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HomeMy WebLinkAbout2008 CAFRCOMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2008 MINNESOTA - This page intentionally left blank - 1685 CROSSTOWN BOULEVARD N.W. ANDOVER, MINNESOTA 55304 (763) 755-5100 FAX (763) 755-8923 WWW.CI.ANDOVER.MN.US . Comprehensive Annual Financial Report of the City of Andover, Minnesota For the Year Ended December 31, 2008 Prepared By: Finance Department City of Andover CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. I. INTRODUCTORY SECTION Letter of Transmittal2 Organization10 Organizational Chart11 Certificate of Achievement12 II. FINANCIAL SECTION Independent Auditor's Report14 Management's Discussion and Analysis16 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net AssetsStatement 129 Statement of ActivitiesStatement 230 Fund Financial Statements: Balance Sheet - Governmental FundsStatement 332 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental FundsStatement 434 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds Statement 537 Statement of Net Assets - Proprietary FundsStatement 638 Statement of Revenues, Expenses, and Changes in Fund Net Assets - Proprietary FundsStatement 740 Statement of Cash Flows - Proprietary FundsStatement 842 Statement of Fiduciary Net Assets - Fiduciary FundsStatement 944 Notes to Financial Statements45 Required Supplementary Information: Budgetary Comparison Schedule - General FundStatement 1080 Schedule of Funding Progress - Other Post Employment Benefits PlanStatement 1182 Notes to Required Supplementary Information: Budgets83 Modified Approach for City Streets and Trails Infrastructure Capital Assets83 Combining and Individual Fund Statements and Schedules: Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental FundsStatement 1287 Combining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Governmental FundsStatement 1388 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. Nonmajor Special Revenue Funds: Subcombining Balance Sheet - Nonmajor Special Revenue FundsStatement 1490 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue FundsStatement 1592 Nonmajor Debt Service Funds: Subcombining Balance Sheet - Nonmajor Debt Service FundsStatement 1696 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Debt Service FundsStatement 1798 Nonmajor Capital Projects Funds: Subcombining Balance Sheet - Nonmajor Capital Project FundsStatement 18102 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Project FundsStatement 19104 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: EDA GeneralStatement 20106 Community Development Block GrantStatement 21107 Community CenterStatement 22108 Drainage and MappingStatement 23109 LRRWMOStatement 24110 ForestryStatement 25111 Trail and TransportationStatement 26112 Right-of-Way Management/UtilityStatement 27113 Capital Equipment ReserveStatement 28114 Charitable GamblingStatement 29115 Construction Seal CoatingStatement 30116 Internal Service Funds: Combining Statement of Net Assets - Internal Service FundsStatement 31118 Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets - Internal Service FundsStatement 32119 Combining Statement of Cash Flows - Internal Service FundsStatement 33120 Agency Funds: Combining Statement of Net Assets - Fiduciary FundsStatement 34122 Combining Statement of Changes in Assets and Liabilities - Fiduciary FundsStatement 35123 Supplementary Financial Information: Combined Schedule of IndebtednessExhibit 1126 Schedule of Tax Capacity Rates and LeviesExhibit 2128 Schedule of Deferred Tax Levies - General Obligation BondsExhibit 3129 Schedule of Fund TransfersExhibit 4130 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. III. STATISTICAL SECTION Net Assets by Component - Last Five Fiscal Years Table 1134 Changes in Net Assets - Last Five Fiscal Years Table 2135 Fund Balances - Governmental Funds - Last Five Fiscal Years Table 3137 Changes in Fund Balances - Governmental Funds - Last Five Fiscal Years Table 4138 Assessed and Estimated Actual Value of Taxable Property - Last Ten Fiscal YearsTable 5139 Property Tax Rates - Per $1,000 of Assessed Tax Capacity Value - Years 1999 through 2008Table 6140 Property Tax Levies and Collections - Last Four Fiscal YearsTable 7141 Principal Taxpayers - Current Year and Eleven Years AgoTable 8142 Estimated Market Values and New Construction - Last Ten Fiscal YearsTable 9143 Special Assessment Levies and Collections - Last Ten Fiscal YearsTable 10144 Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt Per Capita - Last Ten Fiscal YearsTable 11145 Computation of Direct and Overlapping DebtTable 12146 Computation of Legal Debt Margin - Last Five Fiscal YearsTable 13147 Pledged-Revenue Coverage - Last Five Fiscal YearsTable 14148 Outstanding Debt by Type - Last Five Fiscal YearsTable 15149 Demographic and Economic Statitistics - Last Five YearsTable 16150 Principal Employers - Previous Year and Nine Years AgoTable 17151 Full Time Equivalent Employees - City Government Employees by Function / Program - Last Five Fiscal YearsTable 18152 Operating Indicators by Function / Program - Last Five YearsTable 19153 Capital Asset Statistics by Function / Program - Last Five YearsTable 20154 I. INTRODUCTORY SECTION 1  1685 CROSSTOWN BOULEVARD N.W. ANDOVER, MINNESOTA 55304 (763) 755-5100 FAX (763) 755-8923 WWW.CI.ANDOVER.MN.US May 7, 2009 To the Honorable Mayor and City Council City of Andover 1685 Crosstown Blvd. NW Andover, Minnesota 55304 Dear Honorable Mayor and Council Members: The Comprehensive Annual Financial Report is submitted in conformance with all applicable governing laws and regulations. The following has set the standards forth: *Andover City Policy and Code *The State Auditor, State of Minnesota *Government Finance Officers Association *Governmental Accounting Standards Board RESPONSIBILITY. Responsibility for both the accuracy of the presented data and the completeness of the financial statements including all disclosures rests with the City. We believe the data, as presented, is accurate in all material aspects. This report has been presented in a manner designed to fairly set forth the financial position and results of operations as measured by the financial activity of its various funds. FINANCIAL STATEMENT FORMAT. This Comprehensive Annual Financial Report is presented in three main sections: I. Introductory II. Financial III. Statistical Introductionincludes a list of the City's principal officials as of December 31, 2008, the table of contents, organizational The Financial Section chart, and this Letter of Transmittal. The includes: (1) independent auditor's report; (2) management’s discussion and analysis; (3) government wide and fund financial statements; (4) notes to the financial statements; (5) required supplementary information; (6) the combining statements, individual fund statements; and, (7) the supplemental information. Statistical Section The includes tables and reports of various economic, social, financial and fiscal data designed to reflect trends and ratios. Generally Accepted Accounting Principles (GAAP) requires that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement the MD&A and should be read in conjunction with it. The City of Andover’s MD&A can be found immediately following the report of the independent auditors. REPORTING ENTITY. All City funds, departments, commissions, and other organizations for which the City of Andover is financially accountable are presented within the Comprehensive Annual Financial Report. The Andover Firefighters’ Relief Association does not meet the established criteria for inclusion in the reporting entity, and accordingly are excluded from this report. GENERAL INFORMATION. The city we know today as Andover was first organized in 1857 under the name “Round Lake Township.” However, in 1860 the name was changed to “Grow Township” in honor of Senator Galusha A. Grow of Pennsylvania. Senator Grow spoke at a political campaign in Anoka that year, and the town name was changed to reflect Senator Grow because of his strong advocacy of the Union cause. At that time, the population was 330 and included the geographical area we know today as Ham Lake. In fact, the area of Ham Lake was considered a part of Grow Township until 1871. In 1972, the Grow Township Board of Supervisors recognized that the town was growing at a very rapid rate. They felt a village form of government would provide better services to the community. Board supervisors then voted in favor of proceeding with the incorporation process. The board voted to submit a new name for the village. “Andover Village” was chosen because the name Andover had historical interest. The historical interest, we believe, came from the Andover train station. 2 To the Honorable Mayor and City Council City of Andover, Minnesota You may have heard the popular “train myth” about how Andover received its name. The myth states that a train tipped over in a swamp, and an eyewitness, relaying the incident, said it “went over and over,” thereby naming the city “Andover.” However, Anoka County Union Newspaper research reveals that the name Andover first appeared in an article dated March 14, 1899 in the - before train tracks were ever built in the city. The article stated that the Eastern Minnesota line of the Great Northern Railway was in the process of constructing railroad tracks from the Coon Creek Cut-off to the North. The railway announced that new railroad stations with mathematical precision were to be located five miles apart from each other. The new stations (from Coon Creek to the North, along the new railroad line) were to be named Andover, Cedar, Bethel, Isanti, Cambridge, Stanchfield, Braham, Grasston, Cornell, and Brook Park. On July 4, 1899, the first train passed through the Andover Station. Where the railway came up with the name Andover still remains unknown. Andover Village was established in 1972 and then became the City of Andover, a city of the fourth class, in 1974. Today the City of Andover’s population exceeds 20,000, classifying it as a second class city. The City of Andover as it exists today consists of 23,040 acres. Andover has a population estimated at 30,750. A rapidly growing suburb of the northern metropolitan area, the City of Andover is approximately sixteen miles from Minneapolis. SERVICES PROVIDED. The City of Andover provides various services to the residents in the community. The current services are: General Government: Mayor and City councilFinancial administrationInformation systems NewsletterElectionsFacility management City clerkAssessingEngineering AdministrationLegalRisk management Human resourcesPlanning and zoning Public Safety: PoliceProtective inspectionAnimal control Fire protectionCivil defense Public Works: Streets and highwaysStreet signsTraffic signals Snow and ice removalCentral equipment maintenanceWater maintenance Street lighting Sanitation: Storm sewersTree preservation & weed controlSanitary sewer maintenance Parks and Recreation Recycling GOVERNMENT STRUCTURE. Andover is a statutory city with the City Council appointing a City Administrator. The City Administrator has operating responsibilities for all City functions. A list of public officials and organizational chart can be found on page 10 and 11 respectively. IMPLEMENTATION OF GASB 34 In June 1999, the GASB issued Statement 34, which is the most comprehensive government accounting rule ever developed. This standard substantially changes the way state and local governments report their financial activity. Andover had implemented these changes in 2002. A summary of the most significant changes is as follows: 1. Government-wide financial statements are prepared using full accrual accounting 2. Basic fund financial statements present major funds instead of fund types 3. Budgetary comparisons include original and amended budgets 4. All infrastructures have been capitalized and all capital assets are depreciated except streets and trails that are under the modified approach. 5. A management discussion and analysis is included as required supplemental information 3 To the Honorable Mayor and City Council City of Andover, Minnesota ECONOMIC CONDITION AND OUTLOOK Very moderate population growth is expected to continue in 2008 and 2009, with an estimated population of 33,000 by 2010. The rate of residential growth as compared to the growth in the 90’s has significantly declined as the availability of residentially zoned property decreased. The City has experienced a significant amount of commercial growth from 2000 through current 2008. Continual commercial growth is anticipated over the next five to ten years, beyond that growth will slow as the amount of undeveloped commercially zoned property also declines. The City's General Fund has two major categories of revenue, which accounted for 81% of the total in 2008. They are general property taxes at 72%, and charges for services at 9%. In prior years, intergovernmental revenue was the second largest category of revenue for the General Fund. Intergovernmental revenue includes state aids, such as local government aid (LGA), market value homestead credit (MVHC), highway maintenance aid, fire relief aid and police aid; and county grants, such as recycling and community development. During the past several years, the State of Minnesota has made numerous changes to laws pertaining to the distribution of LGA, Homestead and Agricultural Credit Aid (HACA) and MVHC resulting in a significant reduction in intergovernmental revenue. The City was able to make up this loss in aid through efficiencies and an increased tax levy, substantially increasing the local tax rate in 2002. The tax laws that resulted in this change also greatly reduced school district property tax levies, resulting in no net tax increase for most residential property owners. Sweeping changes approved in 2003 resulted in the loss of approximately $590,000 in aid to Andover, that loss in aid was originally intended to be for two years (2003 & 2004) but that loss was extended to include years 2005 and 2006. The state allowed cities the ability to levy up to 60% of the lost 2003 aid in 2004. Again, in 2008, the State of Minnesota significantly reduced MVHC to help deal with the state budget deficit. LGA, HACA and MVHC for 1998 through 2008 are as follows: YearLGAHACAMVHCTotal 1998122,651$$ 378,975$ -$ 501,626 1999111,145 462,796 - 573,941 2000119,752 490,237 - 609,989 2001119,758 489,991 - 609,749 2002119,827 563,754- 683,581 2003* - - 65,632 6 5,632 * - - 57,934 2004 57,934 2005* - - 13,179 1 3,179 - - 1,700 1,700 2006 * 2007 - 410,519- 410,519 2008 - 198,214- 198,214 * *Due to the State Legislative actions to deal with the state budget deficits, the City will not be receiving any LGA and significantly reduced MVHC. For 1998 through 2000, cities with populations over 2,500 were under levy limit restrictions imposed by the State. Levy limits severely curb the ability of cities to generate additional tax revenue needed to respond to an increasing demand for services. For 1999 and 2000, the levy limit formula was modified to allow for increases based on commercial and industrial growth. This was a favorable change for Andover, as the City experienced a surge in commercial growth during the past few years. Levy limits were lifted for 2001 but were reinstated for 2002 - 2004. The 2004 levy limits were so severe that the State did not allow cities the ability to capture residential and commercial market value growth. Levy limits were lifted from 2005 to 2008, but reinstated for 2009, 2010 and 2011. 4 To the Honorable Mayor and City Council City of Andover, Minnesota The State's property tax reform efforts have also included modifications to property class rates. Reductions in the class rates for all major types of property have occurred in 1998, 1999, 2000, and for 2002. These changes resulted in a decrease in the taxable value of most properties. These changes and the impact on various valued properties are shown in the following table: Class Rate 199819992000 & 20012002 & 2003 Residential Homestead Value to $75,0001.00%1.00%1.00%1.00% $76,000 to $500,0001.85%1.70%1.65%1.00% Over $500,0001.85%1.70%1.65%1.25% Commercial / Industrial Value to $150,0002.70%2.45%2.40%1.50% Value above $150,0004.00%3.50%3.40%2.00% Tax Capacity 199819992000 & 20012002 & 2003 Taxable Market Value Residential Homestead $100,000$1,213$1,175$1,000 $ 1,163 150,0002,1382,0251,500 1,988 200,0003,0632,8752,000 2,813 250,0003,9883,7252,500 3,638 300,0004,9134,5753,000 4,463 Commercial / Industrial $550,000$17,675$10,250 $ 2 0,050$ 17,200 750,00024,67514,250 2 8,050 24,000 1,000,00038,05033,42519,250 32,500 2,500,00098,05085,92549,250 83,500 The City’s General Fund receives a substantial amount of revenue from licenses and permits. The past ten years are shown below: RevenuesChange 1999609,344$ n/a 2000623,662 14,318$ 2001720,712 97,050 2002588,965 (131,747) 2003551,385 (37,580) 2004674,008 122,623 2005724,436 50,428 2006598,094 (126,342) 2007475,893 (122,201) 2008525,339 49,446 The $131,747 decrease in revenue for 2002 is due to reclassification of plan check fees ($263,535), which were previously recorded as license and permit fee and are now recorded as a charges for services revenue. Revenue from residential building continued to modestly increase through 2002 but declined in 2003, as a reduced number of new residential lots were being added to the overall lot inventory. License and permit fees increased substantially in 2004 as the number of residential lots available and built on has increased and the value of new construction is on the rise. The decrease in 2006 and 2007 is largely due to a slowing economy and home building market. A slight increase in 2008 is primarily due to the commercial activity taking place but a decrease is expected for 2009. 5 To the Honorable Mayor and City Council City of Andover, Minnesota The City’s General Fund also receives a considerable amount of revenue from charges for services. The past ten years are shown below: RevenuesChange 1999754,629$ n/a 2000900,235 145,606$ 2001722,690 (177,545) 2002689,427 (33,263) 2003647,813 (41,614) 2004798,795 150,982 2005933,365 134,570 2006780,273 (153,092) 20071,121,642 341,369 2008772,430 (349,212) The City analyzes user fees every year as part of the budget process and makes adjustments where appropriate. Revenue from charges for services totaled $1,121,642 in 2007 and this increase can be linked to the number of public improvement projects being finalized and assessed in 2007. 2008 proved to be better than expected due to some residential plat activity taking place but a decrease is expected for 2009. EMPLOYMENT The City of Andover’s largest employers are government entities. The Anoka-Hennepin School District has a significant presence in the community and Anoka County’s Parks and Highway Departments and Sheriffs Office headquarters are located in Andover. The City of Andover is best classified as a bedroom community, since a majority of the residents commute outside of Andover for employment opportunities. The City does anticipate with the development of the Andover Station Commercial Park and other commercial developments that additional employment opportunities will be provided to residents in the near future. Major employers in Andover are as follows: Number of FirType of Business / ProductEmployees m ISD No 11 Anoka-HennepinElementary and secondary education574 Anoka County Parks and Highway DepartmentsCountygovernment and services378 Kottkes' Bus Service, Inc.Bus transportation200 TargetRetail167 Columbia Park Medical GroupMedical clinic107 Meadow Creek Christian SchoolPrivate education K-12100 Festival FoodsGrocery store97 Farmstead at AndoverSenior housing and assisted living facilities94 City of AndoverMunicipal government and services85 MAJOR INITIATIVES FOR THE YEAR. The City has many accomplishments to report for 2008. The following list is a summary of some of the major initiatives completed throughout the year. 1)The response to significant storm damage continues. The Building Department had been very busy with various permits related to 2007 severe storm activity in the community that has damaged a significant number of roofs and siding on resident homes. That again continued in 2008 as the City was hit by severe storms that produced high winds and hail. 2)Implementation of the roadway reconstruction and assessment policy that was developed throughout 2006 and 2007. This was done with a successful 2008 roadway reconstruction project. The roadway reconstruction and assessment policy was approved which provided a clear understanding for staff and the Council on how the process is handled. The clear policy provided information for the residents and was supported by the Council during public hearings. 6 To the Honorable Mayor and City Council City of Andover, Minnesota 3)Construction of the wayside horn at Crosstown Boulevard and the construction of the Railroad Quiet Zone at st Constance Boulevard (161 Avenue). These two projects were a challenge from the standpoint of this being something new and the challenges of working and communicating with the Burlington Northern Santa Fe (BNSF) Railroad. Most of this work (design and project administration) was done in-house which was a substantial cost savings to the City. 4)The construction of the new Anoka County Law Enforcement Center and Regional Forensic Laboratory got underway in the summer of 2008. This project has been in the planning stage for over ten years and was able to move forward with the help of a $3 million grant from the State of Minnesota. It is anticipated that the center will be open in the fall of 2009. 5)The successful hosting of the City’s Annual Business Appreciation Day to recognize and build awareness of the local business community and strengthens relationships with this important element of the Andover community. This event was coordinated through the Community Development Department. 6)The City has continued the planning for the future expansion of the City Center campus to the west of existing Public Works facilities. Land negotiations with the property owner resulted in a three-phase acquisition schedule of approximately 29 acres of land and the acquisition of two additional parcels of land along Crosstown Boulevard just west of the Water Treatment facility. The 2008 property acquisitions will allow for a staged development in preparation for the completion of the ultimate expansion of the Public Works facilities, potential expansion of the Community Center and additional recreational amenities. The planning will continue to be part of the capital improvement planning process. 7)The development of three baseball fields at the Andover Station North complex which includes ball field lighting, a new playscape, parking lot, pavilion building and paved trail. This park was designed by the City’s Engineering Department and constructed by a partnership of Public Works staffing, contracted service and volunteer labor. The final product is a true testament of what can be accomplished when residents and City staff work together toward a common goal. 8)The successful negotiation with Anoka County of intersection improvements at Crosstown Boulevard and Nightingale Street. This improvement has significantly improved the traffic flow around Andover High School. 9)The marketing of Andover Station North within the City of Andover. The Andover Economic Development Authority along with City staff has developed this commercial park and has seen commercial building activity throughout 2008, such as Foundation Hill Montessori, Dynamic Sealing Technologies and Blue Fin Pool and Spa. 10)In 2008, the City Planning Department facilitated the updating of the various City Codes, including the Building Maintenance Code. The completion of this update has provided the City staff with needed tools to help preserve single family market values. 11)The City staff completed various studies as part of a Comprehensive Plan Update including: a park dedication study, sanitary sewer study, water system study and transportation system study. The City, as required, submitted these documents to the Metropolitan Council after the completion of a public hearing and a six-month review by neighboring cities. It is anticipated that the Comprehensive Plan Update will be approved by the Met Council in the spring of 2009. 12)The City Open Space Commission, appointed to assist in managing the successful $2,000,000 open space referendum ballot in 2006, developed a detailed natural amenity inventory, held informational meetings with residents and has made recommendations to the City Council on land that should be purchased as permanent open space in the community. It is anticipated that the first purchase will take place in 2009. 13)The City's Comprehensive Annual Financial Report (CAFR) for the year ended December 31, 2007 was awarded the Government Finance Officers Association’s "Excellence in Financial Reporting Award.” The City completes this document internally and recognized significant cost savings in the form of reduced financial consulting fees. This is the sixth consecutive year receiving the award and it is anticipated that the City’s CAFR for the year ended December 31, 2008 will also achieve this award. 14)For the seventh year in a row, the City of Andover was awarded the Government Finance Officers Association Distinguished Budget Presentation Award for the City's 2008 Annual Budget. This award recognizes excellence in the preparation of the City’s budget document as a policy document, an operations guide, as a financial plan and as a communications device. 7 To the Honorable Mayor and City Council City of Andover, Minnesota 15)The City continues to make significant progress after the implementation of new hardware and software to start the process of digital imaging documents retained by the City. The imaging project has helped the City reduce staffing through data storage, retrieval efficiencies and eliminated the need for City Hall office expansion. 16)The City continues to utilize updates to our financial management software to improve reporting and operating efficiencies. These updates continue to yield reduced personnel costs and more timely reports. Residential Development Residential development slowed to 49 new housing starts in 2008. The current lot supply of single family lots does provide an adequate supply of buildable lots for the current economy, so it is anticipated that very few residential plats will occur in 2009. Two residential project sketch plans were introduced near the end of 2008 and if ultimately approved in 2009 would add 48 new residential lots. Commercial Industrial Development The majority of growth in 2008 came from commercial projects. These projects included review and approval of Minnco Credit Union, Dynamic Sealing Technologies, Inc., Beef O’ Brady’s Restaurant, Foundation Hill Daycare and Montessori School, Coon Rapids United Methodist Church, Anoka County Public Safety Campus and Blue Fin Pool and Spa. When completed, these buildings will add 60,000 square feet of commercial tax base and 135,000 square feet of government and institutional space. FOR THE FUTURE. The City continues to focus on quality of life improvements throughout the City. These efforts cover a broad array of areas including: protecting and improving the environment, revitalization of parks and public areas, expanding recreational opportunities, providing cost-effective city services, increased communication between city representatives and the public and added commercial/retail opportunities. The City utilizes many avenues to reach its residents, whether through community access television, the City newsletter or the City’s webpage (www.ci.andover.mn.us). It is important to the City that our residents are informed and have the ability to participate in the activities of their City. The City did conduct a community survey in 2006, with the help of a polling firm, to secure opinions and suggestions from the public. FINANCIAL INFORMATION INTERNAL CONTROL. The City's accounting system was developed and is continually evaluated to assure the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable but not absolute assurance in the areas of: (1) safeguarding assets against loss from unauthorized use or disposition; and (2) reliability of financial records and convenience of access for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance adopted by the City of Andover recognizes that: (1) the evaluation of cost and benefits requires estimates and judgments by management; and (2) the cost of a control should not exceed the benefits likely to be derived. All internal controls are evaluated against the above criteria. It is our belief that the City's internal accounting controls adequately safeguard the City's assets and also provide reasonable assurance of properly recording financial transactions. BUDGETING CONTROLS. In addition to internal accounting controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual budget approved by the City Council. Activities of the General Fund and Special Revenue Funds are included in the annual budget. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. CASH MANAGEMENT. Cash temporarily idle during the year was invested in demand deposits, certificates of deposit, U.S. government and agency securities, state and local government securities and commercial paper. The City's investment policy is to minimize credit and market risks while maintaining a competitive yield on its portfolio. Accordingly, deposits are required to be insured by federal depository insurance or collateralized. The City, its agent or a financial institution’s trust department in the City’s name held all collateral on deposits. RISK MANAGEMENT. The City Finance Department performs the duties of risk management. The Finance Department continually reviews the City's exposures to losses, evaluates insurance specifications, coordinates with an insurance broker the placement and renewal of coverage and reviews programs to reduce costs and improve cash flow. Although the City experiences population growth, additional miles of road, payroll, and expenditures increase, the City has been able to keep insurance costs fairly flat over the past five years. 