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HomeMy WebLinkAbout2014 CAFR COMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2014 MINNESOTA - This page intentionally left blank - 1685 CROSSTOWN BOULEVARD N.W. ANDOVER, MINNESOTA 55304 (763) 755-5100 FAX (763) 755-8923 WWW.CI.ANDOVER.MN.US . Comprehensive Annual Financial Report of the City of Andover, Minnesota For the Year Ended December 31, 2014 Prepared By: Finance Department City of Andover CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. I. INTRODUCTORY SECTION Letter of Transmittal2 Organization10 Organizational Chart11 Certificate of Achievement12 II. FINANCIAL SECTION Independent Auditor's Report14 Management's Discussion and Analysis17 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net PositionStatement 129 Statement of ActivitiesStatement 230 Fund Financial Statements: Balance Sheet - Governmental FundsStatement 332 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental FundsStatement 434 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds to the Statement of Activities Statement 537 Statement of Net Position - Proprietary FundsStatement 638 Statement of Revenues, Expenses, and Changes in Fund Net Position - Proprietary FundsStatement 740 Statement of Cash Flows - Proprietary FundsStatement 842 Statement of Net Position - Fiduciary FundsStatement 944 Notes to Financial Statements45 Required Supplementary Information: Budgetary Comparison Schedule - General FundStatement 1078 Schedule of Funding Progress - Other Post Employment Benefits PlanStatement 1180 Notes to Required Supplementary Information: Budgets81 Modified Approach for City Streets and Trails Infrastructure Capital Assets81 Combining and Individual Fund Statements and Schedules: Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental FundsStatement 1285 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental FundsStatement 1386 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. Nonmajor Special Revenue Funds: Subcombining Balance Sheet - Nonmajor Special Revenue FundsStatement 1488 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue FundsStatement 1590 Nonmajor Debt Service Funds: Subcombining Balance Sheet - Nonmajor Debt Service FundsStatement 1694 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Debt Service FundsStatement 1796 Nonmajor Capital Projects Funds: Subcombining Balance Sheet - Nonmajor Capital Project FundsStatement 18100 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Project FundsStatement 19102 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: EDA GeneralStatement 20104 Community CenterStatement 21105 Drainage and MappingStatement 22106 LRRWMOStatement 23107 ForestryStatement 24108 Right-of-Way Management/UtilityStatement 25109 Charitable GamblingStatement 26110 Construction Seal CoatingStatement 27111 Internal Service Funds: Combining Statement of Net Position - Internal Service FundsStatement 28113 Combining Statement of Revenues, Expenses, and Changes in Net Position - Internal Service FundsStatement 29114 Combining Statement of Cash Flows - Internal Service FundsStatement 30115 Agency Funds: Combining Statement of Net Position - Fiduciary FundsStatement 31117 Combining Statement of Changes in Assets and Liabilities - Fiduciary FundsStatement 32118 III. STATISTICAL SECTION Net Position by Component - Last Ten Fiscal Years Table 1120 Changes in Net Position - Last Ten Fiscal Years Table 2122 Fund Balances - Governmental Funds - Last Ten Fiscal Years Table 3126 Changes in Fund Balances - Governmental Funds - Last Ten Fiscal Years Table 4128 Assessed and Estimated Actual Value of Taxable Property - Last Ten Fiscal YearsTable 5130 Property Tax Rates - Per $1,000 of Assessed Tax Capacity Value - Direct and Overlapping Governments - Last Ten Fiscal YearsTable 6131 Property Tax Levies and Collections - Last Nine Fiscal YearsTable 7132 Principal Taxpayers - Current Year and Nine Years AgoTable 8133 Estimated Market Values and New Construction - Last Ten Fiscal YearsTable 9134 Special Assessment Levies and Collections - Last Ten Fiscal YearsTable 10135 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt Per Capita - Last Ten Fiscal YearsTable 11136 Computation of Direct and Overlapping DebtTable 12137 Computation of Legal Debt Margin - Last Ten Fiscal YearsTable 13138 Pledged-Revenue Coverage - Last Ten Fiscal YearsTable 14141 Outstanding Debt by Type - Last Ten Fiscal YearsTable 15142 Demographic and Economic Statitistics - Last Ten YearsTable 16144 Principal Employers - Current Year and Nine Years AgoTable 17145 Full Time Equivalent Employees - City Government Employees by Function/Program - Last Ten Fiscal YearsTable 18147 Operating Indicators by Function/Program - Last Ten YearsTable 19148 Capital Asset Statistics by Function/Program - Last Ten YearsTable 20150 IV. OTHER INFORMATION Combined Schedule of IndebtednessExhibit 1152 Schedule of Tax Capacity Rates and LeviesExhibit 2154 Schedule of Deferred Tax Levies - General Obligation BondsExhibit 3155 Schedule of Fund TransfersExhibit 4156 I. INTRODUCTORY SECTION 1 1685 CROSSTOWN BOULEVARD N.W. ANDOVER, MINNESOTA 55304 (763) 755-5100 FAX (763) 755-8923 WWW.ANDOVERMN.GOV May 7, 2015 To the Honorable Mayor and City Council City of Andover 1685 Crosstown Blvd. NW Andover, Minnesota 55304 Dear Honorable Mayor and Council Members: The Comprehensive Annual Financial Report is submitted in conformance with all applicable governing laws and regulations. The following has set the standards forth: *Andover City Policy and Code *The State Auditor, State of Minnesota *Government Finance Officers Association *Governmental Accounting Standards Board RESPONSIBILITY. Responsibility for both the accuracy of the presented data and the completeness of the financial statements including all disclosures rests with the City. We believe the data, as presented, is accurate in all material aspects. This report has been presented in a manner designed to fairly set forth the financial position and results of operations as measured by the financial activity of its various funds. FINANCIAL STATEMENT FORMAT. This Comprehensive Annual Financial Report is presented in three main sections: I. Introductory II. Financial III. Statistical Introductionincludes a list of the City's principal officials as of December 31, 2014, the table of contents, the public The Financial Section officials, organizational chart, and this Letter of Transmittal. The includes: (1) independent auditor's report; (2) management’s discussion and analysis; (3) government wide and fund financial statements; (4) notes to the financial statements; (5) required supplementary information; (6) the combining statements, individual fund statements; and, (7) the Statistical Section supplemental information. The includes tables and reports of various economic, social, financial and fiscal data designed to reflect trends and ratios. Generally Accepted Accounting Principles (GAAP) requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Andover’s MD&A can be found immediately following the report of the independent auditors. REPORTING ENTITY. All City funds, departments, commissions, and other organizations for which the City of Andover is financially accountable are presented within the Comprehensive Annual Financial Report. The Andover Firefighters’ Relief Association does not meet the established criteria for inclusion in the reporting entity, and accordingly is excluded from this report. GENERAL INFORMATION. The city we know today as Andover was first organized in 1857 under the name “Round Lake Township.” However, in 1860 the name was changed to “Grow Township” in honor of Senator Galusha A. Grow of Pennsylvania. Senator Grow spoke at a political campaign in Anoka that year, and the town name was changed to reflect Senator Grow because of his strong advocacy of the Union cause. At that time, the population was 330 and included the geographical area we know today as Ham Lake. In fact, the area of Ham Lake was considered a part of Grow Township until 1871. In 1972, the Grow Township Board of Supervisors recognized that the town was growing at a very rapid rate. They felt a village form of government would provide better services to the community. Board supervisors then voted in favor of proceeding with 2 To the Honorable Mayor and City Council City of Andover, Minnesota the incorporation process. The board voted to submit a new name for the village. “Andover Village” was chosen because the name Andover had historical interest. The historical interest, we believe, came from the Andover train station. You may have heard the popular “train myth” about how Andover received its name. The myth states that a train tipped over in a swamp, and an eyewitness, relaying the incident, said it “went over and over,” thereby naming the city “Andover.” However, Anoka County Union Newspaper research reveals that the name Andover first appeared in an article dated March 14, 1899 in the - before train tracks were ever built in the city. The article stated that the Eastern Minnesota line of the Great Northern Railway was in the process of constructing railroad tracks from the Coon Creek Cut-off to the North. The railway announced that new railroad stations with mathematical precision were to be located five miles apart from each other. The new stations (from Coon Creek to the North, along the new railroad line) were to be named Andover, Cedar, Bethel, Isanti, Cambridge, Stanchfield, Braham, Grasston, Cornell, and Brook Park. On July 4, 1899, the first train passed through the Andover station. Where the railway came up with the name Andover still remains unknown. Andover Village was established in 1972 and then became the City of Andover, a city of the fourth class, in 1974. Today the City of Andover’s population exceeds 20,000, classifying it as a second class city. The City of Andover as it exists today consists of 23,040 acres. Andover has a population estimated at 32,000. A growing suburb of the northern metropolitan area, the City of Andover is approximately sixteen miles from Minneapolis. SERVICES PROVIDED. The City of Andover provides various services to the residents in the community. The current services are: General Government: Mayor and City councilFinancial administrationInformation systems NewsletterElectionsFacility management City clerkAssessingEngineering AdministrationLegalRisk management Human resourcesPlanning and zoning Public Safety: PoliceProtective inspectionAnimal control Fire protectionCivil defense Public Works: Streets and highwaysStreet signsTraffic signals Snow and ice removalCentral equipment maintenanceWater maintenance Street lighting Sanitation: Storm sewersSanitary sewer maintenance Parks and Recreation Recycling GOVERNMENT STRUCTURE. Andover is a statutory city with the City Council appointing a City Administrator. The City Administrator has operating responsibilities for all City functions. A list of public officials and organizational chart can be found on page 10 and 11 respectively. ECONOMIC CONDITION AND OUTLOOK Moderate population growth is expected to continue in 2015 and 2016, with an estimated population of 32,500 by 2015. The rate of residential growth as compared to the growth in the 1990’s and 2000’s has significantly declined as the availability of residentially zoned property decreased. The City has experienced a significant amount of commercial growth from 2000 through current 2014. Continual commercial growth is anticipated over the next five to ten years, beyond that growth will slow as the amount of undeveloped commercially zoned property also declines. 3 To the Honorable Mayor and City Council City of Andover, Minnesota The City's General Fund has two major categories of revenue, which accounted for 85% of the total in 2014. They are general property taxes at 75% and charges for services at 10%. In prior years, intergovernmental revenue was the second largest category of revenue for the General Fund. Intergovernmental revenue includes state aids, such as local government aid (LGA), market value homestead credit (MVHC), highway maintenance aid, fire relief aid and police aid; and county grants, such as recycling and community development. During the past several years, the State of Minnesota has made numerous changes to laws pertaining to the distribution of LGA, Homestead and Agricultural Credit Aid (HACA) and MVHC resulting in significant reductions in intergovernmental revenue. The City has been able to make up this loss in aid through operational efficiencies and an increased tax levy, the most substantial increase in the local tax rate took place in 2002. The tax laws that resulted in the 2002 change also greatly reduced school district property tax levies, resulting in no net tax increase for most residential property owners. Sweeping changes approved in 2003 resulted in the loss of approximately $590,000 in aid to Andover, that loss in aid was originally intended to be for two years (2003 & 2004) but that loss was extended to include years 2005 and 2006. The state allowed cities the ability to levy up to 60% of the lost 2003 aid in 2004. Again, in 2008 through 2012, the State of Minnesota significantly reduced MVHC to help deal with the state budget deficit. In 2013, the State eliminated MVHC and instituted the new market value exclusion program. In 2014, LGA will be reinstated for the City in the amount of $74,655. Due to the unpredictability of the State, those funds will be used to fund one-time capital projects or help offset the growing needs of the Road and Bridge Capital Projects Fund for street improvements/replacements. The City is not intending to rely on this funding for general operational needs. For 1998 through 2000, cities with populations over 2,500 were under levy limit restrictions imposed by the State. Levy limits severely curb the ability of cities to generate additional tax revenue needed to respond to an increasing demand for services. For 1999 and 2000, the levy limit formula was modified to allow for increases based on commercial and industrial growth. This was a favorable change for Andover, as the City experienced a surge in commercial growth during the past few years. Levy limits were lifted for 2001 but were reinstated for 2002 - 2004. The 2004 levy limits were so severe that the State did not allow cities the ability to capture residential and commercial market value growth. Levy limits were lifted from 2005 to 2008, but reinstated for 2009 and are still in place in some form today. The City’s General Fund receives a substantial amount of revenue from licenses and permits. The past ten years are shown below: RevenuesChange 2005724,436$n/a 2006598,094 $(126,342) 2007475,893 (122,201) 2008525,339 49,44 6 2009291,903 (233,436) 2010329,901 37,998 2011387,206 57,305 2012449,826 62,62 0 2013536,706 86,88 0 2014364,430 (172,276) Revenue from residential building continued to modestly increase from 2010 to 2013, but it is unlikely that those revenues will reach the levels of the early 2000’s as a reduced number of new residential lots are being added to the overall lot inventory. The decrease in 2006 and 2007 is largely due to a slowing economy and home building market. A slight increase in 2008 is primarily due to the commercial activity taking place but the decrease in 2009 is due to the continued downturn in the economy, especially the construction industry. From 2010 to 2013, the home building market showed signs of improvement and some commercial activity taking place accounted for the increase in permit revenue. In 2014, there was a decrease in both residential and commercial activity. The City’s General Fund also receives a considerable amount of revenue from charges for services. The past ten years are shown below: 4 To the Honorable Mayor and City Council City of Andover, Minnesota RevenuesChange 2005$933,365n/a 2006780,273$(153,092) 2007341,369 1 ,121,642 2008772,430(349,212) 2009701,289(71,141) 2010755,18453,895 2011866,584111,400 2012973,605107,021 2013148,856 1 ,122,461 2014998,510(123,951) The City analyzes user fees every year as part of the budget process and makes adjustments where appropriate. Revenue from charges for services totaled $1,121,642 in 2007 and this increase can be linked to the number of public improvement projects being finalized and assessed in 2007.2008 proved to be better than expected due to some residential plat activity taking place butthe decrease in 2009 was expected due to the struggling economy. From 2010to 2013, the home building market showed signs of improvement and some commercial activity taking place accounted for the increase in plan review revenue. In 2014, the decrease in both residential and commercial activity resulted in a decrease as compared to 2013. In 2014, the City issued 52 new single-family building permits with a total valuation of $13,926,901 compared to 98 new single- family building permits with a total valuation of $20,351,892 the prior year. The past ten years are shown below: ResidentialCommercial / Industrial PermitsValuationPermitsValuation 2005226 34,309,393$20 6,571,671$ 2006153 25,236,1208 1,791,896 200791 18,347,8739 2,403,831 200849 11,116,40011 16,878,603 200947 9,246,34713767,430 201071 14,700,80011 1,247,106 201158 11,803,00024 11,461,453 201281 15,243,00725 5,042,964 201398 20,351,89215 9,249,466 201452 13,926,90114 4,285,281 Residential Development New residential development included the development of a 64 lot subdivision known as Country Oaks North, a four lot residential subdivision know as Winslow Woods, a 18 lot residential planned unit development known as Carson Ridge, and a 71 lot residential development known as Catchers Creek. The City currently has a supply of 217 single family urban lots and 18 single family rural lots.As of spring 2015, there are 4 new urban residential developments in various phases of the subdivision/platting approval process totaling 116 lots that have the potential to be coming on line in 2015/2016. Commercial Industrial Development New institutional/commercial/industrial construction did occur in 2014. Cherrywood of Andover opened a 20 unit senior th housing facility located at 1889 139 Ave NW and TE Connectivity constructed 52,000 s.f. light manufacturing facility at 1711 th 139 Lane NW. EMPLOYMENT -Hennepin School District has a significant arters are located in Andover. The City of Andover is best classified as a bedroom community, since a majority of the residents commute outside of Andover for employment opportunities. The City does anticipate with the development of the Andover Station Commercial Park and other commercial developments that additional employment opportunities will be provided to residents in the near future. Major employers in Andover are as follows: 5 To the Honorable Mayor and City Council City of Andover, Minnesota Number of FirmType of Business / ProductEmployees Anoka-Hennepin ISD No 11Elementary and secondary education760 Fairview - Andover ClinicHealthcare300 Anoka County Sheriff's OfficeCounty government and service250 s Kottkes' Bus Service, Inc.Bus transportation225 Wal-MartRetail210 YMCAYouth organization - fitness center186 TargetRetail170 Anoka County Highway DepartmentCounty government and service103 s Bunker Hills Regional Park / Activity CenterCounty government and services100 Andover County MarketRetail85 MAJOR INITIATIVES FOR THE YEAR. The City has many accomplishments to report for 2014. The following list is a summary of some of the major initiatives completed throughout the year. 1)Ongoing implementation of a single-family rental housing license program to provide property owners/landlords with educational materials and checklists on how to inspect and maintain the exterior of the property, a list of potential ordinance violations that may occur with a rental property, and an exterior inspection of the building and grounds with city staff. This program was authorized by the Andover City Council in 2009 and is reviewed annually, there were close to 340 single family rental licenses issued throughout the City in 2014. 2)In 2014, the City saw a resurgence in new residential development including the development of a 64 lot subdivision known as Country Oaks North, a 4 lot residential subdivision know as Winslow Woods, an 18 lot residential planned unit development known as Carson Ridge, and a 71 lot residential development known as Catchers Creek. 3)In 2013 the City of Andover and City of Anoka, in cooperation with the Anoka County Highway Department, saw the start of the Bunker Lake Boulevard and County Road 7 reconstruction that was financed primarily by a federal grant. A trail was also added to this reconstruction project and was funded by a Metropolitan Council Regional Trail Grant. The construction was completed mid-summer 2014. 4)In 2013 the City welcomed the construction of a new Pizza Ranch restaurant on an abandoned Andover Station North commercial parcel. The construction of the restaurant on the abandon site adjacent to the new Wal-Mart significantly improves the aesthetic view of the area and the restaurant was officially open in January 2014. 5)The City continues to work with Dynamic Sealing Technologies Inc. (DSTI), a global leader in the design and manufacturing of rotary unions and swivel joint products. In 2012, the City welcomed a 49,000 sq. ft. facility expansion expected to generate 50 new jobs for the community. DSTI also acquired an adjacent parcel that will allow for another facility expansion of 50,000 sq. ft. in the future, anticipated to start in 2015. In December 2014, the City EDA closed on the sale of another parcel to DSTI, it is envisioned that a separate 100,000 sq ft manufacturing facility will be built on the approximately 7.25 acre parcel; this facility would focus on large product manufacturing, allowing DSTI to expand into additional markets. 6)In 2013 the City EDA negotiated the sale of an Andover Station North commercial/industrial parcel to Measurement Specialties Incorporated, a global designer and manufacturer of sensors and sensor based systems. A December 2013 sale closing was completed on the lot, and the construction of a 52,000 sq. ft. manufacturing facility took place in 2014. A ribbon cutting was held in December 2014 by TE Connectivity Incorporated, during the construction of the facility, Measurement Specialties Incorporated was purchased by TE Connectivity and upon opening approximately 150 jobs were located in the City of Andover. Talks of a future expansion of the facility with TE Connectivity have already started. 7)The City Economic Development Authority (EDA) acquired the Parkside at Andover Station residential development in late 2011. This development was sold to a developer originally in 2003 and when residential building stalled in 2009, it became a casualty of the poor townhome market. The EDA in 2012, after a brief marketing period, sold the model home in less than 30 days and secured a purchased agreement with Capstone Homes to build 36 single family homes on a significant portion of the site. Capstone Homes completed the construction of the last home in this development in late 2013. The EDA sold other portions of this development to separate developers to construct an 6 To the Honorable Mayor and City Council City of Andover, Minnesota advanced/assisted living facility and an eight-unit townhome structure. A final fragment of the original development was sold to a developer in 2014 to be platted into four single family lots. 8) In 2013 the City EDA sold a two acre parcel in the Parkside at Andover Station development area to Cherrywood Advance Living for the construction of a 20 unit advanced living facility. Construction of the Cherrywood of Andover facility started in late 2013 and the facility was open in July 2014. 9) In 2013 the City EDA sold an eight-unit townhome lot in the Parkside at Andover Station development to Capstone Homes for the construction of an eight-unit townhome structure. Construction of the project is expected to occur in spring 2015. With this sale, all that remains in the Parkside at Andover Station development is one four-unit townhome lot. 10) In 2014 the City EDA sold the final fragment of the original Parkside at Andover Station development to Povlitski Properties LLC so the residual parcel could be added to a single family residential subdivision. It is anticipated that the residual parcel will add four single family residential lots. Construction of the project is expected to occur in spring 2015. 11) The City of Andover EDA went through the public hearing process in 2011 to modify the City Development Plan to create redevelopment areas of the community and to facilitate the opportunity to acquire dilapidated and substandard multi-family homes within specified target areas. The EDA was successful in acquiring one 4-plex property in November of 2011 to start the redevelopment process. The EDA was also successful in acquiring a very dated convenience store/gas station in December of 2012 to continue to add to the critical land mass necessary to start marketing for a redevelopment project. Demolition of the convenience store/gas station was started during in the summer of 2013, with the completion of environmental cleaning in 2014. 12) The City purchased a 40 acre parcel from Legacy Christian Academy in 2012. The purpose of the purchase was to develop a park facility that will provide needed ball fields and community park amenities. This new facility started Phase 1 of development in 2013 with the installation of three full size athletic (soccer/football) fields with irrigation, lighting and accompanying parking. The facility was open for limited activities in late summer of 2014. 13) The City secured a lease with Subway LLC in 2012 to operate out of the existing Andover Community Center concessions area in an effort to better utilize the space at the Andover Community Center. The facility was open for business in early 2013 and to date operations have bee to and promotion of healthy eating would be a great fit for the Andover Community Center and YMCA, recent operations is proving that to be correct. The Most Prolific Recycling Program in 2013 14) In 2014, the City of Andover received award from the Anoka County Board of Commissioners. Andover residents had the highest recycling rate per person for all materials of any Anoka County municipality. In 2014 the City completed the construction of a new Recycling Center. This construction was financed by Anoka County grants in an effort to expand the current recycling opportunities for Anoka County residents. 15) business community and strengthens relationships with this important element of the Andover community. This event was coordinated through the Community Development Department. 16) The City Open Space Commission, appointed to assist in managing the successful $2,000,000 open space referendum ballot in 2006, continues to review and make recommendations to the City Council on land that should be purchased as permanent open space in the community. The first purchase took place in December 2009 (Martins Meadows), a second purchase in October 2010 (Northwoods Preserve), a third purchase in January 2014 (Aasness) and a fourth purchase in November 2014 (Selmer/Blanchette). It is anticipated that one last parcel will be purchased in 2015. Throughout 2014, the City Parks Department focused on creating nature trails, appropriate signage and accessibility to the open space parcels. 17) The City's Comprehensive Annual Financial Report (CAFR) for the year ended December 31, 2013 was awarded the document internally and recognized significant cost savings in the form of reduced financial consulting fees. This is December 31, 2014 will also achieve this award. 18) For the thirteenth year in a row, the City of Andover was awarded the Government Finance Officers Association Distinguished Budget Presentation Award for the City's 2014 Annual Budget. This award recognizes excellence in the perations guide, as a financial plan and as a communications device. 7 To the Honorable Mayor and City Council City of Andover, Minnesota 19)The City continues to make significant progress on the process of digitally imaging documents retained by the City. The imaging project has helped the City reduce staffing through data storage retrieval efficiencies and eliminated the need for office expansion. 