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HomeMy WebLinkAboutCC - November 6, 20191685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV Regular City Council Meeting — Wednesday, November 6, 2019 Call to Order — 7:00 p.m. Pledge of Allegiance Resident Forum Agenda Approval 1. Approval of Minutes (10/15/19 Regular; 10/22/19 Workshop) Consent Items 2. Approve Payment of Claims — Finance 3. Accept Resignation of Taylor Moshier, Streets Maintenance Worker - Administration 4. Approve Appointment Building Inspector —Administration 5. Approve Dental Renewal and Employer Contribution—Administration 6. Approve Medical Renewal and Employer Contribution — Administration 7. Approve LMCIT Liability Coverage —Administration 8. Reimbursement Resolution/2020 Equipment Purchases — Finance 9. Approve License Agreement with Anoka County/Monument Sign - Planning Discussion Items 10. Public Hearing on the Issuance and Sale of a Revenue Note for the YMCA of the Greater Twin Cities/Conduit Financing for Andover YMCA Project —Administration 11. Public Hearing/Adopt Assessment Roll/19-2/2019 Street Reconstruction — Engineering 12. Public Hearing — Vacation of Drainage and Utility Easement -15281 Swallow St NW — Jesse Moore — Planning 13. Public Hearing — 2019 Delinquent Service Charges —Administration Staff Items 14. Administrator's Report —Administration Mayor/Council Input Adjournment ANL66W '' 1685 CROSSTOWN BOULEVARD N.W.. ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: Mayor and City Council �\��� '\�✓ CC: Jim Dickinson, City Administrator FROM: Michelle Harmer, Deputy City Cler SUBJECT: Approval of Minutes DATE: November 6, 2019 INTRODUCTION The following minutes were provided by TimeSaver, reviewed by Administration and submitted for City Council approval: October 15, 2019 Regular October 22, 2019 Workshop The minutes are attached for your review. ACTION REQUIRED The City Council is requested to approve the above minutes. Respectfully submitted, Michelle Harmer Deputy City Clerk Attach: Minutes 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 REGULAR ANDOVER CITY COUNCIL MEETING — OCTOBER 15, 2019 MINUTES The Regular Bi -Monthly Meeting of the Andover City Council was called to order by Mayor Julie Trude, October 15, 2019, 7:06 p.m., at the Andover City Hall, 1685 Crosstown Boulevard NW, Andover, Minnesota. Councilmembers present: Mike Knight, Sheri Bukkila, Valerie Holthus and Jamie Barthel Councilmember absent: None Also present: City Administrator, Jim Dickinson Community Development Director, Joe Janish Director of Public Works/City Engineer, David Berkowitz City Attorney, Scott Baumgartner Others PLEDGE OFALLEGIANCE RESIDENT FORUM No one wished to address the Council. AGENDA APPROVAL Mayor Trude noted the changes to the agenda as follows: Addition of Item #8b Approve Temporary Intoxicating Liquor License Move Item # 10 to after Items # 11 and # 12 Remove Items #13 and #15 Motion by Bukkila, Seconded by Barthel, to approve the Agenda as amended above. Motion carried unanimously. APPROVAL OFMINUTES September 24, 2019, Workshop Minutes: Correct as amended. Mayor Trude requested a correction on page 4, line 9 change the phrase "in case by case" to "on a case by case basis." Mayor Trude requested a correction on page 7, line 28 change "various housing types" to "a variety of housing types." 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 Regular Andover City Council Meeting Minutes — October 15, 2019 Page 2 Motion by Holthus, Seconded by Knight, to approve the September 24, 2019, Workshop minutes as indicated above. Motion carried unanimously. October 1, 2019, Workshop and Regular Meeting Minutes: Correct as written. Motion by Holthus, Seconded by Knight, to approve the October 1, 2019 Workshop and Regular meeting and workshop minutes as presented. Motion carried unanimously. CONSENT ITEMS Item 2 Approve Payment of Claims Item 3 Approve Appointment — City Planner Item 4 Accept Retirement of Jerry Streich - Fire Chief Item 5 Approve 2020 Polling Locations (See Resolution R080-19) Item 6 Approve Final Plat — Estates of Cedar Ridge — Bergeron Developers, LLC — Joshua Bergeron (See Resolution R081-19) Item 7 Award Bid & Quotes/17-26/Andover YMCA Community Center Expansion Item 8 Approve 2019 Amended and Restated Joint Powers Agreement for a Coalition of Metropolitan Communities/North Metro Mayors Association Item 8b Approve Temporary Intoxication Liquor License for a Veterans Organization at Bunker Hills Park Activity Center Motion by Bukkila, Seconded by Barthel, to approve of the Consent Agenda as read. Motion carried unanimously. Commander Lenzmeier provided the September Sheriffs Office report including 1485 calls for service, 11 felony arrests, 7 gross misdemeanor arrests, and 23 misdemeanor arrests. In addition, the Sheriff Office reported 7 DWI's, of which, 4 were drug related. Mayor Trude asked if it took more time to do the drug related tests. Commander Lenzmeier stated specially trained officers are called in and need to acquire a warrant, so yes, it does take more time. Mayor Trude expressed her thanks. Commander Lenzmeier detailed several significant events and provided an update on the attempted robbery in August, informing the Council that the suspect has been identified and arrested. Commander Lenzmeier stated that officers will be out in full force on Halloween to keep residents safe. HOLD PUBLIC HEARING/ADOPT ASSESSMENT ROLL118-381UNIVERSITY AVENUE NWRECONSTRUCTION Director of Public Works Berkowitz presented background on the project explaining University Avenue from Andover Boulevard to 157�h Avenue was reconstructed during the summer of 2019 The project was jointly funded between the cities of Andover and Ham Lake. Mr. Berkowitz showed a video of the road before and after the construction process. Regular Andover City Council Meeting Minutes — October 15, 2019 Page 3 1 Mr. Berkowitz detailed the cost of the project per unit and discussed an agricultural property 2 comprising of 4 units. Mr. Berkowitz explained the assessment process, how residents can pay, 3 the objection process, and deferral process. The final assessment amount was determined to be 4 $7,198.07 per unit to be assessed over an 8 -year period at 4.5% interest. 5 6 Motion by Holthus, Seconded by Knight, to open the public hearing at 7:24 p.m. Motion carried 7 unanimously. 9 Richard MacGlover, 15245 University Avenue NE, Ham Lake, came forward and spoke about 10 flooding from water running off the road. He stated water runs into a nearby sod field and stands 11 for long periods of time. He would have liked to see the city address the drainage when road was 12 reconstructed. 13 14 No one else wished to speak. 15 16 Motion by Holthus, Seconded by Knight, to close the public hearing at 7:26 p.m. Motion carried 17 unanimously. 18 19 Mayor Trude asked Mr. Berkowitz to address the Mr. MacGlover's concern. 20 21 Mr. Berkowitz stated the City approached the City of Ham Lake and they indicated they weren't 22 interested in addressing the issue of drainage. Mr. Berkowitz stated the drainage issue Mr. 23 MacGlover addressed is on the Ham Lake side of the road and not an issue that Andover could 24 resolve on their own. 25 26 Mayor Trude asked City Attorney Mr. Baumgartner about the normal course of water and liability. 27 28 Mr. Baumgartner responded if the water is on a normal course and not altered by City due to 29 construction or reconstruction, it is the property owner's responsibility to remedy. 30 31 Mr. MacGlover stated the water runs on the Ham Lake side and has increased since the road was 32 paved. 33 34 Mayor Trude explained the City attempts to work with the City of Ham Lake, however, the City 35 cannot take action because the issue is not within its boundaries. 36 37 Motion by Bukkila, Seconded by Holthus, to adopt Resolution No. R083-19 approving the 38 assessment roll for the improvement of Project No. 18-38, University Avenue NW Reconstruction. 39 Motion carried unanimously. 40 41 HOLD PUBLIC HEARING. VACATION OF DRAINAGE AND UTILITY EASEMENT — 42 16381 INCA STREET NW, MICAH AND ABBE YPAYEUR 43 44 Community Development Director Janish presented information in the staff report stating the 45 property owner is seeking to vacate a portion of the existing drainage and utility easement across Regular Andover City Council Meeting Minutes — October 15, 2019 Page 4 1 parts of the residential lot located at 16381 Inca Street NW within the Silver Meadows West 2 subdivision. Mr. Janish displayed a drawing showing the area on a map. Mr. Janish explained the 3 property owner is requesting the vacation of easement to increase the usable area for the 4 construction of an accessory structure. Mr. Janish stated the easement can be confined and still 5 provide an adequate drainage and utility easement. 6 7 Motion by Bukkila, Seconded by Barthel to open the public hearing at 7:35 p.m. Motion carried 8 unanimously. 9 10 No one wished to address this item. 11 12 Motion by Bukkila, Seconded by Knight, to close the public hearing at 7:35 p.m. Motion carried 13 unanimously. 14 15 Motion by Bukkila, Seconded by Holthus, to adopt Resolution No. R084-19 granting the vacation 16 of drainage and utility easement at 16381 Inca Street NW. Motion carried unanimously. 17 18 HOLD PUBLIC HEARING/CONSIDER RESOLUTION ADOPTING 2020-2024 CAPITAL 19 IMPROVEMENT PLAN 20 21 City Administrator Dickinson detailed the information in the staff report and presented a summary 22 of the Capital Improvement Plan (CIP). He stated the document is available for public viewing in 23 the Finance Department at City Hall and will be posted on the City website when approved. Mr. 24 Dickinson stated the CIP document is the product of numerous staff meetings and workshops with 25 the City Council throughout the year. Mr. Dickinson detailed the process and timeline for items 26 listed in the CIP. Mr. Dickinson briefly reviewed the annual expenditures stating the average 27 annual expenditure in the CIP is $7-9 million per year, with 2019 being an anomaly due to the City 28 Campus improvements. Mr. Dickinson stated the City Council is requested to hold a Public 29 Hearing to give the public the opportunity to comment on the proposed 2020-2024 Capital 30 Improvement Plan. 31 32 Motion by Knight, Seconded by Holthus, to open the public hearing at 7:43 p.m. Motion carried 33 unanimously. 34 35 At this time, there were no residents in the Chambers, and no one wished to address this item. 36 37 Motion by Holthus, Seconded by Barthel, to close the public hearing at 7:43 p.m. Motion carried 38 unanimously. 39 40 Motion by Barthel, Seconded by Knight, to adopt Resolution No. R082-19 approving the City of 41 Andover 2020-2024 Capital Improvement Plan. 42 43 Mayor Trude stated Council and staff put a lot of time and effort into developing the CIP and 44 indicated most of the CIP funding is going to roads. 45 Regular Andover City Council Meeting Minutes — October 15, 2019 Page 5 1 Councilmember Bukkila stated there are projects in the CIP that not everyone agrees on but there 2 was a lot of discussion and many meetings throughout the year to reach this point. She stated this 3 document is fluid and not written in concrete. 4 5 Councilmember Holthus thanked staff for their work on the CIP. Councilmember Knight 6 concurred. 7 8 Mayor Trude stated there was a lot of work behind the scenes and thanked staff for taking the time 9 to evaluate the City's needs and set priorities. Mr. Dickinson stated most of the time and effort 10 was conducted by Finance and Public Works. 11 12 Motion carried unanimously. 13 14 CONSIDER CONDITIONAL USE PERMIT (CUP) — INTERIM PERFORMANCE 15 STANDARDS AND EXTERIOR STORAGE — 3098 162ND LANE NW — BEST OUTDOOR 16 SERVICES INC.ITOMROSSMEISL 17 18 Mayor Trude acknowledged the applicant has withdrawn the application for a CUP. 19 20 CONSIDER RESOLUTION CALLING FOR PUBLIC HEARING ON THE ISSUANCE OFA 21 REVENUE NOTE/CONDUIT FINANCING FOR THE YMCA OF THE GREATER TWIN 22 CITIES 23 24 City Administrator Dickinson reviewed the information in the staff report with the Council. He 25 stated the City Council is requested to approve a resolution calling for a public hearing on the 26 issuance of a revenue note and authorizing the publication of a notice of hearing for the YMCA of 27 the Greater Twin Cities Project. 28 29 Mr. Dickinson stated the City is entering into a conduit financing agreement with the YMCA and 30 explained that the City is lending its name to facilitate financing for the Community Center 31 expansion project. Mr. Dickinson stated the City has no obligation for payment of the debt and 32 the YMCA will have a financing agreement directly with the lender. The loan for the YMCA is 33 not charged against the City credit and the City is charging the YMCA .25% to cover staff and 34 legal expenses. 35 36 Mr. Dickinson explained the YMCA is seeking $6.65 million to add gym space, childcare area, 37 studio space, fitness equipment, an elevator, remodeling the front entry, and contributing to 38 additional parking. 39 40 Motion by Knight, Seconded by Barthel, to adopt Resolution No. R085-19 calling for a Public 41 Hearing at 7:00 p.m. on Wednesday, November 6, 2019 on the issuance of a revenue note and 42 authorizing the publication of a notice of hearing t herefor (YMCA of the Greater Twin Cities 43 Project). Motion carried unanimously. 44 45 Regular Andover City Council Meeting Minutes — October 15, 2019 Page 6 1 CONSIDER REQUEST OF DEVELOPER FOR THE VILLAS AT CROSSTOWN WOODS 2 DEVELOPMENT 4 Mayor Trude acknowledged the developer has formally withdrawn his request. 6 ADMINISTRATOR'S REPORT 7 8 City Staff updated the Council on the administration and city department activities, legislative 9 updates, updates on development/CIP projects, and meeting reminders/community events. 10 11 (Administrative Staff Report) Mr. Dickinson stated there are 95 new home permits this year. Mr. 12 Dickinson updated the Council on several projects, including Andover High School, the Public 13 Works and Community Center expansion, Legacy Christian Academy, and Riverdale Assembly 14 of God. He stated the WDE waste removal project is going well, with completion of drum removal. 15 He stated the next stage is removal of soil under the pit taking around 30-45 days. Mr. Dickinson 16 reminded the Council of a workshop meeting and a joint meeting with the Park and Recreation 17 Commission on October 22"d. Mr. Dickinson recognized the retirement of Jerry Streich effective 18 January 31, 2020. He stated the City is beginning the recruitment process and hopes to have the 19 new Chief on staff by the end of the year to work with Chief Streich for a month. Mr. Dickinson 20 commended Chief Streich on his service and dedication to the City of Andover. 21 22 (Public Works/Engineering Department Report) Mr. Berkowitz updated the Council on the 23 Public Works project stating the anticipated occupancy date for the cold storage building is 24 December 1" and the vehicle maintenance building is February or March of 2020. Mr. Berkowitz 25 stated staff is preparing for 2020 street reconstruction projects and will be hosting neighborhood 26 information sessions in November and December. Mr. Berkowitz updated Council on the Hanson 27 Boulevard project indicating the final wear coat will be applied this week and hopefully the 28 streetlights will be installed before winter. 29 30 (Community Development Department Report) Mr. Janish informed the Council that he is 31 working with Engineering on the 2040 Comprehensive Plan. He indicated his department is 32 reviewing commercial site plans and working with property owners on their projects. He stated 33 Mr. Griffiths is working with residents on code enforcement issues in their neighborhoods. 34 35 MAYOR/COUNCIL INPUT 36 37 (Community Center Advisory Commission) Mayor Trude announced she is an alternate 38 representative for the Community Center Advisory Commission. The Facilities Manager is 39 meeting to see if they can improve lighting and signage in the parking lot to make it safer for 40 community center patrons. She stated residents can get updates through the website and 41 Facebook. Mayor Trude shared that there are over 100 participants signed up for skating lessons 42 and over 100 participants for indoor soccer. She announced the YMCA will be holding a free 43 Halloween event and a free Cookies with Santa event. The Hockey Association has 2 more teams 44 than last year, bringing the total of teams to 19. She announced the projected opening for full 45 operation of the Community Center will be October 2020 Regular Andover City Council Meeting Minutes — October 15, 2019 Page 7 (Cub Scouts) Mayor Trude is meeting with a Cub Scout Pack this week. 2 ADJOURNMENT EI Motion by Holthus, Seconded by Bukkila, to adjourn. Motion carried unanimously. The meeting adjourned at 8:07 p.m. W 8 Respectfully submitted, 9 10 Shari Kunza, Recording Secretary 11 REGULAR ANDOVER CITY COUNCIL MEETING MINUTES —OCTOBER I S, 2019 TABLE OF CONTENTS PLEDGE OF ALLEGIANCE......................................................................................................... 1 RESIDENTFORUM...................................................................................................................... I AGENDA APPROVAL.................................................................................................................. 1 APPROVALOF MINUTES........................................................................................................... 1 CONSENTITEMS......................................................................................................................... 2 Item 2 Approve Payment of Claims............................................................................................ 2 Item 3 Approve Appointment — City Planner.............................................................................. 2 Item 4 Accept Retirement of Jerry Streich - Fire Chief.............................................................. 2 Item 5 Approve 2020 Polling Locations(R080-19).................................................................... 2 Item 6 Approve Final Plat — Estates of Cedar Ridge — Bergeron Developers, LLC — Joshua Bergeron(R081-19)................................................................................................................... 2 Item 7 Award Bid & Quotes/17-26/Andover YMCA Community Center Expansion ................ 2 Item 8 Approve 2019 Amended and Restated Joint Powers Agreement for a Coalition of Metropolitan Communities/North Metro Mayors Association .................................................. 2 ANOKA COUNTY SHERIFF'S OFFICE MONTHLY REPORT ................................................ 2 HOLD PUBLIC HEARING/ADOPT ASSESSMENT ROLL/18-38/UNIVERSITY AVENUE NW RECONSTRUCTION(R083-19)....................................................................................... 2 HOLD PUBLIC HEARING: VACATION OF DRAINAGE AND UTILITY EASEMENT — 163 81 INCA STREET NW, MICAH AND ABBEY PAYEUR(R084-19).............................. 3 HOLD PUBLIC HEARING/CONSIDER RESOLUTION ADOPTING 2020-2024 CAPITAL IMPROVEMENT PLAN(R082-19).......................................................................................... 4 CONSIDER CONDITIONAL USE PERMIT (CUP) — INTERIM PERFORMANCE STANDARDS AND EXTERIOR STORAGE — 3098 162ND LANE NW — BEST OUTDOOR SERVICES INC./TOM ROSSMEISL................................................................... 5 CONSIDER RESOLUTION CALLING FOR PUBLIC HEARING ON THE ISSUANCE OF A REVENUE NOTE/CONDUIT FINANCING FOR THE YMCA OF THE GREATER TWIN CITIES(R085-19)...................................................................................................................... 5 CONSIDER REQUEST OF DEVELOPER FOR THE VILLAS AT CROSSTOWN WOODS DEVELOPMENT...................................................................................................................... 6 ADMINISTRATOR'S REPORT.................................................................................................... 6 (Administrative Staff Report)..................................................................................................... 6 (Public Works/Engineering Department Report)........................................................................ 6 (Community Development Department Report)........................................................................ 6 MAYOR/COUNCIL INPUT.......................................................................................................... 6 (Community Center Advisory Commission).............................................................................. 6 (Cub Scouts)................................................................................................................................ 7 ADJOURNMENT........................................................................................................................... 7 1 2 3 4 5 6 ANDOVER CITY COUNCIL WORKSHOP MEETING — OCTOBER 22, 2019 7 MINUTES 8 9 10 The Workshop Meeting of the Andover City Council was called to order by Mayor Julie Trude, 11 October 22, 2019 6:00 p.m., at the Andover City Hall, 1685 Crosstown Boulevard NW, Andover, 12 Minnesota. 13 14 Councilmembers present: Mike Knight, Sheri Bukkila, Valerie Holthus and Jamie Barthel 15 16 Councilmember absent: None 17 18 Park Commissioners present: Chair Jim Lindahl, Commissioners Ted Butler,-, Angela Marinello 19 Kathy McElhose, Mark Miskowiec, Dawn Perra and Jake Widmyer 20 21 Also present: City Administrator, Jim Dickinson 22 Community Development Director, Joe Janish 23 Director of Public Works/City Engineer, David Berkowitz 24 Assistant Public Works Director, Todd Haas 25 Parks Maintenance Supervisor,; Jason Grode 26 Others 27 28 Approval of the agenda 29 30 Mayor Trude moved Item #If ahead of Item #la to accommodate residents in the audience. 31 Motion by Holthus, Seconded by Barthel to approve the Workshop agenda as amended. 32 33 1. JOINT MEETING WITH PARK & RECREATION COMMISSION 34 f. DISCUSS MOWING AREAS WITHIN NATURAL AREAS VERSUS 35 IRRIGATEDAREAS 36 37 Public Works Director Berkowitz gave background information on the decision to reduce mowing 38 in 2009 in order to cut costs. 39 40 Jason Grode presented historical information on mowing and park maintenance from 2009 through 41 2019. Mr. Grode reviewed the growth in parks, trails, and irrigation, leading to a heavier workload 42 for the department. Mr. Grode stated staff has looked at areas where they can reduce mowing. 43 44 Mr. Berkowitz stated one additional staff person has been added since 2009 despite the park and 45 trail growth. 46 47 Mayor Trude questioned the installation of irrigation in parks and wanted the City to assess the Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 2 benefits to the residents prior to installing irrigation. Councilmember Holthus stated areas without irrigation wouldn't have to be mowed as often. Mr. Grode replied that it depended on the weather. The City tries to put an inch to an inch and half of water on the turf per week. 8 Park Commission Chair Lindahl responded irrigation was put in to keep the grass in good condition 9 and keep weeds out. 10 11 Mayor Trude recognized the residents from Woodland Terrace and invited them to introduce 12 themselves and address the Council and Park and Recreation Commission. 13 14 Judy and Mark Reier, 13420 Narcissus Street, and Ellen Kohn, 13415 Narcissus Street, introduced 15 themselves as neighbors of Woodland Terrace. 16 17 Mrs. Reier explained when they moved in, the lot across the street was owned by the developer 18 and well landscaped and mowed. Since the City developed a park, it has changed. When irrigation 19 was added, the park looked better, but in 2009, the City let the outlot grow and did not mow it. 20 21 Mr. Reier stated the outlot was used as a skating rink before it was moved to the baseball field 22 area. He said the park is well used. His main concern is the three large triangles behind the 23 pumphouse that are not mowed and look bad. 24 25 Mrs. Reier stated she has adjusted to the drainage ditch not being mowed, but now she looks out 26 of her house and sees weeds. She said the pumphouse looks like it is sitting in weeds. 27 28 Mr. Reier informed the Council if the City mowed the triangles, it would only be an additional 29 one-third acre. 30 31 Councilmember Holthus clarified that residents would like the area from the top of ridge to the 32 trail mowed. 33 34 Councilmember Bukkila asked if it would be better to add landscaping and a border between the 35 ridge and the slope. Ms. Kohn stated the tall grass is nice, but people walk in the park and she 36 loses them in the grass. 37 38 Mayor Trude informed the residents this is the first time that staff has heard of this and that staff 39 will discuss the issue and come back with a solution. Park Commission Chair Lindahl stated a 40 solution could be to put in pollinator plants and strip mow. He stated the Conservation District 41 would help and the City could get grant money. 42 43 Mayor Trude stated the City normally takes good care of areas by wellhouses and the City tries to 44 be a good neighbor. She stated that people are always receptive to better neighbors. Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 3 1 Mr. Berkowitz responded that staff will come back with a solution and would like to continue the 2 conversation to talk about the bigger picture of mowing parks throughout the City. 4 Councilmember Bukkila would like staff to come up with options for a solution and the costs 5 associated with each option. 6 7 Councilmember Holthus is receptive, however, believes the two areas should be mowed to the tree 8 line at Terrace Park. She inquired about the cost of mowing per hour. 9 10 Mr. Grode responded it is approximately $70 per hour for staff, then equipment cost on top of that. 11 12 Council came to a consensus to have staff develop options and come back with a plan for Terrace 13 Park. 14 15 Mr. Berkowitz informed the Council and Park Commission that staff would like to evaluate 16 additional areas to be no mow zones. He stated the priorities are areas that are heavily used and 17 irrigated are regularly mowed. He stated that areas that aren't used, mowing can be reduced or 18 eliminated. He informed the Council that if mowing areas are added, it will lead to an increase in 19 the budget for staff, equipment, and contract mowing. 20 21 Mayor Trude stated the City has different standards for parks in rural areas, parks in developed 22 areas, and parks with natural buffers. 23 24 Councilmember Bukkila informed the Council and Park Commission that she lives near one of 25 those areas where mowing was reduced. She worked with staff so she could maintain on the other 26 side of her fence. She stated this area was not irrigated and had terrible weeds. She has found this 27 to be a great solution because the mowers are no longer bringing weeds over from the park side. 28 29 Mayor Trude stated the impact on a neighbor needs to be considered when making the decision to 30 mow or not. 31 32 Mr. Berkowitz informed the Council that staff consistently tells residents they aren't going to make 33 a change to the no mow zones and residents will have to come to Council before a change is make. 34 He stressed the importance of staff staying consistent with the message. 35 36 Mayor Trude asked there be no additions to the no mow zones in well developed areas to maintain 37 a high City standard. She asked about Hidden Creek North where she saw people walking through 38 tall grass to get to baseball games and sit in tall grass to watch the games. She stated the area looks 39 forgotten. 40 41 Commissioner Ted Butler stated he has been to that park many times as a coach and there is plenty 42 of space to watch the games without sitting in tall grass and there are bleachers. 43 44 Commissioner Perra stated the tall grass acts as a buffer so kids don't run in the street. Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 4 Mayor Trude asked everyone to look at it from a neighborhood welcoming perspective. When the City stops mowing near a resident's lot it impacts their quality of life. 4 Park Commission Chair Lindahl stated he would like to see more plantings and proclaimed the 5 trend is coming for more natural areas. 7 Park Commission Chair Lindahl would like to see the trend of getting away from mowing and 8 install pockets with prairie plants attracting more birds and butterflies. 9 10 Mayor Trude asked if staff had time to identify areas where these plantings could be done. She 11 stated that grant money would certainly help. 12 13 Mr. Grode replied that staff has identified several pockets that were unused and could be turned 14 into natural areas. 15 16 Park Commission Chair Lindahl stressed the importance of talking to the neighbors and telling 17 them the City is planting more prairie plants and not mowing as much. 18 19 Mr. Berkowitz informed the Council that there are several areas where staff mows athletic fields 20 and warm up/spectator areas and leaves the perimeter as a natural area. 21 22 Mayor Trude stated she likes the idea of working with neighbors and pollinator groups to find a 23 solution using community volunteer hours and grants. 24 25 a. DISCUSS UPDA TING OF THE PARK DEDICA TION STUD Y 26 27 Mr. Haas discussed the Park Dedication Plan and stated the Park Commission would like Council 28 to direct staff to update the plan to make it more accurate. 29 30 Councilmember Bukkila has seen costs double from what was projected, and the list is only two 31 years old. She questioned if the City is moving too slowly in keeping up with cost estimates and 32 would like to see the plan updated annually. 33 34 Park Commission Chair Lindahl stated the City is divided into 4 zones and the Park Commission 35 looks at one zone per quarter but doesn't have the resources to change anything. 36 37 Mr. Haas stated the plan is set up to be updated every 5 years, however recently, costs are going 38 up at a faster rate. 39 40 Mayor Trude stated the City is probably behind on our park dedication fees. 41 42 Park Commission Chair Lindahl stated that labor costs have gone up because contactors are short 43 on labor and extremely busy, so they bid at a higher rate. 44 Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 5 1 Mr. Berkowitz stated the City has not seen this rate of cost increase in 20 years and pointed out 2 that multiple cities have not awarded projects due to high bids. Andover is planning for a 3% 3 annual increase in costs and that under normal circumstances, a five-year plan is adequate. 4 5 Councilmember Bukkila stated park dedication fees are only part of the issue. She stated the City 6 also needs to look at maintenance and replacement of items, taking into account the bigger picture 7 to keep pace with the current market and economy. Councilmember Bukkila would like to see the 8 plan updated each year. 9 10 Councilmember Barthel stated it would be nice to have it done annually to make adjustments to 11 what is actually going on and things that have occurred that weren't expected. 12 13 Consensus of the Council is to direct staff to update the Park Dedication and Facility Study 14 annually. 15 16 b. DISCUSS THE 2020-2024 CIP FOR PARKS 17 18 Mr. Haas presented the 5 -year plan and highlighted the projects listed in the plan. 19 20 2020 21 Andover Station North East Ballfield Lighting -$180,000 with $90,000 matching funds 22 from the baseball association. 23 Kelsey Round Lake Park Trail Expansion - $175, 000 with funds from a DNR grant. 24 2021 25 Prairie Knoll Park Parking lot with curb - $170, 000. Mr. Haas says the lot is being used 26 frequently now that associations are required to have parking attendants. When one lot is 27 full, attendants are directing them to the other lot. 28 29 2022 & 2023 30 31 There are projects staff would like to do, but there is no funding. 32 2024 33 34 35 36 37 38 39 40 41 42 43 44 Pine Hills North Parking lot - The Park Commission would like to see it constructed but Council has removed it from the plan. Mr. Dickinson stated park dedication funds are coming in sooner than expected and the Park Commission will have funds to work with, but he doesn't envision that continuing into the future. He stated there is an insurgence of cash flow at this time due to the City's interest rate being high enough that developers are paying fees off. Mayor Trude asked Mr. Dickinson to update the Park Commission on number of homes built at least this year. Mr. Dickinson stated that Andover is at 101 new home permits pulled this year with 110 anticipated by year end. Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 6 1 Councilmember Bukkila asked Mr. Dickinson to explain the Andover Station North land situation. 2 Mr. Dickinson explained the Andover Station North ballfields are technically on outlots owned by 3 the EDA and not on dedicated park land. At some point, the fields can be repurposed and sold. 4 Pine Hills North also includes land on outlots owned by the City. 6 Councilmember Bukkila asked if it was a good idea to use City dollars to make improvements on 7 property that can get turned over to be a tax generator. 8 9 Mayor Trude stated the repurposing of the outlots is quite a way out. 10 11 Commissioner Butler stated he understands using outlots for recreational purposes; however, the 12 challenge is if the City decides to sell the land, there would be a lot of pushback from park users 13 and residents. He stated there would have to be a replacement of the facility somewhere else in 14 the City. 15 16 Councilmember Bukkila stated there is a lot of potential park land in the City, whereas, there is 17 limited commercial and industrial property. She asked if it is smart to continue to develop parks 18 on land with the potential of being sold. 19 20 Park Commission Chair Lindahl stated sports are still growing and if a park is taken away, it must 21 be replaced somewhere else within the City. 22 23 Councilmember Bukkila wants the City to make decisions knowingly. 24 25 Councilmember Holthus asked if lights can be moved. Park Commission Chair Lindahl stated 26 yes, the poles can be moved to a different location. 27 28 Mayor Trude stated there is potential growth, perhaps in 10 years. The nearby business is growing, 29 however, not at the pace expected. 30 31 Councilmember Barthel asked if the property is owned by the EDA, why doesn't the EDA pay for 32 the lights. Commissioner Butler stated the Park Dedication Fund was in a deficit and the EDA 33 stepped up to help to attract activity to the area. 34 35 Mr. Dickinson stated the EDA helped because finishing the park helped market and develop the 36 surrounding area. Mr. Dickinson mentioned there are building restrictions near the WDE waste 37 site which prohibits development within a certain perimeter of the landfill. The City gave the 38 nearby business tax increment funding to build there. There is potential the restrictions could go 39 away now that the area is being cleaned up, but that will be out a number of years. 40 41 Mayor Trude stated the park helped develop the surrounding area, including the building of new 42 homes. 43 44 Councilmember Bukkila stated parks helped develop the area, but she didn't believe the ballfields Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 7 were that much of a draw. Mayor Trude stated she found that neighbors are happy with the entire park. Park Commission Chair Lindahl stated when there are tournaments, the surrounding businesses thrive. The park is both a draw and a benefit. 8 Commissioner Miskowiec asked about the parking lot at Prairie Knoll and if it could be built 9 without curbs as leaving out curbs would cut the cost significantly. Mr. Haas stated it is an option 10 and staff would bring plans to the Park Commission with a variety of options and the Park 11 Commission would select a recommendation to Council. 12 13 Mayor Trude stated curbs are there to keep cars off the fields. 14 15 Mr. Berkowitz stated that is correct and when there are areas with natural buffers, such as a ditch, 16 the City has not constructed curb. He stated there are options and alternatives. 17 18 Commissioner Butler asked a question about the Pine Hills North parking lot and since the Park 19 Fund is expecting more revenue, can the City move that up in the CIP. He stated he would like to 20 see the master plan completed. 21 22 Mayor Trude stated the Council focused on 2020 and not much past it. She stated the reason Pine 23 Hills North parking lot was pushed out past 2024 is that it is a rural park, an outlot, and there were 24 budget restraints making it not a high enough priority. 25 26 Commissioner Butler stated Prairie Knoll was designed to be paved and is not operating in an 27 efficient manner due to gravel. He stated that Prairie Knoll is a showcase park for turf sports, 28 especially soccer. 29 30 Councilmember Holthus asked the number of police calls the Sheriff receives from both Prairie 31 Knoll and Pine Hills. Mr. Haas replied there are calls for both parks, however, Prairie Knoll has 32 more than Pine Hills. 33 34 Commissioner Miskowiec understands the Council is receiving complaints but doesn't believe that 35 3-4 squeaky wheels should be driving the decision of which parking lot to install. 36 37 Councilmember Barthel stated he voted to move Pine Hills off the CIP due to budget constraints 38 and that if there is an increase in the funding wouldn't mind moving it back in. 39 40 Commissioner Butler stated the Park Commission would prefer to pave Pine Hills prior to Prairie 41 Knoll. 42 43 Councilmember Holthus asked about the requirements to installing curb and if the City could just 44 pave the parking lots at both locations and leave off the curb. Mayor Trude stated requiring curb Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 8 is a City policy. 3 Mr. Berkowitz stated the City requires commercial properties to have curbs and asked the Park 4 Commission and Council how they want to have the City look. He stated every road has curb and 5 gutter. The few exceptions the City has involves a ditch where the water can run into. He stated 6 staff prefers consistency and supports few exceptions. 7 8 Councilmember Bukkila asked Mr. Berkowitz to explain the difference in types of curbing. Mr. 9 Berkowitz explained there are three types of curbs: B6 curb which has a 6 -inch riser; 10 surmountable curb which is in residential areas; and ribbon curbs, an 18 -inch piece of concrete, 11 which is typically used with runoff into ditches. He explained the benefits of curbing are 12 conveyance of water, strong edge along the bituminous road or parking lot, controls traffic and 13 parking, and lasts longer. He stated Pine Hills North has drainage ditches which may not require 14 a curb. He stated the cost difference between curb and no curb is around 15-25%. The difference 15 between a ribbon curb and a surmountable curb is minimal. 16 17 Mayor Trude stated it is City policy to have concrete curbs and the City needs to be careful of a 18 double standard where the City has different rules for itself than it requires for the businesses. The 19 only exception the City has made is where there is a drainage ditch because that is what the City 20 has done in neighborhoods. She stated the Council is consistent on this policy. 21 22 Park Commission Chair Lindahl stated the Park Commission has talked with associations using 23 Prairie Knoll to stagger their games so parking does not overlap. He stated Pine Hills North is 24 used more than Prairie Knoll. 25 26 Councilmember Bukkila asked if the Park Commission wanted to flip Pine Hills North and Prairie 27 Knoll in the budget and asked about the cost difference. Park Commission Chair Lindahl stated 28 yes, the Park Commission would prefer that. 29 30 Mayor Trude stated there is about $400,000 difference between the two projects. She stated she 31 remembers the Park Commission saying the City should finish a park once it is started. Mayor 32 Trude explained the paving of the parking lot would finish Prairie Knoll and that Council has been 33 listening to neighbors' complaints about the parking there for years. 34 35 Park Commission Chair Lindahl asked if the City could piggyback on a street project to get the 36 best price. Mr. Berkowitz replied it is tough to do a parking lot project with the street project and 37 it is better to bid a parking lot with a trail project. 38 39 Mr. Dickinson stated the Pine Hills North item was originally in for 2024 and that it can be 40 reviewed again in March when the Council and Park Commission work on the next CIP process. 41 42 Councilmember Holthus stated the Prairie Knoll parking lot is in the budget for $170,000 and Pine 43 Hills is in for $520,000. She stated since the margin is so large the City can't do a flip flop. 44 Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 9 Park Commission Chair Lindahl replied that the $520,000 includes adding a field and that the parking lot portion is only $280,000. Mayor Trude stated the City has had safety issues brought up by Sheriff s Office regarding Prairie Knoll and the parking lot would address the safety issue. Staff was directed to look at the options for parking lots and bring to the Park Commission for a recommendation. 10 C. DISCUSS THE 2020-2024 CIP FOR PLAYGROUND EQUIPMENT 11 REPLACEMENT FOR PARKS 12 13 Mr. Berkowitz introduced the Playground Equipment Replacement Plan and stated playgrounds 14 have a 15 -year life. He informed Council when replacing playgrounds, staff looks at replacing 15 and refurbishing but believes a 15 -year replacement plan is the best way to stay on track for quality 16 playgrounds. 17 18 Mr. Grode displayed the list of 42 parks with playgrounds. He explained staff evaluates each 19 playground as they replace them. He stated some parks need concrete edging, fill replacement, 20 and items to make them ADA compliant. Mr. Grode went through the list of playgrounds for 21 possible refurbishing and those needing replacements. He explained if staff follows the 15 -year 22 replacement schedule which is an industry standard, then the City needs to replace 3 playgrounds 23 per year. He explained the cost of a refurbished playground is approximately $30,000 and a 24 replacement is approximately $60,000. He stated factors for refurbishing include the condition of 25 the structure, if new parts can fit the existing structure, and neighborhood input. 26 27 Commissioner McElhose asked the cost of woodchips vs rubber fill. Mr. Grode stated most cities 28 are removing rubber fill due to health issues. He said the City is starting to use Tamarack Flex 29 Fiber (used at Purple Park) because it lasts longer than woodchips. 30 31 Park Commission Chair Lindahl stated that more money is needed in order to replace 3 parks each 32 year. 33 34 Councilmember Holthus recommended focusing on parks that are larger and with more amenities 35 like ballfields, because those parks appeal to more ages. She also stated the City cannot let other 36 parks get so bad that they are dangerous. 37 38 Park Commission Chair Lindahl stated parks are a draw to the City and in order to keep that at a 39 quality level, the City needs to have 3 replaced per year instead of 2. 40 41 Mayor Trude asked if there were any suggestions other than more money. 42 43 Commissioner McElhose stated that refurbishing parks was one suggestion. 44 Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 10 Mr. Berkowitz stated the City could look at reducing the parks that have playgrounds in them and taking a critical look at new parks and what amenities to put in them. He stated that cities are moving away from smaller neighborhood parks and constructing larger community parks instead. 5 Commissioner Marinello stated one thought the Park Commission had was to not have 6 playgrounds at parks with ballfields designed for older ages making the assumption that older aged 7 kids have older siblings and those parks may not need a playground. She stated the parks with 8 younger age fields have more kids using the playground. 9 10 Councilmember Bukkila stated she understood the need for more money in the budget for 11 playground replacements and suggested moving towards the appropriate funds to replace three 12 playgrounds per year over the next 4 years. 13 14 Councilmember Knight asked if the City had any connections with real estate agencies because 15 they were the ones who would bring families into Andover. Park Commission Chair Lindahl stated 16 the City could get data from the school district for age projections. 17 18 Mr. Haas informed the Council and Park Commission that staff has sent out surveys to neighbors 19 around parks getting new playgrounds next year and has received several responses. 20 21 Mr. Dickinson stated the Playground Replacement Fund needs additional funding to do 3 22 replacements. He stated the question is can the City fill the gap with a one-time infusion or does 23 the City need to increase the annual budget. 24 25 Mr. Berkowitz stated his department could put in a request for $150,000 for the 2021 budget cycle 26 and see how that goes. 27 28 Mayor Trude said the Council will look at new developments and determine if a park is needed in 29 each one or if access to a park is enough. She stated that everyone usually wants a park. 30 31 d. DISCUSS THE 2020-2024 CIP FOR NEW TRAIL SEGMENT 32 IMPROVEMENTS 33 34 Mr. Haas presented the new trail improvements scheduled in the next 5 years. 35 36 2020 Andover Station North Trail Connection and Kelsey Round Lake Park — DNR grant partial 37 funding. 38 Railroad Underpass Trail Evaluation (Winslow Cove 2°a Addition). Mr. Berkowitz 39 informed the Council and Park Commission that the City has an agreement with Lennar 40 Homes to construct a trail under the railroad tracks to their new development, however, if 41 it is not feasible due to soil conditions, the City can sell the lot back to Lennar. The City 42 has two years to make this determination but will be conducting the research and study in 43 2020. 44 Andover City Council Workshop Meeting Minutes —October 22, 2019 Page 11 1 2021 No trails are proposed. 2 3 2022 Crosstown Boulevard from Xeon Street to 1591h Avenue. 4 Railroad Underpass Trail (subject to evaluation and approval by City Council). 5 6 2023 Station Parkway from Thrush Street to Hanson Boulevard. 7 8 2024 Verdin Street from 161St Avenue to 1635 Lane. 9 10 Commissioner McElhose expressed her frustration with a great trail across the street from her with 11 no way to access it due to lack of crossings on Crosstown Boulevard. Mr. Berkowitz stated the 12 County does not put crossings in non -controlled intersections. The City is working on developing 13 a policy for pedestrian crossing zones. 14 15 Councilmember Knight asked if there is a plan for trails by the turkey faun. Mr. Berkowitz 16 explained there is a development planned in that area and it will include trails. 17 18 19 e. DISCUSS THE 2020-2024 CIP FOR TRAIL RECONSTRUCTION 20 IMPROVEMENTS INPARKS 21 22 Mr. Haas explained staff is seeing signs of trail reconstruction needed in park boundaries. He 23 presented the five-year plan for trail reconstruction: 24 25 2020 Hills of Bunker Lake West Park 26 2021 Kelsey Round Lake Park 27 2022 Tom Anderson Trail in Coon Creek Park 28 2023-2024 No other park trails have been identified for now. Potential projects will be 29 based on annual condition inspections. 30 31 DISCUSSION ON OTHER ITEMS 32 33 Mayor Trude opened the floor to the Park Commission to talk about items not on the agenda. 34 35 Commissioner Miskowiec expressed interest in not mowing the natural areas. He liked the idea 36 of expanding no mow zones but on a case by case basis. He suggested only adding mowed areas 37 if the City takes away a mowed area. He expressed his confidence in staff determining the no 38 mow zones. 39 40 Mayor Trude stated residents contact Councilmembers because they are elected so Council hears 41 more of the complaints. She urged the Park Commissioners to contact staff if they were contacted 42 and questioned by residents and did not know the responses. 43 44 Commissioner Widmyer spoke about the Parks Department needing more money for maintenance Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 12 and replacement. He brought up charging fees for associations that use the parks. Mayor Trude responded that initiating association fees is a politically charged issue. She stated she understands that the City has more turf that needs to be mowed and more irrigation. Commissioner Perra stated the City needs to recognize the cost of adding irrigation means additional maintenance and would like to add more natural areas. 9 Park Commission Chair Lindahl stated there is a trend for decreased mowing and the City can 10 become a trendsetter. 11 12 Mayor Trude brought up pickleball and stated she was contacted by residents saying Andover is 13 the only City around that does not have outdoor courts. 14 15 Park Commission Chair Lindahl stated the Park Commission has looked at it but there hasn't been 16 a big push. He responded that most pickleball players use the community center indoor facilities. 17 18 The Park and Recreation Commissioners left the meeting. 19 20 g. 2040 COMPREHENSIVE PLAN UPDATE DISCUSSION 21 22 Mr. Janish explained the 2040 Comprehensive Plan has been deemed incomplete and there is a 23 discrepancy between what the City believes population growth will be and what the Met Council 24 has determined. This discrepancy is based on density rates within the MUSA boundary. Mr. 25 Janish informed the Council that the Met Council uses the lowest number of the City's zoning 26 range. The Met Council also uses gross land and not net land which takes out undevelopable areas. 27 Mr. Janish stated this process is bringing the population projection down. Mr. Janish stated staff 28 is looking for direction from Council on what variables to use and presented staff s 29 recommendation. 30 31 Mr. Janish stated staff would like to make the following changes: use net, not gross land; set low 32 density at 2-4 units per acre; set medium density at 4-9 units per acre; and set high density at 9-16 33 units per acre. Medium density always goes through a PUD to ensure distribution of density; 34 setting the number at 9 allows the ability to build affordable housing. 35 36 Councilmember Holthus clarified that staffs proposal is keeping Andover with the same 37 development standards but demonstrates the opportunity for affordable housing to meet the Met 38 Council standards. 39 40 Mr. Dickinson stated Councilmember Holthus is correct. He stated the City has 91 acres of 41 medium density and 112 acres of high density. He stated if we make changes to the 42 Comprehensive Plan after it is approved then the City would go through a Comprehensive Plan 43 Amendment. 44 2 Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 13 Mr. Janish stated if the plan is not approved, Andover won't be able to extend the MUSA line. Mr. Dickinson presented other options of meeting the Met Council standards such as making the family lot size lower and using the PUD process. He stated the last time the City made a significant update to the Comprehensive Plan was the year 2000, the last submission proposed no changes. 7 Mr. Janish presented locations where Andover could have medium or high-density zones based on 8 sewer capcity. He compared it to developments already completed in the City. He assured the 9 Council that density pockets will need to be spread out due to pipe capacity. If Council is open to 10 these ideas, staff can fine tune the areas where medium and high density is most feasible. 11 12 Mr. Dickinson stated staff can bring this item back to the November 6`h workshop meeting. He 13 stressed the need for Council to define the strata and staff presented these numbers to Council as 14 a practical way to maintain the current format for how Andover is developing. When Council 15 decides on the strata, staff can identify smaller pockets where medium and high density is 16 preferred. 17 18 Mr. Janish stated staff is presenting a realistic number and not changing the character of Andover. 19 20 Mayor Trude stated the Council is more concerned about medium density because it will make 21 Andover look more like Blaine. 22 23 Councilmember Bukkila would like to see what Mr. Janish comes up with regarding medium and 24 high-density locations at the next meeting. 25 26 Mr. Janish stated as the number for the low end of the ranges is increased, the less acreage the City 27 needs to identify at that density. 28 29 Mayor Trude stated she would prefer single-family housing on smaller lots rather than 3-4 level 30 townhomes. 31 32 Mr. Janish clarified the consensus of the Council was to have flexibility on the low residential 33 range, bring back proposed locations for high and medium density, and present this information to 34 Council at the November 6th workshop. 35 36 Councilmember Knight left the meeting 9:15 p.m. 37 38 h. 2020-2024 BUDGET DEVELOPMENT UPDA TE DISCUSSION 39 40 Mr. Dickinson provided an update on health care negotiations. He informed the Council that 41 HealthPartners has proposed a 29% increase over 2019 and Andover is now above average for 42 rates. He presented the options for the City to control the increase and provide good health care 43 benefits as much as possible. Mr. Dickinson presented the following information: 44 HealthPartners - 29% increase Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 14 1 Blue Cross Blue Shield — exceeded HealthPartner's increase 2 Medica — 45% increase 3 Sourcewell, Preferred One, and United Health — declined 4 PEEP — value plan 34.24% increase; however, the HSA plan is competitive but changing 5 to a completely different environment with a co -pay and referral environment (not open 6 access). 7 8 Mr. Dickinson stated to stay within an open access plan the best he can do is institute an HRA with 9 a 10-14% increase. He presented the bigger question of what type of employer does Andover want 10 to be. He stated it is a competitive marketplace, and if the City is not providing good health 11 insurance, the City is not going to be as competitive in the job market. 12 Councilmember Bukkila pointed out that there are employees in two different buildings on the 13 City campus and when one person gets sick, it tends to spread quickly. She stated if costs are too 14 high, employees won't go to the doctor and will come to work sick, spreading the illness. 15 16 Mayor Trude asked if employees pay anything towards the premium and most places have 17 employees pay something. Mr. Dickinson responded the City covers the entire cost for the lower 18 level single coverage and contributes towards family coverage. 19 20 Councilmember Bukkila stated she used to get free single coverage, but now pays for single 21 coverage. She stated her employer has multiple levels of coverage: single, employee plus children, 22 employee plus spouse, and family. Mr. Dickinson responded if the City had those options, the 23 family cost will go higher. 24 25 Mr. Dickinson stated the City provides options for two plans: one with lower out of pocket and 26 one with a higher deductible. 27 28 Councilmember Barthel asked what the employees preferred. Mr. Dickinson responded it depends 29 on who you talk to. He asked Council to take the information and think about it so they could 30 provide guidance. 31 32 Mayor Trude stated it's not just a financial issue, it's also a retention and recruitment issue. The 33 Council concurred. 34 35 Mr. Dickinson concurred and relayed that Andover has lost staff to neighboring cities and the 36 County, he will present a recommendation after receiving more feedback from the broker and the 37 City Insurance Committee. 38 39 STAFFING ISSUES 40 41 Mr. Dickinson reported that the Building Department will have some future retirements and he 42 reported that there is a potential leave where they may be reducing hours. He informed the Council 43 that there are big projects in the mix and appropriate staffing is essential. He proposed hiring a 44 provisional full-time, benefited, Building Inspector with appropriate licensing and when there is a Andover City Council Workshop Meeting Minutes — October 22, 2019 Page 15 1 retirement or resignation, the provisional employee would be permanent and staffing again 2 reevaluated. 