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HomeMy WebLinkAbout2002 CAFRCOMPREHENSIVE ANNUAL FINANCIAL REPORT FOR THE YEAR ENDED DECEMBER 31, 2002 MINNESOTA - This page intentionally left blank - xx 1685 CROSSTOWN BOULEVARD N.W. ANDOVER, MINNESOTA 55304 (763) 755-5100 x FAX (763) 755-8923 WWW.CI.ANDOVER.MN.US Comprehensive Annual Financial Report of the City of Andover, Minnesota For the Year Ended December 31, 2002 Prepared By: Finance Department City of Andover - This page intentionally left blank - CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. I. INTRODUCTORY SECTION Letter of Transmittal2 Organization9 Organizational Chart10 II. FINANCIAL SECTION Independent Auditor's Report12 Management's Discussion and Analysis14 Basic Financial Statements: Government-Wide Financial Statements: Statement of Net AssetsStatement 124 Statement of ActivitiesStatement 225 Fund Financial Statements: Balance Sheet - Governmental FundsStatement 326 Statement of Revenues, Expenditures, and Changes in Fund Balances - Governmental FundsStatement 428 Reconciliation of the Statement of Revenues, Expenditures, and Changes in Fund Balances of Governmental Funds Statement 530 Statement of Net Assets - Proprietary FundsStatement 631 Statement of Revenues, Expenses, and Changes in Fund Net Assets - Proprietary FundsStatement 732 Statement of Cash Flows - Proprietary FundsStatement 833 Statement of Fiduciary Net Assets - Fiduciary FundsStatement 934 Notes to Financial Statements35 Required Supplementary Information: Budgetary Comparison Schedule - General FundStatement 1066 Notes to Required Supplementary Information: Legal Compliance - Budgets68 Modified Approach for City Streets and Trails Infrastructure Capital Assets68 Combining and Individual Fund Statements and Schedules: Nonmajor Governmental Funds: Combining Balance Sheet - Nonmajor Governmental FundsStatement 1173 Combining Statement of Revenues, Expenditures and Changes in Fund Balance - Nonmajor Governmental FundsStatement 1274 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. Nonmajor Special Revenue Funds: Subcombining Balance Sheet - Nonmajor Special Revenue FundsStatement 1376 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Special Revenue FundsStatement 1478 Nonmajor Debt Service Funds: Subcombining Balance Sheet - Nonmajor Debt Service FundsStatement 1582 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Debt Service FundsStatement 1684 Nonmajor Capital Projects Funds: Subcombining Balance Sheet - Nonmajor Capital Project FundsStatement 1788 Subcombining Statement of Revenues, Expenditures and Changes in Fund Balances - Nonmajor Capital Project FundsStatement 1890 Special Revenue Funds: Schedules of Revenues, Expenditures and Changes in Fund Balances - Budget and Actual: ForestryStatement 1992 LRRWMOStatement 2093 Drainage and MappingStatement 2194 EDA GeneralStatement 2295 Trail and TransportationStatement 2396 Septic DisposalStatement 2497 Right-of-Way Management/UtilityStatement 2598 Capital Equipment ReserveStatement 2699 Developer Seal CoatingStatement 27100 Oak Wilt Suppression ProgramStatement 28101 Internal Service Funds: Combining Statement of Net Assets - Internal Service FundsStatement 29103 Combining Statement of Revenues, Expenses, and Changes in Fund Net Assets - Internal Service FundsStatement 30104 Combining Statement of Cash Flows - Internal Service FundsStatement 31105 Agency Funds: Combining Statement of Net Assets - Fuduciary FundsStatement 32107 Capital Assets Used in the Operation of Governmental Funds: Schedule By SourceStatement 33109 Schedule By Function and ActivityStatement 34110 Schedule of Changes By Function and ActivityStatement 35112 Supplementary Financial Information: Combined Schedule of IndebtednessExhibit 1114 Schedule of Tax Capacity Rates and LeviesExhibit 2116 Schedule of Deferred Tax Levies - General Obligation BondsExhibit 3117 CITY OF ANDOVER, MINNESOTA TABLE OF CONTENTS Page ReferenceNo. III. STATISTICAL SECTION (UNAUDITED) Government-Wide Information: Government-Wide Expenses By FunctionTable 1120 Government-Wide Revenues By SourceTable 2121 Fund Information: General Fund Revenues By Source - Last Ten Fiscal YearsTable 3122 General Fund Expenditures By Function - Last Ten Fiscal YearsTable 4123 Property Tax Levies and Collections - Last Ten Fiscal YearsTable 5124 Special Assessment Levies and Collections - Last Ten Fiscal YearsTable 6124 Computation of Legal Debt Margin - December 21, 2002 and 2001Table 7125 Assessed and Estimated Actual Value of Taxable Property - Years 1994 through 2003Table 8125 Ratio of Net Bonded Debt to Assessed Value and Net Bonded Debt Per Capita Last Ten Fiscal YearsTable 9126 Ratio of Annual Debt Service Expenditures for General Bonded Debt to Total General Governmental Expenditures - Last Ten Fiscal YearsTable 10127 Property Tax Rates - Direct and Overlapping Governments - Years 1994 through 2003Table 11127 Computation of Direct and Overlapping Debt Including Debt RatiosTable 12128 Principal TaxpayersTable 13128 Building Permits, Property Values and Households - Last Ten Fiscal YearsTable 14129 DemographicsTable 15130 Miscellaneous Statistical DataTable 16131 - This page intentionally left blank - I. INTRODUCTORY SECTION 1 xx 1685 CROSSTOWN BOULEVARD N.W. ANDOVER, MINNESOTA 55304 (763) 755-5100 x FAX (763) 755-8923 WWW.CI.ANDOVER.MN.US June 23, 2003 To the Honorable Mayor and City Council City of Andover 1685 Crosstown Blvd. NW Andover, Minnesota 55304 Dear Honorable Mayor and Council Members: The Comprehensive Annual Financial Report is submitted in conformance with all applicable governing laws and regulations. The following has set the standards forth: *Andover City Policy and Code *The State Auditor, State of Minnesota *Government Finance Officers Association *Governmental Accounting Standards Board RESPONSIBILITY. Responsibility for both the accuracy of the presented data and the completeness of the financial statements including all disclosures rests with the City. We believe the data, as presented, is accurate in all material aspects. This report has been presented in a manner designed to fairly set forth the financial position and results of operations as measured by the financial activity of its various funds. FINANCIAL STATEMENT FORMAT. This Comprehensive Annual Financial Report is presented in three main sections: I.Introductory II.Financial III.Statistical Introduction Theincludes a list of the City's principal officials as of December 31, 2002, the table of contents, organizational chart, and Financial Section this Letter of Transmittal. The includes: (1) independent auditor's opinion; (2) management’s discussion and analysis; (3) government wide and fund financial statements; (4) notes to the financial statements; (5) required supplementary information; (6) the Statistical Section combining statements, individual fund statements; and, (7) the supplemental information. The includes tables and reports of various economic, social, financial and fiscal data designed to reflect trends and ratios. GAAP require that management provide a narrative introduction, overview, and analysis to accompany the basic financial statements in the form of Management’s Discussion and Analysis (MD&A). This letter of transmittal is designed to complement MD&A and should be read in conjunction with it. The City of Andover’s MD&A can be found immediately following the report of the independent auditors. REPORTING ENTITY. All City funds, departments, commissions, and other organizations for which the City of Andover is financially accountable are presented within the Comprehensive Annual Financial Report. The Andover Firefighters’ Relief Association does not meet the established criteria for inclusion in the reporting entity, and accordingly are excluded from this report. GENERAL INFORMATION. The city we know today as Andover was first organized in 1857 under the name “Round Lake Township.” However, in 1860 the name was changedto “Grow Township” in honor of Senator Galusha A. Grow of Pennsylvania. Senator Grow spoke at a political campaign in Anoka that year, and the town name was changed to reflect Senator Grow because of his strong advocacy of the Union cause. At that time, the population was 330 and included the geographical area we know today as Ham Lake. In fact, the area of Ham Lake was considered a part of Grow Township until 1871. In 1972, the Grow Township Board of Supervisors recognized that the town was growing at a very rapid rate. They felt a village form of government would provide better services to the community. Board supervisors then voted in favor of proceeding with the incorporation process. The board voted to submit a new name for the village. “Andover Village” was chosen because the name Andover had historical interest. The historical interest, we believe, came from the Andover train station. You may have heard the popular “train myth” about how Andover received its name. The myth states that a train tipped over in a swamp, and an eyewitness, relaying the incident, said it “went over and over,” thereby naming the city “Andover.” However, research 2 To the Honorable Mayor and City Council City of Andover, Minnesota Anoka County Union Newspaper - reveals that the name Andover first appeared in an article dated March 14, 1899 in the before train tracks were ever built in the city. The article stated that the Eastern Minnesota line of the Great Northern Railway was in the process of constructing railroad tracks from the Coon Creek Cut-off to the North. The railway announced that new railroad stations with mathematical precision were to be located five miles apart from each other. Thenew stations (from Coon Creek to the North, along the new railroad line) were to be named Andover, Cedar, Bethel, Isanti, Cambridge, Stanchfield, Braham, Grasston, Cornell, and Brook Park. On July 4, 1899, the first train passed through the Andover Station. Where the railway came up with the name Andover still remains unknown. Andover Village was established in 1972 and then became the City of Andover, a city of the fourth class, in 1974. Today the City of Andover’s population exceeds 26,000, classifying it as a third class city. The City of Andover as it exists today consists of 23,040 acres. Andover has a population estimated at 28,908. A rapidly growing suburb of the northern metropolitan area, the City of Andover is approximately sixteen miles from Minneapolis. SERVICES PROVIDED. The City of Andover provides various services to the residents in the community. The current services are: General Government: Mayor and City councilFinancial administrationInformation systems NewsletterElectionsFacility management City clerkAssessingEngineering AdministrationLegalRisk management Human resourcesPlanning and zoning Public Safety: PoliceProtective inspectionAnimal control Fire protectionCivil defense Public Works: Streets and highwaysStreet signsTraffic signals Snow and ice removalCentral equipment maintenanceWater maintenance Street lighting Sanitation: Storm sewersTree preservation & weed controlSanitary sewer maintenance Parks and Recreation Recycling GOVERNMENT STRUCTURE. Andover is a statutory city with the City Council appointing a City Administrator. The City Administrator has operating responsibilities for all City functions. IMPLEMENTATION OF GASB 34 In June 1999, the GASB issued Statement 34, which is the most comprehensive government accounting rule ever developed. This standard substantially changes the way state and local governments report their financial activity. Andover has implemented these changes for 2002. A summary of the most significant changes is as follows: 1.Government-wide financial statements are prepared using full accrual accounting 2.Basic fund financial statements present major funds instead of fund types 3.Budgetary comparisons include original and amended budgets 4.All infrastructures have been capitalized and all capital assets are depreciated except streets and trails that are under the modified approach. 5.A management discussion and analysis is included as required supplemental information 3 To the Honorable Mayor and City Council City of Andover, Minnesota ECONOMIC CONDITION AND OUTLOOK Very moderate population growth is expected to continue in 2002 and 2003, with an estimated population of 34,500 by 2010. The rate of residential growth slowed substantially in 1999 and 2000 as the availability of residentially zoned property decreased. The City experienced a significant amount of commercial growth during 2000 and 2001. Continual commercial growth is anticipated over the next five to ten years, beyond that growth will slow as the amount of undeveloped commercially zoned property also declines. The City's General Fund has two major categories of revenue, which accounted for 74% of the total in 2002. They are general property taxes at 58%, and intergovernmental revenues at 16%. Intergovernmental revenue includes state aids, such as local government aid, market value homestead credit, highway maintenance aid, fire relief aid and police aid; and county grants, such as recycling and community development. Local Government Aid (LGA) and Market Value Homestead Credit (MVHC) make up over 52% of intergovernmental revenue, and total $119,827 and $420,560, respectively. During the past several years, the State of Minnesota has made numerous changes to laws pertaining to the distribution of LGA, Homestead and Agricultural Credit Aid (HACA) and MVHC. The City was able to make up this loss through an increased tax levy. Thus, substantially increasing the local tax rate for 2002. The tax laws that resulted in this change also greatly reduced school district property tax levies, resulting in no net tax increase for most residential property owners. Sweeping changes approved in 2003 will result in the loss of approximately $590,000 in aid to Andover in 2003. The state will allow cities the ability to levy up to 60% of the lost 2003 aid in 2004. LGA, HACA and MVHC for 1998 through 2003 are as follows: YearLGAHACAMVHCTotal 1998$122,651$378,975$-$501,626 1999111,145462,796-573,941 2000119,752490,237-609,989 2001119,758489,991-609,749 2002119,827-563,754683,581 2003*--86,86486,864 *Due to the state budget deficit, the City will not be receiving any LGA and limited MVHC. For 1998 through 2000, Cities with populations over 2,500 were under levy limit restrictions imposed by the State. Levy limits severely curb the ability of Cities to generate additional tax revenue needed to respond to an increasing demand for services. For 1999 and 2000, the levy limit formula was modified to allow for increases based on commercial and industrial growth. This was a favorable change for Andover, as the City experienced a surge in commercial growth during the past few years. Levy limits were lifted for 2001 but were reinstated for 2002 and 2003. Strict levy limits are anticipated for 2004 that will not allow cities the ability to capture residential and commercial market value growth. The State's property tax reform efforts have also included modifications to property class rates. Reductions in the class rates for all major types of property have occurred in 1998, 1999, 2000, and for 2002. These changes resulted in a decrease in the taxable value of most properties. These changes and the impact on various valued properties are shown in the following table: 4 To the Honorable Mayor and City Council City of Andover, Minnesota Class Rate 199819992000 & 20012002 Residential Homestead Value to $75,0001.00%1.00%1.00%1.00% $76,000 to $500,0001.85%1.70%1.65%1.00% Over $500,0001.85%1.70%1.65%1.25% Commercial / Industrial Value to $150,0002.70%2.45%2.40%1.50% Value above $150,0004.00%3.50%3.40%2.00% Tax Capacity 199819992000 & 20012002 Taxable Market Value Residential Homestead $100,000$1,213$1,175$1,163$1,000 $150,0002,1382,0251,9881,500 $200,0003,0632,8752,8132,000 $250,0003,9883,7253,6382,500 $300,0004,9134,5754,4633,000 Commercial / Industrial $550,00020,05017,67517,20010,250 $750,00028,05024,67524,00014,250 $1,000,00038,05033,42532,50019,250 $2,500,00098,05085,92583,50049,250 The City received a substantial amount of revenue from licenses and permits from 1990 through 2002. The past 5 years are shown below: Increase Revenues(Decrease) 1998$694,809n/a 1999609,344$(85,465) 2000623,66214,318 2001720,71297,050 2002588,965(131,747) The $131,747 decrease in revenue for 2002 is due to reclassification of plan check fees ($263,535), which were previously recorded as license and permit fee and are now recorded as a charges for services revenue. Revenue from residential building continued to modestly increase through 2002 but will decline through 2003, as a reduced number of new residential lots are being added to the overall lot inventory. The City analyzes user fees every year as part of the budget process and makes adjustments where appropriate. Revenue from charges for services totaled $722,690 in 2001, and $689,427 in 2002. The decline is the result of a reduction in fees generated from the declining number of new development projects. EMPLOYMENT The City of Andover’s largest employers are government entities. The local school district has a significant presence in the community and Anoka County’s Parks and Highway Departments and Sheriffs Office headquarters are located in Andover. The City of Andover is best classified as a bedroom community, since a majority of the residents commute outside of Andover for employment opportunities. The City does anticipate with the development of the Andover Station Commercial Park, that employment opportunities will be provided to residents in the near future. 5 To the Honorable Mayor and City Council City of Andover, Minnesota Major employers in Andover are as follows: Number of FirmType of Business / ProductEmployees ISD No 11 Anoka-HennepinElementary and secondary education523 Anoka County Parks and Highway DepartmentsCounty government and services247 Kottkes' Bus Service, Inc.Bus transportation173 Festival FoodsGrocery store120 Presbyterian Homes of AndoverSenior housing and assisted living facilities86 Ed Fields & Sons, Inc.Vegetable farming70 McDonald'sRestaurant60 Meadow Creek Christian SchoolPrivate education K-1260 City of AndoverMunicipal government and services59 MAJOR INITIATIVES FOR THE YEAR. The City has many accomplishments to report for 2002. The following list is a summary of some of the major initiatives completed throughout the year. Some additional noteworthy events/activities that have occurred in 2002 include: 1.The City Council gave final approval to the City’s 2020 Comprehensive Plan providing a blueprint for the long-term growth and development of the City. This approval also initiated a major staff effort to designate a minimum of 1,000 acres of Rural Reserve for future areas where urbanization is most likely to occur in compliance with Metropolitan Council planning requirements. 2.The City Council received the Final Report from the Sports Complex Task Force regarding the need for a new 110,000 sq. ft. City Community Center that includes a field house/gymnasium, indoor ice arena, aquatics center, aerobics area and meeting facilities. The Council reviewed the report and is expected to make a decision in the early part of 2003. This effort symbolizes the impact that citizen participation has on the future growth of the community in terms of needed public facilities and services. 3.The City Council authorized and adopted a number of new measures and planning initiatives to promote and maintain high quality development practices that included the acceptance of a Neighborhood Business District Study, approval of new Development Contract language controlling private development procedures, and approval of updating of the City’s Lawn Establishment and Accessory Building Structures ordinances. 4.The City Council authorized the preparation of a City-wide Transportation Plan that will be a planning tool for the future transportation needs of the community. 5.The City Council authorized the construction of a 6 million gallon a day (mgd) Water Treatment Plant and 1.5 million gallon underground water storage reservoir that is to be completed in the summer of 2003. 6.The City Council authorized the construction of new Municipal Well #8, which has been designed and is under construction to address current and future community water service needs. 7.Upon recommendation by the Parks and Recreation Commission, and approved by the City Council, City staff completed the design and construction of over $600,000 in park and trail improvements. 8.The City Council authorized the development of a Sanitary Sewer Plan for land areas that may potentially be designated as Rural Reserve. This plan will identify how sanitary sewer services could be provided to areas beyond the City’s 2020 MUSA (Metropolitan Urban Service Area) boundaries. 9.Achievement of a Standards & Poor’s bond rating upgrade from an “A” rating to an “A+” rating. This rating upgrade is a true achievement of the entire Management Team as the rating report references the strong management at the City of Andover. 10.The 2001 Audit of City Finances was reported with an “unqualified” audit opinion for the second year in a row and with no reportable conditions. 11.The City Council approved the restructuring of the Finance Department leading to the creation of a new Assistant Finance Director to effectively address changing demands and requirements associated with managing the City’s fiscal affairs. 6 To the Honorable Mayor and City Council City of Andover, Minnesota 12.The introduction of a new Customer Service Satisfaction Program to measure the level of customer satisfaction with City services and programs. 13.The renovation of the City’s Senior Center by Public Works Division staff underwritten through a combination of City and Community Development Block Grant funding sources. 14.A full time Fire Marshal was hired in April of 2002 to oversee Fire Code inspections. The Fire Marshal will also review new building and development plans. 15.The Fire Department took delivery and put into service a new 2,500-gallon water tanker near the end of July. The new water tanker will help provide fire suppression services to all rural areas of the community, which do not have City water service. 16.During 2002, the Fire Department has conducted public fire education and fire safety for over 2,500 residents and students. 17.The Fire and Building Inspections Department conducted inspections and appropriate testing of new fire sprinkler and fire alarm systems for several new facilities constructed in Andover. A representation of some of these facilities included the Rum River Elementary School, the Andover High School, and the Andover Station Commercial center. 18.The updating and restructuring of the City of Andover Emergency Operations Plan by City departments under the leadership of the Fire Department will help ensure appropriate emergency response in the event of a community emergency. The plan is intended to assist City officials and emergency organizations to carry out their responsibilities for the protection of life and property under a wide range of emergency situations. 