20)The City continues to utilize updates to our financial management software to improve reporting and operating efficiencies. These updates continue to yield reduced personnel costs and more timely reports. In 2014 the City started accepting online and counter credit card payments for various City permits and services. FOR THE FUTURE. The City continues to focus on quality of life improvements throughout the City. These efforts cover a broad array of areas including: protecting and improving the environment, revitalization of parks and public areas, expanding recreational opportunities, providing cost-effective city services, increased communication between city representatives and the public and added commercial/retail opportunities. The City utilizes many avenues to reach its residents, whether through community access television, electronic reader boards, the City newsletter or the City’s webpage (www.andovermn.gov). It is important to the City that our residents are informed and have the ability to participate in the activities of their City. The City did conduct a community survey in 2006, with the help of a polling firm, to secure opinions and suggestions from the public. The City initiated and completed a community survey in early 2014, the City received very high marks. RELEVANT FINANCIAL POLICIES The City has a policy regarding General Fund reserve balances. The City plans for an unassigned fund balance in the General Fund equivalent to 6-months of the current year’s budgeted expenditures to provide working capital between semi-annual property tax settlements. Since the property tax settlements are received by the City in July and December, the City needs sufficient cash reserves to avoid short-term borrowing to finance operations. The City also classifies fund balances for prepaid items, inventories and other legal obligations. The City may also classify a portion of fund balance for special purposes. The primary goal of the City’s investment policy is to ensure the safety of the principal invested. Cash temporarily idle during the year is invested in certificates of deposit, commercial paper, and obligations of the U.S. Treasury and government agencies. Cash balances from all City funds are pooled into an investment fund and investment income is distributed on a pro-rata basis at the end of each quarter. Extended maturities are utilized to take advantage of higher yields but staggered in a way to meet projected liquidity needs. Capital financing for major improvements is provided through improvement bonds, general obligation bonds, tax increment bonds, or revenue bonds. Depending on the project, special assessments may be levied upon properties to share in the cost of the improvement project. The special assessments are collected over a period of time and are used to help satisfy the improvement bond debt or reimburse the fund used to finance the project. The City Council has also adopted financial management policies in order to allow for the planning of adequate funding of services desired by the public, to manage City finances wisely, and to carefully account for public funds. These policies are reviewed each year when the annual budget is adopted. The financial management policies included: operating budget policies; revenue policies; accounting, auditing and financial reporting policies; investment policies; debt policies; capital improvement policies; and risk management policies. The City Council has adopted a comprehensive set of internal control procedures. The City’s accounting system was developed and is continually evaluated to assure the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable but not absolute assurance in the areas of: safeguarding assets against loss from unauthorized use or disposition, reliability of financial records, and convenience of access for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance adopted by the City Council recognizes that the evaluation of cost and benefits requires estimates and judgments by management, and the cost of a control should not exceed the benefits likely to be derived. All internal controls are evaluated against the above criteria. It is our belief that the City’s internal accounting controls adequately safeguard the City’s assets and also provide reasonable assurance of properly recording financial transactions. OTHER INFORMATION AWARDS. The Government Finance Officers Association (GFOA) of the United States and Canada presented a Distinguished Budget Presentation Award to the City of Andover for its annual budget for the fiscal year beginning January 1, 2014. This is the thirteenth year in a row the City of Andover has received this award. In order to receive this award, a governmental unit must 8 To the Honorable Mayor and City Council City of Andover, Minnesota publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan and as a communications device. This award is valid for a period of one year only. We believe that the annual budget for the fiscal year beginning January 1, 2015 continues to conform to the program requirements and have submitted it to the GFOA to determine its eligibility for another award. The GFOA also presented the Certificate of Achievement for Excellence in Financial Reporting Award to the City of Andover for its 2013 Comprehensive Annual Financial Report. This is the twelfth time the City of Andover has received this award. In order to receive this award, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. This award is valid for a period of one year only. We believe this report for 2014 continues to conform to the Certificate of Achievement Program requirements and have submitted it to the GFOA to determine its eligibility for another award. INDEPENDENT AUDIT. State statutes require an annual audit by independent certified public accountants. Redpath and Company, Ltd. was engaged by the City to render an opinion on the City's financial statements. The auditor's report on the basic financial statements and combining and individual fund statements and schedules is included in the financial section of this report. ACKNOWLEDGMENTS. The preparation of this report could not have been accomplished without the efficient services and dedication of the Finance Department staff and the consultation of the City's auditing firm. Staff members: Lee Brezinka, Melissa Knutson and Brenda Fildes have my sincere appreciation for their contribution to the preparation of this report. I also want to express our appreciation to the Mayor and members of the City Council for their interest and support in planning and conducting the financial operations of the City in a fiscally responsible manner. Respectfully submitted, James Dickinson City Administrator 9 CITY OF ANDOVER, MINNESOTA ORGANIZATION December 31, 2014 OfficeName Term MayorMichael GamacheJanuary 5, 2015 Council MemberTony HowardJanuary 5, 2015 Council MemberMichael KnightJanuary 3, 2017 Council MemberSheri BukkilaJanuary 3, 2017 Council MemberJulie TrudeJanuary 5, 2015 City Administrator / City ClerkJames DickinsonAppointed Community Development DirectorDavid CarlbergAppointed Director of Public Works / City EngineerDavid BerkowitzAppointed Finance ManagerLee BrezinkaAppointed Building OfficialFred PatchAppointed Fire ChiefJerry StreichAppointed AttorneyHawkins & Baumgartner, P.A.Appointed Fiscal ConsultantsEhlers & Associates, Inc.Appointed 10 CITY OF ANDOVER Organizational Chart 11 12 II. FINANCIAL SECTION 13 INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Andover, Minnesota Report on the Financial Statements We have audited the accompanying financial statements of the governmental activities, the business- type activities, each major fund, and the aggregate remaining fund information of the City of Andover, Minnesota, as of and for the year ended December 31, 2014, and the related notes to the financial statements, which collectively comprise the City of Andover, Minnesota’s basic financial statements as listed in the table of contents. Management’s Responsibility for the Financial Statements Management is responsible for the preparation and fair presentation of these financial statements in accordance with accounting principles generally accepted in the United States of America; this includes the design, implementation, and maintenance of internal control relevant to the preparation and fair presentation of financial statements that are free from material misstatement, whether due to fraud or error. Auditor’s Responsibility Our responsibility is to express opinions on these financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the financial statements. The procedures selected depend on the auditor’s judgment, including the assessment of the risks of material misstatement of the financial statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity’s preparation and fair presentation of the financial statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity’s internal control. Accordingly, we express no such opinion. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of significant accounting estimates made by management, as well as evaluating the overall presentation of the financial statements. 4810 White Bear Parkway, St. Paul, MN, 55110 651.426.7000 14 We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinions. Opinions In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Andover, Minnesota, as of December 31, 2014, and the respective changes in financial position, and, where applicable, cash flows thereof for the year then ended in accordance with accounting principles generally accepted in the United States of America. Report on Summarized Comparative Information We have previously audited the City of Andover, Minnesota’s 2013financial statements, and we expressed an unmodified audit opinion on the respective financial statements of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information in our report dated May 7, 2014. In our opinion, the summarized comparative information presented herein as of and for the year ended December 31, 2013 is consistent, in all material respects, with the audited financial statements from which it has been derived. Other Matters Required Supplemental Information Accounting principles generally accepted in the United States of America require that the management’s discussion and analysis, budgetary comparison information, OPEB Schedule of Funding Progress, and Notes to Required Supplementary Information on pages 17 through 26 and 78 through 82 be presented to supplement the basic financial statements. Such information, although not a part of the basic financial statements, is required by the Governmental Accounting Standards Board, who considers it to be an essential part of financial reporting for placing the basic financial statements in an appropriate operational, economic, or historical context. We have applied certain limited procedures to the required supplementary information in accordance with auditing standards generally accepted in the United States of America, which consisted of inquiries of management about the methods of preparing the information and comparing the information for consistency with management’s responses to our inquiries, the basic financial statements, and other knowledge we obtained during our audit of the basic financial statements. We do not express an opinion or provide any assurance on the information because the limited procedures do not provide us with sufficient evidence to express an opinion or provide any assurance. 15 Other Information Our audit was conducted for the purpose of forming opinions on the financial statements that collectively comprise the City of Andover, Minnesota’s basic financial statements. The introductory section, combining and individual nonmajor fund financial statements and schedules, other information section and statistical section, are presented for purposes of additional analysis and are not a required part of the basic financial statements. The combining and individual nonmajor fund financial statements and schedules are the responsibility of management and were derived from and relate directly to the underlying accounting and other records used to prepare the basic financial statements. Such information has been subjected to the auditing procedures applied in the audit of the basic financial statements and certain additional procedures, including comparing and reconciling such information directly to the underlying accounting and other records used to prepare the basic financial statements or to the basic financial statements themselves, and other additional procedures in accordance with auditing standards generally accepted in the United States of America. In our opinion, the combining and individual nonmajor fund financial statements and schedules are fairly stated in all material respects in relation to the basic financial statements as a whole. The introductory, other information section and statistical sections have not been subjected to the auditing procedures applied in the audit of the basic financial statements and, accordingly, we do not express an opinion or provide any assurance on them. Other Reporting Required by Government Auditing Standards In accordance with Government Auditing Standards, we have also issued our report dated May 7, 2015, on our consideration of the City of Andover, Minnesota’s internal control over financial reporting and on our test of its compliance with certain provisions of laws, regulations, contracts, and grant agreements and other matters. The purpose of that report is to describe the scope of our testing of internal control over financial reporting and compliance and the results of that testing, and not to provide an opinion on internal control over financial reporting or on compliance. That report is an integral part of an audit performed in accordance with Government Auditing Standards in considering the City of Andover, Minnesota’s internal control over financial reporting and compliance. REDPATH AND COMPANY, LTD. St. Paul, Minnesota May 7, 2015 16 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 As management of the City of Andover, we offer readers of the City’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2014. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 2 through 9 of this report. Financial Highlights The assets of the City exceeded its liabilities at the close of the most recent fiscal year by $166,862,761 (Net position). Of this amount, $32,765,859 (unrestricted net position) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City’s total net position increased by $5,565,443, primarily due to the budget savings, an increase in commercial / residential construction and the advancement of state aid construction monies. As of the close of the current fiscal year, the City’s governmental funds reported combined ending fund balances of $28,799,003. SpecialDebtCapital GeneralRevenueServiceProjectsTotals Nonspendable137,001$$ 1,562$ -$ -$ 138,563 Restricted - 55,210 1,073,5353,894,222 5,022,967 Committed -591,289 - 591,289 - Assigned - 9,269 16,086,126-16,095,395 Unassigned7,065,133 (49,926) -(64,418) 6,950,789 $ 7,202,134$607,404$ 1,073,535$ 28,799,00319,915,930$ The City’s total long-term liabilities decreased by $17,747,645 during the current fiscal year, primarily due to the scheduled debt service payments made in 2014. BeginningEnding BalanceAdditionsReductionsBalance Governmental activities: Bonds payable$38,135,000$1,555,000$ (18,595,000)$21,095,000 Other post employment benefits157,465 31,138 (4,449)184,154 Promissory note payable 983,593 -(196,719)786,874 Compensated absences 612,569 351,889(335,512)628,946 Total governmental activities39,888,6271,938,027(19,131,680)22,694,974 Business-type activities: Bonds payable 6,875,000 -(565,000)6,310,000 Other post employment benefits21,473 3,849 (2,561) 22,761 Compensated absences 153,807 64,204 (54,484)163,527 Total business-type activities7,050,280 68,053(622,045)6,496,288 Total City long-term liabilities46,938,907$$2,006,080$ (19,753,725)$29,191,262 Overview of the Financial Statements The discussion and analysis are intended to serve as an introduction to the City’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements . The government-wide financial statements are designed to provide readers with a broad overview of the City’s finances, in a manner similar to a private-sector business. 17 CITY OF ANDOVER, MINNESOTA December 31, 2014 The statement of net position net position. Over time, increases or decreases in net position may serve as a useful indicator of whether the financial position of the City is improving or deteriorating. position changed during the most recent fiscal year. All changes in net position are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City include general government, public safety, public works, sanitation, parks and recreation, recycling and economic development. The business-type activities of the City include water, sewer and storm sewer. The government-wide financial statements can be found on pages 29 through 31 of this report. Fund Financial statements . A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds . Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spend-able resources, as well as on balances of spendable resources available at the end of the -term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near-term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City maintains eight individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the following major funds: General Fund, 2006 Economic Development Authority (EDA) Public Facility Lease Revenue Refunding Bonds Debt Service Fund, 2007 EDA Public Facility Lease Revenue Refunding Bonds Debt Service Fund and the following capital projects funds (CPF): Water Trunk, Sewer Trunk, Road and Bridge, Tax Increment Projects and Permanent Improvement Revolving. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non- major governmental funds is provided in the form of combining statements elsewhere in this report. The City adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 32 through 37 of this report. Proprietary funds .When the City charges customers for the services it provided whether to outside customers or to other departments of the City these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the statement of net position and the statement of revenues, expenses and changes in net position. The enterprise funds are the same as the business-type activities reported in the government-wide statements but provide more detail and additional information, such as cash flows, for proprietary funds. The City uses enterprise funds to account for its water, sanitary sewer and storm sewer operations. Internal service funds are used to report activities that provide supplies and servi maintenance and insurance funds. The internal service funds are reported with governmental activities in the government-wide financial statements. The basic proprietary fund financial statements can be found on pages 38 through 43 of this report. 18 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Fiduciary funds . Fiduciary funds are used to account for resources held for the benefit of parties outside the City. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City’s own program. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement can be found on page 44 of this report. Notes to the financial statements . The notes provide additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. The notes to the financial statements can be found on pages 45 through 75 of this report. Other information. The combining statements referred to earlier in connection with non-major governmental funds is presented immediately following the required supplementary information on budgetary comparisons, and on the modified approach for streets and trails infrastructure. Combining and individual fund statements and schedules can be found on pages 85 through 118 of this report. Government-wide Financial Analysis As noted earlier, net position may serve over time as a useful indicator of a government's financial position. In the case of the City, assets exceeded liabilities by $166,862,761 at the close of the most recent fiscal year. The largest portion of the City’s net position ($129,320,855 or 77 percent) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. It does not include any refunding debt that has not met the refunding date of the original issue. The City uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. CITY OF ANDOVER’S NET POSITION Governmental ActivitiesBusiness-Type ActivitiesTotals 201320142013201420132014 Current and other assets46,234,230$$33,051,443$6,628,421$ 7,025,499$52,862,651$40,076,942 Capital assets115,237,130116,069,32341,739,659 41,097,382156,976,789157,166,705 Total assets161,471,360149,120,76648,368,080 48,122,881209,839,440197,243,647 Long-term liabilities outstanding39,888,62722,694,9747,050,280 6,496,29046,938,90729,191,264 Other liabilities1,460,904 1,024,431142,311 165,1911,603,2151,189,622 Total liabilities41,349,53123,719,4057,192,591 6,661,48148,542,12230,380,886 Net position: Net invested in capital asset 94,533,47393,393,474 34,864,659 34,787,382 128,258,133 129,320,855 s Restricte 4,776,0473,792,323 -3,792,3234,776,047 d - Unrestricte 26,091,84122,936,032 6,310,830 6,674,018 29,246,862 32,765,859 d Total net position120,121,829$ 125,401,361$ 41,175,489$ 41,461,400$ 161,297,318$ 166,862,761$ A portion of the City's net position represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net position ($32,765,859) may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City is able to report positive balances in all three categories of net position, both for the City as a whole, as well as for its separate governmental and business-type activities. 19 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Government-wide Activities Governmental activities increased the City's net position by $5,279,532 and business-type activities increased net position by $285,911. Key elements of the activities are as follows: City of Andover's Changes in Net Position Governmental ActivitiesBusiness-Type ActivitiesTotal 201320142013201420132014 Revenues: Program revenues: Charges for services3,614,230$$ 3,296,147$4,960,445$4,886,443$8,574,675$8,182,590 Operating grants and contributions1,119,778 946,540-9,5061,119,778956,046 Capital grants and contributions1,425,815 4,677,704-990,4121,425,8155,668,116 General revenues: Property taxes10,608,678 10,863,912 10,608,678-10,863,912 - Tax increment320,822 353,773-320,822353,773 - Grants and contributions not restricted to specific programs12,511 87,179-12,51187,179 - Unrestricted investments earnings571,307 747,621(21,533)115,425549,774863,046 Total revenues17,673,141 20,972,8764,938,9126,001,78622,612,05326,974,662 Expenses: General government3,061,867 2,791,507-3,061,8672,791,507 - Public safety4,495,447 4,747,142-4,495,4474,747,142 - Public works4,465,153 4,430,295-4,465,1534,430,295 - Parks and recreation3,029,917 3,229,894-3,029,9173,229,894 - Recycling124,515 111,760-124,515111,760 - Economic development318,646 676,039-318,646676,039 - Interest on long-term debt1,399,172 542,139-1,399,172542,139 - Water- -2,275,3632,308,5522,275,3632,308,552 Sewer- -1,964,9111,951,7851,964,9111,951,785 Storm sewer- -561,807848,745561,807848,745 Total expenses16,894,717 16,528,7764,802,0815,109,08221,696,79821,637,858 Increase (decrease) in net position before gain on the sale of capital assets and transfers778,424 4,444,100136,831892,704915,2555,336,804 Gain on the sale of capital assets23,650 228,6398,000-31,650228,639 Transfers(323,654) 606,793323,654(606,793) - - Increase in net position478,420 5,279,532468,485285,911946,9055,565,443 Net position - beginning119,643,409 120,121,82940,707,00441,175,489160,350,413161,297,318 Net position - ending120,121,829$$ 125,401,361$41,175,489$41,461,400$ 166,862,761161,297,318$ 20 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Governmental Activities Following are specific graphs that provide comparisons of the governmental activities revenues and expenses: Governmental Activities - Revenues Grants and Unrestricted contributions not Charges for services investments earnings restricted for specific 15.5% 3.5% programs Tax increment 0.4% 1.7% Gain (loss) on the sale of capital assets 1.1% Capital grants and Property taxes contributions 51.2% 22.1% Operating grants and contributions 4.5% Governmental Activities - Expenses Interest on long-term debt 3.3% General government 16.9% Economic development 4.1% Recycling 0.7% Parks and recreation 19.5% Public safety 28.7% Public works 26.8% 21 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Business-Type Activities Business-type activities increased net position by $285,911. Below are graphs showing the business-type activities revenue and expense comparisons: Business-Type Activities - Revenues Operating grants and contributions Capital grants and 0.2% contributions 16.5% Unrestricted investments earnings 1.9% Charges for services 81.4% Business-Type Activities - Expenses Storm sewer 8.1% Water 50.3% Sewer 41.6% 22 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Financial Analysis of the Government's Funds Governmental Funds . The focus of the City’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City’s financing requirements. In particular, unrestricted fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City's governmental funds reported combined ending fund balances of $28,799,003. Approximately 24.1 percent of this total amount ($6,950,789) constitutes unassigned fund balance. The remainder of the fund balance ($21,848,214) is not available for new spending because it is either 1) nonspendable ($138,563), 2) restricted ($5,022,967), 3) committed ($591,289) or 4) assigned ($16,095,395). Major Funds The general fund increased by $241,898 in 2014, which was a $673,631 change from the final budget. The final budget showed a decrease in fund balance of $431,733. The increase in fund balance is due to various departments under-spending and revenues exceeding budgets with an increase in service fees billed by the engineering department. The 2006 and 2007 EDA public facility lease revenue refunding bonds debt service funds were advance refunded in 2012 to reduce its total debt service payments over the last twenty two years of the bonds by $4,013,528 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $2,366,409. The decrease in fund balance is due to the refunding of the 2004 EDA public facility lease revenue bonds. The water and sewer trunk capital projects funds fluctuate based on development activity and whether there is any cost sharing for pipe over- sizing, extra depth, etc. The addition of the following developments has increase connection fees: Carson Ridge, Catchers Creek, Country thst Oaks North, Millers Woods 4 Addition and Winslow Woods 1 Addition. The sewer trunk fund continues to receive funds from the sewer enterprise fund to be set aside for future replacements ($400,000). The road and bridge capital projects fund increased by $1,883,450 primarily due to the advance of state aid construction monies ($1,356,491) and the increased collection of special assessments in 2014. The tax increment capital projects fund increased by $888,696 primarily due to the sale of land. The permanent improvement revolving capital projects fund decreased due to the transfer of funds ($380,961) to the 2010A G.O. PIR refunding bonds debt service fund for final payment. Nonmajor Funds The community center special revenue fund increased $162,209 due to the revenues exceeding expenditures and the transfer out. The 2011A G.O. equipment certificates debt service fund decreased by $105,901 with the final debt service payment. The 2012A G.O. equipment certificates debt service fund increased by $136,319 with the collection of tax levy for future debt service payments. The 2014A G.O. equipment certificates debt service fund increased by $263,348 with the collection of tax levy for future debt service payments. The 2004 EDA public facility lease revenue bonds debt service fund decreased by $513,645 with the final debt service payment. The 2009A state aid bonds debt service fund decreased by $171,835 in preparation for the final debt service payment in 2015. The building capital projects fund decreased by $246,505 primarily due to the promissory note payment made in 2014. The capital equipment reserve capital projects fund increased by $199,494 due to the timing of revenues and expenditures. The fluctuation of fund balance for the equipment certificate capital projects funds depends on when the bonds are issued and when the purchases are actually made. The 2010A open space referendum bonds capital projects fund decreased by $537,727 due to the purchase of land for preservation. Proprietary funds . The City’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. 23 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 The unrestricted net position in the respective proprietary funds are enterprise funds of $6,606,934 (water $2,795,147, sewer $3,642,961 and storm sewer $168,826) and internal service funds of $613,684. The enterprise funds had a net increase in net position in 2014 of $301,549 (water $321,656, sewer $93,193 and storm sewer ($113,300)). Internal service funds had a net decrease in net position of $63,508. Capital Asset and Debt Administration Capital assets . The City’s investment in capital assets for its governmental and business type activities as of December 31, 2014, amounts to $157,166,705 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program, which includes streets and trails. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1) The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (a) an up-to- date inventory; (b) perform condition assessments and summarize the results using a measurement scale; and (c) estimate annual amount to maintain and preserve at the established condition assessment level. 