8 To the Honorable Mayor and City Council City of Andover, Minnesota OTHER INFORMATION AWARDS. The Government Finance Officers Association (GFOA) of the United States and Canada presented a Distinguished Budget Presentation Award to the City of Andover for its annual budget for the fiscal year beginning January 1, 2008. This is the seventh year in a row the City of Andover has received this award. In order to receive this award, a governmental unit must publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan and as a communications device. This award is valid for a period of one year only. We believe that the annual budget for the fiscal year beginning January 1, 2009 continues to conform to the program requirements and have submitted it to the GFOA to determine its eligibility for another award. The GFOA also presented the Certificate of Achievement for Excellence in Financial Reporting Award to the City of Andover for its 2007 Comprehensive Annual Financial Report. This is the sixth time the City of Andover has received this award. In order to receive this award, a government unit must publish an easily readable and efficiently organized comprehensive annual financial report whose contents conform to program standards. Such reports must satisfy both generally accepted accounting principles and applicable legal requirements. This award is valid for a period of one year only. We believe this report for 2008 continues to conform to the Certificate of Achievement Program requirements and have submitted it to the GFOA to determine its eligibility for another award. INDEPENDENT AUDIT. State statutes require an annual audit by independent certified public accountants. HLB Tautges Redpath, Ltd. was engaged by the City to render an opinion on the City's financial statements. The auditor's report on the basic financial statements and combining and individual fund statements and schedules is included in the financial section of this report. ACKNOWLEDGMENTS. The preparation of this report could not have been accomplished without the efficient services and dedication of the Finance Department staff and the consultation of the City's auditing firm. Staff members: Lee Brezinka, Melissa Rustman and Brenda Fildes have my sincere appreciation for their contribution to the preparation of this report. I also want to express our appreciation to the Mayor and members of the City Council for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, James Dickinson City Administrator 9 CITY OF ANDOVER, MINNESOTA ORGANIZATION December 31, 2008 OfficeNameTerm MayorMichael GamacheJanuary 6, 2009 Council MemberDon JacobsonJanuary 2, 2011 Council MemberMichael KnightJanuary 6, 2009 Council MemberKen OrttelJanuary 6, 2009 Council MemberJulie TrudeJanuary 2, 2011 City Administrator / City ClerkJames DickinsonAppointed Community Development DirectorWill NeumeisterAppointed Director of Public Works / City EngineerDavid BerkowitzAppointed Finance ManagerLee BrezinkaAppointed Building OfficialDon OlsonAppointed Fire ChiefDan WinkelAppointed AttorneyHawkins & Baumgartner, P.A.Appointed Fiscal ConsultantsEhlers & Associates, Inc.Appointed 10 CITY OF ANDOVER Organizational Chart 11 12 II. FINANCIAL SECTION 13 14 15 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 As management of the City of Andover, we offer readers of the City of Andover’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2008. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 2 through 9 of this report. Financial Highlights The assets of the City of Andover exceeded its liabilities at the close of the most recent fiscal year by $149,505,540 (Net assets). Of this amount, $7,485,640 (unrestricted net assets) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City’s total net assets increased by $920,526, primarily due to the change in recording of tax increment revenues. Starting in 2008, all tax increment revenues will be receipted in the Tax Increment Projects Capital Projects Fund and transferred over to make debt service payments as needed, thus avoiding any arbitrage penalties. In 2008, the tax increment debt service funds had sufficient funds to make its debt service payments so no tax increment funds were transferred. As of the close of the current fiscal year, the City of Andover’s governmental funds reported combined ending fund balances of $39,286,726. SpecialDebtCapital GeneraRevenueServiceProjectsTotals l Reserved$ 193,805$ 17,206$ 604,49420,132,603$ $20,948,108 Designated3,981,230 1,540,720 - 13,483,42619,005,376 Undesignated - (599,461) - (67,297) (666,758) $ 4,175,035$ 958,465$ 20,132,603$ 14,020,623$39,286,726 The City’s total long-term liabilities decreased by $3,135,387 during the current fiscal year, primarily due to the scheduled debt service payments made in 2008. BeginningEnding BalanceAdditionReductionsBalance s Governmental activities: Bonds payable$55,200,000$ 630,000$ 52,370,000(3,460,000)$ Other post employment benefits - 45,132 (9,036) 36,096 Compensated absences 509,851 283,804 (288,762) 504,893 Total governmental activities 55,709,851 958,936(3,757,798)52,910,989 Business-type activities: Bonds payable 15,040,000 (360,000)14,680,000 - Other post employment benefits - 7,964 (1,594) 6,370 Compensated absences 90,228 54,463 (37,358) 107,333 Total business-type activities15,130,228 62,427 (398,952)14,793,703 Total City long-term liabilities70,840,079$$1,021,363$ 67,704,692(4,156,750)$ Overview of the Financial Statements The discussion and analysis are intended to serve as an introduction to the City of Andover’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements . The government-wide financial statements are designed to provide readers with a broad overview of the City of Andover’s finances, in a manner similar to a private-sector business. 16 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 The statement of net assets presents information on all of the City of Andover’s assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Andover is improving or deteriorating. The statement of activities presents information showing how the City’s net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Andover that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Andover include general government, public safety, public works, sanitation, parks and recreation, recycling and economic development. The business-type activities of the City of Andover include water, sewer and storm sewer. The government-wide financial statements can be found on pages 29 through 31 of this report. Fund Financial statements . A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Andover, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Andover can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds . Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spend-able resources, as well as on balances of spendable resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near-term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Andover maintains eight individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the following major funds: General Fund, 2006 Economic Development Authority (EDA) Public Facility Lease Revenue Refunding Bonds Debt Service Fund, 2007 EDA Public Facility Lease Revenue RefundingBonds Debt Service Fund and the following capital projects funds (CPF): Water Trunk, Sewer Trunk, Road and Bridge, Tax Increment Projects and Permanent Improvement Revolving. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non- major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Andover adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 32 through 37 of this report. Proprietary funds . When the City charges customers for the services it provided – whether to outside customers or to other departments of the City – these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the statement of net assets and the statement of revenues, expenses and changes in net assets. The enterprise funds are the same as the business-type activities reported in the government-wide statements but provide more detail and additional information, such as cash flows, for proprietary funds. The City of Andover uses enterprise funds to account for its water, sanitary sewer and storm sewer operations. Internal service funds are used to report activities that provide supplies and services for the City’s other departments, such as the equipment maintenance and insurance funds. The internal service funds are reported with governmental activities in the government-wide financial statements. The basic proprietary fund financial statements can be found on pages 38 through 43 of this report. 17 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Fiduciary funds . Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City of Andover’s own program. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement can be found on page 44 of this report. Notes to the financial statements . The notes provide additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. The notes to the financial statements can be found on pages 45 through 77 of this report. Other information. The combining statements referred to earlier in connection with non-major governmental funds is presented immediately following the required supplementary information on budgetary comparisons, and on the modified approach for streets and trails infrastructure. Combining and individual fund statements and schedules can be found on pages 85 through 123 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indicator of a government's financial position. In the case of the City of Andover, assets exceeded liabilities by $149,505,540 at the close of the most recent fiscal year. The largest portion of the City of Andover’s net assets ($117,250,821 or 78 percent) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. It does not include any refunding debt that has not met the refunding date of the original issue. The City of Andover uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Andover's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. CITY OF ANDOVER’S NET ASSETS Governmental ActivitiesBusiness-Type ActivitiesTotals 200720082007200820072008 Current and other assets48,179,407$ $ 47,312,524$ 10,717,872$11,067,643$ 58,897,279$58,380,167 Capital assets 115,620,905 115,149,769 47,050,630 45,716,052 162,671,535 160,865,821 Total assets 163,800,312 162,462,293 57,768,50256,783,695 221,568,81219,245,988 4 Long-term liabilities outstanding 55,709,851 52,910,989 15,130,22814,793,703 70,840,079 67,704,692 Other liabilities 1,745,964 1,657,287 397,757 378,469 2,143,721 2,035,756 Total liabilities 57,455,815 54,568,276 15,527,98515,172,172 72,983,800 69,740,448 Net assets: Invested in capital assets, net of related debt77,285,905 79,644,769 38,580,63037,606,052 115,866,535117,250,821 Restricted 24,769,07924,271,706 - - 24,271,706 24,769,079 Unrestricted 4,786,886 3,480,169 3,659,887 4,005,471 8,446,773 7,485,640 Total net assets$ 106,344,497$107,894,017$ 42,240,517$41,611,523$148,585,01$149,505,540 4 A portion of the City of Andover's net assets represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($7,485,640) may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Andover is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. 18 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Government-wide Activities Governmental activities increased the City of Andover's net assets by $1,549,520 and business-type activities decreased net assets by $628,994. Key elements of the activities are as follows: City of Andover's Changes in Net Assets Governmental ActivitiesBusiness-Type ActivitiesTotal 200720082007200820072008 Revenues: Program revenues: Charges for services2,931,779$ 3,080,182$ 4,085,494$ 4,153,884$ 7,017,273$ 7,234,066$ Operating grants and contributions1,129,099 917,618 - 1,129,099 917,618 - Capital grants and contributions8,794,164 1,069,607 158,113 142,133 8,952,277 1,211,740 General revenues: Property taxes 8,897,755 9,752,701 - 8,897,755 9,752,701 - Tax increment 1,661,204 1,783,270 1,661,204- 1,783,270 - Grants and contribution s not restricted to specific programs486,626 274,402 - 486,626 274,402 - Unrestricted investments earning 1,967,583 1,514,012 337,378 372,510 2,304,961 1,886,522 s Total revenues 25,868,210 18,391,792 4,580,985 4,668,527 48,840,987 27,641,304 Expenses: government 2,509,011 2,505,105 - 2,509,011 2,505,105 General - Public safety 3,851,086 4,035,884 - 3,851,086 4,035,884 - Public works 3,783,509 5,144,197 - 3,783,509 5,144,197 - Parks and recreation 2,954,753 2,963,218 2,954,753- 2,963,218 - Recycling 94,929 85,397 - 94,929 85,397 - Economic development2,265,605 540,285 2,265,605- 540,285 - Interest on long-term deb 2,303,567 2,219,130 - 2,303,567 2,219,130 t - Water - - 2,587,847 2,563,781 2,587,847 2,563,781 Sewer - - 1,631,224 1,794,891 1,631,224 1,794,891 Storm sewer - - 537,151 521,975 537,151 521,975 Total expenses 17,762,460 17,493,216 4,756,222 4,880,647 22,518,682 22,373,863 Increase (decrease) in net assets before gain on the pital assets and sale of ca transfers 8,105,750 898,576 (175,237) (212,120) 7,930,513 686,456 Gain on the sale of capital assets 191,735 234,070 - 191,735 234,070 - Transfers (714,577) 416,874 714,577(416,874) - - Increase in net assets 7,582,908 1,549,520 539,340 (628,994) 8,122,248 920,526 Net assets - beginning 106,344,49798,761,589 41,701,177 42,240,517 140,462,766 148,585,014 Net assets - ending$ 107,894,017106,344,497$ 42,240,517$ $ 41,611,523$ 149,505,540148,585,014$ 19 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Governmental Activities Following are specific graphs that provide comparisons of the governmental activities revenues and expenses: Governmental Activities - Revenues Grants and Unrestricted contributions not Charges for services investments earnings restricted for specific 16.5% 8.1% programs 1.5% Gain (loss) on the sale Tax increment of capital assets 9.6% 1.3% Capital grants and contributions 5.7% Operating grants and contributions 4.9% Property taxes 52.4% Governmental Activities - Expenses General government Interest on long-term 14.3% debt 12.7% Recycling Economic 0.5% development 3.1% Public safety Parks and recreation 23.1% 16.9% Public works 29.4% 20 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Business-Type Activities Business-type activities decreased net assets by $628,994. Below are graphs showing the business-type activities revenue and expense comparisons: Business-Type Activities - Revenues Unrestricted investments earnings 8.0% Capital grants and contributions 3.0% Charges for services 89.0% Business-Type Activities - Expenses Storm sewer 11% Water 52% Sewer 37% 21 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Financial Analysis of the Government's Funds Governmental Funds . The focus of the City of Andover’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Andover’s financing requirements. In particular, unreserved fund balance may serve as a useful measure of a government’s net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Andover's governmental funds reported combined ending fund balances of $39,286,726. Approximately 47 percent of this total amount ($18,338,618) constitutes unreserved fund balance. The remainder of the fund balance ($20,948,108) is reserved because it has already been committed 1) to provide for prepaid items ($114,915), 2) to provide for inventory ($93,836), 3) to provide for economic development ($2,260), 4) to pay debt service ($20,132,603) and 5) bond proceeds specified for a project ($604,494). Major Funds The general fund increased by $284,575 in 2008, which was a $359,097 change from the final budget. The adopted and final budget showed a decrease in fund balance of $74,522. The increase in fund balance is due to employee vacancies and various departments under-spending. The water and sewer trunk capital projects funds fluctuate based on development activity and whether there is any cost sharing for pipe over- sizing, extra depth, etc. In 2008, the water trunk fund expenditures are primarily for the refurbishing of a water tower. The sewer trunk fund continues to receive funds from the sewer enterprise fund to be set aside for future replacements. The road and bridge capital projects fund decreased by $684,789 primarily due to the City’s share of the reconstruction of Hanson Blvd NW, an Anoka County Highway Department project. Also included in the decrease was the completion of a wayside horn at the railroad crossing st on Crosstown Blvd NW and a quiet zone at the railroad crossing on 161 Avenue. The tax increment capital projects fund increased by $2,091,407 due to the recording of tax increment revenue. Starting in 2008, all tax increment revenues will be receipted in the capital projects fund and transferred, as needed, to the debt service funds to make the debt service payments. In 2008, the debt service funds had sufficient funds to make its debt service payments so no monies were transferred. Nonmajor Funds The community center special revenue fund decreased by $112,119, primarily due to the transfer of monies to the debt service fund. Half of the building is leased to the Greater Minneapolis YMCA and they started making lease payments in 2008. The City received a partial lease payment in 2008 of $235,686 and years 2009 through 2033 will be receiving scheduled lease payments between $626,020 and $635,000 annually with a final lease payment in 2034 of $287,567. Future YMCA lease payments will significantly reduce the City’s obligation to finance annual debt service. In 2008, the capital equipment reserve special revenue fund decreased by $178,726. This change was due to the transfer of $75,000 to the park dedication capital projects fund to help offset the construction costs of the Andover Station North ball field building. Also reducing fund balance by $80,000 was the installation of an irrigation well for Sunshine Park. Upon completion, this well will save the general fund over $40,000 a year in water expenditures. The 2003B and 2004B G.O. TIF refunding debt service funds decreased by $242,644 and $573,869, respectively. As explained earlier, all tax increment revenues will be receipted in the tax increment projects capital projects fund and transferred, as needed, to the TIF debt service funds to make the debt service payments. In 2008, the debt service funds had sufficient funds to make its debt service payments so no monies were transferred. The 2005A G.O. improvement bonds debt service fund decreased by $637,560 due to its annual debt service payment. The open space referendum bonds debt service fund increased by $162,810 due to the collection of its annual debt service levy and no debt service payments because the bonds have yet to be sold. Proprietary funds . The City of Andover’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The unrestricted net assets in the respective proprietary funds are enterprise funds of $4,112,464 (water $1,528,409, sewer $2,416,570 and storm sewer $167,485) and internal service funds of $139,225. The enterprise funds had a net decrease in net assets in 2008 of $629,532 (water ($272,577), sewer ($124,683) and storm sewer ($232,272)). Internal service funds had a net decrease in net assets of $5,457. 22 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Capital Asset and Debt Administration Capital assets . The City of Andover’s investment in capital assets for its governmental and business type activities as of December 31, 2008, amounts to $160,865,821 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program, which includes streets and trails. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1) The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (a) an up-to- date inventory; (b) perform condition assessments and summarize the results using a measurement scale; and (c) estimate annual amount to maintain and preserve at the established condition assessment level. 2)The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City’s policy is to achieve an average rating of good (56 – 70) for all streets and trails. In the fall of 2008, the City conducted a physical condition assessment of the streets and trails constructed since 1974. This assessment will be completed every three years. As of December 31, 2008, the City’s street and trail system was rated at an Overall Condition Index (OCI) of 80, which is higher than the City’s policy level. The City’s streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun’s ultra- violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $2,244,713 on street and trail maintenance for the year ending December 31, 2008. These expenditures delayed deterioration; however, the overall condition of the system declined slightly (81 OCI to an 80 OCI) through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City’s street and trail system at the average OCI rating of good is approximately $1,150,000. MaintenanceActualOCI YearEstimateExpendituresRating 2003950,000$ $ 956,68882 20041,000,000 1,847,06682 20051,000,000 1,655,71583 20061,150,000 1,228,98182 20071,150,000 1,256,43381 20081,150,000 2,244,71380 23 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 Primary Government BeginningEnding BalanceAdditionsDeletionsBalance Governmental activities: Land and improvements$ 7,889,177$ 468,531$ (316,400)$ 8,041,308 Streets and trails 78,688,609 464,807 79,153,416- Construction in progress 360,741 170,905 (222,232) 309,414 Buildings and improvements 26,265,061 116,523 26,381,584- Furniture and equipment 319,222 88,236 (43,204) 364,254 Machinery and equipment 6,241,186 231,029 (53,864) 6,418,351 Other park improvements 4,898,020 142,863 (20,963) 5,019,920 Total capital assets 124,662,016 1,682,894 (656,663) 125,688,247 Less accumulated depreciation for: Buildings and improvements 3,564,453 888,847 4,453,300- Furniture and equipment 142,352 49,907 (43,204) 149,055 Machinery and equipment 4,118,234 420,354 (50,454) 4,488,134 Other park improvements 1,216,072 246,067 (14,150) 1,447,989 Total accumulated depreciation9,041,111 1,605,175 (107,808) 10,538,478 Governmental activities capital assets - net 115,620,905 77,719 (548,855) 115,149,769 Business-type activities: Land and improvements 730,243 - 730,243 - Buildings and improvements 14,810,983 14,810,983- - Furniture and equipment 65,115 25,630 (29,355) 61,390 Machinery and equipment 1,114,383 112,390 - 1,226,773 Collection and distribution 48,347,421 135,179 48,482,600- Total capital assets being depreciated 65,068,145 273,199 (29,355) 65,311,989 Less accumulated depreciation for: Buildings and improvements 4,073,813 522,319 4,596,132- Furniture and equipment 39,723 6,853 (29,355) 17,221 Machinery and equipment 714,379 102,814 - 817,193 Collection and distribution 13,189,600 975,791 14,165,391- Total accumulated depreciation18,017,515 1,607,777 (29,355) 19,595,937 Business-type activities capital assets - net 47,050,630 (1,334,578) 45,716,052- Total capital assets$162,671,535$ (1,256,859)$ (548,855)$160,865,821 Additional information on the City of Andover’s capital assets can be found in Note 5. Long-term debt . At the end of the current fiscal year, the City of Andover had total long-term debt outstanding of $67,662,226, a decrease of $3,177,853 from 2007. General obligation revenue bonds ($50,565,000) were used to finance the construction of the water treatment facility and the community center, and the refunding of portions of the community center bonds and water treatment facility bonds. Special assessment bonds ($3,015,000) financed improvement projects within the City and are assessed to the benefiting properties. Tax increment bonds ($3,275,000) financed the City’s economic development plan within tax increment districts. Certificates of indebtedness ($1,525,000) financed capital equipment purchases. Capital improvement bonds ($3,155,000) financed the construction of Fire Station #3, the purchase of the Public Works building from the EDA and some improvements done at the Public Works building and City Hall. Permanent improvement 24 CITY OF ANDOVER, MINNESOTA MANAGEMENT’S DISCUSSION AND ANALYSIS December 31, 2008 revolving bonds ($3,755,000) financed improvement projects within the City and are assessed to the benefiting properties. State aid bonds ($1,760,000) were used to finance Municipal State Aid (MSA) eligible road projects. Additional long-term debt in the amount of $612,226 is for compensated absences. City of Andover’s Outstanding Debt GovernmentalBusiness-Type ActivitiesActivitiesTotal Bonds payable: G.O. revenue bonds$ 14,680,00035,885,000$ 50,565,000$ Special assessment bonds 3,015,000 -3,015,000 Tax increment bonds 3,275,000 -3,275,000 Certificates of indebtedness 1,525,000 - 1,525,000 Capital improvement bonds 3,155,000 -3,155,000 Permanent improvement revolving bonds3,755,000 - 3,755,000 State aid bonds 1,760,000 -1,760,000 Total bonds payable52,370,00014,680,00067,050,000 Compensated absences 504,893 107,333 612,226 $ 14,787,33352,874,893$ 67,662,226$ Tota l The City of Andover maintains an AA- rating with a stable outlook from Standard and Poor’s. State statutes limit the amount of general obligation debt a Minnesota city may issue to 3% of total Estimated Taxable Market Value. The current debt limitation for the City of Andover is $89,089,179. Only $22,625,041 of the City's outstanding debt is counted within the statutory limitation. Additional information on the City of Andover’s long-term debt can be found in Note 6 and 7. Requests for information. This financial report is designed to provide a general overview of the City of Andover’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Andover, Attn: Finance Manager, 1685 Crosstown Boulevard NW, Andover, Minnesota 55304 or by calling 763-755-5100. 25 - This page intentionally left blank - 26 BASIC FINANCIAL STATEMENTS 27 - This page intentionally left blank - 28 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET ASSETSStatement 1 December 31, 2008 Primary Government GovernmentBusiness-TypeTotals ActivitiesActivities20082007 Assets: Cash and investments 21,621,198$$3,299,931$24,921,129$24,632,884 Cash and investments with escrow agent17,194,3246,493,01923,687,34323,704,147 Accrued interest611,855126,280 738,135625,730 Due from other governmental units69,8427,606 77,448111,204 Accounts receivable - net203,9141,027,568 1,231,4821,182,052 Prepaid items116,66520,000 136,665144,808 Property taxes receivable: Unremitted93,071- 93,07192,884 Delinquent326,285- 326,285247,536 Special assessments receivable: Unremitted2722,390 2,6621,579 Delinquent112,60562,205 174,81076,419 Deferred5,265,719- 5,265,7196,371,533 Notes receivable1,537,488- 1,537,4881,527,013 Inventories - at cost159,28628,644 187,930179,490 Capital assets - net Nondepreciable87,504,138730,24388,234,38187,668,770 Depreciable27,645,63144,985,80972,631,44075,002,765 Total assets162,462,29356,783,695219,245,988221,568,814 Liabilities: Interfund payable(30,012)30,012 -- Accounts payable182,83517,240 200,075316,566 Contracts payable219,50313,789 233,29250,427 Developer advances10,000- 10,0005,000 Deposits payable55,9553,684 59,63924,410 Due to other governmental units84,94423,097 108,041138,918 Salaries payable113,06720,729 133,79695,963 Unearned revenue97,172- 97,172279,128 Accrued interest payable923,823269,918 1,193,7411,233,309 Other post employment benefits: Due in more than one year36,0966,370 42,466- Compensated absences: Due within one year50,48910,733 61,22260,008 Due in more than one year454,40496,600 551,004540,071 Bonds/notes payable: Due within one year3,865,000375,000 4,240,0003,820,000 Due in more than one year48,505,00014,305,00062,810,00066,420,000 Total liabilities54,568,27615,172,17269,740,44872,983,800 Net assets: Invested in capital assets, net of related debt79,644,76937,606,052117,250,821115,866,535 Restricted for: Debt service20,649,324-20,649,32421,993,711 Capital improvements485,494- 485,494735,141 Tax increment purposes3,634,261- 3,634,2611,542,854 Unrestricted3,480,1694,005,471 7,485,6408,446,773 Total net assets$107,894,017$41,611,523$149,505,540$148,585,014 The accompanying notes are an integral part of these financial statements. 29 CITY OF ANDOVER, MINNESOTA STATEMENT OF ACTIVITIES For The Year Ended December 31, 2008 Program Revenues ChargesOperatingCapital ForGrants andGrants and ExpensesServicesContributionsContributions Functions/Programs Primary government: Government activities: General government 2,505,105$ $647,081$ -$- Public safety 4,035,884721,289350,395- Public works 5,144,197427,043507,330888,800 Parks and recreation 2,963,2181,049,032 -180,807 Recycling85,39735,89747,580- Economic development540,285199,84012,313- Interest on long-term debt 2,219,130- -- Total government activities 17,493,2163,080,182917,618 1,069,607 Business-type activities: Water 2,563,7811,987,432 -- Sewer 1,794,8911,869,327 -142,133 Storm sewer521,975297,125 -- Total business-type activities 4,880,6474,153,884 -142,133 Total primary government$ 22,373,863$7,234,066$917,618$ 1,211,740 The accompanying notes are an integral part of these financial statements. 