieve this award. 9) For the twentieth year in a row, the City of Andover was awarded the Government Finance Officers Association Distinguished Budget Presentation Award for the City's 2021 Annual Budget. This award recognizes excellence in the preparation of the City's budget document as a policy document, an operations guide, as a financial plan and as a communications device. 10) Ongoing implementation of a single-family rental housing license program to provide property owners/landlords with educational materials and checklists on how to inspect and maintain the exterior of the property, a list of potential ordinance violations that may occur with a rental property, and an exterior inspection of the building and grounds with city staff. This program was authorized by the Andover City Council in 2009 and is reviewed annually, there were close to 280 single family rental licenses issued throughout the City in 2021. 11) The City continues to make significant progress on the process of digitally imaging documents retained, this includes standard and legal documents and large construction plan documents. The imaging project has helped the City reduce staffing through data storage retrieval efficiencies, eliminated the need for office expansion and has expedited City research projects. 12) The City continues to utilize updates to our financial management software to improve reporting and operating efficiencies. These updates continue to yield reduced personnel costs and more timely reports. In 2021, the City saw increased growth in the number of online and counter credit card payments for various City permits and services. Approximately 60% of the Building Department's permits were done online. FOR THE FUTURE. The City continues to focus on quality -of -life improvements throughout the City. These efforts cover a broad array of areas including protecting and improving the environment, revitalization of parks and public areas, expanding recreational opportunities, providing cost-effective city services, increased communication between city representatives and the public and added commercial/retail opportunities. The City utilizes many avenues to reach its residents, whether through community access television, electronic reader boards, the City newsletter, Facebook, Twitter, or the City's webpage (www.andovermn.gov). It is important to the City that our residents are informed and can participate in the activities of their City. The City did conduct a community survey in 2006, with the help of a polling firm, to secure opinions and suggestions from the public. The City initiated and completed a community survey in early 2014, the City received very high marks. RELEVANT FINANCIAL POLICIES The City has a policy regarding General Fund reserve balances. The City plans for an unassigned fund balance in the General Fund equivalent to 6-months of the current year's budgeted expenditures to provide working capital between semi-annual property tax settlements. Since the property tax settlements are received by the City in July and December, the City needs sufficient cash reserves to avoid short-term borrowing to finance operations. The City also classifies fund balances for prepaid items, inventories, and other legal obligations. The City may also classify a portion of fund balance for special purposes. The primary goal of the City's investment policy is to ensure the safety of the principal invested. Cash temporarily idle during the year is invested in certificates of deposit, commercial paper, and obligations of the U.S. Treasury and government agencies. Cash balances from all City funds are pooled into an investment fund and investment income is distributed on a pro-rata basis at the end of each quarter. Extended maturities are utilized to take advantage of higher yields but staggered in a way to meet projected liquidity needs. To the Honorable Mayor and City Council City of Andover, Minnesota Capital financing for major improvements is provided through improvement bonds, general obligation bonds, tax increment bonds, or revenue bonds. Depending on the project, special assessments may be levied upon properties to share in the cost of the improvement project. The special assessments are collected over a period of time and are used to help satisfy the improvement bond debt or reimburse the fund used to finance the project. The City Council has also adopted financial management policies to allow for the planning of adequate funding of services desired by the public, to manage City finances wisely, and to carefully account for public funds. These policies are reviewed each year when the annual budget is adopted. The financial management policies included: operating budget policies; revenue policies; accounting, auditing, and financial reporting policies; investment policies; debt policies; capital improvement policies; and risk management policies. The City Council has adopted a comprehensive set of internal control procedures. The City's accounting system was developed and is continually evaluated to assure the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable but not absolute assurance in the areas of safeguarding assets against loss from unauthorized use or disposition, reliability of financial records, and convenience of access for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance adopted by the City Council recognizes that the evaluation of cost and benefits requires estimates and judgments by management, and the cost of a control should not exceed the benefits likely to be derived. All internal controls are evaluated against the above criteria. It is our belief that the City's internal accounting controls adequately safeguard the City's assets and provide reasonable assurance of properly recording financial transactions. OTHER INFORMATION AWARDS. The Government Finance Officers Association (GFOA) of the United States and Canada presented a Distinguished Budget Presentation Award to the City of Andover for its annual budget for the fiscal year beginning January 1, 2021. This is the twentieth year in a row the City of Andover has received this award. To receive this award, a governmental unit must publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan and as a communications device. This award is valid for a period of one year only. We believe that the annual budget for the fiscal year beginning January 1, 2022 continues to conform to the program requirements and have submitted it to the GFOA to determine its eligibility for another award. The GFOA also presented the Certificate of Achievement for Excellence in Financial Reporting Award to the City of Andover for its 2020 Annual Comprehensive Financial Report. This is the nineteenth time the City of Andover has received this award. To receive this award, a government unit must publish an easily readable and efficiently organized annual comprehensive financial report whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. This award is valid for a period of one year only. We believe this report for 2021 continues to conform to the Certificate of Achievement Program requirements and have submitted it to the GFOA to determine its eligibility for another award. INDEPENDENT AUDIT. State statutes require an annual audit by independent certified public accountants. Redpath and Company, Ltd. was engaged by the City to render an opinion on the City's financial statements. The auditor's report on the basic financial statements and combining and individual fund statements and schedules is included in the financial section of this report. ACKNOWLEDGMENTS. The preparation of this report could not have been accomplished without the efficient services and dedication of the Finance Department staff and the consultation of the City's auditing firm. Staff members: Lee Brezinka, Melissa Knutson and Brenda Fildes have my sincere appreciation for their contribution to the preparation of this report. I also want to express our appreciation to the Mayor and members of the City Council for their interest and support in planning and conducting the financial operations of the City in a fiscally responsible manner. Respectfully submitted, James Dickinson City Administrator CITY OF ANDOVER, MINNESOTA ORGANIZATION December 31, 2021 Office Mayor Council Member Council Member Council Member Council Member Sheri Bukkila Jamie Barthel Ted Butler Valerie Holthus Randy Nelson Name Term January 3, 2023 January 3, 2023 January 7, 2025 January 3, 2023 January 7, 2025 City Administrator / City Clerk James Dickinson Appointed Community Development Director Joe Janish Appointed Director of Public Works / City Engineer David Berkowitz Appointed Finance Manager Lee Brezinka Appointed Building Official Joe Heidelberger Appointed Fire Chief Dennis Jones Appointed Attorney Berglund, Baumgartner, Kimball & Glaser, LLC Appointed Fiscal Consultants Ehlers & Associates, Inc. Appointed CITY OF ANDOVER Organizational Chart City Council -------------------------- Ciry Attorney Ciry Adminisnmtor Advisory Boards Administrative Building Inspections Engineering Finance Fire Protection Planning Public Works Police Protection Services Administration Financial Fire Protection Planning&Zoning Streets/Highways Civil Defense Engineering Services Administration Services Htunan Resources' Assessing Snow &Ice Protective Right of -Way Inspections Management Removal Newsletter Facilities Storm Sewer Drainage & Mapping Management Economic Lower Rum River Unallocated Street Lighting Development Watershed Mgmt Authority Organization Commurnty Forestry Capital Equipment Signage Center Reserve Elections Debt Service Funds Tratfc Signals Trail & Transportation Animal Control Uniinanced Projects Parks &Recreation Conshmction Seal Coating Information Tax Increment Recycling Water Tmnk Sys ems Projects Ciry Cleric Building Fund Water Storm Sewer Permanent Sewer Sewer T unk Improvement Revolving Road & Bndge G.O. Capital Central Equipment Notes Park Dedication Risk Projects Management IN Government Finance Officers Association Certificate of Achievement for Excellence in Financial Presented to City of Andover Minnesota For its Annual Comprehensive Financial Report For the Fiscal Year Ended December 31, 2020 Executive Director/CEO w - This page intentionally left blank - im II. FINANCIAL SECTION 13 INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Andover, Minnesota Report on the Audit of the Financial Statements Opinions We have audited the financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Andover, Minnesota, as of and for the year ended December 31, 2021, and the related notes to the financial statements, which collectively comprise the City of Andover, Minnesota's basic financial statements as listed in the table of contents. In our opinion, the accompanying financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business -type activities, each major fund, and the aggregate remaining fund information of the City of Andover, Minnesota, as of December 31, 2021, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Basis for Opinions We conducted our audit in accordance with auditing standards generally accepted in the United States of America (GAAS) and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Our responsibilities under those standards are further described in the Auditor's Responsibilities for the Audit of the Financial Statements section of our report. We are required to be independent of the City of Andover, Minnesota and to meet our other ethical responsibilities, in accordance with the relevant ethical requirements relating to our audit. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Report on Summarized Comparative Information We have previously audited the City of Andover, Minnesota's 2020 financial statements, and we expressed unmodified audit opinions on the respective financial statements of the governmental activities, the business -type activities, each major fund, and the aggregate 55 5th Street East, Suite 1400, St. Paul, MN, 55101 www.redpathcpas.com 14 remaining fund information in our report dated May 13, 2021. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2020 is consistent, in all material respects, with the audited financial statements from which it has been derived. Responsibilities of Management for the Financial Statements Management is responsible for the preparation and fair presentation of the financial statements in accordance with accounting principles generally accepted in the United States of America, and for the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. In preparing the financial statements, management is required to evaluate whether there are conditions or events, considered in the aggregate, that raise substantial doubt about the City of Andover, Minnesota's ability to continue as a going concern for twelve months beyond the financial statement date, including any currently known information that may raise substantial doubt shortly thereafter. Auditor's Responsibilities for the Audit of the Financial Statements Our objectives are to obtain reasonable assurance about whether the financial statements as a whole are free from material misstatement, whether due to fraud or error, and to issue an auditor's report that includes our opinions. Reasonable assurance is a high level of assurance but is not absolute assurance and therefore is not a guarantee that an audit conducted in accordance with GAAS and Government Auditing Standards will always detect a material misstatement when it exists. The risk of not detecting a material misstatement resulting from fraud is higher than for one resulting from error, as fraud may involve collusion, forgery, intentional omissions, misrepresentations, or the override of internal control. Misstatements are considered material if there is a substantial likelihood that, individually or in the aggregate, they would influence the judgment made by a reasonable user based on the financial statements. In perforining an audit in accordance with GAAS and Governmental Auditing Standards, we: • Exercise professional judgment and maintain professional skepticism throughout the audit. • Identify and assess the risks of material misstatement of the financial statements, whether due to fraud or error, and design and perform audit procedures responsive to those risks. Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. 15 Obtain an understanding of internal control relevant to the audit in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the City of Andover, Minnesota's internal control. Accordingly, no such opinion is expressed. Evaluate the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluate the overall presentation of the financial statements. Conclude whether, in our judgment, there are conditions or events, considered in the aggregate, that raise substantial doubt about the City of Andover, Minnesota's ability to continue as a going concern for a reasonable period of time. We are required to communicate with those charged with governance regarding, among other matters, the planned scope and timing of the audit, significant audit findings, and certain internal control related matters that we identified during the audit. Required Supplementary Information Accounting principles generally accepted in the United States of America require that the management's discussion and analysis, the budgetary comparison schedules, and the schedules of OPEB and pension information, as listed in the table of contents, be presented to supplement the basic financial statements. Such information is the responsibility of management and, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management's responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. Supplementary Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Andover, Minnesota's basic financial statements. The combining and individual fund statements and schedules are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information is the responsibility of management and was derived from and relates directly to the underlying accounting and other records used to prepare the basic financial statements. 16 The information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual fund statements and schedules are fairly stated, in all material respects, in relation to the basic financial statements as a whole. Other Information Management is responsible for the other information included in the annual report. The other information comprises the introductory, statistical and other information sections but does not include the basic financial statements and our auditor's report thereon. Our opinions on the basic financial statements do not cover the other information, and we do not express an opinion or any form of assurance thereon. In connection with our audit of the basic financial statements, our responsibility is to read the other information and consider whether a material inconsistency exists between the other information and the basic financial statements, or the other information otherwise appears to be materially misstated. If, based on the work performed, we conclude that an uncorrected material misstatement of the other information exists, we are required to describe it in our report. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 11, 2022 on our consideration of the City of Andover, Minnesota's internal control over financial reporting and on our tests of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is solely to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on the effectiveness of the City of Andover, Minnesota's internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Andover, Minnesota's internal control over financial reporting and compliance. ZJpoA auj, a,&o� 1 1,4. REDPATH AND COMPANY, LTD. St. Paul, Minnesota May 11, 2022 17 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 As management of the City of Andover, we offer readers of the City's financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2021. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 2 through 8 of this report. Financial HiLyhliehts The assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $213,413,678 (net position). Of this amount, $49,854,457 (unrestricted net position) maybe used to meet the government's ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City's total net position increased by $7,780,629 from current year activity, primarily due to the budget savings, an increase in commercial/residential construction fees and capital contributions from construction activity. As of the close of the current fiscal year, the City's governmental funds reported combined ending fund balances of $52,265,934 Special Debt Capital General Revenue Service Projects Totals Nonspendable $ 154,736 $ 17,920 $ - $ - $ 172,656 Restricted - 201,037 2,556,381 9,275,616 12,033,034 Committed - 499,284 - - 499,284 Assigned - 792,224 - 29,297,006 30,089,230 Unassigned 9,471,730 - - - 9,471,730 $ 9,626,466 $ 1,510,465 $ 2,556,381 $ 38,572,622 $ 52,265,934 The City's total long-term liabilities increased by $4,038,596 during the current fiscal year, primarily due to the issuance of bonds. Beginning Ending Balance Additions Reductions Balance Governmental activities: Bonds payable $ 40,296,891 $ 7,765,000 $ (1,970,156) $ 46,091,735 Other post employment benefits 327,529 63,802 - 391,331 Compensated absences 840,769 454,889 (468,592) 827,066 Net pension liability 3,332,139 1,495,616 (2,455,236) 2,372,519 Total governmental activities 44,797,328 9,779,307 (4,893,984) 49,682,651 Business -type activities: Bonds payable 2,372,742 - (748,316) 1,624,426 Other post employment benefits 53,319 10,386 - 63,705 Compensated absences 235,202 67,862 (62,302) 240,762 Net pension liability 433,424 193,052 (307,409) 319,067 Total business -type activities 3,094,687 271,300 (1,118,027) 2,247,960 Total City long-term liabilities $ 47,892,015 $10,050,607 $ (6,012,011) $ 51,930,611 Overview of the Financial Statements The discussion and analysis are intended to serve as an introduction to the City's basic financial statements. The City's basic financial statements comprise three components: 1) government -wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government -wide financial statements. The government -wide financial statements are designed to provide readers with a broad overview of the City's finances, in a manner similar to a private -sector business. 18 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 The statement of net position presents information on all of the City's assets and liabilities, with the difference between the two reported as net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. The statement of activities presents information showing how the City's net position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government -wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business -type activities). The governmental activities of the City include general government, public safety, public works, sanitation, parks and recreation, recycling and economic development. The business -type activities of the City include water, sewer and storm sewer. The government -wide financial statements can be found on Statements I and 2 of this report. Fund financial statements. A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance -related legal requirements. All of the funds of the City can be divided into two categories: governmental funds and proprietary funds. Governmental funds. Governmental funds are used to account for essentially the same functions reported as governmental activities in the government -wide financial statements. However, unlike the government -wide financial statements, governmental fund financial statements focus on near-terin inflows and outflows of spendable resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government's near -term financial requirements. Because the focus of governmental funds is narrower than that of the government -wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government -wide financial statement. By doing so, readers may better understand the long-term impact of the City's near -term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains seven individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures and changes in fund balances for the following major funds: General Fund, CARES Grant / ARPA Funding Special Revenue Fund and the following capital projects funds (CPF): Water Trunk, Sewer Trunk, Road and Bridge, Tax Increment Projects and 2021A G.O. Street Reconstruction Bonds. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non-maj or governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on Statements 3 through 5 of this report. Proprietary funds. When the City charges customers for the services it provided — whether to outside customers or to other departments of the City — these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the statement of net position and the statement of revenues, expenses and changes in net position. The enterprise funds are the same as the business -type activities reported in the government -wide statements but provide more detail and additional information, such as cash flows, for proprietary funds. The City uses enterprise funds to account for its water, sanitary sewer and storm sewer operations. Internal service funds are used to report activities that provide supplies and services for the City's other departments, such as the equipment maintenance and insurance funds. The internal service funds are reported with governmental activities in the government -wide financial statements. The basic proprietary fund financial statements can be found on Statements 6 through 8 of this report In CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Notes to the financial statements. The notes provide additional information that is essential to a full understanding of the data provided in the government —wide and fund financial statements. The notes to the financial statements directly follow the Basic Financial Statements. Other information. The combining statements referred to earlier in connection with non -major governmental funds is presented immediately following the required supplementary information on budgetary comparisons, the modified approach for streets and trails infrastructure and pension information. Combining and individual fund statements and schedules can be found on Statements 16 through 34 of this report. Government -wide Financial Analysis As noted earlier, the assets and deferred outflows of resources of the City exceeded its liabilities and deferred inflows of resources at the close of the most recent fiscal year by $213,413,678 (net position). The largest portion of the City's net position ($159,093,276 or 75 percent) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. It does not include any refunding debt that has not met the refunding date of the original issue. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided fi-om other sources, since the capital assets themselves cannot be used to liquidate these liabilities. CITY OF ANDOVER'S NET POSITION Governmental Activities Business -Type Activities Totals 2020 2021 2020 2021 2020 2021 Current and other assets $ 48,857,525 $ 58,916,111 $ 11,788,100 $ 12,684,537 $ 60,645,625 $ 71,600,648 Capital assets 153,692,666 153,798,777 42,714,795 45,141,428 196,407,461 198,940,205 Total assets 202,550,191 212,714,888 54,502,895 57,825,965 257,053,086 270,540,853 Deferred outflows of resources 469,014 1,949,896 37,114 229,221 506,128 2,179,107 Long-term liabilities outstanding 44,797,328 49,682,651 3,094,687 2,247,960 47,892,015 51,930,611 Other liabilities 3,449,184 3,955,538 56,756 535,110 3,505,940 4,490,648 Total liabilities 48,246,512 53,638,189 3,151,443 2,783,070 51,397,955 56,421,259 Deferred inflows of resources 504,876 2,593,031 23,334 291,992 528,210 2,885,023 Net position: Net investment in capital assets 114,441,287 115,576,274 40,342,053 43,517,002 154,783,340 159,093,276 Restricted 3,851,631 4,465,945 - - 3,851,631 4,465,945 Unrestricted 35,974,899 38,391,335 11,023,179 11,463,122 46,998,078 49,854,457 Total net position $ 154,267,817 $ 158,433,554 $ 51,365,232 $ 54,980,124 $ 205,633,049 $ 213,413,678 A portion of the City's net position represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($49,854,457) may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net position, both for the City as a whole, as well as for its separate governmental and business -type activities. 20 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Government -wide Activities Governmental activities increased the City's net position by $4,165,737 and business -type activities increased net position by $3,614,892. Key elements of the activities are as follows: City of Andover's Changes in Net Position Governmental Activities 2020 2021 Business -Type Activities 2020 2021 Total 2020 2021 Revenues: Program revenues: Charges for services $ 3,684,878 $ 5,845,616 $ 6,298,800 $ 6,836,735 $ 9,983,678 $ 12,682,351 Operating grants and contributions 3,453,564 1,242,650 - - 3,453,564 1,242,650 Capital grants and contributions 12,006,951 2,112,499 2,807,445 2,508,801 14,814,396 4,621,300 General revenues: Property taxes 14,479,488 14,934,589 - - 14,479,488 14,934,589 Tax increment 100,979 103,474 - - 100,979 103,474 Grants and contributions not restricted to specific programs 4,129 3,578 - - 4,129 3,578 Unrestricted investments earnings 930,876 (71,710) 173,446 (17,603) 1,104,322 (89,313) Gain on sale of capital assets 3,000 18,800 - - 3,000 18,800 Total revenues 34,663,865 24,189,496 9,279,691 9,327,933 43,943,556 33,517,429 Expenses: General government 3,193,326 3,202,342 - - 3,193,326 3,202,342 Public safety 6,002,090 5,814,286 - - 6,002,090 5,814,286 Public works 4,964,909 4,726,280 - - 4,964,909 4,726,280 Parks and recreation 3,997,558 4,676,676 - - 3,997,558 4,676,676 Recycling 234,475 245,755 - - 234,475 245,755 Economic development 4,240,712 293,594 - - 4,240,712 293,594 Interest on long-term debt 1,226,839 1,184,349 - - 1,226,839 1,184,349 Water - - 2,449,287 2,546,637 2,449,287 2,546,637 Sewer - - 2,454,250 2,435,302 2,454,250 2,435,302 Storm sewer - - 617,883 611,579 617,883 611,579 Total expenses 23,859,909 20,143,282 5,521,420 5,593,518 29,381,329 25,736,800 Increase (decrease) in net position before transfers 10,803,956 4,046,214 3,758,271 3,734,415 14,562,227 7,780,629 Transfers 923,203 119,523 (923,203) (119,523) - - Change in net position 11,727,159 4,165,737 2,835,068 3,614,892 14,562,227 7,780,629 Net position - beginning 142,540,658 154,267,817 48,530,164 51,365,232 191,070,822 205,633,049 Net position - ending $ 154,267,817 $ 158,433,554 $ 51,365,232 $ 54,980,124 $ 205,633,049 $ 213,413,678 21 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Governmental Activities Following are specific graphs that provide comparisons of the governmental activities revenues and expenses: Governmental Activities - Revenues Unrestricted investments earnings -0.3% Charges for services Tax increment 24.2% 0.4% Grants and contributions not restricted to specific programs 0.0% Gain on sale of capital assets 0.1 % Property taxes ��uu 61.8% ""'' Capital grants and contributions 8.7% Operating grants and contributions 5.1 % Governmental Activities - Exnenses Interest on long-term debt 5 9% General government Economic 15 9% development 1.5% Recycling 1.2% Parks and recreation 23.2% Public safety 28.8% Public works 23.5% 22 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Business -Type Activities Following are graphs showing the business -type activities revenue and expense comparisons: Business -Type Activities - Revenues Capital grants and contributions 26.90% Unrestricted investments earnings p -0.19% Charges for services 73.29% 23 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Financial Analysis of the Government's Funds Governmental Funds. The focus of the City's governmental funds is to provide information on near -term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City's financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government's net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $ 52,265,934. Approximately 18.1 percent of this total amount ($9,471,730) constitutes unassigned fund balance. The remainder of the fund balance ($42,794,204) is not available for new spending because it is either 1) nonspendable ($172,656), 2) restricted ($12,033,034), 3) committed ($499,284) or 4) assigned ($30,089,230). Major Funds The general fund decreased by $28,052 in 2021, which was a $1,365,352 change from the final budget and $319,119 less than last years increase in fund balance. The final budget showed a decrease in fund balance of $1,393,404. The change in fund balance is due to various departments under -spending and revenues exceeding budgets related to residential and commercial construction activity. The major change compared to the adopted budget is largely due to the one-time transfer of $750,000 to the Road and Bridge Capital Projects Fund in 2021. The cares grant / arpa funding special revenue fund shows a fund balance of $13,844 as the City allocates the use of federal funds. The water and sewer trunk capital projects funds fluctuate based on development activity and whether there is any cost sharing for pipe over - sizing, extra depth, etc. The addition of the following developments has increase connection fees and special assessments: Catchers Creek West Addition, Country Oaks North 4th Addtion, Winslow Cove 2'd Addition, Oakview Acres Addition, Meadows at Nightingale and Shadowbrook North Addition. The water trunk fund ($300,000) and sewer trunk fund ($400,000) continue to receive funds from the water and sewer enterprise funds to be set aside for future infrastructure replacements. The road and bridge capital projects fund increased by $820,160 primarily due to the one-time transfer of $750,000 from the General Fund for road improvements. The tax increment capital projects fund increased by $24,706 primarily due to the operations of the rental properties. The 2021A G.O. street reconstruction bonds capital projects fund increased due to the issuance of bonds in late December. Nonmaior Funds The community center special revenue fund increased $404,798 as the sports complex and additional fieldhouse court became usable for the whole year. The 2016A G.O. equipment certificates debt service fund decreased by $175,960 due to the timing of when tax revenue is collected and when debt service payments are made. Final payment was made and this fund was closed in 2021. The 2021A G.O. equipment certificates debt service fund increased by $170,179 due to the riming of when tax revenue is collected and when debt service payments are made. The 2019A G.O. abatement bonds debt service fund increased by $362,419 due to the timing of when tax revenue is collected and when debt service payments are made. The park dedication capital projects fund increased by $297,391 as park dedication fees are collected when lots are sold to builders. The building fund capital projects fund increased by $107,202 due to projects coming in under estimates in 2021. The trail and transportation capital projects fund increased by $138,598 as trail fees are collected when lots are sold to builders. The capital equipment reserve capital projects fund increased by $155,567 as actual expenditures were less than estimated. The 2020A G.O. equipment certificates capital projects fund decreased by $829,537 due to the purchase of equipment to close the fund in 2021. The 2021 A G.O. equipment certificates capital projects fund increased by $642,333 due to the issuance of bonds in late December 2021. The 2019A G.O. abatement bonds capital projects fiord decreased by $176,032 as final checklist items were completed with this project. 