19.For 2002, the Community Development Department Code Enforcement Office has processed over 900 code enforcement complaints to maintain quality of life factors within the community. Residential Development In 2002, the City approved a number of new developments including Foxburgh Crossing, Constance Corners, Shady Oak Grove, Maple rdth Hollow, Woodland Estates 3 and 4 Additions, Aztec Estates and North Lake Ridge. Private development approved in 2002 included Silver Meadows and Andover Marketplace. Private development activities in a number of subdivisions such as Nature’s Run, Townhomes of Woodland Creek, Woodland Oaks, Chesterton Commons North and related Additions and Devonshire Estates approved in 2001 came on line in 2002 requiring City technical oversight in a variety of different areas. Commercial Industrial Development The Economic Development Authority approved the final purchase of property by United Properties in Andover Station marking a turning point for the redevelopment of this valuable land resource. A new 50,000 sq. ft. grocery store, adjacent 16,200 sq. ft retail tenant space and a stand-alone 12,500 sq. ft. retail space was completed in October 2002. Also in Andover Station the City saw the completion of a new steakhouse restaurant and three new office buildings. Elsewhere in the City was the completion of the Molly Professional Building. FOR THE FUTURE. The City continues to focus on quality of life improvements throughout the City. These efforts cover a broad array of areas including, protecting and improving the environment, revitalization of parks and public areas, expanding recreational opportunities, providing cost-effective city services, increased communication between city representatives and the public and added commercial/retail opportunities. The City introduced a new Customer Service Satisfaction Program to measure the level of customer satisfaction with City services and programs, continues to effectively use the City newsletter to provide citizens with up to date information on all aspects of city government and programs. Additionally, accessibility to information and programs through the City’s webpage (www.ci.andover.mn.us) is continually being upgraded. FINANCIAL INFORMATION INTERNAL CONTROL. The City's accounting system was developed and is continually evaluated to assure the adequacy of internal accounting controls. Internal accounting controls are designed to provide reasonable but not absolute assurance in the areas of: (1) safeguarding assets against loss from unauthorized use or disposition; and (2) reliability of financial records and convenience of access for preparing financial statements and maintaining accountability for assets. The concept of reasonable assurance adopted by the City of Andover recognizes that: (1) the evaluation of cost and benefits requires estimates and judgments by management; and (2) the cost of a control should not exceed the benefits likely to be derived. All internal controls are evaluated against the above criteria. It is our belief that the City's internal accounting controls adequately safeguard the City's assets and also provide reasonable assurance of properly recording financial transactions 7 To the Honorable Mayor and City Council City of Andover, Minnesota BUDGETING CONTROLS. In addition to internal accounting controls, the City maintains budgetary controls. The objective of these budgetary controls is to ensure compliance with legal provisions embodied in the annual budget approved by the City Council. Activities of the General Fund and Special Revenue Funds are included in the annual budget. As demonstrated by the statements and schedules included in the financial section of this report, the City continues to meet its responsibility for sound financial management. CASH MANAGEMENT. Cash temporarily idle during the year was invested in demand deposits, certificates of deposit, U.S. government and agency securities, state and local government securities and commercial paper. The City's investment policy is to minimize credit and market risks while maintaining a competitive yield on its portfolio. Accordingly, deposits are required to be insured by federal depository insurance or collateralized. The City, its agent or a financial institution’s trust department in the City’s name held all collateral on deposits. RISK MANAGEMENT. The City Finance Director performs the duties of risk management. The Finance Director continually reviews the City's exposures to losses, evaluates insurance specifications, coordinates with an insurance broker the placement and renewal of coverage and reviews programs to reduce costs and improve cash flow. Although the City experiences population growth, additional miles of road, payroll, and expenditures increases, the City has been able to keep insurance costs fairly flat over the past few years. OTHER INFORMATION AWARDS. The Government Finance Officers Association (GFOA) of the United States and Canada presented a Distinguished Budget Presentation Award to the City of Andover for it’s annual budget for the fiscal year beginning January 1, 2002. This is the first time the City of Andover has received this award. In order to receive this award, a governmental unit must publish a budget document that meets program criteria as a policy document, as an operations guide, as a financial plan and as a communications device. This award is valid for a period of one year only. We believe that the annual budget for the fiscal year beginning January 1, 2003 continues to conform to the program requirements and have submitted it to the GFOA to determine its eligibility for another award. INDEPENDENT AUDIT. State statutes require an annual audit by independent certified public accountants. HLB Tautges Redpath, Ltd. was engaged by the City to render an opinion on the City's financial statements. The auditor's report on the basic financial statements and combining and individual fund statements and schedules is included in the financial section of this report. ACKNOWLEDGMENTS. The preparation of this report could not have been accomplished without the efficient services of the Finance Department staff and the consultation of the City's auditing firm. Staff members, Lee Brezinka, Deanna Connoy, Charlene Welu, Shirley Clinton, and Brenda Fildes have my sincere appreciation for their contribution to the preparation of this report. I also want to express our appreciation to the Mayor, members of the City Council and the City Administrator, John Erar, for their interest and support in planning and conducting the financial operations of the City in a responsible and progressive manner. Respectfully submitted, James Dickinson Finance Director 8 CITY OF ANDOVER, MINNESOTA ORGANIZATION December 31, 2002 OfficeName Term MayorMichael GamacheJanuary 4, 2005 Council MemberDon JacobsonJanuary 1, 2007 Council MemberMichael KnightJanuary 4, 2005 Council MemberKen OrttelJanuary 4, 2005 Council MemberJulie TrudeJanuary 1, 2007 City AdministratorJohn ErarAppointed Community Development DirectorWill NeumeisterAppointed City EngineerDavid BerkowitzAppointed Finance DirectorJames DickinsonAppointed Building OfficialDavid AlmgrenAppointed Public Works SuperintendentFrank StoneAppointed Fire ChiefDan WinkelAppointed City ClerkVicki VolkAppointed AttorneyWilliam G. Hawkins & AssociatesAppointed Fiscal ConsultantsEhlers & Associates, Inc.Appointed 9 CITY OF ANDOVER Organizational Chart 10 II. FINANCIAL SECTION 11 INDEPENDENT AUDITOR'S REPORT To the Honorable Mayor and Members of the City Council City of Andover, Minnesota We have audited the accompanying financial statements of the governmental activities, the business type activities, each major fund, and the aggregate remaining fund information of the City of Andover, Minnesota, as of and for the year ended December 31, 2002 which collectively comprise the City’s basic financial statements as listed in the table of contents. These financial statements are the responsibility of the City of Andover, Minnesota's management. Our responsibility is to express an opinion on these basic financial statements based on our audit. We conducted our audit in accordance with auditing standards generally accepted in the United States of America and the standards applicable to financial audits contained in Government Auditing Standards, issued by the Comptroller General of the United States. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements are free of material misstatement. An audit includes examining, on a test basis, evidence supporting the amounts and disclosures in the financial statements. An audit also includes assessing the accounting principles used and significant estimates made by management, as well as evaluating the overall financial statement presentation. We believe that our audit provides a reasonable basis for our opinions. In our opinion, the financial statements referred to above present fairly, in all material respects, the respective financial position of the governmental activities, the business-type activities, each major fund, and the aggregate remaining fund information of the City of Andover, Minnesota, as of December 31, 2002, and the respective changes in financial position and cash flows, where applicable, thereof for the year then ended in conformity with accounting principles generally accepted in the United States of America. As described in Note 17 to the basic financial statements, the City of Andover, Minnesota adopted the provisions of Governmental Accounting Standards Board Statement No. 34, Basic Financial Statements – and Management’s Discussion and Analysis – for State 12 and Local Governments, Statement 36, Recipient Reporting for Certain Shared Nonexchange Revenues, Statement 37, Basic Financial Statements – and Management’s Discussion and Analysis – for State and Local Governments: Omnibus, and Statement 38,Certain Financial Statement Note Disclosures, as of January 1, 2002. This results in a change in the format and content of the basic financial statements. In accordance with Government Auditing Standards, we have also issued a report dated May 15, 2003 on our consideration of the City of Andover, Minnesota’s internal control over financial reporting and our tests of its compliance with certain provisions of laws, regulations, contracts and grants. That report is an integral part of an audit performed in accordance with Government Auditing Standards and should be read in conjunction with this report in considering the results of our audit. The Management’s Discussion and Analysis, the budgetary information and the modified approach information on pages 14 through 22 and 66 through 69, respectively, are not a required part of the basic financial statements but are supplementary information required by the Governmental Accounting Standards Board. We have applied certain limited procedures, which consisted principally of inquiries of management regarding the methods of measurement and presentation of the supplementary information. However, we did not audit the information and express no opinion on it. Our audit was made for the purpose of forming opinions on the financial statements that collectively comprise the City of Andover, Minnesota’s basic financial statements. The introductory section, combining and individual fund statements and schedules, supplementary financial information and statistical information as listed in the table of contents are presented for purposes of additional analysis and are not a required part of the basic financial statements. Such information, except for that portion marked "unaudited," on which we express no opinion, has been subjected to the auditing procedures applied in the audit of the basic financial statements and, in our opinion, are fairly stated in all material respects, in relation to the basic financial statements taken as a whole. May 15, 2003 HLB TAUTGES REDPATH, LTD. Certified Public Accountants 13 MANAGEMENT’S DISCUSSION AND ANALYSIS As management of the City of Andover, we offer readers of the City of Andover’s financial statements this narrative overview and analysis of the financial activities of the City for the fiscal year ended December 31, 2002. We encourage readers to consider the information presented here in conjunction with additional information that we have furnished in our letter of transmittal, which can be found on pages 2 through 8 of this report. Financial Highlights The assets of the City of Andover exceeded its liabilities at the close of the most recent fiscal year by $117,862,727 (Net assets). Of this amount, $7,194,038 (unrestricted net assets) may be used to meet the government’s ongoing obligations to citizens and creditors in accordance with the City's fund designations and fiscal policies. The City’s total net assets increased by $4,587,115. As of the close of the current fiscal year, the City of Andover’s governmental funds reported combined ending fund balances of $17,231,677. SpecialDebtCapital GeneralRevenueServiceProjectsTotals Reserved$72,327$-$1,665,451$899,238$2,637,016 Designated2,742,6451,083,966-11,565,95515,392,566 Undesignated-(1,804)-(796,101)(797,905) $2,814,972$1,082,162$1,665,451$11,669,092$17,231,677 The City’s total long-term liabilities increased by $2,711,095 during the current fiscal year, from $35,276,748 to $37,987,843. BeginningEnding BalanceAdditionsReductionsBalance Governmental activities: Bonds payable$34,915,000$-$(7,070,000)$27,845,000 Compensated absences313,934279-314,213 Total governmental activities35,228,934279(7,070,000)28,159,213 Business-type activities: Bonds payable-9,780,000-9,780,000 Compensated absences47,814816-48,630 Total business-type activities47,8149,780,816-9,828,630 Total City long-term liabilities$35,276,748$9,781,095$(7,070,000)$37,987,843 Overview of the Financial Statements The discussion and analysis are intended to serve as an introduction to the City of Andover’s basic financial statements. The City’s basic financial statements comprise three components: 1) government-wide financial statements, 2) fund financial statements, and 3) notes to the financial statements. This report also contains other supplementary information in addition to the basic financial statements themselves. Government-wide financial statements . The government-wide financial statements are designed to provide readers with a broad overview of the City of Andover’s finances, in a manner similar to a private-sector business. The statement of net assets presents information on all of the City of Andover’s assets and liabilities, with the difference between the two reported as net assets. Over time, increases or decreases in net assets may serve as a useful indicator of whether the financial position of the City of Andover is improving or deteriorating. 14 Management’s Discussion and Analysis The statement of activities presents information showing how the City’s net assets changed during the most recent fiscal year. All changes in net assets are reported as soon as the underlying event giving rise to the change occurs, regardless of the timing of related cash flows. Thus, revenues and expenses are reported in this statement for some items that will only result in cash flows in future fiscal periods (e.g. uncollected taxes and earned but unused vacation leave). Both of the government-wide financial statements distinguish functions of the City of Andover that are principally supported by taxes and intergovernmental revenues (governmental activities) from other functions that are intended to recover all or a significant portion of their costs through user fees and charges (business-type activities). The governmental activities of the City of Andover include general government, public safety, public works, sanitation, parks and recreation, recycling and economic development. The business-type activities of the City of Andover include water and sewer. The government-wide financial statements can be found on pages 24 and 25 of this report. Fund Financial statements . A fund is a grouping of related accounts that is used to maintain control over resources that have been segregated for specific activities or objectives. The City of Andover, like other state and local governments, uses fund accounting to ensure and demonstrate compliance with finance-related legal requirements. All of the funds of the City of Andover can be divided into three categories: governmental funds, proprietary funds, and fiduciary funds. Governmental funds . Governmental funds are used to account for essentially the same functions reported as governmental activities in the government-wide financial statements. However, unlike the government-wide financial statements, governmental fund financial statements focus on near-term inflows and outflows of spend-able resources, as well as on balances of spend-able resources available at the end of the fiscal year. Such information may be useful in evaluating a government’s near-term financial requirements. Because the focus of governmental funds is narrower than that of the government-wide financial statements, it is useful to compare the information presented for governmental funds with similar information presented for governmental activities in the government-wide financial statement. By doing so, readers may better understand the long-term impact of the City's near term financial decisions. Both the governmental fund balance sheet and governmental fund statement of revenues, expenditures, and change in fund balances provide a reconciliation to facilitate this comparison between governmental funds and governmental activities. The City of Andover maintains seven individual major governmental funds. Information is presented separately in the governmental fund balance sheet and in the governmental fund statement of revenues, expenditures, and changes in fund balances for the following major funds: General fund; G.O. Improvement Bonds of 1997B and 1999 Debt Service Funds (DSF); and the following capital projects funds (CPF): Water Trunk, Unfinanced, Road and Bridge, and Permanent Improvement Revolving. Data from the other governmental funds are combined into a single, aggregated presentation. Individual fund data for each of these non- major governmental funds is provided in the form of combining statements elsewhere in this report. The City of Andover adopts an annual appropriated budget for its general and special revenue funds. A budgetary comparison statement has been provided for those funds to demonstrate compliance with this budget. The basic governmental fund financial statements can be found on pages 26 through 30 of this report. Proprietary funds . When the City charges customers for the services it provided – whether to outside customers or to other departments of the City – these services are generally reported in proprietary funds. Proprietary funds are reported in the same way that all activities are reported in the statement of net assets and the statement of revenues, expenses and changes in net assets. The enterprise funds are the same as the business-type activities reported in the government-wide statements but provide more detail and additional information, such as cash flows, for proprietary funds. The City of Andover uses enterprise funds to account for its water and sanitary sewer operations. Internal service funds are used to report activities that provide supplies and services for the City’s other departments, such as the equipment maintenance and insurance funds. The internal service funds are reported with governmental activities in the government- wide financial statements. The basic proprietary fund financial statements can be found on pages 31 through 33 of this report. Fiduciary funds . Fiduciary funds are used to account for resources held for the benefit of parties outside the government. Fiduciary funds are not reflected in the government-wide financial statements because the resources of those funds are not available to support the City of Andover’s own program. The accounting used for fiduciary funds is much like that used for proprietary funds. The basic fiduciary fund financial statement can be found on page 34 of this report. 15 Management’s Discussion and Analysis Notes to the financial statements . The notes provided additional information that is essential to a full understanding of the data provided in the government–wide and fund financial statements. The notes to the financial statements can be found on pages 35 through 63 of this report. Other information. The combining statements referred to earlier in connection with non-major governmental funds is presented immediately following the required supplementary information on budgetary comparisons, and on the modified approach for streets and trails infrastructure. Combining and individual fund statements and schedules can be found on pages 73 through 112 of this report. Government-wide Financial Analysis As noted earlier, net assets may serve over time as a useful indictor of a government's financial position. In the case of the City of Andover, assets exceeded liabilities by $117,862,727 at the close of the most recent fiscal year. The largest portion of the City of Andover’s net assets ($88,081,913 or 75 percent) reflects its investment in capital assets (e.g. land, buildings, machinery, and equipment) less any related debt used to acquire those assets that is still outstanding. The City of Andover uses these capital assets to provide services to citizens; consequently, these assets are not available for future spending. Although the City of Andover's investment in its capital assets is reported net of related debt, it should be noted that the resources needed to repay this debt must be provided from other sources, since the capital assets themselves cannot be used to liquidate these liabilities. With the first year implementation of Governmental Accounting Standards Board Statement 34, the City is not presenting comparable columns in the various comparison's and analyses for the previous year. Comparative information will be provided in future years. CITY OF ANDOVER’S NET ASSETS GovernmentalBusiness-Type ActivitiesActivitiesTotal Current and other assets$23,718,986$8,272,751$31,991,737 Capital assets93,236,46633,190,991126,427,457 Total assets116,955,45241,463,742158,419,194 Long-term liabilities outstanding28,159,2139,828,63037,987,843 Other liabilities1,739,603829,0212,568,624 Total liabilities29,898,81610,657,65140,556,467 Net assets: Invested in capital assets, net of related debt64,911,47923,170,43488,081,913 Restricted5,882,4514,337,17010,219,621 Unrestricted16,262,7063,298,48719,561,193 Total net assets$87,056,636$30,806,091$117,862,727 A portion of the City of Andover's net assets represents resources that are subject to external restrictions on how they may be used. The remaining balance of unrestricted net assets ($19,561,193) may be used to meet the City's ongoing obligations to citizens and creditors. At the end of the current fiscal year, the City of Andover is able to report positive balances in all three categories of net assets, both for the government as a whole, as well as for its separate governmental and business-type activities. 16 Management’s Discussion and Analysis Governmental Activities Governmental activities increased the City of Andover's net assets by $4,880,593. Key elements of this increase are as follows: City of Andover's Changes in Net Assets GovernmentalBusiness-Type ActivitiesActivitiesTotal Revenues: Program revenues: Charges for services$1,801,772$2,378,114$4,179,886 Operating grants and contributions946,495-946,495 Capital grants and contributions5,849,683373,5506,223,233 General revenues: Property taxes5,076,374-5,076,374 Tax increment842,607-842,607 Grants and contributions not restricted to specific programs763,049-763,049 Unrestricted investments earnings821,002458,3111,279,313 Total revenues16,100,9823,209,97519,310,957 Expenses: General government2,355,954-2,355,954 Public safety2,474,284-2,474,284 Public works4,819,429-4,819,429 Sanitation264,671-264,671 Parks and recreation856,806-856,806 Recycling116,344-116,344 Economic development720,460-720,460 Unallocated30,614-30,614 Interest on long-term debt1,667,943-1,667,943 Water-1,526,5261,526,526 Sewer-1,206,8651,206,865 Total expenses13,306,5052,733,39116,039,896 Increase (decrease) in net assets before gain on the sale of fixed assets and transfers2,794,477476,5843,271,061 Gain on the sale of fixed assets1,316,054-1,316,054 Transfers770,062(770,062)- Increase in net assets4,880,593(293,478)4,587,115 Net assets - January 1, 200282,176,04331,099,569113,275,612 Net assets - December 31, 2002$87,056,636$30,806,091$117,862,727 17 Management’s Discussion and Analysis Below are specific graphs which provide comparisons of the governmental activities revenues and expenditures: Governmental Activities - Revenues Unrestricted Charges for services investments earnings 11% Grants and 5% Tax increment contributions not 5% restricted for specific programs 5% Property taxes 32% Capital grants and contributions 36% Operating grants and contributions 6% Governmental Activities - Expenses Interest on long-term debt General government 13% Economic18% development 5% Recycling 1% Parks and recreation 6% Sanitation 2% Public safety 19% Public works 36% 18 Management’s Discussion and Analysis Business-Type Activities Business-type activities decreased net assets by $293,478. Below are graphs showing the business-type activities revenue and expense comparisons: Business-Type Activities - Revenues Unrestricted investments earnings 14% Capital grants and contributions 12% Charges for services 74% Business-Type Activities - Expenses Sewer 44% Water 56% 19 Management’s Discussion and Analysis Financial Analysis of the Government's Funds Governmental Funds .The focus of the City of Andover’s governmental funds is to provide information on near-term inflows, outflows, and balances of spendable resources. Such information is useful in assessing the City of Andover’s financing requirements. In particular, unreserved fund balance may serve as useful measure of a government’s net resources available for spending at the end of the fiscal year. At the end of the current fiscal year, the City of Andover's governmental funds reported combined ending fund balances of $17,231,677. Approximately 85 percent of this total amount ($14,594,661) constitutes unreserved fund balance. The remainder of the fund balance ($2,637,016) is reserved because it has already been committed 1) to provide for prepaid items ($4,152), 2) to provide for inventory ($68,175), 3) to pay debt service ($1,665,451) and 4) bond proceeds specified for a project ($899,238). The general fund decreased by $605,100 in 2002, which was primarily due to a transfer to the road and bridge capital projects fund to supplement the pavement management program. Conversely, the road and bridge fund increased by that same amount. In 2002, improvement bonds of 1997B and 1999 debt service funds decreased by $1,881,093 and $1,872,122 respectively, as outstanding bonds were called and paid off early. The permanent improvement revolving capital projects fund increased by $1,090,690, largely due to the of prepayments of assessments on improvement projects. The nonmajor special revenue funds decreased by $709,348 for 2002 which was primarily due to a transfer to the road and bridge capital projects fund to supplement the pavement management program. The non-major debt service funds decreased by $630,497, due to scheduled debt service payments. Proprietary funds . The City of Andover’s proprietary funds provide the same type of information found in the government-wide financial statements, but in more detail. The unrestricted net assets in the respective proprietary funds are enterprise funds $3,287,721 (water $1,540,135 and sewer $1,747,586) and internal service funds $238,008. The water and sewer enterprise funds had decreases in net assets in 2002 of $296,830 and $7,414 respectively, and the internal service funds had increases in net assets of $66,032. Budgetary Highlights General Fund The expenditure budget was amended to provide for salary and benefit adjustments that had not been dispersed to the various departments when the budget was originally adopted. The City budgeted a contingency to provide for these increases. Also, the budget was amended for the transfers out that had been previously designated in the prior years’ fund balance. The revenue budget was amended to reallocate license and permit fees to charges for services. Capital Asset and Debt Administration Capital assets . The City of Andover’s investment in capital assets for its governmental and business type activities as of December 31, 2002, amounts to $126,427,457 (net of accumulated depreciation). This investment in capital assets includes land, buildings, infrastructure, machinery and equipment. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program, which includes streets and trails. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1)The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (a) an up to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. 2)The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. The City’s policy is to achieve an average rating of good (56 – 70) for all streets and trails. As of December 31, 2002, the City’s street and trail system was rated at an Overall Condition Index (OCI) of 82, which is higher than the City’s policy level. The City’s streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun’s ultra-violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from 20 Management’s Discussion and Analysis natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $1,590,268 on street and trail maintenance for the year ending December 31, 2002. These expenditures delayed deterioration; however, the overall condition of the system was not improved through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City’s street and trail system at the average OCI rating of good is approximately $900,000. Adjustments BeginningDue ToEnding Primary Government BalanceRestatementAdditionsDeletionsBalance Governmental activities: Land and improvements$2,741,610$6,034,944$-$(763,444)$8,013,110 Streets and trails-66,955,0772,785,756-69,740,833 Construction in progress-3,450,484758,953(3,047,300)1,162,137 Buildings and improvements8,191,297(2,547,373)86,659(20,371)5,710,212 Furniture and equipment1,105,675(1,046,288)--59,387 Machinery and equipment5,940,492(926,461)655,113(269,510)5,399,634 Other park improvements-1,978,119796,803-2,774,922 Storm sewers-6,357,718688,242-7,045,960 Total capital assets 17,979,07480,256,2205,771,526(4,100,625)99,906,195 Less accumulated depreciation for: Buildings and improvements-1,376,011191,260-1,567,271 Furniture and equipment-54,6851,045-55,730 Machinery and equipment-2,331,507425,936(229,418)2,528,025 Other park improvements-768,93894,958-863,896 Storm sewers-1,506,397148,410-1,654,807 Total accumulated depreciation-6,037,538861,609(229,418)6,669,729 Governmental activities capital assets - net17,979,07474,218,6824,909,917(3,871,207)93,236,466 Business-type activities: Land and improvements-33,900162,487-196,387 Construction in progress-2,117,0914,805,387(828,365)6,094,113 Buildings and improvements-4,402,174--4,402,174 Furniture and equipment982,013(952,658)--29,355 Machinery and equipment1,156,162(666,685)--489,477 Collection and distribution33,514,555(3,924,110)1,900,527-31,490,972 Total capital assets being depreciated35,652,7301,009,7126,868,401(828,365)42,702,478 Less accumulated depreciation for: Buildings and improvements-1,808,266182,210-1,990,476 Furniture and equipment111,487(82,132)--29,355 Machinery and equipment367,730(70,610)42,006-339,126 Collection and distribution7,533,203(991,487)610,814-7,152,530 Total accumulated depreciation8,012,420664,037835,030-9,511,487 Business-type activities capital assets - net27,640,310345,6756,033,371(828,365)33,190,991 Total capital assets$45,619,384$74,564,357$10,943,288$(4,699,572)$126,427,457 Additional information on the City of Andover’s capital assets can be found in Note 5. 21 Management’s Discussion and Analysis Long-term debt . At the end of the current fiscal year, the City of Andover had total long-term debt outstanding of $37,987,843, an increase of $2,711,095 from 2001. General obligation revenue bonds ($11,895,000) were used to finance the addition to the public works facility and the water treatment facility (currently being constructed). Special assessment bonds ($2,795,000) financed improvement projects within the City and are assessed to the benefiting properties. Tax increment bonds ($10,450,000) financed the City’s economic development plan. Certificates of indebtedness ($1,565,000) financed capital equipment purchases. Permanent improvement revolving bonds ($8,325,000) financed improvement projects within the City and are assessed to the benefiting properties. State aid bonds ($2,595,000) were used to finance Municipal State Aid (MSA) eligible road projects. Additional long-term debt in the amount of $362,843 is for compensated absences. City of Andover’s Outstanding Debt GovernmentalBusiness-Type ActivitiesActivitiesTotal Bonds payable: G.O. revenue bonds$2,115,000$9,780,000$11,895,000 Special assessment bonds2,795,000-2,795,000 Tax increment bonds10,450,000-10,450,000 Certificates of indebtedness1,565,000-1,565,000 Permanent improvement revolving bonds8,325,000-8,325,000 State aid bonds2,595,000-2,595,000 Total bonds payable27,845,0009,780,00037,625,000 Compensated absences314,21348,630362,843 Total$28,159,213$9,828,630$37,987,843 The City of Andover maintains an A+ rating from Standard and Poor’s. State statutes limit the amount of general obligation debt a Minnesota city may issue to 2% of total Estimated Taxable Market Value. The current debt limitation for the City of Andover is $34,388,588. Only $3,567,152 of the City's outstanding debt is counted within the statutory limitation. Requests for information. This financial report is designed to provide a general overview of the City of Andover’s finances for all those with an interest in the government’s finances. Questions concerning any of the information provided in this report or requests for additional financial information should be addressed to the City of Andover, Attn: Finance Director, 1685 Crosstown Boulevard NW, Andover, Minnesota 55304. 22 BASIC FINANCIAL STATEMENTS 23 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET ASSETSStatement 1 December 31, 2002 Primary Government GovernmentBusiness-Type ActivitiesActivitiesTotal Assets: Cash and investments$18,169,920$7,507,752$25,677,672 Restricted assets: Cash and investments-45,50445,504 Accrued interest61,58324,93986,522 Due from other governmental units96,1971,38497,581 Accounts receivable - net162,584580,327742,911 Prepaid items40,00351,35091,353 Property taxes receivable: Unremitted70,181-70,181 Delinquent109,923-109,923 Special assessments receivable: Unremitted4,135324,167 Delinquent34,2253,17937,404 Deferred4,818,3602,6014,820,961 Notes receivable37,943-37,943 Inventories - at cost113,93255,683169,615 Capital assets - net93,236,46633,190,991126,427,457 Total assets116,955,45241,463,742158,419,194 Liabilities: Interfund payable10,766(10,766)- Accounts payable93,22514,151107,376 Contracts payable318,680560,804879,484 Deposits payable1,9002,1004,000 Due to other governmental units252,5585,299257,857 Salaries payable114,44116,876131,317 Unearned revenue468,046-468,046 Accrued interest payable479,987240,557720,544 Compensated absences: Due in more than one year314,21348,630362,843 Bonds/notes payable: Due within one year4,415,000-4,415,000 Due in more than one year23,430,0009,780,00033,210,000 Total liabilities29,898,81610,657,65140,556,467 Net assets: Invested in capital assets, net of related debt64,911,47923,170,43488,081,913 Restricted for: Debt service2,816,396-2,816,396 Capital improvements899,2384,337,1705,236,408 Tax increment purposes2,166,817-2,166,817 Unrestricted16,262,7063,298,48719,561,193 Total net assets$87,056,636$30,806,091$117,862,727 The accompanying notes are an integral part of these financial statements. 24 CITY OF ANDOVER, MINNESOTA STATEMENT OF ACTIVITIESStatement 2 For The Year Ended December 31, 2002 Net (Expense) Revenue and Program RevenuesChanges in Net Assets ChargesOperatingCapitalPrimary Government ForGrants andGrants andGovernmentalBusiness-Type ExpensesServicesContributionsContributionsActivitiesActivitiesTotal Functions/Programs Primary government: Government activities: General government$2,355,954$536,000$12,137$38,053$(1,769,764)$-$(1,769,764) Public safety2,474,284876,631240,019-(1,357,634)-(1,357,634) Public works4,819,429358,194402,1265,526,3031,467,194-1,467,194 Sanitation264,671---(264,671)-(264,671) Parks and recreation856,806--285,327(571,479)-(571,479) Recycling116,34430,94754,183-(31,214)-(31,214) Economic development720,460---(720,460)-(720,460) Unallocated30,614---(30,614)-(30,614) Interest on long-term debt1,667,943-238,030-(1,429,913)-(1,429,913) Total government activities13,306,5051,801,772946,4955,849,683(4,708,555)-(4,708,555) Business-type activities: Water1,526,5261,128,182-179,066-(219,278)(219,278) Sewer1,206,8651,249,932-194,484-237,551237,551 Total business-type activities2,733,3912,378,114-373,550-18,27318,273 Total primary government$16,039,896$4,179,886$946,495$6,223,233(4,708,555)18,273(4,690,282) General revenues: General property taxes5,076,374-5,076,374 Tax increment collections842,607-842,607 Grants and contributions not restricted to specific programs763,049-763,049 Unrestricted investment earnings821,002458,3111,279,313 Gain on sale of capital assets1,316,054-1,316,054 Transfers770,062(770,062)- Total general revenues, gain on sale of capital assets and transfers9,589,148(311,751)9,277,397 Change in net assets4,880,593(293,478)4,587,115 Net assets - beginning82,176,04331,099,569113,275,612 Net assets - ending$87,056,636$30,806,091$117,862,727 The accompanying notes are an integral part of these financial statements. 25 CITY OF ANDOVER, MINNESOTA BALANCE SHEET GOVERNMENTAL FUNDS December 31, 2002 G.O.G.O. ImprovementImprovement Bonds ofBonds of 1997B1999Water Trunk GeneralDSFDSFCPF Assets Cash and investments$2,638,221$29,196$13,382$1,303,669 Accrued interest 9,38497-4,308 Due from other governmental units48,292--- Accounts receivable - net64,943--- Interfund receivable205,000--- Prepaid items4,152--- Property taxes receivable: Unremitted45,981--- Delinquent82,812--- Special assessments receivable: Unremitted---58 Delinquent1,905--1,311 Deferred-5,956-759,328 Notes receivable---- Inventory68,175--- Total assets3,168,86535,24913,3822,068,674 Liabilities and Fund Balances Liabilities: Interfund payable---- Accounts payable81,370--- Contracts payable11,733--- Deposits payable1,900--- Due to other governmental units64,877-13,382- Salaries payable101,378--- Deferred revenue92,6355,956-760,639 Total liabilities353,8935,95613,382760,639 Fund balances: Reserved for: Prepaid items4,152--- Inventory68,175--- Debt service-29,293-- Projects---- Unreserved reported in: Designated: General Fund2,742,645--- Special Revenue Funds---- Capital Projects Funds---1,308,035 Undesignated: Special Revenue Funds---- Capital Projects Funds---- Total fund balances2,814,97229,293-1,308,035 Total liabilities and fund balances$3,168,865$35,249$13,382$2,068,674 Fund balance reported above Amounts reported for governmental activities in the statement of net assets are different because: Capital assets used in governmental activities are not financial resources and, therefore, are not reported in the funds. Other long-term assets are not available to pay for current-period expenditures and, therefore, are deferred in the funds. Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental activities statement of net assets along with a deduction of net revenue attributable to business-type activities. Long-term liabilities, including bonds payable, are not due and payable in the current period and, therefore, are not reported in the funds. Net assets of governmental activities The accompanying notes are an integral part of these financial statements. 26 Statement 3 Permanent Road &ImprovementOtherIntra UnfinancedBridgeRevolvingGovernmentalActivity CPFCPFCPFFundsEliminationsTotal $10,743$1,460,042$5,871,401$6,674,509$-$18,001,163 -6,43119,25721,549-61,026 -16,482-31,423-96,197 ---97,641-162,584 -450,000--(655,000)- ----.4,152 -6,234-17,966-70,181 ---27,111-109,923 1,005-13,071-4,135 -2959530,619-34,225 238,072902,7201,491,0851,421,199-4,818,360 ---37,943-37,943 -----68,175 249,8202,842,2047,381,8398,363,031(655,000)23,468,064 530,000--125,000(655,000)- -20-6,476-87,866 -4,81425,328276,805-318,680 -----1,900 166,548343-6,550-251,700 ---6,366-107,744 238,072903,0151,491,1801,977,000-5,468,497 934,620908,1921,516,5082,398,197(655,000)6,236,387 -----4,152 -----68,175 ---1,636,158-1,665,451 ---899,238-899,238 -----2,742,645 ---1,083,966-1,083,966 -1,934,0125,865,3312,458,577-11,565,955 ---(1,804)-(1,804) (684,800)--(111,301)-(796,101) (684,800)1,934,0125,865,3315,964,834-17,231,677 $249,820$2,842,204$7,381,839$8,363,031$(655,000)$23,468,064 $17,231,677 93,236,466 5,000,451 227,242 (28,639,200) $87,056,636 27 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCE GOVERNMENTAL FUNDS For The Year Ended December 31, 2002 G.O.G.O. ImprovementImprovement Bonds ofBonds of 1997B1999Water Trunk GeneralDSFDSFCPF Revenues: General property taxes$3,782,334$-$-$- Tax increment collections---- Licenses and permits588,965--- Intergovernmental1,043,272--- Special assessments-170,289332,64573,450 Charges for services689,427--- Fines73,475--- Investment income109,524--88,219 Miscellaneous Park dedication fees---- Connection charges---931,718 Other208,790--- Total revenues6,495,787170,289332,6451,093,387 Expenditures: Current: General government2,044,792--- Public safety2,352,909--- Public works1,212,143--213,978 Sanitation107,661--- Parks and recreation643,712--- Recycling116,005--- Economic development---- Unallocated30,614--- Capital outlay: General government58,943--- Public safety---- Public works---- Sanitation---- Parks and recreation18,738--- Debt service: Principal retirement-2,325,0002,115,000- Interest-167,385124,339- Paying agent fees---- Professional services-2,86713,382- Construction/acquisition costs---- Total expenditures6,585,5172,495,2522,252,721213,978 Revenues over (under) expenditures(89,730)(2,324,963)(1,920,076)879,409 Other financing sources (uses): Transfers in217,437620,000310,371468,579 Transfers out(748,893)(176,130)(262,417)(652,209) Proceeds from the sale of capital assets16,086--- Total other financing sources (uses)(515,370)443,87047,954(183,630) Net increase (decrease) in fund balance(605,100)(1,881,093)(1,872,122)695,779 Fund balance - January 13,420,0721,910,3861,872,122612,256 Fund balance - December 31$2,814,972$29,293$-$1,308,035 The accompanying notes are an integral part of these financial statements. 28 Statement 4 Permanent Road &ImprovementOtherIntra UnfinancedBridgeRevolvingGovernmentalActivity CPFCPFCPFFundsEliminationsTotal $-$531,169$-$746,550$-$5,060,053 ---878,567-878,567 -----588,965 -294,435-426,371-1,764,078 75,45494,9063,179,015258,037-4,183,796 ---181,514-870,941 -----73,475 -105,361234,121275,671-812,896 ---280,312-280,312 ---349,952-1,281,670 --1,328128,787-338,905 75,4541,025,8713,414,4643,525,761-16,133,658 ---129,200-2,173,992 -----2,352,909 358,9171,451,175773,195594,307-4,603,715 ---2,552-110,213 ---45,449-689,161 -----116,005 ---720,960-720,960 -----30,614 -----58,943 ---317,699-317,699 --148,984673,300-822,284 ---65,215-65,215 --3,644678,750-701,132 ---2,630,000-7,070,000 ---1,476,785-1,768,509 ---3,415-3,415 ---8,601-24,850 --642,028116,925-758,953 358,9171,451,1751,567,8517,463,158-22,388,569 (283,463)(425,304)1,846,613(3,937,397)-(6,254,911) 435,4211,219,010-1,932,450(4,449,206)754,062 (508)(34,366)(755,923)(1,818,760)4,449,206- ---2,123,875-2,139,961 434,9131,184,644(755,923)2,237,565-2,894,023 151,450759,3401,090,690(1,699,832)-(3,360,888) (836,250)1,174,6724,774,6417,664,666-20,592,565 $(684,800)$1,934,012$5,865,331$5,964,834$-$17,231,677 29 CITY OF ANDOVER, MINNESOTA RECONCILIATION OF THE STATEMENT OF REVENUES,Statement 5 EXPENDITURES, AND CHANGES IN FUND BALANCES OF GOVERNMENTAL FUNDS For The Year Ended December 31, 2002 Amounts reported for governmental activities in the statement of activities (page 29) are different because: Net changes in fund balances - total governmental funds (page 29)$(3,360,888) Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense. This is the amount by which capital outlays exceeded depreciation depreciation in the current period.1,862,617 In the government-wide statement of activities, only the gain on the sale of capital assets is reported, whereas in the governmental funds, the proceeds from the sale increase financial resources. Thus, the change in net assets differs from the change in fund balance by the net book value of the capital assets sold.(823,907) Revenues in the statement of activities that do not provide current financial resources are not reported as revenues in the funds.(22,782) The issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the principal of long-term debt consumes the current financial resources of governmental funds. Neither transaction, however, has any effect on net assets. This amount is the net effect of these differences in the treatment of long-term debt and related items.7,070,000 Some expenses reported in the statement of activities do not require use of current financial resources and, therefore, are not reported as expenditures in governmental funds.100,287 Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities.55,266 Change in net assets of governmental activities (page 25)$4,880,593 The accompanying notes are an integral part of these financial statements. 30 CITY OF ANDOVER, MINNESOTA STATEMENT OF NET ASSETSStatement 6 PROPRIETARY FUNDS December 31, 2002 Governmental Activities TotalInternal WaterSewerCurrent YearService Funds Assets Current assets: Cash and cash equivalents$6,108,769$1,398,983$7,507,752$168,757 Restricted assets: Cash and cash equivalents45,504-45,504- Accrued interest20,3204,61924,939557 Due from other governmental units-1,3841,384- Accounts receivable - net258,913321,414580,327- Prepaid items-51,35051,35035,851 Special assessments receivable: Unremitted-3232 Delinquent-3,1793,179- Deferred2,601-2,601- Inventories - at cost55,683-55,68345,757 Total current assets6,491,7901,780,9618,272,751250,922 Noncurrent assets: Capital assets: Land196,387-196,387- Buildings and structures4,402,174-4,402,174- Machinery and equipment210,449308,383518,832- Distribution and collection system12,219,76519,271,20731,490,972- Construction in progress5,753,061341,0526,094,113- Total capital assets22,781,83619,920,64242,702,478- Less: Allowance for depreciation(4,542,313)(4,969,174)(9,511,487)- Total noncurrent assets18,239,52314,951,46833,190,991- Total assets24,731,31316,732,42941,463,742250,922 Liabilities Current liabilities: Accounts payable11,1872,96414,1515,359 Contracts payable560,77826560,804- Deposits payable2,100-2,100- Interest payable240,557-240,557- Due to other governmental units1,7183,5815,299858 Salaries payable10,6996,17716,8766,697 Total current liabilities827,03912,748839,78712,914 Noncurrent liabilities: Bonds payable - due in more than one year9,780,000-9,780,000- Compensated absences payable 28,00320,62748,630- Total noncurrent liabilities9,808,00320,6279,828,630- Total liabilities10,635,04233,37510,668,41712,914 Net assets Invested in capital assets, net of related debt8,218,96614,951,46823,170,434- Restricted4,337,170-4,337,170- Unrestricted1,540,1351,747,5863,287,721238,008 Total net assets$14,096,271$16,699,054$30,795,325$238,008 Net assets reported above$30,795,325 Amounts reported for business-type activities in the statement of net assets are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to business-type activities.10,766 Net assets of business-type activities$30,806,091 The accompanying notes are an integral part of these financial statements. 31 CITY OF ANDOVER, MINNESOTA STATEMENT OF REVENUES, EXPENSES AND Statement 7 CHANGES IN FUND NET ASSETS PROPRIETARY FUNDS For The Year Ended December 31, 2002 Governmental Activities TotalInternal WaterSewerCurrent YearService Funds Operating revenues: User charges$1,056,666$1,229,730$2,286,396$435,998 Meters40,343-40,343- Permit fees14,000-14,000- Penalties16,97720,01836,995- Other19618438031,235 Total operating revenues1,128,1821,249,9322,378,114467,233 Operating expenses: Personal services335,845139,638475,483179,449 Supplies77,36013,58090,940125,844 Other service charges453,731103,167556,898104,014 Disposal charges-561,249561,249- Depreciation433,937401,093835,030- Total operating expenses1,300,8731,218,7272,519,600409,307 Operating income (loss)(172,691)31,205(141,486)57,926 Nonoperating revenues (expenses): Investment income411,35246,959458,3118,106 Interest expense(240,557)-(240,557)- Total nonoperating revenues (expenses)170,79546,959217,7548,106 Income (loss) before contributions and transfers(1,896)78,16476,26866,032 Capital contributions179,066194,484373,550- Transfers out(474,000)(280,062)(754,062)- Change in net assets(296,830)(7,414)(304,244)66,032 Net assets - January 1 as previously reported13,949,15116,804,74330,753,894171,976 Cumulative effect of change in accounting principal377,918(5,756)372,162- Prior period adjustment66,032(92,519)(26,487)- Net assets - January 1 as restated14,393,10116,706,46831,099,569171,976 Net assets - December 31$14,096,271$16,699,054$30,795,325$238,008 Net changes in net assets reported above$(304,244) Amounts reported for business-type activities in the statement of activities are different because: Internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to business-type activities.10,766 Change in net assets of business-type activities$(293,478) The accompanying notes are an intregral part of these financial statements. 32 CITY OF ANDOVER, MINNESOTA STATEMENT OF CASH FLOWSStatement 8 PROPRIETARY FUNDS For The Year Ended December 31, 2002 Governmental Activities TotalInternal WaterSewerCurrent YearService Funds Cash flows from operating activities: Receipts from customers and users$1,099,856$1,213,772$2,313,628$467,233 Payment to suppliers(544,991)(681,472)(1,226,463)(284,286) Payment to employees(336,550)(137,288)(473,838)(180,300) Net cash flows from operating activities218,315395,012613,3272,647 Cash flows from noncapital financing activities: Receipt of advances from other funds11,591-11,591- Payment of advances to other funds-(9,815)(9,815)- Transfers out(474,000)(280,062)(754,062)- Net cash flows from noncapital financing activities(462,409)(289,877)(752,286)- Cash flows from capital and related financing activities: Acquisition of capital assets(5,105,708)-(5,105,708)- Receipt of bonds9,780,000-9,780,000- Net cash flows from capital and related financing activities4,674,292-4,674,292- Cash flows from investing activities: Investment income401,28751,278452,5657,765 Net increase in cash and cash equivalents4,831,485156,4134,987,89810,412 Cash and cash equivalents - January 11,322,7881,242,5702,565,358158,345 Cash and cash equivalents - December 31$6,154,273$1,398,983$7,553,256$168,757 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss) $(172,691)$31,205$(141,486)$57,926 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Depreciation433,937401,093835,030- Changes in assets and liabilities: Decrease (increase) in due from other governmental units-275275- Decrease (increase) in accounts receivable(25,725)(35,134)(60,859)- Decrease (increase) in prepaid items-(6,086)(6,086)(35,851) Decrease (increase) in special assessments(2,601)13,20310,602- Decrease (increase) in inventory(362)20(342)(16,451) Increase (decrease) in accounts payable(14,954)(1,017)(15,971)(2,984) Increase (decrease) in contracts payable-2626- Increase (decrease) in deposits payable500-500- Increase (decrease) in due to other governmental units9163,5814,497858 Increase (decrease) in salaries payable(1,476)2,305829571 Increase (decrease) in deferred revenue-(14,504)(14,504)- Increase (decrease) in compensated absences77145816(1,422) Total adjustments391,006363,807754,813(55,279) Net cash provided by operating activities$218,315$395,012$613,327$2,647 Noncash investing, capital and financing activities: Assets contributed to the Enterprise Funds in 2002.$179,066$194,484$373,550 The accompanying notes are an integral part of these financial statements. 33 CITY OF ANDOVER, MINNESOTA STATEMENT OF FIDUCIARY NET ASSETSStatement 9 FIDUCIARY FUNDS December 31, 2002 Agency Funds Assets Cash and investments$329,347 Liabilities Contracts payable2,248 Deposits payable327,099 Total liabilities$329,347 The accompanying notes are an integral part of these financial statements. 