2)The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. Prior to 2013, the continuous scale was from 0 to 100 where 0 is assigned to the least acceptable physical condition and 100 is assigned to a new street or trail. Starting in 2013, the continuous scale was from 0 to 10, where 0 is assigned to the least acceptable physical condition and 10 is assigned the physical characteristics of a new street or trail. The City’s policy is to achieve an average rating of good which is 6 – 6.9 (56 – 70 old scale) for all streets and trails. In the fall of 2014, the City conducted a physical condition assessment of the streets and trails constructed since 1974. This assessment will be completed every three years. As of December 31, 2014, the City’s street and trail system was rated at an Overall Condition Index (OCI) of 6.7. The City’s streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun’s ultra- violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $2,029,026 on street and trail maintenance for the year ending December 31, 2014. These expenditures delayed deterioration and the overall condition of the system remains at an appropriate OCI level through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City’s street and trail system at the average OCI rating of good is approximately $1,150,000. MaintenanceActualOCI YearEstimateExpendituresRating 20051,000,000$ 1,655,715$ 83 20061,150,000 1,228,981 82 20071,150,000 1,256,433 81 20081,150,000 2,244,713 80 20091,150,000 1,666,216 81 20101,150,000 1,457,082 83 20111,150,000 1,770,980 83 20121,150,000 3,894,784 83 20131,150,000 2,471,123 6.9 20141,150,000 2,029,026 6.7 24 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Primary Government BeginningEnding BalanceAdditionsDeletionsBalance Governmental activities: Land and improvements10,860,866$ 628,243$ (685,690)$ 10,803,419$ Streets and trails80,264,704 795,191 - 81,059,895 Construction in progress- 52,523 - 52,523 Buildings and improvements27,212,817 37,088 - 27,249,905 Furniture and equipment513,257 57,032 - 570,289 Machinery and equipment7,298,105 1,451,592 (50,948) 8,698,749 Other park improvements6,796,575 159,816 (9,500) 6,946,891 Total capital assets 132,946,324 3,181,485 (746,138) 135,381,671 Less accumulated depreciation for: Buildings and improvements8,963,193 904,702 - 9,867,895 Furniture and equipment381,453 41,954 - 423,407 Machinery and equipment5,593,497 386,575 (42,869) 5,937,203 Other park improvements2,771,051 322,292 (9,500) 3,083,843 Total accumulated depreciation17,709,194 1,655,523 (52,369) 19,312,348 Governmental activities capital assets - net115,237,130 1,525,962 (693,769) 116,069,323 Business-type activities: Land and improvements730,243 -730,243 - Buildings and improvements15,877,590 15,877,590- - Furniture and equipment61,390 -61,390 - Machinery and equipment1,252,207 -1,252,207 - Collection and distribution51,448,790990,412 52,439,202- Total capital assets being depreciated69,370,220990,412 70,360,632- Less accumulated depreciation for: Buildings and improvements7,319,205540,961 -7,860,166 Furniture and equipment49,4872,868 -52,355 Machinery and equipment1,068,78042,489 -1,111,269 Collection and distribution19,193,0891,046,371 20,239,460- Total accumulated depreciation27,630,5611,632,689 29,263,250- Business-type activities capital assets - net41,739,659(642,277) 41,097,382- Total capital assets$156,976,789$ 883,685$(693,769)$157,166,705 Additional information on the City’s capital assets can be found in Note 5. Long-term debt . At the end of the current fiscal year, the City had total long-term debt outstanding of $28,984,347, a decrease of $17,775,622 from 2013. General obligation abatement bonds ($16,675,000) were used to refund the 2006 and 2007 EDA lease revenue refunding bonds. General obligation revenue bonds ($6,310,000) were used for an addition to the water treatment plant and the refunding of portions of the water treatment plant bonds. Certificates of indebtedness ($2,140,000) financed capital equipment purchases. Capital improvement bonds ($970,000) financed the construction of Fire Station #3 and the purchase of the Public Works building from the EDA, in addition to, the refunding of those same bonds. State aid bonds ($60,000) were used to finance Municipal State Aid (MSA) eligible road projects and the refunding of portions of the state aid bonds and the referendum bonds ($1,250,000) were used to finance land acquisitions for the preservation of open space. The promissory note payable ($786,874) is being used to finance the purchase of land adjacent to the city hall complex. 25 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2014 Additional long-term debt in the amount of $792,475 is for compensated absences. City of Andover’s Outstanding Debt GovernmentalBusiness-Type ActivitiesActivitiesTotal Bonds payable: Abatement bonds16,675,000 - 16,675,000 G.O. revenue bonds- 6,310,000 6,310,000 Certificates of indebtedness2,140,000 - 2,140,000 Capital improvement bonds970,000 - 970,000 State aid bonds60,000 - 60,000 Referendum bonds1,250,000 - 1,250,000 Total bonds payable21,095,000 6,310,000 27,405,000 Promissory note payable 786,874 - 786,874 Compensated absences628,946 163,529 792,475 Total22,510,820$ 6,473,529$ 28,984,349$ The City maintains an AA+ rating with a stable outlook from Standard and Poor’s. State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Taxable Market Value. The current debt limitation for the City is $62,154,368. Only $20,092,393 of the City's outstanding debt is counted within the statutory limitation. Additional information on the City’s long-term debt can be found in Note 6 and 7. Requests for information. This financial report is designed to provide a general overview of the City of Andover’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Andover, Attn: Finance Manager, 1685 Crosstown Boulevard NW, Andover, Minnesota 55304 or by calling 763-755-5100. 26 BASIC FINANCIAL STATEMENTS 27 - This page intentionally left blank - 28 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET POSITIONStatement 1 December 31, 2014 With Comparative Totals For December 31, 2013 Primary Government GovernmenBusiness-TypeTotals t ActivitiesActivities20142013 Assets: Cash and investments 29,316,485$ 5,063,579$ 34,380,064$ 30,666,459$ Cash and investments with escrow agent 126,086 - 126,086 16,922,529 Accrued interest 123,627 20,287 143,914 441,837 Due from other governmental units 46,969 5,928 52,897 94,778 Accounts receivable - net 191,738 1,715,535 1,907,273 1,634,869 Property taxes receivable: Unremitted 99,093 - 99,093 87,789 Delinquent 255,095 - 255,095 309,444 Special assessments receivable: Unremitted 3,105 1,082 4,187 3,102 Delinquent 22,724 193,245 215,969 82,827 Deferred 2,283,051 3,546 2,286,597 2,044,365 Inventories - at cost 258,470 22,297 280,767 229,652 Land held for resale325,000 - 325,000 345,000 Capital assets - net: Nondepreciable 91,915,837 730,243 92,646,080 91,855,813 Depreciable 24,153,486 40,367,139 64,520,625 65,120,976 Total assets 149,120,766 48,122,881 197,243,647 209,839,440 Liabilities: Interfund payable 67,084 (67,084) - - Accounts payable 282,437 26,118 308,555 364,679 Contracts payable 73,175 27,726 100,901 208,557 Deposits payable 52,835 3,434 56,269 45,226 Due to other governmental units35,59931,132 66,73144,262 Salaries payable213,83238,492 252,324228,062 Unearned revenue95,008- 95,00835,138 Accrued interest payable204,461105,373 309,834677,291 Other post employment benefits: Due in more than one year184,15422,761 206,915178,938 Compensated absences: Due within one year94,34224,530 118,872114,956 Due in more than one year534,604138,999 673,603651,420 Promissory note payable: Due within one year196,719- 196,719196,719 Due in more than one year590,155-590,155786,874 Bonds/notes payable: Due within one year1,765,000590,000 2,355,00019,160,000 Due in more than one year19,330,0005,720,000 25,050,00025,850,000 Total liabilities23,719,4056,661,481 30,380,88648,542,122 Net position: Net investment in capital assets94,533,47334,787,382 129,320,855128,258,133 Restricted for: Debt service909,579- 909,579795,301 Capital improvements1,912- 1,9123,765 Tax increment purposes3,809,346- 3,809,3462,967,936 Public services55,210- 55,21025,321 Unrestricted26,091,8416,674,018 32,765,85929,246,862 Total net position$125,401,361$41,461,400$ 166,862,761$161,297,318 The accompanying notes are an integral part of these financial statements. 29 CITY OF ANDOVER, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Program Revenues ChargesOperatingCapital ForGrants anGrants an dd ExpensesServicesContributionsContributions Functions/Programs Primary government: Government activities: General government 2,791,507$ 801,458$ 33,579$ -$ Public safety 4,747,142 492,665 401,659 - Public works 4,430,295 318,018 438,357 4,518,820 Parks and recreation 3,229,894 1,545,794 - 158,884 Recycling 111,760 41,440 71,265 - Economic development 676,039 96,772 - - Interest on long-term debt 542,139 - 1,680 - Total government activities 16,528,776 3,296,147 946,540 4,677,704 Business-type activities: Water 2,308,552 2,347,763 9,506 364,978 Sewer 1,951,785 2,117,624 - 314,100 Storm sewer 848,745 421,056 - 311,334 Total business-type activities 5,109,082 4,886,443 9,506 990,412 Total primary government 21,637,858$ 8,182,590$ 956,046$ 5,668,116$ The accompanying notes are an integral part of these financial statements. 30 Statement 2 Net (Expense) Revenue and Changes in Net Position Primary Government GovernmentaBusiness-TypeTotals l ActivitiesActivities20142013 $ -(1,956,470)$ (1,956,470)$ (2,197,723)$ -(3,852,818) (3,852,818) (3,408,959) -844,900 844,900 (2,365,611) -(1,525,216) (1,525,216) (1,318,558) -945 945 26,315 -(579,267) (579,267) (79,076) -(540,459) (540,459) (1,391,282) -(7,608,385) (7,608,385) (10,734,894) 413,695- 413,695 220,198 479,939- 479,939 100,556 (116,355)- (116,355) (162,390) 777,279- 777,279 158,364 777,279(7,608,385) (6,831,106) (10,576,530) General revenues: General property taxes 10,863,912 - 10,863,912 10,608,678 Tax increment collections 353,773 - 353,773 320,822 Grants and contributions not restricted to specific programs 87,179 - 87,179 12,511 Unrestricted investment earnings 747,621 115,425 863,046 549,774 Gain on sale of capital assets 228,639 - 228,639 31,650 Transfers 606,793 (606,793) - - Total general revenues, gain on sale of capital assets and transfers 12,887,917(491,368)12,396,54911,523,435 Change in net position5,279,532285,9115,565,443946,905 Net position - beginning120,121,82941,175,489161,297,318160,350,413 Net position - ending$125,401,361$41,461,400$166,862,761$161,297,318 31 CITY OF ANDOVER, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2014 With Comparative Totals For December 31, 2013 Road & Sewer TrunBridge Water Trun kk GeneraCPFCPFCPF l Assets: Cash and investments$6,934,196$2,630,234$5,520,753$5,000,736 Cash and investments with escrow agent-- -- Accrued interest25,30012,554 26,78121,034 Due from other governmental units46,969- -- Accounts receivable - net100,566- -- Interfund receivable260,000- -- Property taxes receivable: Unremitted67,253- -9,280 Delinquent149,533- -20,635 Special assessments receivable: Unremitted162666 -2,277 Delinquent17,252- -5,472 Deferred-408,629 173,3781,289,402 Inventories - at cost137,001- -- Land held for resal-- -- e Total assets7,738,2323,052,0835,720,9126,348,836 Liabilities, Deferred Inflows of Resources, and Fund Balances Liabilities: Interfund payable - - - - Accounts payable 110,306 - - 11,815 Contracts payable 29,171 - - 20,004 Deposits payable 24,238 5,741 5,741 539 Due to other governmental units 26,764 - - 2,808 Salaries payable 178,834 - - - Unearned revenue - - - - Total liabilities 369,313 5,741 5,741 35,166 Deferred inflows of resources: Unavailable revenues 166,785 408,629 173,378 1,315,509 Fund balances (deficit): Nonspendable137,001 - - - Restricted- - - - Committed- - - - Assigne-2,637,7135,541,7934,998,161 d Unassigned7,065,133- -- Total fund balances7,202,1342,637,7135,541,7934,998,161 Total liabilities, deferred inflows of resources, and fund balances (deficit)$7,738,232$3,052,083$5,720,912$6,348,836 Fund balance reported above Amounts reported for governmental activities in the statement of net position are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Other long-term assets are not available to pay for current-period expenditures and, therefore, are reported as unavailable revenue in the funds. Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental activities statement of net position along with a deduction of net revenue attributable to business-type activities. Long-term liabilities, including bonds payable and other post employment benefits, are not due and payable in the current period and, therefore, are not reported in the funds. Net position of governmental activities The accompanying notes are an integral part of these financial statements. 32 Statement 3 Permanen Ta xt IncremenImprovemenOtheIntrTotals ttra ProjectsRevolvinGovernmentaActivitGovernmental Funds gly CPFCPFFundsEliminations20142013 $ 3,534,457$ 702,280$4,448,479$-$28,771,135$ 24,976,971 - -126,086-126,086 16,922,529 13,530 3,47118,875-121,545 417,980 - ---46,969 86,431 - -91,172-191,738 196,831 - --(260,000)-- 1,352 -21,208-99,093 87,789 38,060 -46,867-255,095 309,444 - ---3,105 2,192 - ---22,724 17,265 - 411,642--2,283,051 2,040,504 - -1,562-138,563 107,761 225,000 -100,000-325,000 345,000 3,812,399 1,117,3934,854,249(260,000)32,384,104 45,510,697 - -260,000 (260,000)-- 173 -142,503-264,797294,235 - ---49,175 194,063 - -16,576-52,835 41,680 2,880 -3,147-35,599 16,012 - -22,983-201,817 187,887 - -95,008-95,008 35,138 3,053 -540,217(260,000)699,231 769,015 263,060 411,642146,867-2,885,870 2,712,213 - -1,562-138,563 107,761 3,546,286 -1,476,681-5,022,967 21,274,444 - -591,289-591,289 588,516 - 705,7512,211,977-16,095,395 13,481,786 - -(114,344)-6,950,789 6,576,962 3,546,286 705,7514,167,165-28,799,00342,029,469 $ 3,812,399$ 1,117,393$4,854,249$(260,000)$32,384,104$45,510,697 $28,799,003$42,029,469 116,069,323 115,237,130 2,885,870 2,712,213 546,600 594,470 (22,899,435) (40,451,453) $125,401,361$ 120,121,829 33 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 2006 EDA Public 2007 EDA Public Facility Lease Facility Lease Revenue Revenue Sewer Trun Refunding Bonds Refunding Bonds Water Trun kk GeneraDSFDSFCPFCPF l Revenues: General property taxes$ 7,476,294$-$-$ -$- Tax increment collections--- -- Licenses and permits 364,430-- -- Intergovernmental 697,492-- -- Special assessments--- 37,27413,219 Charges for services 998,510-- -- Fines 94,375-- -- Investment income 144,87635,26624,245 71,236156,454 Miscellaneous: Park dedication fees--- -- Connection charges--- 487,928188,898 Rent--- -- Other 150,401-- -- Total revenues 9,926,37835,26624,245 596,438358,571 Expenditures: Current: General government 2,481,929-- -- Public safety 4,498,924-- -- Public works 1,696,100-- 183,920134,943 Parks and recreation1,009,373 -- -- Recycling 106,587-- -- Economic development--- -- Unallocated 81,183-- -- Capital outlay: Public safety--- -- Public works----- - Parks and recreation---- Recycling 7,314-- -- Economic development--- -- Debt service: Principal retirement--- -- Interest--- -- Paying agent fees--- -- Professional services-1,7401,350 -- Construction/acquisition costs--- -- Total expenditures 9,881,4101,7401,350 183,920134,943 Revenues over (under) expenditures 44,96833,52622,895 412,518223,628 Other financing sources (uses): Transfers in 196,93014,82614,311 -400,000 Transfers out--- (20,737)- Bonds issued--- -- Redemption of refunded bonds-(9,755,000)(6,700,000) -- Bond premium--- -- Proceeds from the sale of capital assets--- -- Total other financing sources (uses) 196,930(9,740,174)(6,685,689)(20,737)400,000 (9,706,648)(6,662,794) 391,781623,628 Net increase (decrease) in fund balance241,898 Fund balance - January 1 6,960,2369,706,6486,662,794 2,245,9324,918,165 Fund balance - December 31$ 7,202,134$-$-$ 2,637,713$5,541,793 The accompanying notes are an integral part of these financial statements. 34 Statement 4 Permanen Ta xt Road &IncremenImprovemenOtheIntrTotals ttra BridgeProjectsRevolvinGovernmentaActivitGovernmental Funds gly CPFCPFCPFFundsEliminations20142013 $ 1,031,647$ -$ -$2,386,360$-$10,894,301$10,682,975 - 377,733 --- 377,733375,040 - - --- 364,430536,706 2,698,473 2,431 -66,589-3,464,9851,115,047 576,993 3,559 102,380-- 733,4251,045,000 - - -722,462-1,720,9721,806,919 - - --- 94,37596,130 114,289 77,119 18,34793,493- 735,325573,256 - - -156,384- 156,384205,080 - - --- 676,826436,628 - - -639,000- 639,000639,423 - 74,282 -369,974(30,600) 564,0571,698,964 4,421,402 535,124 120,7274,434,262(30,600)20,421,81319,211,168 - - -107,021-2,588,9502,647,278 - - -38,340-4,537,2644,301,698 2,026,438-2,651101,352-4,145,4044,251,454 - - -1,130,179-2,139,5521,990,457 - - --- 106,587123,595 - 543,703 -121,622- 665,325408,210 - - --- 81,18375,517 - - -1,089,037-1,089,03719,003 517,014 - -339,497- 856,5111,190,187 - - -863,513- 863,5131,484,549 - - --- 7,31454,514 - - --- -15,098 -- -2,336,719-2,336,7191,689,000 - - -900,504- 900,5041,262,302 3,489 - --2,775-2,775 - - -2,030- 5,1202,020 - - --- -946,942 2,543,452 543,703 2,6517,032,589-20,325,75820,465,313 1,877,950 (8,579) 118,076(2,598,327)(30,600) 96,055(1,254,145) 5,500 - -603,268(607,305) 627,530627,530 - - (380,961)(256,944)637,905 (20,737)(4,242) - - -1,555,000-1,555,000- - - ---(16,455,000)(1,900,000) - - -44,278- 44,278- - 897,275 -25,133- 922,40876,184 5,500 897,275 (380,961)1,970,73530,600(13,326,521)(1,200,528) 1,883,450 888,696 (262,885)(627,592)-(13,230,466)(2,454,673) 3,114,711 2,657,590968,6364,794,757-42,029,46944,484,142 $4,998,161$ 3,546,286$ 705,751$4,167,165$-$28,799,003$42,029,469 35 - This page intentionally left blank - 36 CITY OF ANDOVER, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, Statement 5 EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS TO THE STATEMENT OF ACTIVITIES For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 20142013 Amounts reported for governmental activities in the statement of activities (page 30) are different because: Net changes in fund balances - total governmental funds (page 35) (13,230,466)$ (2,454,673)$ Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. 2,116,5531,160,852 The net effect of various miscellaneous transactions involving capital assets is to increase (decrease) net position (i.e., sales, trade-ins, and donations). (328,659) (304,520) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. 173,657 (1,436,078) The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net position. This amount is the net effect of these differences in the treatment of long-term debt and related items. 17,236,719 3,589,000 Vested post employment benefits are reported in the governmental funds when amounts are aid. The statement of activities reports the benefits earned during the years. This amount (26,689)(14,929) p is the net effect of employee benefits earned and paid during the year. Transfer out of governmental capital assets contributed to Enterprise Funds. -(946,942) Some expenses reported in the statement of activities do not require use of current financial resources and, therefore, are not reported as expenditures in governmental funds. 341,988(127,548) Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities. (47,870)57,557 Change in net position of governmental activities (page 31)$ 5,279,532$478,420 The accompanying notes are an integral part of these financial statements. 37 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET POSITION PROPRIETARY FUNDS December 31, 2014 With Comparative Totals For December 31, 2013 SeweStorm Sewe Wate rrr Assets: Current assets: Cash and cash equivalents 2,254,469$ 2,783,397$ 25,713$ Accrued interest 8,151 12,136 - Due from other governmental units - 5,928 - Accounts receivable - net 705,198 840,060 170,277 Special assessments receivable: Unremitted 386 572 124 Delinquent 82,687 90,972 19,586 Deferre- -3,546 d Inventories - at cost 22,297 - - Total current assets 3,073,188 3,733,065 219,246 Noncurrent assets: Capital assets: Land 730,243 - - Buildings and structures 15,877,590 - - Machinery and equipment 292,000 524,604 496,993 Distribution and collection system 17,503,993 24,465,882 10,469,327 Total capital assets 34,403,826 24,990,486 10,966,320 Less: Allowance for depreciation (14,145,328) (10,707,488) (4,410,434) Total noncurrent assets 20,258,498 14,282,998 6,555,886 Total assets 23,331,686 18,016,063 6,775,132 Liabilities: Current liabilities: Accounts payable 24,991 871 256 Contracts payable 9,568 3,535 14,623 Deposits payable 3,434 - - Interest payable 105,373 - - Due to other governmental units 23,541 7,591 - Salaries payable 18,746 14,697 5,049 Bonds payable - due within one year 590,000 - - Compensated absences payable - due within one year 12,617 7,339 4,574 Total current liabilities 788,270 34,033 24,502 Noncurrent liabilities: Other post employment benefits - due in more than one year 8,277 14,484 - Bonds payable - due in more than one year 5,720,000 - - Compensated absences payable - due in more than one year 71,494 41,587 25,918 Total noncurrent liabilities 5,799,771 56,071 25,918 Total liabilities6,588,041 90,10450,420 Net position: Net investment in capital assets13,948,49814,282,9986,555,886 Unrestricted2,795,1473,642,961168,826 Total net position$16,743,645$17,925,959$6,724,712 Net position reported above Amounts reported for business-type activities in the statement of net position are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to usiness-type activities. b Net position of business-type activities The accompanying notes are an integral part of these financial statements. 38 Statement 6 Totals Governmental Activities - TotalsInternal Service Funds 2014201320142013 $ 5,069,5755,063,579$ 545,350$ 619,913$ 20,83120,287 2,082 3,026 8,3475,928 - - 1,438,0381,715,535 - - 9101,082 - - 65,562193,245 - - 3,8613,546 - - 21,29722,297 119,907 100,594 6,628,4217,025,499 667,339 723,533 730,243730,243 - - 15,877,59015,877,590 - - 1,313,5971,313,597 - - 51,448,79052,439,202 - - 69,370,22070,360,632 - - (27,630,561)(29,263,250) - - 41,739,65941,097,382 - - 48,368,08048,122,881 667,339 723,533 34,22526,118 17,640 36,219 14,49427,726 24,000 - 3,5463,434 - - 105,373 114,465-- 31,132 28,250-- 12,01530,053 10,122 38,492 565,000590,000 - - 23,07124,530 - - 813,104846,805 53,655 46,341 21,47322,761 - - 6,310,0005,720,000 - - 130,736138,999 - - 6,462,2095,881,760 - - 7,275,3136,728,565 53,655 46,341 34,864,65934,787,382 - - 6,228,1086,606,934 613,684 677,192 $ 41,092,76741,394,316$ 613,684$ 677,192$ $ 41,092,76741,394,316$ 82,72267,084 $ 41,175,48941,461,400$ 39 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN NET POSITION PROPRIETARY FUNDS For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 WaterSewerStorm Sewer Operating revenues: User charges 2,286,243$ 2,116,453$ 420,698$ Meters 12,592 - - Permit fees 3,425 - - Penalties 171 389 - Other 45,332 782 358 Total operating revenues 2,347,763 2,117,624 421,056 Operating expenses: Personal services 418,313 301,695 195,915 Supplies 163,797 10,446 23,572 Other service charges 588,192 143,172 392,157 Disposal charges - 999,381 - Depreciation 891,455 505,405 235,829 Total operating expenses 2,061,757 1,960,099 847,473 Operating income (loss) 286,006 157,525 (426,417) Nonoperating revenues (expenses): Intergovernmental revenue 9,506 - - Investment income 45,394 68,248 1,783 Gain on sale of capital assets - - - Interest expense (254,715) - - Total nonoperating revenues (expenses) (199,815) 68,248 1,783 Income (loss) before contributions and transfers 86,191 225,773 (424,634) Capital contributions 364,978 314,100 311,334 Transfers: Transfers in 20,737 - - Transfers out (150,250) (446,680) - Total transfers (129,513) (446,680) - Change in net position 321,656 93,193 (113,300) Net position - January 116,421,989 17,832,7666,838,012 Net position - December 31$16,743,645$17,925,959$6,724,712 Net changes in net position reported above Amounts reported for business-type activities in the statement of activities are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to business-type activities. Change in net position of business-type activities The accompanying notes are an intregral part of these financial statements. 40 Statement 7 Totals IntraGovernmental Activities - Activit yTotalsInternal Service Funds Eliminations2014201320142013 $-$4,823,394$ 1,078,9284,907,702$ 1,070,619$ 12,592- 23,395 - - 3,425- 4,200 - - 560- 4,702 - - 46,472- 20,446 123,144 82,384 4,886,443- 4,960,445 1,202,072 1,153,003 915,923- 859,072 376,250 354,288 197,815- 239,933 397,664 355,708 1,092,921(30,600) 824,695 503,962 372,878 999,381- 982,847 - - 1,632,689- 1,629,699 - - 4,838,729(30,600) 4,536,246 1,277,876 1,082,874 30,60047,714424,199(75,804)70,129 -9,506--- -115,425(21,533)12,296(1,949) -- 8,000 - - (254,715)- (276,458) -- -(129,784)(289,991)12,296(1,949) 30,600(82,070)134,208(63,508)68,180 -990,412946,942-- -20,7374,242-- (30,600)(627,530)(627,530)-- (30,600)(606,793)(623,288)-- -301,549457,862(63,508)68,180 -41,092,76740,634,905677,192609,012 $-$41,394,316$41,092,767$613,684$677,192 $301,549$457,862 (15,638)10,623 $285,911$468,485 41 CITY OF ANDOVER, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 WateSeweStorm Sewe rrr Cash flows from operating activities: Receipts from customers and users 2,168,885$ 1,938,680$ 376,260$ Payment to suppliers (745,176) (1,156,406) (412,240) Payment to employees (408,441) (295,075) (192,958) Net cash flows from operating activities 1,015,268 487,199 (228,938) Cash flows from noncapital financing activities: Intergovernmental revenues 9,506- - Transfers in20,737- - Transfers out(150,250)(446,680)- Net cash flows from noncapital financing activities(120,007)(446,680)- Cash flows from capital and related financing activities: Acquisition of capital assets- - - Interest paid on debt(263,807)- - Payment of bonds(565,000)- - Proceeds from the sale of capital asset- s - - Net cash flows from capital and related financing activities(828,807)- - Cash flows from investing activities: Investment income44,57668,4232,970 Net increase in cash and cash equivalents111,030108,942(225,968) Cash and cash equivalents - January 12,143,4392,674,455251,681 Cash and cash equivalents - December 31$2,254,469$2,783,397$25,713 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss)$286,006$157,525$(426,417) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation891,455505,405235,829 Changes in assets and liabilities: Decrease (increase) in due from other governmental units2,419- - Decrease (increase) in accounts receivable(119,334)(125,577)(32,586) Decrease (increase) in special assessments(59,544)(55,786)(12,210) Decrease (increase) in inventory(1,000)- - Increase (decrease) in accounts payable32(3,764)(4,375) Increase (decrease) in contracts payable5,339297,864 Increase (decrease) in deposits payable(112)- - Increase (decrease) in due to other governmental units 2,554328- Increase (decrease) in salaries payable4,9912,463985 Increase (decrease) in other post employment benefit 1,958(670) - s Increase (decrease) in compensated absences 5,551 2,199 1,972 Total adjustments 729,262 329,674 197,479 Net cash provided (used) by operating activities 1,015,268$ 487,199$ (228,938)$ Noncash investing, capital and financing activities: Assets contributed to the Enterprise Funds$364,978$314,100$311,334 The accompanying notes are an integral part of these financial statements. 42 Statement 8 Totals Governmental Activities - TotalsInternal Service Funds 2014201320142013 $ 4,637,9164,483,825$ 1,202,072$ 1,153,066$ (2,313,822)(2,058,133)(915,518)(731,447) (896,474)(855,238)(374,357)(353,170) 1,273,5291,724,545(87,803)68,449 9,506-- - 20,7374,242- - (596,930)(596,930)- - (566,687)(592,688)- - -(79,725)- - (263,807)(285,166)- - (565,000)(545,000)- - -8,000- - (828,807)(901,891)- - 115,969(22,831)13,240(2,393) (5,996)207,135(74,563)66,056 5,069,5754,862,440619,913553,857 $5,063,579$5,069,575$545,350$619,913 $17,114$393,599$(75,804)$70,129 1,632,6891,629,699- - 2,419(4,218)- - (277,497)(308,579)-63 (127,540)(9,732)- - (1,000)15,317(19,313)(9,191) (8,107)14,756(18,579)6,345 13,232(9,635)24,000 - (112)39- - 2,882(535)-(15) 8,439(320)1,8931,118 1,288(1,731)- - 9,7225,885- - 1,256,4151,330,946(11,999)(1,680) $1,273,529$1,724,545$(87,803)$68,449 $990,412$946,942$-$- 43 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET POSITION Statement 9 FIDUCIARY FUNDS Agency Funds December 31, 2014 With Comparative Totals For December 31, 2013 20142013 Assets: Cash and investments 251,391$ 477,364$ Liabilities: Accounts payable 13,472 58,679 Deposits payable 237,919 418,685 Total liabilities 251,391$ 477,364$ The accompanying notes are an integral part of these financial statements. 44 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Andover was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five-member City council elected by voters of the City. The financial statements of the City have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City (the primary government) and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationships with the City. COMPONENT UNITS In conformity with generally accepted accounting principles, the financial statements of the component units have been included in the financial reporting entity as blended component units. The Andover Economic Development Authority (EDA) is an entity legally separate from the City. However, for financial reporting purposes, the EDA is reported as if it were part of the City's operations because the members of the City Council serve as EDA Board Members and its purpose is to promote development within the City. The activity of the EDA is reported in the EDA General Special Revenue Fund. Separate financial statements are not prepared for the EDA. B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net position and the statement of activities) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the effect of Governmental activities interfund activity has been removed from these statements. , which normally are supported by taxes business-type activities and intergovernmental revenues, are reported separately from , which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity Direct expenses are offset by program revenues. are those that are clearly identifiable with a specific function or business-type Program revenues activity. include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not general revenues included among program revenues are reported instead as . Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION economic resources measurement focusaccrual basis The government-wide financial statements are reported using the and the of accounting , as are the Proprietary Fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. The City’s only fiduciary funds are agency funds. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. current financial resources measurement focusmodified Governmental fund financial statements are reported using the and the accrual basis of accounting . Revenues are recognized as soon as they are both measurable and available. Revenues are available considered to be when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the City considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is 45 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the City. The City reports the following major governmental funds: General Fund Theis the City’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. 2006 EDA Public Facility Lease Revenue Refunding Bonds Debt Service Fund (DSF) The was established to refund portions of debt associated with the construction of the Andover YMCA Community Center. 