24 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Proprietary funds. The City's proprietary funds provide the same type of information found in the government -wide financial statements, but in more detail. The unrestricted net position in the respective proprietary funds are enterprise funds of $11,365,340 (water $6,039,546, sewer $4,147,100 and storm sewer $1,178,694) and internal service funds of $963,504. The enterprise funds had a net increase in net position from current year activity of $3,625,145 (water $1,723,149, sewer $1,030,818 and storm sewer $871,178). Internal service funds had a net decrease in net position of $52,343. Capital Asset and Debt Administration Capital assets. The City's investment in capital assets for its governmental and business -type activities as of December 31, 2021, amounts to $198,940,205 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program, which includes streets and trails. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1) The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (a) an up-to-date inventory; (b) perform condition assessments and summarize the results using a measurement scale; and (c) estimate annual amount to maintain and preserve at the established condition assessment level. 2) The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. Prior to 2013, the continuous scale was from 0 to 100 where 0 is assigned to the least acceptable physical condition and 100 is assigned to a new street or trail. Starting in 2013, the continuous scale was from 0 to 10, where 0 is assigned to the least acceptable physical condition and 10 is assigned the physical characteristics of a new street or trail. The City's policy is to achieve an average rating of good which is 6 — 6.9 (56 — 70 old scale) for all streets and trails. In the fall of 2021, the City conducted a physical condition assessment of the streets and trails constructed since 1974. This assessment will be completed every three years. As of December 31, 2021, the City's street and trail system was rated at an Overall Condition Index (OCI) of 5.9. The City's streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun's ultra- violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short- term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $2,160,714 on street and trail maintenance for the year ending December 31, 2021. These expenditures delayed deterioration and the overall condition of the system remains at an appropriate OCI level through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City's street and trail system at the average OCI rating of good is approximately $2,500,000. Maintenance Actual OCI Year Estimate Expenditures Rating 2012 $1,150,000 $ 3,894,784 83 2013 1,150,000 2,471,123 6.9 2014 1,150,000 2,029,026 6.7 2015 1,150,000 1,114,900 6.7 2016 1,150,000 1,585,756 6.3 2017 1,150,000 3,548,327 6.4 2018 1,150,000 2,274,146 6.4 2019 1,150,000 3,701,063 5.3 2020 1,150,000 2,667,008 5.4 2021 2,500,000 2,160,714 5.9 25 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Primary Government Governmental activities: Land and improvements Streets and trails Construction in progress Buildings and improvements Furniture and equipment Machinery and equipment Other park improvements Total capital assets Less accumulated depreciation for: Buildings and improvements Furniture and equipment Machinery and equipment Other park improvements Beginning Balance Additions Ending Deletions Balance $ 11,321,133 $ - $ - $ 11,321,133 89,585,996 1,471,520 - 91,057,516 168,192 15,000 (168,192) 15,000 61,810,825 234,591 (24,271) 62,021,145 1,117,125 145,600 - 1,262,725 9,292,067 1,086,360 (146,060) 10,232,367 8,436,236 283,558 (56,776) 8,663,018 181,731,574 3,236,629 (395,299) 184,572,904 15,806,363 2,079,936 (24,271) 17,862,028 630,906 107,149 - 738,055 6,743,364 445,730 (146,060) 7,043,034 4,858,275 329,511 (56,776) 5,131,010 Total accumulated depreciation 28,038,908 2,962,326 Governmental activities capital assets - net Business -type activities: Land and improvements Construction in progress Buildings and improvements Furniture and equipment Machinery and equipment Collection and distribution Total capital assets being depreciated Less accumulated depreciation for: Buildings and improvements Furniture and equipment Machinery and equipment Collection and distribution (227,107) 30,774,127 153,692,666 274,303 (168,192) 153,798,777 730,243 - - 1,709,054 15,877,590 - 23,436 4,500 1,576,915 2,500 63,473,687 2,508,801 81,681,871 4,224,855 10,779,794 404,557 23,437 225 960,580 91,387 27,203,265 1,302,053 Total accumulated depreciation 38,967,076 1,798,222 Business -type activities capital assets - net Total capital assets - net 42,714,795 2,426,633 - 730,243 - 1,709,054 - 15,877,590 - 27,936 - 1,579,415 - 65,982,488 - 85,906,726 - 11,184,351 - 23,662 - 1,051,967 - 28,505,318 40,765,298 45,141,428 $ 196,407,461 $ 2,700,936 $ (168,192) $ 198,940,205 Additional information on the City's capital assets can be found in Note 5. Long-term debt. At the end of the current fiscal year, the City had total long-term debt outstanding of $48,783,989, an increase of $5,038,385 from 2020. General obligation abatement bonds ($26,085,000) were used to refund the 2006 and 2007 EDA lease revenue refunding bonds and expand the existing community center. General obligation revenue bonds ($1,610,000) were used for an addition to the water treatment plant and the refunding of portions of the water treatment plant bonds. Certificates of indebtedness ($1,625,000) financed capital equipment purchases. Capital improvement bonds ($9,790,000) were used to construct a new vehicle maintenance facility with a washbay and a cold storage building. Street reconstruction bonds ($7,135,000) were used to reconstruct roadways in the City. Referendum bonds ($170,000) were used to finance land acquisitions for the preservation of open space. 26 CITY OF ANDOVER, MINNESOTA MANAGEMENT'S DISCUSSION AND ANALYSIS December 31, 2021 Additional long-term debt in the amount of $1,301,161 for issuance premiums and $1,067,828 is for compensated absences. City of Andover's Outstanding Debt Governmental Business -Type Bonds payable Abatement bonds $ 26,085,000 $ - $ 26,085,000 G.O. revenue bonds - 1,610,000 1,610,000 Certificates of indebtedness 1,625,000 - 1,625,000 Capital improvement bonds 9,790,000 - 9,790,000 Street reconstruction bonds 7,135,000 - 7,135,000 Referendum bonds 170,000 - 170,000 Total bonds payable 44,805,000 1,610,000 46,415,000 Issuance premiums 1,286,735 14,426 1,301,161 Compensated absences 827,066 240,762 1,067,828 Total S 46,918,801 S 1,865,188 S 48,783,999 The City maintains an AA+ rating with a stable outlook from Standard and Poor's. State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Taxable Market Value. The current debt limitation for the City is $106,318,703. Only $42,288,182 of the City's outstanding debt is counted within the statutory limitation. Additional information on the City's long-term debt can be found in Notes 6 and 7. Requests for information. This financial report is designed to provide a general overview of the City of Andover's finances for all those with an interest in the government's finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Andover, Attn: Finance Manager, 1685 Crosstown Boulevard NW, Andover, Minnesota 55304 or by calling 763-755-5100. 27 - This page intentionally left blank - 28 BASIC FINANCIAL STATEMENTS PU - This page intentionally left blank - e CITY OF ANDOVER, MINNESOTA STATEMENT OF NET POSITION December 31, 2021 With Comparative Totals For December 31, 2020 Statement 1 Primary Government Government Business -Type Totals Activities Activities 2021 2020 Assets: Cash and investments $ 55,577,438 $ 10,909,733 $ 66,487,171 $ 54,720,371 Cash and investments with escrow agent - - - 126,682 Accrued interest 106,322 24,647 130,969 213,210 Due from other governmental units 21,985 10,040 32,025 399,928 Accounts receivable - net 185,517 1,482,443 1,667,960 1,696,342 Prepaid items 270,499 - 270,498 - Property taxes receivable: Unremitted 177,789 177,788 358,031 Delinquent 156,519 - 156,518 146,271 Special assessments receivable: Unremitted 6,370 3,379 9,748 8,715 Delinquent 18,258 229,979 249,237 272,863 Deferred 1,410,955 914 1,411,869 1,700,417 Inventories - at cost 219,462 23,403 242,865 252,795 Land held for resale 765,000 - 765,000 750,000 Capital assets- net: Nondepreciable 102,393,649 2,439,297 104,832,946 101,805,564 Depreciable 51,405,128 42,702,131 94,107,259 94,601,897 Total assets 212,714,888 57,825,965 270,540,853 257,053,086 Deferred outflows of resources: Related to other post employment benefits 9,297 1,595 10,892 17,781 Related to pensions 1,940,589 227,626 2,168,215 488,347 Total deferred outflows of resources 1,949,886 229,221 2,179,107 506,128 Liabilities: interftmd payable 97,782 (97,782) - - Accounts payable 393,188 47,545 440,733 407,406 Contracts payable 72,451 501,199 573,650 1,561,619 Deposits payable 682,226 2,234 684,460 545,315 Due to other governmental units 48,340 32,578 80,918 101,583 Salaries payable 230,033 33,756 263,789 222,491 Unearned revenue 1,909,704 - 1,909,704 100,857 Accrued interest payable 521,814 15,580 537,394 566,669 Other post employment benefits: Due in more than one year 391,331 63,705 455,036 380,848 Compensated absences: Due within one year 124,060 36,114 160,174 161,395 Due in more than one year 703,006 204,648 907,654 914,576 Bonds/notes payable (net of unamortized premiums): Due within one year 2,110,000 755,000 2,865,000 2,634,000 Due in more than one year 43,981,735 869,426 44,851,161 40,035,633 Net pension liability: Due in more than one year 2,372,519 319,067 2,691,586 3,765,563 Total liabilities 53,638,189 2,783,070 56,421,259 51,397,955 Deferred inflows of resources: Related to pensions 2,593,031 291,992 2,885,023 528,210 Net position: Net investment in capital assets 115,576,274 43,517,002 159,093,276 154,783,340 Restricted for: Debt service 2,064,237 - 2,064,237 1,582,258 Tax increment purposes 2,172,641 2,172,641 2,132,935 Public services 229,067 - 229,067 136,438 Unrestricted 39,391,335 11,463,122 49,854,457 46,998,078 Total net position $ 158,433,554 $ 54,980,124 $ 213,413,678 $ 205,633,049 The accompanying notes are an integral part of these financial statements. 31 CITY OF ANDOVER, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Program Revenues Charges Operating Capital For Grants and Grants and Expenses Services Contributions Contributions Functions/Programs Primary government: Government activities: General government $ 3,202,342 $ 2,241,593 $ 164,376 $ - Public safety 5,814,296 1,078,065 550,344 5,406 Public works 4,726,290 279,191 412,530 1,471,059 Parks and recreation 4,676,676 1,943,452 - 636,034 Recycling 245,755 70,003 115,400 - Economic development 293,594 233,312 - - Interest on long-term debt 1,184,349 - - - Total government activities 20,143,282 5,845,616 1,242,650 2,112,499 Business -type activities: Water 2,546,637 3,806,408 - 773,791 Sewer 2,435,302 2,395,512 - 845,349 Storm sewer 611,579 634,815 - 889,661 Total business -type activities 5,593,518 6,836,735 - 2,508,801 Total primary government $ 25,736,800 $ 12,682,351 $ 1,242,650 $ 4,621,300 The accompanying notes are an integral part of these financial statements. 32 Statement 2 Net (Expense) Revenue and Changes in Net Position Primary Government Governmental Business -Type Totals Activities Activities 2021 2020 $ (796,373) $ - $ (796,373) $ (2,319,312) (4,180,471) - (4,180,471) (3,714,253) (2,563,500) - (2,563,500) 6,848,962 (2,097,190) - (2,097,190) (1,918,972) (60,352) - (60,352) (72,470) (60,282) - (60,282) (2,311,632) (1,184,349) - (1,184,349) (1,226,839) (10,942,517) - (10,942,517) (4,714,516) - 2,033,562 2,033,562 1,850,346 - 805,559 805,559 752,359 - 912,897 912,897 982,120 - 3,752,018 3,752,018 3,584,825 (10,942,517) 3,752,018 (7,190,499) (1,129,691) General revenues: General property taxes 14,934,589 - 14,934,589 14,479,488 Tax increment collections 103,474 - 103,474 100,979 Grants and contributions not restricted to specific programs 3,578 - 3,578 4,129 Unrestricted investment earnings (71,710) (17,603) (89,313) 1,104,322 Gain on sale of capital assets 18,800 - 18,800 3,000 Transfers 119,523 (119,523) - - Total general revenues, gain on sale of capital assets and transfers 15,108,254 (137,126) 14,971,128 15,691,919 Change in net position 4,165,737 3,614,892 7,780,629 14,562,227 Net position - beginning 154,267,817 51,365,232 205,633,049 191,070,822 Net position - ending $ 158,433,554 $ 54,980,124 $ 213,413,678 $ 205,633,049 33 CITY OF ANDOVER, MINNESOTA BALANCESHEET GOVERNMENTALFUNDS December 31, 2021 With Comparative Totals For December 31, 2020 Assets: Cash and investments Cash and investments with escrow agent Accrued interest Due from other governmental units Accounts receivable - net Prepaid items Property taxes receivable: Unremitted Delinquent Special assessments receivable: Unremitted Delinquent Deferred Inventories- accost Land held for resale CARES Grant/ Road & ARPA Funding Water Trunk Sewer Trunk Bridge $ 10,283,373 $ 1,818,340 $ 6,664,793 S 7,906,689 $ 9,594,200 17,535 4,521 16,825 20,861 22,403 21,985 - - - - 74,366 33,800 113,687 17,291 101,512 15,439 - - 6,370 8,714 542 - 9,002 - 225,734 10,449 1,081,357 120,936 - - - Total assets $ 10,775,908 $ 1,822,861 $ 6,907.894 $ 7,937,999 $ 10,746,062 Liabilities, Deferred Inflows of Resources, and Fund Balances Liabilities: Accounts payable Contracts payable Deposits payable Due to other governmental units Salaries payable Unearned revenue Total liabilities Deferred inflows of resources: Unavailable revenues Fund balances (deficit): Nonspendable Restricted Committed Assigned Unassigned Total fund balances Total liabilities, deferred inflows of resources, and fund balances (deficit) $ 234,843 1,377 $ 43,991 S 213 $ 575 5,113 - - 32,315 14,141 573,920 5,741 5,741 1,139 35,889 - - 46 189,451 - - - 1,807,640 - - - 1,039,216 1,809,017 49,732 38,269 15,901 110,226 226,276 10,449 1,105,798 154,736 - 13,844 6,631,886 7,889,281 9,624,363 9,471,730 - - - - 9,626,466 13,844 6,631,886 7,889,281 9,624,363 $ 10,775,908 $ 1,822,861 $ 6,907,894 S 7,937,999 $ 10,746,062 Fund balance reported above Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Deferred outflows of resources - related other post employment benefits and pensions are not current financial resources and, therefore, are not reported in the funds. Other long-term assets are not available to pay for current -period expenditures and, therefore, are reported as unavailable revenue in the funds. Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental activities statement of net position along with a deduction of net revenue attributable to business -type activities. Long-term liabilities, including bonds payable, other post employment benefits and net pension liability, are not due and payable in the current period and, therefore, are not reported in the fiords. Deferred inflows of resources - pension related are associated with long-term liabilities that are not due and payable in the current period and, therefore, are not reported in the funds. Net position of governmental activities The accompanying notes are an integral part of these financial statements. 34 Statement 3 2021A GO Tax Strcct Increment Reconstruction Othcr Totals Projects Bonds Govcrnmcutal Governmental Funds $ 1,421,648 $ 7,196,503 $ 10,005,128 $ 54,890,674 $ 43,701,040 - - - - 126,682 3,760 18,229 104,134 170,049 - - 21,985 387,061 4,200 106,951 185,517 296,709 - 16,000 49,800 - - 46,810 177,788 358,031 1,257 38,310 156,518 146,271 6,370 5,336 - 18,259 21,161 93,415 1,410,955 1,699,076 - 1,920 122,956 142,725 765,000 - 765,000 750,000 $ 2,195,865 $ 7,196,503 $ 10,326,763 $ 57,909,855 $ 47,804,141 $ 6,495 $ $ 74,256 $ 361,750 $ 320,154 - 20,882 72,451 1,539,098 15,898 79,787 682,226 543,081 831 11,574 48,340 72,312 - 29,268 218,719 183,771 - 102,064 1,909,704 100,857 23,224 317,831 3,293,190 2,759,273 766,257 131,725 2,350,731 2,616,508 - - 17,920 172,656 142,725 1,406,384 7,196,503 3,430,147 12,033,034 4,651,447 - - 499,284 499,284 508,062 5,929,856 30,099,230 27,612,210 - - - 9,471,730 9,513,916 1,406,384 7,196,.503 9,977,207 52,265,934 42,428,360 $ 2,195,865 $ 7,196,503 $ 10,326,763 $ 57,909,855 $ 47,804,141 $ 52,265,934 $ 42,428,360 153,798,777 153,692,666 1,949,886 469,014 2,350,731 2,616,508 865,722 907,812 (50,204,465) (45,341,667) (2,593,031) (504,876) $ 158,433,554 $ 154,267,817 35 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTALFUNDS For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 CARES Grant / Road & ARPA Funding Water Trunk Sewer Trunk Bridge General SRF CPF CPF CPF Revenues: General property taxes $ 9,527,670 $ $ $ $ 1,448,262 Tax increment collections - - Licenses and permits 891,762 - Intergovernmental 939,174 3,166 148,754 Special assessments - - 97,642 74,711 520,669 Charges for services 1,036,929 - - Fines 53,747 - Investment income (15,183) 13,844 (8,468) (17,849) (6,856) Miscellaneous: Park dedication fees - - - Connection charges 765,398 161,584 Rent - - - Other 167,318 - - - - Total revenues 12,601,417 17,010 854,572 218,446 2,110,829 Expenditures: Current: General government 3,020,339 - - - - Public safety 5,524,110 3,166 - - - Public works 1,766,136 - 276,400 65,544 2,045,669 Parks and recreation 1,337,582 - - - Recycling 239,606 Economic development - Unallocated 16,109 Capital outlay: General government - Public safety 8,317 Public works 2,000 Parks and recreation 177,301 Recycling - Economic development Debt service: Principal retirement Interest Paying agent fees Professional services - Construction/acquisition costs - - - 743,203 - Total expenditures 12,091,500 3,166 276,400 808,747 2,045,669 Revenues over (under) expenditures 509,917 13,844 578,172 (590,301) 65,160 Other financing sources (uses): Transfers in 212,031 - 300,000 400,000 755,000 Transfers out (750,000) (148,705) - - Bonds issued Bond premium Proceeds from sale of capital assets - - - Total other financing sources (uses) (537,969) - 151,295 400,000 755,000 Net increase (decrease) in fund balance (28,052) 13,844 729,467 (190,301) 820,160 Fund balance - January 1 9,654,518 - 5,902,419 8,079,582 8,804,203 Fund balance - December 31 $ 9,626,466 $ 13,844 $ 6,631,886 $ 7,989,281 $ 9,624,363 The accompanying notes are an integral part of these financial statements. 36 Statement 4 2021A G.O Tax Street Increment Reconstruction Other Intra Totals Projects Bonds Governmental Activity Governmental Funds CPF CPF Funds Eliminations 2021 2020 $ - $ $ 3,948,410 $ $ 14,924,342 $ 14,451,737 103,474 - 103,474 100,979 - - 991,762 892,279 11,224 1,102,318 6,211,801 3,569 696,591 631,999 1,231,389 2,268,318 1,672,023 - 53,747 47,630 (24,467) (8,073) (67,052) 913,671 622,680 622,680 389,033 - 926,982 1,136,882 - 635,026 635,026 635,629 204,476 476,429 (30,602) 817,623 862,805 283,483 6,920,654 (30,602) 22,975,811 27,946,468 - 182,715 3,203,054 3,079,344 5,728 5,533,004 5,754,243 105,668 102,297 4,361,714 4,588,958 - 1,462,250 2,799,832 2,495,594 - - 239,606 228,124 258,777 38,851 297,628 4,154,244 - - 16,109 12,778 197,071 197,071 21,759 743,724 752,041 318,484 79,261 81,261 3,671,947 389,243 566,544 12,787,857 - - 30,151 1,899,000 1,899,000 1,561,000 1,278,030 1,278,030 1,290,844 5,500 5,500 5,000 - - 743,203 7,145 258,777 105,668 6,383,670 21,973,597 40,007,472 24,706 (105,668) 536,984 (30,600) 1,002,214 (12,061,004) - 612,091 (1,267,691) 1,011,431 990,088 - (548,291) 1,298,291 (148,705) (59,740) 7,135,000 630,000 - 7,765,000 1,310,000 167,171 21,663 188,834 95,481 - 18,800 - 18,800 3,000 7,302,171 734,263 30,600 8,835,360 2,338,829 24,706 7,196,503 1,271,247 - 9,837,574 (9,722,175) 1,381,678 - 8,605,960 42,428,360 52,150,535 $ 1,406,384 $ 7,196,503 $ 9,877,207 $ $ 52,265,934 $ 42,428,360 ON - This page intentionally left blank - 38 CITY OF ANDOVER, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, Statement 5 EXPENDITURES AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 2021 2020 Amounts reported for governmental activities in the statement of activities (Statement 2) are different because: Net changes in fund balances - total governmental funds (Statement 4) $ 9,837,574 $ (9,722,175) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. (622,206) 14,528,019 The net effect of various miscellaneous transactions involving capital assets is to increase (decrease) net position (i.e., sales, trade-ins, and donations). 1,471,520 6,633,646 Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. (265,777) (24,640) The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items. (5,794,844) 322,156 Vested post employment benefits are reported in the governmental funds when amounts are paid. The statement of activities reports the benefits earned during the years. This amount (69,746) (32,430) is the net effect of employee benefits earned and paid during the year. Transfer out of governmental capital assets contributed to Enterprise Funds. (743,203) (7,145) Some expenses reported in the statement of activities do not require use of current financial resources and, therefore, are not reported as expenditures in governmental funds. 36,228 (126,266) Governmental funds report pension contributions for defined benefit plans as expenditures, however, pension expense is reported in the Statement of Activities. This is the amount by which pension expense differs from pension contributions: Pension contributions $ 329,695 Pension expense 28,586 358,281 187,600 Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities. (42,090) (31,606) Change in net position of governmental activities (Statement 2) $ 4,165,737 $ 11,727,159 The accompanying notes are an integral part of these financial statements. Q CITY OF ANDOVER, MINNESOTA STATEMENT OF NET POSITION PROPRIETARY FUNDS December 31. 2021 With Comparative Totals For December 31, 2020 Assets: Current assets: Cash and cash equivalents Accrued interest Due from other governmental units Accounts receivable - net Prepaid items Special assessments receivable Umetnittcd Delinquent Deferred Inventories - at cost Total current assets Noncurrent assets: Capital assets: Land Buildings and structures Machinery and equipment Distribution and collection system Construction in progress Total capital assets Less: Allowance for depreciation Total noncurrent assets Total assets Deferred outflows ofresources: Related to other post employment benefits Related to pensions Total deferred outflows of resources Liabilities: Current liabilities: Accounts payable Contracts payable Deposits payable Interest payable Due to other governmental units Salaries payable Bonds payable - due within one year Compensated absences payable - due within one year Total current liabilities Noncurrent liabilities: Other post employment benefits - due in more than one year Bonds payable - due in more than one year Compensated absences payable - due in more than one year Net pension liability - due in more than one year Total noncurrent liabilities Total liabilities Deferred inflows ofresources: Related to pensions Net position: Net investment in capital assets Unrestricted Total net position $ 6,244,622 $ 3,662,687 $ 1,002,424 14,217 8,151 2,279 - 10,040 - 629,143 653,246 200,054 1,647 1,527 204 112,386 89,618 27,975 - - 914 23,403 7,025,418 4,425,269 1,233,850 730,243 - - 15,877,590 - - 311,317 738,533 557,501 22,093,332 29,345,981 14,543,275 965,851 743,203 39,978,333 30,827,617 15,100,776 (20,178,291) (14,440,362) (6,146,645) 19,800,042 16,387,255 8,954,131 26,825,460 20,812,524 10,187,981 912 683 - 133,820 93,806 134,732 94,489 32,590 9,563 5,392 490,938 4,272 5,989 2,234 - - 15,580 - 24,833 7,745 - 18,222 11,931 3,703 755,000 - - 20,513 9,590 6,011 1,359,910 43,001 21,095 36,403 27,302 - 869,426 - - 116,243 54,344 34,061 191,608 127,459 1,213,680 209,105 34,061 2,573,590 252,106 55,156 171,440 120,552 18,175,616 16,387,255 8,954,131 6,039,546 4,147,100 1,178,694 $ 24,215,162 $ 20,534,355 $ 10,132,825 Net position reported above Amounts reported for business -type activities in the statement of netposition are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to business -type activities. Net position of business -type activities The accompanying notes are an integal part of these financial statements. 40 Statement 6 Totals Governmental Activities - Totals Internal Service Finds 2021 2020 2021 2020 $ 10,909,733 $ 10,061,918 $ 686.764 $ 957,413 24,647 38,873 2,188 4,288 10,040 12,867 - - 1,482,443 1,399,633 - - - 220.698 3,378 3,379 - 229,979 251,702 914 1,341 - - 23,403 18,387 96,606 91,683 12,684,537 11,788,100 1,006,256 1,053,384 730,243 730,243 - - 15,877,590 15,877,590 1,607,351 1,600,350 65,982,488 63,473,688 1,709,054 85,906,726 91,681,871 (40,765,298) (38,967,076) 45,141,428 42,714,795 57,825,965 54,502,895 1,006,256 1,053,384 1,595 2,540 - 227,626 34,574 229,221 37,114 47,545 60,110 31,438 27,142 501,199 22,521 - - 2,234 2,234 15,580 22,330 32,578 29,271 - - 33,756 28,325 11,314 10,395 755,000 735,000 - - 36,114 35,290 1,424,006 935,071 42,752 37,537 63,705 53,319 - - 869,426 1,637,742 204,648 199,922 319,067 433,424 1,456,846 2,324,407 2,880,852 3,259,478 42.752 37,537 291,992 23,334 43,517,002 40,342,053 - - 11,365,340 10,915,144 963,504 1,015,847 $ 54,882,342 $ 51,257,197 $ 963,504 $ 1,015,847 $ 54,882,342 $ 51,257,197 97,782 108,035 $ 54,980,124 $ 51,365,232 :111 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Water Sewer Storm Sewer Operating revenues: User charges $ 3,709,788 $ 2,395,512 $ 634,815 Meters 44,946 - - Other 51,674 - - Total operating revenues 3,806,408 2,395,512 634,815 Operating expenses Personal services 604,171 397,086 175,020 Supplies 301,237 25,801 10,059 Other service charges 775,813 180,990 111,476 Disposal charges - 1,208,563 - Depreciation 852,576 631,634 314,012 Total operating expenses 2,533,797 2,444,074 610,567 Operating income (loss) 1,272,611 (48,562) 24,248 Nonoperating revenues (expenses): Investment income (8,668) (9,694) 759 Interest expense (25,427) - - Total nonoperating revenues (expenses) (34,095) (9,694) 759 Income (loss) before contributions and transfers 1,238,516 (58,256) 25,007 Capital contributions 773,791 1,588,552 889,661 Transfers: Transfers in 148,705 - - Transters out (437,863) (499,478) (43,490) Total transfers (289,158) (499,478) (43,490) Change in net position 1,723,149 1,030,818 871,178 Net position - January 1 22,492,013 19,503,537 9,261,647 Net position - December 31 $ 24,215,162 $ 20,534,355 $ 10,132,825 Net changes in net position reported above Amounts reported for business -type activities in the statement of activities are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to business -type activities. Change in net position of business -type activities The accompanying notes are an intregral part of these financial statements. 