30 Statement 2 Net (Expense) Revenue and Changes in Net Assets Primary Government GovernmentalBusiness-TypeTotals ActivitiesActivities20082007 $(1,858,024)$-$(1,858,024)$(1,705,718) (2,964,200)-(2,964,200)(2,855,393) (3,321,024)-(3,321,024)5,904,538 (1,733,379)-(1,733,379)(1,853,239) (1,920)- (1,920)(10,969) (328,132)- (328,132)(2,083,070) (2,219,130)-(2,219,130)(2,303,567) (12,425,809)-(12,425,809)(4,907,418) -(576,349) (576,349)(512,372) -216,569 216,569199,171 -(224,850) (224,850)(199,414) -(584,630) (584,630)(512,615) (12,425,809)(584,630)(13,010,439)(5,420,033) General revenues: General property taxes9,752,701-9,752,7018,897,755 Tax increment collections1,783,270-1,783,2701,661,204 Grants and contributions not restricted to specific programs274,402- 274,402486,626 Unrestricted investment earnings1,514,012372,5101,886,5222,304,961 Gain on sale of capital assets234,070- 234,070191,735 Transfers416,874(416,874) -- Total general revenues, gain on sale of capital assets and transfers13,975,329(44,364)13,930,96513,542,281 Change in net assets1,549,520(628,994) 920,5268,122,248 Net assets - beginning106,344,49742,240,517148,585,014140,462,766 Net assets - ending$107,894,017$41,611,523$149,505,540$148,585,014 31 CITY OF ANDOVER, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2008 2006 EDA Public 2007 EDA Public Facility Lease Facility Lease Revenue Revenue Refunding BondsRefunding BondsWater TrunkSewer Trunk GeneralDSFDSFCPFCPF Assets Cash and investments$3,309,939$686$686$ 3,071,906$2,721,585 Cash and investments with escrow agent-9,761,1256,706,325 -- Accrued interest15,904176,331121,224 21,21117,286 Due from other governmental units30,280-- -- Accounts receivable - net64,231-- -- Interfund receivable776,000-- 60,000- Prepaid items108,415-- -- Property taxes receivable: Unremitted55,769-- -- Delinquent177,770-- -- Special assessments receivable: Unremitted266-- -- Delinquent7,989-- 6,523384 Deferred--- 355,39097,342 Notes receivable--- -- Inventory85,390-- -- Total assets4,631,9539,938,1426,828,235 3,515,0302,836,597 Liabilities and Fund Balances Liabilities: Interfund payable-3,0003,000 -- Accounts payable74,058---- Contracts payable22,071-- 193,527- Developer advances--- -- Deposits payable10,503-- 5,7415,741 Due to other governmental units72,947-- -- Salaries payable91,580-- -- Deferred revenue185,759-- 361,91397,726 Total liabilities456,9183,0003,000 561,181103,467 Fund balances: Reserved for: Prepaid items108,415-- -- Inventory85,390-- -- Economic development--- -- Debt service-9,935,1426,825,235 -- Projects--- -- Unreserved reported in: Designated: General fund3,981,230-- -- Special revenue funds--- -- Capital projects funds--- 2,953,8492,733,130 Undesignated: Special revenue funds----- Capital projects funds----- Total fund balances4,175,0359,935,1426,825,235 2,953,8492,733,130 Total liabilities and fund balances$4,631,953$9,938,142$6,828,235$ 3,515,030$2,836,597 Fund balance reported above Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Other long-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the funds. Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental activities statement of net assets along with a deduction of net revenue attributable to business-type activities. Long-term liabilities, including bonds payable and other post employment benefits, are not due and payable in the current period and, therefore, are not reported in the funds. Net assets of governmental activities The accompanying notes are an integral part of these financial statements. 32 Statement 3 TaxPermanent tImprovementOtherIntraTotals Road &Incremen BridgeProjectsRevolvingGovernmentalActivityGovernmental Funds CPFCPFCPFFundsEliminations20082007 $ 2,477,516$ 3,342,690$ 1,618,745$4,978,035$-$21,521,788$ 21,498,262 - --726,874-17,194,324 17,210,373 13,378 182,805 11,46151,142- 610,742501,962 - --39,562- 69,842104,039 - --139,683- 203,914207,096 - --10,000(846,000) -- - --6,500- 114,915126,558 8,011 10,028-19,263- 93,07192,884 31,538 50,921-66,056- 326,285247,536 6 ---- 272387 22,433 - 64,88410,392- 112,60532,334 1,247,5662,008 3,114,905448,508-5,265,719 6,371,533 36,636 1,431,000-69,852-1,537,488 1,527,013 - --8,446- 93,83689,854 3,837,084 5,019,452 4,809,9956,574,313(846,000)47,144,801 48,009,831 - --840,000(846,000) -- 1,530 2-84,985- 160,575261,192 -3,905--- 219,50333,636 -10,000-- 10,0005,000 - --33,970- 55,95522,176 -6,3552,2103,332- 84,844115,603 - --15,349- 106,92976,969 1,338,173 1,364,929 3,179,789691,980-7,220,269 8,338,544 1,339,703 1,385,191 3,181,9991,669,616(846,000)7,858,075 8,853,120 - --6,500- 114,915126,558 - --8,446- 93,83689,854 - --2,260- 2,2604,261 - --3,372,226-20,132,603 21,359,062 - 119,000-485,494- 604,494735,141 - ----3,981,230 3,682,244 - --1,540,720-1,540,720 1,685,045 2,497,3813,515,261 1,627,996155,809-13,483,426 12,011,083 - --(599,461)-(599,461) (480,592) - --(67,297)- (67,297)(55,945) 2,497,381 3,634,261 1,627,9964,904,697-39,286,726 39,156,711 $ 3,837,084$ 5,019,452$ 4,809,995$6,574,313$(846,000)$47,144,801$ 48,009,831 $39,286,726$ 39,156,711 115,149,769 115,620,905 7,123,097 8,059,416 169,237175,232 (53,834,812) (56,667,767) $107,894,017$106,344,497 33 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2008 2006 EDA Public 2007 EDA Public Facility Lease Facility Lease Revenue Revenue Refunding Bonds Refunding Bonds Water TrunSewer Trun kk GeneraDSFDSFCPFCPF l Revenues: General property taxes$6,249,011$-$-$-$- Tax increment collections-- - - - Licenses and permits525,339- - - - Intergovernmental709,251- - - - Special assessments-51,442131,888 - - Charges for services772,430- - - - Fines104,930- - - - Investment income137,966423,115290,862143,983122,750 Miscellaneous Park dedication fees-- - - - Connection charges-253,7281,175 - - Other116,950- - - - Total revenues8,615,877423,115290,862449,153255,813 Expenditures: Current: General government2,315,872- - - - Public safety3,785,803- - - - Public works1,445,111518,63426,813 - - Parks and recreation867,652- - - - Recycling86,631- - - - Economic development-- - - - Unallocated17,999- - - - Capital outlay: General government-- - - - Public safety-- - - - Public works-- - - - Parks and recreation3,428- - - - Economic development-- - - - Debt service: Principal retirement-- - - - Interest-424,228291,982- - Paying agent fees-2,1122,112-- Professional services--- - - Construction/acquisition costs-- - - - Total expenditures8,522,496426,340294,094518,63426,813 Revenues over (under) expenditures93,381(3,225)(3,232)(69,481)229,000 Other financing sources (uses): Transfers in191,194-350,000 - - Transfers out--(163,469) - - Bonds issued-- - - - Refunding bonds issued-- - - - Bond premium-- - - - Proceeds from the sale of capital assets-- - - - Total other financing sources (uses)191,194(163,469)350,000 - - Net increase (decrease) in fund balance284,575(3,225)(3,232)(232,950)579,000 Fund balance - January 13,890,4609,938,3676,828,4673,186,7992,154,130 Fund balance - December 31$4,175,035$9,935,142$6,825,235$2,953,849$2,733,130 The accompanying notes are an integral part of these financial statements. 34 Statement 4 TaxPermanen t RoadIncremenImprovemenOtheIntraTotals &ttr Governmental Funds BridgProjectsRevolvinGovernmentaActivit egly CPFCPFCPFFundsElimination20082007 s $1,089,557$-$-$2,356,535$-$9,695,103$8,833,249 -1,762,119-1,762,1191,659,222 - - ---525,339475,893 - - 89,78466,095-310,0751,175,2051,644,914 - 253,5421,0951,119,38480,6551,638,0063,342,039 - ---951,6221,724,0522,035,735 - ---104,930101,445 - - 107,224199,69232,82549,8481,508,2651,962,379 - ---133,585133,585113,013 - ---254,903829,624 - - 7,8103,00020,678681,568(29,149)800,857621,798 1,547,9172,032,0011,172,8874,563,888(29,149)19,322,36421,619,311 ---50,7022,366,5742,399,297 - ---11,1623,796,9653,580,240 - 2,015,973-14,387822,3704,843,2883,491,353 - ---1,086,1701,953,8221,825,706 - ---86,63194,669 - - -408,921-129,372538,2932,265,605 - ---17,9996,915 - - ---368,094368,094 - - ---82,152 - - - 216,733--441,104657,8371,397,806 - ---351,625355,0531,032,589 - -79,678-79,678290,938 - - ---3,460,0003,460,0003,275,000 - -- -1,537,0132,253,2232,089,857 - ---7,42111,6458,362 - ---4,0004,000158,825 - ---360,742 - - - 2,232,706488,59914,3878,269,03320,793,10222,360,056 - (684,789)1,543,4021,158,500(3,705,145)(29,149)(1,470,738)(740,745) ---1,475,826(1,436,677)580,343578,925 --(1,165,000)(300,826)1,465,826(163,469)(57,671) ---630,000630,000760,000 - ----6,865,000 - - ----3,401 - - -548,005-5,874553,879706,386 - -548,005(1,165,000)1,810,87429,1491,600,7538,856,041 (684,789)2,091,407(6,500)(1,894,271)130,0158,115,296 - 3,182,1701,542,8541,634,4966,798,96839,156,71131,041,415 - $2,497,381$3,634,261$1,627,996$4,904,697$-$39,286,726$39,156,711 35 - This page intentionally left blank - 36 CITY OF ANDOVER, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES, Statement 5 EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS For The Year Ended December 31, 2008 20082007 Amounts reported for governmental activities in the statement of activities (page 35) are different because: Net changes in fund balances - total governmental funds (page 35) 130,015$ 8,115,296$ Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation in the current period. (144,513)1,631,628 The net effect of various miscellaneous transactions involving capital assets is to increase (decrease) net assets (i.e., sales, trade-ins, and donations). (326,623)(483,651) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds. (936,319)4,212,695 The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items. 2,830,000(4,350,000) Vested post employment benefits are reported in the governmental funds when amounts ar e paid. The statement of activities reports the benefits earned during the years. This amount -(36,096) is the net effect of employee benefits earned and paid during the year . Transfer out of governmental capital assets contributed to Enterprise Funds. -(1,235,831) Some expenses reported in the statement of activities do not require use of current financial resources and, therefore, are not reported as expenditures in governmental funds. 39,051(264,262) Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities. (5,995)(42,967) Change in net assets of governmental activities (page 31)$ 1,549,520$7,582,908 The accompanying notes are an integral part of these financial statements. 37 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET ASSETS PROPRIETARY FUNDS December 31, 2008 WaterSewerStorm Sewer Assets Current assets: Cash and cash equivalents$1,359,835$1,843,360$96,736 Restricted assets: Cash and cash equivalents6,493,019 -- Accrued interest115,55310,307420 Due from other governmental units- 7,606- Accounts receivable - net364,078572,09191,399 Prepaid items11,750 8,250- Special assessments receivable: Unremitted1,009 1,222159 Delinquent30,59328,1073,505 Inventories - at cost28,644 -- Total current assets8,404,4812,470,943192,219 Noncurrent assets: Capital assets: Land730,243 -- Buildings and structures14,810,983 -- Machinery and equipment322,939510,476454,748 Distribution and collection system15,267,40923,453,461 9,761,730 Total capital assets31,131,57423,963,937 10,216,478 Less: Allowance for depreciation(8,901,990)(7,740,384) (2,953,563) Total noncurrent assets22,229,58416,223,553 7,262,915 Total assets30,634,06518,694,496 7,455,134 Liabilities Current liabilities: Accounts payable14,949 8981,393 Contracts payable7,709 2,2383,842 Deposits payable3,684 -- Interest payable269,918 -- Due to other governmental units17,617 5,480- Salaries payable10,2508,4272,052 Bonds payable - due within one year375,000 -- Compensated absences payable - due within one year5,510 3,4781,745 Total current liabilities704,63720,5219,032 Noncurrent liabilities: Other post employment benefits - due in more than one year3,822 2,548- Bonds payable - due in more than one year14,305,000 -- Compensated absences payable - due in more than one year49,59431,30415,702 Total noncurrent liabilities14,358,41633,85215,702 Total liabilities15,063,05354,37324,734 Net assets Invested in capital assets, net of related debt14,042,60316,223,553 7,262,915 Unrestricted1,528,4092,416,570167,485 Total net assets$15,571,012$18,640,123$ 7,430,400 Net assets reported above Amounts reported for business-type activities in the statement of net assets are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to business-type activities. Net assets of business-type activities The accompanying notes are an integral part of these financial statements. 38 Statement 6 Totals Governmental Activities - TotalsInternal Service Funds 2008200720082007 $ 3,299,931$ 3,034,428$99,410$100,194 6,493,019 6,493,774-- 126,280 123,0111,113757 7,606 7,165-- 1,027,568 974,956-- 20,000 16,5001,7501,750 2,390 1,192-- 62,205 44,085-- 28,644 22,76165,45066,875 11,067,643 10,717,872 167,723169,576 730,243 730,243-- 14,810,983 14,810,983-- 1,288,163 1,179,498-- 48,482,600 48,347,422-- 65,311,989 65,068,146-- (19,595,937) (18,017,516)-- 45,716,052 47,050,630-- 56,783,695 57,768,502 167,723169,576 17,240 35,21822,26020,156 13,789 16,691-100 3,684 2,234-- 269,918 275,393-- 23,097 23,315100- 20,729 14,3566,1384,638 375,000 360,000-- 10,733 9,023-- 734,190 736,23028,49824,894 6,370--- 14,305,000 14,680,000-- 96,600 81,205-- 14,407,970 14,761,205-- 15,142,160 15,497,43528,49824,894 37,529,071 38,504,404-- 4,112,464 3,766,663 139,225144,682 $ 41,641,535$ 42,271,067$ 139,225$144,682 $ 41,641,535$ 42,271,067 (30,012) (30,550) $ 41,611,523$ 42,240,517 39 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS For The Year Ended December 31, 2008 WateSeweStorm Sewe rrr Operating revenues: User charges$1,963,192$1,860,622$296,024 Meters12,252- - Permit fees2,650- - Penalties8,5618,6871,101 Other777 19- Total operating revenues1,987,4321,869,328297,125 Operating expenses: Personal services395,651306,139158,524 Supplies191,36221,54628,179 Other service charges485,557108,03595,839 Disposal charges862,827- - Depreciation857,330509,042241,405 Total operating expenses1,929,9001,807,589523,947 Operating income (loss)57,53261,739(226,822) Nonoperating revenues (expenses): Investment income301,19566,7654,550 Interest expense(648,899)- - Total nonoperating revenues (expenses)(347,704)66,7654,550 Income (loss) before contributions and transfers(290,172)128,504(222,272) Capital contributions142,133- - Transfers: Transfers in163,469- - Transfers out(145,874)(395,320)(10,000) Total transfers17,595(395,320)(10,000) Change in net assets(272,577)(124,683)(232,272) Net assets - January 115,843,58918,764,806 7,662,672 Net assets - December 31$15,571,012$18,640,123$ 7,430,400 Net changes in net assets reported above Amounts reported for business-type activities in the statement of activities are different because: Transfer in of capital assets from governmental activities. Contribution revenue reported above. Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to usiness-type activities. b Change in net assets of business-type activities The accompanying notes are an intregral part of these financial statements. 40 Statement 7 Totals Governmental Activities - Intra TotalsInternal Service Funds Activity Eliminations2008200720082007 $ -$ 4,119,838$4,027,143$808,392$ 783,128 - 12,25217,503 - - - 2,6504,500 - - - 18,34924,395 - - - 79611,95313,148 26,611 - 4,153,8854,085,494821,540 809,739 - 860,314759,720311,804 299,857 - 241,087264,219286,800 290,400 (29,149) 660,282758,896234,140 288,054 - 862,827748,678 - - - 1,607,7771,595,616 - - (29,149) 4,232,2874,127,129832,744 878,311 29,149 (78,402)(41,635)(11,204) (68,572) - 372,510337,3785,747 5,204 - (648,899)(608,692) - - - (276,389)(271,314)5,747 5,204 29,149 (354,791)(312,949)(5,457)(63,368) - 142,1331,393,944 - - - 163,46957,671 - - (29,149) (580,343)(578,925) - - (29,149) (416,874)(521,254) - - - (629,532)559,741(5,457) (63,368) - 42,271,06741,711,326144,682 208,050 $ -$ 41,641,535$42,271,067$139,225$ 144,682 $ (629,532)$559,741 -1,235,831 -(1,235,831) 538(20,401) $(628,994)$539,340 41 CITY OF ANDOVER, MINNESOTA STATEMENT OF CASH FLOWS PROPRIETARY FUNDS For The Year Ended December 31, 2008 rSewerStorm Sewer Wate Cash flows from operating activities: Receipts from customers and users$1,961,739$1,827,287$292,488 Payment to suppliers(686,273)(1,005,174)(130,929) Payment to employees(378,904) (295,695)(155,867) Net cash flows from operating activities896,562 526,4185,692 Cash flows from noncapital financing activities: Receipt of advances from other funds- -- Payment of advances to other funds- -- Transfers in163,469 -- Transfers out(145,874) (395,320)(10,000) Net cash flows from noncapital financing activities17,595 (395,320)(10,000) Cash flows from capital and related financing activities: Acquisition of capital assets(29,037) (56,165)(45,864) Interest paid on debt(654,374) -- Receipt of bonds- -- Payment of bonds(360,000) -- Net cash flows from capital and related financing activities(1,043,411) (56,165)(45,864) Cash flows from investing activities: Investment income300,036 64,5094,696 Net increase in cash and cash equivalents170,782 139,442(45,476) Cash and cash equivalents - January 17,682,0721,703,918142,212 Cash and cash equivalents - December 31$7,852,854$1,843,360$96,736 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss)$57,532$ 61,739$(226,822) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation857,330 509,042241,405 Changes in assets and liabilities: Decrease (increase) in due from other governmental units- (441)- Decrease (increase) in accounts receivable(12,838) (35,992)(3,782) Decrease (increase) in prepaid items4,750 (8,250)- Decrease (increase) in special assessments (12,855) (5,608)(855) Decrease (increase) in inventory(5,883) -- Increase (decrease) in accounts payable(11,503) (4,792)(1,683) Increase (decrease) in contracts payable2,034 292(5,228) Increase (decrease) in deposits payable1,450 -- Increase (decrease) in due to other governmental units(202) (16)- Increase (decrease) in salaries payable4,060 2,25063 s 2,5483,822 - Increase (decrease) in other post employment benefit Increase (decrease) in compensated absences8,865 5,6462,594 Total adjustments839,030 464,679232,514 Net cash provided by operating activities$896,562$ 526,418$5,692 Noncash investing, capital and financing activities: Assets contributed to the Enterprise Funds$-$ 142,133$- The accompanying notes are an integral part of these financial statements. 42 Statement 8 Totals Governmental Activities - TotalsInternal Service Funds 2008200720082007 $ 4,081,514$ 3,957,775$821,540$809,739 (1,822,376) (1,783,031)(517,411)(578,190) (830,466) (741,184)(310,304)(298,793) 1,428,672 1,433,560(6,175)(67,244) - -(20,000)80,000 - -20,000(80,000) 163,469 57,671-- (551,194) (550,625)-- (387,725) (492,954)-- (131,066) (18,000)-- (654,374) (502,685)-- - 6,570,000-- (360,000) (345,000)-- (1,145,440) 5,704,315-- 369,241 223,2885,3915,233 264,748 6,868,209(784)(62,011) 9,528,202 2,659,993100,194162,205 $ 9,792,950$ 9,528,202$99,410$100,194 $ (107,551)$ (69,935)$(11,204)$(68,572) 1,607,777 1,595,616-- (441) 3,180-- (52,612) (106,373)-- (3,500) (6,740)-(670) (19,318) (24,526)-- (5,883) 22,0121,425(4,839) (17,978) (2,473)2,1046,390 (2,902) 3,732(100)- 1,450 --- (218) 531100(617) 6,373 2,9831,5001,064 6,370 --- 17,105 15,553-- 1,536,223 1,503,4955,0291,328 $ 1,428,672$ 1,433,560$(6,175)$(67,244) $ 142,133$1,393,944$-$- 43 CITY OF ANDOVER, MINNESOTA STATEMENT OF FIDUCIARY NET ASSETS Statement 9 FIDUCIARY FUNDS Agency Funds December 31, 2008 20082007 Assets Cash and investments 488,384$ 283,056$ Accounts receivable - net 5,000- Total assets488,384 288,056 Liabilities Accounts payable11,0003,649 Due to other governments -92 Deposits payable477,383 284,315 Total liabilities$488,383$ 288,056 The accompanying notes are an integral part of these financial statements. 44 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Note 1 SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Andover was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five-member City council elected by voters of the City. The financial statements of the City of Andover have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A. FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Andover (the primary government) and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationships with the City. COMPONENT UNITS In conformity with generally accepted accounting principles, the financial statements of the component units have been included in the financial reporting entity as blended component units. The Andover Economic Development Authority (EDA) is an entity legally separate from the City. However, for financial reporting purposes, the EDA is reported as if it were part of the City's operations because the members of the City Council serve as EDA Board Members and its purpose is to promote development within the City of Andover. The activity of the EDA is reported in the EDA General Special Revenue Fund. Separate financial statements are not prepared for the EDA. B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the Governmental activities effect of interfund activity has been removed from these statements., which normally are supported by business-type activities taxes and intergovernmental revenues, are reported separately from , which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity Direct expenses are offset by program revenues. are those that are clearly identifiable with a specific function or business-type Program revenues activity. include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business-type activity. Taxes and other items not general revenues included among program revenues are reported instead as . Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C. MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION economic resources measurement focusaccrual basis The government-wide financial statements are reported using the and the of accounting , as are the Proprietary Fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. The City’s only fiduciary funds are agency funds. Agency funds are custodial in nature (assets equal liabilities) and do not involve measurement of results of operations. current financial resources measurement focusmodified Governmental fund financial statements are reported using the and the accrual basis of accounting . Revenues are recognized as soon as they are both measurable and available. Revenues are available considered to be when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they 45 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: General Fund Theis the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. 2006 EDA Public Facility Lease Revenue Refunding Bonds Debt Service Fund (DSF) The was established to refund portions of debt associated with the construction of the Andover YMCA Community Center. 2007 EDA Public Facility Lease Revenue Refunding Bonds DSF The was established to refund portions of debt associated with the construction of the Andover YMCA Community Center. Water Trunk Capital Projects Fund (CPF) The is used to account for water access fees and trunk improvements as part of development. It is also used to reserve monies that will be needed for capital infrastructure replacements in the future. Sewer Trunk CPF The is used to account for sewer access fees and sanitary sewer improvements. Road and Bridge CPF The accounts for all road projects and the pavement management program, which includes annual seal coating, crack sealing and overlays for roads. Tax Increment Projects CPF The is used to account for activities in TIF districts 1-1, 1-2, 1-3, 1-4 and all TIF land sales and expenditures to reach the goals of the TIF district plans. Permanent Improvement Revolving CPF The serves as a long-term funding source for large capital improvement expenditures. The government reports the following major proprietary funds: Water Fund The accounts for the water service charges, which are used to finance the water system operating expenses. Sewer Fund The accounts for the sewer service charges, which are used to finance the sanitary sewer system operating expenses. Storm Sewer Fund The accounts for the storm sewer utility charges, which are used to finance the storm sewer operating expenses. Additionally, the government reports the following fund types: Internal Service Funds (ISF) are used to provide equipment maintenance and insurance to other departments of the City on a cost reimbursement basis. Agency Funds The are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, and/or other governmental units. It is used to account for the collection and distribution of funds relating to development activities and retiree insurance premiums. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary-fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following 46 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private-sector guidance. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Andover. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. program revenues Amounts reported as include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. general revenues Internally dedicated resources are reported as rather than as program revenues. Likewise, general revenues include all taxes. operatingnonoperating Proprietary funds distinguish revenues and expenses from items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water and sewer enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government’s policy to use restricted resources first, and then unrestricted resources as they are needed. D.BUDGETS Budgets are legally adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the General and Special Revenue Funds. Budgeted expenditure appropriations lapse at year-end. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the appropriation, is not employed by the City because it is at present not considered necessary to assure effective budgetary control or to facilitate effective cash management. E.LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1.The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The budget includes proposed expenditures and the means of financing them. 2. Public hearings are conducted to obtain taxpayer comments. 3. The budget is legally enacted through City Council action. 4. Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. Also, the City Council may authorize transfers of budgeted amounts between departments within any fund. 5. Formal budgetary integration is employed as a management control device during the year for the General Fund and Special Revenue Funds. Budgetary control for Capital Projects Funds is accomplished through the use of project controls. 6.The legal level of budgetary control is at the department level for the General Fund and at the fund level for the Special Revenue Funds. Also inherent in this controlling function is the management philosophy that the existence of a particular item or appropriation in the approved budget does not automatically mean that it will be spent. The budget process has flexibility in that, where need has been properly demonstrated, an adjustment can be made within the department budget by the City Administrator or between departments by the City Council. 47 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 7. The City Council made supplemental budget appropriations throughout the year. Individual amendments were not material in relation to the original appropriations which were adjusted. The following is a listing of Special Revenue Funds whose expenditures exceed budget appropriations: FinalOver BudgetActualBudget General Fund: Current - Streets and highways$ 602,225$ 613,896$ 11,671 Capital Outlay - General government - 3,428 3,428 Special Revenue Funds: Community Center 870,123 900,228 30,105 Forestry 15,000 22,389 7,389 The over expenditures were funded by greater than anticipated revenues and/or available fund balance. F. CASH AND INVESTMENTS Cash balances from all funds are combined and invested to the extent available in authorized investments. Earnings from such investments are allocated to the individual funds on the basis of applicable cash balance participation of each fund. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government-wide financial statements. Investments are stated at fair value, based upon quoted market prices. Short-term investments, such as commercial paper and banker’s acceptances, are reported as amortized cost. For purposes of the Statement of Cash Flows of Proprietary Fund Types, cash equivalents are defined as short-term, highly liquid investments that are both: a. readily convertible to known amounts of cash, or b. so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. The City’s policy considers cash equivalents to be those that meet the above criteria and have original maturities of three months or less. G. RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2008 are planned to be eliminated in 2009. Long-term interfund loans are classified as “interfund loan receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property taxes and special assessments receivable have been reported net of estimated uncollectible accounts. (See Note 1 H and I). Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. 48 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 H. PROPERTY TAX REVENUE RECOGNITION The City levies its property tax for the subsequent year during the month of December and it is certified to Anoka County. December 30th is the last day the City can certify a tax levy to the County Auditor for collection the following year. Such taxes become a lien on the following January 1. Anoka County is the collecting agency for the levy and remits the collections to the City three times a year. Taxes not collected as of December 31 each year are shown as delinquent taxes receivable. The County Auditor prepares the tax list for all taxable property in the City, applying the applicable tax rate to the tax capacity of individual properties, to arrive at the actual tax for each property. The County Auditor also collects all special assessments, except for certain prepayments paid directly to the City. The County Auditor submits a list of taxes to be collected on each parcel of property to the County Treasurer in January of each year. The County Treasurer collects all taxes and is required to mail copies of all personal property tax statements by April 15, and copies of all real estate tax statements by April 15, of each year. Property owners are required to pay one-half of their real estate taxes due by May 15 and the balance by October 15. If taxes due May 15 are not paid on time, a penalty of 3% is assessed on homesteaded property and 7% on nonhomesteaded property. An additional 1% penalty is added each month the taxes remain unpaid, until October 15. If the taxes due May 15 are not paid by October 15, a 2% penalty per month is added to homesteaded property and 4% per month to nonhomesteaded property until January 1. If the taxes are not paid by January 1, further penalties are added. Penalties and interest apply to both taxes and special assessments. There are some exceptions to the above penalties, but they are not material. Within 30 days after the tax settlement date, the County Treasurer is required to pay 70% of the estimated collections of taxes and special assessments to the City Treasurer. The County Treasurer must pay the balance to the City Treasurer within 60 days after settlement, provided that after 45 days interest accrues at the rate of 8% per annum. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at the year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because they are not available to finance current expenditures. I. SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. 