34 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Note 1SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES The City of Andover was incorporated in 1974 and operates under the State of Minnesota Statutory Plan A form of government. The governing body consists of a five-member City council elected by voters of the City. The financial statements of the City of Andover have been prepared in conformity with generally accepted accounting principles as applied to governmental units by the Governmental Accounting Standards Board (GASB). The following is a summary of the significant accounting policies. A.FINANCIAL REPORTING ENTITY As required by generally accepted accounting principles, the financial statements of the reporting entity include those of the City of Andover (the primary government) and its component units. The component units discussed below are included in the City's reporting entity because of the significance of their operational or financial relationships with the City. COMPONENT UNITS In conformity with generally accepted accounting principles, the financial statements of the component units have been included in the financial reporting entity as blended component units. The Andover Economic Development Authority (EDA) is an entity legally separate from the City. However, for financial reporting purposes, the EDA is reported as if it were part of the City's operations because the members of the City Council serve as EDA Board Members and its purpose is to promote development within the City of Andover. The activity of the EDA is reported in the EDA General Special Revenue Fund. Separate financial statements are not prepared for the EDA. B.GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS The government-wide financial statements (i.e., the statement of net assets and the statement of changes in net assets) report information on all of the nonfiduciary activities of the primary government and its component units. For the most part, the Governmental activities effect of interfund activity has been removed from these statements., which normally are supported by business-type activities taxes and intergovernmental revenues, are reported separately from , which rely to a significant extent on fees and charges for support. The statement of activities demonstrates the degree to which the direct expenses of a given function or business-type activity Direct expenses are offset by program revenues. are those that are clearly identifiable with a specific function or business-type Program revenues activity. include 1) charges to customers or applicants who purchase, use, or directly benefit from goods, services, or privileges provided by a given function or business-type activity and 2) grants and contributions that are restricted to meeting the operational or capital requirements of a particular function or business type activity. Taxes and other items not general revenues included among program revenues are reported instead as . Separate financial statements are provided for governmental funds, proprietary funds, and fiduciary funds, even though the latter are excluded from the government-wide financial statements. Major individual governmental funds and major individual enterprise funds are reported as separate columns in the fund financial statements. C.MEASUREMENT FOCUS, BASIS OF ACCOUNTING, AND FINANCIAL STATEMENT PRESENTATION economic resources measurement focusaccrual basis The government-wide financial statements are reported using the and the of accounting , as are the Proprietary Fund and Fiduciary Fund financial statements. Revenues are recorded when earned and expenses are recorded when a liability is incurred, regardless of the timing of related cash flows. Property taxes are recognized 35 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 as revenues in the year for which they are levied. Grants and similar items are recognized as revenue as soon as all eligibility requirements imposed by the provider have been met. current financial resources measurement focusmodified Governmental fund financial statements are reported using the and the accrual basis of accounting . Revenues are recognized as soon as they are both measurable and available. Revenues are available considered to be when they are collectible within the current period or soon enough thereafter to pay liabilities of the current period. For this purpose, the government considers all revenues, except reimbursement grants, to be available if they are collected within 60 days of the end of the current fiscal period. Reimbursement grants are considered available if they are collected within one year of the end of the current fiscal period. Expenditures generally are recorded when a liability is incurred, as under accrual accounting. However, debt service expenditures, as well as expenditures related to compensated absences and claims and judgments, are recorded only when payment is due. Property taxes, special assessments, intergovernmental revenues, charges for services and interest associated with the current fiscal period are all considered to be susceptible to accrual and so have been recognized as revenues of the current fiscal period. Only the portion of special assessments receivable due within the current fiscal period is considered to be susceptible to accrual as revenue of the current period. All other revenue items are considered to be measurable and available only when cash is received by the government. The government reports the following major governmental funds: General Fund Theis the government’s primary operating fund. It accounts for all financial resources of the general government, except those required to be accounted for in another fund. G.O. Improvement Bonds of 1997B Debt Service Fund (DSF) The was established to account for debt associated with several improvement projects in 1997. The proceeds were used to provide funds for the financing of assessable improvements within the City, including but not limited to streets, sanitary sewer, water main, storm sewer, sidewalks and curb & gutter. G.O. Improvement Bonds of 1999 DSF The was established to account for debt associated with several improvement projects in 1999. The proceeds were used to provide funds for the financing of assessable improvements within the City, including but not limited to sanitary sewer and water line connections, storm sewer, streets, sidewalks and curb & gutter. Water Trunk Capital Projects Fund (CPF) The is used to account for water access fees and trunk improvements as part of It is also used to reserve monies that will be needed for capital infrastructure replacements in the development. future. Unfinanced CPF The is used to account for projects that have been internally financed by the City where it is not practical to issue bonds to finance. Road and Bridge CPF The accounts for all road projects and the pavement management program, which includes annual seal coating and overlays for roads. Permanent Improvement Revolving CPF The serves as a long-term funding source for large capital improvement expenditures. The government reports the following major proprietary funds: Water Fund The accounts for the water service charges, which are used to finance the water system operating expenses. Sewer Fund The accounts for the sewer service charges, which are used to finance the sanitary sewer system operating expenses. 36 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Additionally, the government reports the following fund types: Internal Service Funds are used to provide equipment maintenance and insurance to other departments of the City on a cost reimbursement basis. Agency Funds The are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units, and/or other funds. Private-sector standards of accounting and financial reporting issued prior to December 1, 1989, generally are followed in both the government-wide and proprietary-fund financial statements to the extent that those standards do not conflict with or contradict guidance of the Governmental Accounting Standards Board. Governments also have the option of following subsequent private-sector guidance for their business-type activities and enterprise funds, subject to this same limitation. The government has elected not to follow subsequent private-sector guidance. As a general rule the effect of interfund activity has been eliminated from the government-wide financial statements. Exceptions to this general rule are transactions that would be treated as revenues, expenditures or expenses if they involved external organizations, such as buying goods and services or payments in lieu of taxes, are similarly treated when they involve other funds of the City of Andover. Elimination of these charges would distort the direct costs and program revenues reported for the various functions concerned. program revenues Amounts reported as include 1) charges to customers or applicants for goods, services, or privileges provided, 2) operating grants and contributions, and 3) capital grants and contributions, including special assessments. general revenues Internally dedicated resources are reported as rather than as program revenues. Likewise, general revenues include all taxes. operatingnonoperating Proprietary funds distinguish revenues and expenses from items. Operating revenues and expenses generally result from providing services and producing and delivering goods in connection with a proprietary fund’s principal ongoing operations. The principal operating revenues of the water and sewer enterprise funds are charges to customers for sales and services. Operating expenses for enterprise funds include the cost of sales and services, administrative expenses, and depreciation on capital assets. All revenues and expenses not meeting this definition are reported as nonoperating revenues and expenses. When both restricted and unrestricted resources are available for an allowable use, it is the government’s policy to use restricted resources first, and then unrestricted resources as they are needed. D.BUDGETS Budgets are legally adopted on a basis consistent with generally accepted accounting principles. Annual appropriated budgets are legally adopted for the General and Special Revenue Funds. Budgeted expenditure appropriations lapse at year-end. Encumbrance accounting, under which purchase orders, contracts, and other commitments for the expenditure of monies are recorded in order to reserve that portion of the appropriation, is not employed by the City because it is at present not considered necessary to assure effective budgetary control or to facilitate effective cash management. E.LEGAL COMPLIANCE - BUDGETS The City follows these procedures in establishing the budgetary data reflected in the financial statements: 1.The City Administrator submits to the City Council a proposed operating budget for the fiscal year commencing the following January 1. The budget includes proposed expenditures and the means of financing them. 37 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 2.Public hearings are conducted to obtain taxpayer comments. 3.The budget is legally enacted through City Council action. 4.Expenditures may legally exceed budgeted appropriations at the fund level through City Council action. Also, the City Council may authorize transfers of budgeted amounts between departments within any fund. 5.Formal budgetary integration is employed as a management control device during the year for the General Fund and Special Revenue Funds. Budgetary control for Capital Projects Funds is accomplished through the use of project controls. 6.The legal level of budgetary control is at the department level for the General Fund and at the fund level for the Special Revenue Funds. Also inherent in this controlling function is the management philosophy that the existence of a particular item or appropriation in the approved budget does not automatically mean that it will be spent. The budget process has flexibility in that, where need has been properly demonstrated, an adjustment can be made within the department budget by the City Administrator or between departments by the City Council. 7.The City Council made supplemental budget appropriations throughout the year. Individual amendments were not material in relation to the original appropriations which were adjusted. The following is a listing of Special Revenue Funds whose expenditures exceed budget appropriations: FinalOver BudgetActualBudget Special Revenue Funds: Forestry$17,316$17,577$261 EDA general138,728155,68416,956 Oak wilt suppression8,60010,2501,650 Theover expenditures were funded by greater than anticipated revenues and/or available fund balance. F.CASH AND INVESTMENTS Cash balances from all funds are combined and invested to the extent available in authorized investments. Earnings from such investments are allocated to the individual funds on the basis of applicable cash balance participation of each fund. The City provides temporary advances to funds that have insufficient cash balances by means of an advance from another fund shown as interfund receivables in the advancing fund, and an interfund payable in the fund with the deficit, until adequate resources are received. These interfund balances are eliminated on the government-wide financial statements. Investments are stated at fair value, based upon quoted market prices. Short-term investments, such as commercial paper and banker’s acceptances, are reported as amortized cost. For purposes of the Statement of Cash Flows of Proprietary Fund Types, cash equivalents are defined as short-term, highly liquid investments that are both: a.readily convertible to known amounts of cash, or b.so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. The City’s policy considers cash equivalents to be those that meet the above criteria and have original maturities of three months or less. 38 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 G.RECEIVABLES AND PAYABLES During the course of operations, numerous transactions occur between individual funds for goods provided or services rendered. Short-term interfund loans are classified as “interfund receivables/payables.” All short-term interfund receivables and payables at December 31, 2002 are planned to be eliminated in 2003. Long-term interfund loans are classified as “interfund loan receivable/payable.” Any residual balances outstanding between the governmental activities and business-type activities are reported in the government-wide financial statements as “internal balances.” Interfund loan receivables, as reported in the fund financial statements, are offset by a fund balance reserve account in applicable governmental funds to indicate that they are not available for appropriation and are not expendable available financial resources. Property taxes and special assessments receivable have been reported net of estimated uncollectible accounts. (See Note 1 H, I and L) Because utility bills are considered liens on property, no estimated uncollectible amounts are established. Uncollectible amounts are not material for other receivables and have not been reported. H.PROPERTY TAX REVENUE RECOGNITION The City levies its property tax for the subsequent year during the month of December and it is certified to Anoka County. December 30th is the last day the City can certify a tax levy to the County Auditor for collection the following year. Such taxes become a lien on the following January 1. Anoka County is the collecting agency for the levy and remits the collections to the City three times a year. Taxes not collected as of December 31 each year are shown as delinquent taxes receivable. The County Auditor prepares the tax list for all taxable property in the City, applying the applicable tax rate to the tax capacity of individual properties, to arrive at the actual tax for each property. The County Auditor also collects all special assessments, except for certain prepayments paid directly to the City. The County Auditor submits a list of taxes to be collected on each parcel of property to the County Treasurer in January of each year. The County Treasurer collects all taxes and is required to mail copies of all personal property tax statements by April 15, and copies of all real estate tax statements by April 15, of each year. Property owners are required to pay one-half of their real estate taxes due by May 15 and the balance by October 15. If taxes due May 15 are not paid on time, a penalty of 3% is assessed on homesteaded property and 7% on nonhomesteaded property. An additional 1% penalty is added each month the taxes remain unpaid, until October 15. If the taxes due May 15 are not paid by October 15, a 2% penalty per month is added to homesteaded property and 4% per month to nonhomesteaded property until January 1. If the taxes are not paid by January 1, further penalties are added. Penalties and interest apply to both taxes and special assessments. There are some exceptions to the above penalties, but they are not material. Within 30 days after the tax settlement date, the County Treasurer is required to pay 70% of the estimated collections of taxes and special assessments to the City Treasurer. The County Treasurer must pay the balance to the City Treasurer within 60 days after settlement, provided that after 45 days interest accrues at the rate of 8% per annum. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes property tax revenue in the period for which the taxes were levied. Uncollectible property taxes are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes property tax revenue when it becomes both measurable and available to finance expenditures of the current period. In practice, current and delinquent taxes and State credits received by the City in July, December and January are 39 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 recognized as revenue for the current year. Taxes collected by the County by December 31 (remitted to the City the following January) and taxes and credits not received at the year-end are classified as delinquent and due from County taxes receivable. The portion of delinquent taxes not collected by the City in January is fully offset by deferred revenue because they are not available to finance current expenditures. I.SPECIAL ASSESSMENT REVENUE RECOGNITION Special assessments are levied against benefited properties for the cost or a portion of the cost of special assessment improvement projects in accordance with State Statutes. These assessments are collectible by the City over a term of years usually consistent with the term of the related bond issue. Collection of annual installments (including interest) is handled by the County Auditor in the same manner as property taxes. Property owners are allowed to (and often do) prepay future installments without interest or prepayment penalties. Once a special assessment roll is adopted, the amount attributed to each parcel is a lien upon that property until full payment is made or the amount is determined to be excessive by the City Council or court action. If special assessments are allowed to go delinquent, the property is subject to tax forfeit sale. Proceeds of sales from tax forfeit properties are allocated first to the County’s costs of administering all tax forfeit properties. Pursuant to State Statutes, a property shall be subject to a tax forfeit sale after three years unless it is homesteaded, agricultural or seasonal recreational land in which event the property is subject to such sale after five years. GOVERNMENT-WIDE FINANCIAL STATEMENTS The City recognizes special assessment revenue in the period that the assessment roll was adopted by the City Council. Uncollectible special assessments are not material and have not been reported. GOVERNMENTAL FUND FINANCIAL STATEMENTS The City recognizes revenue from special assessments when it becomes measurable and available to finance expenditures of the current fiscal period. In practice, current and delinquent special assessments received by the City are recognized as revenue for the current year. Special assessments that are collected by the County by December 31 (remitted to the City the following January) and are also recognized as revenue for the current year. All remaining delinquent, deferred and special deferred assessments receivable in governmental funding are completely offset by deferred revenues. J.INVENTORIES Inventories of the Governmental Funds and the Proprietary Funds are stated at cost, which approximates market, using the first-in, first-out (FIFO) method. Inventories of Governmental funds are recorded as expenditures when consumed rather than when purchased. K.PREPAID ITEMS Certain payments to vendors reflect costs applicable to future accounting periods and are recorded as prepaid items in both government-wide and fund financial statements. 40 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 L.CAPITAL ASSETS Capital assets, which include property, plant, equipment and infrastructure assets (e.g., roads, bridges, sidewalks, and similar items), are reported in the applicable governmental or business-type activities columns in the government-wide financial statements. Capital assets are defined by the government as assets with an initial, individual cost of more than $5,000 (amount not rounded) and an estimated useful life in excess of one year. Such assets are recorded at historical cost or estimated historical cost if purchased or constructed. Donated capital assets are recorded at estimated fair market value at the date of donation. The City has chosen the modified approach for reporting street and trail system capital assets. The costs of normal maintenance and repairs that do not add to the value of the asset or materially extend assets lives are not capitalized. Major outlays for capital assets and improvements are capitalized as projects are constructed. Interest incurred during the construction phase of capital assets of business-type activities is included as part of the capitalized value of the assets constructed. For the year ended December 31, 2002, no interest was capitalized in connection with construction in progress. Property, plant and equipment of the primary government, as well as the component units, is depreciated using the straight line method over the following estimated useful lives: AssetsLife Buildings and improvements10 - 30 years Furniture and equipment5 - 10 years Machinery and equipment5 - 10 years Other park improvements20 - 30 years Storm sewer50 years Distribution and collection systems50 years The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting of its streets and trails. The City conducted a physical assessment of the streets and trails condition in Fall of 2002. This condition assessment will be performed every 3 years. Each segment of City owned street or trail was assigned a physical condition based on potential defects. A Overall Condition Index (OCI) was assigned to each segment. The index is expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned to those segments that have the characteristic of a new street or trail. The following conditions were defined: RangeDescription 86 - 100Excellent 71 - 85Very good 56 - 70Good 41 - 55Fair 26 - 40Poor 11 - 25Very poor 0 - 10Failed The City’s policy relative to maintaining the street and trail assets is to achieve an average rating of good for all segments. This acceptable rating allows minor cracking and patching of the pavement along with minor roughness that could be noticeable to the users of the system. M.COMPENSATED ABSENCES City employees earn vacation and sick pay accruing each payroll period. Unused vacation can be accrued by the employees up to a maximum of 200 hours as of the anniversary date of the individual’s employment with the City, unless a specific 41 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 authorization is granted to an employee. All vacation pay is accrued when incurred in the government-wide and proprietary fund financial statements. A liability for these amounts is reported in governmental funds only if they have matured, for example, as a result of employee resignations and retirements. Employees can also accrue an unlimited amount of unused sick leave. Employees with two or more years of service are entitled to receive severance pay equal to a percentage of unused sick pay ranging from 20-50 percent based on years of service, up to a maximum of 400 hours. The liability for severance pay is accounted for the same as accrued vacation pay. N.LONG-TERM OBLIGATIONS In the government-wide financial statements and proprietary fund types in the fund financial statements, long-term debt and other long-term obligations are reported as liabilities in the applicable governmental activities, business-type activities, or proprietary fund type statement of net assets. Bond premiums and discounts, as well as issuance costs, are immaterial and are expensed in the year of bond issuance. In the fund financial statements, governmental fund types recognize bond premiums and discounts, as well as bond issuance costs, during the current period. The face amount of debt issued is reported as other financing sources. Premiums received on debt issuances are reported as other financing sources while discounts on debt issuances are reported as other financing uses. Issuance costs, whether or not withheld from the actual debt proceeds received, are reported as debt service expenditures. O.FUND EQUITY In the fund financial statements, governmental funds report reservations of fund balance for amounts not appropriable for expenditure or legally segregated for a specific future use. Designated fund balances represent tentative plans for future use of financial resources. P.INTERFUND TRANSACTIONS Interfund services provided and used are accounted for as revenues, expenditures or expenses. Transactions that constitute reimbursements to a fund for expenditures/expenses initially made from it that are properly applicable to another fund, are recorded as expenditures/expenses in the reimbursing fund and as reductions of expenditures/expenses in the fund that is reimbursed. Interfund loans are reported as an interfund loan receivable or payable which offsets the movement of cash between funds. All other interfund transactions are reported as transfers. Q.RESTRICTED ASSETS Certain assets in the water fund are restricted for future debt service payments. R.USE OF ESTIMATES The preparation of financial statements in accordance with generally accepted accounting principles (GAAP) requires management to make estimates that affect amounts reported in the financial statements during the reporting period.Actual results could differ from such estimates. 