42 Statement 7 Totals lntra Governmental Activities - Activity Totals Internal Service Funds Eliminations 2021 2020 2021 2020 $ - $ 6,740,115 $ 6,196,717 $ 1,321,744 $ 1,217,279 - 44,946 36,948 - - - 51,674 65,135 80,211 72,329 - 6,836,735 6,298,800 1,401,955 1,289,608 - 1,176,277 1,127,866 546,835 530,553 - 337,097 274,316 360,128 335,851 (30,600) 1,037,679 1,029,515 542,677 486,701 - 1,208,563 1,274,975 - - - 1,798,222 1,758,468 - - (30,600) 5,557,838 5,465,140 1,449,640 1,353,105 30,600 1,278,897 833,660 (47,685) (63,497) - (17,603) 173,446 (4,658) 17,205 - (25,427) (41,594) - - - (43,030) 131,852 (4,658) 17,205 30,600 1,235,867 965,512 (52,343) (46,292) - 3,252,004 2,814,590 - - - 148,705 59,740 - - (30,600) (1,011,431) (990,088) - - (30,600) (862,726) (930,348) - - - 3,625,145 2,849,754 (52,343) (46,292) - 51,257,197 48,407,443 1,015,847 1,062,139 $ - $ 54,982,342 $ 51,257,197 $ 963,504 $ 1,015,847 $ 3,625,145 $ 2,849,754 (10,253) (14,686) $ 3,614,892 $ 2,835,068 43 CITY OF ANDOVER, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Cash flows from operating activities: Receipts from customers and users Payment to suppliers Payment to employees Net cash flows from operating activities Cash flows from noncapital financing activities: Transfers in Transfers out Net cash flows from noncapital financing activities Cash flows from capital and related financing activities: Acquisition of capital assets Interest paid on debt Payment of bonds Net cash flows from capital and related financing activities Cash flows from investing activities: Investment income Net increase in cash and cash equivalents Cash and cash equivalents - January 1 Cash and cash equivalents - December 31 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation Changes in assets, deferred outflows ofresources, liabilities and deferred inflows of resources: Decrease (increase) in due from other governmental units Decrease (increase) in accounts receivable Decrease (increase) in prepaid items Decrease (increase) in special assessments Decrease (increase) in inventory Decrease (increase) in deferred outflows ofresources Increase (decrease) in accounts payable Increase (decrease) in contracts payable Increase (decrease) in deposits payable Increase (decrease) in due to other governmental units Increase (decrease) in salaries payable Increase (decrease) in other post employment benefits Increase (decrease) in compensated absences Increase (decrease) in net pension liability Increase (decrease) in deferred inflows ofresources Total adjustments Net cash provided (used) by operating activities Noncash investing, capital and financing activities: Assets contributed to the Enterprise Funds $ 3,764,171 $ 2,392,753 $ 621,979 (620,181) (1,409,719) (119,635) (602,315) (411,395) (178,996) 2,541,675 571,639 323,348 148,705 - - (437,863) (499,478) (43,490) (289,158) (499,478) (43,490) (968,851) (1,500) (2,500) (45,493) (735,000) (1,749,344) (1,500) (2,500) (1,025) (3,675) 1,323 502,148 66,986 278,681 5,742,474 3,595,701 723,743 $ 6,244,622 $ 3,662,687 $ 1,002,424 $ 1,272,611 $ (48,562) $ 24,248 852,576 631,634 314,012 - 2,827 - (45,540) (21,714) (15,556) 3,30.3 16,128 2,720 (5,016) - - (112,647) (79,460) - (20,198) 5,738 1,895 478,662 11 5 3,421 (114) - 4,403 607 421 5,935 4,451 - 13,698 (3,741) (4,397) (67,048) (47,309) 157,515 111,143 - 1,269,064 620,201 299,100 $ 2,541,675 $ 571,639 $ 323,348 $ 773,791 $ 1,588,552 $ 889,661 The accompanying notes are an integral part of these financial statements. 44 Statement 8 Totals Governmental Activities - Totals Internal Service Funds 2021 2020 2021 2020 $ 6,778,903 $ 6,288,150 $ 1,401,955 $ 1,294,236 (2,149,535) (2,642,880) (1,124,130) (837,502) (1,192,706) (1,117,193) (545,916) (527,575) 3,436,662 2,528,077 (268,091) (70,841) 148,705 59,740 (980,831) (959,488) (832,126) (899,748) (972,851) (45,493) (61,499) (735,000) (725,000) (1,753,344) (786,499) - (3,377) 179,527 (2,558) 18,700 847,815 1,021,357 (270,649) (52,141) 10,061,918 9,040,561 957,413 1,009,554 $ 10,909,733 $ 10,061,918 $ 686,764 $ 957,413 $ 1,248,297 $ 803,060 $ (47,685) $ (63,497) 1,798,222 1,758,468 2,827 2,478 - (82,810) (33,420) 4,628 - - (220,698) - 22,151 20,292 (5,016) 11,428 (4,923) (7,130) (192,107) (2,366) - (12,565) 15,270 4,296 (7,820) 478,678 (55,740) - - (1,300) 3,307 (3,132) - - 5,431 6,101 919 2,978 10,386 5,957 - - 5,560 22,954 (114,357) 37,263 268,658 (59,236) 2,188,365 1,725,017 (220,406) (7,344) $ 3,436,662 $ 2,528,077 $ (268,091) $ (70,841) $ 3,252,004 $ 2,814,590 $ $ 45 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Andover was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five -member City council elected by voters of the City. The financial statements of the City have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City (the primary government) and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationships with the City. COMPONENT UNITS In conformity with generally accepted accounting principles, the financial statements of the component units have been included in the financial reporting entity as blended component units. The Andover Economic Development Authority (EDA) is an entity legally separate from the City. However, for financial reporting purposes, the EDA is reported as if it were part of the City's operations because the members of the City Council serve as EDA Board Members and its purpose is to promote development within the City. The activity of the EDA is reported in the EDA General Special Revenue Fund. Separate financial statements are not prepared for the EDA. B. GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS The government -wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of interfund activity has been removed from these statements. Governmental activities, which normally are supported by taxes and intergovernmental revenues, are reported separately from business-(ype activities, which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business -type activity are offset by program revenues. Direct expenses are those that are clearly identifiable with a specific function or business -type activity. Program revenues include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business -type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business -type activity. Taxes and other items not included among program revenues are reported instead as general revenues. Separate financial statements are provided for governmental funds and proprietary funds. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION The government -wide financial statements are reported using the economic resources measurement focus and the accrual basis of accounting, as are the Proprietary Fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. Governmental fund financial statements are reported using the current financial resources measurement focus and the modified accrual basis of accounting. Revenues are recognized as soon as they are both measurable and available. Revenues are considered to be available when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only 46 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: The General Fund is the City's primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. The CARES Grant/ARPA Funding Special Revenue Fund (SRF) is used to account for money distributed to local governments to assist with the financial strain of COVID-19. The Water Trunk Capital Projects Fund (CPF) is used to account for water access fees and trunk improvements as part of development. It is also used to reserve monies that will be needed for capital infrastructure replacements in the future. The Sewer Trunk CPF is used to account for sewer access fees and sanitary sewer improvements. The Road and Bridge CPF accounts for all road projects and the pavement management program, which includes annual seal coating, crack sealing and overlays for roads. The Tax Increment Projects CPF is used to account for activities in TIF districts 1-2, 1-5, 1-6 and all TIF land sales and expenditures to reach the goals of the TIF district plans. The 2021A G.O. Street Reconstruction Bonds CPF accounts for the bond proceeds issued to reconstruct roadways within the City. The City reports the following major proprietary funds: The Water Fund accounts for the water service charges, which are used to finance the water system operating expenses. The Server Fund accounts for the sewer service charges, which are used to finance the sanitary sewer system operating expenses. The Storm Sewer Fund accounts for the storm sewer utility charges, which are used to finance the storm sewer operating expenses. Additionally, the City reports the following fund type: Internal Service Funds (ISF) are used to provide equipment maintenance and insurance to other departments of the City on a cost reimbursement basis. As a general rule the effect of interfund activity has been eliminated from the government -wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. Amounts reported as program revenues include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. Internally dedicated resources are reported as general revenues rather than as program revenues. Likewise, general revenues include all taxes. Proprietary funds distinguish operating revenues and expenses from nonoperating items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund's principal ongoing operations. The principal operating revenues of the water and sewer enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the City's policy to use restricted resources first, and then unrestricted resources as they are needed. 47 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 D. BUDGETS Budgets are legally adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the General and Special Revenue Funds. Budgeted expenditure appropriations lapse at year-end. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the appropriation, is not employed by the City because it is at present not considered necessary to assure effective budgetary control or to facilitate effective cash management. E. LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1. The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted through City Council action. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. Also, the City Council may authorize transfers of budgeted amounts between departments within any fund. 5. Formal budgetary integration is employed as a management control device during the year for the General Fund and Special Revenue Funds. Budgetary control for Capital Projects Funds is accomplished through the use of project controls. 6. The legal level of budgetary control is at the department level for the General Fund and at the fund level for the Special Revenue Funds. Also inherent in this controlling function is the management philosophy that the existence of a particular item or appropriation in the approved budget does not automatically mean that it will be spent. The budget process has flexibility in that, where need has been properly demonstrated, an adjustment can be made within the department budget by the City Administrator or between departments by the City Council. 7. The City Council made supplemental budget appropriations throughout the year. Individual amendments were not material in relation to the original appropriations which were adjusted. The following is a listing of Special Revenue Funds whose expenditures exceed budget appropriations: Special Revenue Funds: LRRWMO Charitable Gambling Final Over Budget Actual Budget S 29,243 $ 29,311 $ 68 30,000 47,860 17,860 The expenditures over budget were funded by greater than anticipated revenues and/or available fund balance. F. CASH AND INVESTMENTS Cash balances from all funds are combined and invested to the extent available in authorized investments. Earnings from such investments are allocated to the individual funds on the basis of applicable cash balance participation of each fund. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fiord shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government -wide financial statements. Investments are stated at fair value, except for investments in external investment pools that meet GASB 79 requirements, are stated at amortized cost. Short-term investments, such as commercial paper and banker's acceptances, are reported at amortized cost. For purposes of the Statement of Cash Flows of Proprietary Fund Types, cash equivalents are defined as short-term, highly liquid investments that are both: 48 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 a. readily convertible to known amounts of cash, or b. so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. The City's policy considers cash equivalents to be those that meet the above criteria and have original maturities of three months or less. G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as "interfund receivables/payables." Long-term interfund loans are classified as "interfund loan receivable/payable." Any residual balances outstanding between the governmental activities and business -type activities are reported in the government -wide financial statements as "internal balances." Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable, available financial resources. Property taxes and special assessments receivable have been reported net of estimated uncollectible accounts. (See Note 1 H and I). Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H. PROPERTY TAX REVENUE RECOGNITION The City levies its property tax for the subsequent year during the month of December and it is certified to Anoka County. December 30th is the last day the City can certify a tax levy to the County Auditor for collection the following year. Such taxes become a lien on the following January 1. Anoka County is the collecting agency for the levy and remits the collections to the City three times a year. Taxes not collected as of December 31 each year are shown as delinquent taxes receivable. The County Auditor prepares the tax list for all taxable property in the City, applying the applicable tax rate to the tax capacity of individual properties, to arrive at the actual tax for each property. The County Auditor also collects all special assessments, except for certain prepayments paid directly to the City. The County Auditor submits a list of taxes to be collected on each parcel of property to the County Treasurer in January of each year. The County Treasurer collects all taxes and is required to mail copies of all personal property tax statements by April 15, and copies of all real estate tax statements by April 15, of each year. Property owners are required to pay one-half of their real estate taxes due by May 15 and the balance by October 15. If taxes due May 15 are not paid on time, a penalty of 3% is assessed on homesteaded property and 7% on non -homesteaded property. An additional 1 % penalty is added each month the taxes remain unpaid, until October 15. If the taxes due May 15 are not paid by October 15, a 2% penalty per month is added to homesteaded property and 4% per month to non -homesteaded property until January 1. If the taxes are not paid by January 1, further penalties are added. Penalties and interest apply to both taxes and special assessments. There are some exceptions to the above penalties, but they are not material. Within 30 days after the tax settlement date, the County Treasurer is required to pay 70% of the estimated collections of taxes and special assessments to the City Treasurer. The County Treasurer must pay the balance to the City Treasurer within 60 days after settlement, provided that after 45 days interest accrues at the rate of 8% per annum. GOVERNMENT -WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at the year-end are classified as delinquent and due from County taxes receivable. The portion of 49 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 delinquent taxes not collected by the City in January is fully offset by deferred inflow of resources because they are not available to finance current expenditures. L SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the tern of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a Gen upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County's costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT -WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes revenue from special assessments when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funding are completely offset by deferred inflow of resources. J. INVENTORIES Inventories of the Governmental Funds and the Proprietary Funds are stated at cost, which approximates market, using the first -in, first -out (FIFO) method. Inventories of Governmental Funds are recorded as expenditures when consumed rather than when purchased. K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government -wide and fund financial statements. Prepaid items are reported using the consumption method and recorded as expenditures/expenses at the time of consumption. L. LAND HELD FOR RESALE Land held for resale represents various property purchases made by the City with the intent to sell in order to increase tax base or attract new business. These assets are stated at the lower of cost or net realizable value. M. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items) and intangible assets such as easements and computer software, are reported in the applicable governmental or business -type activities columns in the government -wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 (except for easements which is $10,000) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at acquisition value at the date of donation. The City has chosen the modified approach for reporting street and trail system capital assets. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. ZE CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 The City implemented GASB Statement No. 51. Accounting and Financial Reporting for Intangible Assets effective January 1, 2010 which required the City to capitalize and amortize intangible assets. Intangible assets include easements and computer software. Pursuant to GASB Statement 51, in the case of initial capitalization of intangible assets, the City chose to capitalize intangible assets retroactively to 1980, except for permanent easements and internally generated software. The City has already accounted for computer software at historical cost and therefore retroactive reporting was not necessary. The City does not have any temporary easements to record that meet the threshold of $10,000. Property, plant and equipment of the primary government, as well as the component units, are depreciated/amortized using the straight line method over the following estimated useful lives: Assets Life Buildings and improvements 10 - 30 years Furniture and equipment (including software) 5 - 10 years Machinery and equipment 5 - 10 years Other park improvements 10 - 30 years Storm sewer 50 years Distribution and collection systems 50 years Temporary easements 5 - 15 years The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets and trails. The City conducted a physical assessment in the fall of 2021 of the condition of the streets and trails constructed since 1974. This condition assessment will be performed every 3 years. Each segment of City owned street or trail was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each segment. The index is expressed in a continuous scale from 0 to 10, where 0 is assigned to the least acceptable physical condition and 10 is assigned to those segments that have the characteristic of a new street or trail. The following conditions were defined: Range Description 8 - 10 Excellent 7 - 7.9 Very good 6 - 6.9 Good 4 - 5.9 Fair 2 - 3.9 Poor 1 - 1.9 Very poor 0 - .9 Substandard The City's policy relative to maintaining the street and trail assets is to achieve an average rating of "Good" for all segments. This acceptable rating allows minor cracking and patching of the pavement along with minor roughness that could be noticeable to the users of the system. N. COMPENSATED ABSENCES City employees earn vacation and sick pay accruing each payroll period. Unused vacation can be accrued by the employees up to a maximum of 200 hours (240 hours if on the annual leave plan) as of the anniversary date of the individual's employment with the City, unless a specific authorization is granted to an employee. All vacation pay is accrued when incurred in the government - wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Employees can also accrue an unlimited amount of unused sick leave. Employees with two or more years of service are entitled to receive severance pay equal to a percentage of unused sick pay ranging from 20-50 percent based on years of service, up to a maximum of 400 hours. The liability for severance pay is accounted for the same as accrued vacation pay. O. LONG-TERM OBLIGATIONS In the government -wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business -type activities, or proprietary fund type statement of net position. Bond premiums and discounts, if material, are amortized over the life of the related debt. X CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. P. FUND BALANCE CLASSIFICATIONS In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable — consists of amounts that are not in spendable form, such as prepaid items. Restricted — consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed — consists of internally imposed constraints. These constraints are established by Resolution of the City Council. Assigned— consists of internally imposed constraints. These constraints reflect the specific purpose for which it is the City's intended use. These constraints are established by the City Council and/or management. Pursuant to City Council Resolution, the City's Administrator and Finance Director are authorized to establish assignments of fund balance. Unassigned — is the residual classification for the general fund and also reflects negative residual amounts in other funds. When both restricted and unrestricted resources are available for use, it is the City's policy to first use restricted resources, and then use unrestricted resources as they are needed. When unrestricted resources are available for use, it is the City's policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. Q. INTERFUND TRANSACTIONS Interfrmd services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfrmd loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. R. USE OF ESTIMATES The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. S. RECLASSIFICATIONS Certain amounts presented in prior year data have been reclassified in order to be consistent with the current year's presentation. T. COMPARATIVE TOTALS The basic financial statements and combining and individual fund financial statements and schedules include certain prior year summarized comparative information in total but not at the level of detail required for a presentation in conformity with generally accepted accounting principles. Accordingly, such information should be read in conjunction with the government's financial statements for the year ended December 31, 2020, from which the summarized information was derived. U. DEFERRED OUTFLOWS/INFLOWS OF RESOURCES In addition to assets, the statement of financial position will sometimes report a separate section for deferred outflows of resources. This separate financial statement element, deferred outflows of resources, represents a consumption of net position that applies to a future period(s) and so will not be recognized as an outflow of resources (expense/expenditure) until then. The government has two items that qualify for reporting in the category. It is other post employment benefits and the pension related deferred outflows of resources reported in the government -wide Statement of Net Position and the proprietary funds Statement of Net Position. 52 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred inflows of resources. This separate financial statement element, deferred inflows of resources, represents an acquisition of net position that applies to a future period(s) and so will not be recognized as an inflow of resources (revenue) until that time. The government has pension related deferred inflows of resources reported in the government -wide Statement of Net Position and the proprietary funds Statement of Net Position. The government also has a type of item, which arises only under a modified accrual basis of accounting, that qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental funds balance sheet. The governmental funds report unavailable revenues from the following sources: property taxes, tax increment, special assessments, certified bills and land held for resale. V. DEFINED BENEFIT PENSION PLANS - STATEWIDE Pensions. For purposes of measuring the net pension liability, deferred outflows/inflows of resources, and pension expense, information about the fiduciary net position of the Public Employees Retirement Association (PERA) and additions to/deductions from PERA's fiduciary net position have been determined on the same basis as they are reported by PERA except that PERA's fiscal year end is June 30. For this purpose, plan contributions are recognized as of employer payroll paid dates and benefit payments and refunds are recognized when due and payable in accordance with the benefit terms. Investments are reported at fair value. W. RECONCILIATION OF GOVERNMENT -WIDE AND FUND FINANCIAL STATEMENTS 1. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT -WIDE STATEMENT OF NET POSITION The governmental fund balance sheet includes a reconciliation between fund balance — total governmental funds and net Position — governmental activities as reported in the govermnent-wide statement of net position. One element of that reconciliation explains that "long-term liabilities, including bonds payable, other post employment benefits and net pension liability, are not due and payable in the current period and therefore are not reported in the funds." The details of this ($50,204,465) difference are as follows: Bonds payable $ (46,091,735) Accrued interest payable (521,814) Other post employment benefits (391,331) Compensated absences (827,066) Net pension liability (2,372,519) Net adjustment to reduce fund balance - total governmental funds to arrive at net position - governmental activities $ (50,204,465) Another element of that reconciliation states that "internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental activities statement of net position along with a deduction of net revenue attributable to business -type activities." The details of this $865,722 difference are as follows: Internal Service Funds net position $ 963,504 Net revenue attributable to business -type activities (97,782) Net adjustment to increase fund balance - total governmental funds to arrive at net position - governmental activities $ 865,722 2. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT -WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances — total governinental funds and changes in netposition of governmental activities as reported in the government -wide statement of activities. One element of that reconciliation explains that "Governmental Funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense." The details of this ($622,206) difference are as follows: 53 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Capital outlay $ 1,596,917 Construction/acquisition costs 743,203 Depreciation expense (2,962,326) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ (622,206) Another element of that reconciliation states that "The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to increase (decrease) net position." The details of this $1,471,520 difference are as follows: Donations of capital assets increase net position in the statement of activities, but do not appear in the governmental funds because they are not financial resources. $ 1,471,520 Another element of that reconciliation states "Revenues in the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds." The details of this ($265,777) difference are as follows: Unavailable revenue - general property taxes: At December 31, 2020 $ (145,014) At December 31, 2021 155,261 Unavailable revenue - tax increment taxes: At December 31, 2020 (1,257) At December 31, 2021 1,257 Unavailable revenue - special assessments: At December 31, 2020 (1,720,237) At December 31, 2021 1,429,213 Unavailable revenue - land held for resale At December 31, 2020 (750,000) At December 31, 2021 765,000 Net adjustments to decrease net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ (265,777) Another element of that reconciliation states "the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long-term debt consumes the current financial resources of governmental funds." Neither transaction, however, has any effect on net position. The details of this ($5,794,844) difference are as follows: Debt issued or incurred: Issuance of certificates of indebtedness $ (630,000) Issuance of street reconstruction bonds (7,135,000) Principal repayments Abatement bonds 1,160,000 Certificates of indebtedness 449,000 Capital improvement bonds 125,000 Referendum bonds 165,000 Amortization of bond premium 71,156 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ (5,794,844) 54 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Another element of that reconciliation states that "Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds." The details of this $36,228 difference are as follows: Compensated absences $ 13,703 Accrued interest 22,525 Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities $ 36,228 Another element of that reconciliation states that "internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities." The details of this ($42,090) difference are as follows: Internal Service Funds change in net position $ (52,343) Net revenue attributable to business -type activities 10,253 Net adjustment to increase fund balance - total governmental funds to arrive at net position - governmental activities $ (42,090) Note 2 DEPOSITS AND INVESTMENTS DEPOSITS In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council. All such banks are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. Securities pledged as collateral are required to be held in safekeeping by the City Clerk/Treasurer or in a financial institution other than that furnishing the collateral. Minnesota Statute 118A.03 identifies allowable forms of collateral. Custodial Credit Risk — Deposits: Custodial credit risk is the risk that in the event of a bank failure, the City's deposits may not be returned to it. As of December 31, 2021, the bank balance of the City's deposits was covered by federal depository insurance or covered by perfected collateral pledged and held in the City's name. The City has no additional deposit policies addressing custodial credit risk. INVESTMENTS Subject to rating, yield, maturity and issuer requirements as prescribed by statute, Minnesota Statutes 118A.04 and 118A.05 authorize the City to invest in United States securities, state and local securities, commercial paper, time deposits, high -risk mortgage -backed securities, temporary general obligation bonds, repurchase agreements, Minnesota joint powers investment bust and guaranteed investment contracts. As of December 31, 2021, the City had the following investments and maturities: 55 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Credit Investment Type Rating Money market funds N/A Minnesota Municipal Money Market Fund (4M) N/A Certificates of deposit Local/State governments U.S. agencies Total investments N/A Investment Maturities (in Years) Fair Less Than More Than Value 1 1-5 6-10 10 $13,680,518 $13,680,518 $ 814,697 814,697 13,235,458 9,097,969 4,137,489 - - A/A1/A2 61,498 - 61,498 - - AAl/AA2/AA3 8,027,348 1,660,255 5,340,851 1,026,242 - AAA 6,330,907 1,272,613 4,256,728 602,832 198,734 AAA 21,499,865 7,459,063 13,425,321 615,481 - 63,650,291 $33,985,115 $27,221,887 $ 2,244,555 $ 198,734 Deposits 2,836,880 Total cash and investments $66,487,171 The City categorizes its fair value measurements within the fair value hierarchy established by generally accepted accounting principles. The hierarchy is based on the valuation inputs used to measure the fair value of the asset. The hierarchy has three levels. Level 1 investments are valued using inputs that are based on quoted prices in active markets for identical assets. Level 2 investments are valued using inputs that are based on quoted prices for similar assets or inputs that are obseivable, either directly or indirectly. Level 3 investments are valued using inputs that are unobservable. The City has the following recurring fair value measurements as of December 31, 2021: Fair Value Measurement Using Investment Type 12/31/2021 Level 1 Level Level Investments at fair value: Federal Home Loan Bank $ 4,585,563 Federal Farm Credit Bank 6,860,461 Federal Home Loan Mortgage Corporation 6,354,806 Federal National Mortgage Association 3,699,035 Municipal Bonds 14,419,753 Brokered Certificates of Deposit 13,235,458 Total investments at fair value 49,155,076 Investments not categorized: External investment pool: 4M 814,697 Wells Fargo Bank Money Market 13,680,518 Total investments not categorized 14,495,215 Total $ 63,650,291 $ - $ 4,585,563 $ - - 6,860,461 - - 6,354,806 - - 3.699,035 - - 14,419,753 - - 13,235,458 - $ - $49,155,076 $ - The 4M Fund is an external investment pool investment which is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities. It is an unrated pool and the fair value of the position in the pool is the same as the value of pool shares. The pool is managed to maintain a portfolio weighted average maturity of no greater than 60 days and seeks to maintain a constant net asset value (NAV) per share of $1. The pool measures their investments in accordance with Govermnent Accounting Standards Board 56 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Statement No. 79, at amortized cost. The 4M Plus Fund requires funds to be deposited for a minimun of 14 calendar days. Withdrawals prior to the 14-day restriction period are subject to a penalty equal to 7 days interest on the amount withdrawn. Custodial Credit Risk - Investments — For investments in securities, custodial credit risk is the risk that in the event of a failure of the counterparty, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. As of December 31, 2021, $250,000 of the City's S63,650,291 investments was uninsured and unregistered, with securities held in the City's name. Interest Rate Risk - The City has a formal investment policy that states the City will minimize the risk that the market value of securities in the portfolio will fall due to the changes in general interest rates, by: 1) Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity. 21) Investing operating funds primarily in shorter -term securities, money market mutual funds or similar investment pools. Credit Risk - The City has a formal investment policy that states the City will minimize the credit risk, the risk of loss due to the failure of the security issuer or backer, by: 1) Limiting investments to the safest types of securities. 