3 4 The Council came to a consensus to move forward with Mr. Dickinson's proposal. 5 6 Mayor Trude asked about the Fire Chief position. Mr. Dickinson responded that the City is seeing 7 interest in the position and has received a handful of applications and with more expected. 8 9 i. COMMUNITY VISION, GOALSAND VALUES DOCUMENT REVIEW 10 11 Not discussed due to time constraints. 12 13 j. 2019 BUDGET PROGRESS REPORTS 14 15 Not discussed due to time constraints. 16 17 k. 2019 CITY INVESTMENTS REVIEW 18 19 Not discussed due to time constraints. 20 21 1. OTHER BUSINESS 22 23 None. 24 25 ADJOURNMENT 26 27 Motion by Bukkila, Seconded by Barthel, to adjourn. Motion carried unanimously. The meeting 28 adjourned at 9:42 p.m. 29 30 Respectfully submitted, 31 32 Shari Kunza, Recording Secretary TIJ 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: CC: FROM: SUBJECT: DATE: Mayor and Councilmembers Jim Dickinson, City Administrator Lee Brezinka, Finance Payment of Claims November 6, 2019 INTRODUCTION Attached are disbursement edit lists for claims related to the on-going business of the City of Andover. DISCUSSION Claims totaling $262,738.84 on disbursement edit list 41 - #5 from 10/14/19 to 10/30/19 has been issued and released. Claims totaling $1,756,150.04 on disbursement edit list #6 dated 11/06/19 will be issued and released upon approval. BUDGET IMPACT The edit lists consist of routine payments with expenses being charged to various department budgets and projects. ACTION REQUESTED The Andover City Council is requested to approve total claims in the amount of $2,018,888.88. Please note that Council Meeting minutes will be used as documented approval. Respectfully submitted, Lee Brezinka Attachments: Check Proof Lists Accounts Payable Computer Check Proof List by Vendor User: BrendaF Printed: 10/11/2019- 8:54AM Batch: 00414.10.2019 Invoice No Description Amount Payment Date Acct Number Vendor: OptumBan Optum Bank HSA Check Sequence: 1 2019 2019 Employer Contribution -T. Goodrich 3,250.00 10/14/2019 0101-45000-60310 Check Total: 3,250.00 Total for Check Run: 3,250.00 Total of Number of Checks: 1 WNAWR Reference ACH Enabled: False AP -Computer Check Proof List by Vendor (10/11/2019 - 8:54 AM) Page 1 Accounts Payable Computer Check Proof List by Vendor User: BrendaF Printed: 10/18/2019 - 11:17AM Batch: 00418.10.2019 Invoice No Description Amount Payment Date Acct Number Reference Vendor: KinectEG Kinect Energy Group Check Sequence: I ACH Enabled: False 300393/58528621 Community Center 3,147.04 10/18/2019 2130-44000-62015 300393/59505743 Public Works 103.59 10/18/2019 0101-41930-62015 Check Total: 3,250.63 Vendor: LRRWMO LRRWMO Check Sequence: 2 ACH Enabled: False 2020 Street Reconstruction 175.00 10/18/2019 414049300-63005 Check Total: 175.00 Vendor: LRRWMO LRRWMO Check Sequence: 3 ACH Enabled: False 2020 Street Reconstruction 2,000.00 10/18/2019 4140-49300-63005 Check Total: 2,000.00 Vendor: RLPSves RLP Services LLC Check Sequence: 4 ACH Enabled: False 9356 PW Veh Maint/Cold Storage/Site Wk 2,300.00 10/18/2019 4303-49300-63010 9375 2019 NPDES -Hydro-Seeding 400.00 10/18/2019 5300-48300-63010 Check Total: 2,700.00 Total for Check Run: 8,125.63 Total of Number of Checks: 4 AP -Computer Check Proof List by Vendor (10/18/2019 - 11:17 AK Page 1 Accounts Payable Computer Check Proof List by Vendor User: BrendaF Printed: 10/25/2019 - 3:44PM Batch: 00422.10.2019 C I T Y d F ���OVER Invoice No Description Amount Payment Date Acct Number Reference Vendor: AFLAC AFLAC Check Sequence: 1 ACH Enabled: False 058908 October 2019 Premium 487.08 10/25/2019 0101-00000-21209 Check Total: 487.08 Vendor: AndLacm Andover Area Lacrosse Assn Check Sequence: 2 ACH Enabled: False Reissued Check back from 04/05/19 300.00 10/25/2019 0101-00000-24201 Check Total: 300.00 Vendor: AndGirlB Andover Girls High School Check Sequence: 3 ACH Enabled: False Ad for 2019 - 2020 Program Order 250.00 10/25/2019 2130-44300-61325 Check Total: 250.00 Vendor: AnkCity City of Anoka Check Sequence: 4 ACH Enabled: False INV00262 Traffic Signal - Bunker & 7th Ave 24.93 10/25/2019 0101-43400-62005 Check Total: 24.93 Vendor: AspenMil Aspen Mills Check Sequence: 5 ACH Enabled: False 244728 Uniform for A. Bmtsch 83.70 10/25/2019 0101-42200-61305 244729 Uniform for T. Swanson 159.00 10/25/2019 0101-42200-61305 245623 Uniform for G. Breems 52.95 10/25/2019 0101-42200-61305 Check Total: 295.65 Vendor: AssuSecu Assured Security Inc. Check Sequence: 6 ACH Enabled: False A1023 Lock Labor@ Water Treatment Plant 181.00 10/25/2019 5100-48100-63105 Check Total: 181.00 Vendor: BaxMech Baxter Mechanical, Inc. Check Sequence: 7 ACH Enabled: False 100960323 Address Located in Ham Lake 61.00 10/25/2019 0101-42300-52195 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 1 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 2 Check Total: 61.00 Vendor: BirchTre Birch Tree Care Check Sequence: 8 ACH Enabled: False 21080 EAB Management Program 748.96 10/25/2019 0101-45500-63005 Check Total: 748.96 Vendor: BoyerTm Boyer Trucks Check Sequence: 9 ACH Enabled: False 884071 Parts for Unit #78 310.04 10/25/2019 6100-48800-61115 885237 Tank Surge for Unit #206 91.21 10/25/2019 6100-48800-61115 886678 Parts for Unit #14-208 27.92 10/25/2019 6100-48800-61115 CM880297 Return Part from Unit 4206 -7.45 10/25/2019 6100-48800-61115 CM880616 Core Credit for Unit#203 -64.80 10/25/2019 6100-48800-61115 Check Total: 356.92 Vendor: Bro-Tex Bro-Tex, Inc. Check Sequence: 10 ACH Enabled: False 523890 Carpet Recycling 450.00 1025/2019 0101-46000-63010 Check Total: 450.00 Vendor: CanCross Canine Crossing LLC Check Sequence: 11 ACH Enabled: False Escrow Canine Crossing Vet 396.64 10/25/2019 7200-00000-24214 Interest Canine Crossing Vet 0.09 10/25/2019 7200-41400-56910 Check Total: 396.73 Vendor: CCPIND CCP Industries Inc Check Sequence: 12 ACH Enabled: False IN02403551 00 -JO Supro Max Refils 231.60 1025/2019 6100-48800-61020 Check Total: 231.60 Vendor: CedWrid Cedar Management, Inc Check Sequence: 13 ACH Enabled: False 3/2019 LABOR March 2019 Labor 195.27 10/25/2019 4520-49300-63105 52019 LABOR May 2019 Labor 86.64 10/25/2019 4520-49300-63105 8/2019 LABOR August 2019 Labor & Parts 57.71 10/25/2019 4520-49300-63105 92019 LABOR September 2019 Labor & Parts 202.89 10/25/2019 4520-49300-63105 Check Total: 542.51 Vendor: CedarPlu Cedar Plumbing Check Sequence: 14 ACH Enabled: False 7900 RPZ Test & Repair 3,424.01 10/25/2019 5100-48100-63100 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 2 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 3 Check Total: 3,424.01 Vendor: CenEngRN CenterPoint Energy Check Sequence: 15 ACE Enabled: False Escrow 14327 7th Ave - Expansion 41 1,466.94 10/25/2019 7200-00000-24207 Interest 14327 7th Ave - Expansion #1 0.70 10/25/2019 7200-41400-56910 Check Total: 1,467.64 Vendor: Centerpt CenterPoint Energy Check Sequence: 16 ACH Enabled: False 110786514 1900 Veterans Memorial - Vehicle Maint 47.50 10/25/2019 6100-48800-62015 11078654-8 1900 Verterans Memorial - Cold Storage 17.18 10/25/2019 0101-41940-62015 Check Total: 64.68 Vendor: CentHtAi Centraire Heating & A/C, Inc. Check Sequence: 17 ACH Enabled: False 100995817 Incorrect Amount on Permit #2019-03320 30.60 10/25/2019 0101-42300-52195 Check Total: 30.00 Vendor: CenLink CenturyLink Check Sequence: 18 ACH Enabled: False 763 754-6713 Subway Q Community Center 54.61 10/25/2019 2130-44100-62030 763 755-0776 Public Works Service 24.99 10/25/2019 010141930-62030 763 755-0776 City Hall Service 24.99 10/25/2019 0101-41910-62030 763 755-0776 Community Center Service 25.00 10/25/2019 213044000-62030 763 755-0776 Fire Department Service 25.00 10/25/2019 0101-41920-62030 Check Total: 154.59 Vendor: ChetsSho Chefs Shoes, Inc. Check Sequence: 19 ACH Enabled: False 19426/128555 Safety Boots for Chris Olson 106.00 10/25/2019 010143100-61005 19426/128557 Safety Boots for John Wallace 153.00 10/25/2019 610048800-61020 19426/128558 Safety Boots for Mickey Grant 170.00 10/25/2019 0101-43100-61005 19426/128559 Safety Boots for Steve Thmn 150.00 10/25/2019 010145000-61020 19441/712701 Safety Boots for Jason Baumunk 134.84 10/25/2019 010143100-61005 19441/712702 Safety Boots for Kameron Kytonen 117.44 10/25/2019 0101-41600-61005 19441/714185 Safety Boots for Tim Green 173.99 10/25/2019 520048200-61005 19441/714186 Safety Boots for JeffOkerstrom 165.29 10/25/2019 0101-45000-61020 19441/714187 Safety Boots for Todd Lindorff 165.74 10/25/2019 0101-41930-61020 19441/714191 Safety Boots for Taylor Moshier 200.00 10/25/2019 0101-43100-61005 19441/714192 Safety Boots for Jerry Kroll 152.99 10/25/2019 0101-43100-61005 19441/714193 Safety Boots for Luke Virchow 199.74 10/25/2019 0101-43100-61005 19441/714195 Safety Boots for Dan Gray 165.74 10/25/2019 0101-45000-61020 19441/714197 Safety Boots for Wayne Goodrich 152.99 10/25/2019 510048100-61005 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 3 Invoice No Description Amount Payment Date Acct Number Reference 19441/714198 Safety Boots for Ryan Eggink 200.00 10/25/2019 010143100-61005 19441/714199 Safety Boots for Scott Hautala 169.99 10/25/2019 6100-48800-61020 Check Total: 2,577.75 Vendor: CintasGK Cintas Corp - Cintas Loc 416K Check Sequence: 20 ACH Enabled: False 4032396213 Uniform Cleaning 167.41 10/25/2019 0101-43100-61020 4032396213 Uniform Cleaning 23.93 10/25/2019 0101-43300-61020 4032396213 Uniform Cleaning 71.74 10/25/2019 0101-45000-61020 4032396213 Unifonn Cleaning 23.92 10/25/2019 5100-48100-61020 4032396213 Unifonn Cleaning 47.82 10/25/2019 5200-48200-61020 4032396213 Uniform Cleaning 23.89 10/25/2019 6100-48800-61020 4032965113 Floor Mat Rental 37.46 10/25/2019 0101-41910-62200 4032965114 Floor Mat Rental 69.55 10/25/2019 0101-41930-62200 4032965331 Uniform Cleaning 172.97 10/25/2019 0101-43100-61020 4032965331 Uniform Cleaning 24.72 10/25/2019 0101-43300-61020 4032965331 Uniform Cleaning 74.13 10/25/2019 0101-45000-61020 4032965331 Uniform Cleaning 24.72 10/25/2019 5100-48100-61020 4032965331 Unifoam Cleaning 49.41 10/25/2019 5200-08200-61020 4032965331 Uniform Cleaning 24.68 10/25/2019 6100-48800-61020 Check Total: 836.35 Vendor: CMTDiver CMT Janitorial Services Check Sequence: 21 ACH Enabled: False 2144 Monthly Cleaning Service 1,052.60 10/25/2019 0101-41930-63010 2144 Monthly Cleaning Service 470.90 10/25/2019 0101-41920-63010 2144 Monthly Cleaning Service 1,246.50 10/25/2019 0101-41910-63010 Check Total: 2,770.00 Vendor: Colonial Colonial Life & Accident Check Sequence: 22 ACH Enabled: False 7156706-1101133 November 2019 Pretniutn - E7156706 279.90 10/25/2019 0101-00000-21210 Check Total: 279.90 Vendor: ConFleet Consolidated Fleet Services, Inc Check Sequence: 23 ACH Enabled: False 2019MC0165 Ground Ladders & Heat Sensors 1,074.25 10/25/2019 0101-42200-63010 Check Total: 1,074.25 Vendor: CoreMain Core & Main LP Check Sequence: 24 ACH Enabled: False L382825 Water Meters 4,219.50 10/25/2019 5100-48100-61035 Check Total: 4,219.50 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 4 Invoice No Description Amount Payment Date Acct Number Reference Vendor: CorvalCo Corval Constructors, Inc Check Sequence: 25 ACH Enabled: False 855457 Repair on Boilers 2,023.00 10/25/2019 2130-44000-63105 Check Total: 2,023.00 Vendor: CountPri Countryside Printing, Inc. Check Sequence: 26 ACH Enabled: False 36020 Punch Cards 159.00 10/25/2019 2130-44400-61020 36033 Couseling Forms - 2 Part 165.00 10/25/2019 0101-42200-61005 Check Total: 324.00 Vendor: DehnGil Dehn Oil Company Check Sequence: 27 ACH Enabled: False 72591 - Diesel Fuel 3,118.46 10/25/2019 6100-48800-61050 72592 Unleaded Fuel 1,028.25 10/25/2019 6100-48800-61045 72655 Diesel for Water Treatment Plant 1,143.03 10/25/2019 5100-48100-61050 74147 Unleaded Fuel 1,039.68 10/25/2019 6100-48800-61045 74148 Diesel Fuel 2,961.25 10/25/2019 6100-48800-61050 Check Total: 9,290.67 Vendor: DiamVoge Diamond Vogel Paint Check Sequence: 28 ACH Enabled: False 802190087 Yellow Traffic Paint 62.35 10/25/2019 0101-43100-61020 802190129 RAC 5 Guard & LL5-319 213.75 10/25/2019 0101-43100-61020 802190182 Returned LL5-319 -156.25 10/25/2019 0101-43100-61020 Check Total: 119.85 Vendor: ECM ECM Publishers, Inc. Check Sequence: 29 ACH Enabled: False 729432 Monthly Recycling Program 260.00 10/25/2019 0101-46000-63025 730883 CIP Plan - PH 67.50 10/25/2019 4140-49300-63025 730884 2019 Street Reconstruction 78.75 10/25/2019 4140-49300-63025 732958 Anoka Chamber Resource Guide 521.56 10/25/2019 2110-46500-63025 Check Total: 927.81 Vendor: Electins Electrical Installers, Inc Check Sequence: 30 ACH Enabled: False 100806673 Cancelled Job 120.00 10/25/2019 0101-42300-52230 Check Total: 120.00 Vendor: EmerAppa Emergency Apparatus Maint Check Sequence: 31 ACH Enabled: False 108368 Parts to Repair Unit #4820 269.48 10/25/2019 6100-48800-61115 108368 Labor to Repair Unit #4820 212.25 10/25/2019 6100-48800-63135 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PK Page 5 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 6 Check Total: 481.73 Vendor: FacMotor Factory Motor Parts Company Check Sequence: 32 ACH Enabled: False 128-ZO6284 Battery for Unit #566 48.83 10/25/2019 6100-48800-61115 128-ZO6328 Batteries 367.35 10/25/2019 6100-08800-61115 Check Total: 416.18 Vendor: Fastenal Fastenal Company Check Sequence: 33 ACH Enabled: False NWC8180609 Cable Ties 23.27 10/25/2019 5100-48100-61005 MNTC9180689 Cable Ties 100.64 10/25/2019 5100-48100-61005 Check Total: 123.91 Vendor: FletPrid FleetPride Truck & Trailer Parts Check Sequence: 34 ACH Enabled: False 37130331 LW Penetrant Spray 219.96 10/25/2019 6100-48800-61020 Check Total: 219.96 Vendor: ForceAm Force America Distributing LLC Check Sequence: 35 ACH Enabled: False 001-1383576 Hose 70.06 10/25/2019 6100-48800-61115 Check Total: 70.06 Vendor: GaryCarl Gary Carlson Equipment Check Sequence: 36 ACH Enabled: False 113593-1 Rental of Tandem Roller 311.00 10/25/2019 0101-43100-62200 Check Total: 311.00 Vendor: GATRtmk GATR Truck Center Check Sequence: 37 ACH Enabled: False OSP535766 Parts for Unit #I1-207 609.14 10/25/2019 6100-48800-61115 Check Total: 609.14 Vendor: GmdElec Grounded Electric, Inc. Check Sequence: 38 ACH Enabled: False 2019-03144 Cancelled Sob 45.00 10/25/2019 0101-42300-52230 Check Total: 45.00 Vendor: Hawkins2 Hawkins Inc Check Sequence: 39 ACH Enabled: False 4596685 Chemicals for Water Treatment Plant 230.00 10/25/2019 5100-48100-61040 Check Total: 230.00 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 6 Invoice No Description Amount Payment Date Acct Number Reference Vendor: HIthPDen Health Partners Check Sequence: 40 ACH Enabled: False 93035784 November 2019 Premium 56,737.52 10/25/2019 0101-00000-21206 93035784 November 2019 Premium 4,273.90 10/25/2019 0101-00000-21208 93035784 November 2019 Premium 729.63 10/25/2019 7100-00000-21218 Check Total: 61,741.05 Vendor: HenSchei Henry Schein, Inc. Check Sequence: 41 ACH Enabled: False 69531945 Nitrile Gloves 273.84 10/25/2019 0101-42200-61005 Check Total: 273.84 Vendor: HighPtNw High Point Networks Check Sequence: 42 ACH Enabled: False 140187 VMWam & Office 365 Software Contracts 1,954.00 10/25/2019 0101-41420-62305 Check Total: 1,954.00 Vendor: HotsyEqu HotsyMinnesota.com Check Sequence: 43 ACH Enabled: False 65040 Labor for Repair on Unit #316 173.25 10/25/2019 6100-48800-63135 65040 Parts for Repair on Unit #316 89.95 10/25/2019 6100-48800-61115 65040 Truck & Equipment Wash Bulk & Ripper 900.04 10/25/2019 6100-48800-61020 Check Total: 1,163.24 Vendor: Indelco Indelco Plastics Corp. Check Sequence: 44 ACH Enabled: False INV 144046 Tubing & Female Adapter 184.99 10/25/2019 5100-48100-61135 Check Total: 184.99 Vendor: InstrRes Instrumental Research, Inc Check Sequence: 45 ACH Enabled: False 2137 September 2019 Total Coliform Testing 370.50 10/25/2019 5100-48100-63005 Check Total: 370.50 Vendor: InterBat Interstate All Battery Center Check Sequence: 46 ACH Enabled: False 1901202005193 Batteries 118.80 10/25/2019 0101-42200-61005 1901202005276 Battery for Unit #4819 166.95 10/25/2019 6100-48800-61115 Check Total: 285.75 Vendor: JCFirePr Johnson Controls Fire Protection LP Check Sequence: 47 ACH Enabled: False 21239776 Alarm Monitoring 578.40 10/25/2019 2130-44000-61120 Check Total: 578.40 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) �, Page 7 Invoice No Description Amount Payment Date Acct Number Reference Vendor: JRAdvanc JR's Advanced Recyclers Check Sequence: 48 ACE Enabled: False 99117 Appliances& Electronics Recycling 440.00 10/25/2019 0101-46000-63010 Check Total: 440.00 Vendor: KrebsbaV Valed Krebsbach Check Sequence: 49 ACH Enabled: False 00031107 Soccer Camp Refund 128.00 10/25/2019 2130-44400-55523 Check Total: 128.00 Vendor: Kriss Kriss Premium Products Inc Check Sequence: 50 ACH Enabled: False 163857 CWT -540 Cooling Tower Treatment 433.75 10/25/2019 2130-44300-61020 Check Total: 433.75 Vendor: KrookKim Kimberly Krook Check Sequence: 51 ACH Enabled: False Pool Escrow Pool Escrow @ 1508 138th Lane NW 1,500.00 10/25/2019 0101-00000-24217 Check Total: 1,500.00 Vendor: LanoEqui Lano Equipment, Inc. Check Sequence: 52 ACH Enabled: False 02-707469 Heater Switch for Unit #120 25.83 10/25/2019 6100-48800-61115 Check Total: 25.83 Vendor: LeagueMN League of Minnesota Cities Check Sequence: 53 ACH Enabled: False 310894 InDesign- Annual Payment 532.50 10/25/2019 0101-41420-61320 310894 Acrobat Professional Annual Payment 609.00 10/25/2019 0101-41210-61320 Check Total: 1,141.50 Vendor: LegShiel Legal Shield Check Sequence: 54 ACH Enabled: False 31833 November 2019 Premium 95.70 10/25/2019 0101-00000-21219 Check Total: 95.70 Vendor: LemunBu Lennar Corporation Check Sequence: 55 ACH Enabled: False Escrow Winslow Cove 2nd Addition 86,380.00 10/25/2019 7200-00000-24209 Interest Winslow Cove 2nd Addition 31.48 10/25/2019 7200-41400-56910 Check Total: 86,411.48 Vendor: LepageSo Lepage & Sons Check Sequence: 56 ACH Enabled: False 84500 Trash Removal for Parks 635.55 10/25/2019 0101-45000-62020 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 8 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 9 Check Total: 635.55 Vendor: LubrTech Lube -Tech Check Sequence: 57 ACH Enabled: False 1472151 15W40 Motor Oil 1,413.10 10/25/2019 6100-48800-61115 Check Total: 1,413.10 Vendor: LVCCom LVC Companies Check Sequence: 58 ACH Enabled: False 21663 Comm Cu. Kitchen Inspection 194.00 10/25/2019 2130-44100-63105 21663 Sr. Center Kitchen Inspection 194.00 10/25/2019 0101-41910-63105 Check Total 388.00 Vendor: MacgEmer Macqueen Emergency Group Check Sequence: 59 ACH Enabled: False W01703 Labor to Repair Unit #4886 485.30 10/25/2019 6100-48800-63135 W01703 Part to Repair Unit #4886 38.57 10/25/2019 6100-08800-61115 Check Total: 523.87 Vendor: MacQueen MacQueen Equipment Inc. Check Sequence: 60 ACH Enabled: False P22603 Pelican Tube Broom for Unit #169 719.65 10/25/2019 6100-48800-61115 Check Total: 719.65 Vendor: Menards Menards Check Sequence: 61 ACH Enabled: False 10568 Drill Mixer 183.88 10/25/2019 0101-43300-61105 10570 Returned Drill Mixer -169.00 10/25/2019 0101-43300-61105 10571 Rotary Hammer 159.00 10/25/2019 0101-43300-61105 11476 Tools 63.42 10/25/2019 5100-48100-61205 11805 Radar Illusion 2/24 2X4 239.70 10/25/2019 0101-41910-61120 12005 Pro Marking Paint 68.74 10/25/2019 0101-45000-61020 12322 Misc. Supplies 80.64 10/25/2019 0101-42200-61015 12510 Mise. Supplies 60.95 10/25/2019 0101-41970-61120 12654 Misc. Supplies 19.97 10/25/2019 0101-41920-61120 12660 Mise. Supplies 13.99 10/25/2019 0101-41920-61120 12818 Pipe Wrap 11.96 10/25/2019 5100-48100-61135 9576 Misc. Supplies 217.98 10/25/2019 0101-42200-61015 9576 Misc. Supplies 217.97 10/25/2019 0101-42200-61315 Check Total: 1,169.20 Vendor: MetWes Metro Sales Incorporated Check Sequence: 62 ACH Enabled: False INV 1445130 Ricoh Wide Format Lease 222.64 10/25/2019 2210-41600-62200 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 9 Invoice No Description Amount Payment Date Acct Number Reference INVI445130 Ricoh Wide Format Lease 87.12 10/25/2019 0101-42300-62200 INVI445130 Ricoh Wide Format Lease 87.12 10/25/2019 0101-41600-62200 INVI445130 Ricoh Wide Format Lease 87.12 10/25/2019 0101-41500-62200 INV 1450524 Contract Base Rate & Usage Charge 24.99 10/25/2019 0101-42300-61020 INV 1450524 Contract Base Rate & Usage Charge 24.99 10/25/2019 0101-41600-61020 INV 1450524 Contract Base Rate & Usage Charge 24.99 10/25/2019 0101-41500-61020 INV 1450524 Contract Base Rate & Usage Charge 63.87 10/25/2019 2210-41600-61020 Check Total: 622.84 Vendor: MNEquiprr Minnesota Equipment Check Sequence: 63 ACH Enabled: False R30670 Parts for Unit 409-589 96.38 10/25/2019 6100-48800-63135 Check Total: 96.38 Vendor: MNS[FrCh Minnesota State Fire Chiefs Association Check Sequence: 64 ACH Enabled: False 200004134 Conference Registration - M. Winczewski 365.00 10/25/2019 0101-42200-61315 200004150 Conference Registration - K. McNallan 400.00 10/25/2019 0101-42200-61315 Check Total: 765.00 Vendor: Minutema Minuteman Press Check Sequence: 65 ACH Enabled: False 979209 Business Cards for P. Hellegers 87.22 10/25/2019 0101-41500-61005 Check Total: 87.22 Vendor: MRCutEdg MR Cutting Edge Check Sequence: 66 ACH Enabled: False 1502 Ice Scraper Blade 55.00 10/25/2019 2130-44300-61020 Check Total: 55.00 Vendor: MTE)ist MTI Distributing Inc Check Sequence: 67 ACH Enabled: False 1235271-00 Misc. Supplies 3,830.00 1025/2019 5100-48100-61135 1236926-00 Pulley -Idler for Unit 411-582 142.07 10/25/2019 6100-48800-61115 1237161-00 Misc. Hardware 16.11 10/25/2019 6100-48800-61020 1237161-00 Spacer -Idler for Stock 21.49 10/25/2019 610048800-61115 1237161-01 Hardware 18.65 10/252019 6100-48800-61020 1237371-00 Pulley -Idler & Spacer -Idler for Stock 128.53 10/25/2019 6100-48800-61115 1237974-00 Parts for Unit 416-583 64.63 10/25/2019 6100-48800-61115 Check Total: 4,221.48 Vendor: NMAnCaC North Metro Animal Care & Control Check Sequence: 68 ACH Enabled: False 1001 Boarding for Cat & Dog 264.32 10/25/2019 0101-42500-63010 AP -Computer Check Proof List by Vendor (10/25/2619 - 3:44 PM) Page 10 Invoice No Description Amount Payment Date Acct Number Reference Check Total: 264.32 Check Sequence: 71 Vendor: NoValley North Valley, Inc. Oil Filters 11.73 10/25/2019 Check Sequence: 69 Return Water Meter Deposit 1,300.00 15.61 10/25/2019 5100-00000-24201 Water Usage -139.33 23.46 10/25/2019 5100-48100-55110 Meter Rental Fee -291.00 53.53 10/25/2019 5100-48100-55150 Water Sales Tax -9.93 25.44 10/25/2019 5100-00000-20301 Check Total: 859.74 5.02 10/25/2019 6100-48800-61115 Vendor: NoSanSup Northern Sanitary Supply 02 Sensor for Unit #77 54.39 10/25/2019 Check Sequence: 70 196661 Tissue, Bath 50.43 55.41 10/25/2019 5100-48100-61005 Check Total: 50.43 -46.72 10/25/2019 610048800-61115 Vendor: OReiAuto O'Reilly Auto Parts Check Sequence: 71 3253-441459 Oil Filters 11.73 10/25/2019 6100-48800-61115 3253-441674 Oil Filter 15.61 10/25/2019 6100-48800-61115 3253-441902 Oil Filters 23.46 10/252019 6100-48800-61115 3253-441963 BrakeBest Hardware for Unit #78 53.53 10/25/2019 6100-48800-61115 3253-442156 15A Circuit & Circuit Breaker 25.44 10/25/2019 6100-48800-61020 3253-442918 Thermostat for Unit #77 5.02 10/25/2019 6100-48800-61115 3253-442963 02 Sensor for Unit #77 54.39 10/25/2019 6100-48800-61115 3253-443006 Capsule for Unit #4886 55.41 10/25/2019 6100-48800-61115 3253-443259 Returned Hose Clamps -46.72 10/25/2019 610048800-61115 3253-444507 Fuel & Oil Filters for Stock 83.49 10/25/2019 6100-48800-61115 3253-444699 Rangurd Beam for Unit #4810 79.90 10/25/2019 6100-48800-61115 3253-444881 Hyd & Oil Filter for Unit #114 10.26 10/25/2019 6100-48800-61115 3253-445044 Wiper Blades for Unit #70 10.18 10/25/2019 6100-48800-61115 Check Total: 381.70 Vendor: OtiDepot Office Depot Check Sequence: 72 383436962001 Office Supplies 17.40 10/25/2019 0101-42200-61005 383437723001 Office Supplies 9.09 10/25/2019 0101-42200-61005 383437724001 Office Supplies 37.43 10/25/2019 0101-42200-61005 383653265001 Office Supplies 66.36 10/25/2019 0101-42200-61005 385008875001 CH Office Depot Supplies 12.88 10/25/2019 0101-41600-61005 385008875001 CH Office Depot Supplies 21.46 10/25/2019 0101-42300-61005 385008875001 CH Office Depot Supplies 8.58 10/25/2019 0101-41230-61005 385008875001 CH Office Depot Supplies 12.88 10/25/2019 0101-41200-61005 385008875001 CH Office Depot Supplies 17.16 10/25/2019 0101-41500-61005 385008875001 CH Office Depot Supplies 8.58 10/25/2019 0101-41400-61005 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44P" ACH Enabled: False ACH Enabled: False ACH Enabled: False ACH Enabled: False Page 11 Invoice No Description Amount Payment Date Acct Number Reference 385008875001 CH Office Depot Supplies 4.30 10/25/2019 0101-41300-61005 385009464001 Office Chair 359.98 10/25/2019 0101-41930-61020 388137059001 Office Chair 359.98 10/25/2019 0101-41400-61005 388338102001 CC Office Depot Supplies 82.69 10/25/2019 2130-44000-61005 388338102001 CC Office Depot Supplies 82.69 10/25/2019 2130-44300-61005 390379554001 PW Office Depot Supplies 0.98 10/25/2019 010IA3100-61005 390379554001 PW Office Depot Supplies 1.64 10/25/2019 5100-48100-61005 390379554001 PW Office Depot Supplies 0.46 10/25/2019 0101-46000-61005 390379554001 PW Office Depot Supplies 2.29 10/25/2019 0101-45000-61005 390379554001 PW Office Depot Supplies 3.15 10/25/2019 5200-48200-61005 390379554001 PW Office Depot Supplies 0.66 10/25/2019 0101-43200-61005 Check Total: 1,110.64 Vendor: OmannBro Omann Brothers Paving, Inc. Check Sequence: 73 ACH Enabled: False 14235 AC Fines Mix 246.12 10/25/2019 0101-43100-61125 Check Total: 246.12 Vendor: Optum OptumQTR Check Sequence: 74 ACH Enabled: False 9510028462 20193rd Qtr HSA Fees 438.75 10/25/2019 6200-48900-63005 Check Total: 438.75 Vendor: PionSecu Pioneer SecureShred Check Sequence: 75 ACH Enabled: False 38643 On Site City Paper Shredding Event 750.00 10/25/2019 0101-46000-63010 Check Total: 750.00 Vendor: Pirtek Pirtek Check Sequence: 76 ACH Enabled: False 53022315.001 Labor for Hydraulic Hose on Unit #124 31.00 10/25/2019 610048800-63135 S3022315.001 Hydraulic Hose for Unit#124 187.01 10/25/2019 6100-48800-61115 Check Total: 218.01 Vendor: Plunkett PlunketVs Pest Control, Inc. Check Sequence: 77 ACH Enabled: False 6445152 Pest Control 72.52 10/25/2019 2130-44000-63010 Check Total: 72.52 Vendor: R&RBrake R & R Suspension Check Sequence: 78 ACH Enabled: False 7017 Parts to Repair Unit #202 1,360.00 10/25/2019 6100-48800-61115 7017 Labor to Repair Unit #202 575.00 10/25/2019 610048800-63135 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 12 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PK Page 13 Check Total: 1,935.00 Vendor: RESPEC RESPEC Check Sequence: 79 ACE Enabled: False INV -1019-008 2019 3rd Qtr Fulcrum Subscription 136.50 10/25/2019 4140-49300-63005 INV -1019-008 2019 3rd Qtr Fulcrum Subscription 133.00 10/25/2019 5100-48100-63005 INV -1019-008 2019 3rd Qtr Fulcrum Subscription 133.00 10/25/2019 5200-48200-63005 INV -1019-008 20193rd Qtr Fulcrum Subscription 133.00 10/25/2019 2250-41600-63005 Check Total: 535.50 Vendor: RossmTM Thomas & Mary Rossmeisl Check Sequence: 80 ACH Enabled: False Escrow 3098 162nd Lane NW 522.34 10/25/2019 7200-00000-24214 Interest 3098162nd Lane NW 0.02 10/25/2019 7200-41400-56910 Check Total: 522.36 Vendor: S&SInd S & S Industrial Supply Check Sequence: 81 ACH Enabled: False 306833 Hardware for Signs 283.75 10/25/2019 0101-43300-61030 Check Total: 283.75 Vendor: SafeFast Safe -Fast, htc. Check Sequence: 82 ACH Enabled: False INV222670 Rainwear Jackets & Pants 50.91 10/25/2019 0101-45000-61020 INV222670 Rainwear Jackets & Pants 32.73 10/25/2019 0101-43100-61005 Check Total: 83.64 Vendor: SiteOneL SiteOne Landscape Supply Check Sequence: 83 ACH Enabled: False 95173142-001 Triple Weave Pipe Puller 92.15 10/25/2019 0101-45000-61020 Check Total: 92.15 Vendor: StPaulSt St. Paul Stamp Works, Inc. Check Sequence: 84 ACH Enabled: False 451960 Stamp Animal Tags 111.30 10/25/2019 0101-42500-61020 Check Total: 111.30 Vendor: SunLifeF Sun Life Financial Check Sequence: 85 ACH Enabled: False 238450 November 2019 Premium 162.30 10/25/2019 0101-00000-21217 238450 November 2019 Premium 50.88 10/25/2019 0101-42200-60330 238450 November 2019 Premium 1,600.18 10/25/2019 0101-00000-21205 238450 November 2019 Premium 85.18 10/25/2019 7100-00000-21218 238450 November 2019 Premium 900.30 10/25/2019 0101-00000-21216 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PK Page 13 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 14 Check Total: Vendor: SuperVis Superior Vision Insurance 0000327181 November 2019 Premium PW Veh Maint/Cold Storage/Site WK Check Total: Vendor: Schifsky T.A. Schifsky & Sons, Inc 65274 M25122 AC Sand Mix City Council Meeting M25122 Check Total: Vendor: TahoSpl Taho Sportswear, Inc. 19TS2929 Vendor: Youth Tees AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 14 Check Total: Vendor: TelcomCo TelCom Construction Inc. AND -001 0101-00000-21205 PW Veh Maint/Cold Storage/Site WK 659.82 Check Total: Vendor: Tfi esave Timesaver M25122 215.84 City Council Meeting M25122 0101-43100-61125 Park & Recreation Meeting 10/25/2019 0101-41100-63005 Check Total: Vendor: TollbHme Tollberg Homes LLC Escrow 961.70 White Pine Wilderness 4th Addition Escrow 2130-44400-61055 White Pine Wilderness 4th Addition Escrow White Pine Wilderness 4th Addition Interest Check Sequence: 91 White Pine Wilderness 4th Addition Interest 2,500.00 White Pine Wilderness 4th Addition Interest White Pine Wilderness 4th Addition 422.52 10/25/2019 Check Total: Vendor: TCFilter Twin City Filter Service, Inc. 0666205 -IN Filters Check Total: Vendor: TCGarage Twin City Garage Door Co. AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 14 Check Sequence: 89 Check Sequence: 86 ACH Enabled: False 185.89 659.82 10/25/2019 0101-00000-21205 185.89 659.82 Check Sequence: 87 ACH Enabled: False 215.84 Check Sequence: 90 10/25/2019 0101-43100-61125 215.84 10/25/2019 0101-41100-63005 145.00 10/25/2019 Check Sequence: 88 ACH Enabled: False 961.70 10/25/2019 2130-44400-61055 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 14 Check Sequence: 89 ACH Enabled: False 659.82 10/25/2019 4303-49300-61020 659.82 Check Sequence: 90 ACH Enabled: False 180.00 10/25/2019 0101-41100-63005 145.00 10/25/2019 0101-45000-63005 325.00 Check Sequence: 91 ACH Enabled: False 2,500.00 10/25/2019 7200-00000-24209 422.52 10/25/2019 7200-00000-24202 1,081.22 10/25/2019 7200-00000-24203 0.82 10/25/2019 7200-41400-56910 0.23 10/25/2019 7200-41400-56910 0.22 10/25/2019 7200-41400-56910 4,005.01 Check Sequence: 92 ACH Enabled: False 3,695.24 10/25/2019 2130-44000-61020 3,695.24 Check Sequence: 93 ACH Enabled: False AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 14 Invoice No Description Amount Payment Date Acct Number Reference Z113776 Repair Garage Door @ Public Works 3,147.00 10/25/2019 0101-41930-63105 Check Total: 3,147.00 Vendor: Uline Lime Check Sequence: 94 ACH Enabled: False 112905022 Tools 430.51 10/25/2019 6100-48800-61205 112905022 Blown Wrap & Heavy -Duty Handwrapper 179.51 10/25/2019 610048800-61020 Check Total: 610.02 Vendor: USBankEq US Bank Equipment Finance Check Sequence: 95 ACH Enabled: False 397868704 Ricoh Copier Lease @ Public Works 140.50 10/25/2019 010141930-62200 Check Total: 140.50 Vendor: Verizon Verizon Wireless Check Sequence: 96 ACH Enabled: False 9840015305 Monthly Cell Phone Service 61.87 10/25/2019 010141200-62030 9840015305 Monthly Cell Phone Service 136.75 10/25/2019 0101-42300-62030 9840015305 Monthly Cell Phone Service 132.05 10/25/2019 213044000-62030 9840015305 Monthly Cell Phone Service 84.26 10/25/2019 010141500-62030 9840015305 Monthly Cell Phone Service 360.76 10/25/2019 0101-41600-62030 9840015305 Monthly Cell Phone Service 56.87 10/25/2019 0101-41400-62030 9840015305 Monthly Cell Phone Service 178.01 10/25/2019 0101-42200-62030 9840015305 Monthly Cell Phone Service 95.88 10/25/2019 010141420-62030 9840015305 Monthly Cell Phone Service 500.18 10/25/2019 0101-45000-62030 9840015305 Monthly Cell Phone Service 94.43 10/25/2019 5200-48200-62030 9840015305 Monthly Cell Phone Service 73.48 10/25/2019 0101-43300-62030 9840015305 Monthly Cell Phone Serviced 259.59 10/25/2019 0101-43100-62030 9840015305 Monthly Cell Phone Service 132.49 10/25/2019 6100-48800-62030 9840015305 Monthly Cell Phone Service 275.73 10/25/2019 5100-48100-62030 9840015305 Monthly Cell Phone Service 50.87 10/25/2019 0101-41910-62030 Check Total: 2,493.22 Vendor: Viklndus Viking Industrial Center Check Sequence: 97 ACH Enabled: False 3177905 Leather Drivers Gloves 104.80 10/25/2019 0101-45000-61020 3177905 Leather Drivers Gloves 104.80 10/25/2019 5200-48200-61005 3177905 Leather Drivers Gloves 104.78 10/25/2019 610048800-61020 3177905 Leather Drivers Gloves 104.80 10/25/2019 010143100-61020 Check Total: 419.18 Vendor: VoncoH Vence II, LLC Check Sequence: 98 ACH Enabled: False 0000052040 Street Sweeping - 349.32 10/25/2019 0101-43100-63010 AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) Page 15 Invoice No Description Amount Payment Date Acct Number Reference 0000052155 Stumps & Environmental Fees Check Total: Vendor: WPWDevl, W.P.W. Development Inc. Escrow White Pine Wilderness 2nd Addition Interest White Pine Wilderness 2nd Addition 7200-00000-24209 Check Total: Vendor: WnMgmt2 Waste Management - Blaine 8342975-0500-2 PW Garbage Disposal 8342975-0500-2 PW Garbage Disposal 8342975-0500-2 PW Garbage Disposal Check Total: Vendor: WruckSew Wrack Sewer and Portable Rental 3351 Portable Toilet Rental - 3538 Portable Toilet Rental 3538 Portable Toilet Rental 3538 Portable Toilet Rental 3538 Portable Toilet Rental 3538 Portable Toilet Rental 907.44 Check Total: Vendor: WSB WSB & Associates, Inc. R-012615-000-14 Vet Mem Const-Nightgl to Tower R-013849-000-6 Country Oaks North 4th Addition R-013884-000-6 Catcher's Greek East R-014010-000-6 PW Veh Maint/Cold Storage/Site WK R-014151-000-5 CatchrCrkE/ShadbrkN SS&WM R-014276-000-4 Shadowbrook North Check Total Total for Check Run: Total of Number of Checks: AP -Computer Check Proof List by Vendor (10/25/2019 - 3:44 PM) 779.04 10/25/2019 0101-43100-63010 251,037.69 102 Page 16 Check Sequence: 99 ACH Enabled: False 2,500.00 10/25/2019 7200-00000-24209 1.53 10/25/2019 7200-41400-56910 2,501.53 Check Sequence: 100 ACH Enabled: False 598.91 10/25/2019 0101-46000-62020 136.12 1025/2019 0101-45000-62020 172.41 10/25/2019 0101-41930-62020 907.44 Check Sequence: 101 ACH Enabled: False 70.00 10/25/2019 0101-00000-24201 304.00 10/25/2019 0101-00000-24201 521.00 10/252019 0101-00000-24201 50.00 10/25/2019 0101-00000-24201 108.00 10/25/2019 0101-00000-24201 628.00 10/25/2019 0101-45000-63010 1,681.00 Check Sequence: 102 ACH Enabled: False 8,448.50 10/25/2019 4140-49300-63005 158.74 10/25/2019 7200-00000-24203 1,044.00 10/25/2019 7200-00000-24203 2,801.25 10/25/2019 4303-49300-63005 452.00 10/25/2019 4110-49300-63005 339.00 10/25/2019 7200-00000-24203 251,037.69 102 Page 16 Accounts Payable Computer Check Proof List by Vendor User: BrendaF Printed: 10/30/2019 - 11:22AM Batch: 00428.10.2019 Invoice No Description Amount Payment Date Acct Number Vendor: BukkilaS Sheri Bukkila Check Sequence: I Replace Lost Ck from 12/21/2016, #45433 295.52 10/30/2019 2110-46500-60140 Check Total: 295.52 Total for Check Run: 295.52 Total of Number of Checks: 1 Reference ACH Enabled: False AP -Computer Check Proof List by Vendor (10/30/2019 - 11:22 AM) Page 1 Accounts Payable Computer Check Proof List by Vendor User: BrendaF Printed: 10/30/2019 - 2:16PM Batch: 00429.10.2019 Invoice No Description �S Amount Payment Date Acct Number Vendor: AnkCo03 Anoka Co Check Sequence: 1 Local Government Officials Meeting 10.00 10/30/2019 010141200-61310 Local Govermnent Officials Meeting 20.00 10/30/2019 0101-41100-61310 Check Total: 30.00 Total for Check Run: 30.00 Total of Number of Checks: 1 Reference ACH Enabled: False AP -Computer Check Proof List by Vendor (10/30/2019 - 2:16 PM) Page I Accounts Payable Computer Check Proof List by Vendor User: BrendaF Printed: 10/31/2019 - 30:42AM Batch: 00406.11.2019 Invoice No Description Vendor: 292Desig 292 Design Group, Inc. 17102.02-5 Community Center Expansion Check Total: Vendor: AAAStrip AAA Striping Service Co. 106634 2019 Pavement Markings - Final Pyrnt 11,640.58 Check Total: Vendor: AnkColO Anoka Co Highway JPA#C0006346 Hanson Blvd Reconstruction JPA #C0006346 2018 Seal Coating Check Total: Vendor: AnkCol O Anoka Co Highway JPA #C0004154 Bunker from Crane to Jefferson False Check Total: Vendor: DavisMec Davis Mechanical Systems Pymt #3 - 22A PW Veh Maint/Cold Stomge/Site Wk 2,670.92 Check Total Vendor: DesEarth Designing Earth Contracting Pymt #2-31A&33A Community Center Expansion Check Total: Vendor: DesEarth Designing Earth Contracting Payment #5 Vet Mem Const-Nightgl to Tower AP -Computer Check Proof List by Vendor (10/31/2019 - 10:42 AM) ?CN 6WR ,,d�; I Amount Payment Date Acct Number Reference Check Sequence: 1 ACH Enabled: False 11,640.58 11/06/2019 4403-49300-63005 11,640.58 Check Sequence: 2 ACH Enabled: False 2,670.92 11/06/2019 4140-49300-63010 2,670.92 Check Sequence: 3 ACH Enabled: False 178,230.17 11/06/2019 4140-49300-63010 127,174.00 11/06/2019 4120-49300-63010 305,404.17 Check Sequence: 4 ACH Enabled: False 116,820.05 11/06/2019 4140-49300-63010 116,820.05 Check Sequence: 5 ACH Enabled: False 80,635.05 11/06/2019 4303-49300-63010 80,635.05 Check Sequence: 6 ACH Enabled: False 142,500.00 11/06/2019 4403-49300-63010 142,500.00 Check Sequence: 7 ACH Enabled: False 159,555.22 11/06/2019 4140-49300-63010 Page I Invoice No Description Amount Payment Date Acct Number Reference Check Total: 159,555.22 Vendor: EbertCon Ebert Construction Check Sequence: 8 ACH Enabled: False Pymt #5 - 6A PW Veh Mamt/Cold Storage/Site Wk 3,217.17 11/06/2019 4303-49300-63010 Check Total: 3,217.17 Vendor: EbertCon Ebert Construction Check Sequence: 9 ACH Enabled: False Pymt #1 - 2A Community Center Expansion 1,844.90 11/06/2019 4403-49300-63010 Check Total: 1,844.90 Vendor: EmRespSo Emergency Response Solutions Check Sequence: 10 ACH Enabled: False 13909 Gear Uniforms 13,374.28 11/06/2019 0101-42200-61305 Check Total: 13,374.28 Vendor: EricElec Erickson Electric Company, me. Check Sequence: 11 ACH Enabled: False Pymt #3 - 26A PW Veh Maint/Cold Storage/Site Wk 61,275.00 11/06/2019 4303-49300-63010 Check Total: 61,275.00 Vendor: KeuchUnd Keuchle Underground, Inc. Check Sequence: 12 ACH Enabled: False Final Pymt#5 2019 Street Reconstruction 62,332.12 11/06/2019 4140-49300-63010 Check Total: 62,332.12 Vendor: KMHErctr KMH Erectors, Inc, Check Sequence: 13 ACH Enabled: False Pymt #2 - 5B PW Veh Maint/Cold Storage/Site Wk 45,277.00 11/06/2019 4303-49300-63010 Check Total: 45,277.00 Vendor: LakeArea Lake Area Roofing & Construction, Inc. Check Sequence: 14 ACH Enabled: False Pymt#2-7B PW Veh Maint/Cold Storage/Site Wk 224,154.40 11/06/2019 4303-49300-63010 Check Total: 224,154.40 Vendor: ModElect Modem Electrical Solutions, Inc. Check Sequence: 15 ACH Enabled: False Pymt #3 - 26A Community Center Expansion 39,425.00 11/06/2019 4403-49300-63010 Check Total: 39,425.00 Vendor: MolmCon Moa Concrete Products Co. Check Sequence: 16 ACH Enabled: False Pymt #3 - 3B PW Veh Maint/Cold Storage/Site Wk 137,485.33 11/06/2019 4303-49300-63010 AP -Computer Check Proof List by Vendor (10/31/2019 - 10:42 AM) Page 2 Invoice No Description Amount Payment Date Acct Number Reference AP -Computer Check Proof List by Vendor (10/31/2019 - 10:42 AM) 137,485.33 Check Total: Vendor: NoCounCo North Country Concrete, In Pymt #1 - 32B Community Center Expansion 19,015.67 Check Total: Vendor: NorthPav Northland Paving, LLC Pymt #1 - 32A Community Center Expansion Check Total: Vendor: PrescrLa Prescription Landscape Inc. Pymt #1 - 32D PW Veh Maint/Cold Storage/Site Wk Check Total: Vendor: RiMechan RJ Mechanical, Inc. Pymt #4 - 23A PW Veh Maint/Cold Storage/Site Wk Check Total: Vendor: RiM RiM Construction LLC Payment #3 Community Center Expansion Check Total: Vendor: RIM RJM Construction LLC Payment #6 PW Veh Maint/Cold Stomge/Site Wk Check Total: Vendor: SteenWat Steenberg-Watnrd Construction Pymt#2-4A PW Veh Maint/Cold Storage/Site Wk Check Total: Vendor: WellsCon Wells Concrete Pymt #1 - 3B Community Center Expansion Check Total AP -Computer Check Proof List by Vendor (10/31/2019 - 10:42 AM) 137,485.33 Check Sequence: 17 19,015.67 11/06/2019 4403-49300-63010 19,015.67 Check Sequence: 18 121,006.25 11/06/2019 4403-49300-63010 28,975.00 28,975.00 11,780.00 11,780.00 75,917.07 75,917.07 51,944.46 51,944.46 11,257.50 11,257.50 28,642.90 28,642.90 Check Sequence: 19 11/06/2019 4303-49300-63010 Check Sequence: 20 11/06/2019 4303-49300-63010 Check Sequence: 21 11/06/2019 440349300-63010 Check Sequence: 22 11/06/2019 4303-49300-63010 Check Sequence: 23 11/06/2019 4303-49300-63010 Check Sequence: 24 11/06/2019 4403-49300-63010 ACH Enabled: False ACH Enabled: False ACH Enabled: False ACH Enabled: False ACH Enabled: False ACH Enabled: False ACH Enabled: False ACH Enabled: False Page 3 Invoice No Description Total for Check Run: Total of Number of Checks: Amount Payment Date Acct Number 1,756,150.04 24 Reference AP -Computer Check Proof List by Vendor (10/31/2019 - 10:42 AW Page 4 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.CI.ANDOVER.MN.US TO: Mayor and Councilmembers CC: James Dickinson City Administrator FROM: Dana Makinen, Human Resources Manager SUBJECT: Accept Resignation of Taylor Moshier, Streets Maintenance Worker DATE: November 6, 2019 0 INTRODUCTION This item is to acknowledge the resignation of Taylor Moshier, Streets Maintenance Worker. DISCUSSION Taylor Moshier has been offered a position with the City of Blaine and has accepted it. His last day with the City of Andover will be November 15, 2019. Taylor has worked for the City of Andover since May 2017. In August the City of Andover hired a temporary employee, Luke Virchow, to cover while another employee was on military leave. With Taylor leaving, we will now hire Luke as a permanent employee. BUDGETIMPACT None. This was already identified in the 2019 Budget. ACTION REQUESTED The City Council is requested to acknowledge the resignation of Taylor Moshier and acknowledge the change of Luke Virchow from temporary employee to permanent employee. Respectfully submitted, Dana Makinen )oV 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.CI.ANDOVER.MN.US TO: CC: FROM: SUBJECT: DATE: Mayor and Councilmembers James Dickinson, City Dana Makinen, Human Resources Approve Appointment — Building Inspector November 6, 2019 0 INTRODUCTION To ensure future consistency and succession planning, due to possible retirements and leave requests, the position of Building Inspector was open. The Human Resources Department has completed the interview, background check and selection process to fill this position. Human Resources and City Administrator recommend hiring Joe Heidelberger. Mr. Heidelberger has 24 years of broad construction experience and worked as an intern with the City of Andover in 2018. Since Mr. Heidelberger's internship he has been working for the City of Chanhassen as a Building Inspector. Mr. Heidelberger is a licensed Building Official, who also has his Subsurface Sewage Treatment Systems license from the Minnesota Pollution Control Agency. BUDGET IMPACT Mr. Heidelberger has been offered $69,167 annually, which is the 2019 Step Level 3, and then would be eligible for any general increases and annual Step Increases after successful completion of his 6 -month probationary period. ACTION REQUESTED The Council is requested to appoint Joe Heidelberger as the new Building Inspector. Respectfully submitted, Dana Makinen 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.CI.ANDOVER.MN.US TO: Mayor and Councilmembers CC: Jim Dickinson, City Administra FROM: Dana Makinen, Human Resources Man SUBJECT: Approve Dental Renewal and Employer Contribution DATE: November 6, 2019 5. The current City of Andover sponsored employee dental policy contract term expires December 31, 2019. The Human Resources Department has worked with the City's broker North Risk Partners to seek either a contract renewal with the current providers or marketing to other insurance providers to provide a quality, yet affordable employee dental insurance plan. The resulting recommendation is provided below. DISCUSSION The employee dental plan proposed is with Health Partners Dental, our current carrier but it is designed to offer comprehensive benefits within a competitive cost framework. Renewal rates are as listed: Current Renewal Rate Rate (3.8% increase) Single $42.32 $43.95 Single+ 1 $89.19 $92.61 Family $140.22 $145.60 Based on the renewal, Human Resources is recommending that the City Council continue covering 100% of a single dental premium and increase the City's contribution to $44 per month employer contribution to a family premium. BUDGETIMPACT Funding for Dental Insurance would be provided for in the 2020 City Budget. Through the 2020 budget process a 5% dental insurance increase was forecasted, the proposed program is below that forecast with an actual increase of approximately 3.8% (based on current enrollment), however the City Contribution is only increasing by $1.00 per employee resulting in approximately 2% increase. ACTION REQUIRED The Andover City Council is requested to approve the dental insurance proposal. The Council is also requested to approve the employer contribution increase by covering 100% of a single dental premium and increase the City's contribution to $44.00 per month employer contribution to a family premium Respectfully submitted, / Dana Makinen C I T Y O F I/1 NDOVE tttlll/// ' 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.CI.ANDOVER.MN.US TO: Mayor and Councilmembers CC: James Dickinson, City Admini FROM: Dana Makinen, Human Resources SUBJECT: Approve Health Insurance Contract and Employer Contribution DATE: November 6, 2019 The current City sponsored employee health insurance policy contract expires December 31, 2019. Administration, Finance and Human Resources departments have worked with the City's broker, North Risk Partners, to seek either a contract renewal with the current provider, Health Partners, or market to other insurance providers to provide a quality, yet affordable employee health insurance plan. The resulting recommendation is provided below. Since 2006 the City has offered a High Deductible Health Plan with a Health Savings Account (HSA) for the employee health insurance program. This has allowed employees to have more control over their own healthcare (Consumer Driven Healthcare), which is consistent with current marketplace trends. Due to increases in the proposed 2020 renewal rates (29%), Administration has explored many different options and strategies for the 2020 employee health insurance plan. After much review and taking into consideration employee feedback, Administration is still recommending staying with the Health Partners Open Access program. The existing two HSA plans with varying deductibles will be eliminated and only one HSA plan with higher deductibles ($6,900 single and $13,800 family) and stacked with an HRA (Health Reimbursement Arrangement) will be offered for 2020. The HRA will be funded utilizing premium savings that can be achieved from the proposed renewal to a new higher deductible plan. Employees will have $3,500 single and $7,000 family deductibles; but with the stacked HRA, the City will reimburse the reminder of the deductible, if needed, to the provider up to $3,400 for single and $6,800 for family. Current and proposed rates are as follows: Current - HSA Plans Single Family Plan 1 Renewal - HSA/HRA Plan Single Family Deductible $ 3,500 $ 7,000 $ 6,900 $ 13,800 Premium $ 555.80 $ 1,445.02 $ 621.06 $ 1,614.69 11.74% 11.74% F Plan 2 (Buy -Up) increase Deductible $ 2,500 $ 5,000 Premium $ 612.43 $ 1,592.25 Based on past City practices and labor agreements, Administration is then recommending the City Council continue covering 100% of a single employee health premium and 76% of the family premium ($1,227.17 per month). The City will continue to partially fund the employee HSA at the same level as 2019. In addition, as in the past, if an employee opts out of the health insurance program, the City will provide an in -lieu payment to the employee of $165.00 per month in taxable income. BUDGETIMPACT Funding for health insurance and HSA is provided for in the proposed 2020 City Budget as a significant increase was forecasted through the 2020 budget development process. The recommended proposal reflects a 9.4% increase for health insurance and HSA contribution for the City which is within the 2020 forecasted increase. Funding for the HRA will come from the savings of moving to a higher deductible plan and will be managed through the City's Risk Management Internal Service Fund. The proposed 2020 City Budget will be adjusted accordingly. ACTION REOUMED The Andover City Council is requested to approve the Health Partners Open Access insurance renewal and corresponding employer contributions. Respectfully submitted, Dana Makinen 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: FROM: SUBJECT: DATE: Mayor and Councilmembers Jim Dickinson, City Administrator Approve LMCIT Liability Coverage November 6, 2019 INTRODUCTION The League of Minnesota Cities Insurance Trust (LMCIT) requests that participating cities annually decide whether or not to waive the statutory tort liability limits established by Minnesota 6. M-sTx1z1 DISCUSSION Attached is the "LMCIT Liability Coverage — Waiver Form" provided by the LMCIT, which provides a description of the options available to the City of Andover. Currently the City of Andover DOES NOT WAIVE the monetary limits on municipal tort liability established by Minnesota Statutes 466.04. Finance is recommending continuing with past practice. BUDGETIMPACT No budget impact if the City does not waive limits. ACTION REQUESTED The Andover City Council is requested to not waive the monetary limits on tort liability established by Minnesota Statutes 466.04. LMC LEAGUE of MINNESOTA CITIES LIABILITY COVERAGE — WAIVER FORM Members who obtain liability coverage through the League of Minnesota Cities Insurance Trust (LMCIT) must complete and return this form to LMCIT before the member's effective date of coverage. Return completed form to your underwriter or email to pstechnu lmc.orE. The decision to waive or not waive the statutory tort limits must be made annually by the member's governing body, in consultation with its attorney if necessary. Members who obtain liability coverage from LMCIT must decide whether to waive the statutory tort liability limits to the extent of the coverage purchased. The decision has the following effects: • If the member does not waive the statutory tort limits, an individual claimant could recover no more than $500,000 on any claim to which the statutory tort limits apply. The total all claimants could recover for a single occurrence to which the statutory tort limits apply would be limited to $1,500,000. These statutory tort limits would apply regardless of whether the member purchases the optional LMCIT excess liability coverage. If the member waives the statutory tort limits and does not purchase excess liability coverage, a single claimant could recover up to $2,000,000 for a single occurrence (under the waive option, the tort cap liability limits are only waived to the extent of the member's liability coverage limits, and the LMCIT per occurrence limit is $2,000,000). The total all claimants could recover for a single occurrence to which the statutory tort limits apply would also be limited to $2,000,000, regardless of the number of claimants. • If the member waives the statutory tort limits and purchases excess liability coverage, a single claimant could potentially recover an amount up to the limit of the coverage purchased. The total all claimants could recover for a single occurrence to which the statutory tort limits apply would also be limited to the amount of coverage purchased, regardless of the number of claimants. Claims to which the statutory municipal tort limits do not apply are not affected by this decision. LEAGUE OF MINNESOTA CITIES 145 University Avenue West PH: (651) 281-1200 FX: (651) 281-1298 INSURANCE TRUST St. Paul, Minnesota 55103 TF: (800) 925-1122 www.imc.org LMCIT Member Name: Check one: ❑ The member DOES NOT WAIVE the monetary limits on municipal tort liability established by Minn. Stat. & 466.04. F]The member WAIVES the monetary limits on municipal tort liability established by Minn. Stat. & 466.04, to the extent of the limits of the liability coverage obtained from LMCIT. Date of member's governing body meeting: Position: 2 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.CI.ANDOVER.MN.US TO: CC: FROM: SUBJECT: DATE: Mayor and Councilmembers Jim Dickinson, City Lee Brezinka, Finance Manager Reimbursement Resolution / 2020 Equipment Purchases November 6, 2019 The Andover City Council is requested to approve the reimbursement resolution to provide reimbursement for the equipment purchases approved through the 2020 - 2024 City of Andover Capital Improvement Plan (CIP) and the annual budget process. The Andover City Council, as part of the October 15, 2019 Council meeting, officially adopting the 2020 - 2024 Capital Improvement Plan and on December 17, 2019 will officially adopt the 2020 Annual Operating Budget that included $1,300,000 for General Obligation Equipment Notes planned for purchasing Public Safety and Public Works equipment (see Exhibit A). Equipment funded by other sources include: turnout gear, information technology equipment and lift station improvements. BUDGETIMPACT The equipment purchases were part of the 2020 - 2024 Capital Improvement Plan and budgeted in the 2020 Operating Budget. The City Council is requested to approve the attached resolution providing for reimbursement of the equipment purchases. The City Council is also requested to authorize staff to start the procurement process for acquiring the equipment. Respectfully submitted, �L ��. Lee Brezinka Attachments: Reimbursement Resolution Exhibit A CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA RES. NO. MOTION by Councilmember to adopt the following A RESOLUTION RELATING TO FINANCING OF CERTAIN PROPOSED PROJECTS TO BE UNDERTAKEN BY THE CITY OF ANDOVER ESTABLISHING COMPLIANCE WITH REIMBURSEMENT BOND REGULATIONS UNDER THE INTERNAL REVENUE CODE. WHEREAS, the Internal Revenue Service has issued Section 1.103-18 of the Income Tax Regulations (the "Regulations') dealing with the issuance of bonds, all or a portion of the proceeds of which are to be used to reimburse the City for project expenditures made by the City prior to the time of the issuance of the bonds; and WHEREAS, the Regulations generally require that the City make a prior declaration of its official intent to reimburse itself for such prior expenditures out of the proceeds of a subsequently issued borrowing, that the borrowing occur and the reimbursement allocation be made from the proceeds of such borrowing within one year of the payment of the expenditure or, if longer, within one year of the date the project is placed in service, and that the expenditure be a capital expenditure; and WHEREAS, the City desires to comply with requirements of the Regulations with respect to certain projects hereinafter identified; NOW THEREFORE BE IT RESOLVED that the City of Andover, Minnesota adopts a "declaration of official intent" pursuant to Section 1.103-18 of the Regulations. 1. Official Intent Declaration (a) The City proposes to undertake the following projects described on Exhibit A attached hereto. (b) Other than (i) expenditures to be paid or reimbursed from sources other than a borrowing or (ii) expenditures permitted to be reimbursed pursuant to the transition provision of Section 1.103-18(1)(2) of the Regulations or (iii) expenditures constituting preliminary expenditures as defined in Section 1.103(1)(2) of the Regulations, no expenditures for the foregoing projects as identified on Exhibit A have heretofore been made by the City and no expenditures will be made by the City until after the date of this Resolution. (c) The City reasonably expects to reimburse the City expenditures made for costs of designated projects out of the proceeds of debt (the "Bonds") to be incurred by the City after the date of payment of all or a portion of the costs. All reimbursed expenditures shall be capital expenditures as defined in Section 1.150-1(h) of the Regulations. (d) This declaration is a declaration of official intent adopted pursuant to Section 1.103-18 of the Regulations. 