2007 EDA Public Facility Lease Revenue Refunding Bonds DSF The was established to refund portions of debt associated with the construction of the Andover YMCA Community Center. Water Trunk Capital Projects Fund (CPF) The is used to account for water access fees and trunk improvements as part of development. It is also used to reserve monies that will be needed for capital infrastructure replacements in the future. Sewer Trunk CPF The is used to account for sewer access fees and sanitary sewer improvements. Road and Bridge CPF The accounts for all road projects and the pavement management program, which includes annual seal coating, crack sealing and overlays for roads. Tax Increment Projects CPF The is used to account for activities in TIF districts 1-1, 1-2, 1-3, 1-4, 1-5 and all TIF land sales and expenditures to reach the goals of the TIF district plans. Permanent Improvement Revolving CPF The serves as a long-term funding source for large capital improvement expenditures. The City reports the following major proprietary funds: Water Fund The accounts for the water service charges, which are used to finance the water system operating expenses. Sewer Fund The accounts for the sewer service charges, which are used to finance the sanitary sewer system operating expenses. Storm Sewer Fund The accounts for the storm sewer utility charges, which are used to finance the storm sewer operating expenses. Additionally, the City reports the following fund types: Internal Service Funds (ISF) are used to provide equipment maintenance and insurance to other departments of the City on a cost reimbursement basis. Agency Funds The are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, and/or other governmental units. It is used to account for the collection and distribution of funds relating to development activities and retiree insurance premiums. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. program revenues Amounts reported as include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. 46 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 general revenues Internally dedicated resources are reported as rather than as program revenues. Likewise, general revenues include all taxes. operatingnonoperating Proprietary funds distinguish revenues and expenses from items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water and sewer enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the City’s policy to use restricted resources first, and then unrestricted resources as they are needed. D.BUDGETS Budgets are legally adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the General and Special Revenue Funds. Budgeted expenditure appropriations lapse at year-end. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the appropriation, is not employed by the City because it is at present not considered necessary to assure effective budgetary control or to facilitate effective cash management. E.LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1.The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted through City Council action. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. Also, the City Council may authorize transfers of budgeted amounts between departments within any fund. 5. Formal budgetary integration is employed as a management control device during the year for the General Fund and Special Revenue Funds. Budgetary control for Capital Projects Funds is accomplished through the use of project controls. 6.The legal level of budgetary control is at the department level for the General Fund and at the fund level for the Special Revenue Funds. Also inherent in this controlling function is the management philosophy that the existence of a particular item or appropriation in the approved budget does not automatically mean that it will be spent. The budget process has flexibility in that, where need has been properly demonstrated, an adjustment can be made within the department budget by the City Administrator or between departments by the City Council. 7. The City Council made supplemental budget appropriations throughout the year. Individual amendments were not material in relation to the original appropriations which were adjusted. The following is a listing of Special Revenue Funds whose expenditures exceed budget appropriations: FinalOver BudgetActualBudget Special Revenue Funds: Community Center$ 907,167$1,058,467$ 151,300 The expenditures over budget were funded by greater than anticipated revenues and/or available fund balance. 47 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 F. CASH AND INVESTMENTS Cash balances from all funds are combined and invested to the extent available in authorized investments. Earnings from such investments are allocated to the individual funds on the basis of applicable cash balance participation of each fund. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government-wide financial statements. Investments are stated at fair value, based upon quoted market prices. Short-term investments, such as commercial paper and banker’s acceptances, are reported at amortized cost. Investments in 2a7, like external investment pools, are also stated at amortized cost. For purposes of the Statement of Cash Flows of Proprietary Fund Types, cash equivalents are defined as short-term, highly liquid investments that are both: a. readily convertible to known amounts of cash, or b. so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. The City’s policy considers cash equivalents to be those that meet the above criteria and have original maturities of three months or less. G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2014 are planned to be eliminated in 2015. Long-term interfund loans are classified as “interfund loan receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable, available financial resources. Property taxes and special assessments receivable have been reported net of estimated uncollectible accounts. (See Note 1 H and I). Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H. PROPERTY TAX REVENUE RECOGNITION The City levies its property tax for the subsequent year during the month of December and it is certified to Anoka County. December 30th is the last day the City can certify a tax levy to the County Auditor for collection the following year. Such taxes become a lien on the following January 1. Anoka County is the collecting agency for the levy and remits the collections to the City three times a year. Taxes not collected as of December 31 each year are shown as delinquent taxes receivable. The County Auditor prepares the tax list for all taxable property in the City, applying the applicable tax rate to the tax capacity of individual properties, to arrive at the actual tax for each property. The County Auditor also collects all special assessments, except for certain prepayments paid directly to the City. The County Auditor submits a list of taxes to be collected on each parcel of property to the County Treasurer in January of each year. The County Treasurer collects all taxes and is required to mail copies of all personal property tax statements by April 15, tate tax statements by April 15, of each year. Property owners are required to pay one-half of their real and copies of all real es estate taxes due by May 15 and the balance by October 15. If taxes due May 15 are not paid on time, a penalty of 3% is assessed on homesteaded property and 7% on nonhomesteaded property. An additional 1% penalty is added each month the taxes remain unpaid, until October 15. If the taxes due May 15 are not paid by October 15, a 2% penalty per month is added to homesteaded property and 4% per month to nonhomesteaded property until January 1. 48 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 If the taxes are not paid by January 1, further penalties are added. Penalties and interest apply to both taxes and special assessments. There are some exceptions to the above penalties, but they are not material. Within 30 days after the tax settlement date, the County Treasurer is required to pay 70% of the estimated collections of taxes and special assessments to the City Treasurer. The County Treasurer must pay the balance to the City Treasurer within 60 days after settlement, provided that after 45 days interest accrues at the rate of 8% per annum. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at the year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred inflow of resources because they are not available to finance current expenditures. I. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes revenue from special assessments when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) and are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funding are completely offset by deferred inflow of resources. J. INVENTORIES Inventories of the Governmental Funds and the Proprietary Funds are stated at cost, which approximates market, using the first- in, first-out (FIFO) method. Inventories of Governmental Funds are recorded as expenditures when consumed rather than when purchased. 49 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. Prepaid items are reported using the consumption method and recorded as expenditures/expenses at the time of consumption. L. LAND HELD FOR RESALE Land held for resale represents various property purchases made by the City with the intent to sell in order to increase tax base or attract new business. These assets are stated at the lower of cost or net realizable value. M. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items) and intangible assets such as easements and computer software, are reported in the applicable governmental or business- type activities columns in the government-wide financial statements. Capital assets are defined by the City as assets with an initial, individual cost of more than $5,000 (except for easements which is $10,000) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The City has chosen the modified approach for reporting street and trail system capital assets. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2014, no interest was capitalized in connection with construction in progress. Accounting and Financial Reporting for Intangible Assets The City implemented GASB Statement No. 51. effective January 1, 2010 which required the City to capitalize and amortize intangible assets. Intangible assets include easements and computer software. Pursuant to GASB Statement 51, in the case of initial capitalization of intangible assets, the City chose to capitalize intangible assets retroactively to 1980, except for permanent easements and internally generated software. The City has already accounted for computer software at historical cost and therefore retroactive reporting was not necessary. The City does not have any temporary easements to record that meet the threshold of $10,000. Property, plant and equipment of the primary government, as well as the component units, are depreciated/amortized using the straight line method over the following estimated useful lives: AssetsLife Buildins and imrovement10 - 30 ears gpsy Furniture and equipment ( including software)5 - 10 years Machinery and equipment5 - 10 years Other park improvements10 - 30 years Storm sewer50 years Distribution and collection systems50 years Temporary easements5 - 15 years The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets and trails. The City conducted a physical assessment in the fall of 2014 of the condition of the streets and trails constructed since 1974. This condition assessment will be performed every 3 years. Each segment of City owned street or trail was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each segment. The index is expressed in a continuous scale from 0 to 10, where 0 is assigned to the least acceptable physical condition and 10 is assigned to those segments that have the characteristic of a new street or trail. The following conditions were defined: 50 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 RangeDescription 8 - 10Excellent 7 - 7.9Very good 6 - 6.9Good 4 - 5.9Fair 2 - 3.9Poor 1 - 1.9Very poor 0 - .9Substandard The City’s policy relative to maintaining the street and trail assets is to achieve an average rating of “Good” for all segments. This acceptable rating allows minor cracking and patching of the pavement along with minor roughness that could be noticeable to the users of the system. N. COMPENSATED ABSENCES City employees earn vacation and sick pay accruing each payroll period. Unused vacation can be accrued by the employees up to a maximum of 200 hours (240 hours if on the annual leave plan) as of the anniversary date of the individual’s employment with the City, unless a specific authorization is granted to an employee. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Employees can also accrue an unlimited amount of unused sick leave. Employees with two or more years of service are entitled to receive severance pay equal to a percentage of unused sick pay ranging from 20-50 percent based on years of service, up to a maximum of 400 hours. The liability for severance pay is accounted for the same as accrued vacation pay. O. LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net position. Bond premiums and discounts are immaterial and are expensed in the year of bond issuance. In the fund financial statements, governmental fund types recognize bond premiums and discounts during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. P. FUND BALANCE CLASSIFICATIONS In the fund financial statements, governmental funds report fund balance in classifications that disclose constraints for which amounts in those funds can be spent. These classifications are as follows: Nonspendable – consists of amounts that are not in spendable form, such as prepaid items. Restricted – consists of amounts related to externally imposed constraints established by creditors, grantors or contributors; or constraints imposed by state statutory provisions. Committed – consists of internally imposed constraints. These constraints are established by Resolution of the City Council. Assigned – consists of internally imposed constraints. These constraints reflect the specific purpose for which it is the City’s intended use. These constraints are established by the City Council and/or management. Pursuant to City Council Resolution, the City’s Administrator and Finance Director are authorized to establish assignments of fund balance. Unassigned – is the residual classification for the general fund and also reflects negative residual amounts in other funds. 51 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 When both restricted and unrestricted resources are available for use, it is the City’s policy to first use restricted resources, and then use unrestricted resources as they are needed. When unrestricted resources are available for use, it is the City’s policy to use resources in the following order: 1) committed, 2) assigned, and 3) unassigned. Q. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. R. USE OF ESTIMATES The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. S. RECLASSIFICATIONS Certain amounts presented in prior year data have been reclassified in order to be consistent with the current year’s presentation. T. COMPARATIVE TOTALS The basic financial statements and combining and individual fund financial statements and schedules include certain prior-year summarized comparative information in total but not at the level of detail required for a presentation in conformity with generally accepted accounting principles. Accordingly, such information should be read in conjunction with the government’s financial statements for the year ended December 31, 2013, from which the summarized information was derived. U. DEFERRED INFLOWS OF RESOURCES In addition to liabilities, the statement of financial position will sometimes report a separate section for deferred inflows of deferred inflows of resources , represents an acquisition of net position resources. This separate financial statement element, not be recognized as an inflow of resources (revenue) until that time. The that applies to a future period(s) and so will government has one type of item, which arises only under a modified accrual basis of accounting, that qualifies for reporting in this category. Accordingly, the item, unavailable revenue, is reported only in the governmental fund balance sheet. The governmental funds report unavailable revenues from the following sources: property taxes, tax increment taxes, special assessments and land held for resale. V. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS 1. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET POSITION fund balance – total governmental funds net The governmental fund balance sheet includes a reconciliation between and position – governmental activities as reported in the government-wide statement of net position. One element of that reconciliation explains that “long-term liabilities, including bonds payable and other post employment benefits, are not due and payable in the current period and therefore are not reported in the funds.” The details of this ($22,899,435) difference are as follows: 52 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Bonds payable$(21,095,000) Promissory note payable (786,874) Accrued interest aable 204,461 py() Other post employment benefits (184,154) Compensated absences (628,946) Net adjustment to reduce fund balance - total governmental funds to arrive at net position - governmental activities(22,899,435)$ Another element of that reconciliation states that “internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental statement of net position along with a deduction of net revenue attributable to business-type activities.” The details of this $546,600 difference are as follows: Internal Service Funds net position$ 613,684 Net revenue attributable to business-type activities (67,084) Net adjustment to increase fund balance - total governmental funds to arrive at net position - governmental activities$ 546,600 2. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation net changes in fund balances – total governmental fundschanges in net position of governmental activities between and as reported in the government-wide statement of activities. One element of that reconciliation explains that “Governmental Funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $1,160,852 difference are as follows: Capital outla$2,816,375 y Depreciation expense(1,655,523) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities 1,160,852$ Another element of that reconciliation states that “The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to increase (decrease) net assets.” The details of this ($328,659) difference are as follows: In the statement of activities, only the gain on the sale of capital assets is reported. However, in the governmental funds, the proceeds from the sale increase financial resources. Thus, the change in net assets differs from the change in fund balance by the cost of the capital assets sold.(693,769)$ Donations of capital assets increase net assets in the statement of activities, but do not appear in the governmental funds because they are not financial resources.365,110 Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities.$ (328,659) Another element of that reconciliation states “Revenues on the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this $173,657 difference are as follows: 53 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Unavailable revenue - general property taxes: At December 31, 2013(247,424)$ At December 31, 2014217,035 Unavailable revenue - tax increment taxes: At December 31, 2013(62,020) At December 31, 201438,060 Unavailable revenue - special assessments: At December 31, 2013(2,057,769) At December 31, 20142,305,775 Unavailable revenue - land held for resale: At December 31, 2013(345,000) At December 31, 2014325,000 Net adjustments to decrease net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities173,657$ Another element of that reconciliation states “the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long-term debt consumes the current financial resources of governmental funds.” Neither transaction, however, has any effect on net position. The details of this $17,236,719 difference are as follows: Debt issued or incurred: Issuance of equipment certificates(1,555,000)$ Principal repayments: Revenue bonds16,925,000 Capital improvement bonds500,000 Abatement bonds 320,000 Permanent improvement revolving bonds385,000 Referendum bonds 140,000 Certificates of indebtedness95,000 State aid bonds230,000 Promissory note payable 196,719 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities17,236,719$ Another element of that reconciliation states that “Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $341,988 difference are as follows: Compensated absences$ (16,377) t 358,365 Accrued interes Net adjustment to decrease net changes in fund balances - total governmental funds to arrive at changes in net position of governmental activities$ 341,988 Another element of that reconciliation states that “internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities.” The details of this ($47,870) difference are as follows: 54 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Internal Service Funds change in net position$ (63,508) Net revenue attributable to business-type activities 15,638 justment to increase fund balance - total governmental Net ad funds to arrive at net position - governmental activities$ (47,870) Note 2 DEPOSITS AND INVESTMENTS DEPOSITS In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council, all of which are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Clerk/Treasurer or in a financial institution other than that furnishing the collateral. Authorized collateral includes the following: United States government treasury bills, treasury notes, treasury bonds; a) b)Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; c)General obligation securities of any state or local government with taxing powers which is rated “A” or better by a national bond rating service, or revenue obligation securities of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; Unrated general obligation securities of a local government with taxing powers may be pledged as collateral against funds d) deposited by that same local government entity; e)Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank’s public debt is rated “AA” or better by Moody’s Investors Service, Inc. or Standard & Poor’s Corporation; and f)Time deposits that are fully insured by the Federal Deposits Insurance Corporation. : Custodial credit risk is the risk that in the event of a bank failure, the City’s deposits may not be Custodial Credit Risk – Deposits returned to it. State statutes require that insurance, surety bonds or collateral protect all City deposits. The market value of collateral pledged must equal 110% of deposits not covered by insurance or bonds. As of December 31, 2014, the bank balance of the City’s deposits was covered by federal depository insurance or covered by perfected collateral pledged and held in the City’s name. The City has no additional deposit policies addressing custodial credit risk. INVESTMENTS Minnesota Statutes authorize the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above, general obligation tax-exempt securities, or repurchase or reverse repurchase agreements. c)Obligations of the State of Minnesota or any of its municipalities as follows: 1)any security which is a general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; 2)any security which is a revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and 55 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 3)a general obligation of the Minnesota housing finance agency which is a moral obligation of the State of Minnesota and is rated “A” or better by a national bond rating agency. d) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. f)Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; certain Minnesota securities broker-dealers; or, a bank qualified as a depositor. g)General obligation temporary bonds of the same governmental entity issued under section 429.091, subdivision 7; 469.178, subdivision 5; or 475.61, subdivision 6. As of December 31, 2014, the City had the following investments and maturities: Investment Maturities (in Years) CreditFairLess ThanMore Than Investment TypeRatingValue11 - 56 - 110 0 Money market fundsN/A2,762,646$ 2,762,64$6$ - $ -$ - Minnesota Municipal Money Market FunN/A 4,993 d 4,993 - - - Certificates of depositN/A9,240,240 5,473,903 3,273,464 492,873 - Local/State governments A/A1/A21,099,215 - 765,586 228,432 105,197 AA1/AA2/AA38,487,873 2,135,473 2,212,240 638,189 3,501,971 AAA4,855,228 1,099,336 2,569,890 800,278385,724 U.S. agenciesAAA3,979,226 439,332 2,570,531 394,610 574,753 FNMA REMICN/A 14,757 14,757 - - - N/A 554,852 554,852 - U.S. agencie s - - Total investment 11,915,68330,999,03$13,251,051$4,128,433$ 1,703,863$ s0 Deposits3,758,511 Total cash and investments34,757,541$ The following is a reconciliation of the City’s total cash and investment balances at December 31, 2014: Government-wide statement of net position: Cash and investments34,380,064$ Cash and investments with escrow agent126,086 Fiduciary funds statement of net position251,391 Total34,757,541$ The Minnesota Municipal Money Market Fund is regulated by Minnesota Statutes and the Board of Directors of the League of Minnesota Cities and is an external investment pool not registered with the Securities Exchange Commission (SEC) that follows the same regulatory rules of the SEC under rule 2a7. The fair value of the position in the pool is the same as the value of the pool shares. Custodial credit risk - investments – For investments in securities, custodial credit risk is the risk that in the event of a failure of the counterparty, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. 56 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 As of December 31, 2014, $250,000 of the City’s $30,999,030 investments was uninsured and unregistered, with securities held in the City’s name. Interest rate risk - The City has a formal investment policy that states the City will minimize the risk that the market value of securities in the portfolio will fall due to the changes in general interest rates, by: Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby 1) avoiding the need to sell securities on the open market prior to maturity. 2) Investing operating funds primarily in shorter-term securities, money market mutual funds or similar investment pools. FNMA REMIC – The City invests in REMIC’s in accordance with State law and the City’s investment policy. These securities are based on cash flows from payments on underlying mortgages. Therefore, they are sensitive to prepayments by mortgages, which may result from a decline in interest rates. Credit Risk - The City has a formal investment policy that states the City will minimize the credit risk, the risk of loss due to the failure of the security issuer or backer, by: 1)Limiting investments to the safest types of securities. 2)Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisers with which the City will do business. A list will be maintained of financial institutions authorized to provide investment services. In addition, a list also will be maintained of approved security broker/dealers selected by creditworthiness. These may include “primary” dealers or regional dealers that qualify under Securities and Exchange Commission (SEC) Rule 15C3-1. All financial institutions and broker/dealers who desire to become qualified for investment transactions must supply: audited financial statements, proof of National Association of Securities Dealers (NASD) certification, proof of state registration, completed broker/dealer questionnaire, and certification of having read and understood and agreeing to comply with the City’s investment policy. An annual review of the financial condition and registration of qualified financial institutions and broker/dealers will be conducted by the City Administrator. Concentration of Credit Risk - More than 14% of the City’s investments are in various holdings with U.S. agencies; Federal Home Loan Bank (1.6%), Federal Farm Credit Bank (3.0%), Federal National Mortgage Association (5.0%), Federal Home Loan Mortgage Corporation (3.4%) and U.S. Treasury (1.8%). The City’s policy on concentration of investments is as follows: 1) Diversification - The investments shall be diversified by: a) investments to avoid over concentration in securities from a specific issuer or business sector (excluding U.S. Treasury securities), b) limiting investment in securities that have higher credit risks, c) investing in securities with varying maturities, and d) continuously investing a portion of the portfolio in readily available funds such as local government investment pools (LGIPs), money market funds or overnight repurchase agreements to ensure that appropriate liquidity is maintained in order to meet ongoing obligations. 2) Maximum Maturities - To the extent possible, the City shall attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing, or having average lifes, of more than five (5) years from the date of purchase or in accordance with state and local statutes and ordinances. Reserve funds and other funds with longer-term investment horizons may be invested in securities exceeding five (5) years if the maturity of such investments are made to coincide as nearly as practicable with the expected use of funds. The intent to invest in securities with longer maturitues shall be disclosed in writing to the legislative body. Because of inherent difficulties in accurately forecasting cash flow requirements, a portion of the portfolio should be continuously invested in readily available funds such as local government investment pools, money market funds, or overnight repurchase agreements to ensure that appropriate liquidity is maintained to meet ongoing obligations. 57 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Note 3 RECEIVABLES Significant receivables balances not expected to be collected within one year of December 31, 2014 are as follows: DelinquentDelinquentSpecial PropertyTaxAssessment TaxesIncrementReceivableTotal Major Funds: General Fund$ -118,131$ 17,252$ 135,383$ Water Trunk CPF- - 395,643 3 95,643 Sewer Trunk CPF - 153,438- 1 53,438 Road and Bridge CPF 16,302 944,629- 9 60,931 Tax Increment Projects CPF - 22,836 - 22,836 Permanent Improvement Revolving CPF- 328,89-0 3 28,890 Nonmajor Funds 37,025 - - 37,025 Total$ 171,458$ 22,836$ 2,034,1461,839,85$ 2 Note 4 UNAVAILABLE REVENUES Governmental funds report deferred inflows of resources in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. At the end of the current fiscal year, the various components of unavailable revenue reported in the governmental funds were as follows: PropertyTaxSpecialLand Held TaxesIncrementAssessmentsfor ResaleTotal Major Funds: General Fund$ 149,533$ -$ 17,252$ 166,785-$ Water Trunk CPF - - 408,629 408,629- Sewer Trunk CPF - - 173,378 173,378- Road and Bridge CPF 20,635 1,294,87-4 1,315,509- Tax Increment Projects CPF - 38,060 225,000- 263,060 Permanent Improvement Revolving CPF- - 411,64 2 411,64- 2 Nonmaor Fund -46,867 - 100,000 146,867 js $ Total217,035$ 38,060$ 2,305,775$ 325,000$ 2,885,87 0 Note 5 CAPITAL ASSETS In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the government-wide statement of net position. The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting for its streets and trails. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the modified approach is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the basic approach whereby accumulated depreciation and depreciation expense have been recorded. Capital asset activity for the year ended December 31, 2014 was as follows: 58 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 BeginningEnding Primary Government BalanceAdditionsDeletionsBalance Governmental activities: Capital assets not being depreciated: Land and improvements$10,860,866$628,243$(685,690)$10,803,419 Streets and trails80,264,704795,191 81,059,895- Construction in progress -52,523-52,523 Total capital assets not being depreciated 1,475,95791,125,570 (685,690) 91,915,837 Capital assets being depreciated: Buildings and improvements27,212,817 37,088 - 27,249,905 Furniture and equipment (including software)513,257 57,032 - 570,289 Machinery and equipment7,298,105 1,451,592 (50,948) 8,698,749 Other park improvements6,796,575 159,816 (9,500) 6,946,891 Total capital assets being depreciated 1,705,52841,820,754 (60,448) 43,465,834 Less accumulated depreciation for: Buildings and improvements8,963,193 904,702 - 9,867,895 Furniture and equipment381,453 41,954 - 423,407 Machinery and equipment5,593,497 386,575 (42,869) 5,937,203 Other park improvements2,771,051 322,292 (9,500) 3,083,843 Total accumulated depreciation17,709,194 1,655,523 (52,369) 19,312,348 Total capital assets being depreciated - net24,111,560 50,005 (8,079) 24,153,486 Governmental activities capital assets - net115,237,130$ 1,525,962$ (693,769)$ 116,069,323$ BeginningEnding Primary Government BalanceAdditionsDeletionsBalance Business-te activities: yp Capital assets not being depreciated: Land and improvements730,243$ -$ 730,243 $ $ - Capital assets being depreciated: 15,877,590- Buildings and improvements15,877,59 0 - Furniture and equipment (including software) 61,390 61,390 - - Machinery and equipment 1,252,207 - 1,252,207 - Collection and distribution 51,448,790 990,412 52,439,202- Total capital assets being depreciated 68,639,977 990,412 69,630,389- Less accumulated depreciation for: Buildings and improvements 7,319,205 540,961 - 7,860,166 Furniture and equipment 49,487 2,868 52,355 - Machinery and equipment 1,068,780 42,489 - 1,111,269 Collection and distribution 19,193,089 1,046,371 20,239,460- Total accumulated dereciation 27,630,561 1,632,689 29,263,250- p Total capital assets being depreciated - net 41,009,416 (642,277) 40,367,139- Business-type activities capital assets - net$ 41,739,659$ (642,277)$ 41,097,382-$ 59 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Depreciation/amortization expense was charged to functions/programs of the primary government as follows: Governmental activities: General government84,355$ Public safety254,943 Public works248,947 Parks and recreation1,052,437 Recycling 4,127 Economic development10,714 Total depreciation/amortization expense - governmental activities1,655,523$ Business-type activities: Water$891,455 Sewer505,405 Storm sewer235,829 Total depreciation/amortization expense - business-type activities1,632,689$ CONSTRUCTION COMMITMENTS At December 31, 2014, the City did not have any construction commitments. Note 6 LONG-TERM DEBT The City issues general obligation bonds, equipment certificates and promissory notes to provide funds for the acquisition and construction of major capital facilities. The reporting entity’s long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. 60 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 IssueMaturityInterestOriginalPayable DateDateRateIssue12/31/14 GOVERNMENTAL ACTIVITIES: Abatement Bonds: 2012C G.O. Abatement Bonds12/27/20122/1/20311.00-3.00%17,315,000$$16,675,000 Certificates of Indebtedness: 2012A G.O. Equipment Certificates3/22/20122/1/20172.00%585,000 585,000 2014A G.O. Equipment Certificates5/29/20142/1/20201.50-2.00%1,555,000 1,555,000 Total certificates of indebtedness2,140,000 2,140,000 Capital Improvement Bonds: 2012B G.O. Capital Improvement Ref Bonds3/22/20122/1/20162.00%1,570,000 970,000 State Aid Bonds: 2009A G.O. State Aid Street Refunding Bonds3/26/20092/1/20152.25-2.80%955,000 60,000 Referendum Bonds: 2010A G.O. Open Space Referendum Bonds2/18/20102/1/20222.00-3.12%1,660,000 1,250,000 Total - bonded indebtedness23,640,000 21,095,000 Promissory note payable 12/17/201311/15/2018n/a983,593 786,874 Compensated absences payable - 628,946 Total governmental activities indebtedness24,623,593 22,510,820 BUSINESS-TYPE ACTIVITIES: General Obligation Revenue Bonds: 2007B G.O. Water Revenue Refunding Bonds3/13/20072/1/20234.00-4.25%6,570,000 5,580,000 2009A G.O. Water Revenue Bonds3/26/20092/1/20242.00-4.25%1,025,000 730,000 Total general obligation revenue bonds7,595,000 6,310,000 Compensated absences payable - 163,529 Total business-type activities indebtedness7,595,000 6,473,529 Total City indebtedness$32,218,593$28,984,349 61 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Annual debt service requirements to maturity for general obligation bonds are as follows: Governmental Activities Abatement BondsCertificates of IndebtednessCapital Improvement Bonds PrincipalInterestPrincipalInterestPrincipalInterest 2015835,000$ 379,906$ 225,000$ 43,626$ 500,000$ 14,400$ 2016845,000 371,506 310,000 34,550 470,000 4,700 2017855,000 358,731 795,000 24,150 - - 2018 870,000 341,481265,00013,550 - - 2019 885,000 323,931270,000 8,200 - - 2020-20244,725,000 1,339,825275,000 2,750 - - 2025-20295,300,000 740,703 - - - - 2030-20322,360,000 71,400 - - - - Total16,675,000$$ 3,927,483$2,140,000$126,826$ 970,000$19,100 Governmental ActivitiesBusiness-Type Activities State Aid BondsReferendum BondsG.O. Revenue Bonds PrincipalInterestPrincipalInterestPrincipalInterest 2015$ 60,000$ 840$145,000$31,915$ 590,000$241,486 2016 - -145,00028,942 615,000 218,101 2017 - -150,00025,657 635,000 193,751 2018 - -155,00021,841 665,000 168,339 2019 - -160,00017,507 685,000 141,776 2020-2024 --495,00023,3543,120,000 274,856 $ 60,000$840$1,250,000$149,216$6,310,000$1,238,309 Annual debt service requirements to maturity for the promissory note payable is as follows: Governmental Activities Promissory Note Payable PrincipalInterest 2015$196,719- 2016196,718 - 2017196,718 - 2018196,719 - Total$786,874$- It is not practical to determine the specific year for payment of long-term accrued compensated absences. CHANGE IN LONG-TERM LIABILITIES Long-term liability activity for the year ended December 31, 2014, was as follows: 62 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 BeginningEndingDue Within BalanceAdditionsReductionsBalanceOne Year Governmental activities: Bonds payable: Revenue bonds$ -16,925,000$ (16,925,000)$$ -$- Abatement bonds16,995,000-(320,000)16,675,000835,000 Certificates of indebtedness680,0001,555,000(95,000)2,140,000225,000 Capital improvement bonds1,470,000-(500,000) 970,000500,000 Permanent improvement revolving bonds385,000-(385,000) - - State aid bonds290,000-(230,000) 60,00060,000 Referendum bonds1,390,000-(140,000)1,250,000145,000 Total bonds payable38,135,0001,555,000(18,595,000)21,095,0001,765,000 Promissory note payable 983,593-(196,719) 786,874196,719 Compensated absences612,569351,889(335,512) 628,94694,342 Total governmental activities long-term liabilities$ 1,906,88939,731,162$$(19,127,231)$22,510,820$2,056,061 Business-type activities: Bonds payable: G.O. revenue bonds$6,875,000$-$(565,000)$6,310,000$590,000 Compensated absences153,80764,206(54,484) 163,52924,530 Total business-type activities long-term liabilities$7,028,807$64,206$(619,484)$6,473,529$614,530 For the governmental activities, bonds and the promissory note payable can be summarized in the following categories: revenue bonds The were used to construct a 132,000 square foot community center. The bonds are payable from annual lease payments received by the EDA from the YMCA, operating revenues from the ice arena and field house, and, if necessary, a debt service tax levy. These bonds do constitute debt for the purpose of computing statutory debt limits. abatement bonds The were used to purchase the 132,000 square foot building from the EDA. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the bonds. certificates of indebtedness The are used to finance the purchase of capital equipment. The certificates are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the certificates. capital improvement bonds The were used to purchase the 30,000 square foot public works building from the EDA and to finance the construction of a new fire station. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the bonds. permanent improvement revolving bonds The are used to finance assessable improvements within the City, including but not limited to sanitary sewer and water line connections, storm sewer, streets, sidewalks and curb & gutter. The bonds are payable primarily from special assessments levied against properties benefited by the improvements. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. state aid bonds The were used to finance the Municipal State Aid (MSA) eligible costs of the Andover Boulevard project. The bonds are payable entirely from state-aid received by the City from construction and maintenance of the state aid street system. The City has pledged an amount of money from its account in the state-aid street fund sufficient to pay the principal and interest of the bonds. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. 63 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 referendum bonds The were used to finance various land acquisitions for open space preservation within the City. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the certificates. promissory note payable The was used to finance the purchase of 13 acres adjacent to the city hall campus for future expansion. The note is payable from monies set aside in the Building Capital Projects Fund. compensated absences For the governmental activities, are generally liquidated through the General Fund. G.O. revenue bonds For the business-type activities, the were used to finance the construction of a water treatment plant. The bonds are payable from net revenues of the water system and are general obligations of the City for which its full faith, credit and taxing powers are pledged. REVENUES PLEDGED 2012C G.O. Abatement Bonds . The City has pledged future lease revenue, operating revenues (net of operating expenses) and, if necessary, a debt service tax levy to repay the $17,315,000 bonds issued in December 2012. Proceeds from this bond refunded the 2004 EDA Public Facility Lease Revenue Bonds. Lease revenues were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $20,602,483, payable through February 2031. For the current year, principal and interest paid and total property tax revenues were $705,681 and $741,093, respectively. 2012A G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $585,000 bonds issued in March 2012. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $613,250, payable through February 2017. For the current year, interest paid and total property tax revenues were $11,700 and $140,196, respectively. 2014A G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $1,555,000 bonds issued in May 2014. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $1,653,576, payable through February 2020. For the current year, property tax revenues were $260,363. 2012B G.O. Capital Improvement Refunding Bonds . The City has pledged future property tax revenue to repay the $1,570,000 bonds issued in March 2012. Proceeds from the bonds refunded the Series 2004A Bonds. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $989,100, payable through February 2016. For the current year, interest paid and total property tax revenues were $524,400 and $561,799, respectively. 2009A State Aid Street Refunding Bonds . The City has pledged future municipal state aid (MSA) allotments to repay the $955,000 bonds issued in March 2009. Proceeds of the bonds refunded the Series 2001B Bonds. The bonds are payable solely from MSA allotments through 2015. Total principal and interest remaining on the bonds is $60,840, payable through February 2015. For the current year, principal and interest paid and MSA revenues were $234,785 and $61,680, respectively. 2010A G.O. Open Space Referendum Bonds. The City has pledged future property tax revenue to repay the $1,660,000 bonds issued in February 2010. Proceeds from the bonds were used to finance various land acquisitions for open space preservation within the City. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $1,399,216, payable through February 2022. For the current year, principal and interest paid and total property tax revenues were $174,765 and $187,700, respectively. 2007B G.O. Water Revenue Bonds. The City has pledged future water customer revenues, net of operating expenses, to repay the $6,570,000 bonds issued in March 2007. Proceeds of the bonds refunded the Series 2002 Bonds. The bonds are payable from water customer net revenues and are payable through 2023. The total principal and interest remaining on the bonds is $6,669,444. The principal and interest paid for the current year and total customer net revenues were $741,646 and $1,047,948, respectively. 2009A G.O. Water Revenue Bonds. The City has pledged future water customer revenues, net of operating expenses, to repay the $1,025,000 bonds issued in March 2009. Proceeds of the bonds provided financing for the addition to the water treatment plant. The bonds are payable from water customer net revenues and are payable through 2024. The total principal and interest remaining on the bonds is $878,865. The principal and interest paid for the current year and total customer net revenues were $87,160 and $1,047,948, respectively. 64 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 ADVANCE CROSSOVER REFUNDING On December 1, 2006, the City issued $10,000,000 in Public Facility Lease Revenue Refunding Bonds, Series 2006 with an average interest rate of 4.29% to advance refund $9,755,000 of outstanding 2004 Series Bonds with an average interest rate of 5.17%. The net proceeds of $9,782,338 were used to purchase U.S. Government Securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on the refunding bonds before the crossover date and called principal on the refunded bonds on February 1, 2014. The City advance refunded a portion of the 2004 Public Facilities Lease Revenue Bonds to reduce its total debt service payments over the last twenty years of the bond by $755,979 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $375,573. The City was responsible for the debt service of the refunded bonds until the crossover date. On January 1, 2007, the City issued $6,865,000 in Public Facility Lease Revenue Refunding Bonds, Series 2007 with an average interest rate of 4.31% to advance refund $6,700,000 of outstanding 2004 Series Bonds with an average interest rate of 5.17%. The net proceeds of $6,710,306 were used to purchase U.S. Government Securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on the refunding bonds before the crossover date and called principal on the refunded bonds on February 1, 2014. The City advance refunded a portion of the 2004 Public Facilities Lease Revenue Bonds to reduce its total debt service payments over the last twenty years of the bond by $517,163 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $250,417. The City was responsible for the debt service of the refunded bonds until the crossover date. Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The City's legal debt margin for 2014 and 2013 is computed as follows: December 31, 20142013 Estimated taxable market value$2,071,812,281$2,123,596,358 Debt limit (3% of market value) 62,154,36863,707,891 Amount of debt applicable to debt limit: Total bonded debt$ 27,405,000$45,010,000 Less: Nonapplicable debt G.O. water revenue bonds (6,310,000)(6,875,000) Permanent improvement revolving bonds -(385,000) State aid bonds (60,000)(290,000) Less: Cash and investments in related debt service funds (942,607)(17,415,812) Total debt applicable to debt limit 20,092,39320,044,188 Legal debt margin$ 42,061,975$43,663,703 Note 8 DEFINED BENEFIT PENSION PLANS - STATEWIDE A. PLAN DESCRIPTION All full-time and certain part-time employees of the City are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the General Employees Retirement Fund (GERF) and the Public Employees Police and Fire Fund (PEPFF), which are cost-sharing, multiple-employer retirement plans. Minnesota Statutes These plans are established and administered in accordance with , Chapters 353 and 356. 65 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 GERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by State Statute, and vest after five years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERA’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first 10 years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first 10 years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0% for each year of service. For all PEPFF and GERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree – no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. PERA issues a publicly available financial report that includes financial statements and required supplementary information for GERF and PEPFF. That report may be obtained on the internet at www.mnpera.org, by writing to PERA at 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088 or by calling (651) 296-7460 or 1-800-652-9026. B. FUNDING POLICY Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. GERF Basic Plan members and Coordinated Plan members were required to contribute 9.10% and 6.25%, respectively, of their annual covered salary in 2014. PEPFF members are required to contribute 10.20% of their annual covered salary in 2014. In 2014, the City was required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan members, 7.25% for Coordinated Plan members, and 15.3% for PEPFF members. The City’s contributions to the Public Employees Retirement Fund for the years ending December 31, 2014, 2013 and 2012 were $262,577, $256,560 and $245,654 respectively. The City’s contributions to the Public Employees Police and Fire Fund for the years ending December 31, 2014, 2013 and 2012 were $29,081, $26,588 and $26,108, respectively. The City’s contributions were equal to the contractually required contributions for each year as set by state statute. Contribution rates will increase on January 1, 2015 in the Coordinated Plan (6.5% for members and 7.5% for employers) and the PEPFF (10.8% for members and 16.2% for employers). C. DEFINED CONTRIBUTION LUMP SUM SERVICE PENSION PLAN – VOLUNTEER FIREFIGHTERS RELIEF ASSOCIATION PLAN DESCRIPTION Members of the City’s volunteer fire department are members of the Andover Firefighters’ Relief Association. The Association is the administrator of a single-employer defined contribution plan available to firefighters that was established Minnesota Statutes October 9, 1979 and operates under the provisions of Section 424A. It is governed by a board of six 66 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 members elected by the members of the Association for three-year terms. The City’s Mayor, Finance Manager and Fire Chief are ex-officio members of the Board of Trustees. The Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Twenty-Year Service Pension – In order to be entitled to a pension benefit, a firefighter must have completed a 1. minimum of five years of service with the Department and five years membership in the Association and attain the age of 50 years. The firefighter will then be 40% vested. This percentage increases 4% per year until the twentieth year when 100% vesting will occur. Because this is a defined contribution plan, the amount of the retirement benefit is not predetermined, but rather is based on the individual member’s allocable portion of contributions made during the participation period. Deferred Pension – If the retired or terminated member has not attained age 50 and is otherwise eligible for the 2. pension benefit, the balance of the member’s account will be credited with earned interest at the rate permitted by Minnesota Statutes Section 424.A02, Subd.7. 3.Disability Benefit – If a member of the Association becomes totally and permanently disabled due to injury, disability, sickness or dismemberment as a result of performance of duty, a disability payment will be made after one hundred days of disability. Death Benefit – In the event of death of an active member or deferred pensioner, the member’s individual account 4. balance will be paid to the surviving spouse, surviving children or the estate of the member after approval by the Board. The Association issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to Andover Firefighters’ Relief Association, 13875 Crosstown Boulevard NW, Andover, Minnesota 55304. FUNDING POLICY The State of Minnesota contributes amortization aid, or two percent fire aid, in accordance with state statute requirements. Plan members are not required to contribute to the plan. The state legislature may amend contribution requirements of the City and State. The City is allowed to make voluntary contributions of other public funds pursuant to Minnesota Statutes Chapter 69. The City receives the State aid contribution and is required by state statutes to pass this through as payment to the Association. This transaction is recorded as revenue and expenditure in the City’s financial statements. Contributions for the last three years are as follows: Year EndingCityStateTotal 12/31/201250,000$ $107,440$ 157,440 12/31/201350,000 153,555 203,555 12/31/201455,000 151,491 206,491 Note 9 OTHER POST EMPLOYMENT BENEFITS (OPEB) Accounting In 2008, the City prospectively implemented the requirement of a new accounting pronouncement, GASB Statement No. 45, and Financial Reporting by Employers for Post Employment Benefits Other than Pensions. A.PLAN DESCRIPTION In addition to providing the pension benefits described in Note 8, the City provides post employment health care benefits (as plan defined in paragraph B) for retired employees through a single employer defined benefit plan. The term refers to the City’s requirement by State Statute to provide retirees with access to health insurance. The OPEB plan is administered by the City. The authority to provide these benefits is established in Minnesota Statutes Sections 471.61 Subd. 2a, and 299A.465. The benefits, benefit levels, employee contributions and employer contributions are governed by the City and can be amended by the City through its personnel manual and collective bargaining agreements with employee groups. The Plan is not 67 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 accounted for as a trust fund, as an irrevocable trust has not been established to account for the plan. The Plan does not issue a separate report. B.BENEFITS PROVIDED Retirees The City is required by State Statute to allow retirees to continue participation in the City’s group health insurance plan if the individual terminates service with the City through service retirement or disability retirement. Employees who satisfy the rule of 90 or attain age 55 and have completed 10 years of service at termination can immediately commence medical benefits. Retirees may obtain dependent coverage while the participating retiree is under age 65. Covered spouses may continue coverage after the retiree’s death. The surviving spouse of an active employee may continue coverage in the group health insurance plan after the employee’s death. All health care coverage is provided through the City’s group health insurance plan. The retiree is required to pay 100% of their premium cost for the City-sponsored group health insurance plan. The premium is a blended rate determined by the entire active and retiree population. Since the projected claims costs for retirees exceed the blended premium paid by retirees, the retirees are receiving an implicit rate subsidy (benefit). The coverage levels are the same as those afforded to active employees. Upon a retiree reaching age 65 years of age, Medicare becomes the primary insurer and the City’s plan becomes secondary. C.PARTICIPANTS As of the actuarial valuation dated January 2014, participants consisted of: Retirees and beneficiaries currently purchasing health insurance through the City2 Active employees55 Total57 Participating employers1 D.FUNDING POLICY The additional cost of using a blended rate for actives and retirees is currently funded on a pay-as-you-go basis. The City Council may change the funding policy at any time. E.ANNUAL OPEB COSTS AND NET OPEB OBLIGATION The City’s annual other post employment benefit (OPEB) cost is calculated based on the annual requirement contribution (ARC) of the employer, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortized any unfunded actuarial liabilities (or funding excess) over period not to exceed 30 years. The net OPEB obligation as of December 31, 2014, was calculated as follows: 68 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Annual required contribution (ARC)$38,177 Amortization of net OPEB obligation(10,348) Interest on net OPEB obligation7,158 Annual OPEB cost34,987 Contributions made during the year(7,010) Increase (decrease) in net OPEB obligation27,977 Net OPEB obligation - beginning of year178,938 Net OPEB obligation - end of yea$206,915 r The City had an actuarial valuation performed for the plan as of January 1, 2014 to determine the funded status of the plan as of that date as well as the employer’s annual required contribution (ARC) for the fiscal year ended December 31, 2014. The City’s annual OPEB cost (expense) of $38,177 was equal to the ARC for the fiscal year, as the transition liability was set at zero as of December 31, 2007. The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan and the net OPEB obligation for 2012, 2013 and 2014 are as follows: Percentage of AnnualEmployerAnnual OPEBNet OPEB Fiscal Year EndedOPEB CostContributionsCost ContributedObligation December 31, 201236,650$ 17,322$ 47.3%165,740$ December 31, 201337,266 24,068 64.6%178,938 December 31, 201434,987 7,010 20.0%206,915 For the governmental activities, other post employment benefits are generally liquidated through the General Fund. F.FUNDED STATUS AND FUNDING PROGRESS The City currently has no assets that have been irrevocably deposited in a trust for future health benefits; therefore, the actuarial value of assets is zero. The funded status of the plan was as follows: Unfunded ActuarialUAAL as a ActuarialActuarialAccruedPercentage of ActuarialValue ofAccruedLiabilityFundCoveredCovered Valuation DateAssetsLiability *( UAAL )RatioPayrollPayroll ( a )( b )( b-a )( a/b )( c )(( b-a ) / c ) January 1, 2014-$ 247,646$ 247,646$ 0.00%5,728,317$ 4.32% *using the Projected Unit Credit actuarial method G.ACTUARIAL METHODS AND ASSUMPTIONS Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events in the future. Examples include assumptions about future employment, mortality and the health care cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions (ARC) of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes to the financial statements, presents multi-year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. 