2) Pre -qualifying the financial institutions, broker/dealers, intermediaries and advisers with which the City will do business. A list will be maintained of financial institutions authorized to provide investment services. In addition, a list also will be maintained of approved security broker/dealers selected by creditworthiness. These may include "primary" dealers or regional dealers that qualify under Securities and Exchange Commission (SEC) Rule 15C3-1. All financial institutions and broker/dealers who desire to become qualified for investment transactions must supply: audited financial statements, proof of National Association of Securities Dealers (NASD) certification, proof of state registration, completed broker/dealer questionnaire, and certification of having read and understood and agreeing to comply with the City's investment policy. An amoral review of the financial condition and registration of qualified financial institutions and broker/dealers will be conducted by the City Administrator. Concentration of Credit Risk - More than 33% of the City's investments are in various holdings with U.S. agencies; Federal Home Loan Bank (7.2%), Federal Farm Credit Bank (10.8%), Federal National Mortgage Association (5.8%) and Federal Home Loan Mortgage Corporation (10.0%). The City's policy on concentration of investments is as follows: 11) Diversification - The investments shall be diversified by: a) investments to avoid over concentration in securities from a specific issuer or business sector (excluding U.S. Treasury securities), b) limiting investment in securities that have higher credit risks, c) investing in securities with varying maturities, and d) continuously investing a portion of the portfolio in readily available funds such as local government investment pools (LCIPs), money market funds or overnight repurchase agreements to ensure that appropriate liquidity is maintained in order to meet ongoing obligations. 2) Maximum Maturities - To the extent possible, the City shall attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing, or having average lifes, of more than five (5) years from the date of purchase or in accordance with state and local statutes and ordinances. Reserve funds and other funds with longer -term investment horizons may be invested in securities exceeding five (5) years if the maturity of such investments are made to coincide as nearly as practicable with the expected use of funds. The intent to invest in securities with longer maturities shall be disclosed in writing to the legislative body. Because of inherent difficulties in accurately forecasting cash flow requirements, a portion of the portfolio should be continuously invested in readily available funds such as local government investment pools, money market funds, or overnight repurchase agreements to ensure that appropriate liquidity is maintained to meet ongoing obligations. 57 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 3 RECEIVABLES Significant receivable balances not expected to be collected within one year of December 31, 2021 are as follows: Delinquent Delinquent Special Property Tax Assessment Taxes Increment Receivable Total Major Funds General Fund $ 63,953 $ - $ 8,714 S 72,667 Water Trunk CPF - - 223,451 223,451 Road and Bridge CPF 9,727 - 877,520 887,247 Tax Increment Projects CPF - 1,257 - 1,257 Nonmajor Funds 24,133 - 90,904 115,037 Total $ 97,813 $ 1,257 $ 1,200,589 S 1,299,659 Note 4 UNAVAILABLE REVENUES Governmental funds report deferred inflows of resources in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. At the end of the current fiscal year, the various components of unavailable revenue reported in the governmental funds were as follows: Property Tax Special Land Held Taxes Increment Assessments for Resale Total Major Funds General Fund $ 101,512 $ - $ 8,714 $ - $ 110,226 Water Trunk CPF - - 226,276 - 226,276 Sewer Trunk CPF - - 10,449 - 10,449 Road and Bridge CPF 15,439 - 1,090,359 - 1,105,798 Tax Increment Projects CPF - 1,257 - 765,000 766,257 Nonmajor Funds 39,310 - 93,415 - 131,725 Total $ 155,261 $ 1,257 $ 1,429,213 $ 765,000 $ 2,350,731 Note 5 CAPITAL ASSETS In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the government -wide statement of net position. The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting for its streets and trails. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the modified approach is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the basic approach whereby accumulated depreciation and depreciation expense have been recorded. Capital asset activity for the year ended December 31, 2021 was as follows: 58 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Beginning Ending Primary Government Balance Additions Deletions Balance Governmental activities: Capital assets not being depreciated: Land and improvements $ 11,321,133 $ - $ - $ 11,321,133 Streets and trails 89,585,996 1,471,520 - 91,057,516 Construction in progress 168,192 15,000 (168,192) 15,000 Total capital assets not being depreciated 101,075,321 1,486,520 (168,192) 102,393,649 Capital assets being depreciated: Buildings and improvements 61,810,825 234,591 (24,271) 62,021,145 Furniture and equipment (including software) 1,117,125 145,600 - 1,262,725 Machinery and equipment 9,292,067 1,086,360 (146,060) 10,232,367 Other park improvements 8,436,236 283,558 (56,776) 8,663,018 Total capital assets being depreciated 80,656,253 1,750,109 (227,107) 82,179,255 Less accumulated depreciation for: Buildings and improvements 15,806,363 2,079,936 (24,271) 17,862,028 Furniture and equipment 630,906 107,149 - 738,055 Machinery and equipment 6,743,364 445,730 (146,060) 7,043,034 Other park improvements 4,858,275 329,511 (56,776) 5,131,010 Total accumulated depreciation 28,038,908 2,962,326 (227,107) 30,774,127 Total capital assets being depreciated - net 52,617,345 (1,212,217) - 51,405,128 Governmental activities capital assets - net $ 153,692,666 $ 274,303 $ (168,192) $ 153,798,777 Beginning Ending Primary Government Balance Additions Deletions Balance Business -type activities: Capital assets not being depreciated: Land and improvements $ 730,243 $ - $ - $ 730,243 Construction in progress - 1,709,054 - 1,709,054 Total capital assets not being depreciated 730,243 1,709,054 - 2,439,297 Capital assets being depreciated: Buildings and improvements 15,877,590 - - 15,877,590 Furniture and equipment (including software) 23,436 4,500 - 27,936 Machinery and equipment 1,576,915 2,500 - 1,579,415 Collection and distribution 63,473,687 2,508,801 - 65,982,488 Total capital assets being depreciated 80,951,628 2,515,801 - 83,467,429 Less accumulated depreciation for: Buildings and improvements 10,779,794 404,557 - 11,184,351 Furniture and equipment 23,437 225 - 23,662 Machinery and equipment 960,580 91,387 - 1,051,967 Collection and distribution 27,203,265 1,302,053 - 28,505,318 Total accumulated depreciation 38,967,076 1,798,222 - 40,765,298 Total capital assets being depreciated - net 41,984,552 717,579 - 42,702,131 Business -type activities capital assets - net $ 42,714,795 $ 2,426,633 $ - $ 45,141,428 M CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Depreciation/amortization expense was charged to functions/programs of the primary government as follows: Governmental activities: General government Public safety Public works Parks and recreation Recycling Economic development $ 112,121 339,159 574,471 1,918,747 6,862 10,966 Total depreciation/amortization expense - governmental activities $ 2,962,326 Business -type activities: Water Sewer Storm sewer $ 852,576 631,634 314,012 Total depreciation/amortization expense - business -type activities $ 1,798,222 CONSTRUCTION COMMITMENTS At December 31, 2021, the City had the following construction project contracts in progress: Project # Project 21-18 Advanced Metering Infrastructure 21-21 Coon Creek Lift Station #11 Contract Remaining $ 1,178,440 $ 233,923 687,440 41,145 $ 1,865,880 $ 275,068 60 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 6 LONG-TERM DEBT The City issues general obligation bonds, equipment certificates and promissory notes to provide funds for the acquisition and construction of major capital facilities. The reporting entity's long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business -type activities. Issue Maturity Interest Original Payable Date Date Rate Issue 12/31/21 GOVERNMENTAL ACTIVITIES: Abatement Bonds: 2012CG.O. Abatement Bonds 12/27/2012 2/1/2031 1.00-3.00% $ 17,315,000 $ 10,550,000 2019A G.O. Abatement Bonds 8/1/2019 2/1/2040 3.00-5.00% 15,770,000 15,535,000 Total abatement bonds 33,085,000 26,085,000 Certificates of Indebtedness: 2020A G.O. Equipment Certificates 3/19/2020 2/1/2024 4.00% 1,310,000 995,000 2021A G.O. Equipment Certificates 12/28/2021 2/1/2026 2.00% 630,000 630,000 Total certificates of indebtedness 1,940,000 1,625,000 Capital Improvement Bonds: 2018A G.O. Capital Improvement Plan Bonds 12/27/2018 Street Reconstruction Bonds: 2021A G.O. Street Reconstruction Bonds 12/28/2021 Referendum Bonds: 2010A G.O. Open Space Referendum Bonds 2/18/2010 Total - bonded indebtedness Issuance premiums Compensated absences payable Total governmental activities indebtedness BUSINESS -TYPE ACTIVITIES: General Obligation Revenue Bonds: 2/1/2044 3.00-5.00% 10,000,000 9,790,000 2/l/2030 1.00-2.00% 7,135,000 7,135,000 2/1/2022 2.00-3.12% 1,660,000 170,000 53,820,000 44,805,000 - 1,286,735 - 827,066 53,820,000 46,918,801 2009A G.O. Water Revenue Bonds 3/26/2009 2/1/2024 2.00-4.25% 1,025,000 245,000 2016B G.O. Water Revenue Refunding Bonds 12/7/2016 2/1/2023 2.00% 3,925,000 1,365,000 Total general obligation revenue bonds 4,950,000 1,610,000 Issuance premiums - 14,426 Compensated absences payable - 240,762 Total business -type activities indebtedness 4,950,000 1,865,188 Total City indebtedness $ 58,770,000 $ 48,783,989 For the governmental activities, compensated absences are generally liquidated by the General and Special Revenue Funds. 61 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Annual debt service requirements to maturity for general obligation bonds are as follows: Governmental Activities Abatement Bonds Certificates of Indebtedness Capital Improvement Bonds Principal Interest Principal Interest Principal Interest 2022 $ 1,490,000 $ 833,706 $ 320,000 $ 40,855 $ 130,000 $ 344,506 2023 1,530,000 786,181 480,000 31,500 290,000 334,006 2024 1,585,000 735,650 500,000 14,950 300,000 319,256 2025 1,635,000 681,256 160,000 4,900 315,000 303,881 2026 1,690,000 622,925 165,000 1,650 335,000 287,631 2027-2031 9,430,000 2,146,272 - - 1,890,000 1,226,631 2032-2036 4,560,000 974,700 - - 2,195,000 915,481 2037-2041 4,165,000 254,625 - - 2,570,000 533,491 2042-2044 - - - - 1,765,000 94,063 Total $ 26,085,000 $ 7,035,315 $ 1,625,000 $ 93,855 $ 9,790,000 $ 4,359,946 Governmental Activities Business -Type Activities Street Reconstruction Bonds Referendum Bonds G.O. Revenue Bonds Principal Interest Principal Interest Principal Interest 2022 $ - $ 69,556 $ 170,000 $ 2,656 $ 755,000 $ 29,042 2023 825,000 109,310 - - 770,000 12,153 2024 855,000 92,510 - - 85,000 1,806 2025 870,000 75,260 - - - - 2026 885,000 57,710 - - - - 2027-2031 3,700,000 87,980 - - - - $ 7,135,000 $ 492,326 $ 170,000 $ 2,656 $ 1,610,000 $ 43,001 It is not practical to determine the specific year for payment of long-term accrued compensated absences CHANGE IN LONG-TERM LIABILITIES Long-term liability activity for the year ended December 31, 2021, was as follows: Governmental activities: Bonds payable: Abatement bonds Certificates of indebtedness Capital improvement bonds Street reconstruction bonds Referendum bonds Total bonds payable Issuance premiums Compensated absences Total governmental activities long-term liabilities Beginning Ending Due Within Balance Additions Reductions Balance One Year $ 27,245,000 $ - $ (1,160,000) $ 26,085,000 $ 1,490,000 1,444,000 630,000 (449,000) 1,625,000 320,000 9,915,000 - (125,000) 9,790,000 130,000 - 7,135,000 - 7,135,000 - 335,000 - (165,000) 170,000 170,000 38,939,000 7,765,000 (1,899,000) 44,805,000 2,110,000 1,357,891 - (71,156) 1,286,735 - 840,769 454,889 (468,592) 827,066 124,060 $ 41,137,660 $ 8,219,889 S (2,438,748) S 46,918,801 S 2,234,060 62 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Business -type activities: Bonds payable: G.O. revenue bonds Issuance premiums Compensated absences Total business -type activities longterm liabilities Beginning Ending Due Within Balance Additions Reductions Balance One Year $ 2,345,000 27,742 $ (735,000) $ 1,610,000 $ 755,000 (13,316) 14,426 - 235,202 67,862 (62,302) 240,762 36,114 $ 2,607,944 $ 67,862 $ (810,618) $ 1,865,188 $ 791,114 For the governmental activities, bonds can be summarized in the following categories: The abatement bonds were used to purchase the 132,000 square foot building from the EDA and expand the building. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the bonds. The certificates of indebtedness are used to finance the purchase of capital equipment. The certificates are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the certificates. The capital improvenient bonds are used to finance the construction of the public works maintenance facility with a wash bay and a cold storage building. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the bonds. The street reconstruction bonds are used to finance the reconstruction of roadways in the City. The bonds are general obligations of the City for which it pledges its fall faith, credit and taxing powers to the payment of principal and interest on the bonds. The referendum bonds were used to finance various land acquisitions for open space preservation within the City. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the certificates. For the business -type activities, the G.O. revenue bonds were used to finance the construction of a water treatment plant. The bonds are payable from net revenues of the water system and are general obligations of the City for which its full faith, credit and taxing powers are pledged. REVENUESPLEDGED 2012C G.O. Abatement Bonds. The City has pledged future lease revenue, operating revenues (net of operating expenses) and, if necessary, a debt service tax levy to repay the $17,315,000 bonds issued in December 20 t 2. Proceeds from this bond refunded the 2004 EDA Public Facility Lease Revenue Bonds. Lease revenues were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $12,108,315, payable through February 2031. For the current year, principal and interest paid and total property tax revenues were $1,212,631 and $973,566, respectively. 2019A G.O. Abatement Bonds. The City has pledged future lease revenue, operating revenues (net of operating expenses) and, if necessary, a debt service tax levy to repay the $15,770,000 bonds issued in August 2019. Proceeds from this bond were used to finance the expansion of the community center. Total principal and interest remaining on the bonds is $21,012,000, payable through February 2040. For the current year, principal and interest paid and total property tax revenues were $819,275 and $976,729, respectively. 2020A G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $1,310,000 bonds issued in March 2020. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $1,055,700, payable through February 2024. For the current year, principal and interest paid and total property tax revenues were $361,100 and $406,125, respectively. 63 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 2021A G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $630,000 bonds issued in December 2021. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $663,155, payable through February 2026. For the current year, total property tax revenues were $169,420. 2018A G.O. Capital Improvement Plan Bonds. The City has pledged future property tax revenue to repay the $10,000,000 bonds issued in December 2018. Proceeds from the bonds were used to finance the construction of a public works maintenance facility with a wash bay and a cold storage building. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $14,148,946, payable through February 2044. For the current year, principal and interest paid and total property tax revenues were $475,881 and $456,233, respectively. 2021A G.O. Street Reconstruction Bonds. The City has pledged future property tax revenue to repay the $7,135,000 bonds issued in December 2021. Proceeds from the bonds were used to finance the reconstruction of roadways in the City. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $7,627,326, payable through February 2030. 2010A G.O. Open Space Referendum Bonds. The City has pledged future property tax revenue to repay the $1,660,000 bonds issued in February 2010. Proceeds from the bonds were used to finance various land acquisitions for open space preservation within the City. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $172,656, payable through February 2022. For the current year, principal and interest paid and total property tax revenues were $172,870 and $151,439 respectively. 2009A G.O. Water Revenue Bonds. The City has pledged future water customer revenues, net of operating expenses, to repay the $1,025,000 bonds issued in March 2009. Proceeds of the bonds provided financing for the addition to the water treatment plant. The bonds are payable from water customer net revenues and are payable through 2024. The total principal and interest remaining on the bonds is $260,551. The principal and interest paid for the current year and total customer net revenues were $86,592 and $1,836,029, respectively. 2016B G.O. Water Revenue Refunding Bonds. The City has pledged future water customer revenues, net of operating expenses, to repay the $3,925,000 bonds issued in December 2016. Proceeds of the bonds refunded the Series 2007B Bonds. The bonds are payable from water customer net revenues and are payable through 2023. The total principal and interest remaining on the bonds is $1,392,450. The principal and interest paid for the current year and total customer net revenues were $693,900 and $1,836,029, respectively. Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The City's legal debt margin for 2021 and 2020 is computed as follows: December 31, 2021 2020 Estimated taxable market value $ 3,543,956,781 Debt limit (3% of market value) 106,318,703 Amount of debt applicable to debt limit Total bonded debt $ 46,415,000 Less: Nonapplicable debt G.O. water revenue bonds (1,610,000) Less: Cash and investments in related debt service funds (2,516,818) Total debt applicable to debt limit 42,288,182 Legal debt margin $ 64,030,521 $ 3,422,826,162 102,684,785 $ 41,284,000 (2,345,000) (2,021,047) 36,917,953 $ 65,766,832 64 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 8 DEFINED BENEFIT PENSION PLANS - PERA A. PLAN DESCRIPTION The City participates in the following cost -sharing multiple -employer defined benefit pension plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA's defined benefit pension plans are established and administered in accordance with Minnesota Statutes, Chapters 353 and 356. PERA's defined benefit pension plans are tax qualified plans under Section 401(a) of the Internal Revenue Code. 1. General Employees Retirement Fund (GERF) All full-time (with exception of employees covered by PEPFF) and certain part-time employees of the City are covered by the GERF. GERF members belong to the Coordinated Plan. Coordinated Plan members are covered by Social Security. 2. Public Employees Police and Fire Plan (PEPFF) The PEPFF, originally established for police officers and firefighters not covered by a local relief association, now covers all police officers and firefighters hired since 1980. Effective July 1, 1999, the PEPFF also covers police officers and firefighters belonging to a local relief association that elected to merge with and transfer assets and administration to PERA. B. BENEFITS PROVIDED PERA provides retirement, disability, and death benefits. Benefit provisions are established by state statute and can only be modified by the state legislature. Vested, terminated employees who are entitled to benefits, but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. 1. GERF Benefits Benefits are based on a member's highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA's Coordinated Plan members. Members hired prior to July 1, 1989, receive the higher of Method 1 or Method 2 formulas. Only Method 2 is used for members hired after June 30, 1989. Under Method 1, the accrual rate for Coordinated Plan members is 1.2% of average salary for each of the first ten years of service and 1.7% of average salary for each additional year. Under Method 2, the accrual rate for Coordinated members is 1.7% of average salary for all years of service. For members hired prior to July 1, 1989, a full annuity is available when age plus years of service equal 90 and normal retirement age is 65. For members hired on or after July 1, 1989, normal retirement age is the age for unreduced Social Security benefits capped at 66. Benefit increases are provided to benefit recipients each January. The postretirement increase is equal to 50% of the cost -of - living adjustment (COLA) announced by the SSA, with a minimum increase of at least 1% and a maximum of 1.5%. Recipients that have been receiving the annuity or benefit for at least a full year as of the June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least one month but less than a full year as of the June 30 before the effective date of the increase will receive a reduced prorated increase. For members retiring on January 1, 2024, or later, the increase will be delayed until normal retirement age (age 65 if hired prior to July 1, 1989, or age 66 for individuals hired on or after July 1, 1989). Members retiring under Rule of 90 are exempt from the delay to normal retirement. 2. PEPFF Benefits for PEPFF members first hired after June 30, 2010 but before July 1, 2014, vest on a prorated basis from 50% after five years up to 100% after ten years of credited service. Benefits for PEPFF members first hired after June 30, 2014 vest on a prorated basis from 50% after ten years up to 100% after twenty years of credited service. The annuity accrual rate is 3% of average salary for each year of service. For PEPFF members who were first hired prior to July 1, 1989, a full annuity is available when age plus years of service equal at least 90. Benefit increases are provided to benefit recipients each January. The postretirement increase will be fixed at 1%. Recipients that have been receiving the annuity or benefit for at least 36 months as of June 30 before the effective date of the increase will receive the full increase. Recipients receiving the annuity or benefit for at least 25 months but less than 36 months as of the June 30 before the effective date of the increase will receive a reduced prorated increase. 65 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 C. CONTRIBUTIONS Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. Contribution rates can only be modified by the state legislature. 1. GERF Contributions Coordinated Plan members were required to contribute 6.5% of their annual covered salary in fiscal year 2021 and the City was required to contribute 7.5%. The City's contributions to the GERF for the year ended December 31, 2021 were $335,268. The City's contributions were equal to the required contributions as set by state statute. 2. PEPFF Contributions Police and Fire members were required to contribute 11.8% of their annual covered salary in fiscal year 2021 and the City was required to contribute 17.70%. The City's contributions to the PEPFF for the year ended December 31, 2021 were $35,706. The City's contributions were equal to the required contributions as set by state statute. D. PENSION COSTS 1. GERF Pension Costs At December 31, 2021, the City reported a liability of $2,566,539 for its proportionate share of the GERF's net pension liability. The City's net pension liability reflected a reduction due to the State of Minnesota's contribution of $16 million. The State of Minnesota is considered a non -employer contributing entity and the state's contribution meets the definition of a special funding situation. The State of Minnesota's proportionate share of the net pension liability associated with the City totaled $78,332. The net pension liability was measured as of June 30, 2021 and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2020 through June 30, 2021, relative to the total employer contributions received from all of PERA's participating employers. The City's proportionate share was 0.0601% at the end of the measurement period and 0.0583% for the beginning of the period. City's proportionate share of the net pension liability $ 2,566,539 State of Minnesota's proportionate share of the net pension liability associated with the City 78,332 Total $ 2,644,871 For the year ended December 31, 2021 the City recognized pension expense of $20,539 for its proportionate share of the GERF's pension expense. In addition, the City recognized an additional $6,320 of pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $16 million to the GERF. At December 31, 2021, the City reported its proportionate share of the GERF's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: Differences between expected and actual economic experience Changes in actuarial assumptions Difference between projected and actual investment earnings Changes in proportion Contributions paid to PERA subsequent to the measurement date Total Deferred Deferred Outflows Inflows of R e-oure.es of Resource. - $ 16,004 $ 78,543 1,567,076 57,044 - 2,224,979 93,703 9,649 169,998 - $ 1,846,781 $ 2,370,215 66 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 The $169,998 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2022. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended Pension Expense December 31, Amount 2022 $ (88,003) 2023 (4,091) 2024 4,917 2025 (606,255) 2026 - Thereafter - 2. PEPFF Pension Costs At December 31, 2021, the City reported a liability of $125,047 for its proportionate share of the PEPFF's net pension liability. The net pension liability was measured as of June 30, 2021 and the total pension liability used to calculate the net pension liability was determined by an actuarial valuation as of that date. The City's proportionate share of the net pension liability was based on the City's contributions received by PERA during the measurement period for employer payroll paid dates from July 1, 2020 through June 30, 2021 relative to the total employer contributions received from all of PERA's participating employers. The City's proportionate share was 0.0162% at the end of the measurement period and 0.0205% for the beginning of the period. The State of Minnesota also contributed $18 million to PEPFF during the plan fiscal year ended June 30, 2021. The contribution consisted of $9 million in direct state aid that does meet the definition of a special funding situation and $9 million in supplemental state aid that does not meet the definition of a special funding situation. The direct state aid was paid on October 1, 2020. Thereafter, by October 1 of each year, the state will pay $9 million to the PEPFF until full funding is reached or July 1, 2048, whichever is earlier. The $9 million in supplemental state aid will continue until the fund is 90% funded, or until the State Patrol Plan (administered by the Minnesota State Retirement System) is 90% funded, whichever occurs later. Strong asset returns for the fiscal year ended 2021 will accelerate the phasing out of these state contributions, although we do not anticipate them to be phased out during the fiscal year ending 2022. The State of Minnesota is included as a non -employer contributing entity in the PEPFF Schedule of Employer Allocations and Schedule of Pension Amounts by Employer, Current Reporting Period Only (pension allocation schedules) for the $9 million in direct state aid. PEPFF employers need to recognize their proportionate share of the State of Minnesota's pension expense (and grant revenue) under GASB 68 special funding situation accounting and financial reporting requirements. For the year ended December 31, 2021, the City recognized pension expense of ($45,139) for its proportionate share of the Police and Fire Plan's pension expense. The City recognized an additional $1,022 as pension expense (and grant revenue) for its proportionate share of the State of Minnesota's contribution of $9 million to the PEPFF. The State of Minnesota is not included as a non -employer contributing entity in the Police and Fire Pension Plan pension allocation schedules for the $9 million in supplemental state aid. The City also recognized $1,458 for the year ended December 31, 2021 as revenue and an offsetting reduction of net pension liability for its proportionate share of the State of Minnesota's on -behalf contributions to the Police and Fire Fund. At December 31, 2021, the City reported its proportionate share of the PEPFF's deferred outflows of resources and deferred inflows of resources related to pensions from the following sources: 67 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Differences between expected and actual economic experience Changes in actuarial assumptions Difference between projected and actual investment earnings Changes in prop ortion Contributions paid to PERA subsequent to the measurement date Total Deferred Deferred Outflows Inflows of Resources of R e no roes $ 22,939 $ - 183,786 26,579 - 236,038 96,640 252,191 18,069 - $ 321,434 $ 514,808 $18,069 reported as deferred outflows of resources related to pensions resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the net pension liability in the year ended December 31, 2022. Other amounts reported as deferred outflows and inflows of resources related to pensions will be recognized in pension expense as follows: Year Ended December 31, 2022 2023 2024 2025 2026 Thereafter Pension Expense Amount E. ACTUARIAL ASSUMPTIONS (44,514) (116,324) (38,875) (44,187) 32,457 The total pension liability in the June 30, 2021 actuarial valuation was determined using an individual entry -age normal actuarial cost method and the following actuarial assumptions: The long-term investment rate of return is based on a review of inflation and investment return assumptions from a number of national investment consulting firms. The review provided a range of investment return rates deemed to be reasonable by the actuary. An investment return of 6.50% was deemed to be within that range of reasonableness for financial reporting purposes. Salary growth assumptions in the GERF range in annual increments from 10.25% after one year of service to 3.0% after 29 years of service and 6.0% per year thereafter. In the PEPFF, salary growth assumptions range from 11.75% after one year of service to 3.0% after 24 years of sen-ice. Mortality rates for GERF were based on the Pub-2010 General Employee Mortality Table. Mortality rates for PEPFF were based on the Pub-2010 Public Safety Employee Mortality tables. The tables are adjusted slightly to fit PERA's experience. Cost of living benefit increases after retirement are assumed to be 1.25% per year for GERF and 1.0% per year for PEPFF. Actuarial assumptions for GERF are reviewed every four years. The most recent four-year experience study for GERF was completed in 2019. The assumption changes were adopted by the Board and become effective with the July 1, 2020 actuarial valuation. The most recent four-year experience study for PEPFF was completed in 2020 and adopted by the Board and became effective with the July 1, 2021 actuarial valuation. The following changes in actuarial assumptions and plan provisions occurred in 2021: General Employees Fund Changes in Actuarial Assumptions: • The investment return and single discount rates were changed from 7.50% to 6.50% for financial reporting purposes. • The mortality improvement scale was changed from Scale MP-2019 to Scale MP-2020. 68 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Police and Fire Fund Changes in Actuarial Assumptions: • The investment return and single discount rates were changed from 7.50% to 6.50% for financial reporting purposes. • The inflation assumption was changed from 2.50% to 2.25%. • The payroll growth assumption was changed from 3.25% to 3.00%. • The base mortality tables for healthy annuitants, disabled annuitants and employees were changed from RP-2014 tables to Pub-2010 Public Safety Mortality tables. The mortality improvement scale was changed from MP-2019 to MN-2020. • Assumed salary increase and retirement rates were modified as recommended in the July 14, 2020 experience study. The changes result in a decrease in gross salary increase rates, slightly more unreduced retirements and fewer assumed early retirements. • Assumed rates of withdrawal were changed from select and ultimate rates to service -based rates. The changes result in more assumed terminations. • Assumed rates of disability were increased for ages 25-44 and decreased for ages over 49. Overall, proposed rates result in more projected disabilities. • Assumed percent married for active female members was changed from 60% to 70%. The State Board of Investment, which manages the investments of PERA, prepares an analysis of the reasonableness on a regular basis of the long-term expected rate of return using a building-block method in which best -estimate ranges of expected future rates of return are developed for each major asset class. These ranges are combined to produce an expected long-term rate of return by weighting the expected future rates of return by the target asset allocation percentages. The target allocation and best estimates of geometric real rates of return for each major asset class are summarized in the following table: Target Long-T erm Expected Asset Class Allocation Real Rate of Return Domestic equity International equity Fixed income Private markets Total F. DISCOUNT RATE 33.5% 5.10% 16.5% 5.30% 25.0% 0.75% 25.0% 5.90% 100% The discount rate used to measure the total pension liability in 2021 was 6.5%. The projection of cash flows used to determine the discount rate assumed that contributions from plan members and employers will be made at rates set in Minnesota Statutes. Based on these assumptions, the fiduciary net position of the GERF and the PEPFF was projected to be available to make all projected future benefit payments of current plan members. Therefore, the long-term expected rate of return on pension plan investments was applied to all periods of projected benefit payments to determine the total pension liability. G. PENSION LIABILITY SENSITIVITY The following presents the City's proportionate share of the net pension liability, calculated using the discount rate disclosed in the preceding paragraph, as well as what the City's proportionate share of the net pension liability would be if it were calculated using a discount rate 1 percentage point lower or 1 percentage point higher than the current discount rate: Proportionate share of the GERF net pension liability Proportionate share of the PEPFF net pension liability 1% Decrease in 1% Increase in Discount Rate Discount Rate Discount Rate (5.5%) (6.5%) (7.5%) S 5,234,430 $ 2,566,539 S 377,372 397,003 125,047 (97,889) 69 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 H. PENSION PLAN FIDUCIARY NET POSITION Detailed information about each pension plan's fiduciary net position is available in a separately issued PERA financial report that includes financial statements and required supplementary information. That report may be obtained at www.mnpera.org. I. PENSION EXPENSE Pension expense recognized by the City for the fiscal year ended December 31, 2021 is as follows: GERF $ 26,859 PEPFF (44,1 17) Total $ (17,258) For the governmental activities, pension liabilities are generally liquidated by the General and Special Revenue Funds. Note 9. DEFINED CONTRIBUTION LUMP SUM SERVICE PENSION PLAN — VOLUNTEER FIREFIGHTERS RELIEF ASSOCIATION PLAN DESCRIPTION Members of the City's volunteer fire department are members of the Andover Firefighters' Relief Association. The Association is the administrator of a single -employer defined contribution plan available to firefighters that was established October 9, 1979 and operates under the provisions of Minnesota Statutes Section 424A. It is governed by a board of six members elected by the members of the Association for three-year terms. The City's Mayor, Finance Manager and Fire Chief are ex-officio members of the Board of Trustees. The Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. l . Twenty -Year Service Pension — in order to be entitled to a pension benefit, a firefighter must have completed a minimum of five years of service with the Department and five years membership in the Association and attain the age of 50 years. The firefighter will then be 40% vested. This percentage increases 4% per year until the twentieth year when 100% vesting will occur. Because this is a defined contribution plan, the amount of the retirement benefit is not predetermined, but rather is based on the individual member's allocable portion of contributions made during the participation period. 2. Deferred Pension — If the retired or terminated member has not attained age 50 and is otherwise eligible for the pension benefit, the balance of the member's account will be credited with earned interest at the rate permitted by Minnesota Statutes Section 424.A02, Subd.7. 3. Disability Benefit — If a member of the Association becomes totally and permanently disabled due to injury, disability, sickness or dismemberment as a result of perfonnance of duty, a disability payment will be made after one hundred days of disability. 4. Death Benefit — In the event of death of an active member or deferred pensioner, the member's individual account balance will be paid to the surviving spouse, surviving children or the estate of the member after approval by the Board. The Association issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to Andover Firefighters' Relief Association, 13875 Crosstown Boulevard NW, Andover, Minnesota 55304. FUNDING POLICY The State of Minnesota contributes amortization aid, or two percent fire aid, in accordance with state statute requirements. Plan members are not required to contribute to the plan. The state legislature may amend contribution requirements of the City and State. The City is allowed to make voluntary contributions of other public funds pursuant to Minnesota Statutes Section 424A. The City receives the State aid contribution and is required by state statutes to pass this through as payment to the Association. This transaction is recorded as revenue and expenditure in the City's financial statements. Contributions for the last three years are as follows: 70 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Year Ending City State Total 12/31/2019 $ - $ 181,102 $ 181,102 12/31/2020 55,000 194,699 249,699 12/31/2021 - 202,747 202,747 Note 10 OTHER POST EMPLOYMENT BENEFITS (OPEB) A. PLAN DESCRIPTION In addition to providing the pension benefits described in Note 8, the City provides post -employment health care benefits (as defined in paragraph B) for retired employees through a single employer defined benefit plan. The term plan refers to the City's requirement by State Statute to provide retirees with access to health insurance. The OPEB plan is administered by the City. The authority to provide these benefits is established in Minnesota Statutes Sections 471.61 Subd. 2a, and 299A.465. The benefits, benefit levels, employee contributions and employer contributions are governed by the City and can be amended by the City through its personnel manual and collective bargaining agreements with employee groups. The Plan is not accounted for as a trust fund, as an irrevocable trust has not been established to account for the plan. The Plan does not issue a separate report. B. BENEFITS PROVIDED Retirees The City is required by State Statute to allow retirees to continue participation in the City's group health insurance plan if the individual terminates service with the City through service retirement or disability retirement. Employees who satisfy the Rule of 90 or attain age 55 and have completed 10 years of service at termination can immediately commence medical benefits. Retirees may obtain dependent coverage while the participating retiree is under age 65. Covered spouses may continue coverage after the retiree's death. The surviving spouse of an active employee may continue coverage in the group health insurance plan after the employee's death. All health care coverage is provided through the City's group health insurance plan. The retiree is required to pay 100% of their premium cost for the City -sponsored group health insurance plan. The premium is a blended rate determined by the entire active and retiree population. Since the projected claims costs for retirees exceed the blended premium paid by retirees, the retirees are receiving an implicit rate subsidy (benefit). The coverage levels are the same as those afforded to active employees. Upon a retiree reaching age 65 years of age, Medicare becomes the primary insurer and the City's plan becomes secondary. C. PARTICIPANTS As of the actuarial valuation dated December 2020, participants consisted of: Retirees and beneficiaries currently purchasing health insurance through the City 0 Active employees 49 Total 49 Participating employers 1 D. TOTAL OPEB LIABILITY AND CHANGES IN TOTAL OPEB LIABILITY The City's total OPEB liability of $455,036 was measured as of December 31, 2020 and was determined by an actuarial valuation using the alternative measurement method as of December 31, 2020. Changes in the total OPEB liability during 2021 were: 71 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Balance - beginning of year $ 380,848 Changes for the year: Service Cost 21,330 Interest 11,060 Changes of benefit terms - Differences between expected and actual experience 62,605 Changes in assumptions (20,807) Benefit payments - Net Changes 74,188 Balance - end of year $ 455,036 For governmental activities, OPEB liabilities are generally liquidated by the General and Special Revenue Funds. E. ACTUAL ASSUMPTIONS AND OTHER INPUTS The total OPEB liability in the December 31, 2020 actuarial valuation was detennined using the following actuarial assumptions and other inputs, applied to all periods included in the measurement, unless otherwise specified: Inflation 2.25 % Salary increases 3.00% Discount rate 2.00% Investment rate of return 2.00% Healthcare cost trend rates 6.30% for FY2021, gradually decreasing over several decades to an ultimate rate of 3.80% in FY2075 and later years. Retirees' share of benefit -related costs 100% Since the plan is funded on a pay-as-you-go basis, both the discount rate and the investment rate of return was based an index rate for 20-year tax-exempt municipal bonds (Fidelity 20-Year Municipal G.O. AA index). Mortality rates were based on the RP-2014 mortality tables with projected mortality improvements based on scale MP-2019, and other adjustments. Based on past experience of the plan, 75% of future retirees are assumed to continue medical coverage until age 65. 50% of police/fire employees are assumed to retire at age 55, the balance at 65. 50% of other City employees are assumed to retire at age 62, the balance at age 65. F. SENSITIVITY OF THE TOTAL OPEB LIABILITY TO CHANGES IN THE DISCOUNT RATE The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using a discount rate that is 1 % lower (1.00%) or 1 % higher (3.00%) than the current rate: Total OPEB liability 1 % Decrease in 1 % Increase in Discount Rate Discount Rate Discount Rate (1.00%) (2.00%) (3.00%) 486,521 $ 455,036 $ 424,779 G. SENSITIVITY OF THE TOTAL OPEB LIABILITY TO CHANGES IN THE HEALTHCARE COST TREND RATES The following presents the total OPEB liability of the City, as well as what the City's total OPEB liability would be if it were calculated using healthcare cost trend rates that are l % lower or 1 % higher than the current rate: 72 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 l % Decrease in 1 % Increase in Healthcare Cost Healthcare Cost Healthcare Cost Trend Rate Trend Rate Trend Rate Total OPEB liability $ 411,673 $ 455,036 $ 505,105 H. OPEB EXPENSE AND DEFERRED OUTFLOWS AND INFLOWS OF RESOURCES RELATED TO OPEB For the year ended December 31, 2021, the City recognized $81,077 of OPEB expense. At December 31, 2021, the City reported deferred outflows and inflows of resources related to OPEB from the following sources: Deferred Outflows Deferred Inflows of Resources of Resources Contributions between measurement date and reporting date $ 10,892 S - $10,892 reported as deferred outflows of resources related to OPEB resulting from City contributions subsequent to the measurement date will be recognized as a reduction of the OPEB liability in the year ended December 31, 2022. Note 11 INTERFUND RECEIVABLES/PAYABLES. LOANS AND TRANSFERS The City made the following interfund transfers during the year: Transfer In Transfer Out Amount Purpose General Fund Water Fund $ 115,213 Admin allocation General Fund Sewer Fund 76,828 Admin allocation General Fund Storm Sewer Fund 19,990 Admin allocation Water Trunk CPF Water Fund 300,000 Replacement reserve Sewer Trunk CPF Sewer Fund 400,000 Replacement reserve Road & Bridge CPF General Fund 750,000 Road improvements Road & Bridge CPF Nonmajor Fund 5,000 Roadway degredation Water Fund Water Trunk Fund CPF 148,705 Debt service allocation Nonmajor Fund Water Fund 22,650 Debt service allocation Nonmajor Fund Sewer Fund 22,650 Debt service allocation Nonmajor Fund Storm Sewer Fund 23,500 Debt service allocation Nonmajor Fund Nonmajor Fund 202,604 Debt service allocation Nonmajor Fund Nonmajor Fund 40,687 Close Fund Nonmajor Fund Nonmajor Fund 300,000 Debt service allocation $ 2,427,827 Additionally, computer service fees paid by the Water, Sewer and Storm Sewer Enterprise Funds to the General Fund have been reclassified as transfers on the Government -Wide Statement of Activities as follows: Transfer In Transfer Out Governmental Activities $ 30,600 $ - Business -Type Activities - 30,600 Total $ 30,600 $ 30,600 73 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 12 TAX INCREMENT DISTRICTS The City is the administering authority for the following tax increment finance districts: Name of District: Type of District: Authorizing Law: Established: Duration of District: Original net tax capacity: Current net tax capacity: Tax Increment Financing District 1-5 Redevelopment M.S. Section 469 2012 Through 2039 $ 6,139 93,960 Captured net tax capacity - retained by the City $ 87,821 Name of District: Tax Increment Financing District 1-6 Type of District: Redevelopment Authorizing Law: M.S. Section 469 Established: 2014 Duration of District: Through 2024 Original net tax capacity: $ 21,998 Current net tax capacity: 73,544 Captured net tax capacity - retained by the City $ 51,546 Note 13 CONTINGENCIES A. RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions: injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers' compensation, and other miscellaneous insurance coverages. Workers compensation coverage is provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through Workers Compensation Reinsurance Association (WCRA) as required by law. The City also has a $2,500 deductible per occurrence to further decrease the cost of coverage. Final premiums are determined after an audit of payroll subsequent to the close of the agreement year and are subject to revisions in rates, payrolls and experience modification. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property, casualty, and automobile insurance coverage are provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to the LMCIT. The LMCIT reinsures through commercial companies for claims in excess of various amounts. The City retains risk for the deductible portions. These deductibles are considered immaterial to the financial statements. The City continues to carry commercial insurance for all other risks of loss, including employee health and disability insurance. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. B. LITIGATION The City is not aware of any existing or pending lawsuits, claims or other actions in which the City is a defendant. C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the 74 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2021. D. TAX INCREMENT DISTRICTS The City's tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claim or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance that would have a material effect on the financial statements. E. TAX ABATEMENTS - PAY-AS-YOU-GO TAX INCREMENT The City provides tax abatements pursuant to Minnesota Statutes 469.174 to 469.1794 (Tax Increment Financing) through a pay- as-you-go note program. Tax increment financing (TIF) can be used to encourage private development, redevelopment, renovation and renewal, growth in low -to -moderate -income housing, and economic development within the City. TIF captures the increase in tax capacity and property taxes from development or redevelopment to provide funding for the related project. The City has one tax increment pay-as-you-go agreement. The agreement is not a general obligation of the City and is payable solely from available tax increment. Accordingly, this agreement is not reflected in the financial statements of the City. Details of the pay-as-you-go are as follows: TIF District 41-5, Arbor Oaks Project: Issued in 2012 in the principal sum of $540,000 with an interest rate of 5.00% per annum. Principal and interest shall be paid on August 1, 2014 and each February and August thereafter to and including February 1, 2029. Payments are payable solely from available tax increment derived from the developed/redeveloped property and paid to the City. The pay-as-you-go note provides for payment to the developer equal to 90% of all tax increment received in the prior six months. The payment reimburses the developer for street, utilities, right-of-way, land acquisition, and other public improvements. Principal and interest payments will be completed February 1, 2029. The City shall have no obligation to pay any unpaid balance of principal or accrued interest that may remain after the final payment on February 1, 2029. The current year abatement (TIF note payments) amounted to $67,706. At December 31, 2021, the principal amount outstanding on the note was $255,717. Note 14 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to leery these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2021. Future scheduled tax levies for all bonds outstanding at December 31, 2021 totaled $56,984,888. 75 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 15 FUND BALANCE A. CLASSIFICATIONS At December 31, 2021, a summary of the governmental fund balance classifications are as follows: 2021A G.O. Tax Strut CARES Grant/ Water Sewer Road & Increment Reconstruction Other ARPA Funding Trunk Trunk Bridge Projects Bonds Governmental General SRF CPF CPF OF CPF CPF Funds Total Nonspendable: Prepaid items $ 33,800 $ S $ $ $ S $ 16,000 $ 49,800 Inventory 120,936 - - - - - - 1,920 122,856 Total nonspendable 154,736 17,920 172,656 Restricted for: Debt service - - - - - - - 2,556,381 2,556,381 Street rehabilitation 7,196,503 - 7,196,503 Tax inercmcnt - - - - - 1,406,384 - - 1,406,384 Capital improvements - - - - - - - 672,729 672,729 Public services 201,037 201,037 Total restricted 1,406,384 7.196,503 3,430,147 12,033,034 Committed to: Economic development - - - - - - - 143,524 143,524 City's mapping system - - - - - - - 178,852 178,852 Surface water mgmt - - - - - - - 85,784 85,784 Public right of ways mgmt - - - - - - - 85,967 85,967 Seal coating new dev. - - - - - - - 5,157 5,157 Total committed 499,284 499,284 Assigned to: Water system - 13,844 6,63L886 - - - - - 6,645,730 Sanitary sewer system - - - 7,889,281 - - - - 7,889,281 Street rehabilitation - - - - 9,624,363 - - - 9,624,363 Development purposes - - - - - - - 1,204,389 1,204,389 Community center - - - - - - - 760,960 760,960 Forest resources programs - - - - - - - 5,390 5,390 Public services - - - - - - - 12,030 12,030 Park improvements - - - - - - - 1,018,691 1,018,691 Facilities management - - - - - - - 751,054 751,054 Pedestrian trails - - - - - - - 249.245 249,245 Capital improvements - - - - - - - 1,928,097 1,928,097 Total assigned - 13.844 6,631,896 7,899,281 9,624,363 - - 5,929,856 30,089,230 Unassigned 9,471,730 9,471,730 Total $ 9,626,466 S 13,844 $ 6,631,886 $ 7,889,281 $ 9,624,363 $ L406,384 $ 7.196,503 $ 9,877,207 $ 52,265,934 B. MINIMUM UNASSIGNED FUND BALANCE POLICY The City Council has formally adopted a policy regarding the minimum unassigned fund balance for the General Fund. The most significant revenue source of the General Fund is property taxes. This revenue source is received in two installments during the year- July and December. As such, it is the City's goal to begin each fiscal year with sufficient working capital to fund operations between each semi-annual receipt of property taxes. The policy established a year-end targeted unassigned fund balance amount for cash -flow timing needs in the range of 51-53% of the subsequent year's budgeted expenditures. At December 31, 2021, the unassigned fund balance of the General Fund targeted for cash -flow needs was 71 % of the subsequent year's budgeted expenditures. 76 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2021 Note 16 CONDUIT DEBT OBLIGATION Conduit debt obligations are certain limited -obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued various revenue bonds to provide funding to private -sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City has no obligation for such debt beyond the resources provided by related leases or loans and has not made any commitments to pay the debt. Accordingly, the bonds are not reported as liabilities in the financial statements of the City. As of December 31, 2021, the following revenue bonds were outstanding: Presbyterian Homes of Andover, Inc. YMCA of the Greater Twin Cities Note 17 OPERATING LEASES Date of Original Issue Issue ll/l/2003 $ 13,145,000 12/1/2019 6,650,000 Outstanding Retired 12/31/2021 $ (5,471,293) $ 7,673,707 (1,205,000) 5,445,000 The City received revenue from agreements for the lease of space for antennas placed on the water tower and an emergency siren pole. The City also has leases with the Greater Minneapolis YMCA for building space at the Andover YMCA Community Center and various tenants in five residential 4-plexes and twin homes. Terms of each lease are as follows: 2021 Lease Annual Lease Expiration Renewal Location Lessee Amount Adjustment Factor Date Options City Hall water tower T-Mobile USA, Inc $ 47,486 3% annually 12/31/2026 3 - 5 year terms City Hall water tower Verizon 30,617 3% annually 5/31/2024 3 - 5 year terms Emergency Siren Pole T-Mobile USA, Inc 15,000 $1,000 annual increase 9/22/2023 1 - 5 year term Andover YMCA Comm Ctr Greater Minneapolis YMCA 633,808 None 8/l/2035 N/A Rose Park water tower Verizon 26,243 3% annually 5/31/2024 2 - 5 year terms 16 Rental Housing Units Various Tenants 203,071 None Monthly N/A Future minimum lease payments are unavailable at this time due to changing variables: CPI and the completion of the capital campaign for the community center. Note 18 RECENTLY ISSUED ACCOUNTING STANDARDS The Governmental Accounting Standards Board (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 87 Leases. The provisions of this Statement are effective for reporting periods beginning after June 15, 2021, Statement No. 92 Omnibus 2020. The provisions of this Statement are effective for reporting periods beginning after June 15, 2021. Statement No. 93 Replacement of77iterbank Offered Rates. The provisions of this Statement contain multiple effective dates, the first being for reporting periods beginning after June 15, 2020. Statement No. 94 Public -Private and Public -Public Partnerships and Availability Payment Arrangements. The provisions of this Statement are effective for reporting periods beginning after June 15, 2022. Statement No. 96 Subscription. Based Information Technology Arrangements. The provisions of this Statement are effective for reporting periods beginning after June 15, 2022. Statement No. 99 Omnibus 2022. The provisions of this Statement are effective for reporting periods beginning after June 15, 2022. The effect these standards may have on future financial statements is not determinable at this time, but it is expected that Statement No. 87 may have a material impact. 77 - This page intentionally left blank - 78 REQUIRED SUPPLEMENTARY INFORMATION "7 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 9 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: General property taxes $ 9,594,493 $ 9,594,493 $ 9,527,670 $ (66,823) $ 9,303,234 Licenses and permits 436,450 436,450 891,762 455,312 892,279 Intergovernmental 813,298 938,041 939,174 1,133 861,179 Charges for services 752,360 752,360 1,036,929 284,569 1,070,899 Fines 50,250 50,250 53,747 3,497 47,630 Investment income 75,000 75,000 (15,183) (90,183) 148,974 Miscellaneous 138,850 138,850 167,318 28,468 172,062 Total revenues 11,860,701 11,985,444 12,601,417 615,973 12,496,257 Expenditures: Current: General government: Mayor and City council 108,015 108,015 95,659 12,356 95,519 Administration 236,244 236,244 229,314 6,930 187,757 Newsletter 25,000 25,000 22,945 2,055 22,156 Human resources 35,202 35,202 20,836 14,366 16,180 Legal 206,941 206,941 199,809 7,132 195,721 City clerk 176,206 176,206 175,177 1,029 166,221 Elections 74,212 74,212 20,260 53,952 91,643 Financial administration 320,768 320,768 307,009 13,759 294,502 Assessing 161,000 161,000 128,829 32,171 154,483 Information systems 213,738 213,738 185,642 28,096 187,703 Planning and zoning 504,204 504,204 491,395 12,809 453,133 Engineering 631,401 631,401 594,717 36,684 566,224 Facility management 683,197 713,197 548,747 164,450 475,086 Total general government 3,376,128 3,406,128 3,020,339 385,789 2,906,328 Public safety Police 3,287,046 3,287,046 3,287,046 - 3,114,623 Fire protection 1,562,026 1,701,652 1,698,558 3,094 1,508,852 Protective inspection 533,561 533,561 519,787 13,774 519,183 Civil defense 26,844 26,844 15,202 11,642 17,227 Animal control 5,950 5,950 3,517 2,433 2,347 Total public safety 5,415,427 5,555,053 5,524,110 30,943 5,162,232 Public works: Streets and highways 773,241 787,241 803,391 (16,150) 686,979 Snow and ice removal 675,888 675,888 540,226 135,662 496,668 Sheet signs 240,842 239,842 195,783 44,059 257,280 Traffic signals 40,000 40,000 33,362 6,638 23,044 Street lighting 220,900 220,900 193,374 27,526 186,392 Total public works $ 1,950,871 $ 1,963,871 $ 1,766,136 $ 197,735 $ 1,650,363 (Continued) 80 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Expenditures: Current: (continued) Parks and recreation Recycling Unallocated Total current Capital outlay: Public safety Public works Parks and recreation Total capital outlay Total expenditures Revenues over (under) expenditures Other financing sources (uses): Transfers in Transfers out Total other financing sources (uses) Net increase (decrease) in fund balance Fund balance - January 1 Fund balance - December 31 Statement 9 (Continued) Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual $ 1,395,023 $ 1,388,023 $ 1,337,582 $ 50,441 $ 1,369,954 233,759 233,759 239,606 (5,847) 228,124 95,928 95,928 16,109 79,819 12,778 12,467,136 12,642,762 11,903,882 738,880 11,329,779 - 10,117 8,317 1,800 - - 2,000 2,000 - - 135,000 186,000 177,301 8,699 66,099 135,000 198,117 187,618 10,499 66,099 12,602,136 12,840,879 12,091,500 749,379 11,395,878 (741,435) (855,435) 509,917 1,365,352 1,100,379 212,031 212,031 212,031 - (750,000) (750,000) 212,031 (537,969) (537,969) $ (529,404) $ (1,393,404) (28,052) See accompanying notes to the required supplementary information. 