2. Budgetary Matters. As of the date hereof, there are no City funds reserved, allocated on a long- term basis or otherwise, set aside (or reasonably expected to be reserved, allocated on a long- term bases or otherwise set aside) to provide permanent financing for the expenditures related to the projects, other than pursuant to the issuance of the Bonds. This resolution, therefore, is determined to be consistent with the City's budgetary and financial circumstances as they exist or are reasonably foreseeable on the date hereof, all within the meaning and content of the Regulations. 3. Filing. This resolution shall be filed within 30 days of its adoption in the publicly available official books and records of the City. This resolution shall be available for inspection at the office of the City Clerk at the City Hall (which is the main administrative office of the City) during normal business hours of the City on every business day until the date of issuance of the Bonds. 4. Reimbursement Allocations. The City's financial officer shall be responsible for making the "reimbursement allocations" described in the Regulations, being generally the transfer of the appropriate amount of proceeds of the Bonds to reimburse the source of temporary financing used by the City to make payment of the prior costs of the projects. Each allocation shall be evidenced by an entry on the official books and records of the City maintained for the Bonds, shall specifically identify the actual prior expenditure being reimbursed or, in the case reimbursement of a fund or account in accordance with Section 1.103-18, the fund or account from which the expenditure was paid, and shall be effective to relieve the proceeds of the Bonds from any restriction under the bond resolution or other relevant legal documents for the Bonds, and under any applicable state statute, which would apply to the unspent proceeds of the Bonds. MOTION seconded by Councilmember and adopted by the City Council of the City of Andover on this day of with Councilmembers voting in favor of the resolution, and Councilmembers passed. ATTEST: Michelle Hartner — Deputy City voting against, whereupon said resolution was CITY OF ANDOVER Julie Trude - Mayor CITY OF ANDOVER Description Equipment Note Funded Items: Replacement - 3/4 Ton Truck #12 Replacement - Engine 21 #4884 Replacement - SCBA Compressor Replacement - Water Tanker 4161 New - Large Capacity Mower Replacement - Front End Loader 4124 Replacement - One Ton Truck w/ Plow #133 New - Slide In Hotbox Total Equipment Note Equipment Funded by Other Sources: Replacement - Turnout Gear Replacement - 800 MHz radios Windows Server 2019 DataCenter Licenses Aruba Switch Upgrade Lift Station Improvements Total Other Equipment Total Equipment $ 30,000 510,000 65,000 175,000 110,000 275,000 80,000 19,000 $ 1,264,000 $ 23,000 General Fund 46,000 Capital Equipment Reserve 12,000 Capital Equipment Reserve 10,000 Capital Equipment Reserve 90,000 Sanitary Sewer Fund $ 181,000 $ 1,445,000 Exhibit A 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: Mayor and City Councilmembers CC: Jim Dickinson, City Administrator FROM: Joe Janish, Community Development Doctor SUBJECT: Approve License Agreement with Anoka County/Monument Sign - Planning DATE: November 6, 2019 INTRODUCTION The City Council is requested to approve the license agreement with Anoka County for the proposed Monument Sign at 133`d Avenue and Hanson Blvd. DISCUSSION This license agreement will allow for placement of the sign as discussed and approved by the Andover EDA. ACTION REQUESTED The City Council is requested to approve the license agreement with Anoka County for the proposed Monument Sign at 133`d Avenue and Hanson Blvd. pJani lly-�ubmjtted, Joe sh Andover Community Development Director Anoka County Contract No. C0007634 LICENSE AGREEMENT THIS LICENSE AGREEMENT is made and entered into this _ day of 2019, by and between the County of Anoka, a political subdivision of the State of Minnesota, 2100 Third Avenue, Anoka, Minnesota 55303, hereinafter referred to as the "Licensor," and the City of Andover, a Minnesota municipal corporation, 1685 Crosstown Boulevard Northwest, Andover, Minnesota 55304, hereinafter referred to as the "Licensee." WHEREAS, the Licensor owns right-of-way located at the northwest corner of Hanson Boulevard NW and 133rd Ave. as depicted in Exhibit A, which is attached hereto and incorporated herein ("County Property"); and WHEREAS, Licensee desires to place a monument sign on the County Property, which sign is more particularly described in Exhibit B, which is attached hereto and incorporated herein ("Improvements'); and WHEREAS, Licensee has requested and the Licensor has agreed to permit the Improvements on the County Property pursuant terms and conditions contained here. NOW, THEREFORE, in consideration of the mutual covenants and agreements stated herein, the parties agree as follows: GRANT OF LICENSE The Licensor hereby grants to Licensee a license to install, construct, maintain, replace, and repair the Improvements on the County Property at the location depicted in Exhibit A. II. LIMITATIONS OF LICENSE Licensor grants this License for the sole purpose of allowing the existence of the Improvements and Licensee's right to construct, install, maintain, replace and repair said Improvements on the County Property as provided herein. Licensee's placement of the Improvements will be in the approximate location depicted in Exhibit A. Licensor must ensure that the Improvements do not obstruct or impair traffic sightlines at the intersection. III. MAINTENANCE AND PAYMENT OF COSTS The Licensee shall be solely responsible for and pay for all costs associated with the construction, installation, maintenance, replacement, repair and/or removal of the Improvements on the County Property. After the construction and installation of the Improvements, the Licensee shall restore the topographic grade of the County Property to the grade elevation that existed prior to said construction and installation. IV. REMOVAL OF IMPROVEMENTS At such time as the County Property may need to be used to construct improvements to Hanson Boulevard Northwest, and upon not less than 90 days' written request of the Licensor, Licensee shall at its sole cost, remove the Improvements and restore the County Property to the condition it was in prior to the grant of this License. V. INDEMNIFICATION Subject to the liability limits set forth in Minn. Stat. Chapter 466, the Licensee agrees to and shall hold harmless the Licensor, its commissioners, officers, agents, and employees from any and all liability and claims therefore concerning (including attorneys' fees), related to or resulting from the use of County Property for the purposes permitted herein. VI. COMPLIANCE WITH LAW Licensee agrees to comply with all applicable federal, state and local law ordinances, or any rules, regulations or standards of any agency of such governmental entity, which are applicable to the use of the County Property as provided for herein. VII. ENTIRE AGREEMENT It is understood and agreed by the parties that the entire agreement of the parties is contained herein and that this license agreement supersedes all oral agreements and negotiations between the parties relating to the subject matter hereof as well as any previous agreements presently in effect between the County and Owners relating to the subject matter hereof. VII. COUNTERPARTS This Agreement may be executed in any number of counterparts, each one of which shall be deemed to be an original, but all such counterparts together shall constitute one and the same instrument. (Signature pages follows) -2- IN WITNESS WHEREOF, the parties hereto have set their hands on the date so indicated. COUNTY OF ANOKA CITY OF ANDOVER 0 M Scott Schulte, Chair Anoka County Board of Commissioners Its: Dated: Bv: Rhonda Sivarajah County Administrator Dated: APPROVED AS TO FORM M Christine Carney Assistant County Attorney Dated: -3- Dated: By: Its: _ Dated: T 1 •1 1 .` .y . 4 .' e _� .� [ .. '�` P. `' �. . ',�.: �. 1 •'� • �V �! ,�% �, . E3 3 Exhibit B 165.75" 34" 132" «— s• \VIi1XOMF TO a NDOV 1 R 36" I 55. a e 45.5" Stone not an actual representation of size CUSTOMER APPROVAL X 185.5" DATE: 10.4.19 These plans are the exclusive property of DeMars Signs Inc. and are the result of the SALESMAN: SCOtt Madel original work of its employees. They are submitted to your firm for the sole purpose of your approval, assuming the signage will be manufactured by DeMars Signs Inc 41o93�Ave."" LocanoN Andover Artwork and design may not be distributed outside your firm without written consent Coon Rapids, MN 55432 from DeMars Signs Inc. Use of this artwork and/or design without written consent is SEL Barrington prohibited; DeMars Signs Inc reserves the right to pursue legal action in violation of 763.786.5545 Noyes - this agreement. This may include, but is not limited to a) Reimbursement for creating above drawing. b) Any associated legal fees. Stone not an actual representation of size CUSTOMER APPROVAL X C I T Y O F __( D16.ND0VE 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: Mayor and Council Members FROM: Jim Dickinson, City Administrator (76 3) 755-5100 SUBJECT: Public Hearing on the Issuance and Sale of a Revenue Note for the YMCA of the Greater Twin Cities/Conduit Financing for Andover YMCA Project DATE: November 6, 2019 The City Council is requested to hold a public hearing and consider approving the attached resolution approving the issuance of a recreational facility note and authorizing the execution of documents relating thereto (YMCA of the Greater Twin Cities Project). Along with City Administration, representatives will be present from the YMCA of the Greater Twin Cities and the City's Bond Council Briggs & Morgan to answer questions. The Council is to give all persons who appear at the hearing an opportunity to express their views with respect to the proposal that the City issue a conduit revenue note to finance the costs of the construction, expansion, renovation, and equipping of the YMCA of the Greater Twin Cities portion of the City's community center and certain other costs related to that Project. The Project will be owned by the City, leased to the YMCA and is located at 13200 Hanson Blvd. NW within the City. The maximum principal amount of the Note to be issued to finance the Project is $6,650,000. The Note, as and when issued, will not constitute a charge, lien, or encumbrance upon any property of the City. The Note will be paid by revenues to be derived from the YMCA of the Greater Twin Cities. Such Note will not be a charge against the City's general credit or taxing powers but will be payable only from sums to be paid by the YMCA pursuant to the attached financing agreement. BUDGETIMPACT The proceeds will facilitate the YMCA's Andover YMCA Community Center Expansion Project. The City will receive a .25% fee for the issuance. Respectfully submitted, Jim Dickinson Attachments: -Resolution approving the issuance of a recreational facility note and authorizing the execution of documents relating thereto -Financing Agreement -Continuing Covenant Agreement Extract of Minutes of a Meeting of the City Council of the City of Andover Pursuant to due call and notice thereof, a regular meeting of the City Council of the City of Andover was duly held in the City of Andover, Minnesota, on Wednesday, November 6, 2019, at 7:00 o'clock P.M. The following members were present: and the following were absent: During said meeting introduced the following resolution and moved its adoption: RESOLUTION NO. RESOLUTION APPROVING THE ISSUANCE AND SALE OF A RECREATIONAL FACILITY REVENUE NOTE AND AUTHORIZING THE EXECUTION OF DOCUMENTS RELATING THERETO (YMCA OF THE GREATER TWIN CITIES PROJECT) WHEREAS, (a) The purpose of Minnesota Statutes, Sections 469.152 to 469.165, as amended (the "Act"), as found and determined by the legislature, is to promote the welfare of the state by the active attraction and encouragement and development of economically sound industry and commerce to prevent so far as possible the emergence of obligated and marginal lands and areas of chronic unemployment; (b) The City of Andover, Minnesota (the "City") desires to facilitate the selective development of the community, retain and improve the tax base and help to provide the range of services and employment opporamities required by the population, including recreational opportunities; and the Project, as defined below, will assist the City in achieving those objectives and will enhance the image and reputation of the community; (c) Young Men's Christian Association of the Greater Twin Cities, a Minnesota nonprofit corporation (the "Borrower"), and an organization described in Section 501(c)(3) of the Internal Revenue Code of 1986, as amended (the "Code"), has proposed that the City undertake a program to finance the Project through the issuance of revenue notes or other obligations, in one or more series (the "Note"), pursuant to the Act and in an aggregate principal amount not to exceed $6,650,000; 12124540x2 (d) The "Project" consists of: (i) financing, in part, the construction, expansion, renovation, and equipping of the Borrower's portion of the City's community center, located at 13200 Hanson Blvd. NW in the City, and (ii) financing the costs of issuing the Note. The Project is owned by the City and leased to, and operated and managed by, the Borrower; (e) The City has been advised by representatives of the Borrower that conventional, commercial financing to pay the capital cost of the Project is available only on a limited basis and at such high costs of borrowing that the economic feasibility of operating the Project would be significantly reduced; (f) Based on representations of the Borrower, no public official of the City has either a direct or indirect financial interest in the Project nor will any public official either directly or indirectly benefit financially from the Project; (g) The Note, as and when issued, will not constitute a charge, lien or encumbrance upon any property of the City and will not be a charge against the general credit or taxing powers of the City; (h) As required by the Act and Section 147(f) of the Code, a notice of public hearing was published in the City's official newspaper and newspaper of general circulation, for a public hearing on the proposed issuance of the Note by the City and the proposal of the Borrower to undertake and finance the Project; (i) As required by the Act and Section 147(f) of the Code, the City Council has on this same date held a public hearing on the issuance of the Note by the City and the proposal by the Borrower to undertake and finance the Project, at which hearing all those appearing who desired to speak were heard and written comments were accepted; and BE IT RESOLVED by the City Council of the City of Andover, Minnesota (the "City"), as follows: SECTION 1. LEGAL AUTHORIZATION AND FINDINGS. 1.1 Findings. The City hereby finds, determines and declares as follows (a) The City is a municipal corporation and a political subdivision of the State of Minnesota and is authorized under the Act to assist the project referred to herein, and to issue and sell the Note for the purpose, in the manner, and upon the terms and conditions set forth in the Act and in this Resolution. (b) The issuance and sale of the Note by the City, pursuant to the Act, is in the best interest of the City, and the City hereby determines to issue the Note and to sell the Note to PNC Bank, National Association, Milwaukee, Wisconsin (the "Lender"). The City will loan the proceeds of the Note (the "Loan") to the Borrower in order to finance the Project. (c) Pursuant to a Financing Agreement (the "Financing Agreement") to be entered into between the City, the Borrower, and the Lender, the Borrower has agreed to 2 12124540x2 repay the Note in specified amounts and at specified times sufficient to pay in full when due the principal of, premium, if any, and interest on the Note. In addition, the Financing Agreement contains provisions relating to the maintenance and operation of the Project, indemnification, insurance, and other agreements and covenants which are required or permitted by the Act and which the City and the Borrower deem necessary or desirable for their financing of the Project. A draft of the Financing Agreement has been submitted to the City Council. (d) Pursuant to the Financing Agreement, the City has pledged and granted a security interest in all of its rights, title, and interest in the Financing Agreement to the Lender (except for certain rights of indemnification and to reimbursement for certain costs and expenses). (e) Payments due under the Financing Agreement and Note shall also be secured pursuant to a Continuing Covenant Agreement given between the Borrower and the Lender. A draft of the Continuing Covenant Agreement has been submitted to the City Council. (f) The Note will be a special, limited obligation of the City. The Note shall not be payable from or charged upon any funds other than the revenues pledged to the payment thereof, nor shall the City be subject to any liability thereon. No holder of the Note shall ever have the right to compel any exercise of the taxing power of the City to pay the Note or the interest thereon, nor to enforce payment thereof against any property of the City. The Note shall not constitute a debt of the City within the meaning of any constitutional or statutory limitation. (g) On the basis of information available to the City it appears, and the City hereby finds, that the Project constitutes properties, real and personal, used or useful in connection with a recreational and social services facility within the meaning of the Act; that the Project furthers the purposes stated in the Act; that the availability of the financing under the Act and the willingness of the City to furnish such financing will be a substantial inducement to the Borrower to undertake the Project, and that the effect of the Project, if undertaken, will be to assist in the prevention of the emergence of blighted and marginal land, to help prevent chronic unemployment, to help the surrounding area retain and eventually improve the tax base, to provide the range of service and employment opportunities required by the population, to help prevent the movement of talented and educated persons out of the State and to areas within the State where their services may not be as effectively used, and to promote more intensive development and use of land within the City and surrounding communities, and to provide available adequate recreational and social services to residents of the State at a reasonable cost. (h) It is desirable, feasible, and consistent with the objects and purposes of the Act to issue the Note, for the purpose of financing the costs of the Project. (i) The City has determined to proceed with the Project and the financing thereof as required by Section 469.154 Subd. 4 of the Act and authorizes application to the 3 12124540x2 Department of Employment and Economic Development ("DEED") for the approval of the Project. SECTION 2. THE NOTE. 2.1 Authorized Amount and Form of Note. The Note is hereby approved and shall be issued pursuant to this Resolution in substantially the form attached to the Financing Agreement with such appropriate variations, omissions, and insertions as are necessary and appropriate and are permitted or required by this Resolution, and in accordance with the further provisions hereof; and the total aggregate principal amount of the Note that may be outstanding hereunder is expressly limited to $6,650,000, unless a duplicate Note is issued pursuant to the Financing Agreement. The Note shall bear interest at a rate or rates as set forth therein. 2.2 The Note. The Note shall be dated as of the date of delivery to the Lender, shall be payable at the times and in the manner, shall bear interest at the rate, and shall be subject to such other terms and conditions as are set forth therein. 2.3 Execution. The Note shall be executed on behalf of the City by the signatures of its Mayor and the City Administrator and shall be sealed with the seal of the City; provided that the seal may be intentionally omitted as provided by law. In case any officer whose signature shall appear on the Note shall cease to be such officer before the delivery of the Note, such signature shall nevertheless be valid and sufficient for all purposes, the same as if had remained in office until delivery. In the event of the absence or disability of the Mayor or the City Administrator such officers of the City as, in the opinion of the City Attorney, may act in their behalf, shall without further act or authorization of the City Council execute and deliver the Note. 2.4 Delivery of Initial Note. Before delivery of the Note there shall be filed with the Lender (except to the extent waived by the Lender) the following items: (1) an executed copy of each of the following documents: (a) the Financing Agreement; and (b) the Continuing Covenant Agreement. (2) an opinion of Counsel for the Borrower as prescribed by the Lender and Bond Counsel; (3) the opinion of Bond Counsel as to the validity and tax exempt status of the Note; (4) evidence that the Borrower is an organization described in Section 501(c)(3) of the Code and is exempt from income taxation under Section 501(c)(3) of the Code; (5) approval of the Project from DEED; and I212454M (6) such other documents and opinions as Bond Counsel may reasonably require for purposes of rendering its opinion required in subsection (3) above or that the Lender may reasonably require for the closing. 2.5 Disposition of Proceeds of the Note. Upon delivery of the Note to Lender, the Lender shall, on behalf of the City, disburse the proceeds of the Note for financing the Project in accordance with the terms of the Financing Agreement. 2.6 Registration of Transfer. The City will cause to be kept at the office of the City Clerk a Note Register in which, subject to such reasonable regulations as it may prescribe, the City shall provide for the registration of transfers of ownership of the Note. The Note shall be initially registered in the name of the Lender and shall be transferable upon the Note Register by the Lender in person or by its agent duly authorized in writing, upon surrender of the Note together with a written instrument of transfer satisfactory to the City Administrator, duly executed by the Lender or its duly authorized agent. The form of assignment included in the Note shall be sufficient for said purpose. Upon such transfer the City Administrator shall note the date of registration and the name and address of the new Lender in the applicable Note Register and in the registration blank appearing on the Note. 2.7 Mutilated, Lost or Destroyed Note. In case the Note issued hereunder shall become mutilated or be destroyed or lost, the City shall, in accordance with the Financing Agreement and if not then prohibited by law, cause to be executed and delivered, a new Note of like outstanding principal amount, number and tenor in exchange and substitution for and upon cancellation of such mutilated Note, or in lieu of and in substitution for such Note destroyed or lost, upon the Lender's paying the reasonable expenses and charges of the City in connection therewith, and in the case of a Note destroyed or lost, the filing with the City of evidence satisfactory to the City with indemnity satisfactory to it. If the mutilated, destroyed or lost Note has already matured or been called for redemption in accordance with its terms it shall not be necessary to issue a new Note prior to payment. 2.8 Ownership of Note. The City may deem and treat the person in whose name the Note is last registered in the Note Register and by notation on the Note whether or not such Note shall be overdue, as the absolute owner of such Note for the purpose of receiving payment of or on account of the principal balance, redemption price or interest and for all other purposes whatsoever, and the City shall not be affected by any notice to the contrary. 2.9 Limitation on Note Transfers. The Note will be issued to an "accredited investor" and without registration under state or other securities laws, pursuant to an exemption for such issuance; and accordingly the Note may not be assigned or transferred in whole or part, nor may a participation interest in the Note be given pursuant to any participation agreement, except to another "accredited investor" or "financial institution" in accordance with an applicable exemption from such registration requirements and with full and accurate disclosure of all material facts to the prospective purchaser(s) ortransferee(s). 12124540x2 2.10 Issuance of a New Note. Subject to the provisions of Section 2.9 and the Financing Agreement, the City shall, at the request and expense of the Lender, issue a new note, in aggregate outstanding principal amount equal to that of the Note surrendered, and of like tenor except as to number, principal amount, and the amount of the periodic installments payable thereunder, and registered in the name of the Lender or such transferee as may be designated by the Lender. SECTION 3. GENERAL COVENANTS. 3.1 Payment of Principal and Interest. The City covenants that it will promptly pay or cause to be paid the principal of and interest on the Note at the place, on the dates, solely from the source and in the manner provided herein and in the Note. The principal and interest are payable solely from and secured by revenues and proceeds derived from the Financing Agreement, which revenues and proceeds are hereby specifically pledged to the payment thereof in the manner and to the extent specified in the Note and the Financing Agreement; and nothing in the Note or in this Resolution shall be considered as assigning, pledging, or otherwise encumbering any other funds or assets of the City. 3.2 Performance of and Authority for Covenants. The City covenants that it will faithfully perform at all times any and all covenants, undertakings, stipulations, and provisions contained in this Resolution, in the Note executed, authenticated, and delivered hereunder and in all proceedings of the City Council pertaining thereto; that it is duly authorized under the Constitution and laws of the State of Minnesota including particularly and without limitation the Act, to issue the Note authorized hereby, pledge the revenues and assign the Financing Agreement in the manner and to the extent set forth in this Resolution, the Note and the Financing Agreement; that all action on its part for the issuance of the Note and for the execution and delivery thereof has been duly and effectively taken; and that the Note in the hands of the Lender is and will be a valid and enforceable special limited obligation of the City according to the terms thereof. 3.3 Enforcement and Performance of Covenants. The City agrees to enforce all covenants and obligations of the Borrower under the Financing Agreement, upon request of the Lender and being indemnified to the satisfaction of the City for all expenses and claims arising therefrom, and to perform all covenants and other provisions pertaining to the City contained in the Note and the Financing Agreement and subject to Section 3.4. 