69 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit cost between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effect of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. The plan’s unfunded actuarial accrued liability is being amortized as a level dollar amount over 30 years on an open basis. The remaining amortized period at 12/31/2014 was 30 years. The actuarial value of assets was $0. In the January 1, 2014 actuarial valuation, the Projected Unit Credit Actuarial cost method was used. The following actuarial assumptions were used: 1. Discount rate – 4.0% 2. Inflation rate – 3.0% 3. Monthly rates – life expectancies were based on mortality tables at the National Center for Health Statistics 4. Retirement age – latest of age 62, plan eligibility or current age 5. Participation rate – 75% of future retirees employees expected to retire in the future will elect coverage at retirement and continue coverage to age 65; 100% of current retirees will continue their coverage until age 65 6. Spouse participation – spouse continue coverage until age 65 7. Health care cost rate – 7.5% reduced by 0.5% each year to arrive at an ultimate health care cost trend 5.0%. Note 10 INTERFUND RECEIVABLES/PAYABLES, LOANS AND TRANSFERS Individual fund interfund receivable and payable balances at December 31, 2014 are as follows: FundReceivablePayable Governmental Funds: Major Funds: General Fund260,000$ -$ Nonmajor Governmental Funds- 260,000 Total governmental funds260,000$ 260,000$ Interfund receivables and payables are representative of lending/borrowing arrangements to cover deficit cash balances at the end of the fiscal year. The City made the following interfund transfers during the year: Transfer InTransfer OutAmountPurpose General FundWater Fund$150,250Admin allocation General FundSewer Fund Admin allocation46,680 2006 EDA Public Fac Lease Rev Ref Bonds DSFNonmajor Fund Debt service allocation14,826 2007 EDA Public Fac Lease Rev Ref Bonds DSFNonmajor Fund Debt service allocation14,311 Water FundWater Trunk Fund CPF Debt service allocation20,737 Sewer Trunk CPFSewer Fund400,000Replacement reserve Road & Bridge CPF Nonmajor Fund Roadway degredation 5,500 Nonmajor FundPerm Improv Revolving Fund CPF380,961Debt service allocation Nonmajor FundNonmajor Fund212,356Debt service allocation Nonmajor FundNonmajor Fund Close debt service fund9,951 $1,255,572 Additionally, computer service fees paid by the Water, Sewer and Storm Sewer Enterprise Funds to the General Fund have been reclassified as transfers on the Government-Wide Statement of Activities as follows: 70 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Transfer InTransfer Out Governmental Activities30,600 $ $ - Business-Type Activities- 30,600 Total30,600$ 30,600$ Note 11 TAX INCREMENT DISTRICTS The City is the administering authority for the following tax increment finance districts: 1.Name of District:Andover Redevelopment District 1-2 Type of District:Redevelopment Authorizing Law:M.S. Section 472 Established:1986 Duration of District:Through 2014 Original net tax capacity:$4,542 Current net tax capacity:181,170 Captured net tax capacity - retained by the City$176,628 2.Name of District:Tax Increment Financing District 1-3 (Farmstead Project) Type of District:Redevelopment Authorizing Law:M.S. Section 469 Established:1997 Duration of District:Through 2025 Original net tax capacity:$7,314 Current net tax capacity:140,847 Captured net tax capacity - retained by the City$133,533 3.Name of District:Tax Increment Financing District 1-4 Type of District:Redevelopment Authorizing Law:M.S. Section 469 Established:2005 Duration of District:Through 2031 Original net tax capacity:$ 66,921 Current net tax capacity: 70,868 Captured net tax capacity - retained by the City$ 3,947 4.Name of District:Tax Increment Financing District 1-5 Type of District:Redevelopment Authorizing Law:M.S. Section 469 Established:2012 Duration of District:Through 2039 Original net tax capacity:$ 6,139 Current net tax capacity: 19,464 Captured net tax capacity - retained by the City$ 13,325 71 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Note 12 DEFICIT FUND BALANCES The City has deficit fund balances at December 31, 2014 as follows: FunAmount d Nonmajor Special Revenue Funds: Community Center48,364$ Nonmajor Capital Projects Funds: Storm Sewer Project64,418 Note 13 CONTINGENCIES A. RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverages. Workers compensation coverage is provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through Workers Compensation Reinsurance Association (WCRA) as required by law. The City also has a $2,500 deductible per occurrence to further decrease the cost of coverage. Final premiums are determined after an audit of payroll subsequent to the close of the agreement year and are subject to revisions in rates, payrolls and experience modification. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property, casualty, and automobile insurance coverage are provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to the LMCIT. The LMCIT reinsures through commercial companies for claims in excess of various amounts. The City retains risk for the deductible portions. These deductibles are considered immaterial to the financial statements. The City continues to carry commercial insurance for all other risks of loss, including employee health and disability insurance. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. B. LITIGATION The City is not aware of any existing or pending lawsuits, claims or other actions in which the City is a defendant. C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2014. D. TAX INCREMENT DISTRICTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance that would have a material effect on the financial statements. 72 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 E.PAY-AS-YOU-GO TAX INCREMENT The City has two tax increment pay-as-you-go agreements. The agreements are not a general obligation of the City and are payable solely from tax increments. Accordingly, these agreements are not reflected in the financial statements of the City. Details of the pay-as-you-go are as follows: TIF District #1-3, Farmstead Project: The pay-as-you-go agreement for TIF District #1-3 provides for the payment of 90% of all tax increment received and will be completed February 1, 2015. TIF District #1-5, Arbor Oaks Project: The pay-as-you-go agreement for TIF District #1-5 provides for the payment of 90% of all tax increment received and will be completed February 1, 2029. Note 14 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2014. Future scheduled tax levies for all bonds outstanding at December 31, 2014 totaled $21,938,728. Note 15 FUND BALANCE ACLASSIFICATIONS . At December 31, 2014, a summary of the governmental fund balance classifications are as follows: 73 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 TaxPermanent WaterSewerRoad &IncrementImprovementOther TrunkTrunkBridgeProjectsRevolvingGovernmental GeneralCPFCPFCPFCPFCPFFundsTotal Nonspendable: Inventory137,001$ -$ 1,562$ 138,563 $ $ -$ -$ -$ - Restricted for: Debt service - 1,073,535- 1,073,535 - - - - Tax increment - 3,546,286 - - -3,546,286 - - Public services - 55,210 55,210 - - - - - Equipment purchases - 112,513 112,513 - - - - - Open space referendum - - 235,423 235,423 - - - - Total restricted - 1,476,681- 5,022,967 - - -3,546,286 Committed to: Economic development - - 380,792 380,792 - - - - City's mapping system - - 154,838 154,838 - - - - Surface water management - 2,295 2,295 - - - - - Public right of ways management - - 49,998 49,998 - - - - Seal coating new developments - 3,366 3,366 - - - - - Total committed - - 591,289 591,289 - - - - Assigned to: Water system 2,637,713- 2,637,713 - - - - - Sanitary sewer system - 5,541,793- 5,541,793 - - - - Street rehabilitation - 4,998,161- 4,998,161 - - - - Development purposes - 705,751 - - - - 705,751 - Forest resources programs - 7,243 7,243 - - - - - Public services - 2,026 2,026 - - - - - Park improvements - - 334,566 334,566 - - - - Facilities management - - 846,411 846,411 - - - - Pedestrian trails - - 134,963 134,963 - - - - Capital improvements - - 886,768 886,768 - - - - Total assigned 2,637,713- 5,541,793 4,998,161 2,211,977 16,095,395 -705,751 Unassigned 7,065,133 - (114,344) 6,950,789 - - - - Total$ 7,202,134$ 2,637,713$ 5,541,793$ 4,998,161$ 3,546,286$ 4,167,165$ 28,799,003 $ 705,751 B. MINIMUM UNASSIGNED FUND BALANCE POLICY The City Council has formally adopted a policy regarding the minimum unassigned fund balance for the General Fund. The most significant revenue source of the General Fund is property taxes. This revenue source is received in two installments during the year – July and December. As such, it is the City’s goal to begin each fiscal year with sufficient working capital to fund operations between each semi-annual receipt of property taxes. The policy established a year-end targeted unassigned fund balance amount for cash-flow timing needs in the range of 51-53% of the subsequent year’s budgeted expenditures. At December 31, 2014, the unassigned fund balance of the General Fund targeted for cash-flow needs was 68% of the subsequent year’s budgeted expenditures. Note 16 CONDUIT DEBT OBLIGATION Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued various revenue bonds to provide funding to private-sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City has no obligation for such debt beyond the resources provided by related leases or loans. Accordingly, the bonds are not reported as liabilities in the financial statements of the City. As of December 31, 2014, the following revenue bonds were outstanding: 74 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2014 Date ofOriginalOutstanding ProjectIssueIssueRetired12/31/2014 Presbyterian Homes of Andover, Inc.11/1/200313,145,000$ (3,055,077)$ $10,089,923 Note 17 OPERATING LEASES The City received revenue from agreements for the lease of space for antennas placed on the water tower and an emergency siren pole. The City also has leases with the Greater Minneapolis YMCA and Subway Real Estate, LLC for building space at the Andover YMCA Community Center. Terms of each lease are as follows: 2014 LeaseAnnual LeaseExpirationRenewal LocationLesseeAmountAdjustment FactorDateOptions City Hall water towerSprint Nextel$ Greater of CPI or 4%12/31/20173 - 5 year terms29,807 City Hall water towerT-Mobile USA, Inc 24,310Greater of CPI or 4%12/31/20163 - 5 year terms City Hall water towerVerizon 3% annually5/31/20243 - 5 year terms14,700 Emergency Siren PoleT-Mobile USA, Inc $1,000 annual increas8,000e9/22/20183 - 5 year terms Andover YMCA Comm CtrGreater Minneapolis YMCA635,000None8/1/2035N/A Rose Park water towerSprint Nextel 15,9273% annually7/31/20155 - 5 year terms Rose Park water towerVerizon 3% annually5/31/20243 - 5 year terms12,600 Andover YMCA Comm CtrSubway Real Estate, LLC17,653 $600 annual increase10/2/20153 - 3 year terms Future minimum lease payments are unavailable at this time due to changing variables: CPI and the completion of the capital campaign for the community center. Note 18 RECENTLY ISSUED ACCOUNTING STANDARDS The Governmental Accounting Standards Boards (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 68Accounting and Financial Reporting of Pensions – an amendment of GASB Statement No. 27. The provisions of this Statement are effective for financial statements for periods beginning after June 15, 2014. Statement No. 68 requires governments providing defined benefit pensions to recognize their long-term obligation for pension benefits as a liability for the first time. Statement No. 71Pension Transition for Contributions Made Subsequent to the Measurement Date – an amendment of GASB Statement No. 68. The provisions of this Statement should be applied simultaneously with the provisions of Statement 68. Statement No. 72Fair Value Measurement and Application. The provisions of this Statement are effective for financial statements for periods beginning after June 15, 2015. The effect these standards may have on future financial statements is not determinable at this time, but it is expected that Statements No. 68 and 71 will have a material impact. 75 - This page intentionally left blank - 76 REQUIRED SUPPLEMENTARY INFORMATION 77 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: General property taxes 7,501,816$ 7,501,816$ 7,476,294$ (25,522)$ 7,376,284$ Licenses and permits 307,355 307,355 364,430 57,075 536,706 Intergovernmental 609,541 609,541 697,492 87,951 710,071 Charges for services 685,900 685,900 998,510 312,610 1,122,461 Fines 100,750 100,750 94,375 (6,375) 96,130 Investment income 75,000 75,000 144,876 69,876 (17,096) Miscellaneous 91,850 91,850 150,401 58,551 140,983 Total revenues 9,372,212 9,372,212 9,926,378 554,166 9,965,539 Expenditures: Current: General government: Mayor and City council 86,840 86,840 84,650 2,190 83,595 Administration 176,265 176,265 169,219 7,046 147,503 Newsletter 26,000 26,000 20,974 5,026 17,678 Human resources 39,229 39,229 18,039 21,190 17,906 Legal 178,300 178,300 177,427 873 173,244 City clerk 129,400 129,400 128,859 541 108,311 Elections 55,336 55,336 41,506 13,830 11,353 Financial administration 235,459 235,459 230,639 4,820215,215 Assessing 150,000150,000145,051 4,949144,561 Information systems 170,629176,629146,985 29,644135,981 Planning and zoning 401,360401,360387,309 14,051349,488 Engineering 465,656465,656460,871 4,785452,788 Facility management 557,905562,905470,400 92,505451,255 Total general government 2,672,3792,683,3792,481,929 201,4502,308,878 Public safety: Police 2,818,1322,818,1322,818,1322,740,899 - Fire protection 1,127,3891,127,3891,264,021 (136,632)1,114,759 Protective inspection 411,295401,295390,908 10,387423,495 Civil defense 17,12817,12821,837 (4,709)13,930 Animal control9,9509,9504,0265,9246,037 Total public safety4,383,8944,373,8944,498,924 (125,030)4,299,120 Public works: Streets and highways 604,078604,078600,315 3,763572,754 Snow and ice removal 517,949517,949637,153 (119,204)630,798 Street signs 197,274197,274187,936 9,338162,859 Traffic signals 35,00035,00034,902 9826,241 Street lighting 246,400246,400235,794 10,606242,033 Total public works$ 1,600,701$1,600,701$1,696,100$ (95,399)$1,634,685 (Continued) 78 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND (Continued) For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Expenditures: Current: (continued) Parks and recreation 1,118,926$ 1,122,426$ 1,009,373$ 113,053$ 946,545$ Recycling 131,147 131,147 106,587 24,560 123,595 Unallocated 89,328 89,328 81,183 8,145 75,517 Total current 9,996,375 10,000,875 9,874,096 126,779 9,388,340 Capital outlay: 12,220 Public safety - - - - Recycling7,314 (7,314)54,514 - - Total capital outlay7,314 (7,314)66,734 - - Total expenditures 9,996,37510,000,8759,881,410 119,4659,455,074 Revenues over (under) expenditures (624,163)(628,663)44,968 673,631510,465 Other financing sources (uses): Transfers in 196,930196,930196,930196,930 - Transfers out(135,000) - - - - Total other financing sources (uses) 196,930196,930196,93061,930 - Net increase (decrease) in fund balance (427,233)$ $(431,733)241,898$ 673,631572,395 Fund balance - January 16,960,2366,387,841 Fund balance - December 31$7,202,134$6,960,236 79 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 11 SCHEDULE OF FUNDING PROGRESS - OTHER POST EMPLOYMENT BENEFITS PLAN For The Year Ended December 31, 2014 Unfunded ActuarialUAAL as a ActuarialActuarialAccruePercentage of d ActuarialValue ofAccrueLiabilitFundCovereCovere dydd Valuation DateAssetsLiabilit( UAAL )RatioPayrollPayroll y ( a )( b )( b-a )( a/b )( c )(( b-a ) / c ) January 1, 2008$ 324,387$324,3870.00%5,400,000$ 6.01% $ - January 1, 2011 273,046273,0460.00%5,298,367 5.15% - January 1, 2014 247,646247,6460.00%5,728,317 4.32% - 80 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2014 Note A BUDGETS The General Fund budget is legally adopted on a basis consistent America. The legal level of budgetary control is at the depart Fund departments whose expenditures exceed budget appropriations FinalOver BudgetActualBudget General Fund: Current: Public safety Fire protection $ 1,127,389$ 1,264,021$ 136,632 Civil defense17,12821,8374,709 Public works Snow and ice removal 517,949637,153119,204 Capital outlay: Recycling-7,3147,314 Note B MODIFIED APPROACH FOR CITY STREETS AND TRAILS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets including the street and trail system; water treatment and distribution system; wastewater collection system; park and recreation lands and improvement system; storm water conveyance system; and building combined with site amenities such as parking and landscape areas used by the City in the conduct of its business. Each major infrastructure can be divided into subsystems. For example, the street and trail system can be divided into pavement widths, curb type and sidewalk. City owned streets could further be classified as collector or local. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1) The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. 2) The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. nts. This acceptable rating allows minor cracking and patching of the pave the system. In the fall of 2014, the City conducted a physical condition assessment of the streets and trails constructed since 1974. This assessment will be performed every three years. Each street and trail segment was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each street and trail and expressed in a continuous scale. Prior to 2013, the continuous scale was from 0 to 100 where 0 is assigned to the least acceptable physical condition and 100 is assigned to a new street or trail. Starting in 2013, the continuous scale was from 0 to 10, where 0 is assigned to the least acceptable physical condition and 10 is assigned the physical characteristics of a new street or trail. The following conditions were defined: 81 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2014 Prior to 20132013 RatingRating ConditionScaleScale Excellent86 - 1008 - 10 Very Good71 - 857 - 7.9 Good56 - 706 - 6.9 Fair41 - 554 - 5.9 Poor26 - 402 - 3.9 Very Poor11 - 251 - 1.9 Substandard0 - 100 - .9 As of December 31, 20146.7 on the average with detail condition as follows: % of Street Conditionand Trails Excellent to Good89.0% Fair11.0% Poor to Substandard0.0% ultra-violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $2,029,026 on street and trail maintenance for the year ending December 31, 2014. These expenditures delayed deterioration; however, the overall condition of the system was not improved through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to $1,150,000. MaintenanceActualOCI YearEstimateExpendituresRating 2005$ 1,655,71583 $1 ,000,000 20061,150,0001,228,98182 20071,150,0001,256,43381 20081,150,0002,244,71380 20091,150,0001,666,21681 20101,150,0001,457,08283 20111,150,0001,770,98083 20121,150,0003,894,78483 20131,150,0002,471,1236.9 20141,150,0002,029,0266.7 The City has an on-going street and trail rehabilitation program funded in the Capital Improvement Program that is intended to improve the condition rating of the City streets and trails. The rehabilitation program is formulated based on the deficiencies identified as a part of its Pavement Management Program. 82 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 83 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of sp expenditures for specified purposes. Revenues for these funds c fees, gifts and grants or contributions from other governmental restricted by statute, local ordinance or grant agreements. The outlay as legal restrictions mandate. DEBT SERVICE FUNDS A Debt Service Fund accounts for the accumulation of resources f interest and other related costs. CAPITAL PROJECTS FUNDS A Capital Projects Fund is used to account for acquisition or co with governmental fund resources, general obligation debt, speci other resources that are not part of Proprietary Funds or Trust 84 CITY OF ANDOVER, MINNESOTA COMBINING BALANCE SHEETStatement 12 NONMAJOR GOVERNMENTAL FUNDS December 31, 2014 With Comparative Totals For December 31, 2013 Totals SpecialDebtCapitalNonmajor Governmental Funds RevenueServiceProjects20142013 Assets: Cash and investments 761,440$ 1,052,349$ 2,634,690$ 4,448,479$ 4,693,989$ Cash and investments with escrow agent 126,086 126,086 - - 823,578 Accrued interest3,4792,88212,514 18,87524,265 Accounts receivable - net91,172 91,172 - - 107,642 Property taxes receivable: Unremitted45518,3042,449 21,20817,697 Delinquent91840,5055,444 46,86752,640 Inventories - at cost1,562 1,5621,316 - - Land held for resale 100,000 - - 100,000 100,000 Total assets985,112 4,854,249 1,114,040 2,755,097 5,821,127 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Interfund payable190,00070,000 260,000 - 630,000 Accounts payable49,07693,427 142,503 - 104,121 Contracts payable64,248 - - - - Deposits payable16,576 16,57614,140 - - Due to other governmental units3,147 3,1472,517 - - Salaries payable22,983 22,98323,566 - - Unearned revenue95,008 95,00835,138 - - Total liabilities376,790 540,217 - 163,427 873,730 Deferred inflows of resources: Unavailable revenues91840,505 146,867 105,444 152,640 Fund balance (deficit): Nonspendable1,562 1,5621,316 - - Restricte55,210 1,476,681 d 1,073,535 347,936 2,247,412 Committe591,289 591,289 d - - 588,516 Assigne9,269 2,211,977 d - 2,202,708 2,234,342 Unassigne(49,926)(64,418) (114,344)(276,829) d - Total fund balance (deficit)607,404 4,167,165 1,073,535 2,486,226 4,794,757 Total liabilities, deferred inflows o f resources, and fund balances (deficit) 985,112$ 1,114,040$ 2,755,097$ 4,854,249$ 5,821,127$ 85 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 13 CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2014 With Comparative Totals For The Year Ended December 31, 2013 Totals Special DebtCapitalNonmajor Governmental Funds RevenueServiceProjects20142013 Revenues: General property taxes 40,066$ 2,074,115$ 272,179$ 2,386,360$ 2,274,515$ Intergovernmental 4,909 61,680 247,71866,589 - Charges for services 722,462 722,462684,458 - - Investment income 12,5921,29479,607 93,493(46,511) Miscellaneous: Park dedication fees156,384 156,384205,080 - - Rent 639,000 639,000639,423 - - Other 261,330108,644 369,974308,337 - Total revenues 1,680,3592,137,089616,814 4,434,2624,313,020 Expenditures: Current: General government 3,690103,331 107,021338,400 - Public safety38,340 38,3402,578 - - Public works 93,1798,173 101,35287,138 - Parks and recreation 1,028,693101,486 1,130,1791,043,912 - Economic development 78,21343,409 121,622133,248 - Capital outlay: Public safety1,089,037 1,089,0376,783 - - Public works339,497 339,497668,205 - - Parks and recreation 29,774833,739 863,5131,195,093 - Economic development15,098 - - - - Debt service: Principal retirement2,140,000196,7192,336,7191,689,000 - Interest-900,504 900,5041,262,302 - Paying agent fees2,775 2,7753,489 - - Professional service2,030 2,0301,616 - - Total expenditures 1,233,5493,045,3092,753,731 7,032,5896,446,862 Revenues over (under) expenditures 446,810(908,220)(2,136,917) (2,598,327)(2,133,842) Other financing sources (uses): Transfers in593,3179,951 603,2681,340,283 - Transfers out (246,993)(9,951) (256,944)(529,633) - Bonds issued1,555,000 1,555,000 - - - Redemption of refunded bonds - - - -(1,900,000) Bond premium44,278 44,278 - - - Proceeds from sale of capital assets25,133 25,13327,150 - - Total other financing sources (uses) (246,993) 583,3661,634,362 1,970,735(1,062,200) Net increase (decrease) in fund balance 199,817 (324,854)(502,555) (627,592)(3,196,042) Fund balance - January 1 407,5871,398,3892,988,781 4,794,7577,990,799 Fund balance - December 31$ 607,404$1,073,535$2,486,226$ 4,167,165$4,794,757 86 NONMAJOR SPECIAL REVENUE FUNDS The City of Andover had the following Special Revenue Funds duri EDA General - This fund was established to account for activities designed development within the community. Community Center - This fund is used to account for the operations of the Andove operations of the YMCA. Drainage and Mapping - This fund accounts for resources necessary to maintain existi maps and mapping systems for the City. LRRWMO - Management Organization (LRRWMO). Forestry - This fund was established to account for the protection of fo plans to ensure preservation or restoration of these resources. Right-of-Way Management/Utility - This fund is used to account for activity associated with the public right-of-ways. Charitable Gambling - This fund accounts for the 10% of net profits received from g profit organizations. According to state statute, all expenditu police, fire and other emergency or public safety-related servic obligations. Construction Seal Coating - This fund accounts for the contributions associated with land the respective developments first application of crack seal and 87 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2014 With Comparative Totals For December 31, 2013 Drainage EDACommunitand y GeneralCenteMappingLRRWMO r Assets: Cash and investments 370,171$ 21,670$ 154,088$ 2,605$ 126,086 Cash and investments with escrow agent - - - Accrued interest1,818 750 - - Accounts receivable12,42378,749 - - Property taxes receivable: Unremitted455 - - - Delinquent918 - - - Inventories - at cost1,562 - - - Total assets384,412228,067154,8383,978 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Interfund payable190,000 - - - Accounts payable1,54447,532 - - Contracts payable - - - - Deposits payable16,576 - - - Due to other governmental units3,147 - - - Salaries payable2,07619,176765 - Unearned revenue - - - - Total liabilities3,620276,431765 - Deferred inflows of resources: Unavailable revenues918 - - - Fund balance (deficit): Nonspendable1,562 - - - Restricte d - - - - Committe380,792 2,295154,838 d - Assigne d - - - - Unassigne(49,926) d - - - Total fund balance (deficit)380,792(48,364)154,8382,295 Total liabilities, deferred inflows o f resources, and fund balances (deficit)$384,412$228,067$154,838$3,978 88 Statement 14 Right-of-WaTotals y ManagementCharitableConstructionNonmajor Special Revenue Funds / ForestrUtilitGamblinSeal Coating20142013 yyg $ 7,243$ 50,771$ 56,993$97,899$761,440$ 662,166 126,086 101,008 - - - - 193 2434753,479 3,308 - 91,172 107,642 - - - - 455 362 - - - - 918 1,029 - - - - 1,562 1,316 - - - - 7,243 50,964 57,23698,374985,112 876,831 190,000 340,000 - - - - 49,076 50,146 - - - - 2,748 - - - - - 16,576 14,140 - - - - 3,147 2,477 - - - - 96622,983 23,566 - - - 95,00895,008 35,138 - - - 96695,008376,790 468,215 - - 918 1,029 - - - - 1,562 1,316 - - - - - 55,21055,210 25,321 - - 49,9983,366591,289 588,516 - - 7,243 2,0269,269 4,323 - - (49,926) (211,889) - - - - 7,243 49,998 57,2363,366607,404 407,587 $ 7,243$ 50,964$ 57,236$98,374$985,112$ 876,831 89 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2014 With Comparative Totals For The Year Ended December 31, 2013 Drainage EDACommunitand y GeneralCenteMappingLRRWMO r Revenues: $40,066 General property taxes $ -$ -$ - Intergovernmental - - - - Charges for services36,622616,835 28,097 - Investment income10,677(6,582) 4,157(281) Miscellaneous: Rent639,000 - - - Othe 212,9165,868 r - - Total revenues53,1671,462,169 32,25439,785 Expenditures: Current: General government - - - - Public works 9,86941,579 - - Parks and recreation1,028,693 - - - Economic development78,213 - - - Capital outlay: Parks and recreation29,774 - - - Economic development - - - - Total expenditures78,2131,058,467 9,86941,579 Revenues over (under) expenditures(25,046)403,702 22,385(1,794) Other financing sources (uses): Transfers out(241,493) - - - Net increase (decrease) in fund balance(25,046)162,209 22,385(1,794) Fund balance (deficit) - January 1405,838(210,573) 132,4534,089 Fund balance (deficit) - December 31$380,792$(48,364)$ 154,838$2,295 90 Statement 15 Right-of-WaTotals y ManagementCharitableConstructionNonmajor Special Revenue Funds / ForestrUtilitGamblinSeal Coating20142013 yyg $40,066$ 39,913 $ -$ -$ -$ - 4,9094,9099,828 - - - 38,3202,588722,462 684,458 - - 146 9751,2622,23812,592(9,240) 639,000 639,423 - - - - 8,96733,579261,330 192,517 - - 14,022 39,29534,8414,8261,680,359 1,556,899 3,6903,6903,736 - - - 10,338 28,8052,58893,179 87,102 - 1,028,693 971,108 - - - - 78,213 133,248 - - - - 29,774 - - - - - 15,098 - - - - - 10,338 28,8053,6902,5881,233,549 1,210,292 3,684 10,49031,1512,238446,810 346,607 (5,500)(246,993) (380,948) - - - 3,684 4,99031,1512,238199,817 (34,341) 3,559 45,00826,0851,128407,587 441,928 $ 7,243$ 49,998$57,236$3,366$607,404$ 407,587 91 - This page intentionally left blank - 92 NONMAJOR DEBT SERVICE FUNDS The City's Debt Service Funds account for eight types of bonded Certificates of Indebtedness Capital Improvement Bonds Revenue Bonds Abatement Bonds Permanent Improvement Revolving Bonds State Aid Bonds Referendum Bonds Certificates of Indebtedness - (G.O. Equipment Certificates - 2011A, 2012A and 2014A) are repaid primarily from general property taxes. Capital Improvement Bonds - (G.O. Capital Improvement Refunding Bonds 2012B) are repaid primarily from general property taxes Revenue Bonds - (EDA Public Facility Lease Revenue Bonds 2004) are repaid fro YMCA, Community Center operations and general property tax. Abatement Bonds - (G.O. Abatement bonds of 2012C) are repaid from annual lease payments from the YMCA, Community Center operations and general property tax. Permanent Improvement Revolving (PIR) Bonds - (G.O. PIR Refunding Bonds of 2010A) are used to finance assessable improvements within the City and are repaid primarily properties. State Aid Bonds - (State Aid Refunding Bonds of 2009A) are used to finance MSA construction and improvements. These bonds are repaid from a po Referendum Bonds (Open Space Referendum Bonds of 2010A) are used to finance the as open space. 