49 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes revenue from special assessments when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) and are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funding are completely offset by deferred revenues. J. INVENTORIES Inventories of the Governmental Funds and the Proprietary Funds are stated at cost, which approximates market, using the first-in, first-out (FIFO) method. Inventories of Governmental Funds are recorded as expenditures when consumed rather than when purchased. K. PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. L. CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The City has chosen the modified approach for reporting street and trail system capital assets. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2008, no interest was capitalized in connection with construction in progress. Property, plant and equipment of the primary government, as well as the component units, are depreciated using the straight line method over the following estimated useful lives: AssetsLife Buildings and improvements10 - 30 years Furniture and equipment5 - 10 years Machinery and equipment5 - 10 years Other park improvements10 - 30 years Storm sewer50 years Distribution and collection systems50 years 50 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets and trails. The City conducted a physical assessment in the Fall of 2007 of the condition of the streets and trails constructed since 1974. This condition assessment will be performed every 3 years. Each segment of City owned street or trail was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to those segments that have the characteristic of a new street or trail. The following conditions were defined: RangeDescription 86 - 100Excellent 71 - 85Very good 56 - 70Good 41 - 55Fair 26 - 40Poor 11 - 25Very poor 0 - 10Failed The City’s policy relative to maintaining the street and trail assets is to achieve an average rating of “Good” for all segments. This acceptable rating allows minor cracking and patching of the pavement along with minor roughness that could be noticeable to the users of the system. M. COMPENSATED ABSENCES City employees earn vacation and sick pay accruing each payroll period. Unused vacation can be accrued by the employees up to a maximum of 200 hours as of the anniversary date of the individual’s employment with the City, unless a specific authorization is granted to an employee. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Employees can also accrue an unlimited amount of unused sick leave. Employees with two or more years of service are entitled to receive severance pay equal to a percentage of unused sick pay ranging from 20-50 percent based on years of service, up to a maximum of 400 hours. The liability for severance pay is accounted for the same as accrued vacation pay. N. LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are immaterial and are expensed in the year of bond issuance. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. O. FUND EQUITY In the fund financial statements, governmental funds report reservations of fund balance for amounts not appropriable for expenditure or legally segregated for a specific future use. Designated fund balances represent tentative plans for future use of financial resources. P. INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses.Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are 51 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. Q. RESTRICTED ASSETS Certain assets in the water fund are restricted for future debt service payments. R. USE OF ESTIMATES The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period. Actual results could differ from such estimates. S. RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS 1. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS fund balance – total governmental funds net The governmental fund balance sheet includes a reconciliation between and assets – governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains that “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.” The details of this ($53,834,812) difference are as follows: Bonds payable$(52,370,000) Accrued interest payable (923,823) Other post employment benefits(36,096) Compensated absences (504,893) Net adjustment to reduce fund balance - total governmental funds to arrive at net assets - governmental activities$(53,834,812) Another element of that reconciliation states that “internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental statement of net assets along with a deduction of net revenue attributable to business-type activities.” The details of this $169,237 difference are as follows: Internal Service Funds net assets$ 169,775 Net revenue attributable to business-type activities (538) Net adjustment to increase fund balance - total governmenta l funds to arrive at net assets - governmental activities$ 169,237 52 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 2. EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGES IN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation net changes in fund balances – total governmental fundschanges in net assets of governmental activities between and as reported in the government-wide statement of activities. One element of that reconciliation explains that “Governmental Funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this ($144,513) difference are as follows: Capital outlay$ 1,460,662 Construction/acquisition costs- Depreciation expense(1,605,175) justment to increase net changes in fund balances - Net ad total governmental funds to arrive at changes in net assets of governmental activities$ (144,513) Another element of that reconciliation states that “The net effect of various miscellaneous transactions involving capital assets (i.e., sales, trade-ins, and donations) is to increase (decrease) net assets.” The details of this ($326,623) difference are as follows: In the statement of activities, only the gain on the sale of capital assets is reported. However, in the governmental funds, the proceeds from the sale increase financial resources. Thus, the change in net assets differs from the change in fund balance by the cost of the capital assets sold.$ (326,623) Another element of that reconciliation states “Revenues on the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this ($936,319) difference are as follows: General property taxes deferred revenue: At December 31, 2007$ (217,766) At December 31, 2008 275,364 Tax increment taxes deferred revenue: At December 31, 2007 (29,770) At December 31, 2008 50,921 Special assessments deferred revenue: At December 31, 2007 (6,403,867) At December 31, 2008 5,378,324 Notes receivable deferred revenue: (1,408,013) At December 31, 2007 At December 31, 20081,418,488 Net adjustments to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities(936,319)$ 53 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Another element of that reconciliation states “the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long-term debt consumes the current financial resources of governmental funds.” Neither transaction, however, has any effect on net assets. The details of this $2,830,000 difference is as follows: Debt issued or incurred: Issuance of certificates of indebtedness (630,000) Principal repayments: Revenue bonds 190,000 Capital improvement bonds 370,000 Special assessment bonds 1,625,000 Tax increment bonds 735,000 Certificates of indebtedness 385,000 State aid bonds 155,000 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$ 2,830,000 Another element of that reconciliation states that “Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $2,955 difference are as follows: Compensated absences$ 4,958 Other post employment benefits (36,096) Accrued interest 34,093 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$ 2,955 Another element of that reconciliation states that “internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities.” The details of this ($5,995) difference are as follows: Internal Service Funds change in net assets$ (5,457) Net revenue attributable to business-type activities(538) Net adjustment to increase fund balance - total governmental funds to arrive at net assets - governmental activitie$ (5,995) s Note 2 DEPOSITS AND INVESTMENTS DEPOSITS In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council, all of which are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds. 54 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Clerk/Treasurer or in a financial institution other than that furnishing the collateral. Authorized collateral includes the following: a)United States government treasury bills, treasury notes, treasury bonds; b)Issues of United States government agencies and instrumentalities as quoted by a recognized industry quotation service available to the government entity; c)General obligation securities of any state or local government with taxing powers which is rated “A” or better by a national bond rating service, or revenue obligation securities of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; d)Unrated general obligation securities of a local government with taxing powers may be pledged as collateral against funds deposited by that same local government entity; e)Irrevocable standby letters of credit issued by Federal Home Loan Banks to a municipality accompanied by written evidence that the bank’s public debt is rated “AA” or better by Moody’s Investors Service, Inc. or Standard & Poor’s Corporation; and f)Time deposits that are fully insured by the Federal Deposits Insurance Corporation. Custodial Credit Risk – Deposits: Custodial credit risk is the risk that in the event of a bank failure, the City’s deposits may not be returned to it. State statutes require that insurance, surety bonds or collateral protect all City deposits. The market value of collateral pledged must equal 110% of deposits not covered by insurance or bonds. As of December 31, 2008, the bank balance of the City’s deposits was covered by federal depository insurance or covered by collateral pledged and held in the City’s name. INVESTMENTS Minnesota Statutes authorize the City to invest in the following: a) Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b) Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above, general obligation tax-exempt securities, or repurchase or reverse repurchase agreements. c)Obligations of the State of Minnesota or any of its municipalities as follows: 1)any security which is a general obligation of any state or local government with taxing powers which is rated “A” or better by a national bond rating service; 2)any security which is a revenue obligation of any state or local government with taxing powers which is rated “AA” or better by a national bond rating service; and 3)a general obligation of the Minnesota housing finance agency which is a moral obligation of the State of Minnesota and is rated “A” or better by a national bond rating agency. d) Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. e) Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. f)Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; certain Minnesota securities broker-dealers; or, a bank qualified as a depositor. g)General obligation temporary bonds of the same governmental entity issued under section 429.091, subdivision 7; 469.178, subdivision 5; or 475.61, subdivision 6. 55 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 As of December 31, 2008, the City had the following investments and maturities: Investment Maturities (in Years) CreditFairLess ThanMore Than Investment TypeRatingValue11 - 56 - 1010 Money marketN/A1,565,741$ $1,565,741$ -$ -$ - Commercial paperA1/A22,099,274 2,099,274 - - - Certificates of depositFDIC7,372,425 6,487,581 846,320 - 38,524 Local governmentsA/A1/A21,181,098 299,842 367,731 162,127 351,398 AA1/AA2/AA3827,082 69,973 757,109 - - AAA2,403,750 1,025,202 1,006,141 239,520 132,887 U.S. agenciesAAA29,248,275 1,992,693 7,708,738 18,185,095 1,361,749 N/A 678,266 305,789- 372,477 - Total investments 13,540,30645,375,911$$10,686,039$ 2,257,03518,892,531$ Deposits 3,720,945 Total cash and investments$49,096,856 The following is a reconciliation of the City’s total cash and investment balances at December 31, 2008: Government-wide statement of net assets: Cash and investments$ 24,921,129 Cash and investments with escrow agent23,687,343 Fiduciary funds statement of net assets 488,384 Total$49,096,856 Custodial credit risk - investments – For investments in securities, custodial credit risk is the risk that in the event of a failure of the counterparty, the City will not be able to recover the value of its investment securities that are in the possession of an outside party. As of December 31, 2008, $250,000 of the City’s $45,375,911 investments was uninsured and unregistered, with securities held in the City’s name. Interest rate risk - The City has a formal investment policy that states the City will minimize the risk that the market value of securities in the portfolio will fall due to the changes in general interest rates, by: 1)Structuring the investment portfolio so that securities mature to meet cash requirements for ongoing operations, thereby avoiding the need to sell securities on the open market prior to maturity. 2) Investing operating funds primarily in shorter-term securities, money market mutual funds or similar investment pools. Credit Risk - The City has a formal investment policy that states the City will minimize the credit risk, the risk of loss due to the failure of the security issuer or backer, by: 1)Limiting investments to the safest types of securities. 2)Pre-qualifying the financial institutions, broker/dealers, intermediaries and advisers with which the City will do business. A list will be maintained of financial institutions authorized to provide investment services. In addition, a list also will be maintained of approved security broker/dealers selected by creditworthiness. These may include “primary” dealers or regional dealers that qualify under Securities and Exchange Commission (SEC) Rule 15C3-1. 56 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 All financial institutions and broker/dealers who desire to become qualified for investment transactions must supply: audited financial statements, proof of National Association of Securities Dealers (NASD) certification, proof of state registration, completed broker/dealer questionnaire, and certification of having read and understood and agreeing to comply with the City’s investment policy. An annual review of the financial condition and registration of qualified financial institutions and broker/dealers will be conducted by the City Administrator. Concentration of Credit Risk - More than 65% of the City’s investments are in various holdings with U.S. agencies; Federal Home Loan Bank (4.1%), Federal National Mortgage Association (6.0%), Federal Home Loan Mortgage Corporation (4.3%) and U.S. Treasury (51.6%). The City’s policy on concentration of investments is as follows: 1) Diversification - The investments shall be diversified by: a) investments to avoid over concentration in securities from a specific issuer or business sector (excluding U.S. Treasury securities), b) limiting investment in securities that have higher credit risks, c) investing in securities with varying maturities, and d) continuously investing a portion of the portfolio in readily available funds such as local government investment pools (LGIPs), money market funds or overnight repurchase agreements to ensure that appropriate liquidity is maintained in order to meet ongoing obligations. 2) Maximum Maturities - To the extent possible, the City shall attempt to match its investments with anticipated cash flow requirements. Unless matched to a specific cash flow, the City will not directly invest in securities maturing, or having average lifes, of more than five (5) years from the date of purchase or in accordance with state and local statutes and ordinances. Reserve funds and other funds with longer-term investment horizons may be invested in securities exceeding five (5) years if the maturity of such investments are made to coincide as nearly as practicable with the expected use of funds. The intent to invest in securities with longer maturitues shall be disclosed in writing to the legislative body. Because of inherent difficulties in accurately forecasting cash flow requirements, a portion of the portfolio should be continuously invested in readily available funds such as local government investment pools, money market funds, or overnight repurchase agreements to ensure that appropriate liquidity is maintained to meet ongoing obligations. Note 3 RECEIVABLES Significant receivables balances not expected to be collected within one year of December 31, 2008 are as follows: DelinquentDelinquentSpecial PropertyTaxAssessment TaxesIncrementReceivableTotal jor Funds: Ma General Fund$ 71,108$ -$ -$ 71,108 Water Trunk CP -- 333,126 333,126 F Sewer Trunk CPF - - 88,457 88,457 Road and Bridge CPF 12,615 1,137,387-1,150,002 Tax Increment Projects CPF - 21,387 1,033 22,420 Permanent Improvement Revolving CP -- 2,846,880 2,846,880 F Nonmajor Funds 26,422 404,327- 430,749 Total$ 110,145$ 21,387$ 4,942,7424,811,210$ 57 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue reported in the governmental funds were as follows: UnavailableUnearned Delinquent property taxes receivable: General Fund$ 177,770$ - Road & Bridge CPF31,538 - Nonmajor Funds 66,056 - Delinquent tax increment collections: Tax Increment Projects CPF 50,921 - Special assessments not yet due: General Fund 7,989 - Water Trunk CP 361,913 F - Sewer Trunk CPF 97,726 - Road & Bridge CP1,269,999 F - Tax Increment Projects CPF 2,008 - Permanent Improvement Revolving CPF 3,179,789 - Nonmajor Funds 458,900 - yet due: Notes receivable not Road & Bridge CPF 36,636 - Tax Increment Projects CPF 1,312,000 - Nonmajor Funds 69,852 - Unearned construction seal coat fees: Nonmajor Funds - 97,172 Tota$ 7,123,097$ 97,172 l Note 4 LOANS RECEIVABLE As part of a development agreement entered into with a private developer in June 2006, the City received a promissory note for $50,000. The note is for intersection improvements on Hanson Blvd. The note bears an interest rate of 5.5% and calls for 16 semi-annual payments to be made to the City through July 2014. As of December 31, 2008, the remaining balance due of $36,636 is offset by deferred revenue, as it is not available to finance current activities. As part of a development agreement entered into with a private developer in June 2005, the City received a promissory note for $1,505,000. The note is for the purchase of land within Andover Station North. The note bears an interest rate of 6% and calls for the note to be paid off by May 2010. As of December 31, 2008, the remaining balance due of $1,312,000 is offset by deferred revenue, as it is not available to finance current activities. As part of a rental rehabilitation revolving loan program, the City entered into a loan agreement with a property owner in October 2006. The loan is for the rehabilitation of a rental property located within the City. The loan bears an interest rate of 3.0 % and calls for 180 equal monthly payments to be made to the City through November 2021. As of December 31, 2008, the remaining balance due of $44,698 is offset by deferred revenue, as it is not available to finance current activities. As part of a housing rehabilitation revolving loan program, the City entered into a loan agreement with a property owner in July 2007. The loan is for the rehabilitation of a property located within the City. The loan bears an interest rate of 3.0 % and calls for 57 equal monthly payments to be made to the City through August 2012. As of December 31, 2008, the remaining balance due of $5,810 is offset by deferred revenue, as it is not available to finance current activities. 58 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 As part of a housing rehabilitation revolving loan program, the City entered into a loan agreement with a property owner in July 2008. The loan is for the rehabilitation of a property located within the City. The loan bears an interest rate of 3.0 % and calls for 84 equal monthly payments to be made to the City through September 2015. As of December 31, 2008, the remaining balance due of $19,344 is offset by deferred revenue, as it is not available to finance current activities. Note 5 CAPITAL ASSETS In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the government-wide statement of net assets. The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting for its streets and trails. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the modified approach is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the basic approach whereby accumulated depreciation and depreciation expense have been recorded.Adjustments due to restatement represent the changes due to an extensive inventory of all capital assets, implementation of GASB Statement No. 34 and a policy change related to capitalization thresholds. Capital asset activity for the year ended December 31, 2008 as previously reported was as follows: BeginningEnding Primary GovernmentBalanceAdditionsDeletionsBalance Governmental activities: Capital assets not being depreciated: Land and improvements$ 7,889,177$ 468,531$ (316,400)$ 8,041,308 Streets and trails 78,688,609 464,807 79,153,416- Construction in progress 360,741 170,905 (222,232) 309,414 Total capital assets not being depreciated 86,938,527 1,104,243 (538,632) 87,504,138 Capital assets being depreciated: Buildings and improvements 26,265,061 116,523 26,381,584- Furniture and equipment 319,222 88,236 (43,204) 364,254 Machinery and equipment 6,241,186 231,029 (53,864) 6,418,351 Other park improvements4,898,020 142,863 (20,963) 5,019,920 Total capital assets being depreciated 37,723,489 578,651 (118,031) 38,184,109 Less accumulated depreciation for: Buildings and improvements 3,564,453 888,847 - 4,453,300 Furniture and equipment 142,352 49,907 (43,204) 149,055 Machinery and equipment 4,118,234 420,354 (50,454) 4,488,134 Other park improvements 1,216,072 246,067 (14,150) 1,447,989 Total accumulated depreciation 9,041,111 1,605,175 (107,808) 10,538,478 Total capital assets being depreciated - net 28,682,378(1,026,524) (10,223) 27,645,631 Governmental activities capital assets - net115,620,905$ $ 77,719$ (548,855)$115,149,769 59 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 BeginningEnding Primar GovernmentBalanceAdditionDeletionsBalance ys Business-type activities: Caital assets not bein dereciated: pgp Land and imrovements$ 730,243$ -$ -$ 730,243 p Capital assets being depreciated: Buildins and imrovements 14,810,983 14,810,983- gp - Furniture and equipment 65,115 25,630 (29,355) 61,390 Machinery and equipment 1,114,383 112,390 -1,226,773 Collection and distribution 48,347,421 135,179 48,482,600- Total capital assets being depreciated 64,337,902 273,199 (29,355)64,581,746 ess accumuateeprecatonor: Llddiif Buildings and improvements 4,073,813 522,319 -4,596,132 Furniture and euiment 39,723 6,853 29,355 17,221 qp() Machiner and euiment 714,379 102,814 - 817,193 yqp Collection and distribution 13,189,600 975,791 14,165,391- Total accumulated dereciation 18,017,5151,607,777 29,35519,595,937 p() Total capital assets being depreciated - ne 46,320,387(1,334,578) 44,985,809- t usness-type actvtes capta assets - ne ,, -,, ,, Biiiiilt$47050630$(1334578)$$45716052 Depreciation expense was charged to functions/programs of the primary government as follows: Governmental activities: overnment$ 99,531 General g Public safet 229,455 y Public works 286,068 Parks and recreation 988,129 ment 1,992 Economic develo p otaeprecaton expense - governmenta actvtes ,, Tldiiliii$1605175 Business-type activities Water$ 857,330 Sewe 509,042 r torm sewe, Sr241405 otaeprecaton expense - usness-type actvtes ,, Tldiibiiii$1607777 CONSTRUCTION COMMITMENTS At December 31, 2008, the City had construction project contracts in progress. The commitments related to the remaining contract balances are summarized as follows; ContractRemaining Proect #ProectAmountCommitment jj 07-48Water Tower Rehab$ 519,400$154,660 Note 6 LONG-TERM DEBT The City issues general obligation bonds and equipment certificates to provide funds for the acquisition and construction of major capital facilities. The reporting entity’s long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. 60 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 IssueMaturityInterestOriginalPayable DateDateRateIssue12/31/08 GOVERNMENTAL ACTIVITIES: General Obligation Revenue Bonds: 2004 EDA Pub Fac Lease Rev Bonds4/23/20042/1/20142.125-5.400%19,580,000$ $19,020,000 2006 EDA Pub Fac Lease Rev Ref Bonds12/1/20062/1/20344.00-4.50%10,000,000 10,000,000 2007 EDA Pub Fac Lease Rev Ref Bonds1/1/20072/1/20344.00-4.50%6,865,000 6,865,000 Total general obligation revenue bonds 36,445,00035,885,000 Special Assessment Bonds: 2005A G.O. Improvement Bond4/28/20052/1/20132.95-3.65%3,560,000 3,015,000 s Tax Increment Bonds: 2003B G.O. Tax Increment Refunding Bonds6/1/20038/1/20102.00-3.00%1,530,000 490,000 g Bonds3/16/20048/1/20102.00-3.25%4,260,000 2,785,000 2004B G.O. Tax Increment Refundin Total tax increment bonds 5,790,000 3,275,000 Certificates of Indebtedness: 2006B G.O. Equipment Certificates5/10/20062/1/20103.60-3.65%460,000 315,000 2007A G.O. Equipment Certificates3/13/200702/01/0114.00% 760,000 580,000 2008 G.O. Equipment Certificate9/23/20082/1/20123.50% 630,000 630,000 s Total certificates of indebtedness 1,850,000 1,525,000 Capital Improvement Bonds: 2004A G.O. Capital Improvement Bonds3/16/20042/1/20172.00-3.75%3,890,000 3,040,000 2005B G.O. Capital Improvement Bonds4/28/20052/1/20092.65-3.10%340,000 115,000 Total capital improvement bonds 4,230,000 3,155,000 Permanent Improvement Revolving (PIR) Bonds: 2003A G.O. PIR Bonds6/1/20032/1/20102.00-2.60%4,580,000 1,615,000 5/10/20062/1/20143.60-3.85%2,450,000 2,140,000 2006A G.O. PIR Bond s Total permanent improvement revolving bonds 3,755,0007,030,000 State Aid Bonds: 2001B G.O. State Aid Street Bond6/5/20012/1/20172.90-5.00%2,755,000 1,760,000 s Total - bonded indebtedness 61,660,00052,370,000 Compensated absences payable - 504,893 Total governmental activities indebtedness 61,660,00052,874,893 BUSINESS-TYPE ACTIVITIES General Obligation Revenue Bonds: 2002 G.O. Water Revenue Bonds5/9/20028/1/20122.30-5.00%9,780,000 8,110,000 2007B G.O. Water Revenue Refunding Bonds3/13/20072/1/20234.00-4.25%6,570,000 6,570,000 Total general obligation revenue bonds 16,350,000 14,680,000 Compensated absences payable - 107,333 Total business-type activities indebtedness 16,350,00014,787,333 Total City indebtednes$78,010,000$67,662,226 s 61 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Annual debt service requirements to maturity for general obligation bonds are as follows: Governmental Activities G.O. Revenue BondsSpecial Assessment BondsTax Increment Bonds PrincipalInterestPrincipalInterestPrincipalInterest 2009$ 390,000$ 1,661,016$ 565,000$ 93,738$ 760,000$ 87,620 2010 405,000 1,646,894 580,000 75,555 780,000 68,313 2011 415,000 1,631,101 600,000 55,930 565,000 45,050 2012 435,000 1,613,666 625,000 34,636 580,000 27,875 2013 450,000 1,594,744 645,000 11,771 590,000 9,588 2014-201819,305,000 3,829,623 - - - - 2019-20233,555,000 2,755,854 - - - - 2024-20284,355,000 1,937,442 - - - - 2029-20335,360,000 892,657 - - - - 2034 1,215,000 27,338 - - - - Total35,885,000$ $ 17,590,335$ 3,015,000$ 271,630$ 3,275,000$ 238,446 Governmental Activities Permanent Improvement Certificates of IndebtednessCapital Improvement BondsRevolving Bonds PrincipaInteresPrincipaInterestPrincipalInteres ltlt 2009$ 490,000$ 44,389$ 380,000$ 97,363$ 1,120,000$ 104,493 2010 509,000 28,925 280,000 88,418 1,155,000 72,686 2011 360,000 12,610 295,000 80,143 345,000 49,530 2012 166,000 2,905 315,000 70,993 360,000 36,398 2013 - - 330,000 60,905 380,000 22,428 2014-2018 - 1,555,000- 117,521 395,000 7,604 Total$ 1,525,000$ 88,829$ 3,155,000$ 515,343$ 3,755,000$ 293,139 Governmental ActivitiesBusiness-Type Activities State Aid BondsG.O. Revenue Bonds PrincipalInterestPrincipalInterest 2009$ 160,000$ 78,583$ 375,000$ 640,585 2010 170,000 71,568 395,000 625,367 2011 175,000 64,063 415,000 608,654 2012 185,000 56,050 6,925,000 590,586 2013 195,000 47,354 485,000 256,446 2014-2018875,000 89,480 2,745,000 968,231 2019-2023 - - 3,340,000 357,859 Total$ 1,760,000$ 407,098$ 4,047,72814,680,000$ It is not practical to determine the specific year for payment of long-term accrued compensated absences. 62 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 CHANGE IN LONG-TERM LIABILITIES Long-term liability activity for the year ended December 31, 2008, was as follows: BalanceAdditionsReductionsBalanceOne Year Governmental activities: Bonds payable: G.O. revenue bonds$ -36,075,000$ $(190,000)$35,885,000$ 390,000 Special assessment bonds 3,560,000 - (545,000) 3,015,000 565,000 Tax increment bonds 4,010,000 (735,000) 3,275,000 760,000 - Certificates of indebtedness 1,280,000 630,000 (385,000) 1,525,000 490,000 Capital improvement bonds 3,525,000 (370,000) 3,155,000 380,000 - Permanent improvement revolving bonds4,835,000 3,755,000 1,120,000 -(1,080,000) State aid bond -1,915,000 (155,000) 1,760,000 160,000 s Total bonds payable55,200,000 630,000(3,460,000) 52,370,000 3,865,000 Compensated absence 509,851 283,804 (288,762) 504,893 50,489 s Total governmental activities long-term liabilities$ 913,80455,709,851$ $ 52,874,893(3,748,762)$$3,915,489 Business-type activities: Bonds payable: G.O. revenue bonds$ -15,040,000$ $(360,000)$14,680,000$ 375,000 Compensated absence 54,46390,228 (37,358) 107,333 10,733 s Total business-type activities long-term liabilities$ 54,46315,130,228$ $(397,358)$14,787,333$ 385,733 For the governmental activities, bonds payable can be summarized in the following categories: TheG.O. revenue bonds were used to construct a 132,000 square foot community center. The bonds are payable from annual lease payments received by the EDA from the YMCA, operating revenues from the ice arena and field house, and, if necessary, a debt service tax levy. These bonds do constitute debt for the purpose of computing statutory debt limits. Thespecial assessment bonds are used to finance assessable improvements within the City, including but not limited to sanitary sewer and water line connections, storm sewer, streets, sidewalks and curb & gutter. The bonds are payable primarily from special assessments levied against properties benefited by the improvements. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. Thetax increment bonds are used to finance land acquisition and other public costs to facilitate development in the City’s tax increment districts. The bonds are payable from tax increment revenues generated by existing and new development within the district. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. Thecertificates of indebtedness are used to finance the purchase of capital equipment. The certificates are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the certificates. Thecapital improvement bonds were used to purchase the 30,000 square foot public works building from the EDA and to finance the construction of a new fire station. The bonds are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the bonds. Thepermanent improvement revolving bonds are used to finance assessable improvements within the City, including but not limited to sanitary sewer and water line connections, storm sewer, streets, sidewalks and curb & gutter. The bonds are payable 63 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 primarily from special assessments levied against properties benefited by the improvements. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. Thestate aid bonds were used to finance the Municipal State Aid (MSA) eligible costs of the Andover Boulevard project. The bonds are payable entirely from state-aid received by the City from construction and maintenance of the state aid street system. The City has pledged an amount of money from its account in the state-aid street fund sufficient to pay the principal and interest of the bonds. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. For the governmental activities, compensated absences are generally liquidated through the General Fund. For the business-type activities, the G.O. revenue bonds were used to finance the construction of a water treatment plant. The bonds are payable from net revenues of the water system and are general obligations of the City for which its full faith, credit and taxing powers are pledged. REVENUES PLEDGED 2004 EDA Public Facility Lease Revenue Bonds. The EDA has pledged future lease revenue, operating revenues (net of operating expenses) and, if necessary, a debt service tax levy to repay the $19,580,000 bonds issued in April 2004. Proceeds from the bonds provided financing for the construction of Andover YMCA Community Center. Lease revenues were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $24,020,744, payable through February 2014. For the current year, principal and interest paid and total net operating revenues, lease revenue and tax levy were $1,144,381 and $988,768, respectively. A portion of the Series 2004 Bonds were refunded by the 2006 Series Refunding Bonds of $10,000,000 and the 2007 Series Refunding Bonds of $6,865,000, both with a crossover date of February 1, 2014. At which time, future lease revenues, net operating revenues and, if necessary, debt service tax levy will be used to repay the Series 2006 and Series 2007 Refunding Bonds through 2034. 2005A G.O. Improvement Bonds. The City has pledged future special assessment revenue to repay the $3,560,000 bonds issued in April 2005. Proceeds from the bonds provided financing for the construction of Jay Street located in Andover Station North. Special assessments were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $3,286,630, payable through February 2013. For the current year, principal and interest paid and total special assessment revenues were $655,534 and $65,544, respectively. 2003B G.O. Tax Increment Refunding Bonds. The City has pledged future tax increment revenue to repay the $1,530,000 bonds issued in June 2003. Proceeds from the bonds refunded the Series 1996 Bonds. Incremental property taxes were projected to produce 100% of the debt service requirements over the life of the bond issue. Total principal and interest remaining on the bonds is $510,520, payable through August 2010. For the current year, principal and interest paid were $247,620. All tax increment revenues will now be receipted in the Tax Increment Projects Capital Projects Fund and transferred over as needed to make the debt service payments. In 2008, the debt service fund had sufficient funds to make its debt service payment. 2004B G.O. Tax Increment Refunding Bonds. The City has pledged future tax increment revenue to repay the $4,260,000 bonds issued in March 2004. Proceeds from the bonds refunded the Series 1995D Bonds. Incremental property taxes were projected to produce 100% of the debt service requirements over the life of the bond issue. Total principal and interest remaining on the bonds is $3,002,925, payable through August 2013. For the current year, principal and interest paid were $592,413. All tax increment revenues will now be receipted in the Tax Increment Projects Capital Projects Fund and transferred over as needed to make the debt service payments. In 2008, the debt service fund had sufficient funds to make its debt service payment. 2006B G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $460,000 bonds issued in May 2006. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $326,569, payable through February 2010. For the current year, principal and interest paid and total property tax revenues were $159,069 and $163,771, respectively. 2007A G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $760,000 bonds issued in March 2007. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $615,400, payable through February 2011. For the current year, principal and interest paid and total property tax revenues were $206,800 and $224,732, respectively. 64 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 2008 G.O. Equipment Certificates. The City has pledged future property tax revenue to repay the $630,000 bonds issued in September 2008. Proceeds from the bonds were used to finance the purchase of capital equipment. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $671,860, payable through February 2012. For the current year, principal and interest paid and total property tax revenues were $0 and $157,274, respectively. 2004A G.O. Capital Improvement Bonds. The City has pledged future property tax revenue to repay the $3,890,000 bonds issued in March 2004. Proceeds from the bonds were used to purchase the public works facility from the EDA and to finance the construction of a new fire station. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $3,553,560, payable through February 2017. For the current year, principal and interest paid and total property tax revenues were $357,080 and $357,545, respectively. 2005B G.O. Capital Improvement Bonds. The City has pledged future property tax revenue to repay the $340,000 bonds issued in April 2005. Proceeds from the bonds were used to finance improvements at city hall and public works. Property taxes were projected to produce 100% of the debt service requirements over the life of the bonds. Total principal and interest remaining on the bonds is $116,783, payable through February 2009. For the current year, principal and interest paid and total property tax revenues were $117,290 and $116,952, respectively. 2003A Permanent Improvement Revolving Bonds. The City has pledged future special assessment revenue to repay the $4,580,000 bonds issued in June 2003. Proceeds from the bonds provided financing for the construction of public improvements in the th following developments: Foxborough Crossing, Shady Oak Cove, Woodland Estates 4 Addition, Constance Corner, Maple Hollow, Woodland Creek Golf Course Villas and City View Farms. Special assessments were projected to produce 100% of the debt service requirements over the life of the bonds. All revenues from the special assessments are paid into the Permanent Improvement Revolving CPF and used to pay debt service as needed. Total principal and interest remaining on the bonds is $1,656,122, payable through February 2010. For the current year, principal and interest paid and monies transferred from the Permanent Improvement Revolving CPF were $817,305 and $785,000, respectively. 2006A Permanent Improvement Revolving Bonds. The City has pledged future special assessment revenue to repay the $2,450,000 bonds issued in May 2006. Proceeds from the bonds provided financing for the construction of public improvements in the following developments: Andover Station North Ballfields, Cardinal Ridge, Shaw’s Glen and Woodland Crossing. Special assessments were projected to produce 100% of the debt service requirements over the life of the bonds. All revenues from the special assessments are paid into the Permanent Improvement Revolving CPF and used to pay debt service as needed. Total principal and interest remaining on the bonds is $2,392,016, payable through February 2014. For the current year, principal and interest paid and monies transferred from the Permanent Improvement Revolving CPF were $395,501 and $380,000, respectively. 2001B State Aid Street Bonds. The City has pledged future municipal state aid (MSA) allotments to repay the $2,755,000 bonds issued in June 2001. Proceeds of the bonds provided financing for the construction of the Andover Boulevard Project. The bonds are payable solely from MSA allotments through 2017. Total principal and interest remaining on the bonds is $2,167,096, payable through February 2017. For the current year, principal and interest paid and MSA revenues were $240,120 and $241,943, respectively. 2002 G.O. Water Revenue Bonds. The City has pledged future water customer revenues, net of operating expenses, to repay the $9,780,000 bonds issued in May 2002. Proceeds of the bonds provided financing for the construction of a water treatment plant. The bonds are payable from water customer net revenues and are payable through 2012. The total principal and interest remaining on the bonds is $9,510,607. The principal and interest paid for the current year and total customer net revenues were $742,753 and $932,457, respectively. A portion of the Series 2002 Bonds were refunded by the 2007 Series Refunding Bonds of $6,570,000 with a crossover date of August 1, 2012. At which time, future water customer revenues, net of operating expenses, will be used to repay the Series 2007 Refunding Bonds through 2023. ADVANCE CROSSOVER REFUNDING On December 1, 2006, the City issued $10,000,000 in Public Facility Lease Revenue Refunding Bonds, Series 2006 with an average interest rate of 4.29% to advance refund $9,755,000 of outstanding 2004 Series Bonds with an average interest rate of 5.17%. The net proceeds of $9,782,338 were used to purchase U.S. Government Securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on the refunding bonds before the crossover date and called principal on the refunded bonds on February 1, 2014. 65 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 The City advance refunded a portion of the 2004 Public Facilities Lease Revenue Bonds to reduce its total debt service payments over the last twenty years of the bond by $755,979 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $375,573. The City is responsible for the debt service of the refunded bonds and the debt service of the refunding bonds after the crossover date. The debt service of the refunding bonds before the crossover date is payable from the escrow account. Assets held with the escrow agent total $9,761,125 at December 31, 2008. On January 1, 2007, the City issued $6,865,000 in Public Facility Lease Revenue Refunding Bonds, Series 2007 with an average interest rate of 4.31% to advance refund $6,700,000 of outstanding 2004 Series Bonds with an average interest rate of 5.17%. The net proceeds of $6,710,306 were used to purchase U.S. Government Securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on the refunding bonds before the crossover date and called principal on the refunded bonds on February 1, 2014. The City advance refunded a portion of the 2004 Public Facilities Lease Revenue Bonds to reduce its total debt service payments over the last twenty years of the bond by $517,163 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $250,417. The City is responsible for the debt service of the refunded bonds and the debt service of the refunding bonds after the crossover date. The debt service of the refunding bonds before the crossover date is payable from the escrow account. Assets held with the escrow agent total $6,706,325 at December 31, 2008. RefundedDebt Service Commitment PaymentBondsRefunding BondsEscrow Account DateTotalSeries 2006Series 2007Series 2006Series 2007City 2009$ 1,334,806$ 424,227$ 291,983$ 424,227$ 291,983$ 1,334,806 2010 1,335,684 424,227 291,983 424,227 291,983 1,335,684 2011 1,329,891 424,227 291,983 424,227 291,983 1,329,891 2012 1,332,456 424,227 291,983 424,227 291,983 1,332,456 2013 1,328,534 424,227 291,983 424,227 291,983 1,328,534 201417,359,373 424,227 291,983 9,967,114 6,845,992 1,262,477 2015 - 752,527 512,483 - 1,265,010 - 2016 - 753,827 513,283 - 1,267,110 - 2017 - 749,628 513,683 - 1,263,311 - 2018 - 2022 - 3,748,675 2,568,704 - 6,317,379 - 2023 - 2027 - 3,729,195 2,563,655 - 6,292,850 - 2028 - 2032 - 3,693,314 2,565,020 - 6,258,334 - 2033 - 2034 - 1,474,126 1,019,212 - 2,493,338 - $ 24,020,744$ 17,446,654$ 12,007,938$ 12,088,249$ 8,305,907$ 33,081,180 On March 13, 2007, the City issued $6,570,000 in General Obligation Water Revenue Refunding Bonds, Series 2007B with an average interest rate of 4.07% to advance refund $6,490,000 of outstanding 2002 Series Bonds with an average interest rate of 4.90%. The net proceeds of $6,491,509 were used to purchase U.S. Government Securities. Those securities were deposited in an irrevocable trust with an escrow agent to provide for the interest on the refunding bonds before the crossover date and called principal on the refunded bonds on August 1, 2012. The City advance refunded the 2002 General Obligation Water Revenue Bonds to reduce its total debt service payments over the last ten years of the bond by $265,904 and to obtain an economic gain (difference between the present value of the debt service payments on the old and new debt) of $164,664. The City is responsible for the debt service of the refunded bonds and the debt service of the refunding bonds after the crossover date. The debt service of the refunding bonds before the crossover date is payable from the escrow account. Assets held with the escrow agent total $6,493,019 at December 31, 2008. 66 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 RefundedRefundingDebt Service Commitment PaymentBondsBondsEscrow DateTotalTotalAccountCity 2009$ 749,439$ 266,146$ 266,146$ 749,439 2010 754,221 266,146 266,146 754,221 2011 757,507 266,146 266,146 757,507 2012 7,249,440 266,146 6,756,146 759,440 2013 - 741,446 - 741,446 2014 - 741,646 - 741,646 2015 - 741,046 - 741,046 2016 - 744,546 - 744,546 2017 - 742,146 - 742,146 2018 - 2022 - 3,701,299 - 3,701,299 2023 - 740,406 - 740,406 $ 9,510,607$ 9,217,119$ 7,554,584$11,173,142 Note 7 LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The City of Andover's legal debt margin for 2008 and 2007 is computed as follows: December 31, 20082007 Estimated taxable market value$2,969,639,300$2,800,462,600 Debt limit (3% of market value for 2008) 89,089,179 Debt limit (2% of market value for 2007) 56,009,252 Amount of debt applicable to debt limit: t$ 70,240,00067,050,000$ Total bonded deb Less: Nonapplicable deb t G.O. water revenue bonds (14,680,000) (15,040,000) Special assessment bonds (3,015,000) (3,560,000) Tax increment bonds (3,275,000) (4,010,000) Permanent improvement revolving bonds (3,755,000) (4,835,000) State aid bonds (1,760,000) (1,915,000) Less: Cash and investments in related debt service funds (17,939,959) (17,822,418) pplicable to debt limit 22,625,041 23,057,582 Total debt a Legal debt margin$ 66,464,138$ 32,951,670 Note 8 DEFINED BENEFIT PENSION PLANS - STATEWIDE A. PLAN DESCRIPTION All full-time and certain part-time employees of the City of Andover are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (PERF) and the Public Employees Police and Fire Fund (PEPFF), which are cost-sharing, multiple-employer retirement plans. These plans are established and administered in accordance with Minnesota Statute, Chapters 353 and 356. 67 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by State Statute, and vest after three years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERF’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first 10 years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first 10 years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0% for each year of service. For all PEPFF and PERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree – no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for PERF and PEPFF. That report may be obtained on the internet at www.mnpera.org, by writing to PERA, 60 Empire Drive #200, St. Paul, Minnesota, 55103-2088 or by calling (651) 296-7460 or 1-800-652-9026. B. FUNDING POLICY Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. PERF Basic Plan members and Coordinated Plan members were required to contribute 9.10% and 6.00%, respectively, of their annual covered salary in 2008. PEPFF members are required to contribute 8.60% of their annual covered salary in 2008. That rate will increase to 9.40% in 2009. The City of Andover is required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan PERF members, 6.50% for Coordinated Plan PERF members, and 12.90% for PEPFF members. Employer contribution rates for the Coordinated Plan and PEPFF will increase to 6.75% and 14.10% respectively, effective January 1, 2009. The City’s contributions to the Public Employees Retirement Fund for the years ending December 31, 2008, 2007 and 2006 were $225,073, $213,396 and $194,241, respectively. The City’s contributions to the Public Employees Police and Fire Fund for the years ending December 31, 2008, 2007 and 2006 were $21,367, $18,060 and $14,782, respectively. The City’s contributions were equal to the contractually required contributions for each year as set by state statute. C. DEFINED CONTRIBUTION LUMP SUM SERVICE PENSION PLAN – VOLUNTEER FIREFIGHTERS RELIEF ASSOCIATION PLAN DESCRIPTION Members of the City’s volunteer fire department are members of the Andover Firefighters’ Relief Association. The Association is the administrator of a single-employer defined contribution plan available to firefighters that was established 68 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 October 9, 1979 and operates under the provisions of Minnesota Statutes Section 424A. It is governed by a board of six members elected by the members of the Association for three-year terms. The City’s Mayor, Finance Manager and Fire Chief are ex-officio members of the Board of Trustees. The Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. 1.Twenty-Year Service Pension – In order to be entitled to a pension benefit, a firefighter must have completed a minimum of five years of service with the Department and five years membership in the Association and attain the age of 50 years. The firefighter will then be 40% vested. This percentage increases 4% per year until the twentieth year when 100% vesting will occur. Because this is a defined contribution plan, the amount of the retirement benefit is not predetermined, but rather is based on the individual member’s allocable portion of contributions made during the participation period. 2.Deferred Pension – If the retired or terminated member has not attained age 50 and is otherwise eligible for the pension benefit, the balance of the member’s account will be credited with earned interest at the rate permitted by Minnesota Statutes Section 424.A02, Subd.7. 3.Disability Benefit – If a member of the Association becomes totally and permanently disabled due to injury, disability, sickness or dismemberment as a result of performance of duty, a disability payment will be made after one hundred days of disability. 4.Death Benefit – In the event of death of an active member or deferred pensioner, the member’s individual account balance will be paid to the surviving spouse, surviving children or the estate of the member after approval by the Board. The Association issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to Andover Firefighters’ Relief Association, 13875 Crosstown Boulevard, Andover, Minnesota 55304. FUNDING POLICY The State of Minnesota contributes amortization aid, or two percent fire aid, in accordance with state statute requirements. Plan members are not required to contribute to the plan. The state legislature may amend contribution requirements of the City and State. The City is allowed to make voluntary contributions of other public funds pursuant to Minnesota Statutes Chapter 69. The City receives the State aid contribution and is required by state statutes to pass this through as payment to the Association. This transaction is recorded as revenue and expenditure in the City’s financial statements. Contributions for the last three years are as follows: Year EndingCityStateTotal 12/31/200650,000$ $ 165,915$ 215,915 12/31/200750,000 143,666 193,666 12/31/200850,000 121,813 171,813 Note 9 OTHER POST EMPLOYMENT BENEFITS In 2008, the City prospectively implemented the requirement of a new accounting pronouncement, GASB Statement No. 45, Accounting and Financial Reporting by Employers for Post Employment Benefits Other than Pensions. A.PLAN DESCRIPTION In addition to providing the pension benefits described in Note 8, the City provides post employment health care benefits (as defined in paragraph B) for retired employees through a single employer defined benefit plan. The term plan refers to the City’s requirement by State Statute to provide retirees with access to health insurance. The OPEB plan is administered by the City. The authority to provide these benefits is established in Minnesota Statutes Sections 471.61 Subd. 2a, and 299A.465. 69 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 The benefits, benefit levels, employee contributions and employer contributions are governed by the City and can be amended by the City through its personnel manual and collective bargaining agreements with employee groups. The Plan is not accounted for as a trust fund, as an irrevocable trust has not been established to account for the plan. The Plan does not issue a separate report. B.BENEFITS PROVIDED Retirees The City is required by State Statute to allow retirees to continue participation in the City’s group health insurance plan if the individual terminates service with the City through service retirement or disability retirement. Employees who satisfy the rule of 90 or attain age 55 and have completed 10 years of service at termination can immediately commence medical benefits. Retirees may obtain dependent coverage while the participating retiree is under age 65. Covered spouses may continue coverage after the retiree’s death. The surviving spouse of an active employee may continue coverage in the group health insurance plan after the employee’s death. All health care coverage is provided through the City’s group health insurance plan. The retiree is required to pay 100% of their premium cost for the City-sponsored group health insurance plan. The premium is a blended rate determined by the entire active and retiree population. Since the projected claims costs for retirees exceed the blended premium paid by retirees, the retirees are receiving an implicit rate subsidy (benefit). The coverage levels are the same as those afforded to active employees. Upon a retiree reaching age 65 years of age, Medicare becomes the primary insurer and the City’s plan becomes secondary. C.PARTICIPANTS As of the actuarial valuation dated January 2008, participants consisted of: Retirees and beneficiaries currently purchasing health insurance through the City3 Active employees 52 Total 55 Participating employers 1 D.FUNDING POLICY The additional cost of using a blended rate for actives and retirees is currently funded on a pay-as-you-go basis. The City Council may change the funding policy at any time. E.ANNUAL OPEB COSTS AND NET OPEB OBLIGATION The City’s annual other post employment benefit (OPEB) cost is calculated based on the annual requirement contribution (ARC) of the employer, an amount actuarially determined in accordance with the parameters of GASB Statement No. 45. The ARC represents a level of funding that, if paid on an ongoing basis, is projected to cover normal costs each year and amortized any unfunded actuarial liabilities (or funding excess) over period not to exceed 30 years. The net OPEB obligation as of December 31, 2008, was calculated as follows: 70 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Annual required contribution (ARC)$53,096 Interest on net OPEB obligation - Annual OPEB cost53,096 Contributions made during the year(10,630) Increase (decrease) in net OPEB obligation42,466 Net OPEB obligation - beginning of year - Net OPEB obligation - end of year$42,466 The City first had an actuarial valuation performed for the plan as of January 1, 2008 to determine the funded status of the plan as of that date as well as the employer’s annual required contribution (ARC) for the fiscal year ended December 31, 2008. The City’s annual OPEB cost (expense) of $53,096 was equal to the ARC for the fiscal year, as the transition liability was set at zero as of December 31, 2007. The City’s annual OPEB cost, the percentage of annual OPEB cost contributed to the plan and the net OPEB obligation for 2008 is as follows: Percentage of AnnualEmployerAnnual OPEBNet OPEB Fiscal Year EndedOPEB CostContributionsCost ContributedObligation December 31, 200853,096$ $10,63020.0%$42,466 F.FUNDED STATUS AND FUNDING PROGRESS The City currently has no assets that have been irrevocably deposited in a trust for future health benefits; therefore, the actuarial value of assets is zero. The funded status of the plan was as follows: Unfunded ActuarialUAAL as a ActuarialActuarialAccruedPercentage of ActuarialValue ofAccruedLiabilityFundCoveredCovered Valuation DateAssetsLiability( UAAL )RatioPayrollPayroll ( a )( b )( b-a )( a/b )( c )(( b-a ) / c ) January 1, 2008$ 324,387-$$324,3870.00%5,400,000$6.01% G.ACTUARIAL METHODS AND ASSUMPTIONS Actuarial valuations of an ongoing plan involve estimates of the value of reported amounts and assumptions about the probability of occurrence of events for into the future. Examples include assumptions about future employment, mortality and the health care cost trend. Amounts determined regarding the funded status of the plan and the annual required contributions (ARC) of the employer are subject to continual revision as actual results are compared with past expectations and new estimates are made about the future. The schedule of funding progress, presented as required supplementary information following the notes of the financial statements, presents multi-year trend information that shows whether the actuarial value of plan assets is increasing or decreasing over time relative to the actuarial accrued liabilities for benefits. Projections of benefits for financial reporting purposes are based on the substantive plan (the plan as understood by the employer and plan members) and include the types of benefits provided at the time of each valuation and the historical pattern of sharing of benefit cost between the employer and plan members to that point. The actuarial methods and assumptions used include techniques that are designed to reduce the effect of short-term volatility in actuarial accrued liabilities and the actuarial value of assets, consistent with the long-term perspective of the calculations. 