3.4 Nature of Security. Notwithstanding anything contained in the Note, the Financing Agreement, the Continuing Covenant Agreement, or any other document referred to in Section 2.4 to the contrary, under the provisions of the Act the Note may not be payable from or be a charge upon any funds of the City other than the revenues and proceeds pledged to the payment thereof, nor shall the City be subject to any liability thereon, nor shall the Note otherwise contribute or give rise to a pecuniary liability of the City or, to the extent permitted by law, any of the City's officers, employees, and agents. No holder of the Note shall ever have the right to compel any exercise of the taxing power of the City to pay the Note or the interest thereon, or to enforce payment thereof against any property of the City other than the revenues pledged under the Financing Agreement; and the Note shall not constitute a charge, lien or encumbrance, legal or equitable, upon any property of the City; and the Note shall not constitute a debt of the City within the meaning of any constitutional or statutory limitation; but nothing in the Act impairs the rights of the Lender to enforce the covenants made for the security thereof as provided in this Resolution, the Financing C �rarzisi��� Agreement, and the Continuing Covenant Agreement, and in the Act, and by authority of the Act the City has made the covenants and agreements herein for the benefit of the Lender; provided that in any event, the agreement of the City to perform or enforce the covenants and other provisions contained in the Note, the Financing Agreement, and the Continuing Covenant Agreement, shall be subject at all times to the availability of revenues under the Financing Agreement sufficient to pay all costs of such performance or the enforcement thereof, and the City shall not be subject to any personal or pecuniary liability thereon. SECTION 4. MISCELLANEOUS. 4.1 Severability. If any provision of this Resolution shall be held or deemed to be or shall, in fact, be inoperative or unenforceable as applied in any particular case in any jurisdiction or jurisdictions or in all jurisdictions or in all cases because it conflicts with any provisions of any constitution or statute or rule or public policy, or for any other reason, such circumstances shall not have the effect of rendering the provision in question inoperative or unenforceable in any other case or circumstance, or of rendering any other provision or provisions herein contained invalid, inoperative, or unenforceable to any extent whatever. The invalidity of any one or more phrases, sentences, clauses or paragraphs in this Resolution contained shall not affect the remaining portions of this Resolution or any part thereof. 4.2 Authentication of Transcript. The officers of the City are directed to furnish to Bond Counsel certified copies of this Resolution and all documents referred to herein, and affidavits or certificates as to all other matters which are reasonably necessary to evidence the validity of the Note. All such certified copies, certificates and affidavits, including any heretofore furnished, shall constitute recitals of the City as to the correctness of all statements contained therein. 4.3 Authorization to Execute Agreements. The form of the proposed Financing Agreement is hereby approved in substantially the form presented to the City Council, together with such additional details therein as may be necessary and appropriate and such modifications thereof, deletions therefrom and additions thereto as may be necessary and appropriate and approved by Bond Counsel prior to the execution of the documents. The Mayor and the City Administrator of the City are authorized to execute the Financing Agreement, and such other documents as Bond Counsel considers appropriate in connection with the issuance of the Note, in the name of and on behalf of the City. In the event of the absence or disability of the. Mayor or the City Administrator such officers of the City as, in the opinion of the City Attorney, may act on their behalf, shall without further act or authorization of the City Council do all things and execute all instruments and documents required to be done or executed by such absent or disabled officers. The execution of any instrument by the appropriate officer or officers of the City herein authorized shall be conclusive evidence of the approval of such documents in accordance with the terms hereof. 7 12124540x2 Adopted by the City Council of the City of Andover, Minnesota, this 6th day of November, 2019. Mayor ATTEST: City Administrator The motion for the adoption of the foregoing resolution was duly seconded by Member , and after full discussion thereof and upon vote being taken thereon, the following voted in favor thereof: and the following voted against the same: whereupon said resolution was declared duly passed and adopted. 12124540x2 STATE OF MINNESOTA COUNTY OF ANOKA CITY OF ANDOVER I, the undersigned, being the duly qualified and acting City Administrator of the City of Andover, DO HEREBY CERTIFY that I have compared the attached and foregoing extract of minutes with the original thereof on file in my office, and that the same is a full, true and complete transcript of the minutes of a meeting of the City Council duly called and held on the date therein indicated, insofar as such minutes relate to a resolution authorizing the issuance of the Note. WITNESS my hand this day of 2019. City Administrator .61 1212454M FINANCING AGREEMENT by and among CITY OF ANDOVER, MINNESOTA, YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES PNC BANK, NATIONAL ASSOCIATION Relating to: City of Andover, Minnesota Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project) Series 2019 Dated as of November 1, 2019 121018180 TABLE OF CONTENTS Page ARTICLE I DEFINITIONS Section1.01. Definitions...........................................................................................................2 Section 1.02. Incorporation of Certain Definitions by Reference ............................................. 7 Section 1.03. Computation of Time Periods............................................................................. 7 Section 1.04. Relation to Other Documents; Incorporation by Reference ................................ 7 Section1.05. Construction........................................................................................................ 7 ARTICLE II THE NOTE Section 2.01. Authorized Amount of the Note; Form of Note .................................................. 8 Section 2.02. Issuance of Note.................................................................................................. 8 Section2.03. Interest Rate......................................................................................................... 9 Section2.04. Reserved..............................................................................................................9 15 Section 2.05. Execution; Limited Obligation............................................................................ 9 Section 2.06. Mutilated, Lost, Stolen or Destroyed Note ........................................................ 10 Section 2.07. Exchangeability and Transfer of Note; Persons Treated as Owners ................. 10 Section2.08. Cancellation....................................................................................................... 11 Section2.09. Reserved............................................................................................................11 Section 2.10. Redemption of Note.......................................................................................... 11 Section 2.11. Notice of Redemption........................................................................................ 13 ARTICLE III THE LOAN AND ACCOUNTS Section 3.01. Loan of Note Proceeds...................................................................................... 13 Section3.02. Repayment of Loan ........................................................................................... 14 Section3.03. [Reserved.]......................................................................................................... 14 Section 3.04. Unconditional Obligations................................................................................. 14 Section 3.05. Prepayments of Loan ......................................................................................... 15 ARTICLE IV ACQUISITION OF THE PROJECT Section 4.01. Agreement to Undertake and Complete the Project .......................................... 15 Section4.02. Reserved............................................................................................................15 Section 4.03. Establishment of Completion Date and Certificate as to Completion ............... 15 Section 4.04. Borrower Required to Pay Costs in Event Note Proceeds Insufficient ............. 15 Section 4.05. Borrower and Issuer Representatives and Successors ....................................... 16 Section 4.06. Plans and Specifications.................................................................................... 16 ARTICLE V CONDITIONS PRECEDENT TO PURCHASE OF NOTE Section 5.01. Documentary Requirements.............................................................................. 17 Section 5.02. Incorporation by Reference............................................................................... 18 12101818x3 Section 6.01. Section 6.02. Section 6.03. Section 6.04. Section 6.05. Section 6.06. Section 6.07. Section 6.08. Section 6.09. Section 6.10. TABLE OF CONTENTS (Continued) ARTICLE VI REPRESENTATIONS AND WARRANTIES OF BORROWER Organization; Power; Qualification............ Authorization; Enforceability ..................... Noncontravention....................................... Governmental Approvals ............................ Litigation.................................................... Title to Properties ........................................ Absence of Defaults and Events of Default Income Tax Status ...................................... Regarding the I'miect Pate ................. 18 ................. 18 ................. 18 .............. 18 .............. 19 .............. 19 .............. 19 .............. 19 .............. 19 .............. 20 .......................................................................... Tax -Exempt Status of the Note........................................................... ARTICLE VII REPRESENTATIONS, WARRANTIES AND COVENANTS OF THE ISSUER Section 7.01. Organization; Power; Qualification................................................................... 23 Section 7.02. Authorization of Note Documents..................................................................... 23 Section 7.03. Enforceability.................................................................................................... 23 Section 7.04. Governmental Approvals................................................................................... 23 Section7.05. No Default......................................................................................................... 24 Section 7.06. Obligations of Issuer.......................................................................................... 24 Section 7.07. Noncontravention.............................................................................................. 24 Section 7.08. Compliance with Law........................................................................................ 24 Section7.09. Litigation...........................................................................................................24 Section7.10. Security.............................................................................................................. 24 Section7.11. Blue Sky............................................................................................................ 25 Section 7.12. Pending Legislation and Decisions................................................................... 25 Section 7.13. Tax Covenants of the Issuer.............................................................................. 25 ARTICLE VIII MAINTENANCE AND TAXES Section 8.01. Borrower's Obligations to Maintain and Repair ............................................... 25 Section 8.02. Taxes and Other Charges................................................................................... 26 ARTICLE IX INSURANCE, EMINENT DOMAIN AND DAMAGE AND DESTRUCTION Section9.01. Insurance............................................................................................................ 26 Section 9.02. Provisions Respecting Eminent Domain; Damage; Destruction ....................... 26 ARTICLE X SPECIAL COVENANTS Section 10.01. Access to the Facilities and Inspection.............................................................. 26 ii 12101818v3 TABLE OF CONTENTS (Continued) Page Section 10.02. Further Assurances and Corrective Instruments ................................................ 27 Section 10.03. Recording and Filing; Other Instruments.......................................................... 27 Section 10.04. Tax -Exempt Status............................................................................................ 27 Section 10.05. Indemnity Against Claims................................................................................. 27 Section 10.06. Release and Indemnification............................................................................. 28 Section 10.07. Non -Arbitrage Covenant................................................................................... 28 Section 10.08. Notice of Determination of Taxability.............................................................. 29 Section 10.09. Duties and Obligations...................................................................................... 29 Section 10.10. Financial Statements.......................................................................................... 29 Section 10.11. Compliance with Laws...................................................................................... 29 Section 10.12. Maintenance of Existence.................................................................................. 29 Section 10.13. IRS Audit Expenses........................................................................................... 29 Section 10.14. Reports to Issuer................................................................................................ 29 ARTICLE XI ASSIGNMENT, LEASE AND SALE Section 11.01. Restrictions on Transfer of Issuer's Rights ....................................................... 29 Section 11.02. Assignment of Agreement by the Borrower or Lease or Sale of Project.......... 30 ARTICLE XII EVENTS OF DEFAULT Section 12.01. Events of Default............................................................................................... 30 Section 12.02. Rights and Remedies......................................................................................... 31 Section 12.03. Application of Moneys...................................................................................... 32 Section 12.04. No Waiver; Remedies........................................................................................ 32 ARTICLE XIII MISCELLANEOUS Section 13.01. Amendments and Waivers................................................................................. 32 Section 13.02. Execution in Counterparts................................................................................. 33 Section13.03. Notices............................................................................................................... 33 Section13.04. Severability........................................................................................................ 33 Section 13.05. Payments Due on Non -Business Days.............................................................. 34 Section 13.06. Liability of the Purchaser.................................................................................. 34 Section 13.07. Governing Law.................................................................................................. 34 Section13.08. Captions.............................................................................................................34 Section 13.09. Successors and Assigns..................................................................................... 34 Section 13.10. Complete and Controlling Agreement............................................................... 34 Section 13.11. Contractual Interpretation.................................................................................. 34 Section 13.12. Electronic Signatures......................................................................................... 35 Section 13.13. Third Party Beneficiaries................................................................................... 35 Section 13.14. Limitation of Issuer's Liability.......................................................................... 35 Section 13.15. Issuer's Attorneys' Fees and Costs.................................................................... 35 iii 121018180 TABLE OF CONTENTS (Continued) Section13.16. Release............................................................................................... EXHIBIT A INTEREST RATE PROVISIONS EXHIBIT B FORM OF NOTE EXHIBIT C DESCRIPTION OF THE PROJECT EXHIBIT D FORM OF DISBURSEMENT REQUEST EXHIBIT E FORM OF INVESTMENT LETTER iv 121018180 Page 36 FINANCING AGREEMENT THIS FINANCING AGREEMENT is dated as of November 1, 2019, and is made and entered into by and among the CITY OF ANDOVER, MINNESOTA, YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES, and PNC BANK, NATIONAL ASSOCIATION. All capitalized terms used herein and not otherwise defined shall have the meanings assigned in Section 1.01 and Exhibit A or as otherwise provided in Section 1.02. WITNESSETH: WHEREAS, Minnesota Statutes, Sections 469.152 through 469.165, relating to municipal industrial development (the "Act"), give municipalities the power to issue revenue obligations for the purpose of promoting the welfare of the state by the active attraction and encouragement and development of economically sound industry and commerce to prevent so far as possible the emergence of blighted and marginal lands and areas of chronic unemployment; and WHEREAS, in furtherance of the public purpose for which the Issuer was created, the Issuer proposes to issue its $6,650,000 in principal amount Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project) Series 2019 (the "Note") pursuant to this Agreement, to finance the acquisition, construction, expansion, renovation, and equipping of the Borrower's portion of the Issuer's community center (the "Project"), and certain other costs related to the Project, which is owned by the Issuer and leased to the Borrower, and is located at 13200 Hanson Blvd. NW within the City of Andover, and to lend the proceeds of the sale of the Note to the Borrower pursuant to the terms and conditions hereof, and WHEREAS, the Borrower desires to borrow the proceeds of the Note upon the terms and conditions set forth in this Agreement; and WHEREAS, the Purchaser has agreed to purchase the Note from the Issuer; and WHEREAS, all things necessary to make the Note, when issued, executed and delivered by the Issuer, to the extent required pursuant to this Agreement, the valid, binding and legal obligation of the Issuer according to the import thereof, except as otherwise stated herein, have been done and performed, and the creation, execution and delivery of this Agreement, and the issuance of the Note, subject to the terms hereof, have in all respects been duly authorized. NOW, THEREFORE, in consideration of the premises and other good and valuable consideration, including the covenants, terms and conditions hereinafter contained, and to induce the Issuer to make the Loan and the Purchaser to purchase the Note, the Issuer, the Borrower and the Purchaser agree as follows: 121018180 ARTICLE I DEFINITIONS Section 1.01. Definitions. In addition to terms defined at other places in this Agreement, including Exhibit A, the following words and terms as used in this Agreement and the recitals hereto shall have the following meanings unless the context or use clearly indicates another or different meaning or intent. "Acquisition" means the acquisition, construction, renovation, expansion, and equipping of the Project. "Act" has the meaning assigned to such term in the recitals hereto. "Affiliate" has the meaning assigned to such term in the Continuing Covenant Agreement. "Agreement" means this Financing Agreement. "Applicable Law" means (a) all applicable common law and principles of equity and (b) all applicable provisions of all (i) constitutions, statutes, rules, regulations and orders of all Governmental Authorities, (ii) Governmental Approvals and (iii) orders, decisions judgments, writs, injunctions and decrees of all courts (whether at law or in equity) and arbitrators. "Approving Opinion" means, with respect to any action relating to the Note, the occurrence of which requires an Opinion of Counsel, an Opinion of Counsel delivered by Bond Counsel to the effect that such action (a) is permitted by this Agreement and the Act and (b) will not adversely affect the exclusion of interest on the Note from gross income of the Owners for purposes of federal income taxation. "Authorized Denomination" means $250,000 and multiples of $0.01 in excess thereof or, if less, the Principal Amount. "Bankruptcy Code" means Title 11 of the United States Code, as amended, and any successor statute or statutes having substantially the same function. "Bond Counsel" means Briggs and Morgan, Professional Association or any other attorney or firm of attorneys, which is admitted to practice law before the highest court of any state in the United States of America or the District of Columbia and nationally recognized and experienced in legal work relating to the issuance of tax-exempt bonds. "Borrower" means Young Men's Christian Association of the Greater Twin Cities, a Minnesota nonprofit corporation, and its permitted successors and assigns. "Borrower Representative" means any one of the persons at the time designated to act on behalf of the Borrower by written certificate furnished to the Issuer and the Purchaser containing the specimen signatures of such persons and signed on behalf of the Borrower by the Treasurer of the Borrower. 2 121018180 "Business Day" means any day on which (a) the Federal Reserve System is in operation, (b) the New York Stock Exchange is not closed and (c) banks in the State and in the State of New York are open for business. "Closing Date" means November.. 2019, subject to the satisfaction of the conditions precedent set forth in Article V. "Code" means the Internal Revenue Code of 1986, as amended, and the rulings and regulations (including temporary and proposed regulations) promulgated thereunder, or any successor statute thereto. "Completion Date" means, with respect to the Project, the earliest of (a) three years after the Issue Date, and (b) the date on which the Borrower Representative delivers a completion certificate to the Purchaser pursuant to Section 4.03. "Contract" means any indenture, contract, agreement (other than this Agreement), other contractual restriction, lease, mortgage, instrument, certificate of incorporation, charter or by law. "Continuing Covenant Agreement" means the Continuing Covenant Agreement dated as of November 1, 2019 between the Borrower and the Purchaser. "Cost(s) of the Project," "Cost' or "Costs" means all costs and allowances which the Issuer or the Borrower may properly pay or accrue for the Project and which, under GAAP, are chargeable to the capital account of the Project or could be so charged either with a proper election to capitalize such costs or, but for a proper election, to expense such costs, including (without limitation) the following costs: (a) fees and expenses incurred in preparing the Plans and Specifications for the Project (including any preliminary study or planning or any aspect thereof); any labor, services, materials and supplies used or furnished in site improvement and construction; any equipment for the Project; and all real and tangible personal property deemed necessary by the Borrower and acquired in connection with the Project; (b) fees for architectural, engineering, supervisory and consulting services; (c) any fees and expenses incurred in connection with perfecting and protecting title to the Project and any fees and expenses incurred in connection with preparing, recording or filing such documents, instruments or financing statements as the Borrower, the Purchaser or the Issuer may deem desirable to perfect or protect the rights of the Issuer or the Purchaser under the Note Documents; (d) any legal, accounting or financial advisory fees and expenses, including fees and expenses of Bond Counsel and Counsel to the Issuer, the Borrower and the Purchaser, any fees and expenses of the Issuer, the Purchaser or any rating agency, filing fees, and printing and engraving costs incurred in connection with the authorization, issuance, sale and purchase of the Note and the preparation of the Note Documents and all other documents in connection with the authorization, issuance, sale and purchase of the Note; 121018180 (e) interest to accrue on the Note prior to the Completion Date; (f) any administrative or other fees charged by the Issuer or reimbursement thereto of expenses in connection with the Project until the Completion Date; and (g) any other costs and expenses relating to the Project which could constitute costs or expenses for which the Issuer may expend Note Proceeds under the Act. "Counsel" means an attorney or firm of attorneys, admitted to practice law before the highest court of any state in the United States of America or the District of Columbia, including any Bond Counsel. "Default" means the occurrence of any event or the existence of any condition which constitutes an Event of Default or the occurrence of any event or the existence of any condition which with the giving of notice, the passage of time or both, would constitute an Event of Default. "Default Rate" has the meaning assigned to such term in the Continuing Covenant Agreement. "Eminent Domain" means the taking of title to, or the temporary use of, the Facilities or any part thereof pursuant to eminent domain or condemnation proceedings, or by any settlement or compromise of such proceedings, or any voluntary conveyance of the Facilities or any part thereof during the pendency of, or as a result of a threat of, such proceedings. "Event of Default" shall have the meaning assigned to such term in Article XII. "Facilities" means, collectively, (a) the Project and (b) all materials, supplies, equipment, apparatus and other items of personal property owned by the Borrower and attached to, installed in or used in connection with the Project, including water, gas, electrical, storm and sanitary sewer facilities and all other utilities whether or not situated in easements. "Fiscal Year" has the meaning assigned to such term in the Continuing Covenant Agreement. "GAAP" means generally accepted accounting principles in the United States of America set forth in the opinions and pronouncements of the Accounting Principles Board and the American Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards Board or such other principles as may be approved by a significant segment of the accounting profession in the United States of America, that are applicable to the circumstances as of the date of determination, consistently applied. "Governing Body" means the board, commission, council or other body in which the general legislative powers of the Issuer are vested. "Governmental Approvals" means an authorization, consent, approval, permit, license, certificate of occupancy or an exemption of, a registration or filing with, or a report to, any Governmental Authority. 