9,654,518 $ 9,626,466 $ 1,365,352 190,688 (1,000,000) (809,312) 291,067 9,363,451 $ 9,654,518 81 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - CARES GRANT / ARPA FUNDING SPECIAL REVENUE FUND For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: Intergovernmental $ - $ 3,200 S 3,166 S (34) $ 2,465,736 Investment income - 11,689 13,844 2,155 262 Total revenues - 14,889 17,010 2,121 2,465,998 Expenditures: Current: Public safety - 3,200 3,166 34 501,520 Economic development - - - - 1,802,484 Capital outlay: Public safety - - - - 161,994 Total expenditures - 3,200 3,166 34 2,465,998 Net increase (decrease) in fund balance $ - $ 11,689 13,844 $ 2,155 - Fund balance (deficit) - January 1 - - Fund balance (deficit) - December 31 $ 13,844 $ - 82 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF CHANGES IN THE TOTAL OPEB LIABILITY AND RELATED RATIOS For the Last Ten Years Total OPEB liability: Service cost Interest Changes of benefit terms Differences between expected and actual experience Changes in assumptions Benefit payments Net change in total OPEB liability Total OPEB liability - beginning Total OPEB liability - ending Covered -employee payroll Total OPEB liability as a percentage of covered -employee payroll Statement 11 2018 2019 2020 2021 $ 14,090 $ 16,135 $ 17,068 $ 21,330 10,482 10,008 12,944 11,060 - 28,866 - 62,605 11,969 3,219 25,462 (20,807) (5,813) (12,311) (12,922) - 30,728 45,917 42,552 74,188 261,651 292,379 338,296 380,848 $ 292,379 $ 338,296 $ 380,848 $ 455,036 $ 4,469,146 $ 4,620,961 $ 4,562,782 $ 4,848,511 6.5% 7.3% 8.3% 9.4% See accompanying notes to the required supplementary information. The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2018 and is intended to show a ten year trend. Additional years will be added as they become available. 83 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY* GENERAL EMPLOYEES RETIREMENT FUND For the Last Ten Years Measurement Fiscal Year Date Ending June 30 December 31 2015 2016 2017 2018 2019 2020 2021 2015 2016 2017 2018 2019 2020 2021 Statement 12 City's States Proportionate Share City's Proportionate of the Net Pension Proportionate City's City's Share (Amount) Liability and the Share of the Proportionate Proportionate of the Net State's Proportionate Net Pension Plan Fiduciary Share Share (Amount) Pension Share of the Net Liability as a Net Position as (Percentage) of of the Net Liability Pension Liability Percentage of its a Percentage the Net Pension Pension Associated with Associated with Covered Covered of the Total Liability Liability (a) City (b) City (a + b) Payroll (c) Payroll (a+blc) Pension Liability 0.0609% $ 3,156,154 $ - $ 3,156,154 $ 3,578,755 88.2% 78.2% 0.0590% 4,790,507 62,597 4,853,104 3,623,880 133.9% 68.9% 0.0594% 3,792,057 47,673 3,839,730 3,825,146 100.4% 75.9% 0.0587% 3,256,435 106,772 3,363,207 3,944,067 85.311,, 79.5% 0.0576% 3,184,575 98,996 3,283,571 4,076,586 80.5°+0 80.2% 0.0583% 3,495,351 107,788 3,603,139 4,156,037 86.7°/,, 79.1% 0.0601% 2,566,539 78,332 2,644,871 4,324,969 61.2°/,, 87.0% See accompanying notes to the required supplementary information. * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. 84 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS* GENERAL EMPLOYEES RETIREMENT FUND For the Last Ten Years Statutorily Contributions in Contribution Required Relation to the Deficiency Covered Fiscal Year Contribution Statutorily Required (Excess) Payroll Ending (a) Contribution (b) (a-b) (c) December 31, 2015 $ 268,490 S 268,490 S - S 3,579,867 December 31, 2016 283,158 283,158 - 3,775,440 December 31, 2017 284,139 284,139 - 3,788,520 December 31, 2018 301,507 301,507 - 4,020,093 December 31, 2019 310,033 310,033 - 4,133,993 December 31, 2020 317,872 317,872 - 4,238,286 December 31, 2021 335,268 335,268 - 4,470,240 See accompanying notes to the required supplementary information. * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. Statement 13 Contributions as a Percentage of Covered Payroll (b/c) 7.5% 7.5% 7.5% 7.5% 7.5% 7.5% 7.5% 85 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PROPORTIONATE SHARE OF NET PENSION LIABILITY* PUBLIC EMPLOYEES POLICE AND FIRE FUND For the Last Ten Years Statement 14 Proportionate Proportionate Share Plan Fiduciary Proportion Share (Amount) of the Net Pension Net Position as (Percentage) of of the Net Liability as a a Percentage Measurement Fiscal Year the Net Pension Pension Covered Percentage of its of the Total Date Ending June 30 December 31 Liability Liability (a) Payroll (b) Covered Payroll (a/b) Pension Liability 2015 2015 0.0210% $ 238,609 $ 194,274 122.8% 86.6% 2016 2016 0.0280% 1,123,689 283,389 396.5% 63.9% 2017 2017 0.0280% 378,033 287,895 131.3% 85.4% 2018 2018 0.0267% 284,595 281,901 101.0% 88.8% 2019 2019 0.0272% 289,571 287,498 100.7% 89.3% 2020 2020 0.0205% 270,212 232,475 116.2% 87.2% 2021 2021 0.0162% 125,047 190,876 65.5% 93.7% See accompanying notes to the required supplementary information. * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. 86 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION SCHEDULE OF PENSION CONTRIBUTIONS* PUBLIC EMPLOYEES POLICE AND FIRE FUND For the Last Ten Years Statutorily Contributions in Contribution Required Relation to the Deficiency Covered Fiscal Year Contribution Statutorily Required (Excess) Payroll Ending (a) Contribution (b) (a-b) (c) December 31, 2015 $ 38,121 $ 38,121 $ - S 235,315 December 31, 2016 45,909 45,909 - 283,389 December 31, 2017 45,604 45,604 - 281,506 December 31, 2018 46,365 46,365 - 286,204 December 31, 2019 46,269 46,269 - 272,993 December 31, 2020 34,168 34,168 - 193,040 December 31, 2021 35,706 35,706 - 201,729 See accompanying notes to the required supplementary information. * The schedule is provided prospectively beginning with the City's fiscal year ended December 31, 2015 and is intended to show a ten year trend. Additional years will be reported as they become available. Statement 15 Contributions as a Percentage of Covered Payroll (b/c) 16.2% 16.2% 16.2% 16.2% 16.9% 17.7% 17.7% 87 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2021 Note A BUDGETS The General Fund budget is legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the departmental level for the General Fund. The following is a listing of General Fund departments whose expenditures exceed budget appropriations. Final Over Budget Actual Budget General Fund: Current: Public Works: Street and highways S 787,241 $ 803,391 $ 16,150 Recycling 233,759 239,606 5,847 Note B MODIFIED APPROACH FOR CITY STREETS AND TRAILS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets including the street and trail system; water treatment and distribution system; wastewater collection system; park and recreation lands and improvement system; storm water conveyance system; and building combined with site amenities such as parking and landscape areas used by the City in the conduct of its business. Each major infrastructure can be divided into subsystems. For example, the street and trail system can be divided into pavement widths, curb type and sidewalk. City owned streets could further be classified as collector or local. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1) The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up to - date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. 2) The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City's policy relative to maintaining the street and trail assets is to achieve an average rating of "Good" for all segments. This acceptable rating allows minor cracking and patching of the pavement along with minor roughness that could be noticeable to the users of the system. In the fall of 2021, the City conducted a physical condition assessment of the streets and trails constructed since 1974. This assessment will be performed every three years. Each street and trail segment was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each street and trail and expressed in a continuous scale. Prior to 2013, the continuous scale was from 0 to 100 where 0 is assigned to the least acceptable physical condition and 100 is assigned to a new street or trail. Starting in 2013, the continuous scale was from 0 to 10, where 0 is assigned to the least acceptable physical condition and 10 is assigned the physical characteristics of a new street or trail. The following conditions were defined: Prior to 2013 Current Condition Rating Scale Rating Scale Excellent 86 - 100 8 - 10 Very Good 71 - 85 7 - 7.9 Good 56 - 70 6 - 6.9 Fair 41 - 55 4 - 5.9 Poor 26 - 40 2 - 3.9 Very Poor 11 - 25 1 - 1.9 Substandard 0- 10 0 - .9 88 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2021 As of December 31, 2021, the City's street and trail system was rated at an OCI index of 5.9 on the average with detail condition as follows: % of Street Condition and Trails Excellent to Good 68.6% Fair 22.7% Poor to Substandard 8.7% The City's streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun's ultra- violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $2,160,714 on street and trail maintenance for the year ending December 31, 2021. These expenditures delayed deterioration; however, the overall condition of the system was not improved through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City's street and trail system at the average OCI rating of good is approximately $2,500,000. Maintenance Actual OCI Year Estimate Expenditures Rating 2012 $1,150,000 $ 3,894,784 83 2013 1,150,000 2,471,123 6.9 2014 1,150,000 2,029,026 6.7 2015 1,150,000 1,114,900 6.7 2016 1,150,000 1,585,756 6.3 2017 1,150,000 3,548,327 6.4 2018 1,150,000 2,274,146 6.4 2019 1,150,000 3,701,063 5.3 2020 1,150,000 2,667,008 5.4 2021 2,500,000 2,160,714 5.9 The City has an on -going street and trail rehabilitation program funded in the Capital Improvement Program that is intended to improve the condition rating of the City streets and trails. The rehabilitation program is formulated based on the deficiencies identified as a part of its Pavement Management Program. Note C OPEB INFORMATION No assets are accumulated in a trust that meets the criteria in paragraph 4 of GASB Statement No. 75 to pay related benefits. There are no factors that affect trends in the amounts reported, such as changes in benefit terms or assumptions. Note D PENSION INFORMATION PERA — General Employees Retirement Fund 2021 Changes in Actuarial Assumptions: • The investment return and single discount rates were changed from 7.50% to 6.50% for financial reporting purposes. • The mortality improvement scale was changed from Scale MP-2019 to Scale MP-2020. 2020 Changes in Actuarial Assumptions: • The price inflation assumption was decreased from 2.50% to 2.25%. • The payroll growth assumption was decreased from 3.25% to 3.00%. • As recommended in the June 30, 2019 experience study, assumed salary increase rates were decreased 0.25% and assruned rates of retirement were changed resulting in more unreduced (normal) retirements and slightly fewer Rule of 90 and early retirements. Assumed rates of termination and disability were also changed. • The base mortality tables were changed from RP-2014 to Pub-2010 tables, with adjustments. 89 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2021 • The mortality improvement scale was changed from Scale MP-2018 to Scale MP-2019. • The assumed spouse age difference was changed from two years older for females to one year older. • The assumed number of married male new retirees electing the 100% Joint & Survivor option changed from 35% to 45%. The assumed number of married female new retirees electing 100% Joint & Survivor option changed from 15% to 30%. The corresponding number of married new retirees electing the Life annuity option was adjusted accordingly. 2020 Changes in Plan Provisions: • Augmentation for current privatized members was reduced to 2.0% for the period July 1, 2020 through December 31, 2023 and 0.0% after. Augmentation was eliminated for privatizations occurring after June 30, 2020. 2019 Changes in Actuarial Assumptions: • The mortality projection scale was changed from MP-2017 to MP-2018. 2019 Changes in Plan Provisions: • The employer supplemental contribution was changed prospectively, decreasing from $31.0 million to $21.0 million per year. The State's special funding contribution was changed prospectively, requiring $16.0 million due per year through 2031. 2018 Changes in Actuarial Assumptions: • The mortality projection scale was changed from MP-2015 to MP-2017. • The assumed benefit increase was changed from 1.0 percent per year through 2044 and 2.5 percent per year thereafter to 1.25 percent per year. 2017 Changes in Actuarial Assumptions: • The Combined Service Annuity (CSA) loads were changed from 0.8 percent for active members and 60 percent for vested and non -vested members. The revised CSA loads are now 0.0 percent for active member liability, 15.0 percent for vested deferred member liability and 3.0 percent for non -vested deferred member liability. • The assumed post -retirement benefit increase rate was changed from 1.0% per year for all years to 1.0% per year through 2044 and 2.5 percent per year thereafter. 2016 Changes in Actuarial Assumptions: • The assumed post -retirement benefit increase rate was changed from 1.0% per year through 2035 and 2.5% per year thereafter to 1.0% per year for all future years. • The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 7.5%. • Other assumptions were changed pursuant to the experience study dated June 30, 2015. The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.5% for inflation. PERA - Public Employees Police and Fire 2021 Changes in Actuarial Assumptions: • The investment return and single discount rates were changed from 7.50% to 6.50% for financial reporting purposes. • The inflation assumption was changed from 2.50% to 2.25%. • The payroll growth assumption was changed from 3.25% to 3.00%. • The base mortality tables for healthy annuitants, disabled annuitants and employees were changed from RP-2014 tables to Pub-2010 Public Safety Mortality tables. The mortality improvement scale was changed from MP-2019 to MN-2020. • Assumed salary increase and retirement rates were modified as recommended in the July 14, 2020 experience study. The changes result in a decrease in gross salary increase rates, slightly more unreduced retirements and fewer assumed early retirements. • Assumed rates of withdrawal were changed from select and ultimate rates to service -based rates. The changes result in more assumed terminations. • Assumed rates of disability were increased for ages 25-44 and decreased for ages over 49. Overall, proposed rates result in more projected disabilities. • Assumed percent married for active female members was changed from 60% to 70%. 2020 Changes in Actuarial Assumptions: • The mortality projection scale was changed from MP-2018 to MP-2019. M CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2021 2019 Changes in Actuarial Assumptions: • The mortality projection scale was changed from MP-2017 to MP-2018. 2019 Changes in Plan Provisions: • There have been no changes since the prior valuation. 2018 Changes in Actuarial Assumptions: • The mortality projection scale was changed from MP-2016 to MP-2017. 2017 Changes in Actuarial Assumptions: • The single discount rate was changed from 5.6 percent to 7.5 percent. • Assumed salary increases were changed as recommended in the June 30, 2016 experience study. The net effect is proposed rates that average 0.34 percent lower than the previous rates. • Assumed rates of retirement were changed, resulting in fewer retirements. • The Combined Service Annuity (CSA) load was 30 percent for vested and non -vested deferred members. The CSA has been changed to 33 percent for vested members and 2 percent for non -vested members. • The base mortality table for healthy annuitants was changed from the RP-2000 fully generational table to the RP-2014 fully generational table (with a base year of 2006), with male rates adjusted by a factor of 0.96. The mortality improvement scale was changed from Scale AA to Scale MP-2016. The base mortality table for disabled annuitants was changed from the RP- 2000 disabled mortality table to the mortality tables assumed for healthy retirees. • Assumed termination rates were decreased to 3.0 percent for the first three years of service. Rates beyond the select period of three years were adjusted, resulting in more expected terminations overall. • Assumed percentage of married female members was decreased from 65 percent to 60 percent. • Assumed age difference was changed from separate assumptions for male members (wives assumed to be three years younger) and female members (husbands assumed to be four years older) to the assumption that males are two years older than females. • The assumed percentage of female members electing Joint and Survivor annuities was increased. • The assumed post -retirement benefit increase rate was changed from 1.00 percent for all years to 1.00 percent per year through 2064 and 2.5 percent thereafter. 2016 Changes in Actuarial Assumptions: • The assumed post -retirement benefit increase rate was changed from 1.0% per year through 2037 and 2.5% per year thereafter to 1.0% per year for all future years. • The assumed investment return was changed from 7.9% to 7.5%. The single discount rate was changed from 7.9% to 5.6%. • The assumed future salary increases, payroll growth, and inflation were decreased by 0.25% to 3.25% for payroll growth and 2.5% for inflation. - This page intentionally left blank - 61A COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 93 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. Revenues for these funds can come from a variety of sources, such as taxes, fees, gifts and grants or contributions from other governmental entities. Expenditures from these funds are normally restricted by statute, local ordinance or grant agreements. The funds may be used for either operations or capital outlay as legal restrictions mandate. DEBT SERVICE FUNDS A Debt Service Fund accounts for the accumulation of resources for, and the payment of general long-term principal, interest and other related costs. CAPITAL PROJECTS FUNDS A Capital Projects Fund is used to account for acquisition or construction of major capital facilities financed mainly with governmental fund resources, general obligation debt, special assessments, special assessment debt, grants or other resources that are not part of Proprietary Funds or Trust Funds. 94 CITY OF ANDOVER, MINNESOTA COMBINING BALANCE SHEET NONMAJOR GOVERNMENTAL FUNDS December 31, 2021 With Comparative Totals For December 31, 2020 Statement 16 Totals Special Debt Capital Nonmajor Governmental Funds Revenue Service Projects 2021 2020 Assets: Cash and investments $ 1,635,269 $ 2,516,818 $ 5,853,041 $ 10,005,128 $ 8,139,874 Cash and investments with escrow agent - - - - 126,682 Accrued interest 3,179 2,601 12,449 18,229 29,833 Due from other governmental units - - - - 73,024 Accounts receivable - net 106,951 - - 106,951 204,184 Prepaid items 16,000 - - 16,000 - Property taxes receivable: Unremitted 2,444 36,962 7,404 46,810 92,798 Delinquent 2,028 29,670 6,612 38,310 33,879 Special assessments receivable: Deterred - - 93,415 93,415 95,792 Inventories - at cost 1,920 - - 1,920 2,123 Total assets $ 1,767,791 $ 2,586,051 $ 5,972,921 $ 10,326,763 $ 8,798,189 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $ 70,051 $ - $ 4,205 $ 74,256 $ 114,165 Contracts payable - - 20,882 20,882 - Deposits payable 63,675 - 16,112 79,787 13,642 Due to other governmental units 4,084 - 7,490 11,574 35,693 Salaries payable 29,268 - - 29,268 14,176 Unearned revenue 102,064 - - 102,064 100,857 Total liabilities 269,142 - 48,689 317,831 278,533 Deferred inflows of resources: Unavailable revenues 2,028 29,670 100,027 131,725 129,671 Fund balance (deficit) Nonspendable 17,920 - - 17,920 2,123 Restricted 201,037 2,556,391 672,729 3,430,147 3,053,794 Committed 499,284 - - 499,284 508,062 Assigned 778,380 - 5,151,476 5,929,856 4,826,006 Total fund balance (deficit) 1,496,621 2,556,381 5,824,205 9,877,207 8,389,985 Total liabilities, deferred inflows of resources, and fund balances (deficit) $ 1,767,791 $ 2,586,051 $ 5,972,921 $ 10,326,763 $ 8,798,189 95 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 17 CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2021 With Comparative Totals For The Year Ended December 31, 2020 Totals Special Debt Capital Nonmajor Governmental Funds Revenue Service Projects 2021 2020 Revenues: General property taxes $ 194,718 $ 3,133,512 $ 620,180 $ 3,948,410 $ 3,760,148 Intergovernmental - - 11,224 11,224 2,538,760 Special assessments - 3,569 3,569 4,215 Charges for services 1,231,399 - 1,231,389 601,124 Investment income 1,603 (1,694) (7,982) (8,073) 153,847 Miscellaneous: Park dedication fees - 622,680 622,680 389,033 Rent 635,026 - 635,026 635,629 Other 275,896 - 200,533 476,429 360,314 Total revenues 2,338,632 3,131,818 1,450,204 6,920,654 8,443,070 Expenditures: Current: General government 47,860 - 134,855 182,715 173,016 Public safety - 5,728 5,728 592,011 Public works 82,382 19,915 102,297 70,311 Parks and recreation 1,375,835 86,415 1,462,250 1,125,640 Economic development 38,851 - 38,851 1,846,024 Capital outlay: General government - 197,071 197,071 21,759 Public safety 743,724 743,724 318,484 Public works 79,261 79,261 283,483 Parks and recreation 389,243 389,243 1,119,923 Economic development - - - 30,151 Debt service: Principal retirement 1,899,000 1,899,000 1,561,000 Interest 1,278,030 1,278,030 1,290,844 Paying agent fees - 5,500 - 5,500 5,000 Total expenditures 1,544,928 3,182,530 1,656,212 6,383,670 8,437,646 Revenues over (under) expenditures 793,704 (50,712) (206,008) 536,984 5,424 Other financing sources (uses) Transfers in 547,904 64,187 612,091 632,422 Transfers out (305,000) (40,687) (202,604) (548,291) (569,322) Bonds issued 630,000 630,000 1,310,000 Bond premium 21,663 21,663 95,481 Proceeds from sale of capital assets - 18,800 18,800 3,000 Total other financing sources (uses) (305,000) 507,217 532,046 734,263 1,471,581 Net increase (decrease) in fund balance 488,704 456,505 326,038 1,271,247 1,477,005 Fund balance - January 1 1,007,917 2,099,876 5,498,167 8,605,960 6,912,980 Fund balance - December 31 $ 1,496,621 $ 2,556,381 $ 5,824,205 $ 9,877,207 $ 8,389,985 Reconciliation of beginning fund balance to prior year ending funding balance: Prior year ending fund balance reported above $ 8,389,985 Plus prior year ending fund balance for: 2018A G.O. Capital Improvement Plan Bonds CPF 39,943 2019A G.O. Abatement Bonds CPF 176,032 Current year beginning fund balance $ 8,605,960 96 NONMAJOR SPECIAL REVENUE FUNDS The City of Andover had the following Special Revenue Funds during the year: EDA General - This fund was established to account for activities designed to promote quality economic development within the community. Community Center - This fund is used to account for the operations of the Andover YMCA/Community Center, particularly the ice arena, field house and concessions. The aquatic's portion of the Community Center is under the operations of the YMCA. Drainage and Mapper - This fund accounts for resources necessary to maintain existing maps and developing new maps and mapping systems for the City. LRRWMO - This fund is used to account for the City's involvement with the Lower Rum River Watershed Management Organization (LRRWMO). Fores - This fund was established to account for the protection of forest resources and the development of control plans to ensure preservation or restoration of these resources. Right -of -Way Management/Utility - This fund is used to account for activity associated with the management of the public right-of-ways. Charitable Gambling - This fund accounts for the 10% of net profits received from gambling activities by local non- profit organizations. According to state statute, all expenditures from this fund must be for public services and police, fire and other emergency or public safety -related services, equipment, and training, excluding pension obligations. Construction Seal Coatini4 - This fund accounts for the contributions associated with land development to be used for the respective developments first application of crack seal and seal coat. drA CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2021 With Comparative Totals For December 31, 2020 Drainage EDA Community and General Center Mapping LRRWMO Assets: Cash and investments $ 126,815 $ 832,321 $ 179,071 $ 85,328 Cash and investments with escrow agent - - - - Accrued interest 285 1,241 460 198 Accounts receivable - net 20,346 86,605 - - Prepaid items - - - - Property taxes receivable: Unremitted - 1,851 - 593 Delinquent - 1,653 - 375 Inventories - at cost - 1,920 - - Total assets $ 147,446 $ 925,591 $ 179,531 $ 96,494 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $ 3,922 $ 65,099 $ 414 $ 49 Deposits payable - 63,675 - - Due to other governmental units - 4,084 - - Salaries payable - 28,200 265 286 Unearned revenue - - - - Total liabilities 3,922 161,058 679 335 Deferred inflows of resources: Unavailable revenues - 1,653 - 375 Fund balance (deficit): Nonspendable - 1,920 - - Restricted - - - - Committed 143,524 - 178,852 85,784 Assigned - 760,960 - - Total fund balance (deficit) 143,524 762,880 178,852 95,784 Total liabilities, deferred inflows of resources, and fund balances (deficit) $ 147,446 $ 925,591 $ 179,531 $ 86,494 98 Statement 18 Right -of -Way Totals Management/ Charitable Construction Nonmajor Special Revenue Funds Forestry Utility Gambling Seal Coating 2021 2020 $ 5,390 $ 86,833 $ 212,560 $ 106,951 $ 1,635,269 $ 868,733 - - - - - 126,682 - 218 507 270 3,179 4,274 - - - - 106,951 204,184 - - 16,000 - 16,000 - - - - - 2,444 1,153 - - - - 2,028 466 - - - - 1,920 2,123 $ 5,390 $ 87,051 $ 229,067 $ 107,221 $ 1,767,791 $ 1,207,615 $ - $ 567 $ - $ - $ 70,051 $ 81,806 - - - - 63,675 1,865 - - - - 4,084 528 - 517 - - 29,268 14,176 - - - 102,064 102,064 100,857 - 1,084 - 102,064 269,142 199,232 - - - - 2,028 466 - - 16,000 - 17,920 2,123 - - 201,037 - 201,037 124,381 - 85,967 - 5,157 499,284 508,062 5,390 - 12,030 - 778,380 373,351 5,390 85,967 229,067 5,157 1,496,621 1,007,917 $ 5,390 $ 87,051 $ 229,067 $ 107,221 $ 1,767,791 $ 1,207,615 01*1 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2021 With Comparative Totals For The Year Ended December 31, 2020 Drainage EDA Community and General Center Mapping LRRWMO Revenues: General property taxes S - $ 154,534 S - $ 40,184 Intergovernmental - - - - Charges for services 27,527 1,154,184 4,137 - Investment income (440) 2,817 (648) 10 Miscellaneous: Rent - 635,026 - - Other 1,308 134,072 - - Total revenues 28,395 2,080,633 3,489 40,194 Expenditures: Current: General government - - - - Public safety - - - - Public works - - 16,920 29,311 Parks and recreation - 1,375,835 - - Economic development 38,851 - - - Capital outlay: Public safety - - - - Parks and recreation - - - - Economic development - - - - Total expenditures 38,851 1,375,835 16,920 29,311 Revenues over (under) expenditures (10,456) 704,798 (13,431) 10,883 Other financing sources (uses): Transfers out - (300,000) - - Net increase (decrease) in fund balance (10,456) 404,798 (13,431) 10,883 Fund balance (deficit) - January 1 153,980 358,082 192,283 74,901 Fund balance (deficit) - December 31 S 143,524 $ 762,880 $ 178,852 $ 95,784 100 Statement 19 Right -of -Way Management/ Charitable Construction Forestry Utility Gambling Seal Coating Totals Nonmajor Special Revenue Funds 2021 2020 194,718 $ 39,963 - - - - - 2,465,736 - 36,164 - 9,377 1,231,389 601,124 55 (166) (27) 2 1,603 22,350 - - - - 635,026 635,629 - - 140,516 - 275,896 186,809 55 35,998 140,489 9,379 2,338,632 3,951,611 - 47,860 - 47,860 57,368 - - - - 501,520 26,774 - 9,377 82,382 70,311 - - - 1,375,835 1,053,500 - - - 38,851 1,846,024 - - - - - 161,994 - - - - - 100,000 - - - - - 30,151 - 26,774 47,860 9,377 1,544,928 3,820,868 55 9,224 92,629 2 793,704 130,743 - (5,000) - - (305,000) (305,700) 55 4,224 92,629 2 488,704 (174,957) 5,335 81,743 136,438 5,155 1,007,917 1,182,874 $ 5,390 $ 85,967 $ 229,067 $ 5,157 $ 1,496,621 $ 1,007,917 WISI - This page intentionally left blank - NONMAJOR DEBT SERVICE FUNDS The City's Debt Service Funds account for four types of bonded indebtedness: • Certificates of Indebtedness • Capital Improvement Bonds • Abatement Bonds • Referendum Bonds Certificates of Indebtedness - (G.O. Equipment Certificates - 2016A, 2020A and 2021A) are repaid primarily from general property taxes. Capital Improvement Plan Bonds — (G.O. Capital Improvement Plan Bonds of 2018A) are repaid primarily from general property taxes. Abatement Bonds - (G.O. Abatement Bonds of 2012C and 2019A) are repaid from annual lease payments from the YMCA, Community Center operations and general property tax. Referendum Bonds — (Open Space Referendum Bonds of 2010A) are used to finance the purchase of land to remain as open space. ilex CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2021 With Comparative Totals For December 31, 2020 Assets: Cash and investments Accrued interest Property taxes receivable: Unremitted Delinquent Total assets Deferred Inflows of Resources and Fund Balances Deferred inflows of resources: Unavailable revenues Fund balance (deficit): Restricted Total deferred inflows of resources, and and fund balances (deficit) G.O. G.O. G.O. Capital G.O. Equipment Equipment Improvement Abatement Certificate Certificate Plan Bonds Bonds 2020A 2021A 2018A 2012C $ 370,897 $ 167,919 $ 366,180 $ 420,871 523 251 459 - 4,799 2,009 5,391 11,498 3,893 1,629 4,373 9,326 $ 380,112 $ 171,808 $ 376,403 $ 441,695 $ 3,893 $ 1,629 4,373 $ 9,326 376,219 170,179 372,030 432,369 $ 380,112 $ 171,808 $ 376,403 $ 441,695 104 Statement 20 G.O. Open Space Abatement Referendum Totals Bonds Bonds Nonmajor Debt Service Funds $ 935,690 $ 255,261 $ 2,516,818 $ 2,021,047 1,368 - 2,601 3,157 11,542 1,723 36,962 75,672 9,361 1,088 29,670 26,721 $ 957,961 $ 258,072 $ 2,586,051 $ 2,126,597 $ 9,361 $ 1,088 $ 29,670 $ 26,721 948,600 256,984 2,556,381 2,099,876 $ 957,961 $ 258,072 $ 2,586,051 $ 2,126,597 ifflo CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2021 With Comparative Totals For The Year Elided December 31, 2020 G.O. G.O. G.O. G.O. Capital Equipment Equipment Equipment Improvement Certificate Certificate Certificate Plan Bonds 2016A 2020A 2021A 2018A Revenues: General property taxes S - S 406,125 S 169,420 S 456,233 Investment income - (1,321) 759 (567 ) Total revenues - 404,804 170,179 455,666 Expenditures: Debt service: Principal retirement 134,000 315,000 - 125,000 Interest 1,273 46,100 - 350,881 Paying agent fees - 1,100 - 1,100 Total expenditures 135,273 362,200 - 476,981 Revenues over (under) expenditures (135,273) 42,604 170,179 (21,315) Other financing sources (uses): Transfers in - - - 45,300 Transfers out (40,687) - - - Total other financing sources (uses) (40,687) - - 45,300 Net increase (decrease) in fund balance (175,960) 42,604 170,179 23,985 Fund balance - January 1 175,960 333,615 - 348,045 Fund balance - December 31 S - $ 376,219 S 170,179 $ 372,030 106 Statement 21 G.O. G.O. Open Space Abatement Abatement Referendum Totals Bonds Bonds Bonds Nonmajor Debt Service Funds $ 973,566 $ 976,729 $ 151,439 S 3,133,512 S 3,076,966 (2,004) 3,461 (2,022) (1,694) 11,680 971,562 980,190 149,417 3,131,819 3,088,646 925,000 235,000 165,000 1,899,000 1,561,000 287,631 584,275 7,870 1,278,030 1,290,844 1,100 1,100 1,100 5,500 5,000 1,213,731 820,375 173,970 3,182,530 2,856,844 (242,169) 159,815 (24,553) (50,712) 231,802 300,000 202,604 - 547,904 520,446 - - - (40,687) (88,476) 300,000 202,604 - 507,217 431,970 57,831 362,419 (24,553) 456,505 663,772 374,538 586,181 281,537 2,099,976 1,436,104 $ 432,369 $ 948,600 $ 256,984 S 2,556,391 $ 2,099,876 i M M - This page intentionally left blank - iDU NONMAJOR CAPITAL PROJECTS FUNDS The City of Andover had the following Capital Projects Funds during the year: Park Dedication - This fund was established to account for contributions associated with land development to be used for constructing and upgrading the City's park system. Building Fund - This fund was established to account for miscellaneous building improvements for all facilities. Trail and Transportation - This fund is used to account for contributions associated with land development to be used for constructing and upgrading the City's trail system. Capital Equipment Reserve - This fund is used to account for the capital equipment/projects levy and the various capital expenditures it will be used for. Equipment Certificates 2020A - This fund was established to account for the purchase of capital equipment that was financed through the issuance of capital notes. Equipment Certificates 2021A - This fund was established to account for the purchase of capital equipment that was financed through the issuance of capital notes. 