42 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 S.RECONCILIATION OF GOVERNMENT-WIDE AND FUND FINANCIAL STATEMENTS 1.EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND BALANCE SHEET AND THE GOVERNMENT-WIDE STATEMENT OF NET ASSETS fund balance – total governmental funds net The governmental fund balance sheet includes a reconciliation between and assets– governmental activities as reported in the government-wide statement of net assets. One element of that reconciliation explains that “long-term liabilities, including bonds payable, are not due and payable in the current period and therefore are not reported in the funds.” The details of this ($28,639,200) difference are as follows: Bonds payable$(27,845,000) Accrued interest payable(479,987) Compensated absences(314,213) Net adjustment to reduce fund balance - total governmental funds to arrive at net assets - governmental activities$(28,639,200) Another element of that reconciliation states that “internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. The assets and liabilities are included in the governmental statement of net assets along with a deduction of net revenue attributable to business-type activities.” The details of this $227,242 difference are as follows: Internal Service Funds net assets$238,008 Net revenue attributable to business-type activities(10,766) Net adjustment to increase fund balance - total governmental funds to arrive at net assets - governmental activities$227,242 2.EXPLANATION OF CERTAIN DIFFERENCES BETWEEN THE GOVERNMENTAL FUND STATEMENT OF REVENUES, EXPENDITURES, AND CHANGESIN FUND BALANCES AND THE GOVERNMENT-WIDE STATEMENT OF ACTIVITIES The governmental fund statement of revenues, expenditures, and changes in fund balances includes a reconciliation between net changes in fund balances – total governmental fundschanges in net assets of governmental activities and as reported in the government-wide statement of activities. One element of that reconciliation explains that “Governmental funds report capital outlays as expenditures. However, in the statement of activities the cost of those assets is allocated over their estimated useful lives and reported as depreciation expense.” The details of this $1,862,617 difference are as follows: Capital outlay$1,965,273 Construction/acquisition costs758,953 Depreciation expense(861,609) Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$1,862,617 43 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Another element of that reconciliation states “Revenues on the Statement of Activities that do not provide current financial resources are not reported as revenues in the funds.” The details of this ($22,782) difference are as follows: General property taxes deferred revenue: At December 31, 2001$(77,502) At December 31, 200293,823 Tax increment taxes deferred revenue: At December 31, 2001(52,060) At December 31, 200216,100 Special assessments deferred revenue: At December 31, 2001(4,834,574) At December 31, 20024,852,585 Notes receivable deferred revenue: At December 31, 2001(59,097) At December 31, 200237,943 Net adjustments to decrease net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$(22,782) Another element of that reconciliation states “the issuance of long-term debt (e.g., bonds, leases) provides current financial resources to governmental funds, while the repayment of the long-term debt consumes the current financial resources of governmental funds.” Neither transaction, however, has any effect on net assets. The details of this $7,070,000 difference are as follows: Principal repayments: General obligation revenue bonds$60,000 Special assessment bonds5,790,000 Tax increment bonds590,000 Certificates of indebtedness470,000 State aid bonds160,000 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$7,070,000 Another element of that reconciliation states that “Some expenses reported in the statement of activities do not require the use of current financial resources and therefore are not reported as expenditures in governmental funds.” The details of this $100,287 difference are as follows: Compensated absences$(279) Accrued interest100,566 Net adjustment to increase net changes in fund balances - total governmental funds to arrive at changes in net assets of governmental activities$100,287 44 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Another element of that reconciliation states that “internal service funds are used by management to charge the cost of equipment maintenance and insurance to individual funds. This amount is the portion of net revenue attributable to governmental activities.” The details of this $55,266 difference are as follows: Internal Service Funds change in net assets$66,032 Net revenue attributable to business-type activities(10,766) Net adjustment to increase fund balance - total governmental funds to arrive at net assets - governmental activities$55,266 Note 2 DEPOSITS AND INVESTMENTS DEPOSITS In accordance with Minnesota Statutes, the City maintains deposits at those depository banks authorized by the City Council, all of which are members of the Federal Reserve System. Minnesota Statutes require that all City deposits be protected by insurance, surety bond, or collateral. The market value of collateral pledged must equal 110% of the deposits not covered by insurance or bonds (140% in the case of mortgage notes pledged). Authorized collateral includes the legal investments described below, as well as certain first mortgage notes, and certain other state or local government obligations. Minnesota Statutes require that securities pledged as collateral be held in safekeeping by the City Treasurer or in a financial institution other than that furnishing the collateral. Balances at December 31, 2002 are as follows: BankCarrying BalancesAmount 1) Insured or collateralized by securities held by the City or its agent in the City's name.$300,947$1,051,469 2) Collateralized with securities held by the pledging institution trust department in the City's name.-- 3) Uncollateralized or collateralized with securities not in the City's name.-- Totals$300,947$1,051,469 INVESTMENTS Minnesota Statutes authorize the City to invest in the following: a)Direct obligations or obligations guaranteed by the United States or its agencies, its instrumentalities or organizations created by an act of congress, excluding mortgage-backed securities defined as high risk. b)Shares of investment companies registered under the Federal Investment Company Act of 1940 and whose only investments are in securities described in (a) above, general obligation tax-exempt securities, or repurchase or reverse repurchase agreements. c)General obligations of the State of Minnesota or any of its municipalities. 45 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 d)Bankers acceptance of United States banks eligible for purchase by the Federal Reserve System. e)Commercial paper issued by United States corporations or their Canadian subsidiaries, of the highest quality, and maturing in 270 days or less. f)Repurchase or reverse repurchase agreements with banks that are members of the Federal Reserve System with capitalization exceeding $10,000,000; a primary reporting dealer in U.S. government securities to the Federal Reserve Bank of New York; certain Minnesota securities broker-dealers; or, a bank qualified as a depositor. Balances at December 31, 2002: Carrying Custodial Credit Risk CategoryAmount Securities Type123(at Fair Value) Negotiable CD's$5,339,953$-$-$5,339,953 State and local government securities836,165--836,165 U.S. government and agency securities12,674,069--12,674,069 Commercial paper5,456,601--5,456,601 Totals$24,306,788$-$-24,306,788 Investments not subject to credit risk categorization: Minnesota municipal investment pool49,765 Open end mutual funds314,154 Total investments24,670,707 Deposits - checking account1,051,469 Total deposits and investments25,722,176 Petty Cash1,000 Total cash and investments (including cash equivalents)$25,723,176 The City's investments are categorized above to give an indication of the level of custodial credit risk assumed at year-end. Category 1 includes investments that are insured or registered or for which the securities are held by the City or its agent in the City's name. Category 2 includes uninsured and unregistered investments for which the securities are held by the counterparty's trust department or agent in the City's name. Category 3 includes uninsured and unregistered investments for which the securities are held by the counterparty or by its trust department or agent but not in the City's name. 46 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Note 3RECEIVABLES Significant receivables balances not expected to be collected within one year of December 31, 2002 are as follows: DelinquentDelinquentSpecial PropertyTaxAssessmentNotes TaxesIncrementReceivableReceivableTotal Major Funds: General Fund$39,750$-$1,905$-$41,655 G.O. Improvement Bonds of 1997B DSF--5,102-5,102 Water Trunk CPF--692,020-692,020 Unfinanced CPF--205,844-205,844 Road and Bridge CPF--838,606-838,606 Permanent Improvement Revolving CPF--1,358,972-1,358,972 Nonmajor Funds5,28612,2361,243,06515,5951,276,182 Total$45,036$12,236$4,345,514$15,595$4,418,381 Governmental funds report deferred revenue in connection with receivables for revenues that are not considered to be available to liquidate liabilities of the current period. Governmental funds also defer revenue recognition in connection with resources that have been received, but not yet earned. At the end of the current fiscal year, the various components of deferred revenue reported in the governmental funds were as follows: UnavailableUnearned Delinquent property taxes receivable: General Fund$82,812- Nonmajor Funds11,011- Delinquent tax increment collections (Nonmajor Funds)16,100- Special assessments not yet due: General Fund1,905- G.O. Improvement Bonds of 1997B DSF5,956- Water Trunk CPF760,639- Unfinanced CPF238,072- Road & Bridge CPF903,015- Permanent Improvement Revolving CPF1,491,180- Nonmajor Funds1,451,818- Notes receivable not yet due: Nonmajor funds37,943- Unearned miscellaneous fees: General Fund-3,930 Unearned developer seal coating fees: Nonmajor funds-460,127 Grant drawdowns prior to meeting all eligibility requirements: General Fund-3,989 Total$5,000,451$468,046 47 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Note 4LOANS RECEIVABLE As part of a development agreement entered into with a private developer in May 1989, the City received a promissory note for $243,520. The note is to reimburse the City for the fiscal disparities contributions the City lost due to the establishment of a tax increment financing district for the development project. The note bears an interest rate of 5.50% and calls for 180 equal monthly payments to be made to the City through August 2003. At December 31, 2002, the remaining principal due of $37,943 is offset by deferred revenue as it is not available to finance current activities. Note 5CAPITAL ASSETS In accordance with GASB Statement No. 34, the City has reported all capital assets including infrastructure in the government-wide statement of net assets. The City elected to use the modified approach as defined by GASB Statement No. 34 for infrastructure reporting for its streets and trails. As a result, no accumulated depreciation or depreciation expense has been recorded for this system. A more detailed discussion of the modified approach is presented in the Required Supplementary Information section of this report. All other capital assets including other infrastructure systems were reported using the basic approach whereby accumulated depreciation and depreciation expense have been recorded. Adjustments due to restatement represent the changes due to an extensive inventory of all capital assets, implementation of GASB Statement No. 34 and a policy change related to capitalization thresholds.Capital asset activity for the year ended December 31, 2002 as previously reported was as follows: 48 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Adjustments BeginningDue ToEnding Primary Government BalanceRestatementAdditionsDeletionsBalance Governmental activities: Capital assets not being depreciated: Land and improvements$2,741,610$6,034,944$-$(763,444)$8,013,110 Streets and trails-66,955,0772,785,756-69,740,833 Construction in progress-3,450,484758,953(3,047,300)1,162,137 Total capital assets not being depreciated2,741,61076,440,5053,544,709(3,810,744)78,916,080 Capital assets being depreciated: Buildings and improvements8,191,297(2,547,373)86,659(20,371)5,710,212 Furniture and equipment1,105,675(1,046,288)--59,387 Machinery and equipment5,940,492(926,461)655,113(269,510)5,399,634 Other park improvements-1,978,119796,803-2,774,922 Storm sewers-6,357,718688,242-7,045,960 Total capital assets being depreciated15,237,4643,815,7152,226,817(289,881)20,990,115 Less accumulated depreciation for: Buildings and improvements-1,376,011191,260-1,567,271 Furniture and equipment-54,6851,045-55,730 Machinery and equipment-2,331,507425,936(229,418)2,528,025 Other park improvements-768,93894,958-863,896 Storm sewers-1,506,397148,410-1,654,807 Total accumulated depreciation-6,037,538861,609(229,418)6,669,729 Total capital assets being depreciated - net15,237,464(2,221,823)1,365,208(60,463)14,320,386 Governmental activities capital assets - net$17,979,074$74,218,682$4,909,917$(3,871,207)$93,236,466 49 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Adjustments BeginningDue ToEnding Primary Government BalanceRestatementAdditionsDeletionsBalance Business-type activities: Capital assets not being depreciated: Land and improvements$-$33,900$162,487$-$196,387 Construction in progress-2,117,0914,805,387(828,365)6,094,113 Total capital assets not being depreciated-2,150,9914,967,874(828,365)6,290,500 Capital assets being depreciated: Buildings and improvements-4,402,174--4,402,174 Furniture and equipment982,013(952,658)--29,355 Machinery and equipment1,156,162(666,685)--489,477 Collection and distribution33,514,555(3,924,110)1,900,527-31,490,972 Total capital assets being depreciated35,652,730(1,141,279)1,900,527-36,411,978 Less accumulated depreciation for: Buildings and improvements-1,808,266182,210-1,990,476 Furniture and equipment111,487(82,132)--29,355 Machinery and equipment367,730(70,610)42,006-339,126 Collection and distribution7,533,203(991,487)610,814-7,152,530 Total accumulated depreciation8,012,420664,037835,030-9,511,487 Total capital assets being depreciated - net27,640,310(1,805,316)1,065,497-26,900,491 Business-type activities capital assets - net$27,640,310$345,675$6,033,371$(828,365)$33,190,991 Depreciation expense was charged to functions/programs of the primary government as follows: Governmental activities: General government$197,528 Public safety132,077 Public works208,680 Sanitation, included depreciation of general infrastructure assets155,011 Parks and recreation168,313 Total depreciation expense - governmental activities$861,609 Business-type activities Water$433,937 Sewer401,093 Total depreciation expense - business-type activities$835,030 50 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 CONSTRUCTION COMMITMENTS At December 31, 2002, the City had construction project contracts in progress. The commitments related to the remaining contract balances are summarized as follows: ContractRemaining Project #ProjectAmountCommitment 99-15Water Treatment Facility$8,152,744$3,284,033 01-30Prairie Road Reconstruction480,000172,949 Total$8,632,744$3,456,982 Note 6LONG-TERM DEBT The City issues general obligation bonds and equipment certificates to provide funds for the acquisition and construction of major capital facilities. The reporting entity’s long-term debt is segregated between the amounts to be repaid from governmental activities and amounts to be repaid from business-type activities. 51 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 GOVERNMENTAL ACTIVITIES IssueMaturityInterestOriginalPayable DateDateRateIssue12/31/02 GOVERNMENTAL ACTIVITIES: General Obligation Revenue Bonds: 1997 Public Project Revenue Bonds9/1/199712/1/20164.50-5.90%$2,350,000$2,115,000 Special Assessment Bonds: 1993A G.O. Improvement Bonds8/1/19938/1/20034.00-4.75%3,650,000365,000 1994C G.O. Improvement Bonds10/1/19942/1/20065.05-5.75%1,140,000460,000 1995A G.O. Improvement Bonds7/1/19952/1/20064.85-5.30%2,605,0001,195,000 1997B G.O. Improvement Bonds7/1/199712/1/20033.90-4.70%6,315,000775,000 Total special assessment bonds13,710,0002,795,000 Tax Increment Bonds: 1994B G.O. Tax Increment Refunding Bonds5/1/19945/1/20046.97-7.87%885,000165,000 1995D Tax Increment Bonds10/1/19952/1/20134.50-5.60%6,055,0005,000,000 1996 Tax Increment Bonds6/1/19968/1/20124.75-5.40%2,055,0001,620,000 1999 Tax Increment Bonds6/1/199912/1/20124.00-5.00%1,500,0001,370,000 2000A Tax Increment Bonds9/1/20002/1/20106.80-7.10%2,445,0002,295,000 Total tax increment bonds12,940,00010,450,000 Certificates of Indebtedness: 1999 G.O. Equipment Certificates6/1/19992/1/20043.70-4.00%1,050,000575,000 2001C G.O. Capital Notes6/5/20012/1/20062.90-3.80%1,210,000990,000 Total certificates of indebtedness2,260,0001,565,000 Permanent Improvement Revolving Bonds: 2000B Permanent Improv. Revolving Bonds9/1/20002/1/20074.20-4.375%3,350,0003,350,000 2001A Permanent Improv. Revolving Bonds6/5/20012/1/20073.20-4.00%4,975,0004,975,000 Total permanent improvement revolving bonds8,325,0008,325,000 State Aid Bonds: 2001B State Aid Street Bonds6/5/20012/1/20172.90-5.00%2,755,0002,595,000 Total - bonded indebtedness42,340,00027,845,000 Compensated absences payable-314,213 Total governmental activities indebtedness42,340,00028,159,213 BUSINESS-TYPE ACTIVITIES General Obligation Revenue Bonds 2002 G.O. Water Revenue Bonds5/9/20022/1/20232.30-5.00%9,780,0009,780,000 Compensated absences payable-48,630 Total business-type activities indebtedness9,780,0009,828,630 Total City indebtedness$52,120,000$37,987,843 52 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Annual debt service requirements to maturity for general obligation bonds are as follows: Governmental Activities G.O. Revenue BondsSpecial Assessment BondsTax Increment Bonds PrincipalInterestPrincipalInterestPrincipalInterest 2003$70,000$120,310$1,540,000$129,180$650,000$565,472 200480,000116,740415,00055,835790,000528,739 200590,000112,580435,00033,453920,000483,155 2006100,000107,810405,00010,9461,025,000430,885 2007110,000102,410--1,080,000374,275 2008-2012750,000406,408--5,360,000924,390 2013-2017915,000140,987--625,00017,500 Total$2,115,000$1,107,245$2,795,000$229,414$10,450,000$3,324,416 Governmental Activities Permanent Improvement Certificates of IndebtednessRevolving BondsState Aid Bonds PrincipalInterestPrincipalInterestPrincipalInterest 2003$500,000$48,938$1,530,000$297,195$125,000$111,030 2004545,00029,6171,595,000239,751130,000106,788 2005255,00014,7241,660,000177,365135,000102,081 2006265,0005,0351,735,000109,915140,00096,957 2007--1,805,00037,469150,00091,298 2008-2012----845,000355,382 2013-2017----1,070,000136,834 Total$1,565,000$98,314$8,325,000$861,695$2,595,000$1,000,370 Business-Type Activities G.O. Revenue Bonds PrincipalInterest 2003$-$505,170 2004310,000429,437 2005320,000421,393 2006335,000411,720 2007345,000400,662 2008-20121,980,0001,788,835 2013-20172,505,0001,299,811 2018-20223,230,000608,753 2023755,00018,875 Total$9,780,000$5,884,656 It is not practical to determine the specific year for payment of long-term accrued compensated absences. 53 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 CHANGE IN LONG-TERMLIABILITIES Long-term liability activity for the year ended December 31, 2002, was as follows: BeginningEndingDue Within BalanceAdditionsReductionsBalanceOne Year Governmental activities: Bonds payable: G.O. revenue bonds$2,175,000$-$(60,000)$2,115,000$70,000 Special assessment bonds8,585,000-(5,790,000)2,795,0001,540,000 Tax increment bonds11,040,000-(590,000)10,450,000650,000 Certificates of indebtedness2,035,000-(470,000)1,565,000500,000 Permanent improvement revolving bonds8,325,000--8,325,0001,530,000 State aid bonds2,755,000-(160,000)2,595,000125,000 Total bonds payable34,915,000-(7,070,000)27,845,0004,415,000 Compensated absences313,934279-314,213- Total governmental activities long-term liabilities$35,228,934$279$(7,070,000)$28,159,213$4,415,000 Business-type activities: Bonds payable: G.O. revenue bonds$-$9,780,000$-$9,780,000$- Compensated absences47,814816-48,630- Total business-type activities long-term liabilities$47,814$9,780,816$-$9,828,630$- For the governmental activities, bonds payable can be summarized in the following categories: G.O. revenue bonds The were used to construct a 30,000 square foot public works building adjacent to the existing public works facility. The bonds are payable from annual lease payments received by the EDA from the City. These bonds do constitute debt for the purpose of computing statutory debt limits. special assessment bonds The are used to finance assessable improvements within the City, including but not limited to sanitary sewer and water line connections, storm sewer, streets, sidewalks and curb & gutter. The bonds are payable primarily from special assessments levied against properties benefited by the improvements. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. tax increment bonds The are used to finance land acquisition and other public costs to facilitate development in the City’s tax increment district. The bonds are payable from tax increment revenues generated by existing and new development with the district. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. certificates of indebtedness The are used to finance the purchase of capital equipment. The certificates are general obligations of the City for which it pledges its full faith, credit and taxing powers to the payment of principal and interest on the certificates. permanent improvement revolving bonds The are used to finance assessable improvements within the City, including but not limited to sanitary sewer and water line connections, storm sewer, streets, sidewalks and curb & gutter. The bonds are payable 54 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 primarily from special assessments levied against properties benefited by the improvements. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. state aid bonds The were used to finance the Municipal State Aid (MSA) eligible costs of the Andover Boulevard project. The bonds are payable entirely from state-aid received by the City from construction and maintenance of the state aid street system. The City has pledged an amount of money from its account in the state-aid street fund sufficient to pay the principal and interest of the bonds. In addition, the bonds are general obligations of the City for which its full faith, credit and taxing powers are pledged without limitation as to rate or amount. G.O. revenue bonds For the business-type activities, the are being used to finance the construction of various water system improvements within the City. The bonds are payable from net revenues of the water system and are general obligations of the City for which its full faith, credit and taxing powers are pledged. Note 7LEGAL DEBT MARGIN The City is subject to a statutory limitation by the State of Minnesota for bonded indebtedness payable principally from property taxes. The City of Andover's legal debt margin for 2002 is computed as follows: 12/31/2002 Estimated taxable market value$1,719,429,400 Debt limit (2% of market value)34,388,588 Amount of debt applicable to debt limit: Total bonded debt$37,625,000 Less: Nonapplicable debt G.O. water revenue bonds(9,780,000) Special assessment bonds(2,795,000) Tax increment bonds(10,450,000) Permanent improvement revolving bonds(8,325,000) State aid bonds(2,595,000) Less: Cash and investments in related debt service funds(112,848) Total debt applicable to debt limit3,567,152 Legal debt margin$30,821,436 Note 8DEFINED BENEFIT PENSION PLANS - STATEWIDE A.PLAN DESCRIPTION All full-time and certain part-time employees of the City of Andover are covered by defined benefit plans administered by the Public Employees Retirement Association of Minnesota (PERA). PERA administers the Public Employees Retirement Fund (PERF) and the Public Employees Police and Fire Fund (PEPFF), which are cost-sharing, multiple-employer retirement plans. Minnesota Statute These plans are established and administered in accordance with , Chapters 353 and 356. PERF members belong to either the Coordinated Plan or the Basic Plan. Coordinated Plan members are covered by Social Security and Basic Plan members are not. All new members must participate in the Coordinated Plan. All police officers, firefighters and peace officers who qualify for membership by statute are covered by the PEPFF. 