93 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2014 With Comparative Totals For December 31, 2013 G.O. Capital G.O.G.O.ImprovemenG.O. t EquipmentEquipmentRefundingAbatemen t CertificateCertificateBondsBonds 2012A2014A2012B2012C Assets: Cash and investments$370,273$260,267$50,528$ 56,519 Cash and investments with escrow agent - - - - Accrued interest1,518745 - - Property taxes receivable: Unremitted1,2582,3365,040 8,290 Delinquent3,0645,69112,280 16,100 Total assets376,11367,848 80,909 269,039 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Interfund payable - - - - Accounts payable - - - - Total liabilities - - - - Deferred inflows of resources: Unavailable revenues3,0645,69112,280 16,100 Fund balance (deficit): Restricte55,568 64,809 d 373,049 263,348 Total liabilities, deferred inflows o f resources, and fund balances (deficit)$ 269,039376,113$ 67,848$ 80,909$ 94 Statement 16 State AiOpen Space d RefundingReferenduTotals m BondsBondsNonmajor Debt Service Funds 2009A2010A20142013 $ 109,742$ 205,020$ 1,052,349$880,426 - - - 722,570 619 2,8821,919 - 1,380 18,30415,090 - 3,370 40,50545,296 - 109,742 210,389 1,114,040 1,665,301 - - - 220,000 1,616 - - - - - - 221,616 3,370 40,50545,296 - 109,742 207,019 1,073,535 1,398,389 $ 109,742$ 210,389$ 1,114,040$1,665,301 95 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2014 With Comparative Totals For The Year Ended December 31, 2013 G.O. Capital G.O.G.O.G.O.Improvemen t EquipmentEquipmentEquipmentRefunding CertificateCertificateCertificateBonds 2011A2012A2014A2012B Revenues: $140,196$260,363$ 561,799 General property taxes $ - Intergovernmental - - - - Investment income8,273 2,985(7,171) - Total revenues 554,628 - 148,469 263,348 Expenditures: Debt service: Principal retirement95,000 500,000 - - Interest95011,70024,400 - Paying agent fees450450 - - Professional services - - - - Total expenditures95,95012,150 524,850 - Revenues over (under) expenditures(95,950)29,778 136,319 263,348 Other financing sources (uses): Transfers in - - - - Transfers out(9,951) - - - Redemption of refunded bonds - - - - Total other financing sources (uses)(9,951) - - - Net increase (decrease) in fund balance(105,901)29,778 136,319 263,348 Fund balance - January 1105,90125,790 236,730 - Fund balance - December 31$373,049$263,348$55,568 $ - 96 Statement 17 EDA PublicG.O. Facility LeasG.O.PIR FundOpen Space e RevenueAbatemenRefundingStateReferenduTotals tm BondsBondsBondsAid BondsBondsNonmajor Debt Service Funds 20042012C2010A2009A2010A20142013 $ 182,964$ 741,093$187,700$2,074,115$ 1,962,018 $ -$ - 61,68061,680 237,890 - - - - (1,562) (5,266)1,2702,7651,294 (16,269) - 181,402 735,82762,950 2,183,639 - 190,465 2,137,089 470,000 320,000 385,000 1,689,000 230,000 140,000 2,140,000 434,373 385,681 3,8504,78534,765 1,262,302 900,504 1,000 4254502,775 3,489 - - 2,0302,030 1,616 - - - - 907,403 706,106 388,850 2,956,407 234,785 175,215 3,045,309 (726,001) 29,721 (388,850)(171,835)15,250(908,220) (772,768) 212,356 380,961 756,598 - - - 593,317 (9,951) (48,685) - - - - - - - - - - -(1,900,000) 212,356 380,961 (1,192,087) - - - 583,366 (513,645) 29,721 (7,889)(171,835)15,250(324,854) (1,964,855) 513,645 35,088 7,889 3,363,244 281,577 191,769 1,398,389 $ -$ 64,809$109,742$207,019$1,073,535$ 1,398,389 $ - 97 - This page intentionally left blank - 98 NONMAJOR CAPITAL PROJECT FUNDS The City of Andover had the following Capital Projects Funds dur Storm Sewer Project - This fund was established to account for storm sewer fees and development and ongoing maintenance. Park Dedication - This fund was established to account for contributions associ Building Fund - This fund was established to account for miscellaneous buildi Trail and Transportation - This fund is used to account for contributions associated wit Capital Equipment Reserve - This fund is used to account for the capital equipment/projec capital expenditures it will be used for. Equipment Certificates 2012A - This fund was established to account for the purchase of capi financed through the issuance of capital notes. Equipment Certificates 2014A - This fund was established to account for the purchase of capi financed through the issuance of capital notes. Open Space Referendum Bonds 2010A - This fund was established to account for the purchase of vari acquisitions for open space preservation within the City. 99 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECTS FUNDS December 31, 2014 With Comparative Totals For December 31, 2013 Stor m SeweParkBuildingTrail & r ProjectDedicationFundTransportation Assets: Cash and investments$5,582$332,670$841,654$134,337 Accrued interest-1,3434,757626 Property taxes receivable: Unremitted-553 -- Delinquent-1,229 -- Land held for resale--100,000- Total assets5,582335,795946,411134,963 Liabilities, Deferred Inflows of Resources and Fund Balances Liabilities: Interfund payables70,000- -- Accounts payable-- -- Contracts payable-- -- Due to other government units-- -- Total liabilities70,000- -- Deferred inflows of resources: Unavailable revenues-1,229100,000- Fund balance (deficit): Restricte -- - - d Assigne 334,566- 846,411 134,963 d Unassigne -(64,418) - - d Total fund balance (deficit) (64,418) 334,566 846,411 134,963 Total liabilities, deferred inflows o f resources, and fund balances (deficit)$5,582$ 946,411335,795$ 134,963$ 100 Statement 18 Open Space CapitalEquipmentReferenduTotals m EquipmentCertificatesBondsNonmajor Capital Projects Funds Reserve2014A2010A20142013 $ 881,256$ 205,680$ 233,511$2,634,690$3,151,397 3,876 - 1,91212,51419,038 1,896 - -2,4492,245 4,215 - -5,4446,315 - - -100,000100,000 891,243 205,680 235,4232,755,0973,278,995 - - -70,00070,000 260 93,167 -93,42752,359 - - --61,500 - - --40 260 93,167 -163,427183,899 4,215 - -105,444106,315 - 112,513 235,423347,936823,702 886,768 - -2,202,7082,230,019 - - -(64,418)(64,940) 886,768 112,513 235,4232,486,2262,988,781 $ 891,243$ 205,680$ 235,423$2,755,097$3,278,995 101 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECTS FUNDS For The Year Ended December 31, 2014 With Comparative Totals For The Year Ended December 31, 2013 Stor m SeweParkBuildingTrail & r ProjectDedicationFundTransportation Revenues: General property taxes$61,460 $ -$ -$ - Investment income(1,551)8,84628,4953,526 Miscellaneous: Park dedication fees - 156,384 - - Other2,073 28,534 - - Total revenues52228,495 32,060 226,690 Expenditures: Current: General government44,823 - - - Public safety - - - - Public works3,775 - - - Parks and recreation44,784 - - - Economic developmen43,409 t - - - Capital outlay: Public safety - - - - Public works - - - - Parks and recreation - 190,491 - - Debt service: Principal retirement - - 196,719 - Total expenditures3,775 - 235,275 284,951 Revenues over (under) expenditures522(8,585)(256,456) 28,285 Other financing sources (uses): Transfers in9,951 - - - Transfers out - - - - Bonds issued - - - - Bond premium - - - - Proceeds from sale of capital assets - - - - Total other financing sources (uses)9,951 - - - Net increase (decrease) in fund balance522(8,585)(246,505) 28,285 Fund balance (deficit) - January 1(64,940) 106,678 343,151 1,092,916 Fund balance (deficit) - December 31$(64,418)$334,566$846,411$ 134,963 102 Statement 19 Open Space CapitalEquipmentEquipmentReferenduTotals m EquipmentCertificatesCertificatesBondsNonmajor Capital Projects Funds Reserve2012A2014A2010A20142013 210,719$272,179$272,584 $ $ -$ -$ - 21,935 6,34712,00979,607(21,002) - - - - - 156,384 205,080 78,037 - - - 108,644 115,820 310,691 6,34712,009 - 616,814 572,482 58,508 - - - 103,331 334,664 3,300 35,04038,3402,578 - - 4,3988,173 36 - - - 48,2768,42672,804 - - 101,486 43,409 - - - - - 6,783 - -1,089,037 - 1,089,037 33,628 305,869 - - 339,497 668,205 21,848 16,924 63,166 541,310 833,739 1,195,093 - - - - 196,719 - 136,330 50,552 1,493,112 549,736 2,753,731 2,280,163 174,361 (50,552) (1,486,765)(537,727)(2,136,917)(1,707,681) 9,951 - - - - 583,685 (100,000) - - - - - - -1,555,000 - 1,555,000 - 44,27844,278 - - - - 25,13325,13327,150 - - - 25,133 -1,599,278 - 1,634,362 510,835 199,494 (50,552) 112,513(537,727)(502,555)(1,196,846) 687,274 50,552 - 773,150 2,988,781 4,185,627 $ 886,768$ 112,513$235,423$2,486,226$2,988,781 $ - 103 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - EDA GENERAL Statement 20 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: Charges for services 30,000$ $30,000$36,622$ 6,622$37,306 Investment income 5,0005,00010,677 5,677(2,996) Miscellaneous5,868 5,8686,620 - - Total revenues 35,00035,00053,167 18,16740,930 Expenditures: Current: Economic development 148,628148,62878,213 70,415133,248 Capital outlay: Economic development15,098 - - - - Total expenditures 148,628148,62878,213 70,415148,346 Net increase (decrease) in fund balance (113,628)$ $(113,628)(25,046)$ 88,582(107,416) Fund balance (deficit) - January 1405,838513,254 Fund balance (deficit) - December 31$380,792$405,838 104 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - COMMUNITY CENTER Statement 21 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: Charges for services 548,500$ $548,500$616,835$ 68,335$587,356 Investment income(6,582) (6,582)(5,510) - - Miscellaneous: Rent 635,000635,000639,000 4,000639,423 Othe 163,600163,600 212,916 49,316 160,304 r Total revenues 1,347,100 1,347,100 1,462,169 115,069 1,381,573 Expenditures: Current: Parks and recreation 907,167 907,167 1,028,693 (121,526) 971,108 Capital outlay: 29,774 (29,774) Parks and recreation - - - Total expenditures 907,167907,1671,058,467 (151,300)971,108 Revenue over (under) expenditures 439,933439,933403,702 (36,231)410,465 Other financing sources (uses) Transfers out (371,598)(371,598)(241,493) 130,105(371,598) Net increase (decrease) in fund balance$ 68,335$68,335162,209$ 93,87438,867 Fund balance (deficit) - January 1(210,573)(249,440) Fund balance (deficit) - December 31$(48,364)$(210,573) 105 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - DRAINAGE AND MAPPING Statement 22 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: Charges for services 8,000$ $8,000$28,097$ 20,097$34,634 Investment income 1,2001,2004,157 2,957(345) Total Revenues 9,2009,20032,254 23,05434,289 Expenditures: Current: Public works 11,80511,8059,869 1,9367,897 Net increase (decrease) in fund balance$ (2,605)$(2,605)22,385$ 24,99026,392 Fund balance (deficit) - January 1132,453106,061 Fund balance (deficit) - December 31$154,838$132,453 106 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - LRRWMOStatement 23 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: General property taxes 40,000$ $40,000$40,066$ 66$39,913 Investment income100100(281) (381)(131) Total revenues 40,10040,10039,785 (315)39,782 Expenditures: Current: Public works 42,49442,49441,579 91539,428 Net increase (decrease) in fund balance$ (2,394)$(2,394)(1,794)$ 600354 Fund balance (deficit) - January 14,0893,735 Fund balance (deficit) - December 31$2,295$4,089 107 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - FORESTRYStatement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: Intergovernmental 12,500$ $12,500$4,909$ (7,591)$9,828 Investment income100100146 4614 Miscellaneous 6,5006,5008,967 2,4674,753 Total revenues 19,10019,10014,022 (5,078)14,595 Expenditures: Current: Public works 19,00019,00010,338 8,66212,166 Net increase (decrease) in fund balance$100$1003,684$ 3,5842,429 Fund balance (deficit) - January 13,5591,130 Fund balance (deficit) - December 31$7,243$3,559 108 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - RIGHT-OF-WAY MANAGEMENT/UTILITY Statement 25 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: Charges for services 10,000$ $10,000$38,320$ 28,320$25,162 Investment income500500975 475(385) Total revenues 10,50010,50039,295 28,79524,777 Expenditures: Current: Public works 29,64329,64328,805 83827,466 Revenue over (under) expenditures (19,143)(19,143)10,490 29,633(2,689) Other financing sources (uses): Transfers out (5,500)(5,500)(5,500)(9,350) - Net increase (decrease) in fund balance$ (24,643)$(24,643)4,990$ 29,633(12,039) Fund balance (deficit) - January 145,00857,047 Fund balance (deficit) - December 31$49,998$45,008 109 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CHARITABLE GAMBLING Statement 26 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: $1,262$ 1,262$156 Investment income $ -$ - Miscellaneous 7,0007,00033,579 26,57920,840 Total revenues 7,0007,00034,841 27,84120,996 Expenditures: Current: General government 6,0006,0003,690 2,3103,736 Net increase (decrease) in fund balance$ 1,000$1,00031,151$ 30,15117,260 Fund balance (deficit) - January 126,0858,825 Fund balance (deficit) - December 31$57,236$26,085 110 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CONSTRUCTION SEAL COATING Statement 27 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2014 With Comparative Actual Amounts For The Year Ended December 31, 2013 Variance with Final Budget - Budgeted Amounts2014Positive2013 OriginalFinalActual(Negative)Actual Revenues: Charges for services 5,000$ $5,000$2,588$ (2,412) $ - Investment income3003002,238 1,938(43) Total revenues 5,3005,3004,826 (474)(43) Expenditures: Current: Public works 5,0005,0002,588 2,412145 Net increase (decrease) in fund balance$300$3002,238$ 1,938(188) Fund balance (deficit) - January 11,1281,316 Fund balance (deficit) - December 31$3,366$1,128 111 INTERNAL SERVICE FUNDS Internal Service Funds are used to account for the financing of agency to other departments or agencies of the government and to basis. The City of Andover had the following Internal Service F Central Equipment Maintenance This fund accounts for the maintenance of the equipment for the Risk Management This fund accounts for the expenditures in payment of insurance safety training and administrative expense. 112 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET POSITION Statement 28 INTERNAL SERVICE FUNDS December 31, 2014 With Comparative Totals for December 31, 2013 Central EquipmentRisTotals k MaintenanceManagemen20142013 t Assets: Current assets: Cash and cash equivalents 229,988$ 315,362$ 545,350$ 619,913$ Accrued interest 1,022 1,060 2,082 3,026 Inventories - at cost 119,907119,907100,594 - Total assets350,917316,422667,339723,533 Liabilities: Current liabilities: Accounts payable16,89174917,64036,219 Contracts payable24,00024,000 - - Salaries payable11,33468112,01510,122 Total liabilities28,22525,43053,65546,341 Net position: Unrestricted$322,692$290,992$613,684$677,192 113 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND Statement 29 CHANGES IN NET POSITION INTERNAL SERVICE FUNDS For The Year Ended December 31, 2014 With Comparative Totals For The Year Ended December 31, 2013 Central EquipmentRisTotals k MaintenanceManagemen20142013 t Operating revenues: User charges$699,603$379,325$1,078,928$1,070,619 Other5,250117,894123,14482,384 Total operating revenues704,853497,2191,202,0721,153,003 Operating expenses: Personal services233,649142,601376,250354,288 Supplies367,55130,113397,664355,708 Other service charges148,110355,852503,962372,878 Total operating expenses749,310528,5661,277,8761,082,874 Operating income (loss)(44,457)(31,347)(75,804)70,129 Nonoperating revenues (expenses): Investment income7,1565,140 12,296(1,949) Change in net position(37,301)(26,207)(63,508)68,180 Net position - January 1359,993317,199677,192609,012 Net position - December 31$322,692$290,992$613,684$677,192 114 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF CASH FLOWSStatement 30 INTERNAL SERVICE FUNDS For The Year Ended December 31, 2014 With Comparative Totals For The Year Ended December 31, 2013 Central Totals EquipmentRisk MaintenanceManagemen20142013 t Cash flows from operating activities: Receipts from customers and users$704,853$497,219$ 1,202,072$1,153,066 Payment to suppliers(554,092)(361,426) (915,518)(731,447) Payment to employees(231,825)(142,532) (374,357)(353,170) Net cash flows from operating activities(81,064)(6,739) (87,803)68,449 Cash flows from investing activities: Investment income7,8095,431 13,240(2,393) Net increase in cash and cash equivalents(73,255)(1,308) (74,563)66,056 Cash and cash equivalents - January 1303,243316,670 619,913553,857 Cash and cash equivalents - December 31$229,988$315,362$ 545,350$619,913 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss)$(44,457)$(31,347)$ (75,804)$70,129 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: Decrease (increase) in accounts receivable-- -63 Decrease (increase) in inventory(19,313)- (19,313)(9,191) Increase (decrease) in accounts payable(19,118)539 (18,579)6,345 Increase (decrease) in contracts payable-24,000 24,000 - Increase (decrease) in due to other governmental units-- -(15) Increase (decrease) in salaries payable1,82469 1,8931,118 Total adjustments(36,607)24,608 (11,999)(1,680) Net cash provided by operating activities$(81,064)$(6,739)$ (87,803)$68,449 115 AGENCY FUNDS Agency Funds are used to account for assets held by the City in private organizations and/or other governmental units. The City the year: General Escrow This fund is used to account for distribution of funds for insu General Agency This fund is used to account for the collection and distributio land development activities. 116 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET POSITION Statement 31 FIDUCIARY FUNDS December 31, 2014 GeneralGeneral EscroAgencTotal wy Assets: Cash and investments 54,727$ 196,664$ 251,391$ Liabilities: Accounts payable 97 13,375 13,472 Deposits payable 54,630 183,289 237,919 Total liabilities 54,727$ 196,664$ 251,391$ 117 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES Statement 32 FIDUCIARY FUNDS December 31, 2014 BalanceBalance January 1,December 31, 2014AdditionsDeletions2014 General Escrow Fun d Assets: Cash and investments 45,074$ 62,669$ (53,016)$ 54,727$ Liabilities: Accounts payable 124 26,260 (26,287) 97 Deposits payable 44,950 36,409 (26,729) 54,630 Total liabilities 45,074$ 62,669$ (53,016)$ 54,727$ General Agency Fun d Assets: Cash and investments 432,290$ 1,111,505$ (1,347,131)$ 196,664$ Liabilities: Accounts payable 58,555 578,487 (623,667) 13,375 Deposits payable 373,735 533,018 (723,464) 183,289 Total liabilities 432,290$ 1,111,505$ (1,347,131)$ 196,664$ Total Fiduciary Funds Assets: Cash and investments 477,364$ 1,174,174$ (1,400,147)$ 251,391$ Liabilities: Accounts payable 58,679 604,747 (649,954) 13,472 Deposits payable 418,685 569,427 (750,193) 237,919 Total liabilities 477,364$ 1,174,174$ (1,400,147)$ 251,391$ 118 III.STATISTICAL SECTION This part of the City of Andover’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. Contents Page Financial Trends 120 These tables contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity130 These tables contain information to help the reader assess the City’s most significant local revenue source, the property tax. Debt Capacity136 These tables present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. 144 Demographic and Economic Information These tables offer demographic and economic indicators to help the reader understand the environment within which the City of Andover’s financial activities take place. Operating Information147 These tables contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. 119 CITY OF ANDOVER, MINNESOTA NET POSITION BY COMPONENT Last Ten Fiscal Years (accrual basis of accounting) 2005200620072008 Governmental Activities Net investment in capital assets67,652,236$ 64,114,553$ 77,285,905$ 79,644,769$ Restricted6,565,168 14,838,788 7,763,716 8,345,185 Unrestricted19,740,176 19,808,248 21,294,876 19,904,063 Total governmental activities net position93,957,580 98,761,589 106,344,497 107,894,017 Business-Type Activities Net investment in capital assets35,588,013 38,249,916 38,580,630 37,606,052 Unrestricted3,032,746 3,451,261 3,659,887 4,005,471 Total business-type activities net position38,620,759 41,701,177 42,240,517 41,611,523 Primary Government Net investment in capital assets103,240,249 102,468,182 115,866,535 117,250,821 Restricted6,565,168 14,838,788 7,763,716 8,345,185 Unrestricted22,772,922 23,259,509 24,954,763 23,909,534 Total primary government net position132,578,339$ 140,566,479$ 148,585,014$ 149,505,540$ 120 Table 1 200920102011201220132014 $ 83,394,872$ 87,206,607$ 90,859,970$ 89,592,661$ 93,393,474$ 94,533,473 8,252,691 6,364,714 3,107,253 4,461,020 3,792,323 4,776,047 19,442,008 21,071,212 23,353,009 25,589,728 22,936,032 26,091,841 111,089,571 114,642,533 117,320,232 119,643,409 120,121,829 125,401,361 36,939,962 36,140,050 36,031,319 34,922,691 34,864,659 34,787,382 4,875,384 4,912,822 5,100,628 5,784,313 6,310,830 6,674,018 41,815,346 41,052,872 41,131,947 40,707,004 41,175,489 41,461,400 120,334,834 123,346,657 126,891,289 124,515,352 128,258,133 129,320,855 8,252,691 6,364,714 3,107,253 4,461,020 3,792,323 4,776,047 24,317,392 25,984,034 28,453,637 31,374,041 29,246,862 32,765,859 $ 152,904,917$ 155,695,405$ 158,452,179$ 160,350,413$ 161,297,318$ 166,862,761 121 CITY OF ANDOVER, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (accrual basis of accounting) 2005200620072008 Expenses Governmental activities: General government2,432,433$ 2,637,584$ 2,509,011$ 2,505,105$ Public safety3,353,798 3,443,285 3,851,086 4,035,884 Public works3,937,423 3,031,459 3,783,509 5,144,197 Parks and recreation1,575,582 2,442,305 2,954,753 2,963,218 Recycling118,599 91,378 94,929 85,397 Economic development459,635 626,103 2,265,605 540,285 Interest on long-term debt1,797,469 1,668,444 2,303,567 2,219,130 Total governmental activities expenses13,674,939 13,940,558 17,762,460 17,493,216 Business-type activities: Water2,160,502 2,232,144 2,587,847 2,563,781 Sewer1,555,010 1,585,548 1,631,224 1,794,891 Storm sewer400,114 408,003 537,151 521,975 Total business-type activities expenses4,115,626 4,225,695 4,756,222 4,880,647 Total primary government expenses17,790,565 18,166,253 22,518,682 22,373,863 Program Revenues Governmental activities: Charges for services: General government709,538 471,573 785,600 647,081 Public safety1,001,912 804,447 662,299 721,289 Public works379,890 325,672 408,656 427,043 Parks and recreation461,679 749,407 859,531 1,049,032 Recycling32,810 35,379 33,158 35,897 218,605182,535 199,840 Economic development - Operating grants and contributions 2,535,140 959,2861,129,099 917,618 Capital grants and contributions 3,934,686 4,920,694 8,794,164 1,069,607 Total governmental activities program revenue9,055,655 8,485,063 12,855,042 5,067,407 Business-type activities: Charges for services: Water 1,510,119 1,768,388 2,025,452 1,987,432 Sewer 1,550,745 1,691,728 1,771,670 1,869,327 Storm sewer 248,753 287,397 288,372 297,125 Operating grants and contributions - - - - Capital grants and contributions 823,797 2,761,282 158,113 142,133 Total business-type activities program revenue4,133,414 6,508,795 4,243,607 4,296,017 Total primary government program revenues 13,189,069 14,993,858 17,098,649 9,363,424 Net (Expense)/Revenue Governmental activities (4,619,284) (5,455,495) (4,907,418) (12,425,809) Business-type activities 17,788 2,283,100 (512,615) (584,630) Total primary government net expense$ (4,601,496)$ (3,172,395)$ (5,420,033)$ (13,010,439) 122 Table 2 200920102011201220132014 $ 2,398,0072,413,916$ 2,406,750$ 2,453,801$ 3,061,867$ 2,791,507$ 4,157,0504,237,401 4,214,316 4,325,531 4,495,447 4,747,142 3,445,4033,776,367 4,029,164 5,623,942 4,465,153 4,430,295 3,447,7302,880,595 2,945,742 3,102,534 3,029,917 3,229,894 108,78586,949 109,293 94,319 124,515 111,760 481,632 654,961 777,298 1,396,466 318,646 676,039 2,146,960 1,936,731 1,796,782 2,497,344 1,399,172 542,139 16,023,820 16,148,667 16,279,345 19,493,937 16,894,717 16,528,776 2,594,713 2,585,469 2,655,926 2,782,948 2,275,363 2,308,552 1,831,505 1,915,072 1,914,113 1,842,473 1,964,911 1,951,785 536,619 532,168 614,958 531,103 561,807 848,745 4,962,837 5,032,709 5,184,997 5,156,524 4,802,081 5,109,082 20,986,657 21,181,376 21,464,342 24,650,461 21,696,798 21,637,858 483,639 454,419 532,764 690,875 843,304 801,458 412,113479,516 540,089 607,715704,119492,665 316,451 337,360 309,066 308,583 321,114 318,018 1,495,779 1,432,672 1,498,847 1,495,872 1,463,579 1,545,794 29,479 40,504 48,339 39,530 42,544 41,440 185,539 211,121 235,134 170,391 239,570 96,772 966,635 1,214,066 977,553 1,358,424 1,119,778 946,540 1,631,929 1,461,834 1,356,091 2,774,126 1,425,815 4,677,704 5,521,564 5,631,492 5,497,883 7,445,516 6,159,823 8,920,391 2,127,676 2,077,305 2,119,954 2,572,560 2,495,561 2,347,763 1,967,997 1,964,117 1,990,218 2,063,177 2,065,467 2,117,624 325,392 338,823 358,708 379,262 399,417 421,056 9,380 9,506 - - - - 793,589 990,412 - - - - 5,214,654 4,389,625 4,468,880 5,014,999 4,960,445 5,886,361 10,736,218 10,021,117 9,966,763 12,460,51511,120,268 14,806,752 (10,502,256)(10,517,175)(10,781,462) (12,048,421) (10,734,894) (7,608,385) 251,817 (643,084) (716,117) (141,525) 158,364 777,279 $ (10,250,439)$ (11,160,259)$ (11,497,579)$ (12,189,946)$ (10,576,530)$ (6,831,106) 123 CITY OF ANDOVER, MINNESOTA CHANGES IN NET POSITION Last Ten Fiscal Years (accrual basis of accounting) 2005200620072008 General Revenues and Other Changes in Net Position Governmental activities: Taxes: General property taxes7,066,852$ 8,084,559$ 8,897,755$ 9,752,701$ Tax increment collections1,285,195 1,562,131 1,661,204 1,783,270 Grants and contributions not restricted to specific programs86,906 77,642 486,626 274,402 Unrestricted investment earnings690,648 1,019,304 1,967,583 1,514,012 Gain on sale of capital assets251,504 219,910 191,735 234,070 Transfers(438,426) (704,042) (714,577) 416,874 Total governmental activities8,942,679 10,259,504 12,490,326 13,975,329 Business-type activities: Unrestricted investment earnings47,620 87,376 337,378 372,510 5,900 Gain on sale of capital assets - - - Transfers 438,426 704,042 714,577 (416,874) Total business-type activities 486,046 797,318 1,051,955 (44,364) Total primary government 9,428,725 11,056,822 13,542,281 13,930,965 Change in Net Position Governmental activities 4,323,395 4,804,009 7,582,908 1,549,520 Business-type activities 503,834 3,080,418 539,340 (628,994) Total primary government$ 4,827,229$ 7,884,427$ 8,122,248$ 920,526 124 Table 2 cont 200920102011201220132014 $ 10,336,53610,175,519$ 10,292,674$ 10,594,940$ 10,608,678$ 10,863,912$ 2,074,5891,930,669 2,005,056 2,033,932 320,822 353,773 131,084 86,80284,875 14,360 12,511 87,179 1,114,4511,032,507 1,399,987 1,201,995 571,307 747,621 22,5006,144 91,693 16,625 23,650 228,639 421,887 437,186 (417,051) 509,746 (323,654) 606,793 13,697,810 14,070,137 13,459,161 14,371,598 11,213,314 12,887,917 373,893 317,796 370,641 226,328 (21,533) 115,425 7,500 8,000 - - - - (421,887) (437,186) 417,051 (509,746) 323,654 (606,793) (47,994) (119,390) 795,192 (283,418) 310,121 (491,368) 13,649,816 13,950,747 14,254,353 14,088,180 11,523,435 12,396,549 3,195,554 3,552,962 2,677,699 2,323,177 478,420 5,279,532 203,823 (762,474) 79,075 (424,943) 468,485 285,911 $3,399,377$ 5,565,443 $ 2,790,488$ 2,756,774$1,898,234$946,905 125 CITY OF ANDOVER, MINNESOTA FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (modified accrual basis of accounting) 2005200620072008 General Fund Reserved126,320$ 144,496$ 208,216$ 193,805$ Unreserved3,076,157 3,248,317 3,682,244 3,981,230 Nonspendable- - - - Unassigned- - - - Total general fund3,202,477 3,392,813 3,890,460 4,175,035 All Other Governmental Funds (1)(2) Reserved3,267,027 12,022,454 22,106,660 20,754,303 Unreserved reported in: Special revenue funds 1,264,369 1,246,388 1,204,453 941,259 Capital project funds 14,526,468 14,379,760 11,955,138 13,416,129 Nonspendable - - - - Restricted - - - - Committed - - - - Assigned - - - - Unassigned - - - - Total all other governmental funds 19,057,864 27,648,602 35,266,251 35,111,691 Total governmental funds$ 22,260,341$ 31,041,415$ 39,156,711$ 39,286,726 (1) Note : In 2006, the EDA issued $10,000,000 of Public Facility Lease Revenue Refunding Bonds to refund a portion of the 2004 EDA's $19,580,000 Public Facility Lease Revenue Bonds, Series 2004. (2) In 2007, the EDA issued $6,865,000 of Public Facility Lease Revenue Refunding Bonds to refund a portion of the 2004 EDA's $19,580,000 Public Facility Lease Revenue Bonds, Series 2004. Fund Balance Reporting In 2011, the City adopted the provisions of Governmental Accounting Standards Board Statement No. 54, and Governmental Fund Type Definitions. 126 Table 3 200920102011201220132014 $ 207,515$ 206,666 $ - $ - $ - $ - 4,120,897 4,904,239 - - - - 222,641 160,177 106,445 137,001 - - 5,665,496 6,227,664 6,853,791 7,065,133 - - 4,328,412 5,110,905 5,888,137 6,387,841 6,960,236 7,202,134 20,756,195 19,258,490 - - - - 1,233,202 1,135,919 - - - - 14,170,266 14,714,140 - - - - 16,074 1,471 1,316 1,562 - - 21,307,923 21,274,444 5,022,967 - - 19,741,214 650,766 681,413 588,516 591,289 - - 16,420,228 13,481,786 16,095,395 - - 14,451,306 (517,251) (314,734) (276,829) (114,344) - - 36,159,663 35,108,549 34,342,109 38,096,301 35,069,233 21,596,869 $ 40,488,075$ 40,219,454$ 40,230,246$ 44,484,142$ 42,029,469$ 28,799,003 127 CITY OF ANDOVER, MINNESOTA CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDS Last Ten Fiscal Years (modified accrual basis of accounting) 2005200620072008 Revenues General property taxes7,033,613$ 8,057,592$ 8,833,249$ 9,695,103$ Tax increment collections1,285,639 1,546,394 1,659,222 1,762,119 Licenses and permits724,436 598,094 475,893 525,339 Intergovernmental2,663,683 2,661,726 1,644,914 1,175,205 Special assessments2,045,969 1,289,590 3,342,039 1,638,006 Charges for services1,692,316 1,770,156 2,035,735 1,724,052 Fines90,530 91,490 101,445 104,930 Investment income684,173 1,014,801 1,962,379 1,508,265 Miscellaneous: Park dedication fees286,316 626,567 113,013 133,585 Connection charges1,311,426 372,133 829,624 254,903 Rent- - - - Other 578,389 395,789 621,798 800,857 Total revenues 18,396,490 18,424,332 21,619,311 19,322,364 Expenditures General government 2,349,965 2,343,332 2,399,297 2,366,574 Public safety 3,093,298 3,268,236 3,580,240 3,796,965 Public works 3,650,351 2,817,475 3,491,353 4,843,288 Parks and recreation 1,309,987 1,599,885 1,825,706 1,953,822 Recycling 116,506 90,590 94,669 86,631 Economic development 426,708 626,103 2,265,605 538,293 Unallocated9,798 8,454 6,915 17,999 Capital outlay 1,616,709 987,0752,803,4851,460,662 Debt service: Principal retirement 8,487,000 5,254,000 3,275,000 3,460,000 Interest 2,042,003 1,683,599 2,089,857 2,253,223 Other 13,226 253,134 167,187 15,645 Construction/acquisition costs 11,146,387 4,579,910 360,742 - Total expenditures 34,261,938 23,511,793 22,360,056 20,793,102 Revenues over (under) expenditures (15,865,448) (5,087,461) (740,745) (1,470,738) Other Financing Sources (Uses) Transfers in 224,000 522,000 578,925 580,343 Transfers out - (167,424) (57,671) (163,469) Bonds issued 4,210,000 2,910,000 760,000 630,000 Refunding bonds issued 10,000,000- 6,865,000 - Redemption of refunded bonds - - - - Bond premium - 3,401 - - Bond discount (28,961) - - - Proceeds from the sale of capital assets 219,887 603,959 706,386 553,879 Total other financing sources (uses) 4,624,926 13,868,535 8,856,041 1,600,753 Net increase (decrease) in fund balance$ (11,240,522)$ 8,781,074$ 8,115,296$ 130,015 Debt service as a percentage of noncapital expenditures48.97%38.66%27.95%29.55% 128 Table 4 200920102011201220132014 $ 10,168,143$ 10,267,085$ 10,279,967$ 10,638,117$ 10,682,975$ 10,894,301 1,951,343 2,015,123 1,976,800 2,035,663 375,040 377,733 291,903 329,901 387,206 449,826 536,706 364,430 1,654,614 1,989,420 1,876,685 3,493,528 1,115,047 3,464,985 1,421,591 1,725,695 891,942 792,460 1,045,000 733,425 1,579,659 1,604,681 1,732,791 1,874,321 1,806,919 1,720,972 110,779 104,780 99,777 97,571 96,130 94,375 1,029,683 1,107,335 1,386,698 1,191,438 573,256 735,325 41,216 32,649 51,706 47,700 205,080 156,384 20,119 48,086 27,165 170,202 436,628 676,826 637,305 638,037 641,859 639,983 639,423 639,000 381,548 396,186 332,992 645,897 1,698,964 564,057 19,287,903 20,258,978 19,685,588 22,076,706 19,211,168 20,421,813 2,242,662 2,255,793 2,298,571 2,280,373 2,647,278 2,588,950 4,015,4103,920,073 3,965,541 4,092,073 4,301,698 4,537,264 3,545,1323,204,4443,788,636 5,415,924 4,251,454 4,145,404 1,891,125 2,433,495 1,926,220 2,001,624 1,990,457 2,139,552 85,527 109,034 109,911 94,328 123,595 106,587 477,648 650,977 966,687 1,537,611 408,210 665,325 19,540 24,953 30,631 63,371 75,517 81,183 1,519,944 1,324,881 985,399 723,017 2,763,351 2,816,375 3,865,000 5,779,000 4,100,000 1,842,000 1,689,000 2,336,719 2,178,233 2,030,267 1,855,538 1,768,748 1,262,302 900,504 39,265 29,939 10,430 225,378 5,509 7,895 101,153 1,044,581 110,650 946,942 - - 19,879,486 21,864,009 21,082,145 20,155,097 20,465,313 20,325,758 (591,583) (1,605,031) (1,396,557) 1,921,609 (1,254,145) 96,055 587,530 627,530 627,530 627,530 627,530 627,530 (165,643) (89,191) (7,134)(4,242) (20,737) - 385,000 1,660,000 265,000 585,000-1,555,000 955,000 1,480,000 18,885,000 - - - (2,416,834) (17,907,898) (1,900,000) (16,455,000) - - 18,781 31,688 133,164 - 44,278 - - - - - - - 12,264 43,217 514,819 16,625 76,184 922,408 1,792,932 1,336,410 1,407,349 2,332,287 (1,200,528) (13,326,521) $ 1,201,349$ (268,621)$ 10,792$ 4,253,896$ (2,454,673)$ (13,230,466) 32.92%38.21%31.26%18.69%17.61%18.49% 129 CITY OF ANDOVER, MINNESOTA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTYTable 5 Last Ten Fiscal Years Real PropertyPersonal PropertyTotalTotalNet Tax Capacity TaxableNet TaxTaxableNet TaxTaxableNet TaxDirectas a Percentage YearMarket ValueCapacityMarket ValueCapacityMarket ValueCapacityTax Rateof Market Value 20052,222,567,900$ 23,027,376$ 21,718,900$ 433,669$ 2,244,286,800$ 23,461,045$ 31.415%1.05% 20062,521,587,700 26,204,279 22,003,500 2,543,591,200 26,643,63531.894%1.05% 439,356 20072,778,464,100 28,897,916 21,998,500 2,800,462,600 29,337,16231.327%1.05% 439,246 20082,948,801,500 30,749,076 20,837,800 2,969,639,300 31,165,07631.603%1.05% 416,000 20092,961,410,400 31,023,349 21,185,200 2,982,595,600 31,446,28032.484%1.05% 422,931 20102,685,802,600 28,233,178 24,712,000 2,710,514,600 28,726,61936.814%1.06% 493,441 20112,444,519,600 25,667,544 25,425,400 2,469,945,000 26,174,35038.731%1.06% 506,806 20122,176,836,156 22,945,277 25,299,200 2,202,135,356 23,449,58142.539%1.06% 504,304 20132,097,459,658 22,048,362 26,136,700 2,123,596,358 22,569,01841.170%1.06% 520,656 20142,045,873,681 21,462,221 25,938,600 2,071,812,281 21,978,32243.657%1.06% 516,101 Source : Anoka County Property Tax Division 130 CITY OF ANDOVER, MINNESOTA PROPERTY TAX RATES - PER $1,000 OF ASSESSED TAX CAPACITY VALUE Table 6 DIRECT AND OVERLAPPING GOVERNMENTS Last Ten Fiscal Years Direct City GeneralDebtLower TaxesOperServiceRumOverlapping Governments PayableLevyLevyWatershedTotalSchoolCountyOtherTotalTotal 200624.790%6.757%0.347%31.894%20.046%32.096%3.755%55.897%87.791% 200724.948%6.055%0.324%31.327%19.337%30.675%3.671%53.683%85.010% 200824.962%6.333%0.308%31.603%16.962%31.041%4.604%52.607%84.210% 200925.755%6.426%0.303%32.484%18.247%32.051%3.251%53.549%86.033% 201030.507%5.977%0.330%36.814%20.236%35.273%3.436%58.945%95.759% 201131.914%6.461%0.356%38.731%24.023%39.884%4.872%68.779%107.510% 201235.138%6.952%0.449%42.539%21.447%41.056%3.626%66.129%108.668% 201333.676%6.989%0.449%41.114%26.751%44.328%3.912%74.991%116.105% 201435.486%7.711%0.460%43.657%28.265%43.239%4.354%75.858%119.515% 201530.441%6.628%0.391%37.460%22.482%38.123%4.104%64.709%102.169% Source : Anoka County Property Tax Division 131 CITY OF ANDOVER, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONSTable 7 Last Nine Fiscal Years Collected Within the Fiscal Year of Levy TotalMarket ValueCollections InTotal Collections to Date TaxTaxTotalPercentageSubsequentPercentageHomestead YearLevyLevyCollectedof LevyYearsAmountof LevyCredit 20068,550,919$ 7,977,278$ 1,700$ *7,978,978$ 93.31%108,580$ 8,087,558$ 94.58% 20079,316,427 8,738,606 410,519 9,149,125 98.20%150,688 9,299,813 99.82% 200810,153,718 9,554,131 198,214 *9,752,345 96.05%182,017 9,934,362 97.84% 200910,593,520 9,992,240 54,629 *10,046,869 94.84%146,265 10,193,134 96.22% 201010,856,299 10,125,752 3,905 *10,129,657 93.31%164,307 10,293,964 94.82% 201110,856,299 10,119,681 853 *10,120,534 93.22%118,455 10,238,990 94.31% 201210,631,299 10,460,838 2,354 10,463,192 98.42%98,259 10,561,451 99.34% 201310,631,299 10,535,521 1,246 10,536,767 99.11%66,610 10,603,377 99.74% 201410,843,925 10,776,635 10,776,63599.38% Not Available - * Included in the total tax levy is approximately $400,000 of market value homestead credit (MVHC) that the City will not be receiving. Due to State legislative actions to deal with the State budget deficit, the MVHC program was significantly reduced for the City. Information for years prior to 2006 is not available. 