0 121018180 "Governmental Authority" means the government of the United States of America or any other nation or any political subdivision thereof or any governmental or quasi -governmental entity, including any court, department, commission, board, bureau, agency, administration, central bank, service, district or other instrumentality of any governmental entity or other entity exercising executive, legislative, judicial, taxing, regulatory, fiscal, monetary or administrative powers or functions of or pertaining to government (including any supra -national bodies such as the European Union or the European Central Bank), or any arbitrator, mediator or other Person with authority to bind a party at law. "Insurance Proceeds" means the insurance claims under and the proceeds of any and all policies of insurance covering the Facilities or any part thereof, including all returned and unearned premiums with respect to any insurance relating to such Facilities, in each case whether now or hereafter existing or arising. "Issue Date" means the date on which the Note are delivered to the Purchaser upon original issuance. "Issuer" means City of Andover, Minnesota, a municipal corporation and political subdivision duly organized and existing under the Constitution and laws of the State, including the Act, or any successor to its rights and obligations under this Agreement. "Issuer Representative" means any one of the persons at the time designated to act on behalf of the Issuer by written certificate furnished to the Borrower and the Purchaser containing the specimen signatures of such persons and signed on behalf of the Issuer by its [AUTHORIZED OFFICERS]. "Lease" means the Sublease Agreement between the Issuer and the Borrower dated as of May 1, 2004 as amended by the First Amendment to Sublease Agreement dated June 24, 2019 and the Second Amendment to Sublease Agreement dated November , 2019, as it may be further amended and supplemented from time to time. "Lien" means, with respect to any asset, any mortgage, deed of trust, lien, pledge, charge, security interest, hypothecation, assignment, deposit arrangement or encumbrance of any kind in respect of such asset, whether or not filed, recorded or otherwise perfected or effective under Applicable Law, as well as the interest of a vendor or lessor under any conditional sale agreement, capital or finance lease or other title retention agreement relating to such asset and, in the case of securities, any purchase option, call or similar right of a third party with respect to such securities. "Loan" means the loan from the Issuer to the Borrower of the proceeds of the Note, the repayment obligation of which is evidenced by this Agreement. "Maturity Date" means November , 2029. "Net Proceeds" means, when used with respect to any Insurance Proceeds or proceeds resulting from Eminent Domain, the gross proceeds therefrom less all expenses (including attorneys' fees) incurred in the realization thereof. "Note" has the meaning assigned to such term in the recitals hereto. E 121018180 "Note Documents" means, collectively, this Agreement, the Note, the Continuing Covenant Agreement, the Lease, and the Tax Certificate. "Note Proceeds" means the principal of the Note and any investment earnings thereon. "Opinion of Counsel" means any opinion of Counsel delivered pursuant to this Agreement. Each such opinion shall be addressed to the Borrower, the Issuer or the Purchaser. "Outstanding" means, for any date of determination, any Note that has been executed and delivered to the Purchaser hereunder, except: (a) a Note cancelled or delivered for cancellation at or prior to such date; (b) a Note in lieu of which others have been authenticated under Sections 2.06 and 2.07; and (c) a Note, the principal of which has been previously paid or redeemed. "Owner" means the registered owner of a Note. "Permitted Liens" has the meaning assigned to such term in the Continuing Covenant Agreement. "Person" means an individual, a corporation, a partnership, an association, a joint venture, a trust, a business trust, a limited liability company or any other entity or organization, including a governmental or political subdivision or an agency or instrumentality thereof. "Plans and Specifications" means the plans and specifications used in the Acquisition, as the same may be revised from time to time by the Borrower in accordance with Section 4.06. "Principal Amount" means the Outstanding principal amount of the Note. "Project" has the meaning assigned to such term in the recitals hereto. "Property" means, when used in connection with any Person, any and all rights, title and interests of such Person in and to any and all property (including cash) whether real, personal or mixed, or tangible or intangible, and wherever situated. "Purchase Price" means, for any date of determination, an amount equal to 100% of the principal amount of the Note Outstanding, plus accrued and unpaid interest thereon to the date of purchase. "Purchaser" means (a) if there is a single Owner of all of the Note, the Owner of the Note and (b) if there is more than one Owner of the Note, the Owners owning a majority of the aggregate Principal Amount of the Note. On the Issue Date, the initial Purchaser of the Note is PNC Bank, National Association. "Revenues" means all legally available revenues of the Borrower, subject to Permitted Liens and excluding the rights to receive any gifts, donations, pledges, grants, legacies, bequests, 121018180 demises or contributions heretofore or hereafter made and designated or specified by the donor or maker thereof as being for a specific purpose other than the Project and thus not legally available for payment of debt service on the Note. "State" means the State of Minnesota. "Tax Certificate" means the tax certificate of the Borrower dated the Issue Date. "Written" or "in writing" means any form of written communication or a communication by means of a facsimile device. Section 1.02. Incorporation of Certain Definitions by Reference. Each capitalized term used herein and not otherwise defined herein shall have the meaning provided therefor in the Continuing Covenant Agreement, unless the context otherwise requires. Section 1.03. Computation of Time Periods. In this Agreement, in the computation of a period of time from a specified date to a later specified date, unless otherwise specified herein, the word "from" means "from and including" and the words "to" and "until' each mean "to but excluding" and the word "through" means "to and including." Section 1.04. Relation to Other Documents; Incorporation by Reference. (a) Nothing in this Agreement shall be deemed to amend or relieve the Issuer or the Borrower of any of its obligations under any Note Document to which it is a party. Conversely, to the extent that the provisions of any Note Document allow the parties hereto to take or not take certain actions, the parties hereto nevertheless shall be fully bound by the provisions of this Agreement. (b) Except as provided in subsection (c) below, all references to this Agreement or any other documents, including the other Note Documents, shall be deemed to include all amendments, restatements, modifications and supplements thereto to the extent such amendment, restatement, modification or supplement is made in accordance with the provisions of such document and this Agreement. (c) All provisions of this Agreement making reference to specific Sections of any Note Document shall be deemed to incorporate such Sections into this Agreement by reference as though specifically set forth herein (with such changes and modifications as may be herein provided) and shall continue in full force and effect with respect to this Agreement notwithstanding payment of the Note and all amounts due under or secured by the Note Documents, the termination or defeasance thereof or any modification thereto or any waiver given in connection therewith, so long as this Agreement is in effect and until all amounts due and owing under this Agreement, the Note and the other Note Documents are paid in full. Section 1.05. Construction. Unless the context of this Agreement otherwise clearly requires, references to the plural include the singular, to the singular include the plural and to the part include the whole. The word "including" shall be deemed to mean "including but not limited to," and "or" has the inclusive meaning represented by the phrase "and/or." The words "hereof," 7 121018180 "herein," "hereunder" and similar terms in this Agreement refer to this Agreement as a whole and not to any particular provision of this Agreement. The Section headings contained in this Agreement and the table of contents preceding this Agreement are for reference purposes only and shall not control or affect the construction of this Agreement or the interpretation thereof in any respect. Article, section, subsection, exhibit, schedule and annex references are to this Agreement unless otherwise specified. Any exhibit, schedule or annex attached hereto is incorporated by reference herein and is a constituent part of this Agreement. ARTICLE II THE NOTE Section 2.01. Authorized Amount of the Note; Form of Note (a) No Note may be issued under the provisions of this Agreement except in accordance with this Article. The total maximum principal amount of the Note that may be issued and Outstanding hereunder is expressly limited to $6,650,000. The Note shall be designated "$6,650,000 City of Andover, Minnesota Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project) Series 2019." (b) The Note shall be in substantially the form of Exhibit B, with such appropriate variations, omissions, substitutions and insertions as are permitted or required hereby or are required by law and may have such letters, numbers or other marks of identification and such legends and endorsements placed thereon as may be required to comply with any Applicable Laws. (c) The Note shall be in either typewritten or printed form, as the Borrower shall direct, on behalf of the Issuer; provided that any expenses, including expenses of printing, incurred in connection therewith shall be paid by the Borrower. Section 2.02. Issuance of Note. The Note shall bear interest from the Issue Date, until paid, at the rate set forth in Exhibit A, and shall mature, unless sooner paid, on the Maturity Date on which date all unpaid principal, redemption premium, if any, and interest on the Note shall be due and payable. The Note shall be issued as a fully registered note without coupons in Authorized Denominations. The Note (and any replacement Note) shall be numbered from R-1 upwards bearing numbers not then contemporaneously outstanding (in order of issuance) according to the records of the Issuer. Upon the initial issuance of the Note, the Issuer shall execute and deliver the Note to the Purchaser, as the registered owner of the Note. The Note shall be dated the Issue Date. The Note shall bear interest (i) from the Issue Date, if executed and delivered prior to the first Interest Payment Date, or (ii) otherwise from the Interest Payment Date that is, or that immediately precedes, the date on which such Note has been executed and delivered (unless payment of interest is in default, in which case such Note shall bear interest from the date to which interest has been paid). 0 121018180 The principal and Purchase Price of, redemption premium, if any, and the interest on the Note shall be payable in lawful currency of the United States. The principal and Purchase Price of and redemption premium, if any, on the Note shall be paid to the Purchaser (without any presentment thereof, except upon the payment of the final installment of principal, and without any notation of such payment being made thereon), by the Purchaser debiting an account of the Borrower as may be provided in the Continuing Covenant Agreement or in such other manner and at such address in the United States as may be designated by the Purchaser in writing to the Borrower. All payments made shall be accompanied by sufficient information to identify the source and proper application of such payment and, if the Note is sold or transferred, the Purchaser shall notify the Borrower in writing of the name and address of the transferee, the effective date of the transfer, the principal amount of the Note transferred and the payment information notated on the Note as hereinafter described, and the Purchaser will, prior to delivery of such Note, make a notation on such Note of the date to which interest has been paid thereon and of the amount of any prepayments made on account of the principal thereof. Section 2.03. Interest Rate. The Note shall bear interest as provided in Exhibit A from the Issue Date to the date of payment in full of the Note. Interest on the Note shall be calculated on the Principal Amount as described in Exhibit A. Section 2.04. Reserved. Section 2.05. Execution; Limited Obligation. The Note shall be executed on behalf of the Issuer by the manual or facsimile signature of the Mayor and City Administrator of the Issuer. In case any officer whose manual or facsimile signature shall appear on the Note shall cease to be such officer before the delivery of such Note, such manual or facsimile signature shall nevertheless be valid and sufficient for all purposes. The Note shall be a limited obligation of the Issuer. The principal and Purchase Price of, redemption premium, if any, and interest on the Note shall not be deemed to constitute or create an indebtedness, liability or obligation of the Issuer, the State, or any political subdivision or agency thereof within the meaning of any State constitutional provision or statutory limitation or a pledge of the faith and credit or the taxing power of the State or any such political subdivision or agency, including the Issuer and the State. The principal and Purchase Price of, redemption premium, if any, and interest on the Note are payable solely from and secured by Revenues, all as described in and subject to limitations set forth in this Agreement, for the equal and ratable benefit of the Owners, from time to time, of the Note. THE ISSUANCE OF THE NOTE WILL NOT CONSTITUTE A DEBT OR A PLEDGE OF THE FAITH AND CREDIT OF THE ISSUER OR THE STATE AND NEITHER THE FAITH AND CREDIT NOR THE TAXING POWER OF THE STATE OR ANY POLITICAL SUBDIVISION THEREOF, INCLUDING THE ISSUER, WILL BE PLEDGED TO THE PAYMENT OF THE NOTE. NONE OF THE ISSUER, THE STATE, OR ANY POLITICAL SUBDIVISION OF THE STATE SHALL IN ANY EVENT BE LIABLE FOR THE PAYMENT OF THE PRINCIPAL OR PURCHASE PRICE OF, REDEMPTION PREMIUM, IF ANY, OR INTEREST ON THE NOTE OR FOR THE PERFORMANCE OF ANY PLEDGE, 121018180 OBLIGATION OR AGREEMENT UNDERTAKEN BY THE ISSUER EXCEPT TO THE EXTENT THAT THE MONEYS PLEDGED THERETO ARE SUFFICIENT THEREFOR. NO OWNER OF ANY NOTE HAS THE RIGHT TO COMPEL ANY EXERCISE OF TAXING POWER OF THE STATE OR ANY POLITICAL SUBDIVISION THEREOF, INCLUDING THE ISSUER, TO PAY THE NOTE OR THE INTEREST THEREON, AND THE NOTE DOES NOT CONSTITUTE AN INDEBTEDNESS OF THE ISSUER, THE STATE OR ANY POLITICAL SUBDIVISION OF THE STATE, OR A LOAN OF CREDIT OF ANY OF THE FOREGOING WITHIN THE MEANING OF ANY CONSTITUTIONAL OR STATUTORY PROVISION. Section 2.06. Mutilated, Lost, Stolen or Destroyed Note. If any Note is mutilated, lost, stolen or destroyed, the Issuer may execute a new Note of the same maturity, interest rate, principal amount and tenor in lieu of and in substitution for the Note mutilated, lost, stolen or destroyed; provided, that there shall be first furnished to the Issuer evidence satisfactory to it of the ownership of such Note and of such loss, theft or destruction (or, in the case of a mutilated Note, such mutilated Note shall first be surrendered to the Issuer), together with indemnity satisfactory to the Issuer and compliance with such other reasonable regulations as the Issuer may prescribe. If any such Note shall have matured or a redemption date pertaining thereto shall have passed, instead of issuing a new Note, the Issuer may pay the same without surrender thereof, upon receipt of such evidence, indemnification and payment of fees and expenses as described herein. The Issuer may charge the Owner of such Note with its reasonable fees and expenses incurred in connection with this Section. Section 2.07. Exchangeability and Transfer of Note; Persons Treated as Owners. The Issuer shall keep a registration book showing the name and address of the Owner of the Note. Any Owner of a Note, in person or by such Owner's duly authorized attorney, may transfer title to such Owner's Note upon surrender thereof at the principal office of the Issuer, by providing the Issuer with a written instrument of transfer (in substantially the form of assignment attached to the Note) executed by the Owner or such Owner's duly authorized attorney, and thereupon, the Issuer shall execute and deliver in the name of the transferee or transferees a new Note of the same aggregate principal amount and tenor as the Note surrendered (or for which transfer of registration has been effected) and of any Authorized Denomination(s). The Note may be exchanged upon surrender thereof at the principal office of the Issuer with a written instrument of transfer satisfactory to the Issuer executed by the Owner or such Owner's attorney duly authorized in writing, for an equal aggregate principal amount of the Note of the same tenor as the Note being exchanged and of any Authorized Denomination(s). The Issuer shall execute and deliver a Note that the Owner making the exchange is entitled to receive, bearing numbers not contemporaneously then outstanding. Such registrations of transfer or exchanges of a Note shall be without charge to the Owner of such Note, but any taxes or other governmental charges required to be paid with respect to the same shall be paid by the Owner of the Note requesting such registration of transfer or exchange as a condition precedent to the exercise of such privilege. Any service charge made by the Issuer for any such registration of transfer or exchange and all reasonable expenses of the Issuer and the Purchaser shall be paid by the Purchaser, except after an Event of Default, and then by the 10 121018180 Borrower. In case of any transfer, the Purchaser shall give the Borrower written notice of the name and address of the transferee. The person in whose name any Note shall be registered shall be deemed and regarded as the absolute owner thereof for all purposes, and payment of or on account of either principal or interest shall be made only to or upon the order of the registered owner thereof or such Owner's duly authorized attorney, but such registration may be changed as hereinabove provided. All such payments shall be valid and effectual to satisfy and discharge the liability upon such Note to the extent of the sum or sums so paid. Any Note issued upon any registration of transfer or exchange of the Note shall be legal, valid and binding limited obligations of the Issuer, evidencing the same debt, and entitled to the same security and benefits under this Agreement, as the Note surrendered upon such registration of transfer or exchange. Notwithstanding the foregoing, any sale or transfer of the Note must comply with the conditions of the Continuing Consent Agreement, including delivery of an investment letter to the Borrower and the Seller, Noteholder in the form attached as Exhibit E to this Agreement. Section 2.08. Cancellation. Any Note that has been surrendered to the Issuer pursuant to Sections 2.06 or 2.07, or for payment upon maturity or redemption prior to maturity, shall be cancelled and destroyed by the Issuer. Section 2.09. Reserved. Section 2.10. Redemption of Note (a) Optional Redemption. Subject to any limitations set forth in the Continuing Covenant Agreement, the Note is subject to redemption in Authorized Denominations on any Interest Payment Date at the direction of the Borrower in accordance with Section 3.05, on behalf of the Issuer, in whole or in part, at a redemption price equal to the principal amount of the Note to be redeemed plus accrued interest thereon to the redemption date. Notwithstanding anything herein to the contrary, the Note may be redeemed in amounts less than Authorized Denominations as required by Section 3.01(b) of the Continuing Covenant Agreement. [make whole language — to be provided by PNC] (b) Extraordinary Optional Redemption. The Note is subject to redemption in whole, at the direction of the Borrower, on behalf of the Issuer, at a redemption price equal to 100% of the principal amount of the Note to be redeemed plus accrued interest thereon to the redemption date, on any date for which the requisite notice of redemption can be given, within one hundred eighty (180) days of the occurrence of any of the following events: (i) the Project shall have been damaged or destroyed to such an extent that in the judgment of the Borrower (A) it cannot reasonably be restored within a period of three (3) consecutive months to the condition thereof immediately 11 121018180 preceding such damage or destruction, (B) the Borrower is thereby prevented from carrying on its normal operations at the Project for a period of three (3) consecutive months, or (C) it would not be economically feasible for the Borrower to replace, repair, rebuild or restore the same; (ii) title in and to, or the temporary use of, all or substantially all of the Project shall have been taken under the exercise of the power of Eminent Domain by any Governmental Authority or any Person acting under governmental authority (including such a taking as, in the judgment of the Borrower, results in the Borrower being prevented thereby from carrying on its normal operations at the Project for a period of three (3) consecutive months); (iii) as a result of any changes in the Constitution of the State, or the Constitution of the United States of America or by legislative or administrative action (whether state or federal) or by final decree, judgment, decision or order of any court or administrative body (whether state or federal), this Agreement shall have become void or unenforceable or impossible of performance in accordance with the intent and purpose of the parties as expressed therein; (iv) unreasonable burdens or excessive liabilities shall have been imposed on the Borrower with respect to the operations of the Project, including federal, state or other ad valorem, property, income or other taxes not being imposed on the date of this Agreement that, in the judgment of the Borrower, render the continued operation of the Project uneconomical; (v) changes which the Borrower cannot reasonably control or overcome in the economic availability of materials, supplies, labor, equipment and other properties and things necessary for the efficient operation of the Project for the purposes contemplated by this Agreement shall have occurred or technological changes that the Borrower cannot reasonably overcome shall have occurred that, in the judgment of the Borrower, render the continued operation of the Project uneconomical; (vi) legal curtailment of the Borrower's use and occupancy of all or substantially all of the Project for any reason other than that set forth in (ii) above, which curtailment shall, in the judgment of the Borrower, prevent the Borrower from carrying on its normal operations at the Project for a period of three (3) consecutive months; or (vii) this Agreement is terminated prior to its expiration for any reason other than the occurrence of an Event of Default under this Agreement. Notwithstanding the foregoing provisions of this paragraph (b), any redemption under this paragraph (b) shall be subject to the provisions of the Continuing Covenant Agreement. (c) Mandatory Sinking Fund Redemptions. The Note is not subject to mandatory sinking fund redemption. 12 12101818v3 (d) Reserved. (e) Note to be Partially Redeemed. If less than all of the Outstanding Note shall be called for redemption, the portion thereof remaining Outstanding shall be in an Authorized Denomination. If there shall be called for redemption less than the principal amount of the Note, (i) the Issuer shall execute and deliver, upon surrender of such Note, without charge to the Owner thereof in exchange for the unredeemed principal amount of such Note at the option of such Owner, a Note in any of the Authorized Denominations, or (ii) to the extent provided in the form of the Note, the Owner may reflect the amount of the Note being redeemed in the Table of Partial Redemptions without further action. Section 2.11. Notice of Redemption. The Borrower may exercise its option to prepay the Loan and thereby cause a redemption of the Note pursuant to Section 2.10(a) or (b) by giving written notice to the Issuer and the Purchaser, not less than fifteen (15) days prior to the date selected for redemption; provided, however, that, if such redemption is pursuant to Section 2.10(a) or (b), the Borrower shall also deliver a certificate of a Borrower Representative certifying that the conditions precedent to such redemption have been met, and that any conditions to such redemption set forth in the Continuing Covenant Agreement have been met. Notwithstanding the foregoing, the Borrower is not required to provide any notice of redemptions pursuant to Section 2.10(a) which are effected as required by Section 3.01(b) of the Continuing Covenant Agreement. A notice of optional redemption shall describe whether, and the conditions under which, the call for redemption may be revoked. A Note properly called for redemption will cease to bear interest on the date fixed for redemption, provided funds for its redemption have been duly deposited with the Issuer and, thereafter, the Owner of such Note called for redemption shall have no rights in respect thereof except to receive payment of the redemption price from the Issuer and a new Note for any portion not redeemed. On a date no later than the date fixed for redemption in such notice, the Borrower shall pay, on behalf of the Issuer, to the Owner moneys in an amount sufficient, together with other moneys, if any, held by the Owner and available for the redemption of the Note, to redeem the Note at the redemption price set forth above. ARTICLE III THE LOAN AND ACCOUNTS Section 3.01. Loan of Note Proceeds. (a) To provide funds for the Acquisition, the Issuer agrees that it will sell, issue and deliver the Note in the aggregate principal amount not to exceed $6,650,000 to the Purchaser. The Issuer agrees, upon the payment of its administrative fee in the amount of $16,625 and upon the terms and conditions contained in this Agreement, to lend to the Borrower the proceeds received by the Issuer from the sale of the Note. (b) The Loan shall be made by depositing the proceeds from the initial sale of the Note as follows: On the Closing Date, $ of the Note proceeds will be disbursed to pay Costs of the Project, as provided in a closing memorandum signed by the Borrower, and the remainder shall be deposited into an account held by the Purchaser (the "Improvements Account'). Upon Purchaser's receipt of approved Disbursement Requests 13 121018180 from the Borrower (in the form attached hereto as Exhibit D), the Purchaser shall advance the remaining Note proceeds for the approved amounts to the Borrower and disburse such proceeds to finance the Costs of the Project, provided that no more than 2% of the amount actually advanced on the Note may be used to pay costs of issuance of the Note, and provided further that all remaining Note proceeds shall be fully advanced and disbursed on or before 2022. Section 3.02. Repayment of Loan. The Borrower hereby agrees to repay the Loan by making the following payments: (a) The Borrower shall pay or cause to be paid, on behalf of the Issuer, to the Owner on or before any Interest Payment Date for the Note or any other date that any payment of interest, redemption premium, if any, or principal is required to be made in respect of the Note pursuant to this Agreement or pursuant to Section 3.01(b) of the Continuing Covenant Agreement, until the principal of, redemption premium, if any, and interest on the Note shall have been fully paid or provision for the payment thereof shall have been made in accordance with this Agreement, a sum which will enable the Issuer to pay the amount payable on such date as principal of (whether