2018A G.O. Capital Improvement Plan Bonds — This fund accounts for the construction of a new vehicle maintenance facility with a wash bay and a cold storage building. 2019A G.O. Abatement Bonds CPF — This fund accounts for the addition to the Andover YMCA Community Center. The project consists of a multi -sports complex, additional court added to the existing field house, and teen/senior meeting rooms. Permanent Improvement Revolving - This fund serves as a long-term funding source for large capital improvement expenditures. `[oil] CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECTS FUNDS December 31, 2021 With Comparative Totals For December 31, 2020 Capital Park Building Trail & Equipment Dedication Fund Transportation Reserve Assets: Cash and investments $ 1,026,465 $ 745,160 $ 248,645 $ 1,936,723 Accrued interest 2,466 1,659 600 4,648 Due from other governmental units - - - - Property taxes receivable: Unremitted 182 4,235 - 2,987 Delinquent 163 3,782 - 2,667 Special assessments receivable: Deferred - - - - Total assets $ 1,029,276 $ 754,836 $ 249,245 $ 1,947,025 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Accounts payable $ 2,932 $ - $ - $ 149 Contracts payable - - - - Deposits payable - - - 16,112 Due to other government units 7,490 - - - Total liabilities 10,422 - - 16,261 Deferred inflows of resources: Unavailable revenues 163 3,782 - 2,667 Fund balance (deficit): Restricted - - - - Assigned 1,018,691 751,054 249,245 1,928,097 Total fund balance (deficit) 1,018,691 751,054 249,245 1,928,097 Total liabilities, deferred inflows of resources, and fund balances (deficit) $ 1,029,276 $ 754,836 $ 249,245 $ 1,947,025 110 Statement 22 2018A Equipment G.O. Capital 2019A G.O. Permanent Totals Certificates Improvement Abatement Improvement Nonmajor Capital Projects Funds 2021A Plan Bonds Bonds Revolving 2021 2020 $ 642,333 $ 31,520 $ 20,882 $ 1,201,313 $ 5,853,041 $ 5,250,094 - - - 3,076 12,449 22,402 - - - - - 73,024 - - - - 7,404 15,973 - - - - 6,612 6,692 - - - 93,415 93,415 95,792 $ 642,333 $ 31,520 $ 20,882 $ 1,297,804 $ 5,972,921 $ 5,463,977 $ - $ 1,124 $ - $ - $ 4,205 $ 32,359 - - 20,882 - 20,882 - - - - - 16,112 11,777 - - - - 7,490 35,165 - 1,124 20,882 - 48,689 79,301 - - - 93,415 100,027 102,484 642,333 30,396 - - 672,729 829,537 - - - 1,204,389 5,151,476 4,452,655 642,333 30,396 - 1,204,389 5,824,205 5,282,192 $ 642,333 $ 31,520 $ 20,882 $ 1,297,804 $ 5,972,921 $ 5,463,977 ism CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECTS FUNDS For The Year Ended December 31, 2021 With Comparative Totals For The Year Ended December 31, 2020 Capital Park Building Trail & Equipment Dedication Fund Transportation Reserve Revenues: General property taxes S 15,270 $ 354,724 S - $ 250,186 Intergovernmental - 11,224 - - Special assessments - - - - Investment income 546 2,463 715 (3,281) Miscellaneous: Park dedication fees 622,680 - - - Other 26,475 - 138,510 30,118 Total revenues 664,971 368,411 139,225 277,023 Expenditures: Current: General government - 118,709 - 16,146 Public safety - - - 5,728 Public works - - - - Parks and recreation 25,021 - 627 667 Capital outlay: General government - 183,187 - 13,884 Public safety - - - 59,764 Public works - - - 63,043 Parks and recreation 139,955 - - 4,524 Total expenditures 164,976 301,896 627 163,756 Revenues over (under) expenditures 499,995 66,515 138,598 113,267 Other financing sources (uses): Transfers in - 40,687 - 23,500 Transfers out (202,604) - - - Bonds issued - - - - Bond premium - - - - Proceeds from sale of capital assets - - - 18,800 Total other financing sources (uses) (202,604) 40,687 - 42,300 Net increase (decrease) in fund balance 297,391 107,202 138,598 155,567 Fund balance (deficit) - January 1 721,300 643,852 110,647 1,772,530 Fund balance (deficit) - December 31 $ 1,018,691 $ 751,054 S 249,245 $ 1,928,097 Reconciliation of beginning fund balance to prior year ending funding balance: Prior year ending fund balance reported above Plus prior year ending fund balance for: 2018A G.O. Capital Improvement Plan Bonds 2019A G.O. Abatement Bonds Current year beginning fund balance 112 Statement 23 2018A Equipment Equipment G.O. Capital 2019A G.O. Permanent Totals Certificates Certificates Improvement Abatement Improvement Nonmajor Capital Projects Funds 2020A 2021A Plan Bonds Bonds Revolving 2021 2020 $ - $ 620,180 $ 643,219 - - - - - 11,224 73,024 - - - - 3,569 3,569 4,215 (11,394) - 1,038 5,437 (3,506) (7,982) 119,817 - - - - - 622,680 389,033 - - - 5,430 - 200,533 173,505 (11,394) - 1,038 10,867 63 1,450,204 1,402,813 - - - - - 134,855 115,648 - - - - - 5,728 90,491 - 9,330 10,585 - - 19,915 - - - - 60,100 - 86,415 72,140 - - - - - 197,071 21,759 683,960 - - - - 743,724 156,490 16,218 - - - - 79,261 283,483 117,965 - - 126,799 - 389,243 1,019,923 819,143 9,330 10,585 186,899 - 1,656,212 1,759,934 (929,537) (9,330) (9,547) (176,032) 63 (206,008) (357,121) - - - - - 64,187 111,976 - - - - - (202,604) (175,146) - 630,000 - - - 630,000 1,310,000 - 21,663 - - - 21,663 95,481 - - - - - 18,800 3,000 - 651,663 - - - 532,046 1,345,311 (829,537) 642,333 (9,547) (176,032) 63 326,038 988,190 829,537 - 39,943 176,032 1,204,326 5,498,167 4,294,002 $ - $ 642,333 $ 30,396 $ - $ 1,204,389 $ 5,824,205 $ 5,282,192 $ 5,282,192 39,943 176,032 $ 5,498,167 MR] CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - EDA GENERAL Statement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: Charges for services $ 7,000 $ 7,000 S 27,527 $ 20,527 $ 26,005 Investment income 2,000 2,000 (440) (2,440) 2,435 Miscellaneous - - 1,308 1,308 443 Total revenues 9,000 9,000 28,395 19,395 28,883 Expenditures: Current: Economic development 102,178 102,178 38,851 63,327 43,540 Capital outlay: Economic development - - - - 30,151 Total expenditures 102,178 102,178 38,851 63,327 73,691 Net increase (decrease) in fund balance $ (93,178) $ (93,178) (10,456) $ 82,722 (44,808) Fund balance (deficit) - January 1 153,980 198,788 Fund balance (deficit) - December 31 $ 143,524 $ 153,980 114 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - COMMUNITY CENTER SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Revenues: General property taxes Charges for services Investment income Miscellaneous: Rent Other Total revenues Expenditures: Current: Parks and recreation Capital outlay: Parks and recreation Total expenditures Revenue over (under) expenditures Other financing sources (uses) Transfers out Net increase (decrease) in fund balance Fund balance (deficit) - January 1 Fund balance (deficit) - December 31 Statement 25 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual $ 155,000 $ 155,000 $ 154,534 $ (466) $ - 1,089,000 1,089,000 1,154,184 65,184 513,765 - - 2,817 2,817 6,793 638,000 638,000 635,026 (2,974) 635,629 140,000 140,000 134,072 (5,928) 110,781 2,022,000 2,022,000 2,080,633 58,633 1,266,968 1,652,425 1,642,425 1,375,935 266,590 1,053,500 - - - - 100,000 1,652,425 1,642,425 1,375,835 266,590 1,153,500 369,575 379,575 704,798 325,223 113,468 (300,000) (300,000) (300,000) $ 69,575 $ 79,575 404,798 358,082 $ 762,880 $ 325,223 (300,000) (186,532) 544,614 $ 358,082 115 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - DRAINAGE AND MAPPING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Revenues: Charges for services Investment income Total Revenues Expenditures: Current: Public works Net increase (decrease) in fund balance Fund balance (deficit) - January 1 Fund balance (deficit) - December 31 Statement 26 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual $ 9,000 $ 9,000 $ 4,137 $ (4,863) $ 21,853 1,200 1,200 (648) (1,848) 4,148 10,200 10,200 3,489 (6,711) 26,001 26,000 26,000 16,920 9,080 17,447 $ (15,800) $ (15,800) (13,431) $ 2,369 8,554 192,283 $ 178,852 183,729 $ 192,283 116 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - LRRWMO Statement 27 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: General property taxes $ 40,000 $ 40,000 $ 40,184 $ 184 $ 39,963 Investment income 200 200 10 (190) 1,336 Total revenues 40,200 40,200 40,194 (6) 41,299 Expenditures: Current: Public works 29,243 29,243 29,311 (68) 28,698 Net increase (decrease) in fund balance $ 10,957 $ 10,957 10,883 $ (74) 12,601 Fund balance (deficit) - January 1 74,901 62,300 Fund balance (deficit) - December 31 $ 85,784 $ 74,901 117 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - FORESTRY Statement 28 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: Intergovernmental $ 12,500 $ 12,500 S - $ (12,500) $ - Investment income 50 50 55 5 98 Total revenues 12,550 12,550 55 (12,495) 98 Expenditures: Current: Public works 15,000 15,000 - 15,000 - Net increase (decrease) in fund balance $ (2,450) $ (2,450) 55 $ 2,505 98 Fund balance (deficit) - January 1 5,335 5,237 Fund balance (deficit) - December 31 $ 5,390 $ 5,335 118 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - RIGHT-OF-WAY MANAGEMENT/UTILITY Statement 29 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: Charges for services $ 24,000 $ 24,000 S 36,164 $ 12,164 $ 39,501 Investment income 500 500 (166) (666) 1,687 Total revenues 24,500 24,500 35,998 11,498 41,188 Expenditures: Current: Public works 31,582 31,582 26,774 4,808 24,166 Revenue over (under) expenditures (7,082) (7,082) 9,224 16,306 17,022 Other financing sources (uses Transfers out (5,000) (5,000) (5,000) - Net increase (decrease) in fund balance $ (12,082) $ (12,082) 4,224 $ 16,306 Fund balance (deficit) - January 1 81,743 Fund balance (deficit) - December 31 $ 85,967 (5,700) 11,322 70,421 $ 81,743 119 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CHARITABLE GAMBLING SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Revenues: Investment income Miscellaneous Total revenues Expenditures: Current: General government Net increase (decrease) in fund balance Fund balance (deficit) - January 1 Fund balance (deficit) - December 31 Statement 30 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual $ 750 $ 750 $ (27) $ (777) $ 3,510 30,000 30,000 140,516 110,516 75,585 30,750 30,750 140,489 109,739 79,095 30,000 30,000 47,860 (17,860) 57,368 $ 750 $ 750 92,629 $ 91,879 21,727 136,438 $ 229,067 114,711 $ 136,438 120 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CONSTRUCTION SEAL COATING Statement 31 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES 1N FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2021 With Comparative Actual Amounts For The Year Ended December 31, 2020 Variance with Final Budget - Budgeted Amounts 2021 Positive 2020 Original Final Actual (Negative) Actual Revenues: Charges for services $ 10,000 $ 10,000 S 9,377 $ (623) $ - Investment income 500 500 2 (498) 2,081 Total revenues 10,500 10,500 9,379 (1,121) 2,081 Expenditures: Current: Public works 10,000 10,000 9,377 623 - Net increase (decrease) in fund balance $ 500 $ 500 2 $ (498) 2,081 Fund balance (deficit) - January 1 5,155 3,074 Fund balance (deficit) - December 31 $ 5,157 $ 5,155 121 INTERNAL SERVICE FUNDS Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the government and to other government units, on a cost reimbursement basis. The City of Andover had the following Internal Service Funds during the year: Central Equipment Maintenance — This fund accounts for the maintenance of the equipment for the City. Risk Management — This fund accounts for the expenditures in payment of insurance deductibles, loss reduction, safety training and administrative expense. WA CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET POSITION INTERNAL SERVICE FUNDS December 31, 2021 With Comparative Totals for December 31, 2020 Central Equipment Risk Maintenance Management Statement 32 Totals 2021 2020 Assets: Current assets: Cash and cash equivalents $ 267,232 $ 419,532 $ 686,764 $ 957,413 Accrued interest 842 1,346 2,188 4,288 Prepaid items - 220,698 220,698 - Inventories - at cost 96,606 - 96,606 91,683 Total assets 364,680 641,576 1,006,256 1,053,384 Liabilities: Current liabilities: Accounts payable 30,074 1,364 31,438 27,142 Salaries payable 10,725 589 11,314 10,395 Total liabilities 40,799 1,953 42,752 37,537 Net position: Unrestricted $ 323,881 $ 639,623 $ 963,504 $ 1,015,847 123 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION INTERNAL SERVICE FUNDS For The Year Ended December 31, 2021 With Comparative Totals For The Year Ended December 31, 2020 Statement 33 Central Equipment Risk Totals Maintenance Management 2021 2020 Operating revenues: User charges S 812,364 $ 509,380 $ 1,321,744 $ 1,217,279 Other 6,385 73,826 80,211 72,329 Total operating revenues 818,749 583,206 1,401,955 1,289,608 Operating expenses: Personal services 351,736 195,099 546,835 530,553 Supplies 331,833 28,295 360,128 335,851 Other service charges 180,845 361,832 542,677 486,701 Total operating expenses 864,414 585,226 1,449,640 1,353,105 Operating income (loss) (45,665) (2,020) (47,685) (63,497) Nonoperating revenues (expenses): Investment income (1,307) (3,351) (4,658) 17,205 Change in net position (46,972) (5,371) (52,343) (46,292) Net position - January 1 370,853 644,994 1,015,847 1,062,139 Net position - December 31 $ 323,881 $ 639,623 $ 963,504 $ 1,015,847 124 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF CASH FLOWS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2021 With Comparative Totals For The Year Ended December 31, 2020 Cash flows from operating activities: Receipts from customers and users Payment to suppliers Payment to employees Net cash flows from operating activities Cash flows from investing activities: Investment income Net increase (decrease) in cash and cash equivalents Cash and cash equivalents - January 1 Cash and cash equivalents - December 31 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: Decrease (increase) in accounts receivable Decrease (increase) in prepaid items Decrease (increase) in inventory Increase (decrease) in accounts payable Increase (decrease)in salaries payable Total adjustments Net cash provided (used) by operating activities Central Equipment Risk Maintenance Management Statement 34 Totals 2021 2020 $ 818,749 $ 583,206 $ 1,401,955 $ 1,294,236 (514,419) (609,711) (1,124,130) (837,502) (350,891) (195,025) (545,916) (527,575) (46,561) (221,530) (269,091) (70,841) (498) (2,060) (2,558) 18,700 (47,059) (223,590) (270,649) (52,141) 314,291 643,122 957,413 1,009,554 $ 267,232 $ 419,532 $ 686,764 $ 957,413 $ (45,665) $ (2,020) $ (47,685) $ (63,497) 4,628 (220,698) (220,698) - (4,923) (4,923) (7,130) 3,182 1, ] 14 4,296 (7,820) 845 74 919 2,978 (896) (219,510) (220,406) (7,344) $ (46,561) $ (221,530) $ (268,091) $ (70,841) 125 - This page intentionally left blank - iPJR III. STATISTICAL SECTION This part of the City of Andover's comprehensive annual financial report presents detailed information as a context for understanding what the infonmation in the financial statements, note disclosures, and required supplementary information says about the City's overall financial health. Contents Page Financial Trends 128 These tables contain trend information to help the reader understand how the City's financial performance and well-being have changed over time. Revenue Capacity 138 These tables contain information to help the reader assess the City's most significant local revenue source, the property tax. Debt Capacity 144 These tables present information to help the reader assess the affordability of the City's current levels of outstanding debt and the City's ability to issue additional debt in the future. Demographic and Economic Information 152 These tables offer demographic and economic indicators to help the reader understand the environment within which the City of Andover's financial activities take place. Operating Information 155 These tables contain service and infrastructure data to help the reader understand how the information in the City's financial report relates to the services the City provides and the activities it performs. CITY OF ANDOVER, MINNESOTA NET POSITION BY COMPONENT Last Ten Fiscal Years (accrual basis of accounting) Governmental Activities Net investment in capital assets Restricted Unrestricted Total governmental activities net position Business -Type Activities Net investment in capital assets Unrestricted Total business -type activities net position $ 89,592,661 $ 93,393,474 $ 94,533,473 $ 95,998,027 4,461,020 3,792,323 4,776,047 5,755,162 25,589,728 22,936,032 23,175,077 24,457,253 119,643,409 120,121,829 122,484,597 126,210,442 34,922,691 34,864,659 34,787,392 35,507,385 5,784,313 6,310,830 6,292,850 7,004,563 40,707,004 41,175,489 41,080,232 42,511,948 Primary Government Net investment in capital assets 124,515,352 128,258,133 129,320,855 131,505,412 Restricted 4,461,020 3,792,323 4,776,047 5,755,162 Unrestricted 31,374,041 29,246,862 29,467,927 31,461,816 Total primary government net position $ 160,350,413 $ 161,297,318 $ 163,564,829 $ 168,722,390 GASB 68 was implemented in 2015. Net position was restated for 2014 to reflect the reporting of net pension liability and pension related deferred outflows and inflows of resources. Net position for years prior to 2014 were not restated. 128 Table 1 $ 99,539,838 $ 101,602,647 $ 103,577,524 $ 106,637,436 $ 114,441,287 $ 115,576,274 5,787,072 4,935,375 5,081,230 5,294,610 3,851,631 4,465,945 26,085,240 27,673,920 28,319,303 30,608,612 35,974,899 38,391,335 131,412,150 134,211,942 136,978,057 142,540,658 154,267,817 158,433,554 37,531,815 37,174,817 37,068,699 38,547,614 40,342,053 43,517,002 7,652,339 8,446,942 9,825,681 9,982,550 11,023,179 11,463,122 45,184,154 45,621,759 46,894,380 48,530,164 51,365,232 54,980,124 137,071,653 138,777,464 140,646,223 145,185,050 154,783,340 159,093,276 5,787,072 4,935,375 5,081,230 5,294,610 3,851,631 4,465,945 33,737,579 36,120,862 38,144,984 40,591,162 46,998,078 49,854,457 $ 176,596,304 $ 179,833,701 $ 183,872,437 $ 191,070,822 $ 205,633,049 $ 213,413,678 129 CITY OF ANDOVER, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (accrual basis of accounting) 2012 2013 2014 2015 Expenses Governmental activities: General government $ 2,453,801 $ 3,061,867 $ 2,791,507 $ 2,823,408 Public safety 4,325,531 4,495,447 4,747,142 4,774,033 Public works 5,623,942 4,465,153 4,430,295 2,967,957 Parks and recreation 3,102,534 3,029,917 3,229,894 3,340,561 Recycling 94,319 124,515 111,760 98,016 Economic development 1,396,466 318,646 676,039 192,265 Interest on long-term debt 2,497,344 1,399,172 542,139 454,808 Total governmental activities expenses 19,493,937 16,894,717 16,528,776 14,651,048 Business -type activities Water 2,782,948 2,275,363 2,308,552 2,316,651 Sewer 1,842,473 1,964,911 1,951,785 2,002,623 Storm sewer 531,103 561,807 848,745 595,902 Total business -type activities expenses 5,156,524 4,802,081 5,109,082 4,915,176 Total primary government expenses $ 24,650,461 $ 21,696,798 $ 21,637,858 $ 19,566,224 Program Revenues Governmental activities: Charges for services: General government $ 690,875 $ 843,304 $ 801,458 $ 1,381,113 Public safety 607,715 704,119 492,665 624,430 Public works 308,583 321,114 318,018 298,143 Parks and recreation 1,495,872 1,463,579 1,545,794 1,514,900 Recycling 39,530 42,544 41,440 32,976 Economic development 170,391 239,570 96,772 50,628 Operating grants and contributions 1,358,424 1,119,778 946,540 965,986 Capital grants and contributions 2,774,126 1,425,815 4,677,704 863,155 Total governmental activities program revenue 7,445,516 6,159,823 8,920,391 5,731,331 Business -type activities: Charges for services: Water 2,572,560 2,495,561 2,347,763 2,593,303 Sewer 2,063,177 2,065,467 2,117,624 2,129,201 Storm sewer 379,262 399,417 421,056 444,335 Operating grants and contributions - - 9,506 - Capital grants and contributions - - 990,412 1,524,088 Total business -type activities program revenue 5,014,999 4,960,445 5,886,361 6,690,927 Total primary government program revenues 12,460,515 11,120,268 14,806,752 12,422,258 Net (Expense)/Revenue Governmental activities (12,048,421) (10,734,894) (7,608,385) (8,919,717) Business -type activities (141,525) 158,364 777,279 1,775,751 Total primary government net expense $ (12,189,946) $ (10,576,530) $ (6,831,106) $ (7,143,966) 130 Table 2 $ 2,904,102 $ 2,937,380 $ 3,209,512 $ 3,159,045 $ 3,193,326 $ 3,202,342 5,140,347 5,167,930 5,263,071 5,426,472 6,002,090 5,814,286 3,905,703 5,428,350 4,257,014 5,939,704 4,964,909 4,726,280 3,321,814 3,385,001 3,321,793 3,507,705 3,997,558 4,676,676 133,614 169,100 206,335 231,625 234,475 245,755 411,958 1,098,300 249,669 202,182 4,240,712 293,594 437,513 403,200 377,314 917,913 1,226,839 1,184,349 16,255,051 18,589,261 16,884,708 19,384,646 23,859,909 20,143,282 2,454,931 2,263,748 2,306,013 2,280,247 2,449,287 2,546,637 2,128,814 2,190,453 2,175,331 2,289,555 2,454,250 2,435,302 546,526 684,708 614,916 737,854 617,883 611,579 5,130,271 5,138,909 5,096,160 5,307,656 5,521,420 5,593,518 $ 21,385,322 $ 23,728,170 $ 21,980,868 $ 24,692,302 $ 29,381,329 $ 25,736,800 $ 2,124,665 $ 925,639 $ 647,452 $ 909,139 $ 757,188 $ 2,241,593 832,412 680,729 721,078 1,091,260 1,154,232 1,078,065 661,788 334,273 331,620 357,231 296,533 279,191 1,521,585 1,465,562 1,504,647 1,677,991 1,301,624 1,943,452 42,768 43,062 49,453 44,099 48,705 70,003 174,754 461,294 87,891 96,176 126,596 233,312 992,194 1,186,721 1,407,217 1,662,842 3,453,564 1,242,650 2,703,429 3,414,161 1,608,129 4,950,131 12,006,951 2,112,499 9,053,595 8,511,441 6,357,487 10,788,869 19,145,393 9,200,765 2,575,920 2,716,239 3,061,920 2,756,944 3,349,237 3,806,408 2,144,794 2,301,077 2,325,456 2,329,462 2,355,039 2,395,512 464,928 499,974 537,422 564,154 594,524 634,815 2,681 - - - - - 2,670,641 481,343 504,267 712,976 2,807,445 2,508,801 7,858,964 5,998,633 6,429,065 6,363,536 9,106,245 9,345,536 16,912,559 14,510,074 12,786,552 17,152,405 28,251,638 18,546,301 (7,201,456) (10,077,820) (10,527,221) (8,595,777) (4,714,516) (10,942,517) 2,728,693 859,724 1,332,905 1,055,880 3,584,825 3,752,018 $ (4,472,763) $ (9,219,096) $ (9,194,316) $ (7,539,897) $ (1,129,691) $ (7,190,499) (Continued) 191 CITY OF ANDOVER, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (accrual basis of accounting) General Revenues and Other Changes in Net Position Governmental activities: Taxes: General property taxes Tax increment collections Grants and contributions not restricted to specific programs Unrestricted investment earnings Gain on sale of capital assets Transfers Total governmental activities Business -type activities: Unrestricted investment earnings Gain on sale of capital assets Transfers Total business -type activities Total primary government Change in Net Position $ 10,594,940 $ 10,608,678 $ 10,863,912 $ 11,120,449 2,033,932 320,822 353,773 210,625 14,360 12,511 87,179 15,327 1,201,995 571,307 747,621 348,885 16,625 23,650 228,639 548,950 509,746 (323,654) 606,793 401,326 14,371,598 11,213,314 12,887,917 12,645,562 226,328 (21,533) 115,425 57,291 - 8,000 - - (509,746) 323,654 (606,793) (401,326) (283,418) 310,121 (491,368) (344,035) $ 14,088,180 $ 11,523,435 $ 12,396,549 $ 12,301,527 Governmental activities $ 2,323,177 $ 478,420 $ 5,279,532 $ 3,725,845 Business -type activities (424,943) 468,485 285,911 1,431,716 Total primary government $ 1,898,234 $ 946,905 $ 5,565,443 $ 5,157,561 GASB 68 was implemented in 2015. Expenses for years prior to 2015 were not restated. 132 Table 2 (Continued) $ 11,770,304 $ 11,874,354 $ 12,423,060 $ 13,011,406 $ 14,479,488 $ 14,934,589 69,772 74,771 82,874 89,414 100,979 103,474 16,260 13,638 12,917 14,053 4,129 3,578 399,021 373,585 560,133 1,346,685 930,876 (71,710) 20,360 20,489 36,431 24,550 3,000 18,800 127,447 520,775 177,921 (327,730) 923,203 119,523 12,403,164 12,877,612 13,293,336 14,158,378 16,441,675 15,108,254 68,768 65,801 117,637 236,356 173,446 (17,603) 2,192 32,855 - 15,818 - - (127,447) (520,775) (177,921) 327,730 (923,203) (119,523) (56,487) (422,119) (60,284) 579,904 (749,757) (137,126) $ 12,346,677 $ 12,455,493 $ 13,233,052 $ 14,738,282 $ 15,691,918 $ 14,971,128 $ 5,201,708 $ 2,799,792 $ 2,766,115 $ 5,562,601 $ 11,727,159 $ 4,165,737 2,672,206 437,605 1,272,621 1,635,784 2,835,068 3,614,892 $ 7,873,914 $ 3,237,397 $ 4,038,736 $ 7,198,385 $ 14,562,227 $ 7,780,629 133 CITY OF ANDOVER, MINNESOTA FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (modified accrual basis of accounting) 2012 2013 2014 2015 General Fund Nonspendable $ 160,177 $ 106,445 $ 137,001 $ 131,813 Unassigned 6,227,664 6,853,791 7,065,133 7,136,091 Total general fund 6,387,841 6,960,236 7,202,134 7,267,904 All Other Governmental Funds Nonspendable 1,471 1,316 1,562 1,800 Restricted 21,307,923 21,274,444 5,022,967 5,674,417 Committed 681,413 588,516 591,289 531,729 Assigned 16,420,228 13,481,786 16,095,395 17,907,929 Unassigned (314,734) (276,829) (114,344) (63,357) Total all other governmental funds 38,096,301 35,069,233 21,596,869 24,052,518 Total governmental funds $ 44,484,142 $ 42,029,469 $ 28,799,003 $ 31,320,422 134 Table 3 $ 146,417 $ 117,253 $ 112,971 $ 122,993 $ 140,602 $ 154,736 7,650,328 7,672,363 8,023,365 9,240,458 9,513,916 9,471,730 7,796,745 7,789,616 8,136,336 9,363,451 9,654,518 9,626,466 2,027 2,041 2,386 1,957 2,123 17,920 5,852,444 4,550,557 14,225,839 19,696,883 4,651,447 12,033,034 513,916 530,505 518,617 518,312 508,062 499,284 19,109,145 20,855,184 21,327,036 22,569,932 27,612,210 30,089,230 (64,193) (65,185) (66,263) - - - 25,413,339 25,973,102 36,007,615 42,787,084 32,773,842 42,639,468 $ 33,210,084 $ 33,662,718 $ 44,143,951 $ 52,150,535 $ 42,428,360 $ 52,265,934 ini CITY OF ANDOVER, MINNESOTA CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (modified accrual basis of accounting) 2012 2013 2014 2015 Revenues General property taxes $ 10,638,117 $ 10,682,975 S 10,894,301 $ 11,148,149 Tax increment collections 2,035,663 375,040 377,733 213,020 Licenses and permits 449,826 536,706 364,430 452,422 Intergovernmental 3,493,528 1,115,047 3,464,985 959,790 Special assessments 792,460 1,045,000 733,425 690,161 Charges for services 1,874,321 1,806,919 1,720,972 1,499,909 Fines 97,571 96,130 94,375 99,304 Investment income 1,191,438 573,256 735,325 341,392 Miscellaneous: Park dedication fees 47,700 205,080 156,384 170,144 Connection charges 170,202 436,628 676,826 405,967 Rent 639,983 639,423 639,000 638,220 Other 645,897 1,698,964 564,057 542,473 Total revenues 22,076,706 19,211,168 20,421,813 17,160,951 Expenditures General government 2,280,373 2,647,278 2,588,950 2,639,821 Public safety 4,092,073 4,301,698 4,537,264 4,521,129 Public works 5,415,924 4,251,454 4,145,404 2,747,550 Parks and recreation 2,001,624 1,990,457 2,139,552 2,277,576 Recycling 94,328 123,595 106,587 91,940 Economic development 1,537,611 408,210 665,325 181,551 Unallocated 63,371 75,517 81,183 56,720 Capital outlay 723,017 2,763,351 2,816,375 941,213 Debt service: Principal retirement 1,842,000 1,689,000 2,336,719 1,961,719 Interest 1,768,748 1,262,302 900,504 470,687 Other 225,378 5,509 7,895 5,009 Construction/acquisition costs 110,650 946,942 - 167,955 Total expenditures 20,155,097 20,465,313 20,325,758 16,062,870 Revenues over (under) expenditures 1,921,609 (1,254,145) 96,055 1,098,081 Other Financing Sources (Uses) Transfers in 627,530 627,530 627,530 627,530 Transfers out (7,134) (4,242) (20,737) (58,249) Bonds issued 585,000 - 1,555,000 - Refunding bonds issued 18,885,000 - - - Redemption of refunded bonds (17,907,898) (1,900,000) (16,455,000) - Bond premium 133,164 - 44,278 - Proceeds from the sale of capital assets 16,625 76,184 922,408 854,057 Total other financing sources (uses) 2,332,287 (1,200,528) (13,326,521) 1,423,338 Net increase (decrease) in fund balance $ 4,253,896 $ (2,454,673) $ (13,230,466) $ 2,521,419 Debt service as a percentage of noneapital expenditures 18.69% 17.61% 18.49% 16.27% 136 Table 4 2016 2017 2018 2019 2020 2021 $ 11,809,352 $ 11,923,097 $ 12,433,651 $ 12,985,096 $ 14,451,737 $ 14,924,342 91,808 82,448 86,794 90,189 100,979 103,474 625,907 546,378 562,525 855,831 892,279 891,762 1,564,848 3,150,578 1,641,806 2,786,445 6,211,801 1,102,318 819,065 832,528 554,471 721,950 631,999 696,591 1,613,941 1,574,242 1,656,254 1,941,637 1,672,023 2,268,318 99,600 75,287 73,719 62,349 47,630 53,747 389,114 362,974 543,672 1,316,876 913,671 (67,052) 431,784 95,198 75,798 472,753 389,033 622,680 445,698 412,691 444,989 1,152,759 1,136,882 926,982 656,604 641,691 637,150 636,803 635,629 635,026 1,189,179 428,186 525,667 1,462,431 862,805 817,623 19,724,900 20,125,298 19,236,496 24,485,119 27,946,468 22,975,811 2,686,308 2,754,189 3,115,956 3,011,191 3,079,344 3,203,054 4,709,083 4,822,435 4,956,350 5,096,029 5,754,243 5,533,004 3,694,911 5,208,862 4,298,845 5,691,654 4,588,958 4,361,714 2,226,454 2,253,370 2,214,415 2,371,437 2,495,594 2,799,832 124,860 169,956 199,182 224,574 228,124 239,606 401,244 1,087,586 538,955 191,468 4,154,244 297,628 33,077 14,875 11,940 15,001 12,778 16,109 2,220,253 1,484,422 2,102,030 14,825,106 16,830,198 1,596,917 1,966,719 1,996,719 1,612,717 1,444,000 1,561,000 1,899,000 444,144 418,419 385,555 568,864 1,290,844 1,278,030 1,325 3,095 3,095 1,000 5,000 5,500 414,987 52,527 164,399 1,564,585 7,145 743,203 18,923,365 20,266,455 19,603,439 35,004,909 40,007,472 21,973,597 801,535 (141,157) (366,943) (10,519,790) (12,061,004) 1,002,214 627,530 627,530 643,729 