55 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 PERA provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. Benefits are established by State Statute, and vest after three years of credited service. The defined retirement benefits are based on a member’s highest average salary for any five successive years of allowable service, age, and years of credit at termination of service. Two methods are used to compute benefits for PERF’s Coordinated and Basic Plan members. The retiring member receives the higher of a step-rate benefit accrual formula (Method 1) or a level accrual formula (Method 2). Under Method 1, the annuity accrual rate for a Basic Plan member is 2.2% of average salary for each of the first 10 years of service and 2.7% for each remaining year. The annuity accrual rate for a Coordinated Plan member is 1.2% of average salary for each of the first 10 years and 1.7% for each remaining year. Under Method 2, the annuity accrual rate is 2.7% of average salary for Basic Plan members and 1.7% for Coordinated Plan members for each year of service. For PEPFF members, the annuity accrual rate is 3.0% for each year of service. For all PEPFF and PERF members hired prior to July 1, 1989 whose annuity is calculated using Method 1, a full annuity is available when age plus years of service equal 90. Normal retirement age is 55 for PEPFF members and 65 for Basic and Coordinated members hired prior to July 1, 1989. Normal retirement age is the age for unreduced Social Security benefits capped at 66 for Coordinated members hired on or after July 1, 1989. A reduced retirement annuity is also available to eligible members seeking early retirement. There are different types of annuities available to members upon retirement. A single-life annuity is a lifetime annuity that ceases upon the death of the retiree – no survivor annuity is payable. There are also various types of joint and survivor annuity options available which will be payable over joint lives. Members may also leave their contributions in the fund upon termination of public service in order to qualify for a deferred annuity at retirement age. Refunds of contributions are available at any time to members who leave public service, but before retirement benefits begin. The benefit provisions stated in the previous paragraphs of this section are current provisions and apply to active plan participants. Vested, terminated employees who are entitled to benefits but are not receiving them yet are bound by the provisions in effect at the time they last terminated their public service. PERA issues a publicly available financial report that includes financial statements and required supplementary information for PERF and PEPFF. That report may be obtained on the web at mnpera.com, by writing to PERA, 60 Empire Drive #200, St. Paul, Minnesota, 55103-1855 or by calling (651) 296-7460 or 1-800-652-9026. B.FUNDING POLICY Minnesota Statutes Chapter 353 sets the rates for employer and employee contributions. These statutes are established and amended by the state legislature. The City makes annual contributions to the pension plans equal to the amount required by state statutes. PERF Basic Plan members and Coordinated Plan members are required to contribute 9.10% and 5.10%, respectively, of their annual covered salary. PEPFF members are required to contribute 6.20% of their annual covered salary. The City of Andover is required to contribute the following percentages of annual covered payroll: 11.78% for Basic Plan PERF members, 5.53% for Coordinated Plan PERF members, and 9.30% for PEPFF members. The City’s contributions to the Public Employees Retirement Fund for the years ending December 31, 2002, 2001 and 2000 were $144,981, $127,471 and $112,392, respectively. The City’s contributions to the Public Employees Police and Fire Fund for the years ending December 31, 2002, 2001 and 2000 were $6,381, $5,866 and $5,512, respectively. The City’s contributions were equal to the contractually required contributions for each year as set by state statute. C.DEFINED CONTRIBUTION LUMP SUM SERVICE PENSION PLAN – VOLUNTEER FIREFIGHTERS RELIEF ASSOCIATION PLAN DESCRIPTION Members of the City’s volunteer fire department are members of the Andover Firefighters’ Relief Association. The Association is the administrator of a single-employer defined contribution plan available to firefighters that was established Minnesota Statutes October 9, 1979 and operates under the provisions of Section 424A. It is governed by a board of six 56 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 members elected by the members of the Association for three-year terms. The City’s Mayor, City Clerk and Fire Chief are ex- officio members of the Board of Trustees. The Association provides retirement benefits as well as disability benefits to members, and benefits to survivors upon death of eligible members. 1.Twenty-Year Service Pension – In order to be entitled to a pension benefit, a firefighter must have completed a minimum of five years of service with the Department and five years membership in the Association and attain the age of 50 years. The firefighter will then be 40% vested. This percentage increases 4% per year until the twentieth year when 100% vesting will occur. Because this is a defined contribution plan, the amount of the retirement benefit is not predetermined, but rather is based on the individual member’s allocable portion of contributions made during the participation period. 2.Deferred Pension – If the retired or terminated member has not attained age 50 years and is otherwise eligible for the pension benefit, the balance of the member’s account will be credited with earned interest at the rate permitted by Minnesota Statutes Section 424.A02, Subd.7. 3.Disability Benefit – If a member of the Association becomes totally and permanently disabled due to injury, disability, sickness or dismemberment as a result of performance of duty, a disability payment will be made after one hundred days of disability. 4.Death Benefit – In the event of death of an active member or deferred pensioner, the member’s individual account balance will be paid to the surviving spouse, surviving children or the estate of the member after approval by the Board. The Association issues a publicly available financial report that includes financial statements and required supplementary information. That report may be obtained by writing to Andover Firefighters’ Relief Association, 13875 Crosstown Boulevard, Andover, Minnesota 55304. FUNDING POLICY Minnesota Statutes Chapter 69.772 sets the minimum contribution requirement for the City and State Aid on an annual basis. These statutes are established and amended by the state legislature. The Association is comprised of volunteers; therefore, members have no contribution requirements. The City’s annual pension cost for the current year and related information for the plan is as follows: Three-Year Trend Information AnnualPercentageNet YearPensionof APCPension EndingCostContributedObligation 12/31/2000$104,082100%$- 12/31/2001126,633100%- 12/31/2002142,150100%- 57 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Note 9INTERFUND RECEIVABLES/PAYABLES, LOANS AND TRANSFERS Individual fund interfund receivable and payable balances at December 31, 2002 are as follows: FundReceivablePayable Governmental Funds: Major Funds: General Fund$205,000$- Road and Bridge CPF450,000- Unfinanced CPF-530,000 Nonmajor Governmental Funds-125,000 Total$655,000$655,000 Interfund transfers: Transfer InTransfer Out Governmental Funds: Major Funds: General Fund$217,437$748,893 G.O. Improvement Bonds of 1997B DSF620,000176,130 G.O. Improvement Bonds of 1999 DSF310,371262,417 Water Trunk CPF468,579652,209 Unfinanced CPF435,421508 Road and Bridge CPF1,219,01034,366 Permanent Improvement Revolving CPF-755,923 Nonmajor Funds1,932,4501,818,760 Total Governmental Funds5,203,2684,449,206 Proprietary Funds: Water-474,000 Sewer-280,062 Total Proprietary Funds-754,062 Total$5,203,268$5,203,268 Interfundtransfers allow the City to allocate financial resources to the funds that receive benefit from services provided by another fund. Most of the City’s interfund transfers fall under that category. Non-routine transfers include a one-time transfer of $565,233 from the General Fund and $653,777 from the Capital Equipment Reserve Special Revenue Fund to the Road and Bridge Capital Projects Fund, to provide part of the financing needed to start the pavement management program. Additionally, computer service fees paid by the Water and Sewer Funds to the General Fund have been reclassified as transfers on the Government-Wide Statement of Activities as follows: 58 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Transfer InTransfer Out Governmental Activities$16,000$- Business-Type Activities-16,000 Total$16,000$16,000 Note 10TAX INCREMENT DISTRICTS The City of Andover is the administering authority for the following tax increment finance districts: 1.Name of District:Andover Redevelopment District 1-1 Type of District:Redevelopment Authorizing Law:M.S. Section 472 Established:1986 Duration of District:Through 2012 Original net tax capacity:$14,775 Current net tax capacity:206,702 Captured net tax capacity - retained by the City$191,927 2.Name of District:Andover Redevelopment District 1-2 Type of District:Redevelopment Authorizing Law:M.S. Section 472 Established:1986 Duration of District:Through 2012 Original net tax capacity:$67,049 Current net tax capacity:871,018 Captured net tax capacity - retained by the City$803,969 Total District Bonds issued$13,460,000 Amount redeemed(3,010,000) Bonds outstanding December 31, 2002$10,450,000 3.Name of District:Tax Increment Financing District 1-3 (Farmstead Project) Type of District:Redevelopment Authorizing Law:M.S. Section 469 Established:1997 Duration of District:Through 2024 Original net tax capacity:$8,458 Current net tax capacity:150,544 Captured net tax capacity - retained by the City$142,086 59 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Note 11DEFICIT FUND BALANCES/RETAINED EARNINGS The City has deficit fund balances/retained earnings at December 31, 2002 as follows: FundAmount Special Revenue Funds: Drainage and Mapping$10,445 Capital Projects Funds: Unfinanced684,800 Storm Sewer Project111,301 Note 12CONTINGENCIES A.RISK MANAGEMENT The City is exposed to various risks of loss related to torts, theft of, damage to and destruction of assets; errors and omissions; injuries to employees; and natural disasters. The City participates in the League of Minnesota Cities Insurance Trust (LMCIT), a public entity risk pool for its general property and casualty, workers’ compensation, and other miscellaneous insurance coverages. Workers compensation coverage is provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to LMCIT. The City is subject to supplemental assessments if deemed necessary by the LMCIT. The LMCIT reinsures through Workers Compensation Reinsurance Association (WCRA) as required by law. For workers compensation, the City enrolls with a state-certified managed care organization to receive a 5% premium credit towards the cost of coverage. The City also has a $500 deductible per occurrence to further decrease the cost of coverage. Final premiums are determined after an audit of payroll subsequent to the close of the agreement year and are subject to revisions in rates, payrolls and experience modification. The amount of premium adjustment, if any, is considered immaterial and not recorded until received or paid. Property, casualty, and automobile insurance coverage are provided through a pooled self-insurance program through the LMCIT. The City pays an annual premium to the LMCIT. The LMCIT reinsures through commercial companies for claims in excess of various amounts. The City retains risk for the deductible portions. These deductibles are considered immaterial to the financial statements. The City continues to carry commercial insurance for all other risks of loss, including employee health and disability insurance. There were no significant reductions in insurance from the previous year or settlements in excess of insurance coverage for any of the past three fiscal years. B.LITIGATION The City attorney has indicated that existing and pending lawsuits, claims and other actions in which the City is a defendant are either covered by insurance; of an immaterial amount; or, in the judgment of the City attorney, remotely recoverable by plaintiffs, with the exception of one lawsuit related to development activities. The outcome of the lawsuit cannot be determined at this time, an unfavorable outcome would be between $0 and $350,000. 60 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 C.FEDERAL AND STATE FUNDS The City receives financial assistance from federal and state governmental agencies in the form of grants. The disbursement of funds received under these programs generally requires compliance with the terms and conditions specified in the grant agreements and are subject to audit by the grantor agencies. Any disallowed claims resulting from such audits could become a liability of the applicable fund. However, in the opinion of management, any such disallowed claims will not have a material effect on any of the financial statements of the individual fund types included herein or on the overall financial position of the City at December 31, 2002. D.TAX INCREMENT DISTRICTS The City’s tax increment districts are subject to review by the State of Minnesota Office of the State Auditor (OSA). Any disallowed claims or misuse of tax increments could become a liability of the applicable fund. Management has indicated that they are not aware of any instances of noncompliance that would have a material effect on the financial statements. Note 13DEFERRED AD VALOREM TAX LEVIES - BONDED DEBT General Obligation bond issues sold by the City are financed by ad valorem tax levies and special assessment bond issues sold by the City are partially financed by ad valorem tax levies in addition to special assessments levied against the benefiting properties. When a bond issue to be financed partially or completely by ad valorem tax levies is sold, specific annual amounts of such tax levies are stated in the bond resolution and the County Auditor is notified and instructed to levy these taxes over the appropriate years. The future tax levies are subject to cancellation when and if the City has provided alternative sources of financing. The City Council is required to levy any additional taxes found necessary for full payment of principal and interest. These future scheduled tax levies are not shown as assets in the accompanying financial statements at December 31, 2002. Future scheduled tax levies for all bonds outstanding at December 31, 2002 totaled $15,437,732. Note 14DESIGNATIONS AND RESERVATIONS OF FUND EQUITY Fund equities are classified as follows to reflect limitations and restrictions of the respective funds: SpecialDebtCapital GeneralRevenueServiceProjectsEnterpriseTotal Reserved for: Prepaid items$4,152$-$-$-$-$4,152 Inventory68,175----68,175 Debt service--1,665,451--1,665,451 Projects---899,2384,337,1705,236,408 Designated for: Working capital2,742,64563,412---2,806,057 Projects-353,446-11,565,955-11,919,401 Equipment-667,108---667,108 $2,814,972$1,083,966$1,665,451$12,465,193$4,337,170$22,366,752 61 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 Note 15POST EMPLOYMENT BENEFITS The City provides the ability for employees to maintain insurance coverage with the City after retirement. The retired employee is responsible for 100% of the cost. The employee has the option of taking of payout of sick leave or have the monies deposited in a separate medical premium account to be used towards insurance premiums. Note 16CONDUIT DEBT OBLIGATION Conduit debt obligations are certain limited-obligation revenue bonds or similar debt instruments issued for the express purpose of providing capital financing for a specific third party. The City has issued various revenue bonds to provide funding to private-sector entities for projects deemed to be in the public interest. Although these bonds bear the name of the City, the City has no obligation for such debt beyond the resources provided by related leases or loans. Accordingly, the bonds are not reported as liabilities in the financial statements of the City. As of December 31, 2002, the following revenue bonds were outstanding: Date ofOriginalOutstanding ProjectIssueIssueRetired12/31/2002 Downtown Center7/15/1997$5,645,000$(1,525,000)$4,120,000 Downtown Center7/15/19971,250,000(460,000)790,000 Presbyterian Homes of Andover, Inc.12/1/199813,980,000(525,000)13,455,000 Presbyterian Homes of Andover, Inc.12/1/1998720,000(144,000)576,000 Total$21,595,000$(2,654,000)$18,941,000 Note 17CHANGE IN ACCOUNTING PRINCIPLE / PRIOR PERIOD ADJUSTMENT Basic Financial Statements – and In June 1999, the Governmental Accounting Standards Board (GASB) approved Statement No. 34, Management’s Discussion and Analysis – for State and Local Governments . The City is required to implement GASB 34 no later than the year ended December 31, 2003. The City elected to implement GASB 34, including the infrastructure–related portion, during 2002. The most significant effects of implementing GASB 34 during 2002 are as follows: x Government-wide financial statements are prepared using full accrual accounting for all the City’s activities. x Infrastructure and construction in progress for governmental activities has been capitalized and all capital assets (except streets and trails) are depreciated on the government-wide financial statements. See Note 4 for restatement of previously reported amounts. x The basic fund financial statements focus on major funds rather than fund types. x A Management Discussion and Analysis (MD&A) is included as required supplementary information. These and other changes are reflected in the accompanying financial statements (including notes to the financial statements). The City also implemented the following pronouncements during 2002, which did not have a material effect on the accompanying financial statements: x Recipient Reporting for Certain Shared Nonexchange Revenues GASB Statement 36, – an Amendment to GASB Statement 33. x Basic Financial Statements – and Management’s Discussion and Analysis – for State and Local GASB Statement 37, Governments: Omnibus – an Amendment of GASB Statements No. 21 and No. 34. x Certain Financial Statement Note Disclosures GASB Statement 38, . 62 CITY OF ANDOVER, MINNESOTA NOTES TO FINANCIAL STATEMENTS December 31, 2002 During 2002, the City amended its capital asset policy. This policy increased the capitalization threshold from $1,000 to $5,000. This approved change has resulted in the City adjusting its fixed asset listing to only include assets that comply with the amended policy. The City also performed an extensive physical inventory of all fixed assets which resulted in corrections to prior year financial statements. A summary of these changes is as follows: Capital Assets - GovernmentalNet Assets - Enterprise Funds FundsWaterSewerTotal January 1, 2002, as previously reported$17,979,074$13,949,151$16,804,743$30,753,894 Cumulative effect of change in accounting principle: Infrastructure and construction in progress76,763,279--- Capital asset threshold(644,631)377,918(5,756)372,162 Prior period adjustments4,137,57266,032(92,519)(26,487) January 1, 2002, as restated$98,235,294$14,393,101$16,706,468$31,099,569 63 - This page intentionally left blank - 64 REQUIRED SUPPLEMENTARY INFORMATION 65 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATIONStatement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: General property taxes$4,271,900$4,271,900$3,782,334$(489,566) Licenses and permits910,790627,000588,965(38,035) Intergovernmental632,149632,1491,043,272411,123 Charges for services442,590726,380689,427(36,953) Fines78,00078,00073,475(4,525) Investment income185,000185,000109,524(75,476) Miscellaneous224,500224,500208,790(15,710) Total revenues6,744,9296,744,9296,495,787(249,142) Expenditures: Current: General government: Mayor and City council67,74867,74867,69256 Newsletter28,35028,35025,6342,716 City clerk126,605129,301125,5583,743 Administration120,301122,868121,5391,329 Human resources161,37992,00187,7564,245 Financial administration263,713273,852273,152700 Elections43,81343,86038,7125,148 Assessing102,000102,000100,9791,021 Legal133,200133,200142,411(9,211) Planning and zoning258,584259,070242,37316,697 Information systems131,414130,689128,7591,930 Facility management501,378317,718305,02412,694 Engineering377,324386,007385,203804 Total general government2,315,8092,086,6642,044,79241,872 Public safety: Police1,203,4961,203,4961,234,866(31,370) Fire protection748,276742,621705,32037,301 Protective inspection398,437409,070394,04115,029 Civil defense16,55816,6549,6067,048 Animal control13,78013,7809,0764,704 Total public safety2,380,5472,385,6212,352,90932,712 Public works: Streets and highways393,931398,090392,6525,438 Snow and ice removal533,473540,674521,70018,974 Street lighting177,550177,550165,06212,488 Street signs118,161120,157118,2651,892 Traffic signals30,00030,00014,46415,536 Total public works1,253,1151,266,4711,212,14354,328 Sanitation: Storm sewers126,298127,90363,73364,170 Tree preservation and weed control44,50544,88643,928958 Total sanitation$170,803$172,789$107,661$65,128 (Continued) 66 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATIONStatement 10 BUDGETARY COMPARISON SCHEDULE - GENERAL FUND(Continued) For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Expenditures: Current: (continued) Parks and recreation$627,967$636,322$643,712$(7,390) Recycling117,929119,628116,0053,623 Unallocated46,08938,90430,6148,290 Total current6,912,2596,706,3996,507,836198,563 Capital outlay General government65,00065,00058,9436,057 Parks and recreation--18,738(18,738) Total capital oulay65,00065,00077,681(12,681) Total expenditures6,977,2596,771,3996,585,517185,882 Revenues over (under) expenditures(232,330)(26,470)(89,730)(435,024) Other financing sources (uses): Transfers in242,422259,119217,437(41,682) Transfers out-(748,893)(748,893)- Proceeds from the sale of capital assets--16,086(16,086) Total other financial sources (uses)242,422(489,774)(515,370)(57,768) Net increase in fund balance$10,092$(516,244)(605,100)$(492,792) Fund balance - January 13,420,072 Fund balance - December 31$2,814,972 67 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2002 Note ALEGAL COMPLIANCE – BUDGETS The General Fund budget is legally adopted on a basis consistent with accounting principles generally accepted in the United States of America. The legal level of budgetary control is at the departmental level for the General Fund. The following is a listing of General Fund departments whose expenditures exceed budget appropriations. FinalOver BudgetActualBudget General Fund: General government: Legal$133,200$142,411$9,211 Public safety: Police1,203,4961,234,86631,370 Parks and recreation636,322662,45026,128 Note BMODIFIED APPROACH FOR CITY STREETS AND TRAILS INFRASTRUCTURE CAPITAL ASSETS In accordance with GASB Statement No. 34, the City is required to account for and report infrastructure capital assets. The City defines infrastructure as the basic physical assets including the street and trail system; water treatment and distribution system; wastewater collection system; park and recreation lands and improvement system; storm water conveyance system; and building combined with site amenities such as parking and landscape areas used by the City in the conduct of its business. Each major infrastructure can be divided into subsystems. For example, the street and trail system can be divided into pavement widths, curb type and sidewalk. City owned streets could further be classified as collector or local. Subsystem detail is not presented in these basic financial statements; however, the City maintains detailed information on these subsystems. The City has elected to use the modified approach as defined in GASB Statement No. 34 for infrastructure reporting for its Pavement Management Program. Under GASB Statement No. 34, eligible infrastructure capital assets are not required to be depreciated under the following requirements: 1)The City manages the eligible infrastructure capital assets using an asset management system with characteristics of (a) an up to-date inventory; (2) perform condition assessments and summarize the results using a measurement scale; and (3) estimate annual amount to maintain and preserve at the established condition assessment level. 2)The City documents that the eligible infrastructure capital assets are being preserved approximately at or above the established and disclosed condition assessment level. In fall of 2002, the City conducted a physical condition assessment of the streets and trails. This assessment will be performed every three years. Each street and trail segment was assigned a physical condition based on potential defects. An Overall Condition Index (OCI) was assigned to each street and trail and expressed in a continuous scale from 0 to 100, where 0 is assigned to the least acceptable physical condition and 100 is assigned the physical characteristics of a new street or trail. The following conditions were defined: ConditionRating Excellent86 - 100 Very Good71 - 85 Good56 - 70 Fair41 - 55 Poor26 - 40 Very Poor11 - 25 Substandard0 - 10 68 CITY OF ANDOVER, MINNESOTA REQUIRED SUPPLEMENTARY INFORMATION NOTES TO REQUIRED SUPPLEMENTARY INFORMATION December 31, 2002 As of December 31, 2002, the City’s street and trail system was rated at an OCI index of 82 on the average with detail condition as follows: % of Street Conditionand Trails Excellent to Good88% Fair7% Poor to Substandard5% The City’s streets and trails are constantly deteriorating resulting from the following factors: (1) traffic using the system; (2) the sun’s ultra-violet rays drying out and breaking down the top layer of pavement; (3) utility company/private development trenching operations; (4) water damage from natural precipitation; and (5) frost heave. The City is continuously taking actions to prolong the life of the system through short-term maintenance activities such as pothole patching, crack sealing, seal coating and overlaying. The City expended $1,590,268 on street and trail maintenance for the year ending December 31, 2002. These expenditures delayed deterioration; however, the overall condition of the system was not improved through these maintenance expenditures. The City has estimated that the amount of annual expenditures required to maintain the City’s street and trail system at the average OCI rating of good is approximately $900,000. MaintenanceActualOCI YearEstimateExpendituresRating 2002$900,000$1,590,26882 The City has an on-going street and trail rehabilitation program funded in the Capital Improvement Program that is intended to improve the condition rating of the City streets and trails. The rehabilitation program is formulated based on the deficiencies identified as a part of its Pavement Management Program. 69 - This page intentionally left blank - 70 COMBINING AND INDIVIDUAL FUND STATEMENTS AND SCHEDULES 71 NONMAJOR GOVERNMENTAL FUNDS SPECIAL REVENUE FUNDS A Special Revenue Fund is used to account for the proceeds of specific revenue sources that are legally restricted to expenditures for specified purposes. Revenues for these funds can come from a variety of sources, such as taxes, fees, gifts and grants or contributions from other governmental entities. Expenditures from these funds are normally restricted by statute, local ordinance or grant agreements. The funds may be used for either operations or capital outlay as legal restrictions mandate. DEBT SERVICE FUNDS A Debt Service Fund accounts for the accumulation of resources for, and the payment of general long-term principal, interest and other related costs. CAPITAL PROJECTS FUNDS A Capital Projects Fund is used to account for acquisition or construction of major capital facilities financed mainly with governmental fund resources, general obligation debt, special assessments, special assessment debt, grants or other resources that are not part of Proprietary Funds or Trust Funds. 