132 CITY OF ANDOVER, MINNESOTA PRINCIPAL TAXPAYERSTable 8 Current Year and Nine Years Ago 20142005 NetPercentage ofNetPercentage of TaxTotal CityTaxTotal City TaxpayersCapacityRankTax CapacityCapacityRankTax Capacity Minnegasco, Inc.$211,24410.96%$134,5340.57% 4 Great River Energy194,03820.88% - Connexus Energy193,14030.88%221,0060.94% 1 Target Corporation160,04840.73% - Presbyterian Homes of Andover140,84750.64%147,7890.63% 3 Andover Limited Partnership117,52860.53%149,6860.64% 2 Andover Station LLC97,18270.44%103,2660.44% 6 DST Properties LLC81,67880.37% - Fairbanks Properties LLC65,92690.30% - Columbia Park Properties59,878100.27%59,6100.25% 1 0 116 LLC-120,4780.51% 5 United Power Association-84,5260.36% 7 Grey Oaks Inc.-64,4210.27% 8 Rademacher Family Ltd Partnership-59,9180.26% 9 Total$1,321,5096.00%$1,145,2344.87% Net Tax Capacity$21,978,322$23,461,045 Source: Anoka County Property Tax Division 133 CITY OF ANDOVER, MINNESOTA ESTIMATED MARKET VALUES AND NEW CONSTRUCTION Table 9 Last Ten Fiscal Years Estimated Market ValuesNew Construction Commercial / IndustrialResidential Commercial / YeaIndustrial (1)ResidentiaTotaPermitsValuPermitsValu rllee 2005168,684,200$ 2,174,640,000$ 2,343,324,200$ 20 6,571,671$34,309,393 $ 2 26 2006191,931,800 2,433,776,200 2,625,708,00025,236,120 8 1,791,896 1 53 2007211,760,900 2,663,389,900 2,875,150,800 9 2,403,831 9 118,347,873 2008233,801,700 2,813,037,200 3,046,838,900 11 16,878,603 4 911,116,400 2009248,129,500 2,807,144,500 3,055,274,000767,4309,246,347 11 4 7 2010229,977,800 2,526,288,900 2,756,266,7001,247,106 11 7 114,700,800 2011199,728,200 2,305,897,900 2,505,626,100 24 11,461,453 5 811,803,000 2012192,112,500 2,206,195,400 2,398,307,9005,042,964 25 8 115,243,007 2013174,971,400 2,141,898,900 2,316,870,3009,249,466 15 9 820,351,892 2014166,531,500 2,103,536,600 2,270,068,1004,285,281 14 5 213,926,901 Note: (1) Also includes agricultural, public utility, railroad operating property, and personal property. 134 CITY OF ANDOVER, MINNESOTA SPECIAL ASSESSMENT LEVIES AND COLLECTIONSTable 10 Last Ten Fiscal Years TotalDelinquent CollectionsAssessments CurrentCurrentPercent ofDelinquentTotalas a Percent ofOutstandingas a Percent of AssessmentsAssessmentsAssessmentsAssessmentAssessmentCurrentDelinquentCurrent YearDue (1)CollectedCollectedCollectionsCollectionsAssessments DueAssessmentsAssessments Due 98.34%$ 4,002100.58%$ 22,21712.45% 2005$ 178,434$ 1 75,471$ 1 79,473 85.41% 4,79087.53% 51,72122.95% 2006 225,365 1 92,477 1 97,267 87.14% 12,46094.75% 76,42046.65% 2007 163,817 1 42,750 1 55,210 90.20% 1,47990.60% 174,81047.74% 2008 366,203 3 30,304 3 31,783 104.16% 36,693115.65% 202,99963.55% 2009 319,448 3 32,739 3 69,432 96.54% 61,247115.36% 218,86067.27% 2010 325,361 3 14,097 3 75,344 98.50% 5,112100.16% 267,01686.47% 2011 308,794 3 04,164 3 09,276 108.18% 25,087115.38% 237,17568.13% 2012 348,129 3 76,601 4 01,688 114.53%168,941 164.45% 82,82624.47% 2013 338,411 3 87,584 5 56,525 118.69% 3,788119.85% 215,97066.13% 2014 326,597 3 87,651 3 91,439 Note : (1) Only includes assessments certified to Anoka County. 135 CITY OF ANDOVER, MINNESOTA RATIO OF NET BONDED DEBTTable 11 TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA Last Ten Fiscal Years General Bonded Debt Outstanding (2) Less Debt GrossService FundNetPercentageNet Bonded FiscalEstimatedBondedCash andBondedof EstimatedDebt YearPopulation (1)Market ValueDebtInvestmentsDebtMarket ValuePer Capita 200530,080 2,343,324,500$ 24,389,000$ (1,041,140)$ 23,347,860 $ 1.00%$ 7 76.19 200630,222 2,625,708,000 33,850,000 (10,739,510) 23,110,490 0.88% 764.69 200730,263 2,875,150,800 40,880,000 (17,822,418) 23,057,582 0.80% 761.91 200831,023 3,046,838,900 40,565,000 (17,939,959) 22,625,041 0.74% 729.30 200931,298 3,055,274,000 39,690,000 (17,973,588) 21,716,412 0.71% 693.86 201030,598 2,756,266,700 40,026,000 (17,768,743) 22,257,257 0.81% 727.41 201130,847 2,505,626,100 39,096,000 (17,779,964) 21,316,036 0.85% 691.02 201231,125 2,398,307,900 40,444,000 (18,497,679) 21,946,321 0.92% 705.10 201331,692 2,316,870,300 37,460,000 (17,415,812) 20,044,188 0.87% 632.47 201432,000 2,270,068,100 21,035,000 (942,607) 20,092,393 0.89% 627.89 Notes: (1) Source: Metropolitan Council (2) Only includes debt supported by tax levy. 136 CITY OF ANDOVER, MINNESOTA COMPUTATION OF DIRECT AND OVERLAPPING DEBT Table 12 December 31, 2014 Gross General ObligationPercentageNet Amount Bonded DebtApplicableApplicable Outstandingto City (2)to City Direct: City of Andover21,881,874$ 100.0000%21,881,874$ Overlapping: Anoka County 119,000,000(1)9.1422%10,879,268 ISD No. 11 Anoka-Hennepin 72,239,061(1)13.0373%9,418,013 ISD No. 15 St. Francis 27,600,000(1)6.5472%1,807,015 Metropolitan Council 196,680,000(1)0.8275%1,627,602 Total overlapping debt 23,731,898 Total overlapping and direct debt$ 45,613,772 Notes: (1) Information obtained from Anoka County. (2) Overlapping governments are those that coincide with the geographical boundaries of the city. This schedule estimates the portion of the outstanding debt of those overlapping governments that is borne by the residents and businesses of the City. This process recognizes that, when considering the City's ability to issue and repay long-term debt, the entire debt burden borne by the residents and businesses should be taken into account. However, this does not imply that every taxpayer is a resident, and therefore responsible for repaying the debt of each overlapping government. 137 CITY OF ANDOVER, MINNESOTA COMPUTATION OF LEGAL DEBT MARGIN Last Ten Fiscal Years 2005200620072008 Estimated Taxable Market Value2,343,324,200$ 2,625,708,000$ 2,800,462,600$ 2,969,639,300$ Debt limitation: Debt limit percent2%2%2%3% Debt limit in dollars46,866,484 52,514,160 56,009,252 89,089,179 Debt applicable to limit: Total bonded debt 52,344,000 59,665,000 70,240,000 67,050,000 Less: Nonapplicable debt G.O. water revenue bonds (9,150,000) (8,815,000) (15,040,000) (14,680,000) Special assessment bonds (3,560,000) (3,560,000) (3,560,000) (3,015,000) Tax increment bonds (7,065,000) (4,715,000) (4,010,000) (3,275,000) Permanent improvement revolving bonds (5,975,000) (6,660,000) (4,835,000) (3,755,000) State aid bonds (2,205,000) (2,065,000) (1,915,000) (1,760,000) Less: Cash and investments in related debt service funds (1,041,140) (10,739,510) (17,822,418) (17,939,959) Total debt applicable to limitation23,347,860 23,110,490 23,057,582 22,625,041 Legal debt margin$ 23,518,624$ 29,403,670$ 32,951,670$ 66,464,138 Total debt applicable to the limit as a percentage of debt limit49.82%44.01%41.17%25.40% 138 Table 13 200920102011201220132014 $ 2,710,514,8002,982,595,600$ 2,469,945,000$ 2,202,135,356$ 2,123,596,358$ 2,071,812,281$ 3%3%3%3%3%3% 81,315,44489,477,868 74,098,350 66,064,061 63,707,891 62,154,368 59,671,00065,175,000 55,361,000 49,144,000 45,010,000 27,405,000 (14,875,000)(15,330,000) (14,400,000) (7,420,000) (6,875,000) (6,310,000) (600,000)(2,450,000) - - - - (1,735,000)(2,515,000) - - - - (1,480,000)(2,635,000) (1,125,000) (760,000) (385,000) - (955,000)(2,555,000) (740,000) (520,000) (290,000) (60,000) (17,768,743)(17,973,588) (17,779,964) (18,497,679) (17,415,812) (942,607) 22,257,25721,716,412 21,316,036 21,946,321 20,044,188 20,092,393 $ 59,058,18767,761,456$ 52,782,314$ 44,117,740$ 43,663,703$ 42,061,975$ 24.27%27.37%28.77%33.22%31.46%32.33% 139 - This page intentionally left blank - 140 CITY OF ANDOVER, MINNESOTA PLEDGED-REVENUE COVERAGETable 14 Last Ten Fiscal Years Water Revenue Bonds Water Enterprise Fund FiscalOperatingLess: OperatingTransfersNet Available Debt Service YearRevenuesExpenses (1)In (2)RevenuePrincipalInterestCoverage 2005$ 1,510,119$ 1,111,874$ 398,245$ 320,000$ 421,393 $ - 0 .54 2006 1,935,812 1,139,500 167,424 796,312 335,000 411,720 1 .07 2007 2,025,452 1,264,370 57,671 818,753 345,000 395,775 1 .11 2008 1,987,432 1,218,444 163,469 932,457 360,000 382,753 1 .26 2009 2,127,676 1,264,398 165,643 1,028,921 375,000 393,828 1 .34 2010 2,077,305 1,249,420 89,191 917,076 455,000 384,713 1 .09 2011 2,119,954 1,318,848 801,106 475,000 366,065 - 0 .95 2012 2,572,560 1,592,417 7,134 987,277 490,000 214,933 1 .40 2013 2,495,561 1,285,188 4,242 1,214,615 545,000 276,458 1 .48 2014 2,347,763 1,320,552 20,737 1,047,948 565,000 254,715 1 .28 2004 EDA Public Facility Lease Revenue Bond (3) & 2012 Abatement Bonds Debt Service Community Center Special Revenue Fund FiscalOperatingLess: OperatingNet AvailableGeneral PropertyDebt Service YearRevenueExpensesRevenueTax RevenuePrincipalInterestCoverage 2005$ 522,839$ 589,900$ (67,061)$ 748,376$ -$ 1,194,167 (0.06) 2006 741,241 748,146 (6,905) 800,349 185,000 964,102 (0.01) 2007 876,136 799,909 76,227 844,123 185,000 959,731 0 .80 2008 998,287 900,228 98,059 890,709 190,000 954,381 0 .86 2009 1,422,614 903,446 519,168 940,640 390,000 944,806 1 .09 2010 1,351,069 882,364 468,705 885,349 405,000 930,684 1 .01 2011 1,414,617 991,098 423,519 908,894 415,000 914,891 1 .00 2012 1,430,874 1,011,186 419,688 1,091,430 435,000 897,456 1 .13 2013 1,381,573 971,108 410,465 1,029,949 425,000 878,534 1 .11 2014 1,462,169 1,058,467 403,702 924,057 790,000 820,054 0 .82 Special Assessment and Permanent Improvement Revolving Bonds FiscalSpecial AssessmentDebt Service YearRevenuePrincipalInterestCoverage 2005$ 2,045,969$ 1,705,000$ 192,153 1.08 2006 1,289,590 1,765,000 289,174 0.63 2007 2,966,380 1,825,000 314,152 1.39 2008 1,184,928 1,625,000 243,340 0.63 2009 993,703 1,685,000 198,232 0.53 2010 1,210,641 3,005,000 110,822 0.39 2011 552,356 955,000 36,250 0.56 2012 268,116 365,000 18,850 0.70 2013 598,889 375,000 11,450 1.55 2014 102,380 385,000 3,850 0.26 Notes:Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) Operating expenses includes transfers out because the administrative allocation and replacement reserve transfer is built into the user fees. Operating expenses does not include interest and depreciation. (2) The transfer in is included because a portion of the trunk connection charge associated with adding additional users to the water system is designated to compensate prior years capital investment in water utility infrastructure and the treatment plant. (3) Half of the facility financed by these bonds is leased to the Greater Minneapolis YMCA, their lease payments started in 2008. Future YMCA lease payments will significantly reduce the City's obligation on debt service payments. 141 CITY OF ANDOVER, MINNESOTA OUTSTANDING DEBT BY TYPE Last Ten Fiscal Years 2005200620072008 City of Andover's Outstanding Debt Governmental activities Revenue bonds19,580,000$ 29,395,000$ 36,075,000$ 35,885,000$ - - Abatement bonds - - Special assessment bonds 3,560,000 3,560,000 3,560,000 3,015,000 Tax increment bonds 7,065,000 4,715,000 4,010,000 3,275,000 Certificates of indebtedness 699,000 580,000 1,280,000 1,525,000 Capital improvement bonds 4,110,000 3,875,000 3,525,000 3,155,000 Permanent improvement revolving bonds 5,975,000 6,660,000 4,835,000 3,755,000 State aid bonds 2,205,000 2,065,000 1,915,000 1,760,000 Referendum bonds - - - - Promissory note payable - - - - Total governmental activities43,194,000 50,850,000 55,200,000 52,370,000 Business-type activities G.O. revenue bonds 9,150,000 8,815,000 15,040,000 14,680,000 Total outstanding debt$52,344,000$ 59,665,000$ 70,240,000$67,050,000 Total outstanding debt as a percentage of personal income6.35%6.98%7.99%7.62% Total outstanding debt per capita$ 1,740$ 1,969$ 2,321$ 2,161 142 Table 15 200920102011201220132014 $ 35,090,00035,495,000$ 34,675,000$ 17,375,000$ 16,925,000$ -$ -- - 17,315,000 16,995,000 16,675,000 2,450,000 600,000 - - - - 2,515,000 1,735,000 - - - - 1,420,000 781,000 561,000 774,000 680,000 2,140,000 2,775,000 2,495,000 2,200,000 3,455,000 1,470,000 970,000 2,635,000 1,480,000 1,125,000 760,000 385,000 - 2,555,000 955,000 740,000 520,000 290,000 60,000 - 1,660,000 1,660,000 1,525,000 1,390,000 1,250,000 - - - - 983,593 786,874 49,845,000 44,796,000 40,961,000 41,724,000 39,118,593 21,881,874 15,330,000 14,875,000 14,400,000 7,420,000 6,875,000 6,310,000 $ 65,175,000$ 59,671,000$ 55,361,000$ 49,144,000$ 45,993,593$ 28,191,874 7.10%6.65%6.17%5.28%4.99%3.03% $ 2,082$ 1,950$ 1,795$ 1,579$ 1,451$ 881 143 CITY OF ANDOVER, MINNESOT A DEMOGRAPHIC AND ECONOMIC STATISTICTable 16 S Last Ten Years City of AndoverAnoka County PersonalPersonalPer CapitaUnemploymen t YeaPopulation (1)Income (2)Population (3)Income (2)Income (3)Percentage r 200530,080 824,041,600$8,788,398,1853.8% $ 320,803$ 2 7,395 200630,222 852,774,1749,227,100,0854.0% 327,005 2 8,217 200730,263 879,549,0039,482,028,2654.6% 326,252 2 9,064 200831,023 880,029,4419,278,562,0305.5% 327,090 2 8,367 200931,298 917,375,6789,719,000,0028.5% 331,582 2 9,311 201030,598 897,408,7429,834,248,3327.1% 335,308 2 9,329 201130,847 896,999,9139,620,612,6765.8% 330,844 2 9,079 201231,125 930,450,750 29,89410,056,760,116 5.9% 336,414 201331,692 960,235,908 30,29910,287,540,666 5.1% 339,534 201432,000 980,704,000 30,64710,496,597,500 4.3% 342,500 Notes: (1) Estimates from Metropolitan Council (2) The personal income is calculated by taking the per capita income of Anoka County and multiplying it by the population for both the City and County. (3) Information from U.S. Census Bureau 144 CITY OF ANDOVER, MINNESOTA PRINCIPAL EMPLOYERSTable 17 Current Year and Nine Years Ago 20142005 PercentagePercentage of Total Cityof Total City TaxpayerEmployeesRankEmploymentEmployeesRankEmployment 31.8%33.2% Anoka Hennepin I.S.D. No. 11760 (1) 1 6 12 1 Fairview Andover Clinic 30012.6% 2 - Anoka County Sheriff's Office 25010.5% 3 - Kottkes' Bus Service, Inc. 2259.4%10.9% 4 2 00 4 Wal-Mart 2108.8% 5 - YMCA 1867.8% 6 - Target 1707.1%11.9% 7 2 20 3 Anoka County Highway Department 1034.3%6.6% 8 1 21 5 Bunker Hills Regional Park/Activity Center 1004.2%13.6% 9 2 50 2 Andover County Market 853.6% 1 0 - Festival Foods5.7% - 1 05 6 Columbia Park Medical Group5.3% - 9 8 7 Meadow Creek Christian School4.0% - 7 4 9 Farmstead at Andover5.1% - 9 4 8 Ed Fields & Sons, Inc.3.8% - 7 0 1 0 Total 2,389100.0%100.0% 1 ,844 Source: Minnesota Department of Employment and Economic Development (1) Number of district employees that work in school buildings located within the City. 145 - This page intentionally left blank - 146 CITY OF ANDOVER, MINNESOTA FULL TIME EQUIVALENT EMPLOYEESTable 18 CITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM Last Ten Fiscal Years Function/Program2005200620072008200920102011201220132014 Governmental: Administration 1 .47 1 .30 1 .45 1 .15 1 .15 1 .15 0 .91 1 .15 1 .15 1 .30 Human resources 0 .06 0 .07 0 .02 0 .01 0 .02 0 .02 0 .02 0 .02 0 .02 0 .02 City clerk 1 .84 1 .84 1 .91 1 .43 1 .29 1 .34 1 .34 1 .34 1 .34 1 .34 Elections 0 .10 0 .10 0 .10 0 .08 0 .10 0 .10 0 .10 0 .10 0 .10 0 .10 Financial administration 2 .99 3 .95 2 .35 1 .97 1 .85 1 .85 1 .84 1 .85 1 .85 1 .94 Information systems 0 .91 0 .91 0 .91 0 .91 0 .91 0 .91 0 .91 0 .91 0 .91 0 .91 Planning and zoning 4 .57 4 .75 4 .75 4 .25 3 .70 3 .70 3 .76 3 .70 3 .70 3 .90 Engineering 4 .67 4 .57 4 .78 4 .41 4 .28 4 .33 4 .16 4 .33 4 .33 4 .43 Facility Management - - - - 0 .33 0 .20 0 .21 0.07 0 .22 0 .22 EDA general0.35 1 .21 0 .70 0 .70 0 .85 0 .90 0 .85 0 .78 0 .85 0 .85 LRRWMO 0 .21 0 .21 0 .21 0 .21 0 .20 0 .20 0 .24 0 .20 0 .20 0 .15 Risk management 0 .13 0 .18 0 .10 0 .10 0 .10 0 .10 0 .10 0 .10 0 .10 0 .10 Public Safety: Fire 3 .25 3 .10 3 .10 3 .10 3 .10 3 .10 3 .10 3 .10 3 .10 3 .10 Protective inspection 5 .58 6 .03 6 .08 5 .78 3 .93 3 .93 3 .66 3 .93 3 .93 3 .93 Civil defense 0 .05 0 .05 0 .05 0 .05 0 .05 0 .05 0 .05 0 .05 0 .05 0 .05 Public Works: Streets and highways 5 .35 6 .12 6 .20 6 .00 5 .05 5 .10 5 .59 5 .46 4 .97 4 .87 Snow and ice 3 .92 3 .27 3 .49 3 .21 2 .45 2 .45 2 .57 2 .03 3 .44 2 .71 Street signs 1 .20 1 .35 1 .44 1 .41 1 .31 1 .41 1 .46 1.43 1 .34 1 .34 Forestry- 0 .10 0 .10 - - - - - - - ROW management / utility 0 .85 0 .85 0 .60 0 .65 0 .50 0 .20 0 .16 0 .20 0 .20 0 .20 Water 5 .04 5 .57 4 .78 4 .84 4 .63 4 .63 4 .70 4 .74 4 .56 4 .73 Sewer 3 .15 2 .97 3 .18 3 .24 3 .38 3 .38 3 .23 3 .17 3 .49 3 .61 Storm sewer 1 .60 2 .01 1 .95 2 .20 2 .55 2 .55 2 .87 2 .54 2 .23 2 .32 Central equipment 2 .91 2 .92 2 .96 2 .96 2 .87 2 .90 2 .91 2 .91 2 .91 2 .91 Park & Recreation: Park and recreation 6 .85 7 .33 7 .05 6 .85 6 .66 6 .71 6 .69 6 .77 7 .14 7 .61 Community center 2 .10 2 .12 2 .12 2 .23 2 .96 3 .11 3 .04 3 .25 3 .10 3 .10 Recycling 1 .26 0 .93 0 .88 0 .86 1 .23 1 .23 0 .96 1 .30 1.27 1 .26 6 1.37 6 3.30 6 1.16 5 8.75 5 5.50 5 5.50 5 5.36 5 5.50 5 6.50 5 6.50 Source:City Finance Department Note: Employees are allocated to various departments based on the functions that they perform. 147 CITY OF ANDOVER, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAM Last Ten Years Function/Program20052006200720082009 General government: n/a Registered votersn/a 17,500n/a 1 7,830 Number of precinctsn/an/an/a 10 1 0 Public safety: Police: Number of calls for services 1 2,861 14,500 1 2,150 11,617 11,075 Number of traffic citations 1,795 1 ,850 1,710 2 ,475 2,848 Number of patrol hours 30,856 3 0,858 30,240 3 0,240 30,240 Fire: Fire responses 3 25 460 3 66 326 3 05 Emergency medical responses 5 94 690 7 36 797 7 54 Protective inspections: Inspections 6,536 8 ,117 5,456 5 ,020 3,716 Residential permits 2 26 153 9 1 49 4 2 Other permits 2,473 3 ,128 2,095 1 ,862 1,543 Public works: Streets and highways: Asphalt streets maintained (miles) 1 78 182 1 89 189 1 89 Gravel roads maintained (miles) 8 7 8 8 8 Cul-de-sacs and dead ends maintained 3 20 324 3 30 336 3 38 Parks and recreation: Number of City parks 5 8 63 6 5 66 6 6 Total acreage mowed 2 65 273 2 97 297 2 93 Ballfields maintained 2 5 25 2 7 28 2 8 Number of playgrounds 33 3 6 3 7 37 3 7 Soccer fields maintained 2 0 19 1 6 19 1 9 Trail maintained (miles) 2 6 29 35 35 3 5 Community center bookings (hrs): Fieldhouse 1,405 7 ,450 8,514 8 ,282 9,718 Ice arena 2,002 2 ,405 2,497 2 ,393 2,640 Water: New connections 2 47 197 6 3 33 1 45 Total customers 5,657 5 ,854 5,917 5 ,950 6,095 Annual consumption (thousands of gallons) 856,671 9 11,712 1 ,046,789 9 93,626 1 ,000,971 Sanitary Sewer: New connections 2 29 186 1 20 23 1 83 Total customers 6,528 6 ,717 6,777 6 ,800 6,983 Storm Sewer: Total customers 9,516 9 ,744 9,785 9 ,800 9,950 Storm sewer lines maintained (miles) 4 3 47 6 5 66 6 9 Sourc e: Various City Departments 148 Table 19 20102011201220132014 1 8,713n/a 18,366n/a 19,772 n/an/a 1 0 1 0 1 0 1 1,441 11,650 1 0,963 10,659 10,319 1,926 2 ,000 2,202 2 ,480 2,536 30,240 2 9,200 29,200 2 9,200 29,200 3 23 265 3 20 308 2 57 7 22 764 8 16 863 8 38 2,860 3 ,074 3,872 3 ,766 2,840 7 1 58 8 1 98 5 2 1,773 1 ,755 1,714 1 ,716 1,898 1 90 191 1 91 192 1 95 8 7 7 7 7 3 38 338 3 38 3 28 332 47 5 0 49 5 0 51 293 3 02 302 3 18 232 28 2 8 28 2 8 28 38 3 8 38 3 9 38 19 21 17 2 0 1 6 3 5 35 3 3 35 3 3 12,182 11,099 1 1,461 11,426 11,831 2,583 2 ,575 2,805 2 ,543 2,608 5 6 78 3 8 108 4 3 6,151 6 ,229 6,267 6 ,375 6,418 905,561 8 54,672 1 ,050,378 9 47,201 827,574 7 5 77 3 8 108 4 3 7,058 7 ,135 7,173 7 ,281 7,324 10,042 1 0,126 10,164 1 0,583 10,626 6 9 69 6 9 73 7 5 149 CITY OF ANDOVER, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAMTable 20 Last Ten Years Function/Program2005200620072008200920102011201220132014 Public Safety: Fire: Stations 3 3 3 3 3 3 3 3 3 3 Fire vehicles 18 18 20 20 21 22 21 21 20 21 Protective inspections: Vehicles 3 3 3 3 3 3 4 4 4 4 Public Works: Streets and Highways: Streets (miles) 186 189 189 189 189 190 191 191 192 195 Street lights 7,551 8,101 1,204 1,212 1,215 1,218 1,225 1,231 1,231 1,258 Traffic signals 20 20 22 23 23 24 24 24 24 24 Parks and Recreation: Parks 58 63 65 66 66 47 50 49 50 51 Ball fields 25 28 27 28 28 28 28 28 28 28 Soccer fields 16 16 16 19 19 19 21 17 20 16 Playgrounds37 33 36 37 37 38 38 38 39 38 Trails (miles) 26 29 35 35 35 35 35 33 35 33 Community centers 1 1 1 1 1 1 1 1 1 1 Water: Water treatment plants 1 1 1 1 1 1 1 1 1 1 Storage facilities 3 3 3 3 3 2 2 2 2 2 Water main (miles) 79 84 108 108 108 108 109 111 112 115 Connections 5,450 5,760 5,917 5,950 6,095 6,151 6,229 6,267 6,375 6,418 Sanitary sewer: Sewer main (miles) 82 87 91 91 91 93 93 93 94 95 Connections 6,250 6,560 6,777 6,800 6,983 7,058 7,135 7,173 7,281 7,324 Number of lift stations9 8 9 9 9 9 9 9 9 9 Storm sewer: Storm sewer lines (miles) 43 47 65 66 69 69 69 69 73 75 150 IV. OTHER FINANCIAL INFORMATION 151 CITY OF ANDOVER, MINNESOTA COMBINED SCHEDULE OF INDEBTEDNESS December 31, 2014 Authorized IssueMaturitInterestand y DateDateRateIssue GOVERNMENTAL ACTIVITIES: Revenue Bonds: 2004 EDA Pub Fac Lease Revenue Bonds4/23/20042/1/20142.21-5.40%19,580,000$ Abatement Bonds: 2012C G.O. Abatement Bonds12/27/20122/1/20311.00-3.00%17,315,000 Certificates of Indebtedness: 2011A G.O. Equipment Certificates3/1/20112/1/20142.00%265,000 2012A G.O. Equipment Certificates3/22/20122/1/20172.00%585,000 2014A G.O. Equipment Certificates5/29/20142/1/20201.50-2.00%1,555,000 Total certificates of indebtedness2,405,000 Capital Improvement Bonds: 2012B G.O. Capital Improvement Refunding Bonds 3/22/20122/1/20162.00%1,570,000 Permanent Improvement Revolving Bonds: 2010A Perm Improv Revolving Refunding Bonds2/18/20102/1/20142.00%1,480,000 State Aid Bonds: 2009A State Aid Street Refunding Bonds3/26/20092/1/20152.25-2.80%955,000 Referendum Bonds: 2010A G.O. Open Space Referendum Bonds2/18/20102/1/20222.00 - 3.12%1,660,000 Total bonded indebtedness44,965,000 Promissory note payable12/17/201311/15/2018n/a983,593 Compensated absences payable - Total governmental activities indebtedness45,948,593 BUSINESS-TYPE ACTIVITIES: General Obligation Revenue Bonds: 2007B G.O. Water Revenue Refunding Bonds3/13/20072/1/20234.00-4.25%6,570,000 2009A G.O. Water Revenue Bonds3/26/20092/1/20242.00-4.25%1,025,000 Total general obligation revenue bonds7,595,000 Compensated absences payable - Total business-type activities indebtedness7,595,000 Total City indebtedness$53,543,593 152 Exhibit 1 Principal Payments PriorCurrentOutstanding2015 Payment YearsYea12/31/14PrincipalInterestTotal r $ 2,655,000$16,925,000$- $ -$ -$ - 320,000 320,000 16,675,000835,000379,906 1,214,906 170,000 95,000 - - - - 585,00011,700 11,700 - - - 1,555,000225,00031,926 256,926 - - 170,000 95,000 2,140,000225,00043,626 268,626 100,000 500,000 970,000500,00014,400 514,400 1,095,000 385,000 - - - - 665,000 230,000 60,00060,000840 60,840 270,000 140,000 1,250,000145,00031,915 176,915 5,275,000 18,595,000 21,095,0001,765,000470,687 2,235,687 196,719 786,874196,719 196,719 - - 628,946 - - - - - 5,275,000 18,791,719 22,510,8201,961,719470,687 2,432,406 485,000 505,000 5,580,000525,000216,046 741,046 235,000 60,000730,00065,00025,440 90,440 720,000 565,000 6,310,000590,000241,486 831,486 163,529 - - - - - 720,000 565,000 6,473,529590,000241,486 831,486 $ 5,995,000$19,356,719$28,984,349$2,551,719$712,173$ 3,263,892 153 CITY OF ANDOVER, MINNESOT A SCHEDULE OF TAX CAPACITY RATES AND LEVIESExhibit 2 Taxes Payable 20152014 Tax capacity value$25,705,350$21,978,322 s Captured tax increment value(210,936) (327,433) Fiscal disparities - contribution(998,390)(1,035,107) Local taxable value24,496,02420,615,782 Fiscal disparities - distribution4,257,801 4,202,605 Adjusted tax capacit$28,753,825$24,818,387 y 20152014 Tax CapacitCertifieTax Capacit Certifiedydy LevRateLevRate yy General Revenue Levy: General Fund7,630,892$ 7,435,891$ Capital Equipment/Projects250,000 210,000 Parks Projects61,500 61,500 Road and Bridge967,197 967,197 Pedestrian Trail Maintenance58,271 58,271 Total General Revenue Lev 30.441%8,732,8598,967,860 35.486% y Debt Service Levy: 181,803 2004 EDA Public Facility Revenue Bonds - 2012A G.O. Equipment Certificate140,000 140,000 2012B G.O. Capital Improv Refund Bonds540,120 561,015 2012C G.O. Abatement Bonds975,652 740,965 2014A G.O. Equipment Certificate296,055 260,000 Total Debt Service Lev 6.628%1,883,7831,951,827 7.711% y Lower Rum River Watershe 0.391%40,00040,000 0.460% d Total10,959,687 37.460%10,656,642 43.657% Voter-Approved Open Space Referendum - MV184,238 0.00718%187,283 0.00841% $ 10,843,92511,143,925$ 154 CITY OF ANDOVER, MINNESOTA SCHEDULE OF DEFERRED TAX LEVIES Exhibit 3 GENERAL OBLIGATION BONDS December 31, 2014 Capital Open Space Certificates ofCertificates ofImprovementAbatementReferendumTotal TaxesIndebtednessIndebtednessRefunding BondsBondsBondsDeferred Tax Payable2012A2014A2012B2012C2010ALevies 2015$ 140,000$ 296,055$ 540,120$ 975,652184,238$ 2,136,065 2016-295,260-1,281,190187,8401,764,290 2017-294,945-1,278,670188,7771,762,392 2018-294,525-1,286,335183,9891,764,849 2019---1,282,975184,1991,467,174 2020---1,284,550184,0781,468,628 2021---1,280,455-1,280,455 2022---1,285,285-1,285,285 2023---1,283,015-1,283,015 2024---1,282,883-1,282,883 2025---1,280,744-1,280,744 2026---1,281,781-1,281,781 2027---1,291,027-1,291,027 2028---1,292,340-1,292,340 2029---1,297,800-1,297,800 $ 140,000$ 1,180,785$ 540,120$ 18,964,702$ 1,113,121$ 21,938,728 155 CITY OF ANDOVER, MINNESOTA SCHEDULE OF FUND TRANSFERSExhibit 4 December 31, 2014 TransferTransfer InOut General Fund Water EF$ 150,250 $ -General Fund Admin Allocation Sewer EF 46,680 -General Fund Admin Allocation Total General Fund196,930 - ecial Revenue Funds (SRF) Sp Community Center SRF 212,356Debt Service Allocation 2004 EDA Public Facility Lease Revenue Bond DSF - 2006 EDA Public Facility Lease Revenue Refunding Bond DSF 14,826Debt Service Allocation - 2007 EDA Public Facility Lease Revenue Refunding Bond DSF 14,311Debt Service Allocation - 241,493 - Right of Way Management / Utility SRF Road and Bridge CPF 5,500Roadway Degredation - ecial Revenue Funds246,993 Total Sp - Debt Service Funds (DSF) 2004 EDA Public Facility Lease Revenue Bonds DSF Community Center SRF212,356 -Debt Service Allocation 2006 EDA Public Facility Lease Revenue Refunding Bond DSF Community Center SRF 14,826 -Debt Service Allocation 2007 EDA Public Facility Lease Revenue Refunding Bond DSF Community Center SRF 14,311 -Debt Service Allocation 2010A PIR Refunding Bonds DSF PIR CPF 380,961 -Debt Service Allocation 2011A G.O. Capital Note DSF Building CPF 9,951Close Debt Service Fund - Total Debt Service Funds622,4549,951 Caital Proects Funds (CPF) pj Water Trunk CPF 20,737Debt Service Allocation Water EF - Sewer Trunk CPF Sewer EF 400,000 -Replacement Reserve Road and Bridge CPF Right of Way Management / Utility SRF 5,500 -Roadway Degredation Building CPF 2011A G.O. Capital Note DSF 9,951 -Close Debt Service Fund PIR CPF 2010A PIR Refunding Bonds DSF 380,961Debt Service Allocation - Total Caital Proects Funds415,451401,698 pj Enterrise Funds (EF) p Water EF Water Trunk CPF20,737 -Debt Service Allocation General Fund 150,250General Fund Admin Allocation - 20,737 150,250 Sewer EF General Fund 46,680General Fund Admin Allocation - Sewer Trunk CPF 400,000Replacement Reserve - 446,680 - Total Enterrise Funds20,737596,930 p Total All Funds$1,255,572$1,255,572 156