1,323,739 990,088 1,011,431 (85,096) (54,228) (114,850) (58,110) (59,740) (148,705) 520,000 - 10,000,000 15,770,000 1,310,000 7,765,000 - - 254,260 1,458,695 95,481 188,834 25,693 20,489 65,037 32,050 3,000 18,800 1,088,127 593,791 10,848,176 18,526,374 2,338,829 8,835,360 $ 1,889,662 $ 452,634 $ 10,481,233 $ 8,006,584 $ (9,722,175) $ 9,837,574 14.80% 12.89% 11.53% 10.81% 12.31% 16.18% CITY OF ANDOVER, MINNESOTA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTY Table 5 Last Ten Fiscal Years Real Property Personal Property Total Total Net Tax Capacity Taxable Net Tax Taxable Net Tax Taxable Net Tax Direct as a Percentage Year Market Value Capacity Market Value Capacity Market Value Capacity Tax Rate ofMarket Value 2012 S 2,176,836,156 $ 22,945,277 $ 25,299,200 $ 504,304 $ 2,202,135,356 $ 23,449,581 42.539% 1.06% 2013 2,097,459,658 22,048,362 26,136,700 520,656 2,123,596,358 22,569,018 41.170% 1.06% 2014 2,045,873,681 21,462,221 25,938,600 516,101 2,071,812,281 21,978,322 43.657% 1.06% 2015 2,411,059,312 25,213,801 24,711,300 491,549 2,435,770,612 25,705,350 37.460% 1.06% 2016 2,513,051,767 26,316,855 26,635,100 530,418 2,539,686,867 26,847,273 38.667% 1.06% 2017 2,605,298,959 27,358,838 28,181,200 561,340 2,633,480,159 27,920,178 37.738% 1.06% 2018 2,929,062,970 30,682,357 30,348,500 604,686 2,959,411,470 31,287,043 34.952% 1.06% 2019 3,089,514,579 32,331,885 32,283,200 643,390 3,121,797,779 32,975,265 35.621% 1.06% 2020 3,392,964,562 35,504,632 29,861,600 594,907 3,422,826,162 36,099,539 35.942% 1.05% 2020 3,392,964,562 35,504,632 29,961,600 594,907 3,422,826,162 36,099,539 35.942% 1.05% 2021 3,510,521,981 36,700,449 33,434,800 666,326 3,543,956,781 37,366,775 35.845% 1.05% Source: Anoka County Property Tax Division 138 CITY OF ANDOVER, MINNESOTA PROPERTY TAX RATES - PER $1,000 OF ASSESSED TAX CAPACITY VALUE DIRECT AND OVERLAPPING GOVERNMENTS Last Ten Fiscal Years Direct City General Debt Lower Taxes Oper Service Rum Payable Levy Levy Watershed Total 2013 33.676% 6.989% 0.449% 41.114% 2014 35.486% 7.711% 0.460% 43.657% 2015 30.441% 6.628% 0.391% 37.460% 2016 31.898% 6.381% 0.388% 38.667% 2017 33.128% 4.246% 0.364% 37.738% 2019 30.607% 4.020% 0.325% 34.952% 2019 29.830% 5.480% 0.311% 35.621% 2020 29.390% 7.266% 0.286% 35.942% 2021 28.367% 7.207% 0.271 % 35.845% 2022 27.590% 8.403% 0.250% 36.243% Source: Anoka County Property Tax Division Table 6 Overlapping Governments School County Other Total Total 26.751% 44.328% 3.912% 74.991% 116.105% 28.265% 43.239% 4.354% 75.858% 119.515% 22.482% 38.123% 4.104% 64.709% 102.169% 20.885% 38.894% 4.949% 64.728% 103.395% 18.590% 36.841% 3.952% 59.383% 97.121% 18.392% 35.334% 3.906% 57.632% 92.584% 16.330% 34.473% 3.478% 54.281% 89.902% 16.893% 33.361% 3.157% 53.411% 89.353% 17.801 % 30.935% 3.146% 51.882% 87.727% 16.319% 29.254% 3.091% 48.664% 84.907% 139 CITY OF ANDOVER, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONS Last Ten Fiscal Years Table 7 Collected Within the Fiscal Year of Levy Total Market Value Collections In Total Collections to Date Tax Tax Homestead Total Percentage Subsequent Percentage Year Levy Levy Credit Collected of Levy Years Amount of Levy 2012 $ 10,631,299 $ 10,460,838 $ 2,354 $ 10,463,192 98.42% $ 128,881 $ 10,592,073 99.63% 2013 10,631,299 10,535,521 1,246 10,536,767 99.11% 94,532 10,631,299 100.00% 2014 10,843,925 10,776,635 - 10,776,635 99.38% 67,290 10,843,925 100.00% 2015 11,143,925 11,054,157 - 11,054,157 99.19% 67,725 11,121,881 99.80% 2016 11,593,925 11,525,770 3,461 11,529,231 99.44% 22,838 11,552,069 99.64% 2017 11,938,555 11,858,376 3,545 11,861,921 99.36% 13,055 11,874,976 99.47% 2018 12,416,357 12,342,648 2,824 12,345,471 99.43% 30,713 12,376,185 99.68% 2019 13,103,487 12,974,413 3,960 12,978,373 99.05% 57,390 13,035,764 99.48% 2020 14,479,586 14,391,252 4,128 14,395,381 99.42% 51,342 14,446,723 99.77% 2021 14,913,945 14,853,700 3,578 14,857,278 99.62% F Not Available 140 CITY OF ANDOVER, MINNESOTA PRINCIPAL TAXPAYERS Current Year and Nine Years Ago Net Tax Taxpayers Capacity Minnegasco, Inc. $ 304,238 Presbyterian Homes of Andover 251,795 Connexus Energy 245,398 Wal-Mart 186,388 Arbor Oaks Senior Living Realty 181,781 Target Corporation 166,692 Andover Limited Partnership 147,260 Great River Energy 142,857 Andover Station 2016 LLC 120,860 PC Arbor Oaks LLC 120.330 Fairbanks Properties LLC Columbia Park Properties Maxwell Kearns, Inc. Total $ 1,867,599 Net Tax Capacity $ 37,366,775 Source: Anoka County Property Tax Division 2021 2012 Percentage of Total City Rank Tax Capacity 1 0.81% 2 0.67% 3 0.66% 4 0.50% 5 0.49% 6 0.45% 7 0.39% 8 0.38% 9 0.32% 10 0.32% 4.99% Table 8 Net Percentage of Tax Total City Capacity Rank Tax Capacity $ 202,794 2 0.86% 148,018 6 0.63% 210,348 1 0.90% 196,590 3 0.80% 155,320 5 0.66% 164,329 4 0.70% 113,130 7 0.48% 77,342 8 0.33% 72,036 9 0.31% 67,272 10 0.29% $ 1,397,178 5.96% $ 23,449,581 141 CITY OF ANDOVER, MINNESOTA ESTIMATED MARKET VALUES AND NEW CONSTRUCTION Last Ten Fiscal Years Table 9 Estimated Market Values New Construction Commercial / Connnercial / Industrial Residential Year Industrial(1) Residential Total Permits Value Permits Value 2012 $ 192,112,500 $ 2,206,195,400 $ 2,398,307,900 25 $ 5,042,964 81 $ 15,243,007 2013 174,971,400 2,141,898,900 2,316,870,300 15 9,249,466 98 20,351,892 2014 166,531,500 2,103,536,600 2,270,068,100 14 4,285,281 52 13,926,901 2015 173,717,700 2,437,681,500 2,611,399,200 16 2,513,609 74 19,631,775 2016 184,083,400 2,530,046,700 2,714,130,100 7 14,009,200 111 28,893,036 2017 196,837,900 2,610,055,500 2,806,893,400 - 94 27,847,717 2018 207,569,200 2,908,606,300 3,116,175,500 2 2,860,000 60 19,703,857 2019 214,417,500 3,057,490,800 3,271,908,300 2 3,901,376 116 37,258,817 2020 228,402,926 3,332,915,773 3,561,318,699 - 139 45,464,139 2021 235,287,000 3,450,673,800 3,685,960,800 141 43,949,250 Note: (1) Also includes agricultural, public utility, railroad operating property, and personal property. 142 CITY OF ANDOVER, MINNESOTA SPECIAL ASSESSMENT LEVIES AND COLLECTIONS Table 10 Last Ten Fiscal Years Total Delinquent Collections Assessments Current Current Percent of Delinquent Total as a Percent of Outstanding as a Percent of Assessments Assessments Assessments Assessment Assessment Current Delinquent Current Year Due (1) Collected Collected Collections Collections Assessments Due Assessments Assessments Due 2012 $ 348,129 $ 376,601 108.18% $ 25,087 $ 401,688 115.39% $ 237,175 68.13% 2013 338,411 387,584 114.53% 168,941 556,525 164.45% 82,826 24.47% 2014 326,597 387,651 118.69% 3,788 391,439 119.85% 215,970 66.13% 2015 334,054 514,868 154.13% 4,003 518,871 155.33% 269,754 80.75% 2016 267,704 510,275 190.61% 2,153 512,429 191.42% 268,716 100.38% 2017 265,163 513,140 193.52% 212 513,352 193.60% 272,101 102.62% 2018 305,249 555,684 182.04% 412 556,096 182.18% 283,528 92.88% 2019 272,670 532,268 195.21% 1,579 533,847 195.79% 295,781 108.48% 2020 272,526 524,787 192.56% 5,684 530,471 194.65% 272,865 100.12% 2021 270,334 504,303 186.55% 8,024 512,328 189.52% 248,237 91.83% Note: (1) Only includes assessments certified to Anoka County. 143 CITY OF ANDOVER, MINNESOTA RATIO OF NET BONDED DEBT TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA Last Ten Fiscal Years Fiscal 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Population (1) 31,125 31,392 31,574 31,704 32,335 32,470 32,728 32,882 33,448 33,650 General Bonded Debt Outstanding (2) Gross Amount Net Estimated Bonded Restricted For Bonded $ 2,398,307,900 2,316,870,300 2,270,068,100 2,611,399,200 2,714,130,100 2,806,893,400 3,116,175,500 3,271,908,300 3,561,318,700 3,685,960,800 Notes: (1) Source: Metropolitan Council (2) Only includes debt supported by tax levy. $ 40,444,000 $ (18,497,679) $ 21,946,321 37,460,000 (17,415,812) 20,044,188 21,035,000 (942,607) 20,092,393 19,330,000 (1,064,634) 18,265,366 18,080,000 (1,163,486) 16,916,514 16,280,000 (800,214) 15,479,786 24,864,000 (899,986) 23,964,014 40,619,047 (917,364) 39,701,683 40,296,891 (1,582,258) 38,714,633 46,091,735 (2,064,237) 44,027,498 Table 11 Percentage Net Bonded of Estimated Debt Market Value Per Capita 0.92% $ 705.10 0.87% 638.51 0.89% 636.36 0.70% 576.12 0.62% 523.16 0.55% 476.74 0.77% 732.22 1.21% 1,207.40 1.09% 1,157.46 1.19% 1,308.40 144 CITY OF ANDOVER, MINNESOTA COMPUTATION OF DIRECT AND OVERLAPPING DEBT December 31, 2021 Direct: City of Andover Overlapping: Anoka County ISD No. 11 Anoka -Hennepin ISD No. 15 St. Francis Anoka County Regional Railroad Authority Metropolitan Council Total overlapping debt Total overlapping and direct debt Notes: (1) Information obtained from Anoka County. Table 12 Gross General Obligation Percentage Net Amount Bonded Debt Applicable Applicable Outstanding to City (2) to City $ 46,091,735 100.0000% $ 46,091,735 49,315,000 (1) 9.1237% 4,499,353 251,620,000 (1) 12.8635% 32,367,139 85,080,000 (1) 6.2198% 5,291,806 18,860,000 (1) 9.1237% 1,720,730 193,320,000 (1) 0.8470% 1,637,420 45,516,448 $ 91,608,183 (2) Overlapping governments are those that coincide with the geographical boundaries of the city. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt of each overlapping government. 145 CITY OF ANDOVER, MINNESOTA COMPUTATION OF LEGAL DEBT MARGIN Last Ten Fiscal Years 2012 2013 2014 2015 Estimated Taxable Market Value $ 2,202,135,356 $ 2,123,596,358 $ 2,071,812,281 $ 2,435,770,612 Debt limitation: Debt limit percent 3 % 3 % 3 % 3 % Debt limit in dollars 66,064,061 63,707,891 62,154,368 73,073,118 Debt applicable to limit: Total bonded debt 49,144,000 45,010,000 27,405,000 25,050,000 Less: Nonapplicable debt G.O. water revenue bonds (7,420,000) (6,875,000) (6,310,000) (5,720,000) Permanent improvement revolving bonds (760,000) (385,000) - - State aid bonds (520,000) (290,000) (60,000) - Less: Cash and investments in related debt service funds (18,497,679) (17,415,812) (942,607) (1,191,519) Total debt applicable to limitation 21,946,321 20,044,188 20,092,393 18,138,481 Legal debt margin $ 44,117,740 $ 43,663,703 $ 42,061,975 $ 54,934,637 Total debt applicable to the limit as a percentage of debt limit 33.22% 31.46% 32.33% 24.82% 146 Table 13 2016 2017 2018 2019 2020 2021 $ 2,539,686,867 $ 2,633,480,159 $ 2,959,411,470 $ 3,121,797,779 $ 3,422,826,162 $ 3,543,956,781 3% 3% 3% 3% 3% 3% 76,190,606 79,004,405 88,782,344 93,653,933 102,684,785 106,318,703 27,110,000 20,740,000 28,639,000 42,260,000 41,284,000 46,415,000 (9,030,000) (4,460,000) (3,775,000) (3,070,000) (2,345,000) (1,610,000) (1,299,334) (943,862) (1,032,604) (1,418,376) (2,021,047) (2,516,818) 16,780,666 15,336,138 23,831,396 37,771,624 36,917,953 42,288,182 $ 59,409,940 $ 63,668,267 $ 64,950,948 $ 55,882,309 $ 65,766,832 $ 64,030,521 22.02% 19.41% 26.84% 40.33% 35.95% 39.77% 147 - This page intentionally left blank - 148 CITY OF ANDOVER, MINNESOTA PLEDGED -REVENUE COVERAGE Last Ten Fiscal Years Table 14 Water Revenue Bonds Water Enterprise Fund Fiscal Operating Less: Operating Transfers Net Available Debt Service Year Revenues Expenses (1) In (2) Revenue Principal Interest Coverage 2012 $ 2,572,560 $ 1,592,417 $ 7,134 $ 987,277 $ 490,000 $ 214,933 1.40 2013 2,495,561 1,285,188 4,242 1,214,615 545,000 276,458 1.48 2014 2,347,763 1,320,552 20,737 1,047,948 565,000 254,715 1.28 2015 2,593,303 1,373,362 59,249 1,278,190 590,000 231,978 1.56 2016 2,575,920 1,535,224 85,096 1,125,792 615,000 208,122 1.37 2017 2,716,239 1,441,224 54,228 1,329,243 645,000 71,818 1.85 2018 3,061,920 1,448,248 114,850 1,728,522 685,000 85,770 2.24 2019 2,756,944 1,912,710 58,110 902,344 705,000 70,668 1.16 2020 3,349,237 1,983,821 59,740 1,425,156 725,000 54,910 1.83 2021 3,806,408 2,119,084 148,705 1,836,029 735,000 38,743 2.37 2004 FDA Public Facility Lease Revenue Bond (3) & 2012 and 2019 Abatement Bonds Community Center Special Revenue Fund Debt Service Fiscal Operating Less: Operating Net Available General Property Debt Service Year Revenue Expenses Revenue Tax Revenue Principal Interest Coverage 2012 $ 1,430,874 $ 1,011,186 $ 419,688 $ 1,091,430 $ 435,000 $ 897,456 1.13 2013 1,381,573 971,108 410,465 1,029,949 425,000 878,534 1.11 2014 1,462,169 1,058,467 403,702 924,057 790,000 820,054 0.82 2015 1,449,851 1,045,347 404,504 974,822 835,000 379,906 1.14 2016 1,428,771 1,048,452 380,319 979,038 845,000 371,506 1.12 2017 1,445,784 1,041,714 404,070 973,161 855,000 358,731 1.13 2018 1,490,157 1,045,141 445,016 970,085 870,000 341,481 1.17 2019 1,506,473 1,047,404 459,069 960,618 885,000 323,931 1.17 2020 1,266,968 1,153,500 113,468 1,969,617 910,000 896,131 1.15 2021 2,080,633 1,375,835 704,798 1,950,295 1,160,000 871,906 1.31 Special Assessment and Permanent Improvement Revolviniz Bonds Fiscal Special Assessment Year Revenue 2012 $ 268,116 2013 598,889 2014 102,380 2015 126,628 2016 78,189 2017 228 2018 28,848 2019 136,450 2020 4,2 55 2021 3,569 Debt Service Principal Interest Coverage $ 365,000 $ 18,850 0.70 375,000 11,450 1.55 395.000 3.850 0.26 No outstanding debt No outstanding debt No outstanding debt No outstanding debt No outstanding debt No outstanding debt No outstanding debt Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) Operating expenses includes transfers out because the administrative allocation and replacement reserve transfer is built into the user fees. Operating expenses does not include interest and depreciation. (2) The transfer in is included because a portion of the trunk connection charge associated with adding additional users to the water system is designated to compensate prior years capital investment in water utility infrastructure and the treatment plant. (3) Half of the facility financed by these bonds is leased to the Greater Minneapolis YMCA, their lease payments started in 2008. Future YMCA lease payments will significantly reduce the City's obligation on debt service payments. 149 CITY OF ANDOVER, MINNESOTA OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years 2012 2013 2014 2015 Cite of Andover's Outstanding Debt Governmental activities Revenue bonds $ 17,375,000 S 16,925,000 $ - $ - Abatement bonds 17,315,000 16,995,000 16,675,000 15,840,000 Certificates of indebtedness 774,000 680,000 2,140,000 1,915,000 Capital improvement bonds 3,455,000 1,470,000 970,000 470,000 Permanent improvement revolving bonds 760,000 385,000 - - State aid bonds 520,000 290,000 60,000 - Street reconstruction bonds - - - - Referendum bonds 1,525,000 1,390,000 1,250,000 1,105,000 Promissory note payable - 983,593 786,874 590,155 Issuance premiums - - - - Total governmental activities 41,724,000 39,118,593 21,881,874 19,920,155 Business -type activities G.O. revenue bonds 7,420,000 6,875,000 6,310,000 5,720,000 Issuance premiums - - - - Total business -type activities 7,420,000 6,875,000 6,310,000 5,720,000 Total outstanding debt $ 49,144,000 S 45,993,593 $ 28,191,874 $ 25,640,155 Total outstanding debt as a percentage of personal income 5.28% 4.84% 2.91 % 2.57% Total outstanding debt per capita $ 1,579 S 1,465 $ 893 $ 809 150 Table 1.5 2016 2017 2018 2019 2020 2021 14,995,000 14,140,000 13,270,000 28,155,000 27,245,000 26,085,000 2,125,000 1,330,000 939,000 540,000 1,444,000 1,625,000 - - 10,000,000 10,000,000 9,915,000 9,790,000 - - - - - 7,135,000 960,000 810,000 655,000 495,000 335,000 170,000 393,436 196,717 - - - - - - - 1,429,047 1,357,891 1,286,735 19,473,436 16,476,717 24,864,000 40,619,047 40,296,891 46,091,735 9,030,000 4,460,000 3,775,000 3,070,000 2,345,000 1,610,000 81,006 67,690 54,374 41,058 27,742 14,426 9,111,006 4,527,690 3,829,374 3,111,058 2,372,742 1,624,426 $ 27,584,442 $ 21,004,407 $ 28,693,374 $ 43,730,105 $ 42,669,633 $ 47,716,161 2.68% 1.96% 2.55% 3.71% 3.45% 3.75% $ 853 $ 647 $ 877 $ 1,330 $ 1,276 $ 1,418 151 CITY OF ANDOVER, MINNESOTA DEMOGRAPHIC AND ECONOMIC STATISTICS Table 16 Last Ten Years City of Andover Anoka. County Personal Personal Per Capita Unemployment Year Population (1) income (2) Population (3) income (2) income (3) Percentage 2012 31,125 $ 930,450,750 336,414 S 10,056,760,116 $ 29,894 5.9% 2013 31,692 960,235,908 339,534 10,287,540,666 30,299 5.0% 2014 31,874 976,842,478 341,864 10,477,106,008 30,647 4.2% 2015 31,704 997,851,696 342,500 10,779,845,000 31,474 3.6% 2016 32,335 1,027,444,625 345,957 10,992,783,675 31,775 3.8% 2017 32,470 1,073,165,970 348,357 11,513,547,207 33,051 3.5% 2018 32,728 1,089,842,400 350,357 11,666,888,100 33,300 2.8% 2019 32,882 1,177,372,892 356,921 12,779,913,326 35,806 3.1% 2020 33,448 1,236,840,144 358,921 13,272,180,738 36,978 6.0% 2021 33,650 1,272,205,550 367,018 13,875,849,526 37,807 3.6% Notes: (1) Estimates from Metropolitan Council (2) The personal income is calculated by taking the per capita income of Anoka County and multiplying it by the population for both the City and County. (3) Information from U.S. Census Bureau 152 CITY OF ANDOVER, MINNESOTA PRINCIPAL EMPLOYERS Current Year and Nine Years Ago Taxpayer Anoka Hennepin I.S.D. No. 11 Walmart Fairview Andover Clinic Anoka County Sheriffs Office Kottkes' Bus Service, Inc. YMCA Target TE Connectivity GAF Materials Corp Anoka County Highway Department Banker Hills Regional Park/Activity Center Meadow Creek Christian School Andover County Market 2021 2012 Percentage of Total City Employees Rank Employment 816 (1) 1 29.9% 335 2 12.3% 300 3 11.0% 250 4 9.1% 225 5 8.2% 220 6 8.0% 200 7 7.3% 142 8 5.2% 125 9 4.6% 120 10 4.4% Total 2,733 100.0% Source: Minnesota Department of Employment and Economic Development (1) Number of district employees that work in school buildings located within the City. Table 17 Percentage of Total City Employees Rank Employment 900 1 37.0% 300 2 12.3% 179 6 7.3% 190 3 7.8% 193 4 7.6% 170 7 7.0% 103 9 4.3% 190 5 7.4% 127 8 5.2% 100 10 4.1% 2,431 100.0% 153 - This page intentionally left blank - 154 CITY OF ANDOVER, MINNESOTA FULL TIME EQUIVALENT EMPLOYEES Table 18 CITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM Last Ten Fiscal Years Function/Program 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Governmental: Administration 1.15 1.15 1.05 1.05 1.18 1.13 1.13 1.15 1.10 1.10 Human resources 0.02 0.02 0.03 0.03 0.03 0.03 0.03 0.03 0.08 0.08 City clerk 1.34 1.34 1.84 1.84 1.89 1.89 1.89 1.89 1.89 1.89 Elections 0.10 0.10 0.10 0.10 0.10 0.15 0.15 0.15 0.15 0.15 Financial administration 1.85 1.85 1.91 1.91 1.97 1.94 1.94 1.94 2.01 2.01 Information systems 0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91 0.91 Planning and zoning 3.70 3.70 3.90 3.90 4.00 4.03 4.03 4.05 4.05 4.05 Engineering 4.33 4.33 4.20 4.20 4.40 4.48 4.49 4.48 4.46 4.56 Facility Management 0.07 0.22 0.22 0.22 0.16 1.05 1.05 0.96 0.87 0.87 EDA general 0.85 0.85 0.35 0.35 0.10 0.05 0.05 - - - LRRWMO 0.20 0.20 0.15 0.15 0.07 0.07 0.07 0.07 0.09 0.10 Risk management 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 0.10 Public Safety: Fire 3.10 3.10 3.10 3.10 3.21 3.21 3.21 3.21 4.35 4.35 Protective inspection 3.93 3.93 3.93 3.93 4.05 4.03 4.03 4.03 3.93 4.40 Emergency management 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.05 0.03 Public Works: Streets and highways 5.46 4.97 4.88 5.34 5.68 5.37 5.19 5.22 5.65 5.20 Snow and ice 2.03 3.44 3.95 1.98 2.23 1.83 2.83 3.79 1.82 2.55 Street signs 1.43 1 34 1.30 1.70 1.42 1.57 1.52 1.46 1.58 1.51 Natural Resource Preservation - - - - 0.03 0.01 0.01 - - 0.02 Drainage and mapping - - - - - - - - - 0.10 ROW management/utility 0.20 0.20 0.20 0.20 0.08 0.08 0.08 0.08 0.08 0.17 Water 4.74 4.56 4.52 4.39 4.87 4.55 4.52 4.86 5.02 4.79 Sewer 3.17 3.49 3.06 3.36 2.91 2.82 3.08 2.80 3.23 3.55 Storm sewer 2.54 2.23 2.25 2.50 2.39 2.94 2.38 2.08 1.90 2.60 Central equipment 2.91 2.91 2.81 3.10 3.07 3.31 3.25 3.19 3.39 3.34 Park & Recreation: Park and recreation 6.77 T 14 7.33 8.77 8.58 8.65 8.30 7.80 8.56 8.44 Community center 3.25 3.10 3.10 3.10 3.16 3.22 3.22 3.32 3.32 4.32 Recycling 1.30 0.77 0.76 0.72 0.79 1.03 1.00 0.88 0.91 0.81 55.50 56A0 56.00 57.00 57.43 5850 58.50 58.50 59.50 62.00 Source: City Finance Deparhoent Note: Employees are allocated to various departments based on the functions that they perform. 155 CITY OF ANDOVER, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM Last Ten Years Function/Program 2012 2013 2014 2015 2016 General government: Registered voters 18,366 n/a 19,772 n/a 22,051 Number of precincts 10 n/a 10 n/a 10 Public safety: Police: Number of calls for services 10,963 10,659 10,319 10,400 14,736 Number of traffic citations 2,202 2,480 2,536 2,066 1,614 Number of patrol hours 29,200 29,200 29,200 29,200 29,200 Fire: Fire responses 320 308 257 262 378 Emergency medical responses 816 863 838 336 594 Protective inspections: Inspections 3,872 3,766 2,840 3,100 3,562 Residential permits 81 98 52 74 111 Other permits 1,714 1,716 1,898 2,744 2,536 Public works: Streets and highways: Asphalt streets maintained (miles) 191 192 195 200 204 Gravel roads maintained (miles) 7 7 7 6 6 Cul-de-sacs and dead ends maintained 338 328 332 345 348 Parks and recreation: Number of City parks 49 50 51 52 53 Total acreage mowed 302 318 332 332 332 Ballfields maintained 28 28 28 29 27 Number of playgrounds 38 39 38 38 41 Soccer fields maintained 17 20 16 16 18 Trail maintained (miles) 33 35 33 33 34 Community center bookings (hrs): Fieldhouse 11,426 11,831 12,182 11,919 12,701 Ice arena 2,805 2,543 2,593 2,643 2,606 Water: New connections 38 108 43 57 97 Total customers 6,267 6,375 6,418 6,475 6,572 Annual consumption (thousands of gallons) 1,050,378 947,201 827,574 885,886 850,307 Sanitary Sewer: New connections 38 108 43 57 101 Total customers 7,173 7,281 7,324 7,381 7,482 Storm Sewer: Total customers 10,164 10,583 10,626 10,700 10,812 Storm sewer lines maintained (miles) 69 73 75 76 77 Source: Various City Departments 156 Table 19 2017 2018 2019 2020 2021 n/a 20,433 n/a 23,545 n/a n/a 10 n/a 10 n/a 15,636 14,724 18,164 14,080 13,114 1,491 1,585 1,246 908 884 29,200 29,200 29,200 29,200 29,200 350 365 472 375 404 500 740 790 667 1,340 2,785 2,844 3,574 4,791 5,100 95 58 116 139 140 2,653 2,396 2,758 2,983 3,427 190 194 195 202 205 6 7 7 7 7 350 353 357 358 363 53 53 53 53 53 332 336 336 338 340 27 27 27 27 27 41 42 42 42 42 18 20 20 20 20 34 37 39 40 41 12,900 13,796 13,891 7,771 16,200 2,702 3,288 3,156 2,585 4,650 91 62 90 187 118 6,663 6,725 6,815 6,912 7,030 873,457 975,387 829,721 1,024,844 1,144,573 92 58 36 123 37 7,574 7,632 7,668 7,755 7,792 10,948 10,971 11,118 11,249 11,304 78 78 80 81 85 157 CITY OF ANDOVER, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAM Last Ten Years Table 20 Function/Program 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 Public Safety: Fire: Stations 3 3 3 3 3 3 3 3 3 3 Fire vehicles 21 20 21 19 20 18 19 17 16 17 Protective inspections: Vehicles 4 4 4 4 4 4 4 5 5 5 Streets (miles) 191 192 195 200 204 190 194 195 202 205 Street lights 1,231 1,231 1,240 1,248 1,260 1,268 1,282 1,301 1,326 1,348 Traffic signals 24 24 24 25 25 26 26 27 27 27 Parks and Recreation: Parks 49 50 51 52 53 53 53 53 53 53 Ball fields 28 28 28 29 27 27 27 27 27 27 Soccer fields 17 20 16 16 18 18 20 20 20 20 Playgrounds 38 39 38 38 41 41 42 42 42 42 Trails (miles) 33 35 33 33 34 34 37 39 40 41 Community centers 1 1 1 1 1 1 1 1 1 1 Water: Water treatment plants 1 1 1 1 1 1 1 1 1 1 Storage facilities 2 2 2 2 2 2 2 2 2 2 Water main (miles) 111 112 115 116 118 119 120 121 122 123 Connections 6,267 6,375 6,418 6,475 6,635 6,663 6,725 6,815 6,912 7,030 Sanitary sewer: Sewer main (miles) 93 94 95 96 96 98 99 100 101 103 Connections 7,173 7,281 7,324 7,381 7,482 7,574 7,632 7,668 7,755 7,792 Number of lift stations 9 9 9 9 9 9 9 10 10 11 Storm sewer: Storm sewer lines (miles) 69 73 75 76 77 78 78 80 81 85 158 IV. OTHER FINANCIAL INFORMATION 159 CITY OF ANDOVER, MINNESOTA COMBINED SCHEDULE OF INDEBTEDNESS December 31, 2021 Authorized Issue Maturity Interest and Date Date Rate issue GOVERNMENTAL ACTIVITIES: Abatement Bonds: 2012C G.O. Abatement Bonds 12/27/2012 2/1/2031 1.00-3.00% $ 17,315,000 2019A G.O. Abatement Bonds 8/1/2019 2/l/2040 3.00-5.00% 15,770,000 33,085,000 Certificates of Indebtedness: 2016A G.O. Equipment Certificates 2/19/2016 2/1/2021 1.90% 520,000 2020A G.O. Equipment Certificates 3/19/2020 2/l/2024 4.00% 1,310,000 2021A G.O. Equipment Certificates 12/28/2021 2/l/2026 2.00% 630,000 Total certificates of indebtedness 2,460,000 Capital Improvement Bonds: 2018A G.O. Capital Improvement Plan Bonds 12/27/2018 2/l/2044 3.00-5.00% 10,000,000 Street Reconstruction Bonds: 202IA G.O. Street Reconstruction Bonds 12/28/2021 2/l/2030 1.00-2.00% 7,135,000 Referendum Bonds: 2010A G.O. Open Space Referendum Bonds 2/18/2010 2/l/2022 2.00 - 3.12% 1,660,000 Total bonded indebtedness 54,340,000 Issuance premiums - Compensated absences payable - Total governmental activities indebtedness 54,340,000 BUSINESS -TYPE ACTIVITIES: General Obligation Revenue Bonds: 2009A G.O. Water Revenue Bonds 3/26/2009 2/l/2024 2.00-4.25% 1,025,000 2016B G.O. Water Revenue Refunding Bonds 12/7/2016 2/l/2023 2.00% 3,925,000 Total general obligation revenue bonds 4,950,000 Issuance premiums - Compensated absences payable - Total business -type activities indebtedness 4,950,000 Total City indebtedness $ 59,290,000 160 Exhibit 1 Principal Payments Prior Current Outstanding 2022 Payment Years Year 12/31/21 Principal Interest Total $ 5,840,000 $ 925,000 $ 10,550,000 $ 945,000 $ 268,931 $ 1,213,931 - 235,000 15,535,000 545,000 564,775 1,109,775 5,840,000 1,160,000 26,085,000 1,490,000 833,706 2,323,706 396,000 134,000 - - - - - 315,000 995,000 320,000 33,400 353,400 - - 630,000 - 7,455 7,455 396,000 449,000 1,625,000 320,000 40,855 360,855 85,000 125,000 9,790,000 130,000 344,506 474,506 - - 7,135,000 - 69,556 69,556 1,325,000 165,000 170,000 170,000 2,656 172,656 7,636,000 1,899,000 44,805,000 2,110,000 1,291,279 3,401,279 - - 1,286,735 - - - - - 827,066 - - - 7,636,000 1,899,000 46,918,801 2,110,000 1,291,279 3,401,279 705,000 75,000 245,000 80,000 8,492 88,492 1,900,000 660,000 1,365,000 675,000 20,550 695,550 2,605,000 735,000 1,610,000 755,000 29,042 784,042 - - 14,426 - - - - - 240,762 - - - 2,605,000 735,000 1,865,188 755,000 29,042 784,042 $ 10,241,000 $ 2,634,000 $ 48,783,989 $ 2,865,000 $ 1,320,321 $ 4,185,321 CITY OF ANDOVER, MINNESOTA SCHEDULE OF TAX CAPACITY RATES AND LEVIES Exhibit 2 Taxes Payable 2022 2021 Tax capacity values $ 40,210,548 $ 37,366,775 Captured tax increment value (122,976) (119,819) Fiscal disparities - contribution (1,414,808) (1,348,420) Local taxable value 38,672,764 35,898,536 Fiscal disparities - distribution 6,037,850 5,475,223 Adjusted tax capacity S 44,710,614 S 41,373,759 2022 2021 Certified Tax Capacity Certified Tax Capacity Levy Rate Levy Rate General Revenue Levy: General Fund $ 9,998,370 $ 9,516,493 Community Center Operations Levy 155,000 155,000 Capital Equipment/Projects 275,000 250,000 Facility Maintenance Reserve 355,000 355,000 Parks Projects 15,000 15,000 Road and Bridge 1,409,579 1,342,456 Pedestrian Trail Maintenance 108,243 106,121 Total General Revenue Levy 12,316,192 27.590% 11,740,070 28.367% Debt Service Levy: 2012C G.O. Abatement Bonds 974,628 973,263 2018A G.O. Capital Improvement Plan Bonds 617,519 456,344 2019A G.O. Abatement Bonds 1,014,065 976,966 2020A G.O. Equipment Certificate 374,850 406,224 2021A G.O. Equipment Certificate 170,000 170,000 2021A G.O. Street Recon 600,000 - Total Debt Service Levy 3,751,062 8.403% 2,982,797 7.207% Lower Rum River Watershed 40,000 0.250% 40,000 0.271% Total 16,107,254 36.243% 14,762,867 35.845% Voter -Approved Open Space Referendum - MV - 0.00000% 151,078 0.00418% $ 16,107,254 $ 14,913,945 162 CITY OF ANDOVER, MINNESOTA SCHEDULE OF DEFERRED TAX LEVIES GENERAL OBLIGATION BONDS December 31, 2021 Exhibit 3 Capital Street Abatement Abatement Certificates of Certificates of Improvement Reconstruction Total Taxes Bonds Bonds Indebtedness Indebtedness Plan Bonds Bonds Deferred Tax Payable 2012C 2019A 2020A 2021A 2018A 2021A Levies 2022 $ 974,628 $ 1,014,065 $ 374,850 $ 170,000 $ 617,519 $ 600,000 $ 3,751,062 2023 1,269,745 1,178,782 376,740 174,773 658,094 1,003,863 4,661,997 2024 1,273,650 1,178,782 - 174,825 658,094 1,001,658 4,287,009 2025 1,269,824 1,177,207 - 176,715 662,557 999,138 4,285,441 2026 1,268,689 1,179,307 - - 660,719 1,001,553 4,110,268 2027 1,265,513 1,174,320 - - 663,344 1,003,548 4,106,725 2028 1,265,404 1,178,257 - - 662,189 999,086 4,104,936 2029 1,273,309 1,177,627 - - 660,719 998,844 4,110,499 2030 1,274,070 1,175,737 - - 658,934 - 3,108,741 2031 1,278,900 1,177,837 - - 662,084 - 3,118,821 2032 - 1,176,997 - - 659,512 - 1,836,509 2033 - 1,175,370 - - 661,874 - 1,837,244 2034 - 1,178,205 - - 658,514 - 1,836,719 2035 - 1,174,845 - - 659,498 - 1,834,343 2036 - 1,175,947 - - 659,380 - 1,835,327 2037 - 1,176,105 - - 658,750 - 1,834,855 2038 - 1,175,317 - - 662,858 - 1,838,175 2039 - 1,178,835 - - 660,358 - 1,839,193 2040 - - - - 662,576 - 662,576 2041 - - - - 663,364 - 663,364 2042 - - - - 658,166 - 658,166 2043 - - - - 662,918 - 662,918 $12,413,732 $ 21,023,542 $ 751,590 $ 696,313 $ 14,492,021 $ 7,607,690 $ 56,984,888 163 CITY OF ANDOVER, MINNESOTA SCHEDULE OF FUND TRANSFERS Decernber31,2021 Exhibit 4 Transfer Transfer In Out General Fund Water EF $ 115,213 $ - General Fund Admin Allocation Sewer EF 76,828 - General Fund Admin Allocation Storm Sewer EF 19,990 - General Fund Admin Allocation Road and Bridge CPF 750,000 Road improvements Total General Fund 212,031 750,000 Special Revenue Funds (SRF) Community Center SRF 2012C GO Abatement Bonds DST 300,000 Debt Service Allocation Right of Way Management / Utility SRF Road and Bridge CPF 51000 Roadway Depredation Total Special Revenue Funds 305,000 Debt Service Funds (DSF) 2012C GO Abatement Bonds DST Community Center SRF 300,000 Debt Service Allocation 2016A GO Equipment Certificate DST Building Fund CPF 40,687 Close Debt Service Fetid 2019A GO Abatement Bonds DST Park Dedication CPF 202,604 Debt Service Allocation Total Debt Service Funds 502,604 40,687 Canital Projects Funds (CPF) Water Trunk CPF Water EF 300,000 - Replacement Reserve Water EF 148,705 Debt Service Allocation 300,000 148,705 Sewer Trunk CPF Sewer EF 400,000 Replacement Reserve Road and Bridge CPF General Fund 750,000 Road improvements Right of Way Management / Utility SRF 5,000 Roadway Degredation 755.000 Park Dedication CPF 2019A GO Abatement Bonds DST 202,604 Debt Service Allocation Building Fund CPF 2014A GO Equipment Certificate DST 40,687 Close Debt Service Fund Capital Equipment Reserve CPF Storm Sewer EF 23,500 Debt Service Allocation 2018A GO Capital Improvement Plan Bonds CPF Water EF 22,650 Debt Service Allocation Sewer EF 22,650 Debt Service Allocation 45,300 Total Capital Projects Funds 1,564,487 351,309 Enterprise Funds (EF) Water EF Water Trunk CPF 148,705 - Debt Service Allocation General Fund - 115,213 General Fund Admin Allocation Water Trunk CPF 300,000 Replacement Reserve 2018A GO Capital Improvement Plan Bonds CPF 22,650 Debt Service Allocation 148,705 437,863 Scwcr EF General Fund - 76,828 General Fund Admin Allocation Sewer Trunk CPF 400,000 Replacement Reserve 2018A GO Capital Improvement Plan Bonds CPF 22,650 Debt Service Allocation 499,478 Storm Sewer EF General Fund 19,990 General Fund Admin Allocation Capital Equipment Reserve CPF 23,500 Debt Service Allocation 43,490 Total Enterprise Funds 148,705 980,831 Total All Funds $ 2,427,827 $ 2,427,827 164