72 CITY OF ANDOVER, MINNESOTA COMBINING BALANCE SHEETStatement 11 NONMAJOR GOVERNMENTAL FUNDS December 31, 2002 Total Nonmajor SpecialDebtCapitalGovernmental RevenueServiceProjectsFunds Assets Cash and investments$1,493,717$1,612,760$3,568,032$6,674,509 Accrued interest 4,8785,24311,42821,549 Due from other governmental units--31,42331,423 Accounts receivable - net83,326-14,31597,641 Property taxes receivable: Unremitted2,35915,08552217,966 Delinquent67326,438-27,111 Special assessments receivable: Unremitted-3,071-3,071 Delinquent-30,619-30,619 Deferred-1,087,931333,2681,421,199 Notes receivable--37,94337,943 Total assets1,584,9532,781,1473,996,9318,363,031 Liabilities, equity and other credits Liabilities: Interfund payable12,000-113,000125,000 Accounts payable947-5,5296,476 Contracts payable21,834-254,971276,805 Due to other governmental units844-5,7066,550 Salaries payable6,366--6,366 Deferred revenue460,8001,144,989371,2111,977,000 Total liabilities502,7911,144,989750,4172,398,197 Equity and other credits: Fund balance (deficit): Reserved-1,636,158899,2382,535,396 Unreserved: Designated1,083,966-2,458,5773,542,543 Undesignated(1,804)-(111,301)(113,105) Total equity and other credits1,082,1621,636,1583,246,5145,964,834 Total liabilities, equity and other credits$1,584,953$2,781,147$3,996,931$8,363,031 73 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENDITURES AND Statement 12 CHANGES IN FUND BALANCES NONMAJOR GOVERNMENTAL FUNDS For The Year Ended December 31, 2002 Total Nonmajor SpecialDebtCapitalGovernmental RevenueServiceProjectsFunds Revenues: General property taxes$200,991$501,108$44,451$746,550 Tax increment collections-732,555146,012878,567 Intergovernmental33,114362,65330,604426,371 Special assessments-217,00341,034258,037 Charges for services181,514--181,514 Investment income48,48377,613149,575275,671 Miscellaneous Park dedication fees--280,312280,312 Connection charges--349,952349,952 Other93,278-35,509128,787 Total revenues557,3801,890,9321,077,4493,525,761 Expenditures: Current: General government107,431-21,769129,200 Public works110,521-483,786594,307 Sanitation271-2,2812,552 Parks and recreation--45,44945,449 Economic development155,684-565,276720,960 Capital outlay: Public safety27,717-289,982317,699 Public works106,003-567,297673,300 Sanitation65,215--65,215 Parks and recreation31,898-646,852678,750 Debt service: Principal retirement-2,630,000-2,630,000 Interest-1,476,785-1,476,785 Paying agent fees-3,415-3,415 Professional service-8,601-8,601 Construction/acquisition costs--116,925116,925 Total expenditures604,7404,118,8012,739,6177,463,158 Revenues over (under) expenditures(47,360)(2,227,869)(1,662,168)(3,937,397) Other financing sources (uses): Transfers in38,4441,598,105295,9011,932,450 Transfers out(745,337)(733)(1,072,690)(1,818,760) Proceeds from sale of capital assets44,905-2,078,9702,123,875 Total other financing sources (uses)(661,988)1,597,3721,302,1812,237,565 Net increase (decrease) in fund balance(709,348)(630,497)(359,987)(1,699,832) Fund balance - January 11,791,5102,266,6553,606,5017,664,666 Fund balance - December 31$1,082,162$1,636,158$3,246,514$5,964,834 74 NONMAJORSPECIAL REVENUE FUNDS The City of Andover had the following Special Revenue Funds during the year: Forestry- This fund was established to account for the protection of forest resources and the development of control plans to ensure preservation or restoration of these resources. LRRWMO- This fund is used to account for the City’s involvement with the Lower Rum River Watershed Management Organization (LRRWMO). Drainage and Mapping- This fund accounts for resources necessary to maintain existing maps and developing new maps and mapping systems for the City. EDA General- This fund was established to account for activities designed to promote quality economic development within in the community. Trail and Transportation- This fund is used to account for contributions associated with land development to be used for constructing and upgrading the City’s trail system. Septic Disposal- This fund accounts for the activity of sewage dumping through an approved dumping station in the City. Currently no station exists and this fund was closed in 2002. Right-of-Way Management/Utility- This fund is used to account for activity associated with the management of the public right-of-ways. Capital Equipment Reserve- This fund is used to account for the capital equipment/projects levy and the various capital expenditures it will be used for. Developer Seal Coating- This fund accounts for the contributions associated with land development to be used for the respective developments first application of crack seal and seal coat. Oak Wilt Suppression Program- This fund is used to account for grants from the state and federal government used to assist in the suppression or removal of oak wilt diseased trees. 75 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR SPECIAL REVENUE FUNDS December 31, 2002 Drainage and ForestryLRRWMOMapping Assets Cash and investments$13,440$24,639$1,602 Accrued interest4481- Accounts receivable--- Property taxes receivable: Unremitted-272- Delinquent-673- Total assets13,48425,6651,602 Liabilities and Fund Balance Liabilities: Interfund payable--12,000 Accounts payable--47 Contracts payable--- Due to other governmental units-94- Salaries payable-721- Deferred revenue-673- Total liabilities-1,48812,047 Fund balance (deficit): Unreserved: Designated for working capital6,19415,536- Designated for projects7,290-- Designated for equipment--- Undesignated-8,641(10,445) Total fund balance (deficit)13,48424,177(10,445) Total liabilities and fund balance$13,484$25,665$1,602 76 Statement 13 Total Right-of-WayCapitalNonmajor EDATrail andManagement/EquipmentDeveloperSpecial Revenue GeneralTransportationUtilityReserveSeal CoatingFunds $14,470$72,694$117,907$662,832$586,133$1,493,717 -2403892,1891,9354,878 863-82,463--83,326 ---2,087-2,359 -----673 15,33372,934200,759667,108588,0681,584,953 -----12,000 900----947 7721,757---21,834 59720133--844 4,627-1,018--6,366 ----460,127460,800 6,20121,7771,151-460,127502,791 9,132-32,550--63,412 -51,157167,058-127,941353,446 ---667,108-667,108 -----(1,804) 9,13251,157199,608667,108127,9411,082,162 $15,333$72,934$200,759$667,108$588,068$1,584,953 77 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR SPECIAL REVENUE FUNDS For The Year Ended December 31, 2002 Drainage andEDA ForestryLRRWMOMappingGeneral Revenues: General property taxes$-$23,186$-$- Intergovernmental-2,819-- Charges for Services6,742-10,6912 Investment income2001,164-- Miscellaneous--62988,000 Total revenues6,94227,16911,32088,002 Expenditures: Current: General government---- Public works17,57724,6749,347- Sanitation---- Economic development---155,684 Capital outlay: Public safety---- Public works---- Sanitation---- Parks and recreation---- Total expenditures17,57724,6749,347155,684 Revenues over (under) expenditures(10,635)2,4951,973(67,682) Other financing sources (uses): Transfers in--1,630- Transfers out(5,631)--- Proceeds from sale of capital assets---- Total financing sources (uses)(5,631)-1,630- Net increase (decrease) in fund balance(16,266)2,4953,603(67,682) Fund balance (deficit) - January 129,75021,682(14,048)76,814 Fund balance (deficit) - December 31$13,484$24,177$(10,445)$9,132 78 Statement 14 Total Nonmajor Right-of-WayCapitalOak WiltSpecial Trail andSepticManagement/EquipmentDeveloperSuppressionRevenue TransportationDisposalUtilityReserveSeal CoatingProgramFunds $-$-$-$177,805$-$-$200,991 ---20,295-10,00033,114 26,344-137,735---181,514 1,798-6,87710,86427,580-48,483 ---4,649--93,278 28,142-144,612213,61327,58010,000557,380 ---107,431--107,431 5,888-42,785--10,250110,521 -271----271 ------155,684 ---27,717--27,717 106,003-----106,003 ---65,215--65,215 ---31,898--31,898 111,89127142,785232,261-10,250604,740 (83,749)(271)101,827(18,648)27,580(250)(47,360) ---20,73310,4505,63138,444 -(8,189)-(731,517)--(745,337) ---44,905--44,905 -(8,189)-(665,879)10,4505,631(661,988) (83,749)(8,460)101,827(684,527)38,0305,381(709,348) 134,9068,46097,7811,351,63589,911(5,381)1,791,510 $51,157$-$199,608$667,108$127,941$-$1,082,162 79 - This page intentionally left blank - 80 NONMAJOR DEBT SERVICE FUNDS The City's Debt Service Funds account for six types of bonded indebtedness: x G.O. Revenue Bonds x Special Assessment Bonds x Tax Increment Bonds x Certificates of Indebtedness x Permanent Improvement Revolving Bonds x State Aid Bonds G.O. Revenue Bonds– (EDA Public Project Revenue Bonds of 1997) are repaid from annual lease payments from the City. Special Assessment Bonds– (issues 1986C/1997C, 1993A, 1994C, 1995A and 1997A) are used to finance assessable improvements within the City and are repaid primarily from special assessments levied against benefited properties. Tax Increment Bonds– (Tax Commercial Revitalization and Tax Increment Bonds of 1994B, 1999 and 2000A) are repaid primarily from tax increments. Certificates of Indebtedness– (G.O. Refunding Bonds of 1998, G.O. Equipment Certificate of 1999 and 2001C Capital Notes) are repaid primarily from general property taxes. Permanent Improvement Revolving (PIR) Bonds– (G.O. PIR Bonds of 2000B and 2001A) are used to finance assessable improvements within the City and are repaid primarily from special assessments levied against benefited properties. State Aid Bonds– (2001B State Aid Bonds) are used to finance MSA eligible cost for road construction and improvements. These bonds are repaid from a portion of state aid allotments received by the City. 81 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR DEBT SERVICE FUNDS December 31, 2002 EDA Public TIFG.O.G.O.G.O.Project TIFBondsImprovementImprovementImprovementRevenue Commercialof 1994BBonds ofBonds ofBonds ofBonds RevitalizationProject 1-21993A1994C1995Aof 1997 Assets Cash and investments$470,627$106,278$12,182$85,192$373,853$15,025 Accrued interest1,55335472811,235- Property taxes receivable: Unremitted5,2961,021---- Delinquent16,100----- Special assessments receivable: Unremitted--1,1581,589324- Delinquent24,426-3,6922,178323- Deferred393,030-213,768303,192177,941- Total assets911,032107,653230,807392,432553,67615,025 Liabilities and Fund Balance Liabilities: Deferred revenue433,556-217,460305,370178,265- Fund balance (deficit): Reserved for debt service477,476107,65313,34787,062375,41115,025 Total liabilities and fund balance$911,032$107,653$230,807$392,432$553,676$15,025 82 Statement 15 Total G.O.G.O.G.O.Nonmajor EquipmentTIFTIFPIR FundCapitalPIR FundStateDebt CertificateBondsBondsBonds ofNotesBonds ofAid BondsService of 1999of 1999of 2000A2000B2001C2001A2001BFunds $29,512$47,362$151,471$11,886$68,311$35,531$205,530$1,612,760 97156500392251176795,243 3,157912,707-2,813--15,085 5,467---4,871--26,438 -------3,071 -------30,619 -------1,087,931 38,23347,609154,67811,92576,22035,648206,2092,781,147 5,467---4,871--1,144,989 32,76647,609154,67811,92571,34935,648206,2091,636,158 $38,233$47,609$154,678$11,925$76,220$35,648$206,209$2,781,147 83 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR DEBT SERVICE FUNDS For The Year Ended December 31, 2002 G.O.EDA Public TIFImprovementG.O.G.O.G.O.Project TIFBondsRefundingImprovementImprovementImprovementRevenue Commercialof 1994BBonds ofBonds ofBonds ofBonds ofBonds RevitalizationProject 1-21986C/1997C1993A1994C1995Aof 1997 Revenues: General property taxes$-$-$-$5,524$-$-$- Tax increment collections425,46081,961----- Intergovernmental40,3077,770----- Special assessments64,509--84,93554,86412,695- Investment income17,8793,792-2,2415,10423,150- Total revenues548,15593,523-92,70059,96835,845- Expenditures: Debt service: Principal retirement320,00090,000-365,000115,000265,00060,000 Interest351,61316,455-42,90328,59068,294123,311 Paying agent fees300--471497449- Professional services--2,867---2,867 Total expenditures671,913106,4552,867408,374144,087333,743186,178 Revenues over (under) expenditures(123,758)(12,932)(2,867)(315,674)(84,119)(297,898)(186,178) Other financing sources (uses): Transfers in152,68324,245-125,00021,560312,985183,660 Transfers out------- Total other financing sources (uses)152,68324,245-125,00021,560312,985183,660 Net increase (decrease) in fund balance28,92511,313(2,867)(190,674)(62,559)15,087(2,518) Fund balance - January 1448,55196,3402,867204,021149,621360,32417,543 Fund balance - December 31$477,476$107,653$-$13,347$87,062$375,411$15,025 84 Statement 16 Total G.O.G.O.G.O.G.O.G.O.Nonmajor ImprovementRefundingEquipmentTIFTIFPIR FundCapitalPIR FundStateDebt Bonds ofBonds ofCertificateBondsBondsBonds ofNotesBonds ofAid BondsService 1997A1998of 1999of 1999of 2000A2000B2001C2001A2001BFunds $-$-$261,887$-$-$-$233,697$-$-$501,108 ---7,653217,481----732,555 --29,31569420,604-25,933-238,030362,653 ---------217,003 --1,3242,7996,8268412,5181,02410,11577,613 --292,52611,146244,911841262,1481,024248,1451,890,932 605,000-250,00080,000100,000-220,000-160,0002,630,000 42,3898933,18663,475166,660144,54248,584211,733134,9611,476,785 ----2882883743743743,415 2,867--------8,601 650,25689283,186143,475266,948144,830268,958212,107295,3354,118,801 (650,256)(89)9,340(132,329)(22,037)(143,989)(6,810)(211,083)(47,190)(2,227,869) 296,325--36,64769,432144,22320,000211,345-1,598,105 -(733)-------(733) 296,325(733)-36,64769,432144,22320,000211,345-1,597,372 (353,931)(822)9,340(95,682)47,39523413,190262(47,190)(630,497) 353,93182223,426143,291107,28311,69158,15935,386253,3992,266,655 $-$-$32,766$47,609$154,678$11,925$71,349$35,648$206,209$1,636,158 85 - This page intentionally left blank - 86 NONMAJORCAPITAL PROJECT FUNDS The City of Andover had the following Capital Project Funds during the year: Storm Sewer Project- This fund was established to account for storm sewer fees and improvements as part of development and ongoing maintenance. Sewer Trunk Project- This fund was established to account for access fees and sanitary sewer improvements. It is also used to reserve monies that will be needed for capital infrastructure replacements in the future. Tax Increment Projects– This fund was established to account for activities in TIF districts 1-1, 1-2 and all TIF land sales and expenditures to reach the goals of the TIF district plans. Park Dedication- This fund was established to account for contributions associated with land development to be used for constructing and upgrading the City’s park system. Building Fund- This fund was established to account for miscellaneous building improvement projects for all facilities. Old City Hall Remodel- This fund was established to account for the remodel of old city hall and was closed in 2002. Kelsey Round Lake Park Project- This fund was established to account the activity of the Kelsey Round Lake Project and was closed in 2002. Improvement Bonds of 1999C Project- This fund was established to account for various residential improvement projects within the City that were financed by G.O. Improvement Bonds. This fund was closed in 2002. Ball Field Development- This fund was established to account for the construction of ball fields at the new Andover High School. This fund was closed in 2002. Capital Notes 2001C- This fund was established to account for the purchase of capital equipment that was financed through the issuance of capital notes. This fund was closed in 2002. State Aid Bonds 2001B- This fund was established to account for the construction and maintenance of various MSA eligible projects. 87 CITY OF ANDOVER, MINNESOTA SUBCOMBINING BALANCE SHEET NONMAJOR CAPITAL PROJECTS FUNDS December 31, 2002 StormSewerTax SewerTrunkIncrement ProjectProjectProjects Assets Cash and investments$1,699$12,001$2,240,570 Accrued interest-757,070 Due from other governmental units--31,423 Accounts receivable--14,315 Property taxes receivable: Unremitted--- Special assessments receivable: Deferred-326,4686,800 Notes receivable--37,943 Total assets1,699338,5442,338,121 Liabilities and Fund Balance Liabilities: Interfund payables113,000-- Accounts payable--- Contracts payable-418165,698 Due to other governmental units--5,606 Deferred revenue-326,46844,743 Total liabilities113,000326,886216,047 Fund balance (deficit): Reserved for projects--- Unreserved: Designated for projects-11,6582,122,074 Undesignated(111,301)-- Total fund balance (deficit)(111,301)11,6582,122,074 Total liabilities and fund balance$1,699$338,544$2,338,121 88 Statement 17 Total Nonmajor CapitalStateCapital ParkBuildingNotesAid BondsProjects DedicationFund2001C2001BFunds $349,711$14,744$16,861$932,446$3,568,032 1,15549-3,07911,428 ----31,423 ----14,315 522---522 ----333,268 ----37,943 351,38814,79316,861935,5253,996,931 ----113,000 5,419110--5,529 35,707-16,86136,287254,971 100---5,706 ----371,211 41,22611016,86136,287750,417 ---899,238899,238 310,16214,683--2,458,577 ----(111,301) 310,16214,683-899,2383,246,514 $351,388$14,793$16,861$935,525$3,996,931 89 CITY OF ANDOVER, MINNESOTA SUBCOMBINING STATEMENT OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES NONMAJOR CAPITAL PROJECTS FUNDS For The Year Ended December 31, 2002 StormSewerTax SewerTrunkIncrementParkBuilding ProjectProjectProjectsDedicationFund Revenues: General property taxes$-$-$-$44,451$- Tax increment collections--146,012-- Intergovernmental-25,530-5,074- Special assessments-39,9371,097-- Investment income--135,48211,991661 Miscellaneous Park dedication fees---280,312- Connection charges-349,952--- Other--21,1629,0155,332 Total revenues-415,419303,753350,8435,993 Expenditures: Current: General government----21,769 Public works-291,846--- Sanitation2,281---- Parks and recreation---45,449- Economic development--565,276-- Capital outlay: Public safety----- Public works----- Parks and recreation---602,944- Construction/acquisition costs--116,925-- Total expenditures2,281291,846682,201648,39321,769 Revenues over (under) expenditures(2,281)123,573(378,448)(297,550)(15,776) Other financing sources (uses): Transfers in -277,833--8,310 Transfers out-(602,039)(283,007)-(9,758) Proceeds from sale of capital assets--2,061,402-- Total other financing sources (uses)-(324,206)1,778,395-(1,448) Net increase (decrease) in fund balance(2,281)(200,633)1,399,947(297,550)(17,224) Fund balance - January 1(109,020)212,291722,127607,71231,907 Fund balance - December 31$(111,301)$11,658$2,122,074$310,162$14,683 90 Statement 18 Total Nonmajor Old CityKelsey RoundImprovementBallCapitalStateCapital HallLake ParkBonds ofFieldNotesAid BondsProjects RemodelProject1999C ProjectDevelopment2001C2001BFunds $-$-$-$-$-$-$44,451 ------146,012 ------30,604 ------41,034 -----1,441149,575 ------280,312 ------349,952 ------35,509 -----1,4411,077,449 ------21,769 -712,233-50,543139,093483,786 ------2,281 ------45,449 ------565,276 ----289,982-289,982 ----281,178286,119567,297 ---43,908--646,852 ------116,925 -712,23343,908621,703425,2122,739,617 -(71)(2,233)(43,908)(621,703)(423,771)(1,662,168) -9,758----295,901 (8,310)-(169,576)---(1,072,690) ----17,568-2,078,970 (8,310)9,758(169,576)-17,568-1,302,181 (8,310)9,687(171,809)(43,908)(604,135)(423,771)(359,987) 8,310(9,687)171,80943,908604,1351,323,0093,606,501 $-$-$-$-$-$899,238$3,246,514 91 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - FORESTRYStatement 19 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Intergovernmental$5,000$5,000$-$(5,000) Charges for Services14,00014,0006,742(7,258) Investment income750750200(550) Total revenues19,75019,7506,942(12,808) Expenditures: Current: Public works17,31617,31617,577(261) Revenues over (under) expenditures2,4342,434(10,635)(12,547) Other financing sources (uses): Transfers out-(5,296)(5,631)(335) Net increase (decrease) in fund balance$2,434$(2,862)(16,266)$(12,882) Fund balance (deficit) - January 129,750 Fund balance (deficit) - December 31$13,484 92 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - LRRWMOStatement 20 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: General property taxes$25,959$25,959$23,186$(2,773) Intergovernmental--2,8192,819 Investment income1251251,1641,039 Total revenues26,08426,08427,1691,085 Expenditures: Current: Public works26,91026,91024,6742,236 Net increase (decrease) in fund balance$(826)$(826)2,495$(1,151) Fund balance (deficit) - January 121,682 Fund balance (deficit) - December 31$24,177 93 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - DRAINAGE AND MAPPINGStatement 21 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Charges for Services$48,000$48,000$10,691$(37,309) Investment income1,2001,200-(1,200) Miscellaneous1,3001,300629(671) Total revenues50,50050,50011,320(39,180) Expenditures: Current: Public works51,93551,9359,34742,588 Revenues over (under) expenditures(1,435)(1,435)1,973(81,768) Other financing sources (uses): Transfers in-1,6301,630- Net increase (decrease) in fund balance$(1,435)$1953,603$(81,768) Fund balance (deficit) - January 1(14,048) Fund balance (deficit) - December 31$(10,445) 94 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - EDA GENERALStatement 22 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Charges for Services$-$-$2$2 Investment income5,0005,000-(5,000) Miscellaneous132,378132,37888,000(44,378) Total revenues137,378137,37888,002(49,376) Expenditures: Current: Economic development138,728138,728155,684(16,956) Net increase (decrease) in fund balance$(1,350)$(1,350)(67,682)$(32,420) Fund balance (deficit) - January 176,814 Fund balance (deficit) - December 31$9,132 95 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - TRAIL AND TRANSPORTATIONStatement 23 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Charges for Services$20,800$20,800$26,344$5,544 Investment income3,0003,0001,798(1,202) Total revenues23,80023,80028,1424,342 Expenditures: Current: Public works--5,888(5,888) Capital outlay: Public works128,150128,150106,00322,147 Total expenditures128,150128,150111,89116,259 Net increase (decrease) in fund balance$(104,350)$(104,350)(83,749)$(11,917) Fund balance (deficit) - January 1134,906 Fund balance (deficit) - December 31$51,157 96 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - SEPTIC DISPOSALStatement 24 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Charges for Services$500$500$-$(500) Investment income200200-(200) Total revenues700700-(700) Expenditures: Current: Sanitation1,1201,120271849 Revenues over (under) expenditures(420)(420)(271)(1,549) Other financing sources (uses): Transfers out-(8,464)(8,189)- Net increase (decrease) in fund balance$(420)$(8,884)(8,460)$(1,549) Fund balance (deficit) - January 18,460 Fund balance (deficit) - December 31$- 97 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - RIGHT-OF-WAY MANAGEMENT/UTILITYStatement 25 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Charges for Services$30,975$30,975$137,735$106,760 Investment income8008006,8776,077 Total revenues31,77531,775144,612112,837 Expenditures: Current: Public works50,89150,89142,7858,106 Net increase (decrease) in fund balance$(19,116)$(19,116)101,827$104,731 Fund balance (deficit) - January 197,781 Fund balance (deficit) - December 31$199,608 98 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - CAPITAL EQUIPMENT RESERVEStatement 26 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: General property taxes$200,000$200,000$177,805$(22,195) Intergovernmental--20,29520,295 Investment income40,00040,00010,864(29,136) Miscellaneous--4,6494,649 Total revenues240,000240,000213,613(26,387) Expenditures: Current: General government284,063284,063107,431176,632 Capital outlay: Public safety30,00030,00027,7172,283 Sanitation65,12965,12965,215(86) Parks and recreation--31,898(31,898) Total expenditures379,192379,192232,261146,931 Revenues over (under) expenditures(139,192)(139,192)(18,648)(173,318) Other financing sources (uses): Transfers in20,00020,73320,733- Transfers out-(671,364)(731,517)(60,153) Proceeds from the sale of capital assets--44,90544,905 Total financing sources (uses)20,000(650,631)(665,879)(15,248) Net increase (decrease) in fund balance$(119,192)$(789,823)(684,527)$(188,566) Fund balance (deficit) - January 11,351,635 Fund balance (deficit) - December 31$667,108 99 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - DEVELOPER SEAL COATINGStatement 27 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Investment income$15,000$15,000$27,580$12,580 Other financing sources (uses): Transfers in-10,45010,450- Net increase (decrease) in fund balance$15,000$25,45038,030$12,580 Fund balance (deficit) - January 189,911 Fund balance (deficit) - December 31$127,941 100 CITY OF ANDOVER, MINNESOTA SPECIAL REVENUE FUND - OAK WILT SUPPRESSION PROGRAMStatement 28 SCHEDULE OF REVENUES, EXPENDITURES AND CHANGES IN FUND BALANCES - BUDGET AND ACTUAL For The Year Ended December 31, 2002 Variance with Final Budget - Budgeted Amounts ActualPositive OriginalFinalAmounts(Negative) Revenues: Intergovernmental$6,425$6,425$10,000$3,575 Investment income5050-(50) Miscellaneous2,0002,000-(2,000) Total revenues8,4758,47510,0001,525 Expenditures: Current: Public works8,6008,60010,250(1,650) Revenues over (under) expenditures(125)(125)(250)3,175 Other financing sources (uses): Transfers in5,0005,2965,631335 Net increase (decrease) in fund balance$4,875$5,1715,381$3,510 Fund balance (deficit) - January 1(5,381) Fund balance (deficit) - December 31$- 101 INTERNAL SERVICE FUNDS Internal Service Funds are used to account for the financing of goods or services provided by one department or agency to other departments or agencies of the government and to other government units, on a cost reimbursement basis.The City of Andover had the following Internal Service Funds during the year: Central Equipment Maintenance– This fund accounts for the maintenance of the equipment for the City. Risk Management– This fund accounts for the expenditures in payment of insurance deductibles, loss reduction, safety training and administrative expense. 