71 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 In the January 1, 2008 actuarial valuation, the Entry-age Normal Actuarial cost method was used. The actuarial assumptions included a 4.0% investment rate of return (net of administrative expenses) and an initial annual health care cost trend of 10.0% reduced by 0.5% each year to arrive at an ultimate health care cost trend of 5.0%. The actuarial value of assets was $0. The plan’s unfunded actuarial accrued liability is being amortized using the level percentage of projected payroll method over 30 years on a closed basis. The remaining amortization period at December 31, 2008, was 29 years. Note 10 INTERFUND RECEIVABLES/PAYABLES, LOANS AND TRANSFERS Individual fund interfund receivable and payable balances at December 31, 2008 are as follows: FundReceivablePayable Governmental Funds: Major Funds: General Fund776,000$ $ - 2006 EDA Public Facility Lease Revenue Refunding Bonds DSF - 3 ,000 2007 EDA Public Facility Lease Revenue Refunding Bonds DSF - 3 ,000 Water Trunk CPF 60,000 - Nonmajor Governmental Funds 10,000 840,000 Total governmental funds$ 846,000$ 846,000 Proprietary Funds: Internal Service Funds: Central Equipment ISF$ -$ 60,000 gement ISF 60,000 Risk Mana - Total proprietary funds$ 60,000$ 60,000 Interfund receivables and payables are representative of lending/borrowing arrangements to cover deficit cash balances at the end of the fiscal year. Interfund transfers: FundTransfer InTransfer Out Governmental Funds: Maor Funds: j General Fund$ 191,194$ - Water Trunk CPF - 163,469 Sewer Trunk CP350,000 F - Permanent Improvement Revolving CPF- 1,165,000 Nonmaor Funds1,475,826 300,826 j Total governmental funds2,017,0201,629,295 Proprietary Funds: Enterrise Funds: p 145,874163,469 Wate r Sewe 395,320- r Storm Sewer - 10,000 Total rorietar funds 163,469 551,194 ppy ota,,,, Tl$2180489$2180489 72 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Interfund transfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. Most of the City’s interfund transfers fall under that category. Non-routine transfers include a one-time transfer of $75,000 to the Park Dedication CPF from the Capital Equipment Reserve SRF for completion of the Andover Station North ball field building. Additionally, computer service fees paid by the Water, Sewer and Storm Sewer Enterprise Funds to the General Fund have been reclassified as transfers on the Government-Wide Statement of Activities as follows: Transfer InTransfer Out Governmental Activities$ 29,149$ - Business-Te Activities - 29,149 yp Tota$ 29,14929,149$ l Note 11 TAX INCREMENT DISTRICTS The City of Andover is the administering authority for the following tax increment finance districts: 1.Name of District:Andover Redevelopment District 1-1 Type of District:Redevelopment Authorizin Law:M.S. Section 472 g Established:1986 Duration of District:Throuh 2011 g Original net tax capacity:4,542$ Current net tax capacity:246,574 Captured net tax capacity - retained by the Cit$ 242,032 y 2.Name of District:Andover Redevelopment District 1-2 Type of District:Redevelopment Authorizing Law:M.S. Section 472 Established:1986 Duration of District:Throuh 2011 g Original net tax capacity:134,512$ Current net tax capacity:1,921,197 Captured net tax capacity - retained by the Cit$ 1,786,685 y Total District Bonds issue$19,250,000 d Amount redeeme(15,975,000) d Bonds outstanding December 31, 2008 $ 3,275,000 3.Name of District:Tax Increment Financin District 1-3 g (Farmstead Project) Type of District:Redevelopment Authorizing Law:M.S. Section 469 Established:1997 Duration of District:Throuh 2024 g Original net tax capacity:7,314$ Current net tax capacity:164,899 Captured net tax capacity - retained by the Cit$ 157,585 y 73 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 4.Name of District:Tax Increment Financing District 1-4 Te of District:Redevelomen yppt Authorizing Law:M.S. Section 469 Established:2005 Duration of District:Throuh 2031 g Original net tax capacity:67,471$ Current net tax capacity:92,974 apture net tax capacty - retaney tet , CdiidbhCiy$25503 Note 12 DEFICIT FUND BALANCES The City has deficit fund balances at December 31, 2008 as follows: FundAmount Special Revenue Funds: Community Center$ 584,515 Capital Projects Funds: Storm Sewer Project 58,444 Open Space Referrendum Bonds 8,853 Note 13 CONTINGENCIES A. RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverages. Workers compensation coverage is provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through Workers Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City enrolls with a state-certified managed care organization to receive a 2% premium credit towards the cost of coverage. The City also has a $2,500 deductible per occurrence to further decrease the cost of coverage.Final premiums are determined after an audit of payroll subsequent to the close of the agreement year and are subject to revisions in rates, payrolls and experience modification. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property, casualty, and automobile insurance coverage are provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to the LMCIT. The LMCIT reinsures through commercial companies for claims in excess of various amounts. The City retains risk for the deductible portions. These deductibles are considered immaterial to the financial statements. The City continues to carry commercial insurance for all other risks of loss, including employee health and disability insurance. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. 74 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 B. LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs. C. FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2008. D. TAX INCREMENT DISTRICTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance that would have a material effect on the financial statements. E.PAY-AS-YOU-GO TAX INCREMENT The City has one tax increment pay-as-you-go agreement. The agreement is not a general obligation of the City and is payable solely from tax increments. Accordingly, this agreement is not reflected in the financial statements of the City. Details of the pay-as-you-go are as follows: TIF District #1-3, Farmstead Project: The pay-as-you-go agreement for TIF District #1-3 provides for the payment of 90% of all tax increment received and will be completed February 1, 2015. Note 14 DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2008. Future scheduled tax levies for all bonds outstanding at December 31, 2008 totaled $25,255,649. 75 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Note 15 DESIGNATIONS AND RESERVATIONS OF FUND EQUITY Fund equities are classified as follows to reflect limitations and restrictions of the respective funds: 20082007 Governmental Funds: Major Funds: General Fun d Reserved for prepaid items$ 108,415$ 126,558 Reserved for inventory 85,390 81,658 Designated for snow emergency 60,00070,000 Designated for public safety 60,00070,000 Designated for facility management 70,000 60,000 Designated for economic development - 25,000 Designated for information technolog 60,00070,000 y Designated for working cash flow 3,701,230 3,417,244 2006 EDA Public Facility Lease Revenue Refunding Bonds DSF Reserved for debt service 9,935,142 9,938,367 2007 EDA Public Facility Lease Revenue Refunding Bonds DSF Reserved for debt service 6,825,235 6,828,467 Water Trunk CPF Designated for projects 2,953,849 3,186,799 Sewer Trunk CP F Designated for projects 2,733,130 2,154,130 Road & Bridge CPF Designated for projects 2,497,381 3,182,170 Tax Increment Projects CPF Reserved for notes receivable 119,000 - Designated for projects 3,515,261 1,542,854 Permanent Improvement Revolving CPF Designated for projects 1,627,996 1,634,496 Nonmajor Funds Reserved for prepaid items 6,500 - Reserved for inventory 8,446 8,196 Reserved for economic development 2,260 4,261 Reserved for debt service 3,372,226 4,592,228 Reserved for projects 485,494 735,141 Designated for working cash flow 466,978 374,402 gnated for projects 600,422 951,422 Desi Designated for equipment 629,129 669,855 Total Governmental Funds$ 39,953,484$ 39,693,248 Note 16 CONDUIT DEBT OBLIGATION Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued various revenue bonds to provide funding to private-sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City has no obligation for 76 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 such debt beyond the resources provided by related leases or loans. Accordingly, the bonds are not reported as liabilities in the financial statements of the City. As of December 31, 2008, the following revenue bonds were outstanding: Date ofOriginalOutstanding ProjectIssueIssueRetired12/31/2008 Downtown Center7/15/19975,645,000$ $ (3,905,000)$ 1,740,000 Downtown Center7/15/19971,250,000 (1,250,000) - Presbyterian Homes of Andover, Inc.12/1/1998 720,000 (720,000) - Presbyterian Homes of Andover, Inc.11/1/200313,145,000 (1,133,284) 12,011,716 $ (7,008,284)20,760,000$ 13,751,716$ Tota l Note 17 OPERATING LEASES The City received revenue from two agreements for the lease of space for antennas placed on the water tower. The City also has a lease with the Greater Minneapolis YMCA for building space at the Andover YMCA Community Center. Terms of each lease are as follows: 2008 LeaseAnnual LeaseExpirationRenewal LocationLesseeAmountAdjustment FactorDateOptions City Hall water towerSprint Nextel$ Greater of CPI or 4%12/31/20123 - 5 year terms23,557 City Hall water towerT-Mobile USA, Inc Greater of CPI or 4%12/31/20113 - 5 year terms19,212 Emergency Siren PoleT-Mobile USA, Inc $1,000 annual increase6/17/20133 - 5 2,000year terms Andover YMCA Comm CtrGreater Minneapolis YMCA235,686None8/1/2035N/A Future minimum lease payments are unavailable at this time due to changing variables: CPI and the completion of the capital campaign for the community center. Note 18 SUBSEQUENT EVENTS The City of Andover sold $1,025,000 of General Obligation Water Revenue Bonds, Series 2009A on March 26, 2009 to finance various water system improvements within the City. The rates of the bonds per year ranged from 2.00% - 4.25% with a true interest cost of 3.18%. Principal payments are due in 2010 – 2024. The City of Andover sold $385,000 of General Obligation Equipment Certificates, Series 2009A on March 26, 2009 to finance the purchase of public safety and public works equipment. The rates of the bonds per year ranged from 2.00% - 2.25% with a true interest cost of 3.18%. Principal payments are due in 2010 – 2012. The City of Andover sold $955,000 of General Obligation State Aid Refunding Bonds, Series 2009A on March 26, 2009 to provide monies for the advance crossover refunding of the City’s $2,755,000 General Obligation State Aid Bonds, Series 2001B dated June 1, 2001. The rates of the bonds per year ranged from 2.25% - 2.80% with a true interest cost of 3.18%. Principal payments are due in 2011 – 2015. Note 19 RECENTLY ISSUED ACCOUNTING STANDARDS The Governmental Accounting Standards Boards (GASB) recently approved the following statements which were not implemented for these financial statements: Statement No. 51Accounting and Financial Reporting for Intangible Assets.The provisions of this Statement are effective for financial statements for periods beginning after June 15, 2009. 77 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2008 Statement No. 53Accounting and Financial Reporting for Derivative Instruments.The provisions of this Statement are effective for financial statements for periods beginning after June 15, 2009. Statement No. 54Fund Balance and Government Fund Type Definitions. The provisions of this Statement are effective for financial statements for periods beginning after June 15, 2009. The effect these standards may have on future financial statements is not determinable at this time. 78 REQUIRED SUPPLEMENTARY INFORMATION 79 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: General property taxes$ 6,560,435$6,300,020$6,249,011$ (51,009)$5,776,653 Licenses and permits 477,150477,150525,339 48,189475,893 Intergovernmental 579,653840,068709,251 (130,817)853,305 Charges for services 729,700729,700772,430 42,7301,121,642 Fines 91,50091,500104,930 13,430101,445 Investment income 100,000100,000137,966 37,966157,513 Miscellaneous 81,50081,500116,950 35,45090,293 Total revenues 8,619,9388,619,9388,615,877 (4,061)8,576,744 Expenditures: Current: General government: Mayor and City council 106,561106,561103,067 3,494102,883 Administration 152,253152,253127,771 24,482155,623 Newsletter 25,70025,70019,667 6,03318,334 Human resources 65,85265,85259,006 6,84658,573 Legal 173,250173,250171,300 1,950167,110 City clerk 163,356163,356158,203 5,153150,843 Elections 41,98941,98940,907 1,0827,072 Financial administration 253,293253,293 212,761 40,532202,664 Assessing 122,000122,000119,090 2,910117,174 Information systems 149,705149,705137,286 12,419117,523 Planning and zoning 390,871390,871359,140 31,731364,982 Engineering 434,424434,424399,436 34,988420,320 Facility management 464,410464,410408,238 56,172436,665 Total general government 2,543,6642,543,6642,315,872 227,7922,319,766 Public safety: Police 2,318,2412,318,2412,318,2412,083,861 - Fire protection 1,038,0201,038,020991,636 46,384969,162 Protective inspection 468,559468,559455,526 13,033463,859 Civil defense 16,53616,53613,305 3,23113,748 Animal control9,8759,8757,095 2,7807,486 Total public safety 3,851,2313,851,2313,785,803 65,4283,538,116 Public works: Streets and highways 602,225602,225613,896 (11,671)581,459 Snow and ice removal 498,769498,769457,58741,182505,579 Street signs186,322186,322170,358 15,964180,277 Traffic signals 22,00022,00015,057 6,94311,399 Street lighting 190,400190,400188,213 2,187175,572 Total public works$ 1,499,716$1,499,716$1,445,111$ 54,605$1,454,286 (Continued) 80 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND (Continued) For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Expenditures: Current: (continued) Parks and recreation$ 875,176$875,176$867,652$ 7,524$850,907 Recycling 96,86796,86786,631 10,23694,669 Unallocated 19,00019,00017,999 1,0016,915 Total current 8,885,6548,885,6548,519,068 366,5868,264,659 Capital outlay General governmen3,428 (3,428) t - - - Parks and recreation63 - - - - Total capital outlay3,428 (3,428)63 - - Total expenditures 8,885,6548,885,6548,522,496 363,1588,264,722 Revenues over (under) expenditures (265,716)(265,716)93,381 359,097312,022 Other financing sources (uses): Transfers in 191,194191,194191,194185,625 - Net increase (decrease) in fund balance (74,522)$ $(74,522)$284,575$ 359,097$497,647 Fund balance - January 13,890,4603,392,813 Fund balance - December 31$4,175,035$3,890,460 81 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION Statement 11 SCHEDULE OF FUNDING PROGRESS - OTHER POST EMPLOYMENT BENEFITS PLA N For The Year Ended December 31, 2008 Unfunded ActuarialUAAL as a ActuarialActuarialAccruePercentage o df ActuarialValue oAccrueLiabilityFunCovereCovere fdddd Valuation DateAssetsLiability( UAAL )RatioPayrollPayroll ( a )( b )( b-a )( a/b )( c )(( b-a ) / c ) January 1, 2008$ 324,387$324,3870.00%5,400,000$ 6.01% $ - The City implemented GASB Statement No. 45 for the year ended December 31, 2008. Information for prior years is not available . 82 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2008 Note A BUDGETS The General Fund budget is legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the departmental level for the General Fund. The following is a listing of General Fund departments whose expenditures exceed budget appropriations. FinalOver BudgetActualBudget General Fund: Current: Public works: Snow and ice removal$ 602,225$ 613,896$ 11,671 Capital outlay: General government - 3,428 3,428 Note B MODIFIED APPROACH FOR CITY STREETS AND TRAILS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets including the street and trail system; water treatment and distribution system; wastewater collection system; park and recreation lands and improvement system; storm water conveyance system; and building combined with site amenities such as parking and landscape areas used by the City in the conduct of its business. Each major infrastructure can be divided into subsystems. For example, the street and trail system can be divided into pavement widths, curb type and sidewalk. City owned streets could further be classified as collector or local. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1)The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (1) an up to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. 2) The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. In the fall of 2008, the City conducted a physical condition assessment of the streets and trails constructed since 1974. This assessment will be performed every three years. Each street and trail segment was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each street and trail and expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned the physical characteristics of a new street or trail. The following conditions were defined: ConditionRating Excellent86 - 100 Very Good71 - 85 Good56 - 70 Fai41 - 55 r Poo26 - 40 r Very Poo11 - 25 r Substandard0 - 10 83 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2008 As of December 31, 2008, the City’s street and trail system was rated at an OCI index of 80 on the average with detail condition as follows: % of Street Conditionand Trail s Excellent to Good91.0% Fair5.5% Poor to Substandard3.5% The City’s streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun’s ultra-violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $2,244,713 on street and trail maintenance for the year ending December 31, 2008. These expenditures delayed deterioration; however, the overall condition of the system was not improved through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City’s street and trail system at the average OCI rating of good is approximately $1,150,000. MaintenanceActualOCI YearEstimateExpendituresRating 2003950,000$ $ 956,68882 20041,000,000 1,847,06682 20051,000,000 1,655,71583 20061,150,000 1,228,98182 20071,150,000 1,256,43381 20081,150,000 2,244,71380 The City has an on-going street and trail rehabilitation program funded in the Capital Improvement Program that is intended to improve the condition rating of the City streets and trails. The rehabilitation program is formulated based on the deficiencies identified as a part of its Pavement Management Program. 84 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 85 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. Revenues for these funds can come from a variety of sources, such as taxes, fees, gifts and grants or contributions from other governmental entities. Expenditures from these funds are normally restricted by statute, local ordinance or grant agreements. The funds may be used for either operations or capital outlay as legal restrictions mandate. DEBT SERVICE FUNDS A Debt Service Fund accounts for the accumulation of resources for, and the payment of general long-term principal, interest and other related costs. CAPITAL PROJECTS FUNDS A Capital Projects Fund is used to account for acquisition or construction of major capital facilities financed mainly with governmental fund resources, general obligation debt, special assessments, special assessment debt, grants or other resources that are not part of Proprietary Funds or Trust Funds. 86 CITY OF ANDOVER, MINNESOTA COMBINING BALANCE SHEETStatement 12 NONMAJOR GOVERNMENTAL FUNDS December 31, 2008 With Comparative Totals For December 31, 2007 Totals SpecialDebCapitalNonmajor Governmental Funds t RevenueServiceProjects20082007 Assets Cash and investments$1,645,670$2,654,913$677,452$ 4,978,035$7,017,483 Cash and investments with escrow agent 726,874 - 726,874 - 740,859 Accrued interest12,54733,3255,270 51,14248,075 Due from other governmental units39,562 39,56243,780 - - Accounts receivable - net139,683 139,683 - - 136,758 Interfund receivable10,000 10,000 - - - Prepaid items6,500 6,500 - - - Property taxes receivable: Unremitted1,74817,114401 19,26330,736 Delinquent6,65457,8211,581 66,05680,065 Special assessments receivable: Delinquent10,392 10,392 - - - Deferred 448,508 - 448,508 - 561,695 Notes receivable69,852 69,85253,813 - - Inventory8,446 8,4468,196 - - Total assets1,930,662 6,574,313 3,958,947 684,704 8,721,460 Liabilities and Fund Balance Liabilities: Interfund payable700,00070,00070,000 840,000 730,000 Accounts payable45,86839,117 84,985 - 155,790 Contracts payable9,259 - - - - Deposits payable33,970 33,97010,050 - - Due to other governmental units3,332 3,33232,750 - - Salaries payable15,349 15,3499,941 - - Deferred revenue173,6781,581 691,980 516,721 974,702 Total liabilities972,197 1,669,616 586,721 110,698 1,922,492 Fund balance (deficit): Reserved17,206 3,874,926 3,372,226 485,494 5,339,826 Unreserved: Designated1,540,720 1,696,529 - 155,809 1,995,679 Undesignated(599,461)(67,297) (666,758)(536,537) - Total fund balance958,465 4,904,697 3,372,226 574,006 6,798,968 Total liabilities and fund balance$1,930,662$3,958,947$684,704$ 6,574,313$8,721,460 87 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 13 CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2008 With Comparative Totals For The Year Ended December 31, 2007 Totals Special DebCapitalNonmajor Governmental Funds t RevenuServiceProjects20082007 e Revenues: General property taxes$ 231,103$2,070,804$54,628$ 2,356,535$2,022,449 Tax increment collections - - - - 1,474,219 Intergovernmental 27,646281,2911,138 310,075423,566 Special assessments80,655 80,6552,021,621 - - Charges for services 951,622 951,622914,093 - - Investment income 59,693(13,848)4,003 49,848337,595 Miscellaneous Park dedication fees133,585 133,585113,013 - - Other 511,763169,805 681,568348,564 - Total revenues 1,781,8272,418,902363,159 4,563,8887,655,120 Expenditures: Current: General government 41,7648,938 50,70279,531 - Public safety11,162 11,16242,124 - - Public works 350,765471,605 822,370212,487 - Parks and recreation 893,791192,379 1,086,170974,799 - Economic development 129,372 129,372160,051 - - Capital outlay: General government368,094 368,094 - - - Public safety82,152 - - - - Public works 162,242278,862 441,104503,191 - Parks and recreation 183,034168,591 351,625818,796 - Economic development140,162 - - - - Debt service: Principal retirement3,460,000 3,460,0003,275,000 - - Interest1,537,013 1,537,0131,636,716 - - Paying agent fees7,421 7,4218,132 - - Professional service4,000 4,0001,430 - - Construction/acquisition costs266,935 - - - - Total expenditures1,760,9685,008,4341,499,6318,269,0338,201,506 Revenues over (under) expenditures 20,859(2,589,532)(1,136,472) (3,705,145)(546,386) Other financing sources (uses): Transfers in1,385,17890,648 1,475,8262,334,610 - Transfers out (285,178)(15,648) (300,826)(368,565) - Bonds issued630,000 630,000760,000 - - Bond premium3,401 - - - - Proceeds from sale of capital assets5,874 5,87447,143 - - Total other financing sources (uses) (279,304) 1,369,530720,648 1,810,8742,776,589 Net increase (decrease) in fund balance (258,445) (1,220,002)(415,824) (1,894,271)2,230,203 Fund balance - January 1 1,216,9104,592,228989,830 6,798,9684,568,765 Fund balance - December 31$ 958,465$3,372,226$574,006$ 4,904,697$6,798,968 88 NONMAJOR SPECIAL REVENUE FUNDS The City of Andover had the following Special Revenue Funds during the year: EDA General - This fund was established to account for activities designed to promote quality economic development within the community. - This fund accounts for the financial operations of a federal grant for rental Community Development Block Grant housing rehabilitation. Community Center - This fund is used to account for the operations of the Andover YMCA / Community Center, particularly the ice arena, field house and concessions. The aquatic’s portion of the Community Center is under the operations of the YMCA. Drainage and Mapping - This fund accounts for resources necessary to maintain existing maps and developing new maps and mapping systems for the City. LRRWMO - This fund is used to account for the City’s involvement with the Lower Rum River Watershed Management Organization (LRRWMO). Forestry - This fund was established to account for the protection of forest resources and the development of control plans to ensure preservation or restoration of these resources. - This fund is used to account for contributions associated with land development to be Trail and Transportation used for constructing and upgrading the City’s trail system. Right-of-Way Management/Utility - This fund is used to account for activity associated with the management of the public right-of-ways. Capital Equipment Reserve - This fund is used to account for the capital equipment/projects levy and the various capital expenditures it will be used for. Charitable Gambling - This fund accounts for the 10% of net profits received from gambling activities by local non- profit organizations. According to state statute, all expenditures from this fund must be for public services and police, fire and other emergency or public safety-related services, equipment, and training, excluding pension obligations. Construction Seal Coating - This fund accounts for the contributions associated with land development to be used for the respective developments first application of crack seal and seal coat. 89 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2008 With Comparative Totals For December 31, 2007 CommunityDrainage EDADevelopmentCommunityand GeneralBlock GrantCenterMappingLRRWMO Assets Cash and investments$ 318,023$ 2,260$ 31,001$ 78,578$ 18,285 Accrued interest 2,161 467 - - - Due from other governmental units 35,663 - - - - Accounts receivable 12,943 126,740 - - - Prepaid items 6,500 - - - - Property taxes receivable: Unremitted 295 - - - - Delinquent 936 - - - - Notes receivable 69,852 - - - - Inventory 8,446 - - - - Total assets333,12772,112208,350 79,04519,516 Liabilities and Fund Balance Liabilities: Interfund payable 700,000 - - - - Accounts payable 1,196 44,672 - - - Contracts payable - - - - - Deposits payable 33,970 - - - - Due to other governmental units 3,332 - - - - 10,891 627 Salaries payable 2,279 - - Deferred revenue 69,852 936 - - - Total liabilities 3,475 69,852 792,865 1,563 - Fund balance (deficit): Reserved for: Prepaid items 6,500 - - - - Inventory - 8,446 - - - Economic development 2,260 - - - - Unreserved: Designated for working capital 329,652 13,500 17,953 - - Designated for projects 65,545 - - - - Designated for equipment - - - - - Undesignated (599,461) - - - - Total fund balance (deficit) 329,652 2,260 (584,515) 79,045 17,953 Total liabilities and fund balance$333,127$72,112$208,350$ 79,045$19,516 90 Statement 14 Right-of-WayCapitalTotals Trail andManagement/EquipmentCharitableConstructionNonmajor Special Revenue Funds ForestryTransportationUtilityReserveGamblingSeal Coating20082007 $ 2,419$ 54,560$ 147,870$ 863,102$ 16,437$ 113,135$ 1,645,670$ 2,003,115 304 996 6,574 2,045 12,547 10,399 - - 3,899 39,562 43,780 - - - - - 139,683 136,758 - - - - - - 6,500 - - - - - - - 1,453 1,748 2,025 - - - - - 5,718 6,654 5,808 - - - - - 69,852 53,813 - - - - - - 8,446 8,196 - - - - - - 6,318 54,864 148,866876,84716,437115,180 1,930,6622,263,894 700,000600,000 - - - - - - 45,868 46,234 - - - - - - 9,259 - - - - - - - - 33,970 10,050 - - - - - 3,332 32,750 - - - - - - 1,552 15,349 9,941 - - - - - 5,718 97,172 173,678 338,750 - - - - 1,552 5,718 97,172 972,197 1,046,984 - - - 6,500 - - - - - - - 8,446 8,196 - - - - - - 2,260 4,261 - - - - - - 6,318 83,118 16,437 466,978 374,402 - - - 54,864 64,196 242,000 18,008 444,613 640,788 - - 629,129 629,129 669,855 - - - - - - (599,461) (480,592) - - - - - 6,318 54,864 147,314 871,129 16,437 18,008 958,465 1,216,910 $ 6,318$ 54,864$ 148,866$876,847$16,437$115,180$ 1,930,662$2,263,894 91 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2008 With Comparative Totals For The Year Ended December 31, 2007 CommunityDrainage EDADevelopmentCommunityand GeneralBlock GrantCenterMappingLRRWMO Revenues: General property taxes$ 33,546 $ -$ -$ -$ - Intergovernmental 12,313 687 - - - Charges for services 173,096 553,984 8,147 - - Investment income 13,387 105 (28,156) 3,361 324 Miscellaneous 1,693 6,012 472,459 281 - Total revenues 188,176 18,430 998,287 11,789 34,557 Expenditures: Current: General government - - - - - Public safety - - - - - Public works 7,010 28,438 - - - Parks and recreation 886,276 - - - - Economic development 108,941 20,431 - - - Capital outlay: Public works - - - - - Parks and recreation 13,952 - - - - Total expenditures 108,941 20,431 900,228 7,010 28,438 Revenues over (under) expenditures 79,235 (2,001) 98,059 4,779 6,119 Other financing sources (uses): Transfers out - (210,178) - - - Proceeds from sale of capital assets - - - - - Total financing sources (uses) (210,178) - - - - Net increase (decrease) in fund balance 79,235 (2,001) (112,119) 4,7796,119 Fund balance (deficit) - January 1250,417 4,261 (472,396) 74,266 11,834 Fund balance (deficit) - December 31$329,652$2,260$(584,515)$ 79,045$17,953 92 Statement 15 Totals Right-of-WayCapital Nonmajor Special Revenue Funds Trail andManagement/EquipmentCharitableConstruction ForestryTransportationUtilityReserveGamblingSeal Coating20082007 $ 197,557$ 231,103$ 230,301 $ -$ -$ -$ -$ - 10,527 4,119 27,646 34,950 - - - - 21,434 14,503 180,458 951,622 914,093 - - - 76 889 7,047 47,994 396 14,270 59,693 93,306 11,586 5,163 14,569 511,763 348,469 - - - 22,189 22,323 21,550 254,833 14,965 194,728 1,781,827 1,621,119 22,264 19,500 41,764 64,422 - - - - 8,453 - - - - - - - 22,389 60,858 3,330 228,740 350,765 186,117 - - 7,515 893,791 793,414 - - - - - 129,372160,051 - - - - - - 162,242 162,242 148,107 - - - - - 169,082 183,034 98,951 - - - - - 22,38960,858 364,433 19,500 228,740 1,760,968 1,459,515 - (200) 22,323 (39,308) (109,600) (4,535) (34,012) 20,859 161,604 (75,000) (285,178) (285,074) - - - - - 5,874 5,874 47,143 - - - - - (69,126) (279,304) (237,931) - - - - - (200) 22,323 (39,308) (178,726) (4,535) (34,012) (258,445) (76,327) 6,518 32,541 186,622 1,049,855 20,972 52,020 1,216,910 1,293,237 $ 6,318$ 54,864$ 147,314$871,129$16,437$18,008$ 958,465$1,216,910 93 - This page intentionally left blank - 94 NONMAJOR DEBT SERVICE FUNDS The City's Debt Service Funds account for six types of bonded indebtedness: Certificates of Indebtedness Capital Improvement Bonds G.O. Revenue Bonds Tax Increment Bonds Permanent Improvement Revolving Bonds State Aid Bonds Special Assessment Bonds Open Space Referendum Bonds Certificates of Indebtedness - (G.O. Equipment Certificates - 2005B, 2006B, 2007A and 2008) are repaid primarily from general property taxes. Capital Improvement Bonds - (G.O. Capital Improvement Bonds 2004A and 2005B) are repaid primarily from general property taxes - (EDA Public Facility Lease Revenue Bonds 2004) are repaid from annual lease payments G.O. Revenue Bonds from the YMCA, Community Center operations and general property tax. Tax Increment Bonds - (Tax Increment Refunding Bonds of 2003B and 2004B) are repaid primarily from tax increments. Permanent Improvement Revolving (PIR) Bonds - (G.O. PIR Bonds of 2003A and 2006A) are used to finance assessable improvements within the City and are repaid primarily from special assessments levied against benefited properties. State Aid Bonds - (2001B State Aid Bonds) are used to finance MSA eligible cost for road construction and improvements. These bonds are repaid from a portion of state aid allotments received by the City. Special Assessment Bonds - (G.O. Improvement Bonds 2005A) are used to finance assessable improvements within the City and are repaid primarily from special assessments levied against benefited properties. - are used to finance the purchase of land to remain as open space. Open Space Referendum Bonds 95 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2008 With Comparative Totals For December 31, 2007 EDA Public G.O.G.O.G.O.G.O. CapitaG.O. CapitaFacilit Leas llye EquipmenEquipmenEquipmenImprovemenImprovemenRevenu ttttte CertificatCertificatCertificatBondsBondsBonds eee 2006B2007A20082004A2005B2004 Assets Cash and investments $ 219,488$ 224,082$ 161,591$ 11,389$ 124,901$ 2,812 Cash and investments with escrow ag ent - - - - - 726,874 Accrued interest 977 839 618 - - 10,750 Due from other funds - - - - - - Propert taxes receivable: y Unremitted 1,378 1,891 1,323 3,009 984 7,494 Delinquent 4,670 6,409 4,485 10,196 3,335 25,400 Special assessments receivable: Delinquent - - - - - - Deferred - - - - - - Total assets 226,513 233,221 168,017 24,594 129,220 773,330 Liabilities and Fund Balance Liabilities: Interfund paable y - - - - - 70,000 Deferred revenue 4,670 6,409 4,485 10,196 3,335 25,400 Total liabilities 4,670 6,409 4,485 10,196 3,335 95,400 Fund balance: Reserved for debt service 221,843 226,812 163,532 14,398 125,885 677,930 Total liabilities and fund balance $ 226,513$ 233,221$ 168,017$ 24,594$ 129,220$ 773,330 96 Statement 1 6 G.O. TIG.O. TIG.O.G.O.G.O. FF Total RefundinPIR FunPIR FunStateImprovemenOpen Spaces Refundinggddt Nonmajor Debt Service Fund BondsBondsBonds oBonds oAid BondsBondsReferendus ffm 2003B2004B2003A2006A2001B2005ABonds20082007 $1,452,506$151,166$2,654,913$3,862,978 $ 45,752$ 12,151$ 11,281$ 12,435$ 225,359 - - - - - - - 726,874 740,859 296 - - - 323 18,913 609 33,325 30,152 - - - - - - 10,000 10,000 - - - - - - - 1,035 17,114 28,239 - - - - - - 3,326 57,821 72,954 - - - - - 10,392 - 10,392 - - 16,966 - - - 431,542 - 448,508 561,695 46,048 29,117 11,281 12,435 225,682 1,913,353 166,136 3,958,947 5,296,877 - - - - - - - 70,000 70,000 16,966 - - - 441,934 3,326 516,721 634,649 - - 16,966 - - - 441,934 3,326 586,721 704,649 11,281 46,048 12,151 12,435 225,682 1,471,419 162,810 3,372,226 4,592,228 $1,913,353$166,136$3,958,947$5,296,877 $ 46,048$ 29,117$ 11,281$ 12,435$ 225,682 97 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2008 With Comparative Totals For The Year Ended December 31, 2007 EDA Public G.O.G.O.G.O.G.O.G.O. CapitaG.O. CapitaFacility Leas lle EquipmenEquipmenEquipmenEquipmenImprovemenImprovemenRevenu tttttte CertificateCertificateCertificateCertificateBondsBondsBonds 2005B2006B2007200820042005B2004 AA Revenues: General property taxes$ 357,545$ $ -$ 163,771$ 224,732157,274$ 116,952$ 890,709 Tax increment collections - - - - - - - Intergovernmental - 3,374 4,629 3,236 7,356 2,413 18,340 Special assessments - - - - - - - Investment income - 5,386 3,425 3,022 (10,348) 801 11,279 Total revenues - 172,531 232,786 163,532 354,553 120,166 920,328 Expenditures: Debt service: Principal retirement 60,000 145,000 180,000 - 255,000 115,000 190,000 Interest 900 14,069 26,800 - 102,080 5,290 954,381 Paying agent fees - 543 543 - 111 514 2,111 Professional services - - - - - - - Total expenditures1,146,492 60,900 159,612 207,343 - 357,191 120,804 Revenues over (under) expenditures(638) (60,900) 12,919 25,443 163,532 (2,638) (226,164) Other financing sources (uses): Transfers in - 10,000 - - - - 210,178 Transfers out (15,648) - - - - - - Total other financing sources (uses) (15,648) 10,000 - - - - 210,178 (638) Net increase (decrease) in fund balance (76,548) 22,919 25,443 163,532 (2,638) (15,986) Fund balance - January 176,548198,924 201,369 - 17,036 126,523 693,916 Fund balance - December 31$ 14,398$ $ -$ 221,843$ 226,812163,532$ 125,885$ 677,930 98 Statement 17 G.O. TIFG.O. TIFG.O.G.O.G.O. e Totals RefundingRefundingPIR FundPIR FundStateImprovemenOpen Spac te BondsBondsBonds oBonds oAid BondBondsReferenduNonmajor Debt Service Funds ffsm 2003B2004B200320062001B2005Bonds20082007 AAA $ 1,739,7422,070,804$ $ -$ -$ -$ -$ -$ -$ 159,821 - - - - - - - - 1,474,219 - - - - 241,943 - - 281,291 323,798 - 15,111 - - - 65,544 - 80,655 2,021,621 (47,057)(13,848) 7,718 4,349 365 1,178 3,045 2,989 147,116 7,718 19,460 365 1,178 244,988 18,487 162,810 2,418,902 5,706,496 230,000 505,000 770,000 310,000 155,000 545,000 - 3,460,000 3,275,000 17,620 87,413 47,305 85,501 85,120 110,534 - 1,537,013 1,636,716 542 916 542 543 543 513 - 7,421 8,132 2,200 - 1,800 - - - - 4,000 1,430 250,362 593,329 819,647 396,044 240,663 656,047 - 5,008,434 4,921,278 (637,560)(2,589,532) (242,644) (573,869) (819,282) (394,866) 4,325 162,810 785,218 - - 785,000 380,000 - - - 1,385,178 2,261,360 --(15,648) - - - - - - - - 785,000 380,000 - - - 1,369,530 2,261,360 (637,560)(1,220,002) (242,644) (573,869) (34,282) (14,866) 4,325 162,810 3,046,578 288,692 586,020 45,563 27,301 221,357 2,108,979 - 4,592,228 1,545,650 $ 1,471,419225,682$$ 4,592,2283,372,226$ $ 46,048$ 12,151$ 11,281$ 12,435$ 162,810 99 - This page intentionally left blank - 100 NONMAJOR CAPITAL PROJECT FUNDS The City of Andover had the following Capital Projects Funds during the year: Storm Sewer Project - This fund was established to account for storm sewer fees and improvements as part of development and ongoing maintenance. - This fund was established to account for contributions associated with land development to be Park Dedication used for constructing and upgrading the City’s park system. Building Fund - This fund was established to account for miscellaneous building improvements for all facilities. Equipment Certificates 2007A - This fund was established to account for the purchase of capital equipment that was financed through the issuance of capital notes. - This fund was established to account for the purchase of capital equipment that was Equipment Certificates 2008 financed through the issuance of capital notes. Improvement Bonds 2005A - This fund was established to account for the various improvement projects at Andover Station North, including the construction of Jay Street. Open Space Referendum Bonds - This fund was established to account for the purchase of various land acquisitions for open space preservation within the City. 101 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECTS FUNDS December 31, 2008 Comparative Totals For December 31, 2007 StorEquipmen mt SeweParkBuildinCertificates rg ProjecDedicatioFund2008 tn Assets Cash and investments$1,556$82,269$75,119$515,669 Accrued interest3081,9702,992 - Property taxes receivable: Unremitted401- - - Delinquent1,581- - - Total assets1,55684,55977,089518,661 Liabilities and Fund Balance Liabilities: Interfund payables60,000- - - Accounts payable4,258-33,167 - Deferred revenue1,581- - - Total liabilities60,0005,839-33,167 Fund balance (deficit): Reserved for projects-485,494 - - Unreserved: Designated for projects78,72077,089 - - Undesignated(58,444)- - - Total fund balance (deficit)(58,444)78,72077,089485,494 Total liabilities and fund balance$1,556$84,559$77,089$518,661 102 Statement 18 Totals Open Spac e ReferenduNonmajor Capital Projects Funds m Bonds20082007 $2,839$677,452$1,151,390 -5,2707,524 -401472 -1,5811,303 2,839684,7041,160,689 10,00070,00060,000 1,69239,117109,556 -1,5811,303 11,692110,698170,859 -485,494735,141 -155,809310,634 (8,853)(67,297)(55,945) (8,853)574,006989,830 $2,839$684,704$1,160,689 103 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECTS FUNDS For The Year Ended December 31, 2008 With Comparative Totals For The Year Ended December 31, 2007 EquipmenEquipmen Stormtt SeweParBuildinCertificateCertificate rkgss ProecDedicatioFun2007A2008 jtnd Revenues: taxes$54,628 General property $ -$ -$ -$ - Interovernmental g - 1,138 - - - Investment income(2,499) (3,749) 836 8,262 12,905 Miscellaneous Park dedication fees - 133,585 - - - Other - 4,176 165,629 - - Total revenues(2,499) (3,749) 194,363 173,891 12,905 Expenditures: Current: Generalovernment g - - 5,286 - 3,652 11,162 Public safety - - - - Public works - - - - - Parks and recreation - 183,562 - - - Capital outla: y overnment 45,278 Generalg - - 256,288 66,528 Public safet y - - - - - Public works 191,631 - - - 87,231 Parks and recreation - 168,591 - - - Economic development - - - - - Construction/acquisition costs - - - - - Total expenditures 248,071 - 352,153 261,574 157,411 Revenues over (under) expenditures(2,499)(157,790)(87,683) (251,820)(144,506) Other financin sources (uses): g Transfers in - 75,000 15,648 - - Transfers out - - - - - Bonds issued - - - - 630,000 Bond premiu m - - - - - Total other financin sources (uses) g - 75,000 15,648 - 630,000 Net increase (decrease) in fund balance(2,499)(82,790)(72,035) (251,820) 485,494 Fund balance (deficit) - Januar 1(55,945) 251,820 y 161,510 149,124 - Fund balance (deficit) - December 31$(58,444)$78,720$77,089$485,494 $ - 104 Statement 1 9 Total ImprovemenOpen Spaces t Nonmajor Capital Projects Fund BondsReferendus m 2005ABonds20082007 $ 54,628$52,406 $ -$ - 1,138 - - 64,818 (11,716) (36) 4,003 97,173 133,585 - - 113,013 169,805 - - 95 (11,716) (36) 363,159 327,505 8,938 - - 15,109 11,162 - - 33,671 471,605 471,605 - 26,370 8,817 192,379 - 181,385 368,094 - - - - - - 82,152 278,862 - - 355,084 168,591 - - 719,845 - - - 140,162 - - - 266,935 471,605 8,817 1,499,631 1,820,713 (483,321) (8,853) (1,136,472)(1,493,208) 90,648 - - 73,250 (83,491) - - - 630,000 - - 760,000 - - - 3,401 720,648 - - 753,160 (483,321) (8,853) (415,824)(740,048) 483,321 989,830 - 1,729,878 $ (8,853)$ 574,006$989,830 $ - 105 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - EDA GENERAL Statement 20 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Charges for services$ 155,000$155,000$173,096$ 18,096$162,553 Investment income 2,0002,00013,387 11,38712,190 Miscellaneous1,693 1,69311,253 - - Total revenues 157,000157,000188,176 31,176185,996 Expenditures: Current: Economic development 143,017143,017108,941 34,076116,638 Net increase (decrease) in fund balance$ 13,983$13,98379,235$ 65,25269,358 Fund balance (deficit) - January 1250,417181,059 Fund balance (deficit) - December 31$329,652$250,417 106 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - COMMUNITY DEVELOPMENT BLOCK GRANT Statement 21 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Intergovernmental$ 50,000$50,000$12,313$ (37,687)$7,300 Investment income300300105 (195)178 Miscellaneous 3,5003,5006,012 2,5123,501 Total revenues 53,80053,80018,430 (35,370)10,979 Expenditures: Current: Economic development 50,00050,00020,431 29,56943,413 Net increase (decrease) in fund balance$ 3,800$3,800(2,001)$ (5,801)(32,434) Fund balance (deficit) - January 14,26136,695 Fund balance (deficit) - December 31$2,260$4,261 107 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - COMMUNITY CENTER Statement 22 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Charges for services$ 603,000$603,000$553,984$ (49,016)$590,935 Investment income(28,156) (28,156)(19,170) - - Miscellaneous 446,586446,586472,459 25,873304,371 Total revenues 1,049,5861,049,586998,287 (51,299)876,136 Expenditures: Current: Parks and recreation 859,123859,123886,276 (27,153)793,414 Capital outlay: Parks and recreation 11,00011,00013,952 (2,952)6,495 Total expenditures 870,123870,123900,228 (30,105)799,909 Revenue over (under) expenditures 179,463179,46398,059 (81,404)76,227 Other financing sources (uses) Transfers out (210,178)(210,178)(210,178)(237,274) - Net increase (decrease) in fund balance$ (30,715)$(30,715)(112,119)$ (81,404)(161,047) Fund balance (deficit) - January 1(472,396)(311,349) Fund balance (deficit) - December 31$(584,515)$(472,396) 108 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - DRAINAGE AND MAPPING Statement 23 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Charges for services$ 10,000$10,000$8,147$ (1,853)$46,579 Investment income 1,0001,0003,361 2,3613,480 Miscellaneous281 281 - - - Total Revenues 11,00011,00011,789 78950,059 Expenditures: Current: Public works 13,25113,2517,010 6,2418,291 Capital outlay: Public works5,187 - - - - Total expenditures 13,25113,2517,010 6,24113,478 Net increase (decrease) in fund balance$ (2,251)$(2,251)4,779$ 7,03036,581 Fund balance (deficit) - January 174,26637,685 Fund balance (deficit) - December 31$79,045$74,266 109 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - LRRWMOStatement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: General property taxes$ 35,000$35,000$33,546$ (1,454)$33,254 Intergovernmental687 6871,554 - - Investment income324 324(71) - - Total revenues 35,00035,00034,557 (443)34,737 Expenditures: Current: Public works 30,48930,48928,438 2,05126,265 Net increase (decrease) in fund balance$ 4,511$4,5116,119$ 1,6088,472 Fund balance (deficit) - January 111,8343,362 Fund balance (deficit) - December 31$17,953$11,834 110 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - FORESTRYStatement 25 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Intergovernmental$ 12,500$12,500$10,527$ (1,973)$16,896 Investment income76 76343 - - Miscellaneous11,586 11,5869,706 - - Total revenues 12,50012,50022,189 9,68926,945 Expenditures: Current: Public works 15,00015,00022,389 (7,389)18,526 Net increase (decrease) in fund balance$ (2,500)$(2,500)(200)$ 2,3008,419 Fund balance (deficit) - January 16,518(1,901) Fund balance (deficit) - December 31$6,318$6,518 111 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - TRAIL AND TRANSPORTATION Statement 26 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Charges for services$ 30,600$30,600$21,434$ (9,166)$16,541 Investment income 2,5002,500889 (1,611)6,324 Total revenues 33,10033,10022,323 (10,777)22,865 Expenditures: Current: Public works1,810 - - - - Capital outlay: Public works142,920 - - - - Total expenditures144,730 - - - - Net increase (decrease) in fund balance$ 33,100$33,10022,323$ (10,777)(121,865) Fund balance (deficit) - January 132,541154,406 Fund balance (deficit) - December 31$54,864$32,541 112 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - RIGHT-OF-WAY MANAGEMENT/UTILITY Statement 27 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Charges for services$ 40,000$40,000$14,503$ (25,497)$25,088 Investment income 5,0005,0007,047 2,04711,206 Total revenues 45,00045,00021,550 (23,450)36,294 Expenditures: Current: Public works 71,41071,41060,858 10,55256,955 Revenue over (under) expenditures (26,410)(26,410)(39,308) (12,898)(20,661) Other financing sources (uses) Transfers out(47,800) - - - - Net increase (decrease) in fund balance$ (26,410)$(26,410)(39,308)$ (12,898)(68,461) Fund balance (deficit) - January 1186,622255,083 Fund balance (deficit) - December 31$147,314$186,622 113 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CAPITAL EQUIPMENT RESERVE Statement 28 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: General property taxes$ 210,000$210,000$197,557$ (12,443)$197,047 Intergovernmental4,119 4,1199,200 - - Investment income 15,00015,00047,994 32,99457,221 Miscellaneous5,163 5,1631,945 - - Total revenues 225,000225,000254,833 29,833265,413 Expenditures: Current: General government 43,00043,00022,264 20,73647,878 Public safety8,453 - - - - Public works 242,000242,0003,330 238,670 - Parks and recreation 45,00045,0007,515 37,485 - Capital outlay: Public works162,242 (162,242) - - - Parks and recreation 50,00050,000169,082 (119,082)92,456 Total expenditures 380,000380,000364,433 15,567148,787 Revenues over (under) expenditures (155,000)(155,000)(109,600) 45,400116,626 Other financing sources (uses): Transfers out(75,000)(75,000) - - - Proceeds from the sale of capital assets5,874 5,87447,143 - - Total other finance sources (uses)(75,000)(69,126) 5,87447,143 - Net increase (decrease) in fund balance (155,000)$ $(230,000)(178,726)$ 51,274163,769 Fund balance (deficit) - January 11,049,855886,086 Fund balance (deficit) - December 31$871,129$1,049,855 114 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CHARITABLE GAMBLING Statement 29 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Investment income$396$ 396$1,114 $ -$ - Miscellaneous 13,00013,00014,569 1,56917,693 Total revenues 13,00013,00014,965 1,96518,807 Expenditures: Current: General government 25,50025,50019,500 6,00016,544 Net increase (decrease) in fund balance$ (12,500)$(12,500)(4,535)$ 7,9652,263 Fund balance (deficit) - January 120,97218,709 Fund balance (deficit) - December 31$16,437$20,972 115 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CONSTRUCTION SEAL COATING Statement 30 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2008 With Comparative Actual Amounts For The Year Ended December 31, 2007 Variance with Final Budget - Budgeted AmountsPositive2007 OriginalFinalActual(Negative)Actual Revenues: Charges for services$ 278,919$278,919$180,458$ (98,461)$72,397 Investment income 10,00010,00014,270 4,27020,491 Total revenues 288,919288,919194,728 (94,191)92,888 Expenditures: Current: Public works 278,919278,919228,740 50,17974,270 Net increase (decrease) in fund balance$ 10,000$10,000(34,012)$ (44,012)18,618 Fund balance (deficit) - January 152,02033,402 Fund balance (deficit) - December 31$18,008$52,020 116 INTERNAL SERVICE FUNDS Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the government and to other government units, on a cost reimbursement basis. The City of Andover had the following Internal Service Funds during the year: Central Equipment Maintenance – This fund accounts for the maintenance of the equipment for the City. Risk Management – This fund accounts for the expenditures in payment of insurance deductibles, loss reduction, safety training and administrative expense. 117 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET ASSETSStatement 31 INTERNAL SERVICE FUNDS December 31, 2008 With Comparative Totals for December 31, 2007 CentralIntra EquipmenRisActivitTotals tky MaintenanceManagemenElimination20082007 t Assets Current assets: Cash and cash equivalents$ 8,461$90,949$ 99,410$100,194 $ - Accrued interest165948 1,113757 - Interfund receivable60,000(60,000) - - - Prepaid items 1,750 1,7501,750 - - Inventories - at cost 65,450 65,45066,875 - - Total assets 75,826151,897(60,000) 167,723169,576 Liabilities Current liabilities: Interfund payable 60,000(60,000) - - - Accounts payable 21,1921,068 22,26020,156 - Contracts payable100 - - - - Due to other governmental units100 100 - - - Salaries payable 5,779359 6,1384,638 - Total liabilities 86,9711,527(60,000) 28,49824,894 Net assets Unrestricted$ (11,145)$150,370$ 139,225$144,682 $ - 118 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND Statement 32 CHANGES IN FUND NET ASSETS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2008 With Comparative Totals For The Year Ended December 31, 2007 Central EquipmentRiskTotals MaintenanceManagement20082007 Operating revenues: User charges$562,503$245,889$808,392$783,128 Other17212,976 13,14826,611 Total operating revenues562,675258,865821,540809,739 Operating expenses: Personal services217,19894,606311,804299,857 Supplies285,6231,177286,800290,400 Other service charges39,206194,934234,140288,054 Total operating expenses542,027290,717832,744878,311 Operating income (loss)20,648(31,852)(11,204)(68,572) Nonoperating revenues (expenses): Investment income975,650 5,7475,204 Change in net assets20,745(26,202) (5,457)(63,368) Net assets - January 1(31,890)176,572144,682208,050 Net assets - December 31$(11,145)$150,370$139,225$144,682 119 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF CASH FLOWSStatement 33 INTERNAL SERVICE FUNDS For The Year Ended December 31, 2008 With Comparative Totals For The Year Ended December 31, 2007 Centra l Totals EquipmenRis tk MaintenancManagemen20082007 et Cash flows from operating activities: Receipts from customers and users$562,675$258,865$821,540$809,739 Payment to suppliers(321,252)(196,159)(517,411)(578,190) Payment to employees(215,803)(94,501)(310,304)(298,793) Net cash flows from operating activities25,620(31,795)(6,175)(67,244) Cash flows from noncapital financing activities: Receipt of advances from other funds(20,000)(20,000)80,000 - Payment of advances to other funds20,00020,000(80,000) - Net cash flows from noncapital financing activities(20,000)20,000- - Cash flows from investing activities: Investment income(68)5,4595,3915,233 Net increase in cash and cash equivalents5,552(6,336)(784)(62,011) Cash and cash equivalents - January 12,90997,285100,194162,205 Cash and cash equivalents - December 31$8,461$90,949$99,410$100,194 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss)$20,648$(31,852)$(11,204)$(68,572) Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: Decrease (increase) in prepaid items-(670) - - Decrease (increase) in inventory1,4251,425(4,839) - Increase (decrease) in accounts payable2,152(48)2,1046,390 Increase (decrease) in contracts payable(100)(100) - - Increase (decrease) in due to other governmental units 100100(617) - Increase (decrease) in salaries payable1,3951051,5001,064 Total adjustments4,972575,0291,328 Net cash provided by operating activities$25,620$(31,795)$(6,175)$(67,244) 120 AGENCY FUNDS Agency Funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations and/or other governmental units. The City of Andover had the following Agency Funds during the year: General Escrow – This fund is used to account for distribution of funds for insurance premiums of retirees. General Agency – This fund is used to account for the collection and distribution of funds relating to building and land development activities. 121 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET ASSETS Statement 34 FIDUCIARY FUNDS December 31, 2008 GeneralGeneral EscrowAgencyTotal Assets Cash and investments 36,087$ 452,297$$ 488,384 Liabilities Accounts payable 27 10,973 11,000 Deposits payable36,060441,323 477,383 Total liabilities$36,087$452,296$ 488,383 122 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF CHANGES IN ASSETS AND LIABILITIES Statement 35 FIDUCIARY FUNDS For The Year Ended December 31, 2008 BalanceBalance January 1,December 31, 2008AdditionsDeletions2008 General Escrow Fund Assets Cash and investments 16,742$ 60,596$$(41,250)$36,088 Liabilities Accounts payable-20,202(20,175)27 Deposits payable16,74240,394(21,075)36,061 Total liabilities$16,742$60,596$(41,250)$36,088 General Agency Fund Assets Cash and investments 266,314$ 2,461,706$$(2,275,723)$452,297 Accounts receivable - net 2,0005,000(7,000)- Total assets$271,314$2,463,706$(2,282,723)$452,297 Liabilities Accounts payable3,6501,082,112(1,074,788)10,974 Due to other governments92- (92)- Deposits payable267,5721,381,594(1,207,843)441,323 Total liabilities$271,314$2,463,706$(2,282,723)$452,297 Total Fiduciary Funds Assets Cash and investments 283,056$ 2,522,302$$(2,316,973)$488,385 Accounts receivable - net 2,0005,000(7,000)- Total assets$288,056$2,524,302$(2,323,973)$488,385 Liabilities Accounts payable3,6501,102,314(1,094,963)11,001 Due to other governments92- (92)- Deposits payable284,3141,421,988(1,228,918)477,384 Total liabilities$288,056$2,524,302$(2,323,973)$488,385 123 - This page intentionally left blank - 124 SUPPLEMENTARY FINANCIAL INFORMATION 125 CITY OF ANDOVER, MINNESOTA COMBINED SCHEDULE OF INDEBTEDNESS December 31, 2008 Authorized IssueMaturityInterestand DateDateRateIssue GOVERNMENTAL ACTIVITIES: General Obligation Revenue Bonds: 2004 EDA Pub Fac Lease Revenue Bonds4/23/20042/1/20142.215-5.400%19,580,000$ 2006 EDA Pub Fac Lease Revenue Refunding Bonds 12/1/20062/1/20344.00-4.50%10,000,000 2007 EDA Pub Fac Lease Revenue Refunding Bonds 1/1/20072/1/20344.00-4.50%6,865,000 Total general obligation revenue bonds36,445,000 Special Assessment Bonds: 2005A G.O. Improvement Bonds4/28/20052/1/20132.95-3.65%3,560,000 Tax Increment Bonds: 2003B G.O. Tax Increment Refunding Bonds6/1/20038/1/20102.00-3.00%1,530,000 2004B G.O. Tax Increment Refunding Bonds3/16/20048/1/20102.00-3.25%4,260,000 Total tax increment bonds5,790,000 Certificates of Indebtedness: 2005B G.O. Equipment Certificates4/28/20052/1/20082.65-3.10%310,000 2006B G.O. Equipment Certificates5/10/20062/1/20103.60-3.65%460,000 2007A G.O. Equipment Certificates3/13/20072/1/20114.00%760,000 2008 G.O. Equipment Certificates9/23/20082/1/20123.50%630,000 Total certificates of indebtedness2,160,000 Capital Improvement Bonds: 2004A G.O. Capital Improvement Bonds3/16/20042/1/20172.00-3.75%3,890,000 2005B G.O. Capital Improvement Bonds4/28/20052/1/20092.65-3.10%340,000 Total capital improvement bonds4,230,000 Permanent Improvement Revolving Bonds: 2003A Permanent Improvement Revolving Bonds 6/1/20032/1/20102.00-2.60%4,580,000 2006A Permanent Improvement Revolving Bonds 5/10/20062/1/20143.60-3.85%2,450,000 Total permanent improvement revolving bonds7,030,000 State Aid Bonds: 2001B State Aid Street Bonds6/5/20012/1/20172.90-5.00%2,755,000 Total Bonded Indebtedness61,970,000 Compensated absences504,893 Total governmental activities indebtedness62,474,893 BUSINESS-TYPE ACTIVITIES: General Obligation Revenue Bonds: 2002 G.O. Water Revenue Bonds5/9/20028/1/20122.30-5.00%9,780,000 2007B G.O. Water Revenue Refunding Bonds3/13/20072/1/20234.00-4.25%6,570,000 Total general obligation revenue bonds16,350,000 Compensated absences107,333 Total business-type activities indebtedness16,457,333 Total City indebtedness$78,932,226 126 Exhibit 1 Principal Payments PriorCurrentOutstanding2009 Payment YearsYear12/31/08PrincipalInterestTotal $ 370,000$ 190,000$19,020,000$390,000$944,806$ 1,334,806 10,000,000424,228 424,228 - - - 6,865,000291,983 291,983 - - - 370,000 190,000 35,885,000390,0001,661,017 2,051,017 545,000 3,015,000565,00093,738 658,738 - 810,000 230,000 490,000240,00013,020 253,020 970,000 505,000 2,785,000520,00074,600 594,600 1,780,000 735,000 3,275,000760,00087,620 847,620 970,000 250,000 60,000 - - - - 145,000 315,000155,0008,649 163,649 - 180,000 580,000185,00019,500 204,500 - 630,000150,00016,240 166,240 - - 250,000 385,000 1,525,000490,00044,389 534,389 595,000 255,000 3,040,000265,00095,580 360,580 110,000 115,000 115,000115,0001,783 116,783 705,000 370,000 3,155,000380,00097,363 477,363 2,195,000 770,000 1,615,000795,00030,463 825,463 310,000 2,140,000325,00074,031 399,031 - 2,195,000 1,080,000 3,755,0001,120,000104,494 1,224,494 840,000 155,000 1,760,000160,00078,582 238,582 6,140,000 3,460,000 52,370,0003,865,0002,167,203 6,032,203 504,893 - - - - - 6,140,000 3,460,000 52,874,8933,865,0002,167,203 6,032,203 1,310,000 360,000 8,110,000375,000374,439 749,439 6,570,000266,146 266,146 - - - 1,310,000 360,000 14,680,000375,000640,585 1,015,585 107,333 - - - - - 1,310,000 360,000 14,787,333375,000640,585 1,015,585 $ 7,450,000$ 3,820,000$67,662,226$4,240,000$2,807,788$ 7,047,788 127 CITY OF ANDOVER, MINNESOT A SCHEDULE OF TAX CAPACITY RATES AND LEVIESExhibit 2 Taxes Payable 20092008 Tax capacity values$31,446,280$31,165,079 Captured tax increment value(2,343,333)(2,211,805) Fiscal disparities - contribution(1,070,166) (989,404) Local taxable value28,032,78127,963,870 Fiscal disparities - distribution4,395,187 3,903,250 Adjusted tax capacit$32,427,968$31,867,120 y 20092008 dTax CapacityCertifiedTax Capacity Certifie LevyRateLevyRate General Revenue Levy: General Fund6,844,236$ 6,526,135$ Capital Equipment/Projects210,000 210,000 Parks Projects59,410 57,680 Road and Bridge1,151,136 1,107,341 Pedestrian Trail Maintenance51,773 50,265 Total General Revenue Levy8,316,55525.755% 7,951,42124.953% Debt Service Levy: 2004A G.O. Capital Improvement Bonds378,609 374,934 2004 EDA Public Facility Revenue Bonds980,914 934,203 2005B G.O. Capital Improvement Bonds 122,622 - 2006B G.O. Equipment Certificate171,066 171,832 2007A G.O. Equipment Certificate221,340 235,806 2008 G.O. Equipment Certificate179,895 165,000 2009 G.O. Equipment Certificate147,241 - Total Debt Service Levy2,079,0656.426% 2,004,3976.323% Lower Rum River Watershed 0.303%35,00035,000 0.309% Total10,430,62032.484% 9,990,81831.585% Voter-Approved Open Space Referendum - MV162,9000.00551% 162,9000.00555% $10,593,520$10,153,718 128 CITY OF ANDOVER, MINNESOTA SCHEDULE OF DEFERRED TAX LEVIESExhibit 3 GENERAL OBLIGATION BONDS December 31, 2008 Tax Increment Bonds Certificates of Indebtedness Taxes Paabl2003B2004BTota2006B2007A2008Tota yell $ 544,520 2009$ 253,020$ 594,600$ 847,620$ 162,920$ 210,800$ 170,800 379,410 2010 257,500 590,812 848,312 - 208,000 171,410 2011 171,810 - 610,050 610,050 - - 171,810 2012 - 607,875 607,875 - - - - 2013 - 599,588 599,588 - - - - $ 3,513,4453,002,925$ 162,920$$ 1,095,740 $ 510,520$ 418,800$ 514,020 EDA Public Facility Lease RefundinRefundinTota Revenueggl Capital Improvement Bonds TaxesBondsBondsBondsDeferred Ta x Paabl2004A2005BTotaof 2004of 2006of 2007TotaLevie yells $ 699,806$2,569,309 2009$ 360,580$ 116,783$ 477,363$ 699,806$ -$ - 700,6842,296,824 2010 368,418 - 368,418 700,684 - - 694,8911,851,894 2011 375,143 - 375,143 694,891 - - 697,4561,691,324 2012 385,993 - 385,993 697,456 - - 693,5341,684,027 2013 390,905 - 390,905 693,534 - - 627,4781,032,074 2014 404,596 - 404,596 269,373 212,114 145,991 630,0111,047,011 2015 417,000 - 417,000 - 371,528 258,483 632,1111,055,161 2016 423,050 - 423,050 - 372,828 259,283 629,9121,057,787 2017 427,875 - 427,875 - 369,589 260,323 2018 628,837628,837 - - - - 369,064 259,773 2019 632,811632,811 - - - - 368,628 264,183 2020 630,739630,739 - - - - 372,525 258,214 2021 628,577628,577 - - - - 366,328 262,249 2022 626,066626,066 - - - - 369,921 256,145 2023- 623,254623,254 - - - 370,234 253,020 2024 629,630629,630 - - - - 365,207 264,423 2025 625,273625,273 - - - - 367,812 257,461 2026 625,793625,793 - - - - 364,346 261,447 2027 625,333625,333 - - - - 363,444 261,889 2028 623,897623,897 - - - - 359,127 264,770 2029 622,158622,158 - - - - 362,690 259,468 2030 625,221625,221 - - - - 363,030 262,191 2031 621,665621,665 - - - - 359,379 262,286 2032 621,233621,233 - - - - 362,592 258,641 2033 624,980624,980 - - - - 362,313 262,667 2034-563,660 954,771954,771 - - - 391,111 $ 116,7833,553,560$ $ 3,755,7443,670,343$$ 16,976,121$25,255,649 $7,736,359$5,484,018 129 CITY OF ANDOVER, MINNESOTA SCHEDULE OF FUND TRANSFERSExhibit 4 December 31, 2008 TransfeTransfe rr InOu t General Fund Water Fund EF$145,874$-General Fund Admin Allocatio n Sewer Fund EF45,320-General Fund Admin Allocatio n Total General Fund191,194- Special Revenue Funds (SRF) Community Center SRF Lease Revenue Bonds - Community Center DSF 210,178- Debt Service Allocatio n Capital Equipment Reserve SRF Park Dedication CPF 75,000- Andover Station North Buildin g Total Special Revenue Funds-285,178 Debt Service Funds (DSF) 2003A PIR DSF Permanent Improvement Revolving CPF785,000 Debt Service Allocatio- n 2004 EDA Public Facility Lease Revenue Bond DSF Lease Revenue Bonds - Community Center SRF 210,178 - Debt Service Allocatio n 2005B G.O. Equipment Certificate DSF Building Fund CPF-15,648Close Fun d 2006A PIR DSF Permanent Improvement Revolving CPF380,000 Debt Service Allocatio- n 2006B G.O. Capital Note DSF Storm Sewer Fund EF -10,000 Debt Service Allocatio n Total Debt Service Funds1,385,17815,648 Capital Projects Funds (CPF) Water Trunk Fund CPF Water Fund EF 163,469- Debt Service Allocatio n Sewer Trunk Fund CPF Sewer Fund EF -350,000 Replacement Reserv e Park Dedication CPF Capital Equipment Reserve SRF -75,000 Andover Station North Buildin g Building Fund CPF 2005B G.O. Equipment Certificate DSF -15,648 Close Fun d Permanent Improvement Revolving CPF 2003A PIR DSF 785,000- Debt Service Allocatio n 2006A PIR DSF 380,000- Debt Service Allocatio n 1,165,000- Total Capital Projects Funds$440,648$1,328,469 130 CITY OF ANDOVER, MINNESOTA SCHEDULE OF FUND TRANSFERSExhibit 4 December 31, 2008Continue d TransfeTransfe rr InOu t Enterprise Funds (EF) Water Fund EF Water Trunk Fund CPF163,469 Debt Service Allocatio- n General Fun 145,874- General Fund Admin Allocatio dn 163,469145,874 Sewer Fund EF General Fun 45,320- General Fund Admin Allocatio dn Sewer Trunk Fund CPF-350,000Replacement Reserv e 395,320- Storm Sewer Fund EF 2006B G.O. Capital Note DSF- 10,000 Debt Service Allocatio n Total Enterprise Funds163,469551,194 Total All Funds$2,180,489$2,180,489 131 - This page intentionally left blank - 132 III.STATISTICAL SECTION This part of the City of Andover’s comprehensive annual financial report presents detailed information as a context for understanding what the information in the financial statements, note disclosures, and required supplementary information says about the City’s overall financial health. Contents Page Financial Trends 134 These tables contain trend information to help the reader understand how the City’s financial performance and well-being have changed over time. Revenue Capacity139 These tables contain information to help the reader assess the City’s most significant local revenue source, the property tax. Debt Capacity145 These tables present information to help the reader assess the affordability of the City’s current levels of outstanding debt and the City’s ability to issue additional debt in the future. 150 Demographic and Economic Information These tables offer demographic and economic indicators to help the reader understand the environment within which the City of Andover’s financial activities take place. Operating Information152 These tables contain service and infrastructure data to help the reader understand how the information in the City’s financial report relates to the services the City provides and the activities it performs. 133 CITY OF ANDOVER, MINNESOTA NET ASSETS BY COMPONENTTable 1 Last Five Fiscal Years (accrual basis of accounting) 20042005200620072008 Governmental Activities Invested in capital assets, net of related debt52,230,713$ $ 67,652,236$ 74,858,759$ 77,285,905$ 79,644,769 Restricted 17,182,422 6,565,168 14,838,788 24,271,706 24,769,079 Unrestricted 19,617,813 19,740,176 9,064,042 4,786,886 3,480,169 Total governmental activities net assets 89,030,948 93,957,580 98,761,589 106,344,497 107,894,017 Business-Type Activities Invested in capital assets, net of related debt35,111,309 35,588,013 38,419,302 38,580,630 37,606,052 Unrestricted 3,197,522 3,032,746 3,281,875 3,659,887 4,005,471 Total business-type activities net assets 38,308,831 38,620,759 41,701,177 42,240,517 41,611,523 Primary Government Invested in capital assets, net of related debt87,342,022 103,240,249 113,278,061 115,866,535 117,250,821 Restricted 17,182,422 6,565,168 14,838,788 24,271,706 24,769,079 Unrestricted 22,815,335 22,772,922 12,345,917 8,446,773 7,485,640 Total primary government net assets$ 127,339,779$ 132,578,339$ 140,462,766$ 148,585,014$ 149,505,540 Note: The City began to report accrual information when it implemented GASB 34 in 2002. 134 CITY OF ANDOVER, MINNESOTA CHANGES IN NET ASSETSTable 2 Last Five Fiscal Years (accrual basis of accounting) 20042005200620072008 Expenses Governmental activities: General government$ 2,265,215$ 2,432,433$ 2,637,584$ 2,509,011$ 2,505,105 Public safety 3,138,069 3,353,798 3,443,285 3,851,086 4,035,884 Public works 5,268,813 3,937,423 3,031,459 3,783,509 5,144,197 Sanitation 26,843 - - - - Parks and recreation 2,028,177 1,575,582 2,442,305 2,954,753 2,963,218 Recycling 113,234 118,599 91,378 94,929 85,397 Economic development 941,624 459,635 626,103 2,265,605 540,285 Interest on long-term debt 1,708,303 1,797,469 1,668,444 2,303,567 2,219,130 Total governmental activities expenses 15,490,278 13,674,939 13,940,558 17,762,460 17,493,216 Business-type activities: Water 1,956,995 2,160,502 2,232,144 2,587,847 2,563,781 Sewer 1,351,506 1,555,010 1,585,548 1,631,224 1,794,891 Storm sewer 389,290 400,114 408,003 537,151 521,975 Total business-type activities expenses 3,697,791 4,115,626 4,225,695 4,756,222 4,880,647 Total primary government expenses 19,188,069 17,790,565 18,166,253 22,518,682 22,373,863 Program Revenues Governmental activities: Charges for services: General government 814,518 709,538 471,573 785,600 647,081 Public safety936,061 1,001,912 804,447 662,299 721,289 Public works 495,835 379,890 325,672 408,656 427,043 Parks and recreation29,683461,679 749,407 859,531 1,049,032 Recycling 29,062 32,810 35,379 33,158 35,897 Economic development 218,605 182,535 199,840 - - Operating grants and contributions 1,640,389 2,535,140 959,286 1,129,099 917,618 Capital grants and contributions 7,010,826 3,934,686 4,920,694 8,794,164 1,069,607 Total governmental activities program revenue10,956,374 9,055,655 8,485,063 12,855,042 5,067,407 Business-type activities: Charges for services: Water 1,723,068 1,510,119 1,768,388 2,025,452 1,987,432 Sewer 1,361,839 1,550,745 1,691,728 1,771,670 1,869,327 Storm sewer 242,090 248,753 287,397 288,372 297,125 Capital grants and contributions 214,920 823,797 2,761,282 158,113 142,133 Total business-type activities program revenue3,541,917 4,133,414 6,508,795 4,243,607 4,296,017 Total primary government program revenues 14,498,291 13,189,069 14,993,858 17,098,649 9,363,424 Net (Expense)/Revenue Governmental activities (4,533,904) (4,619,284) (5,455,495) (4,907,418) (12,425,809) Business-type activities (155,874) 17,788 2,283,100 (512,615) (584,630) Total primary government net expense$ (4,689,778)$ (4,601,496)$(3,172,395)$ (5,420,033)$ (13,010,439) 135 CITY OF ANDOVER, MINNESOTA CHANGES IN NET ASSETSTable 2 Last Five Fiscal Years(Continued) (accrual basis of accounting) 20042005200620072008 General Revenues and Other Changes in Net Assets Governmental activities: Taxes General property taxes6,260,772$ 7,066,852$ 8,084,559$ 8,897,755$ 9,752,701$ Tax increment collections 1,186,396 1,285,195 1,562,131 1,661,204 1,783,270 Unrestricted grants and contributions 141,870 86,906 77,642 486,626 274,402 Unrestricted investment earnings 681,563 690,648 1,019,304 1,967,583 1,514,012 Gain on sale of capital assets 1,817,938 251,504 219,910 191,735 234,070 Transfers (1,735,251) (438,426) (704,042) (714,577) 416,874 Total governmental activities 8,353,288 8,942,679 10,259,504 12,490,326 13,975,329 Business-type activities: Unrestricted investment earnings 7,895 47,620 87,376 337,378 372,510 Gain on sale of capital assets 6,854 5,900 - - - Transfers 1,735,251 438,426 704,042 714,577 (416,874) Total business-type activities 1,750,000 486,046 797,318 1,051,955 (44,364) Total primary government 10,103,288 9,428,725 11,056,822 13,542,281 13,930,965 Change in Net Assets Governmental activities 3,819,384 4,323,395 4,804,009 7,582,908 1,549,520 Business-type activities 1,594,126 503,834 3,080,418 539,340 (628,994) Total primary government$ 5,413,510$ 4,827,229$ 7,884,427$ 8,122,248$ 920,526 Note: The City began to report accrual information when it implemented GASB 34 in 2002. 136 CITY OF ANDOVER, MINNESOTA FUND BALANCES - GOVERNMENTAL FUNDSTable 3 Last Five Fiscal Years (modified accrual basis of accounting) 20042005200620072008 General Fund Reserved$85,586$126,320$144,496$208,216$193,805 Unreserved3,216,9793,076,1573,248,3173,682,2443,981,230 Total general fund3,302,5653,202,4773,392,8133,890,4604,175,035 All Other Governmental Funds Reserved for: Special revenue funds35,78358,57046,84912,45717,206 (1)(2) 21,359,06220,132,603 Debt service funds5,934,3461,872,59911,342,527 Capital project funds7,293,6901,335,858633,078735,141604,494 Unreserved reported in: Designated: Special revenue funds1,927,3811,262,8821,569,7921,685,0451,540,720 Capital project funds15,213,11015,018,31714,433,93412,011,08313,483,426 Undesignated: Special revenue funds24,1481,487(323,404)(480,592)(599,461) Capital project funds(230,160)(491,849)(54,174)(55,945)(67,297) Total all other governmental funds30,198,29819,057,86427,648,60235,266,25135,111,691 Total governmental funds$33,500,863$22,260,341$31,041,415$39,156,711$39,286,726 (1) Note:In 2006, the EDA issued $10,000,000 of Public Facility Lease Revenue Refunding Bonds to refund a portion of the 2004 EDA's $19,580,000 Public Facility Lease Revenue Bonds, Series 2004. (2) In 2007, the EDA issued $6,865,000 of Public Facility Lease Revenue Refunding Bonds to refund a portion of the 2004 EDA's $19,580,000 Public Facility Lease Revenue Bonds, Series 2004. 137 CITY OF ANDOVER, MINNESOTA CHANGES IN FUND BALANCES - GOVERNMENTAL FUNDSTable 4 Last Five Fiscal Years (modified accrual basis of accounting) 20042005200620072008 Revenues General property taxes$ 6,272,762$ 7,033,613$ 8,057,592$ 8,833,249$ 9,695,103 Tax increment collections 1,193,467 1,285,639 1,546,394 1,659,222 1,762,119 Licences and permits 674,008 724,436 598,094 475,893 525,339 Intergovernmental 1,755,041 2,663,683 2,661,726 1,644,914 1,175,205 Special assessments 4,243,328 2,045,969 1,289,590 3,342,039 1,638,006 Charges for services 1,389,245 1,692,316 1,770,156 2,035,735 1,724,052 Fines 79,450 90,530 91,490 101,445 104,930 Investment income 678,308 684,173 1,014,801 1,962,379 1,508,265 Miscellaneous Park dedication fees 842,042 286,316 626,567 113,013 133,585 Connection charges 1,720,520 1,311,426 372,133 829,624 254,903 Other 658,037 578,389 395,789 621,798 800,857 Total Revenues 19,506,208 18,396,490 18,424,332 21,619,311 19,322,364 Expenditures General government 2,171,248 2,349,965 2,343,332 2,399,297 2,366,574 Public safety 2,915,958 3,093,298 3,268,236 3,580,240 3,796,965 Public works 4,944,489 3,650,351 2,817,475 3,491,353 4,843,288 Sanitation 26,732 - -- - Parks and recreation 1,315,100 1,309,987 1,599,885 1,825,706 1,953,822 Recycling 114,052 116,506 90,590 94,669 86,631 Economic development 918,451 426,708 626,103 2,265,605 538,293 Unallocated 21,992 9,798 8,454 6,915 17,999 Capital outlay 1,420,387 1,616,709 987,075 2,803,485 1,460,662 Debt service Principal 6,839,000 8,487,0005,254,0003,275,000 3,460,000 Interest 1,063,363 2,042,003 1,683,599 2,089,857 2,253,223 Other 94,869 13,226 253,134 167,187 15,645 Construction/acquisition costs 12,154,653 11,146,387 4,579,910 360,742 - Total expenditures 34,000,294 34,261,938 23,511,793 22,360,056 20,793,102 Excess (deficiency) of revenues over expenses(14,494,086) (15,865,448) (5,087,461) (740,745) (1,470,738) Other Financing Sources (Uses) Transfers in 1,076,000 224,000 522,000 578,925 580,343 Transfers out (739,438) - (167,424) (57,671) (163,469) Bonds issued 21,280,000 4,210,000 2,910,000 760,000 630,000 Refunding bonds issued 6,450,000 - 10,000,000 6,865,000 - Payment to refunded bonds escrow agent (2,145,864) - - - - Bond premium23,438--3,401- Bond discount(497,883)(28,961)--- Proceeds from the sale of capital assets2,872,654219,887603,959706,386553,879 Total other financing sources (uses)28,318,9074,624,92613,868,5358,856,0411,600,753 Net change in fund balances$13,824,821$(11,240,522)$8,781,074$8,115,296$130,015 Debt service as a percentage of noncapital expenditures39.15%49.04%40.07%28.82%29.63% 138 CITY OF ANDOVER, MINNESOTA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTYTable 5 Last Ten Fiscal Years Real PropertyPersonal PropertyTotalTotalNet Tax Capacity TaxableNet TaxTaxableNet TaxTaxableNet TaxDirectas a Percentage YearMarket ValueCapacityMarket ValueCapacityMarket ValueCapacityTax Rateof Market Value 1999$1,051,879,200n/a$17,547,300n/a$1,069,426,500$14,605,63323.508%n/a 20001,171,553,600 $15,690,055 18,139,600 1,189,693,200 16,305,88522.735%1.37% $ 615,830 20011,354,146,000 18,348,662 18,285,500 1,372,431,500 18,969,45922.736%1.38% 620,797 20021,539,835,500 15,336,075 17,999,800 1,557,835,300 15,695,61533.511%1.01% 359,540 20031,886,169,900 17,549,064 20,202,300 1,906,372,200 17,951,90433.376%0.94% 402,840 20042,059,947,400 20,142,088 20,761,100 2,080,708,500 20,556,10431.584%0.99% 414,016 20052,321,605,300 23,027,376 21,718,900 2,343,324,200 23,461,04531.414%1.00% 433,669 20062,603,704,500 26,204,279 22,003,500 2,625,708,000 26,643,63531.556%1.01% 439,356 20072,800,462,600 28,897,916 21,998,500 2,875,150,800 29,337,16231.003%1.02% 439,246 20082,969,639,300 30,749,076 20,837,800 3,046,838,900 31,165,07631.276%1.02% 416,000 Source : Anoka County Property Tax Division 139 CITY OF ANDOVER, MINNESOTA PROPERTY TAX RATES - PER $1,000 OF ASSESSED TAX CAPACITY VALUE Table 6 DIRECT AND OVERLAPPING GOVERNMENTS Years 2000 through 2009 TaxesDirectOverlapping Governments PayableCity (1)SchoolCountyOtherTotalTotal 2000 22.735 55.589 30.861 3.134 89.584 112.319 2001 22.736 50.230 28.859 2.850 81.939 104.675 2002 33.511 29.070 37.976 3.745 70.791 104.302 2003 33.376 27.802 37.714 3.755 69.271 102.647 2004 31.584 21.218 35.340 3.482 60.040 91.624 2005 31.414 21.492 33.080 4.021 58.593 90.007 2006 31.556 20.046 32.096 3.755 55.897 87.453 2007 31.003 19.337 30.675 3.671 53.683 84.686 2008 31.414 16.962 31.041 4.604 52.607 84.021 2009 32.049 18.247 32.051 3.251 53.549 85.598 Source : Anoka County Property Tax Division Note : (1) Includes the Lower Rum River Watershed 140 CITY OF ANDOVER, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONSTable 7 Last Five Fiscal Years Collected Within the Fiscal Year of Levy TotalMarket ValueCollections InTotal Collections to Date TaxTaxHomesteadTotalPercentageSubsequentPercentage YearLevyLevyCreditCollectedof LevyYearsAmountof Levy 20046,781,700$ $ 6,184,626$ 57,934$ 6,242,56092.05%56,875$ $ 6,299,43592.89% 20057,556,813 6,973,307 13,179 6,986,48692.45%79,399 7,065,88593.50% 20068,550,919 7,977,279 1,700 7,978,97993.31%79,450 8,058,42894.24% 20079,316,427 8,738,606 410,519 9,149,12598.20%110,593 9,259,71899.39% 200810,153,718 9,554,130 *9,752,344198,214 96.05%Not Available * Included in the total tax levy is approximately $400,000 of market value homestead credit (MVHC) that the City will not be receiving. Due to State legislative actions to deal with the State budget deficit, the MVHC program was significantly reduced for the City of Andover. 141 CITY OF ANDOVER, MINNESOTA PRINCIPAL TAXPAYERSTable 8 Current Year and Twelve Years Ago 20081997 NetPercentage ofNetPercentage of TaxTotal CityTaxTotal City TaxpayersCapacityRankTax CapacityCapacityRankTax Capacity Connexus Energy$226,48810.71%$364,4622.03% 1 Target Corporation221,65620.70%- - - Andover Limited Partnership169,70630.53%228,8231.27% 2 Presbyterian Homes of Andover164,89940.52%- - - 116 LLC141,96650.45%- - - Minnegasco, Inc.137,88660.43%137,0380.76% 3 Andover Station LLC109,68070.34%- - - BDT Holdings LLC109,41680.34%- - - Grey Oaks Inc.100,79890.32%- - - Great River Energy98,944100.31%57,7400.32% 7 Individual - Residential--76,4810.43% 4 Xcel Energy--75,4680.42% 5 Minnesota Pipe Line Company--63,6160.35% 6 Individual - Restaurant--49,2890.27% 8 MN Interstate Pipeline--46,0970.26% 9 Kottke Bus Service, Inc.--41,4990.23% 10 Total$1,481,4394.65%$1,140,5136.35% Net Tax Capacity$31,867,123$17,951,904 Source: Anoka County Property Tax Division 142 CITY OF ANDOVER, MINNESOTA ESTIMATED MARKET VALUES AND NEW CONSTRUCTION Table 9 Last Ten Fiscal Years Estimated Market ValuesNew Construction Commercial / IndustrialResidential Commercial / YeaIndustrial (1)ResidentiaTotaPermitsValuPermitsValu rllee 1999$73,940,400$995,486,100$ 51,069,426,500 1,404,084$$47,763,200 4 11 200082,616,3001,107,076,9001,189,693,20046,322,000 1412,672,448 3 42 200195,215,2001,277,216,3001,372,431,50043,378,128 821,086,481 2 85 2002107,671,6001,450,163,7001,557,835,30031,848,000 1910,616,851 2 18 2003127,728,4001,778,643,8001,906,372,2004,764,04628,973,300 13 1 82 2004144,629,1001,936,079,4002,080,708,50036,224,546 1619,926,817 2 51 2005168,684,2002,174,640,0002,343,324,2006,571,67134,309,393 20 2 26 2006191,931,8002,433,776,2002,625,708,00025,236,120 81,791,896 1 53 2007211,760,9002,663,389,9002,875,150,800 92,403,831 9 118,347,873 2008233,801,7002,813,037,2003,046,838,900 1116,878,603 4 911,116,400 Note: (1) also includes agricultural, public utility, railroad operating property, and personal propert y 143 CITY OF ANDOVER, MINNESOTA SPECIAL ASSESSMENT LEVIES AND COLLECTIONSTable 10 Last Ten Fiscal Years TotalDelinquent CollectionsAssessments CurrentCurrentPercent ofDelinquentTotalas a Percent ofOutstandingas a Percent of AssessmentsAssessmentsAssessmentsAssessmentAssessmentCurrentDelinquentCurrent YearDue (1)CollectedCollectedCollectionsCollectionsAssessments DueAssessmentsAssessments Due 93.96%$ 38,568102.12%$ 71,48915.13% 1999$ 472,647$ 4 44,080$ 4 82,648 98.06% 36,374106.46% 15,8713.66% 2000 433,242 4 24,854 4 61,228 94.95% 5,93396.32% 26,2646.08% 2001 432,207 4 10,380 4 16,313 93.38% 5,69495.11% 37,40411.37% 2002 328,831 3 07,051 3 12,745 98.03% 5,91799.14% 49,3299.25% 2003 533,340 5 22,851 5 28,768 98.39% 7,921102.51% 15,1577.88% 2004 192,373 1 89,279 1 97,200 98.34% 4,002100.58% 22,21712.45% 2005 178,434 1 75,471 1 79,473 85.41% 4,79087.53% 51,72122.95% 2006 225,365 1 92,477 1 97,267 87.14% 12,46094.75% 76,42046.65% 2007 163,817 1 42,750 1 55,210 90.20% 1,47990.60% 174,80947.74% 2008 366,203 3 30,304 3 31,783 Note : (1) Only includes assessments certified to Anoka County. 144 CITY OF ANDOVER, MINNESOTA RATIO OF NET BONDED DEBTTable 11 TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA Last Ten Fiscal Years General Bonded Debt Outstanding (2) GrossLess DebtNetPercentageNet Bonded FiscalTaxableBondedServiceBondedof EstimatedDebt YearPopulation (1)Market ValueDebtFundDebtMarket ValuePer Capita 1999 24,358$ 1,069,426,500$ 3,500,000$ (123,675)$ 3,376,3250.32% $ 1 38.61 2000 26,588 1,189,693,200 3,280,000 (48,001) 3,231,9990.27% 1 21.56 2001 27,446 1,372,431,500 4,210,000 (94,728) 4,115,2720.30% 1 49.94 2002 28,664 1,557,835,300 3,680,000 (112,848) 3,567,1520.23% 1 24.45 2003 28,939 1,906,372,200 3,710,000 (88,875) 3,621,1250.19% 1 25.13 2004 29,262 2,080,708,500 24,236,000 (815,322) 23,420,678*1.13% 8 00.38 2005 30,080 2,343,324,500 24,389,000 (1,041,140) 23,347,8601.00% 7 76.19 2006 30,222 2,625,708,000 33,850,000 (10,739,510) 23,110,4900.88% 7 64.69 2007 30,263 2,875,150,800 40,880,000 (17,822,418) 23,057,5820.80% 7 61.91 2008 30,750 3,046,838,900 40,565,000 (17,939,959) 22,625,0410.74% 735.77 Notes: (1) Source: Metropolitan Council (2) Only includes debt supported by tax levy. * 2004 is the start of the 2004 EDA Public Facility Revenue Bonds of which approximately half of the annual debt service payments will come from a lease with the YMCA. 145 CITY OF ANDOVER, MINNESOTA COMPUTATION OF DIRECT AND OVERLAPPING DEBT Table 12 December 31, 2008 Gross General ObligationPercentageNet Amount Bonded DebtApplicableApplicable Outstandingto Cityto City Direct: City of Andover40,565,000$ (1)100.0000%40,565,000$ Overlapping: Anoka County$ 136,775,000(2)8.9805%12,283,147 ISD No. 11 Anoka-Hennepin 124,306,689(2)12.8285%15,946,682 ISD No. 15 St. Francis 43,265,000(2)6.9699%3,015,507 Metropolitan Council 157,950,000(2)0.8867%1,400,471 Total Overlapping Debt 32,645,807 Total Overlapping and Direct Debt$ 73,210,807 Notes: (1) Only includes debt supported by tax levy. (2) Information obtained from Anoka County. 146 CITY OF ANDOVER, MINNESOTA COMPUTATION OF LEGAL DEBT MARGINTable 13 Last Five Fiscal Years 20042005200620072008 Estimated Taxable Market Value$ 1,966,284,300$ 2,244,286,800$ 2,543,591,200$ 2,800,462,600$ 2,969,639,300 Debt limitation Debt limit percent2%2%2%2%3% Debt limit in dollars 39,325,686 44,885,736 50,871,824 56,009,252 89,089,179 Debt applicable to limit: Total bonded debt 56,941,000 52,344,000 59,665,000 70,240,000 67,050,000 Less: Nonapplicable debt G.O. water revenue bonds (9,470,000) (9,150,000) (8,815,000) (15,040,000) (14,680,000) Special assessment bonds - (3,560,000) (3,560,000) (3,560,000) (3,015,000) Tax increment bonds (13,215,000) (7,065,000) (4,715,000) (4,010,000) (3,275,000) Permanent improvement revolving bonds (7,680,000) (5,975,000) (6,660,000) (4,835,000) (3,755,000) State aid bonds (2,340,000) (2,205,000) (2,065,000) (1,915,000) (1,760,000) Less: Cash and investments in related debt service funds (815,322) (1,041,140) (10,739,510) (17,822,418) (17,939,959) Total debt applicable to limitation 23,420,678 23,347,860 23,110,490 23,057,582 22,625,041 Legal debt margin$ 15,905,008$ 21,537,876$ 27,761,334$ 32,951,670$ 66,464,138 Total debt applicable to the limit as a percentage of debt limit59.56%52.02%45.43%41.17%25.40% 147 CITY OF ANDOVER, MINNESOTA PLEDGED-REVENUE COVERAGETable 14 Last Five Fiscal Years 2002 G.O. Water Revenue Bonds Water Enterprise Fund Less:Net FiscalOperatingOperatingTransfersAvailableDebt Service YearRevenuesExpenses (1)In (2)RevenuePrincipalInterestCoverage 20041,723,068$$1,492,307$739,438$970,199$310,000$429,438 1.31 20051,510,1191,111,874398,245320,000421,393 - 0.54 20061,768,3881,139,500167,474796,362335,000411,720 1.07 20072,025,4521,264,37057,671818,753345,000395,775 1.11 20081,987,4321,218,444163,469932,457360,000382,753 1.26 2004 EDA Public Facility Lease Revenue Bonds (3) Debt Service Community Center Special Revenue Fund Less:NetGeneral FiscalOperatingOperatingAvailableProperty TaxDebt Service YearRevenueExpensesRevenueRevenuePrincipalInterestCoverage 2005$522,839$589,900$(67,061)$748,376$-$1,194,167 0.57 2006741,241748,146(6,905)800,349185,000964,102 0.69 2007876,136799,90976,227844,123185,000959,731 0.80 2008998,287900,22898,059890,709190,000954,381 0.86 Special Assessment and Permanent Improvement Revolving Bonds Special FiscalAssessmentDebt Service YearCollectionsPrincipalInterestCoverage 20044,243,328$$2,210,000$283,6571.70 20052,045,9691,705,000192,1531.08 20061,289,5901,765,000289,1740.63 20073,342,0391,825,000314,1521.56 20081,638,0061,625,000243,3400.88 Tax Increment Financing Bonds Tax FiscalIncrementDebt Service YearRevenuePrincipal (4)InterestCoverage 20041,072,852$$675,000$450,1390.95 20051,160,1901,975,000419,2200.48 20061,414,2542,350,000193,0450.56 20071,474,219705,000120,5451.79 20081,614,651105,0331.92 ( 5)735,000 Notes: Details regarding the City's outstanding debt can be found in the notes to the financial statements. (1) Operating expenses includes transfers out because the administrative allocation and replacement reserve transfer is built into the user fees. Operating expenses does not include interest and depreciation. (2) The transfer in is included because a portion of the trunk connection charge associated with adding additional users to the water system is designated to compensate prior years capital investment in water utility infrastructure and the treatment plant. (3) Half of the facility financed by these bonds is leased to the Greater Minneapolis YMCA, their lease payments start in 2008. Future YMCA lease payments will significantly reduce the City's obligation on debt service payments. (4) Net of crossover refundings. (5) Starting in 2008, all tax increment revenues will now be receipted in the Tax Increment Projects Capital Projects Fund and transferred over as needed to make the debt service payments. In 2008, the debt service fund had sufficient funds to make its debt service payment. 148 CITY OF ANDOVER, MINNESOTA OUTSTANDING DEBT BY TYPETable 15 Last Five Fiscal Years 20042005200620072008 City of Andover's Outstanding Debt Governmental activities G.O. revenue bonds$ 19,580,000$ 19,580,000$29,395,000$ 36,075,000$ 35,885,000 Special assessment bonds - 3,560,000 3,560,000 3,560,000 3,015,000 Tax increment bonds 13,215,000 7,065,000 4,715,000 4,010,000 3,275,000 Certificates of indebtedness 766,000 699,000 580,000 1,280,000 1,525,000 Capital improvement bonds 3,890,000 4,110,000 3,875,000 3,525,000 3,155,000 Permanent improvement revolving bonds 7,680,000 5,975,000 6,660,000 4,835,000 3,755,000 State aid bonds 2,340,000 2,205,000 2,065,000 1,915,000 1,760,000 Compensated absences 359,355 410,402 459,299 509,851 504,893 Total governmental activities 47,830,355 43,604,402 51,309,299 55,709,851 52,874,893 Business-type activities G.O. revenue bonds 9,470,000 9,150,000 8,815,000 15,040,000 14,680,000 Compensated absences 65,234 66,816 74,675 90,228 107,333 Total business-type activities 9,535,234 9,216,816 8,889,675 15,130,228 14,787,333 Total outstanding debt$ 57,365,589$ 52,821,218$60,198,974$ 70,840,079$ 67,662,226 Total outstanding debt as a percentage of personal income7.74%6.41%7.06%8.05%7.76% Total outstanding debt per capita$ 1,960$ 1,756$ 1,992$ 2,341$ 2,200 149 CITY OF ANDOVER, MINNESOT A DEMOGRAPHIC AND ECONOMIC STATISTICSTable 16 Last Five Years City of AndoverAnoka County PersonalPersonalPer CapitaUnemployment YearPopulationIncome (2)Population (3)Income (2)Income (3)Percentage $ 741,235,722$8,024,303,5184.5% 2004 2 9,262 316,778$ 2 5,331 824,041,6008,788,398,1853.8% 2005 3 0,080 320,803 2 7,395 852,769,6419,227,051,0343.9% 2006 3 0,222 327,005 2 8,217 879,544,3279,481,977,8594.5% 2007 3 0,263 326,252 2 9,063 872,285,2509,396,455,2826.9% (1) 2008 3 0,750 331,246 2 8,367 Notes: (1) Estimates from Metropolitan Council (2) The personal income is calculated by taking the per capita income of Anoka County and multiplying it by the population for both the City and County. (3) Information from U.S. Census Bureau 150 CITY OF ANDOVER, MINNESOTA PRINCIPAL EMPLOYERSTable 17 Current Year and Twelve Years Ago 20081997 PercentagePercentage of Total Cityof Total City TaxpayerEmployeesRankEmploymentEmployeesRankEmployment Anoka Hennepin I.S.D. No. 1157431.9%26.8% 1 2 66 1 Bunker Hills Regional Park/Activity Center 23713.2%0.0% 2 - - 11.1%19.2% Kottkes' Bus Service, Inc. 200(1) 3 1 90 2 Target 1679.3% 4 - - - Anoka County Highway Department 1417.8%11.1% 5 1 10 4 Columbia Park Medical Group - Andover 1075.9% 6 - - - Meadow Creek Christian School 1005.5%7.6% 7 7 5 6 Festival Foods 975.4%12.1% 8 1 20 3 Farmstead at Andover 945.2% 9 - - - City of Andover 854.7% 1 0 - - - Merwin Drug Company8.7% - - - 8 6 5 POV's Sports Bar & Grill5.5% - - - 5 5 7 Ed Fields & Sons, Inc.5.0% - - - 5 0 8 City of Andover4.0% - - - 4 0 9 Total 1,802100.0%100.0% 9 92 Source : Minnesota Department of Employment and Economic Development (1) Number of employees as of March, 2006 151 CITY OF ANDOVER, MINNESOTA FULL TIME EQUIVALENT EMPLOYEESTable 18 CITY GOVERNMENT EMPLOYEES BY FUNCTION/PROGRAM Last Five Fiscal Years Function/Program20042005200620072008 Governmental Administration 1 .34 1 .47 1 .30 1 .45 1 .15 Human resources 0 .06 0 .06 0 .07 0 .02 0 .01 City clerk 1 .84 1 .84 1 .84 1 .91 1 .43 Elections 0 .10 0 .10 0 .10 0 .10 0 .08 Financial administration 3 .72 2 .99 2 .85 2 .35 1 .97 Information systems 1 .01 0 .91 0 .91 0 .91 0 .91 Planning and zoning 3 .57 4 .57 4 .75 4 .75 4 .25 Engineering 4 .57 4 .67 4 .57 4 .78 4 .41 EDA general 1 .38 1 .21 0 .70 0 .70 0 .85 LRRWMO 0 .31 0 .21 0 .21 0 .21 0 .21 Risk management 0 .13 0 .13 0 .10 0 .10 0 .10 Public Safety Fire 3 .31 3 .25 3 .10 3 .10 3 .10 Protective inspection 5 .91 5 .58 6 .03 6 .08 5 .78 Civil defense 0 .05 0 .05 0 .05 0 .05 0 .05 Public Works Streets and highways 5 .02 5 .35 6 .12 6 .20 6 .00 Snow and ice 3.21 3 .85 3 .92 3 .27 3 .49 Street signs 1 .17 1 .20 1 .35 1 .44 1 .41 Tree preservation 0 .12 - - - - Weed control- 0 .17 - - - Forestry 0 .10 0 .10 0 .10 - - ROW management / utility 0 .75 0 .85 0 .85 0 .60 0 .65 Water 4 .93 5 .04 5 .57 4 .78 4 .84 Sewer 2 .77 3 .15 2 .97 3 .18 3 .24 Storm sewer 1 .60 1 .60 2 .01 1 .95 2 .20 Central equipment 2 .90 2 .91 2 .92 2 .96 2 .96 Park & Recreation Park and recreation 6 .66 6 .85 7 .33 7 .05 6 .85 Community center - 2 .10 2 .12 2 .12 2 .23 Recycling 1 .21 1 .26 0 .93 0 .88 0 .86 5 8.55 6 1.37 6 2.12 6 1.16 5 8.75 Source: City Finance Department Note : Employees are allocated to various departments based on the functions that they perform. 152 CITY OF ANDOVER, MINNESOTA OPERATING INDICATORS BY FUNCTION/PROGRAMTable 19 Last Five Years Function/Program20042005200620072008 General government Registered voters 16,094n/a 16,813n/a 1 7,830 Voters registering election day 2,000n/a 2,200n/a 2 ,727 Number of precinctsn/an/a 10 10 1 0 Public safety Police Number of calls for services 12,675 12,861 11,516 12,150 11,617 Number of traffic citations 1,795 1,795 1,673 1,710 2,475 Number of patrol hours 30,856 30,856 30,856 30,240 30,240 Fire Fire responses 420 325 443 366 352 Emergency medical responses 580 594 645 736 700 Protective inspections Inspections 6,396 6,536 8,128 5,456 4,012 Residential permits 251 226 153 91 42 Other permits 1,162 2,473 2,481 2,095 2,179 Public works Streets and highways Asphalt streets maintained (miles) 176 178 187 189 189 Gravel roads maintained (miles) 8 8 8 8 8 Cul-de-sacs and dead ends maintained 310 320 329 330 336 Parks and recreation Number of City parks 58 58 63 65 66 Total acreage mowed 272 265 200 297 297 Ballfields maintained 26 25 24 27 28 Number of playgrounds 36 33 35 37 37 Soccer fields maintained 22 20 16 16 19 Trail maintained (miles) 24 26 23 35 35 Community center bookings (hrs) Fieldhouse n/a 1,405 7,450 8,514 8,282 Ice arena2,393 n/a 2,002 2,405 2,497 Water New connections220 247 197 63 33 Total customers 5,410 5,657 5,854 5,917 5,950 Annual consumption (thousands of gallons) 8 62,265 856,671 1,014,251 1,046,789 993,626 Sanitary Sewer New connections 198 229 129 120 23 Total customers 6,291 6,528 6,657 6,777 6,800 Storm Sewer Total customers 9 ,446 9,516 9,744 9,785 9,800 Storm sewer lines maintained (miles) 39 43 51 65 66 Source: Various City Departments 153 CITY OF ANDOVER, MINNESOTA CAPITAL ASSET STATISTICS BY FUNCTION/PROGRAMTable 20 Last Five Years Function/Program20042005200620072008 Public Safety Fire Stations 3 3 3 3 3 Fire vehicles 18 1 8 18 2 0 20 Protective inspections Vehicles 4 3 3 3 3 Public Works Streets and Highways Streets (miles) 184 1 86 187 1 89 189 Street lights 1 ,080 1,105 1 ,187 1,204 1 ,212 Traffic signals 18 2 0 22 2 2 23 Parks and Recreation Parks 58 5 8 63 6 5 66 Ball fields 35 2 5 24 2 7 28 Soccer fields 25 1 6 16 1 6 19 Playgrounds 36 3 3 35 3 7 37 Trails (miles) 24 2 6 23 3 5 35 Community centersn/a 1 1 1 1 Water Water treatment plants 1 1 1 1 1 Storage facilities 3 3 3 3 3 Water main (miles) 79 7 9 107 1 08 108 Connections 5,450 5 ,300 5,854 5,917 5 ,950 Sanitary sewer Sewer main (miles)n/a 8 2 90 9 1 91 Connections 6 ,100 6,250 6 ,657 6,777 6 ,800 Number of lift stations 7 8 9 9 9 Storm sewer Storm sewer lines (miles) 39 4 3 51 6 5 66 154