102 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET ASSETSStatement 29 INTERNAL SERVICE FUNDS December 31, 2002 Central EquipmentRiskTotal MaintenanceManagementCurrent Year Assets Current assets: Cash and cash equivalents$97,499$71,258$168,757 Accrued interest322235557 Prepaid items-35,85135,851 Inventories - at cost45,757-45,757 Total assets143,578107,344250,922 Liabilities Current liabilities: Accounts payable5,359-5,359 Due to other governmental units80850858 Salaries payable6,3003976,697 Total liabilities12,46744712,914 Net assets Unrestricted$131,111$106,897$238,008 103 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF REVENUES, EXPENSES AND Statement 30 CHANGES IN FUND NET ASSETS INTERNAL SERVICE FUNDS For The Year Ended December 31, 2002 Central EquipmentRiskTotal MaintenanceManagementCurrent Year Operating revenues: User charges$435,998$-$435,998 Other-31,23531,235 Total operating revenues435,99831,235467,233 Operating expenses: Personal services169,6719,778179,449 Supplies125,682162125,844 Other service charges96,1547,860104,014 Total operating expenses391,50717,800409,307 Operating income (loss)44,49113,43557,926 Nonoperating revenues (expenses): Investment income4,3733,7338,106 Change in net assets48,86417,16866,032 Net assets - January 182,24789,729171,976 Net assets - December 31$131,111$106,897$238,008 104 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF CASH FLOWSStatement 31 INTERNAL SERVICE FUNDS For The Year Ended December 31, 2002 Central EquipmentRiskTotal MaintenanceManagementCurrent Year Cash flows from operating activities: Receipts from customers and users$435,998$31,235$467,233 Payment to suppliers(240,338)(43,948)(284,286) Payment to employees(170,611)(9,689)(180,300) Net cash flows from operating activities25,049(22,402)2,647 Cash flows from investing activities: Investment income4,0513,7147,765 Net increase in cash and cash equivalents29,100(18,688)10,412 Cash and cash equivalents - January 168,39989,946158,345 Cash and cash equivalents - December 31$97,499$71,258$168,757 Reconciliation of operating income to net cash provided (used) by operating activities: Operating income (loss) $44,491$13,435$57,926 Adjustments to reconcile operating income (loss) to net cash flows from operating activities: Changes in assets and liabilities: Decrease (increase) in prepaid items-(35,851)(35,851) Decrease (increase) in inventory(16,451)-(16,451) Increase (decrease) in accounts payable(2,859)(125)(2,984) Increase (decrease) in due to other governmental units80850858 Increase (decrease) in salaries payable48289571 Increase (decrease) in compensated absences(1,422)-(1,422) Total adjustments(19,442)(35,837)(55,279) Net cash provided by operating activities$25,049$(22,402)$2,647 105 AGENCY FUNDS Agency Funds are used to account for assets held by the City in a trustee capacity or as an agent for individuals, private organizations, other governmental units and/or other funds. The City of Andover had the following Agency Funds during the year: General Escrow– This fund is used to account for distribution of funds for insurance premiums of retirees. General Agency– This fund is used to account for the collection and distribution of funds relating to development activities. 106 CITY OF ANDOVER, MINNESOTA COMBINING STATEMENT OF NET ASSETSStatement 32 FIDUCIARY FUNDS December 31, 2002 Agency GeneralGeneral Escrow FundAgency FundTotal Assets Cash and investments$23,891$305,456$329,347 Liabilities Contracts payable-2,2482,248 Deposits payable23,891303,208327,099 Total liabilities$23,891$305,456$329,347 107 CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS 108 CITY OF ANDOVER, MINNESOTA SCHEDULE OF CAPITAL ASSETS USED IN THE OPERATIONStatement 33 OF GOVERNMENTAL FUNDS SCHEDULE BY SOURCE For The Year Ended December 31, 2002 BalanceAdjustmentsBalance January 1,Due ToDecember 31, Description2002RestatementAdditionsDeletions2002 Land and improvements$2,741,610$6,034,944$-$(763,444)$8,013,110 Buildings and improvements8,191,297(2,547,373)86,659(20,371)5,710,212 Furniture and equipment1,105,675(1,046,288)--59,387 Machinery and equipment5,940,492(926,461)655,113(269,510)5,399,634 Other park improvements-1,978,119796,803-2,774,922 Streets and trails-66,955,0772,785,756-69,740,833 Storm sewers-6,357,718688,242-7,045,960 Construction in progress-3,450,484758,953(3,047,300)1,162,137 Totals$17,979,074$80,256,220$5,771,526$(4,100,625)$99,906,195 Investments in General Fixed Assets from: General Fund$648,459 Special Revenue Funds568,533 Capital Project Funds98,573,133 Donations41,099 Other74,971 Total investments in general fixed assets$99,906,195 109 CITY OF ANDOVER, MINNESOTA CAPITAL ASSETS USED IN THE OPERATION OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY December 31, 2002 Land &Buildings &Furniture &Machinery & Function and ActivityImprovementsImprovementsEquipmentEquipment General government: Administration$-1,710,318$-$- Financial adminstration--22,787- Planning and zoning---14,312 Engineering--18,29786,225 Total general government-1,710,31841,084100,537 Public safety: Fire protection-1,254,56618,3032,100,187 Protective inspection---104,107 Civil defense-124,320-6,928 Total public safety-1,378,88618,3032,211,222 Public works: Streets and highways-2,248,321-2,225,448 Snow and ice removal---6,390 Street signs---22,679 Total public works-2,248,321-2,254,517 Sanitation: Storm sewers---90,989 Parks and recreation3,027,659372,687-742,369 Economic development4,985,451--- Construction in progress---- Totals$8,013,110$5,710,212$59,387$5,399,634 110 Statement 34 Other ParkStreets &StormConstruction ImprovementsTrailsSewersIn ProgressTotal $-$-$-$-$1,710,318 ----22,787 ----14,312 ----104,522 ----1,851,939 ----3,373,056 ----104,107 ----131,248 ----3,608,411 -69,740,833--74,214,602 ----6,390 ----22,679 -69,740,833--74,243,671 --7,045,960-7,136,949 2,774,922---6,917,637 ----4,985,451 ---1,162,1371,162,137 $2,774,922$69,740,833$7,045,960$1,162,137$99,906,195 111 CITY OF ANDOVER, MINNESOTA CAPITAL ASSETS USED IN THE OPERATIONStatement 35 OF GOVERNMENTAL FUNDS SCHEDULE BY FUNCTION AND ACTIVITY December 31, 2002 BalanceAdjustmentsBalance January 1,Due ToDecember 31, Function and Activity2002RestatementAdditionsDeletions2002 General government: Mayor and City council$16,209$(16,209)$-$-$- City clerk13,598(13,598)--- Administration1,689,875(38,500)58,943-1,710,318 Financial adminstration60,873(38,086)--22,787 Planning and zoning48,888(34,576)--14,312 Information services32,957(32,957)--- Engineering161,289(56,767)--104,522 Total general government2,023,689(230,693)58,943-1,851,939 Public safety: Fire protection3,425,660(238,543)289,982(104,043)3,373,056 Protective inspection145,813(41,706)--104,107 Civil defense120,8383,06427,717(20,371)131,248 Total public safety3,692,311(277,185)317,699(124,414)3,608,411 Public works: Streets and highways6,750,13664,638,3252,991,608(165,467)74,214,602 Snow and ice removal7,514(1,124)--6,390 Street signs38,872(16,193)--22,679 Total public works6,796,52264,621,0082,991,608(165,467)74,243,671 Sanitation: Storm sewers599,5795,849,128688,242-7,136,949 Parks and recreation4,855,7391,105,817956,081-6,917,637 Recycling11,234(11,234)--- Economic development-5,748,895-(763,444)4,985,451 Construction in progress-3,450,484758,953(3,047,300)1,162,137 Totals$17,979,074$80,256,220$5,771,526$(4,100,625)$99,906,195 112 SUPPLEMENTARY FINANCIAL INFORMATION 113 CITY OF ANDOVER, MINNESOTA COMBINED SCHEDULE OF INDEBTEDNESS December 31, 2002 Authorized IssueMaturityInterestand DateDateRateIssue GOVERNMENTAL ACTIVITIES: General Obligation Revenue Bonds: 1997 Public Project Revenue Bonds9/1/199712/1/20164.50-5.90%$2,350,000 Special Assessment Bonds: 1993A G.O. Improvement Bonds8/1/19938/1/20034.00-4.75%3,650,000 1994C G.O. Improvement Bonds10/1/19942/1/20065.05-5.75%1,140,000 1995A G.O. Improvement Bonds7/1/19952/1/20064.85-5.30%2,605,000 1997A G.O. Improvement Bonds5/1/199712/1/20024.20-4.80%3,120,000 1997B G.O. Improvement Bonds7/1/199712/1/20033.90-4.70%6,315,000 1999 G.O. Improvement Bonds10/1/199912/1/20043.75-4.40%3,525,000 Total special assessment bonds20,355,000 Tax Increment Bonds: 1994B G.O. Tax Increment Refunding Bonds5/1/19945/1/20046.97-7.87%885,000 1995D Tax Increment Bonds10/1/19952/1/20134.50-5.60%6,055,000 1996 Tax Increment Bonds6/1/19968/1/20124.75-5.40%2,055,000 1999 Tax Increment Bonds6/1/199912/1/20124.00-5.00%1,500,000 2000A Tax Increment Bonds9/1/20002/1/20106.80-7.10%2,445,000 Total tax increment bonds12,940,000 Certificates of Indebtedness: 1999 G.O. Equipment Certificates6/1/19992/1/20043.70-4.00%1,050,000 2001C G.O. Capital Notes6/5/20012/1/20062.90-3.80%1,210,000 Total certificates of indebtedness2,260,000 Permanent Improvement Revolving Bonds: 2000B Permanent Improvement Revolving Bonds9/1/20002/1/20074.20-4.375%3,350,000 2001A Permanent Improvement Revolving Bonds6/5/20012/1/20073.20-4.00%4,975,000 Total permanent improvement revolving bonds8,325,000 State Aid Bonds: 2001B State Aid Street Bonds6/5/20012/1/20172.90-5.00%2,755,000 Total Bonded Indebtedness48,985,000 Compensated absences314,213 Total governmental activities indebtedness49,299,213 BUSINESS-TYPE ACTIVITIES: General Obligation Revenue Bonds: 2002 G.O. Water Revenue Bonds5/9/20022/1/20232.30-5.00%9,780,000 Compensated absences48,630 Total business-type activities indebtedness9,828,630 Total City indebtedness$59,127,843 114 Exhibit 1 Principal Payments 2003 Payment PriorCurrentOutstanding YearsYear12/31/02PrincipalInterestTotal $175,000$60,000$2,115,000$70,000$120,310$190,310 2,920,000365,000365,000365,00017,338382,338 565,000115,000460,000120,00022,302142,302 1,145,000265,0001,195,000280,00054,665334,665 2,515,000605,000---- 3,215,0002,325,000775,000775,00034,875809,875 1,410,0002,115,000---- 11,770,0005,790,0002,795,0001,540,000129,1801,669,180 630,00090,000165,00090,0009,43599,435 830,000225,0005,000,000225,000253,275478,275 340,00095,0001,620,000105,00083,587188,587 50,00080,0001,370,000110,00059,475169,475 50,000100,0002,295,000120,000159,700279,700 1,900,000590,00010,450,000650,000565,4721,215,472 225,000250,000575,000270,00017,600287,600 -220,000990,000230,00031,338261,338 225,000470,0001,565,000500,00048,938548,938 --3,350,000610,000131,063741,063 --4,975,000920,000166,1321,086,132 --8,325,0001,530,000297,1951,827,195 -160,0002,595,000125,000111,030236,030 14,070,0007,070,00027,845,0004,415,0001,272,1255,687,125 --314,213--- 14,070,0007,070,00028,159,2134,415,0001,272,1255,687,125 --9,780,000-505,170505,170 --48,630--- --9,828,630-505,170505,170 $14,070,000$7,070,000$37,987,843$4,415,000$1,777,295$6,192,295 115 CITY OF ANDOVER, MINNESOTA SCHEDULE OF TAX CAPACITY RATES AND LEVIESExhibit 2 Taxes Payable 20032002 Tax capacity values$17,951,904$15,712,356 Captured tax increment value(1,199,777)(900,404) Fiscal disparities - contribution(503,337)(457,955) Local taxable value16,248,79014,353,997 Fiscal disparities - distribution2,510,3732,236,181 Adjusted tax capacity$18,759,163$16,590,178 20032002 CertifiedTax CapacityCertifiedTax Capacity LevyRateLevyRate General Revenue Levy: General Fund$4,505,780$4,157,891 Fire Relief43,75043,750 Capital Equipment/Projects203,200200,000 Parks Projects50,80050,000 Road and Bridge619,611597,396 Total General Revenue Levy5,423,14128.899%5,049,03729.863% Debt Service Levy: 1999 G.O. Equipment Certificate301,980291,703 2001C G.O. Capital Note274,404259,978 2003 G.O. Equipment Certificate200,000- Total Debt Service Levy776,3844.138%551,6813.263% Lower Rum River Watershed24,0000.339%25,7590.385% Total$6,223,52533.376%$5,626,47733.511% 116 CITY OF ANDOVER, MINNESOTA SCHEDULE OF DEFERRED TAX LEVIESExhibit 3 GENERAL OBLIGATION BONDS December 31, 2002 Tax Increment BondsCertificates of Indebtedness Taxes Payable1994B1995D199619992000A19992001CTotal 2003$99,435$478,275$188,588$169,475$279,700$287,600$261,338$1,764,411 200477,951492,225193,600194,250360,713311,100263,5171,893,356 2005-577,950198,080188,650438,475-269,7241,672,879 2006-634,350206,955182,980431,600-270,0351,725,920 2007-638,125209,955177,170429,025--1,454,275 2008-639,988217,305171,290439,788--1,468,371 2009-639,875223,725165,270447,275--1,476,145 2010-637,962229,365159,110222,633--1,249,070 2011-658,525239,030152,880---1,050,435 2012-651,500242,420146,450---1,040,370 2013-642,500-----642,500 $177,386$6,691,275$2,149,023$1,707,525$3,049,209$598,700$1,064,614$15,437,732 117 - This page intentionally left blank - 118 III. STATISTICAL SECTION (UNAUDITED) 119 CITY OF ANDOVER, MINNESOTA GOVERNMENT-WIDE EXPENSES BY FUNCTIONTable 1 2002 (Unaudited) Fiscal Year Function2002 General government$2,355,954 Public safety2,474,284 Public works4,819,429 Sanitation264,671 Parks and recreation856,806 Recycling116,344 Economic development720,460 Unallocated30,614 Interest on long-term debt1,667,943 Water1,526,526 Sewer1,206,865 Total$16,039,896 Government-wide expenses are not available for years prior to 2002. 2002 GOVERNMENT-WIDE EXPENSES BY FUNCTION Sewer General government 8% 15% Water 10% Interest Public safety 10% 15% Econ dev 4% Recycling 1% Park & rec 5% Public works Sanitation 30% 2% 120 CITY OF ANDOVER, MINNESOTA GOVERNMENT-WIDE REVENUES BY SOURCETable 2 2002 (Unaudited) Fiscal Year 2002 Program Revenues: Charges for services$4,179,886 Operating grants and contributions946,495 Capital grants and contributions6,223,233 General Revenues: General property taxes5,076,374 Tax increment collections842,607 Grants and contributions not restricted to specific programs763,049 Unrestricted investment earnings1,279,313 Gain on sale of capital assets1,316,054 Total$20,627,011 Government-wide revenues are not available for years prior to 2002. 2002 GOVERNMENT-WIDE REVENUES BY SOURCE Gain on sale of Unrestricted capital assets investment earnings 6% 6% Charges for services Grants and 20% contributions not restricted to specific programs 4% Operating grants & Tax increment contributions collections 5% 4% General property taxes Capital grants & 25% contributions 30% 121 CITY OF ANDOVER, MINNESOTA GENERAL FUNDTable 3 REVENUES BY SOURCE Last Ten Fiscal Years (Unaudited) GeneralLicenseCharges FiscalPropertyandInter-forInvestment YearTaxesPermitsgovernmentalServicesFinesIncomeMiscellaneousTotal 1993$1,241,114$470,371$710,910$152,868$38,178$36,938$38,574$2,688,953 19941,472,108410,733745,156227,96040,49643,04348,2802,987,776 19951,810,213410,212747,627549,60646,15215,71616,2703,595,796 19962,180,470390,327857,689447,19957,12552,653116,3964,101,859 19972,383,965456,413988,814578,22148,80071,224186,8634,714,300 19982,804,065694,809880,6971,018,44148,923177,570180,8655,805,370 19993,125,776609,344864,985754,62978,39662,041205,9245,701,095 20003,571,186623,662969,317900,23582,443104,657204,5806,456,080 20013,982,174720,7121,095,727722,69073,699128,701201,2216,924,924 20023,782,334588,9651,043,272689,42773,475109,524208,7906,495,787 2002 GENERAL FUND REVENUES BY SOURCE Investment Income Miscellaneous 2% 3% Charges for Services 11% Intergovernmental 16% General Property Tax 58% License & Permits 9% Fines 1% 122 CITY OF ANDOVER, MINNESOTA GENERAL FUNDTable 4 EXPENDITURES BY FUNCTION Last Ten Fiscal Years (Unaudited) FiscalGeneralPublicPublicParks andEconomic YearGovernmentSafetyWorksSanitationRecreationRecyclingDevelopmentUnallocatedTotal 1993$720,178$937,371$520,802$36,904$232,809$50,461$22,836$53,691$2,575,052 1994804,726970,174625,80551,522294,15849,57421,91686,2782,904,153 1995932,4601,060,210637,55134,795329,41658,2602293,5463,146,260 19961,068,5851,320,680947,47260,517455,51755,170-154,0854,062,026 19971,252,0471,409,0871,044,18395,632383,05962,281-212,5034,458,792 19981,551,4101,528,2821,005,394101,039461,13176,773-75,9504,799,979 19991,700,0861,820,4361,363,875119,957579,91688,307-97,0325,769,609 20001,840,6441,968,7651,591,137100,073538,52391,071-133,3216,263,534 20011,750,5742,087,9241,284,491135,189584,647108,390-145,0686,096,283 20022,103,7352,352,9091,212,143107,661662,450116,005-30,6146,585,517 2002 GENERAL FUND EXPENDITURES BY FUNCTION Unallocated Recycling 0% 2% Park & rec 10% Sanitation 2% General government 32% Public works 18% Public safety 36% 123 CITY OF ANDOVER, MINNESOTA PROPERTY TAX LEVIES AND COLLECTIONSTable 5 Last Ten Fiscal Years (Unaudited) TotalDelinquent TotalCurrentPercentDelinquentTotalCollectionsOutstandingTaxes TaxTaxof LevyTaxTaxas a Percent ofDelinquentas a Percent of YearLevyCollectionCollectedCollectionsCollectionsCurrent LevyTaxesCurrent Levy 1993$1,588,431$1,556,62298.00%$31,536$1,588,15899.98%$56,9743.59% 19941,806,2931,774,50798.24%43,5661,818,073100.65%61,4363.40% 19952,139,2782,114,58798.85%44,0842,158,671100.91%50,8272.38% 19962,083,0312,075,33699.63%29,2312,104,567101.03%49,1952.36% 19972,332,2112,306,99998.92%27,2492,334,248100.09%50,2382.15% 19982,698,8712,632,77297.55%27,9942,660,76698.59%151,7165.62% 19993,099,4612,960,83995.53%30,3012,991,14096.51%362,24311.69% 20003,321,9073,283,67198.85%171,7023,455,373104.02%83,2152.51% 20013,873,9483,824,25798.72%39,2263,863,48399.73%129,5623.34% 20024,206,4014,147,76498.61%42,7884,190,55299.62%126,3503.00% CITY OF ANDOVER, MINNESOTA SPECIAL ASSESSMENT LEVIES AND COLLECTIONSTable 6 Last Ten Fiscal Years (Unaudited) TotalDelinquent CollectionsTaxes CurrentCurrentPercent ofDelinquentTotalas a Percent ofOutstandingas a Percent of AssessmentsAssessmentsAssessmentsAssessmentAssessmentCurrentDelinquentCurrent YearDueCollectedCollectedCollectionsCollectionsAssessments DueAssessmentsAssessments Due 1993$816,859$793,12897.09%$68,760$861,888105.51%$144,92517.74% 1994557,611505,50090.65%44,004549,50498.55%153,74327.57% 1995569,629517,98190.93%28,672546,65395.97%87,35515.34% 1996573,477531,08192.61%28,594559,67597.59%55,7819.73% 1997511,834494,28196.57%27,445521,726101.93%32,1746.29% 1998540,783458,65584.81%19,787478,44288.47%72,34213.38% 1999472,647444,08093.96%38,568482,648102.12%71,48915.13% 2000433,242424,85498.06%36,374461,228106.46%15,8713.66% 2001432,207410,38094.95%5,933416,31396.32%26,2646.08% 2002328,831307,05193.38%5,694312,74595.11%37,40411.37% 124 CITY OF ANDOVER, MINNESOTA COMPUTATION OF LEGAL DEBT MARGINTable 7 December 31, 2002 and 2001 (Unaudited) December 31, 2002December 31, 2001 $1,719,429,400$1,497,078,400 Estimated taxable market value 34,388,58829,941,568 Debt limit (2% of market value) Amount of debt applicable to debt limit:$37,625,000$34,915,000 Total bonded debt Less: Nonapplicable debt(9,780,000)- G.O. water revenue bonds(2,795,000)(8,585,000) Special assessment bonds(10,450,000)(11,040,000) Tax increment bonds(8,325,000)(8,325,000) Permanent improvement revolving bonds(2,595,000)(2,755,000) State aid bonds Less: Cash and investments in related(112,848)(94,728) debt service funds 3,567,1524,115,272 Total debt applicable to debt limit $30,821,436$25,826,296 Legal debt margin CITY OF ANDOVER, MINNESOTA ASSESSED AND ESTIMATED ACTUAL VALUE OF TAXABLE PROPERTYTable 8 Years 1994 through 2003 (Unaudited) Ratio of Tax Real PropertyPersonal PropertyTotal Capacity to TaxEstimatedTaxEstimatedTaxEstimatedTotal Estimated YearCapacityActual ValueCapacityActual ValueCapacityActual ValueActual Value 1994n/an/an/an/a$9,114,246n/an/a 1995n/an/an/an/a10,271,906n/an/a 1996n/an/an/an/a12,019,964n/an/a 1997n/an/an/an/a13,342,748n/an/a 1998n/an/an/an/a13,887,786n/an/a 1999n/an/an/an/a14,605,633n/an/a 2000$15,690,055$1,146,868,600$615,830$18,139,60016,305,885$1,165,008,2001.40% 200118,348,6621,312,767,000620,79718,285,50018,969,4591,331,052,5001.43% 200215,336,0751,479,078,600359,54017,999,80015,695,6151,497,078,4001.05% 200317,549,0641,699,227,100402,84020,202,30017,951,9041,719,429,4001.04% Source: Anoka County Property Tax Division 125 CITY OF ANDOVER, MINNESOTA RATIO OF NET BONDED DEBTTable 9 TO ASSESSED VALUE AND NET BONDED DEBT PER CAPITA Last Ten Fiscal Years (Unaudited) LessRatio of GrossCash andNetNet BondedNet Bonded Net TaxBondedInvestmentsBondedDebt toDebt YearPopulation (1)CapacityDebt (2)On HandDebtTax CapacityPer Capita 199318,304$9,414,093$2,268,000$(3,475)$2,264,52524%$124 199419,4659,993,7052,060,000(18,672)2,041,32820%105 199520,49710,877,3892,207,000(39,677)2,167,32320%106 199621,49512,803,2011,851,000(57,068)1,793,93214%83 199722,36914,112,3043,835,000(130,087)3,704,91326%166 199823,21314,674,0203,430,000(161,907)3,268,09322%141 199924,35815,439,0154,005,000(249,278)3,755,72224%154 200026,58817,207,5903,520,000(13,984)3,506,01620%132 200127,44620,188,3874,210,000(94,728)4,115,27220%150 200228,90816,573,7133,680,000(112,848)3,567,15222%123 (1) Source: Metropolitan Council (2) Only includes debt supported by tax levy. 126 CITY OF ANDOVER, MINNESOTA RATIO OF ANNUAL DEBT SERVICE EXPENDITURES FORTable 10 GENERAL BONDED DEBT TO TOTAL GENERAL GOVERNMENTAL EXPENDITURES Last Ten Fiscal Years (Unaudited) Ratio of TotalDebt Service InterestTotalGeneralto General Debtand FiscalDebtGovernmentalGovernmental YearPrincipalChargesServiceExpenditures (1)Expenditures 1993$5,748,000$1,598,407$7,346,407$13,951,26253% 19946,468,0001,391,1807,859,18016,070,30549% 19957,843,0001,283,0409,126,04020,191,97945% 19963,551,0001,399,2424,950,24216,491,20130% 19977,621,0001,632,9639,253,96326,041,86436% 19984,585,0001,537,5916,122,59118,409,96633% 19993,775,0001,377,2095,152,20919,937,02326% 20004,580,0001,392,3155,972,31521,766,36527% 20014,845,0001,753,9816,598,98120,273,05733% 20027,070,0001,796,7748,866,77422,388,56940% (1) Includes all governmental fund types: The General Fund, Special Revenue Funds, Debt Service Funds and Capital Projects Funds. CITY OF ANDOVER, MINNESOTA PROPERTY TAX RATES - Table 11 DIRECT AND OVERLAPPING GOVERNMENTS Years 1994 through 2003 (Unaudited) Taxes PayableCity (1)SchoolCountyOtherTotal 1994----- 1995----- 199619.59766.94831.0361.760119.341 199719.80457.91130.9101.780110.405 199821.82454.49730.6182.407109.346 199923.50857.09532.2652.472115.340 200022.73555.58930.8613.134112.319 200122.73650.23028.8592.850104.675 200233.51129.07037.9763.745104.302 200333.37627.80237.7143.755102.647 (1) Includes the Lower Rum River Watershed Source: Anoka County Property Tax Division 127 CITY OF ANDOVER, MINNESOTA COMPUTATION OF DIRECT AND OVERLAPPING DEBTTable 12 INCLUDING DEBT RATIOS December 31, 2002 (Unaudited) BondedPercentageCity Gross DebtApplicable toShare of OutstandingCityDebt Overlapping Debt: Anoka County$93,445,0009.0659%$8,471,630 School Districts: ISD No. 11 Anoka-Hennepin219,612,17712.7111%27,915,123 ISD No. 15 St. Francis60,875,0007.6764%4,673,009 Metro Council842,400,6180.8435%7,105,649 Total Overlapping Debt1,216,332,79548,165,411 Direct Debt: City of Andover37,625,000100.0000%37,625,000 Total Overlapping and Direct Debt$1,253,957,795$85,790,411 Debt Ratios: Ratio of debt per capita (27,446 population)$3,126 Ratio of debt to estimated market value of $1,706,397,0005.03% CITY OF ANDOVER, MINNESOTA PRINCIPAL TAXPAYERSTable 13 December 31, 2002 (Unaudited) EstimatedNet PropertyMarketTax Taxpayers ClassificationValueCapacity Anoka Electric / ConnexusUtility$10,198,200$187,734 Presbyterian Homes of AndoverApartment10,036,200150,544 Andover LTD PartnershipMall7,301,300145,276 116 LLCC/I5,752,700114,304 Minnegasco, Inc.Utility5,443,200108,114 United Power AssociationUtility3,541,50068,054 Columbia Park PropertiesMedical Clinic2,640,70052,064 William RademacherC/I2,554,20049,584 Northern States PowerUtility1,454,30029,086 Health PartnersMedical Clinic1,480,30028,856 Kottkes Bus Service, Inc.C/I1,324,50025,740 128 CITY OF ANDOVER, MINNESOTA BUILDING PERMITS, PROPERTY VALUES AND HOUSEHOLDSTable 14 Last Ten Fiscal Years (Unaudited) New Single Family HomesNew Commercial / IndustrialAll Permits (1) YearPermitsValuationPermitsValuationPermitsValuationHouseholds (2) 1993514$51,482,0005$855,400867$53,950,7485,408 199440040,557,00093,903,72385947,478,8495,917 199530532,202,7761225,133,79683760,590,4236,300 199627228,776,00053,166,05181534,703,3806,610 199728230,844,00057,133,27591042,938,7266,881 199844853,742,1331012,625,9601,05769,529,3497,152 199941147,763,20051,404,0841,10755,075,0897,568 200034246,322,0001412,672,4481,13565,293,6148,107 200128543,378,128821,086,4811,22879,926,9738,439 200221831,848,0001910,616,85199750,401,1598,870 (1) Includes additions and remodelings. (2) Source: Metropolitan Council 129 CITY OF ANDOVER, MINNESOTA DEMOGRAPHICSTable 15 (Unaudited) Percent U.S. Census of Change 199020002002*1990 - 2000 Population15,21626,58828,90874.74% Households4,5198,1078,87079.40% Household Size (Population/Household)3.373.283.26-2.60% POPULATION DEMOGRAPHICS (2000 U.S. CENSUS) Populaton by Age (2000 U.S. Census):PersonsPercent 4 and under2,4429.2% 5 - 92,82210.6% 10 - 142,76310.4% 15 - 192,0247.6% 20 - 249853.7% 25 - 343,84914.5% 35 - 445,83222.0% 45 - 543,48913.1% 55 - 591,0824.1% 60 - 645412.0% 65 - 744591.7% 75 - 842140.8% 85 and over860.3% Total population26,588100.0% Total female population13,069 Total male population13,519 2000 median age31.9 yrs Occupation Breakdown: Management, professional and related occupations37.0% Service occupations10.5% Sales and office occupations28.6% Farming, fishing and forestry occupations0.1% Construction, extraction and maintenance occupations10.0% Production, transportation and material moving occupations13.8% City ofAnokaState of AndoverCountyMinnesota Income Statistics: 1999 per capita income$26,317$23,297$23,198 1999 median household income76,24157,75447,111 1999 median family income78,78564,26156,874 2000 median gross rent772649566 2000 median value owner occupied housing158,400131,300122,400 130 CITY OF ANDOVER, MINNESOTA MISCELLANEOUS STATISTICAL DATATable 16 December 31, 2002 (Unaudited) Date incorporated1974 Form of governmentPlan A Miles of streets City174 County43 Storm sewer (miles)37 Watermain (miles)52 Sanitary sewer (miles)76 Parks: Number59 Developed acreage541 Trails (miles)22 Acreage: Developed13,360 Undeveloped9,680 Population: 2002 Estimate28,908 2000 U.S. Census26,588 1990 U.S. Census15,216 Housing units: 2002 Estimate8,870 2000 U.S. Census8,107 1990 U.S. Census4,519 Largest Employers in the City Number of FirmType of Business / ProductEmployees ISD No 11 Anoka-HennepinElementary and secondary education523 Anoka County Parks and Highway DepartmentsCounty government and services247 Kottkes' Bus Service, Inc.Bus transportation173 Festival FoodsGrocery store120 Presbyterian Homes of AndoverSenior housing and assisted living facilities86 Ed Fields & Sons, Inc.Vegetable farming70 McDonald'sRestaurant60 Meadow Creek Christian SchoolPrivate education K-1260 City of AndoverMunicipal government and services59 131 - This page intentionally left blank - 132