at maturity or upon redemption or acceleration or otherwise), redemption premium, if any, and interest on the Note as provided in herein. It is understood and agreed that all payments payable by the Borrower under this Section 3.02 are assigned by the Issuer to the Owners of the Note, as their interests may appear. The Borrower assents to such assignment. The Issuer hereby directs the Borrower, and the Borrower hereby agrees, to pay directly to the Owners, in immediately available funds, all payments payable by the Borrower pursuant to this Section 3.02(a). The Issuer covenants that it will not pledge the payments payable by the Borrower under this Section 3.02 other than to secure the Note. (b) The Borrower also shall pay or cause to be paid the reasonable fees and expenses of the Issuer, such fees and expenses to be paid when due and payable by the Borrower directly to the Issuer, for its own account. The Borrower also shall pay to the Purchaser any amounts owed to the Purchaser under the Continuing Covenant Agreement. (c) The Borrower also shall pay or cause to be paid when due and payable the reasonable fees and expenses of the Issuer related to the Project and the issuance of the Note, including without limitation, attorneys' fees and expenses. (d) In the event the Borrower shall fail to make any of the payments required in this Section 3.02, the item or installment so in default shall continue as an obligation of the Borrower and shall bear interest at the Default Rate from the date due until the amount in default shall have been fully paid. Section 3.03. [Reserved.] Section 3.04. Unconditional Obligations. The obligation of the Borrower to make the payments required by Section 3.02 shall be absolute and unconditional. Except as expressly provided for herein, the Borrower shall pay all such amounts without abatement, diminution or 14 12101818v3 deduction (whether for taxes or otherwise) regardless of any cause or circumstance whatsoever including any defense, set-off, recoupment or counterclaim that the Borrower may have or assert against the Issuer, the Purchaser or any other Person. Section 3.05. Prepayments of Loan. The Borrower may prepay all or any part of the amounts required to be paid by it under Section 3.02 (and thereby cause a redemption of Note) at the times and in the amounts provided in Section 2.10 for redemption of the Note, and in any such case, the Borrower shall cause to be furnished to the Owners, on behalf of the Issuer, such amounts on or prior to applicable redemption dates. ARTICLE IV ACQUISITION OF THE PROJECT Section 4.01. Agreement to Undertake and Complete the Project. The Borrower covenants and agrees to undertake and complete the Acquisition. Upon written request of the Issuer, the Borrower agrees to make available to the Issuer (for review and copying) all the then current Plans and Specifications. The Borrower shall obtain or cause to be obtained all necessary permits and approvals for the Acquisition and the operation and maintenance of the Project. The Borrower agrees to cause the Project to be completed as soon as may be practicable and to cause all Note Proceeds to be expended no later than three years from the Issue Date. For Costs of the Project incurred prior to receipt by the Issuer of the Note Proceeds, the Borrower agrees to advance all funds necessary to reimburse the Issuer for such purpose. Such advances may be reimbursed to the extent permitted by the Code. Section 4.02. Reserved. Section 4.03. Establishment of Completion Date and Certificate as to Completion. Within thirty (30) days following the completion of the Project, the Borrower Representative shall sign and deliver to the Purchaser a certificate stating that, except for amounts retained by the Purchaser for Costs of the Project not then due and payable, or the liability for which the Borrower is, in good faith, contesting or disputing, (a) the Project has been completed to the satisfaction of the Borrower, and all labor, services, materials and supplies used in such Acquisition have been paid for, and (b) the Project is suitable and sufficient for the efficient operation as a "project' (as defined in the Act). Notwithstanding the foregoing, such certificate may state that it is given without prejudice to any rights against third parties which exist at the date of such certificate or which may subsequently come into being. Section 4.04. Borrower Required to Pay Costs in Event Note Proceeds Insufficient. If the Note Proceeds should not be sufficient to make payments of the Costs of the Project in full, the Borrower agrees to pay directly such costs of completing the Project as may be in excess of the Note Proceeds. THE ISSUER DOES NOT MAKE ANY WARRANTY OR REPRESENTATION (EITHER EXPRESS OR IMPLIED) THAT THE NOTE PROCEEDS WILL BE SUFFICIENT TO PAY ALL OF THE COSTS OF THE PROJECT OR THAT THE PROJECT WILL BE SUITABLE FOR THE PURPOSES OF THE BORROWER. If, after exhausting the Note Proceeds for any reason, the Borrower pays, or deposits moneys in the 15 12101818v3 Borrower's deposit account with the Purchaser for the payment of, any portion of the Costs of the Project pursuant to the provisions of this Section, the Borrower shall not be entitled to any reimbursement therefor from the Issuer, nor shall it be entitled to any diminution of the amounts payable under Section 3.02. Section 4.05. Borrower and Issuer Representatives and Successors. At or prior to the initial sale of the Note, the Borrower and the Issuer shall appoint a Borrower Representative and an Issuer Representative, respectively, for the purpose of taking all actions and delivering all certificates required to be taken and delivered by the Borrower Representative and the Issuer Representative under the provisions of this Agreement. The Borrower and the Issuer, respectively, may appoint alternate Borrower Representatives and alternate Issuer Representatives to take any such action or make any such certificate if the same is not taken or made by the Borrower Representative or the Issuer Representative. In the event any of such persons, or any successor appointed pursuant to the provisions of this Section, should resign or become unavailable or unable to take any action or deliver any certificate provided for in this Agreement, another Borrower Representative or alternate Borrower Representative, or another Issuer Representative or alternate Issuer Representative, shall thereupon be appointed by the Borrower or the Issuer, respectively. If the Borrower or the Issuer fails to make such designation within ten (10) days following the date when the then incumbent Borrower Representative or Issuer Representative resigns or becomes unavailable or unable to take any such actions, the [AUTHORIZED OFFICERS] of the Borrower, or the City Administrator of the Issuer, shall serve as the Borrower Representative or the Issuer Representative, respectively. Whenever the provisions of this Agreement require the Borrower's approval, require the Borrower to take some action at the request of the Issuer or require the Issuer to take some action at the request or direction of the Borrower, the Borrower Representative shall make such approval, request or direction in writing unless otherwise specified in this Agreement. Any action so taken with the written approval of or at the written direction of the Borrower Representative shall be binding upon the Borrower and the Issuer and the Purchaser shall be authorized to rely on any such approval or action. Whenever the provisions of this Agreement require the Issuer's approval or require the Issuer to take some action at the request of the Borrower, such approval shall be made or such action shall be taken by the Issuer Representative and the Borrower and the Purchaser shall be authorized to rely on any such approval or action. Section 4.06. Plans and Specifications. The Borrower shall maintain a set of Plans and Specifications at the Project which shall be available to the Issuer and the Purchaser for inspection and examination during the Borrower's regular business hours. The Issuer and the Borrower agree that the Borrower may supplement, amend and add to the Plans and Specifications, and the Borrower may omit or make substitutions for components of the Project, with the approval of the Issuer and subject to the requirements of the Continuing Covenant Agreement, including any required consent of the Purchaser, and, provided that no such change shall be made which, after giving effect to such change, would cause any of the representations and warranties set forth in Article VI to be false or misleading in any material respect, or would result in a violation of the covenant set forth in Section 10.04. If any such change would render materially incorrect or inaccurate the description of the initial components of the Project as previously described in IN 121018180 writing by the Borrower to the Purchaser, the Borrower shall deliver to the Issuer and the Purchaser an Approving Opinion and thereafter, the Borrower, the Purchaser and the Issuer shall amend Exhibit C to this Agreement to reflect such change. The Acquisition is subject to the approval of the Issuer pursuant to the terms of the Lease. ARTICLE V CONDITIONS PRECEDENT TO PURCHASE OF NOTE Section 5.01. Documentary Requirements. The obligation of the Purchaser to purchase the Note is subject to the conditions precedent that the Purchaser shall have received, on or before the Closing Date, the items listed below in this Section, each dated and in form and substance as is satisfactory to the Purchaser. However, should the Purchaser purchase the Note prior to its receipt of and approval of any of the following items, such purchase shall not be deemed to be a waiver of any documentary requirement. (a) Each of the items listed in Section 4.01 of the Continuing Covenant Agreement. (b) A certificate of the Governing Body of the Issuer certifying the names and signatures of the Persons authorized to sign, on behalf of the Issuer, this Agreement and the other Note Documents to which it is a party and the other documents to be delivered by it hereunder or thereunder. (c) An Opinion of Counsel to the Issuer to the effect that this Agreement and the other Note Documents to which the Issuer is a party have been duly authorized, executed and delivered by the Issuer and are legal, valid and binding agreements of the Issuer enforceable against the Issuer in accordance with their terms. (d) An Opinion of Counsel given by Bond Counsel to the effect that the Note has been duly authorized and validly issued, that this Agreement creates a valid Lien on the Revenues and that interest on the Note will not be included in gross income of the Owners thereof for federal income tax purposes. (e) A certificate of the Issuer, dated the Closing Date, stating that: (i) the representations and warranties of the Issuer contained in this Agreement and in the other Note Documents to which it is a party are correct on and as of the Closing Date as though made on and as of such date; (ii) no petition by or against the Issuer has at any time been filed under the Bankruptcy Code or under any similar law; (iii) no Default or Event of Default has occurred and is continuing, or would result from the Issuer's execution and performance of this Agreement or the other Note Documents to which it is a party; (iv) all conditions precedent to the issuance of the Note have been satisfied and the Issuer has duly executed and delivered the Note to the Purchaser. (f) Such other documents, instruments, approvals and, if reasonably requested by the Purchaser, certified duplicates of executed originals thereof, and opinions as the Purchaser may reasonably request. 17 12101818x3 Section 5.02. Incorporation by Reference. The conditions precedent contained in Article IV of the Continuing Covenant Agreement are hereby incorporated by reference and shall have the same force and effect as if set forth herein. ARTICLE VI REPRESENTATIONS AND WARRANTIES OF BORROWER The Borrower represents and warrants as of the Closing Date as follows, which representations and warranties shall survive the execution of this Agreement: Section 6.01. Organization; Power; Qualification. The Borrower (a) is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation or formation, (b) has the power and authority to own its Property and to carry on its businesses as now being conducted and as currently contemplated to be conducted hereafter, and (c) is duly qualified and authorized to do business in each jurisdiction in which the character of its Property or the nature of its business requires such qualification and authorization. Section 6.02. Authorization; Enforceability. The Borrower has the right, power and authority and has taken all necessary corporate and other action to authorize the execution, delivery and performance of this Agreement and each of the other Note Documents to which it is a party in accordance with their respective terms. This Agreement and each of the other Note Documents to which it is a party have been duly executed and delivered by the duly authorized officers of the Borrower, and each such document constitutes the legal, valid and binding obligation of the Borrower enforceable in accordance with its terms, except as such enforceability may be limited by (a) the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar law affecting creditors' rights generally, and (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law). Section 6.03. Noncontravention. The execution, delivery and performance by the Borrower of this Agreement and each of the other Note Documents to which it is a party, in accordance with their respective terms, and the transactions contemplated hereby and thereby do not and will not (a) contravene or conflict with the Borrower's articles of incorporation, by-laws or other organizational documents, (b) require any consent or approval of any creditor of the Borrower, (c) violate any Applicable Law (including Regulations G, T, U or X of the Board of Governors of the Federal Reserve System, or any successor regulations), (d) conflict with, result in a material breach of or constitute a material default under any Contract to which the Borrower is a party or by which it or any of its Property may be bound or (e) result in or require the creation or imposition of any Lien upon any Property now owned or hereafter acquired by the Borrower except Permitted Liens and such Liens, if any, expressly created by this Agreement or the other Note Documents. Section 6.04. Governmental Approvals. No further authorizations, consents or approvals of Governmental Authorities are required in connection with the execution and delivery by the Borrower of this Agreement or the other Note Documents to which the Borrower is a party or in connection with the carrying out by the Borrower of its obligations under this Agreement or the other Note Documents to which the Borrower is a party. M 121018180 Section 6.05. Litigation. There is no action, suit, proceeding, inquiry or investigation at law or in equity or before or by any Governmental Authority pending, or, to the best knowledge of the Borrower, threatened against or affecting the Borrower wherein an unfavorable decision, ruling or finding would adversely affect (i) the transactions contemplated by, or the validity or enforceability of, the Note Documents or (ii) the tax-exempt status of interest on the Note. Section 6.06. Title to Properties. The Borrower has good, marketable title to or a leasehold interest in its Property. [None of the Property of the Borwower- is subject to ally Lien, The Borrower has complied with all obligations under all leases to which it is a parry and under which it is in occupancy, and all such leases are in full force and effect. The Borrower enjoys peaceful and undisturbed possession under all such leases. Section 6.07. Absence of Defaults and Events of Default. (a) No Default or Event of Default has occurred and is continuing. (b) No defaults by the Borrower or any of its Affiliates exist under any Contracts or judgments, decrees or orders, except for defaults that, singly or in the aggregate, have not had and will not have a Material Adverse Effect (as defined in the Continuing Covenant Agreement) or an adverse effect on the Borrower or the Borrower's ability to perform its obligations under this Agreement or any of the other Note Documents. Section 6.08. Income Tax Status. The Borrower is an organization described in Section 501(c)(3) of the Code, is not a "private foundation" as defined by Section 509(a) of the Code and is exempt from federal income tax under Section 501(a) of the Code, except for taxes imposed on unrelated business income pursuant to Section 511 of the Code. The Borrower has not received any notice from the Internal Revenue Service that its returns are being audited or its status as an organization described in Section 501(c)(3) of the Code is being investigated or challenged. The Borrower is in continued compliance with all requirements of such status. The Borrower has not taken any action or omitted to take any action, and to the best of its knowledge, knows of no action taken or omitted to be taken by any other Person, which action, if taken or omitted, could adversely affect the exclusion of interest on the Note from gross income for federal income tax purposes or the exemption of such interest from State personal income taxes. Section 6.09. Regarding the Project. (a) The Project is suitable for or used in connection with the charitable purposes of the Borrower, and the estimated Cost of the Project to be financed through the Loan is not less than $6,650,000. (b) The financing of the Project as provided under this Agreement and commitments therefor made by the Issuer have induced the Borrower to expand or locate its operations in the jurisdiction of the Issuer. (c) The Borrower anticipates that upon completion of the Acquisition, the Borrower will operate the Project as a "project" within the meaning of the Act until the Note has been paid in full. 19 121018180 (d) The Project is of the type authorized and permitted by the Act and the Project is substantially the same in all material respects to that described in the notice of public hearing published on October 18, 2019. (e) The Borrower will cause all of the proceeds of the Note to be applied solely to the payment of Costs of the Project, and not more than 5% of the Project financed with the proceeds of the Note shall be used in any "unrelated trade or business" of the Borrower within the meaning of Section 513(a) of the Code. (f) The Borrower presently in good faith estimates the Costs of the Project to equal or exceed the original principal amount of the Note. (g) The Project will be located wholly within the City of Andover, Minnesota. Section 6.10. Tax -Exempt Status of the Note. The Borrower has taken no action, and has not omitted to take any action, which action or omission would in any way affect or impair the excludability of interest on the Note from gross income of the Owners thereof for federal income tax purposes. (a) The Borrower covenants and agrees that, in order to assure that the interest on the Note shall at all times be free from federal income taxation, the Borrower represents and covenants with the Issuer and the Purchaser that it will comply with the applicable provisions of Section 103 and Section 141 through 150 of the Code and as follows: (i) The Project is and will continue to be leased to and operated by the Borrower and no portion of the Project is managed by anyone other than the Borrower or a governmental entity or an organization described in Section 501(c)(3) of the Code or pursuant to a "qualified management agreement' within the meaning of all pertinent provisions of law, including all relevant provisions of the Code and regulations, rulings and revenue procedures thereunder, including Revenue Procedure 2017-13. (ii) The Project will not be used by the Borrower in an unrelated trade or business, determined by the application of Section 513(a) of the Code except to an extent which does not adversely affect the tax-exempt status of the interest on the Note. (iii) No more than 5% of the net proceeds of the Note is to be used for any private business use as defined in Section 141(b)(6) of the Code. (iv) The payment of the principal of, or interest on, no more than 5% of the net proceeds of the Note is (under the terms of the Note or any underlying arrangement) directly or indirectly (a) secured by any interest in (i) property used or to be used for a private business use, or (ii) payments in respect of such property, or (b) to be derived from payments in respect of property, or borrowed money, used or to be used for a private business use. 20 121018180 (v) The aggregate authorized face amount of the Note (when increased by any outstanding tax-exempt "qualified 501(c)(3) bonds" issued prior to 1997, other than "qualified hospital bonds," of the Borrower, or any organization with which the Borrower is under common management or control and is a test -period beneficiary determined in accordance with Section 145(b) of the Code) does not exceed $150,000,000 or, alternatively, at least 95% of the net proceeds of the Note will be used for capital expenditures. (vi) The weighted average maturity of the Note will not exceed the estimated economic life of the Project financed by the Note by more than 20%, all within the meaning of Section 147(b) of the Code. (vii) While the Note remains outstanding, no portion of the proceeds of the Note will be used to provide any airplane, skybox or other private luxury box, any facility primarily used for gambling, or a store, the principal business of which is the sale of alcoholic beverages for consumption off premises. (viii) Not more than 2% of the proceeds of the Note will be used to finance issuance expenses. (ix) The Borrower agrees it will not use the proceeds of the Note in such a manner as to cause the Note to be an "arbitrage bond" within the meaning of Section 148 of the Code and applicable Treasury Regulations. The Borrower shall, as applicable: (A) maintain records identifying all "gross proceeds" and "replacement proceeds" (as defined in Section 148(l)(6)(B) of the Code attributable to the Note, the yield at which such gross proceeds or replacement proceeds are invested, any arbitrage profit derived therefrom (earnings in excess of the yield on the Note) and any earnings derived from the investment of such arbitrage profit; (B) make, or cause to be made as of the end of each fifth bond year, the annual determinations of the amount, if any, of excess arbitrage required to be paid to the United States, unless the Borrower obtains an Opinion of Bond Counsel to the effect that such calculations need not be made (the "Rebate Amount'); (C) pay, or cause to be paid, to the United States at least once every fifth bond year the amount, if any, which is required to be paid to the United States, including the last installment which shall be made no later than 60 days after the day on which the Note is paid in full; (D) not invest, or permit to be invested, "gross proceeds" of the Note in any acquired nonpurpose obligations so as to deflect arbitrage otherwise payable to the United States as a "prohibited payment' to a third party; and 21 121018180 (E) if applicable, retain all records of the determination of the foregoing amounts until 6 years after the Note has been fully paid. Unless the Opinion of Bond Counsel described in (B) above is provided, the Borrower agrees that, in order to comply with this paragraph (ix), it shall determine the Rebate Amount within 30 days after each 5th year of the anniversary of the Closing and upon payment in full of the Note; upon request, the Borrower shall furnish the Purchaser a certificate showing how such calculation was made. (x) The Borrower has not leased, sold, assigned, granted or conveyed and will not lease, sell, assign, grant or convey all or any portion of the Project or any interest therein to the United States or any agency or instrumentality thereof within the meaning of Section 149(b) of the Code. (xi) In addition to the Note, no other obligations have been or will be issued under Section 103 of the Code which are sold at substantially the same time as the Note pursuant to a common plan of marketing and at substantially the same rate of interest as the Note and which are payable in whole or part by the Borrower or otherwise have with the Note any common or pooled security for the payment of debt service thereon, or which are otherwise treated as the same "issue of obligations" as the Note as described in Treasury Regulations Section 1.150- (1)(c)(1); (xii) No proceeds of the Note shall be invested in investments which cause the Note to be federally guaranteed within the meaning of Section 149(b) of the Code. If at any time the moneys in such funds exceed, within the meaning of Section 149(b)(3)(B) of the Code, (i) amounts invested for an initial temporary period until the moneys are needed for the purpose for which the Note was issued, (ii) investments of a bona fide debt service fund, and (iii) investments of a reserve which meet the requirement of Section 148(d) of the Code, such excess moneys shall be invested in only those investments, which are (A) obligations issued by the United States Treasury, (B) other investments permitted under regulations, or (C) obligations which are (a) not issued by, or guaranteed by, or insured by, the United States or any agency or instrumentality thereof or (b) not federally insured deposits or accounts, all within the meaning of Section 149(b) of the Code; and (xiii) Not otherwise use proceeds of the Note, or take or fail to take any action within its control, the effect of which would be to impair the exemption of interest on the Note from federal income taxation. (xiv) Maintain such written procedures as appropriate and applicable to ensure Borrower's principal responsibility for compliance with the post -issuance requirements necessary to maintain the tax-exempt status of the interest on the Note, including requirements that must be continually monitored, including (i) monitoring the investment (pending expenditure) of Note Proceeds (and keep detailed records thereof) in order to assure compliance with the arbitrage requirements applicable to the Note, (ii) monitoring the expenditures of the Note 22 121018180 Proceeds (and keep detailed records thereof), (iii) monitoring the use of the Facilities in order to ensure that the Note continues to qualify as a qualified 501(c)(3) bond within the meaning of Section 145 of the Code, (iv) periodically consulting with Bond Counsel with respect to arbitrage issues and compliance, and (v) consulting with Bond Counsel as necessary to determine whether, and to what extent, any change in the use or purpose of the financed facility will require any remedial action under the relevant Treasury Regulations. (xv) In order to qualify the Note and this Agreement under the "governmental program" provisions of Section 1.148-1(b) of the Treasury Regulations, the Borrower (and any "related person" thereto) will take no action the effect of which would be to disqualify this Loan Agreement as an "acquired program obligation" under said Section 1.148-1(b), including entering into any arrangement, formal or informal, for the Borrower to purchase bonds or notes of the Issuer in an amount related to the amount of the Note. ARTICLE VII REPRESENTATIONS, WARRANTIES AND COVENANTS OF THE ISSUER The Issuer represents, warrants, covenants and agrees as of the Closing Date that: Section 7.01. Organization; Power; Qualification. The Issuer is a municipal corporation duly organized and existing under and pursuant to the Constitution and laws of the State, including the Act, and is authorized by the Act to execute and to enter into this Agreement and the other Note Documents to which it is a parry and to undertake the transactions contemplated herein and therein and to carry out its obligations hereunder and thereunder. Section 7.02. Authorization of Note Documents. The Issuer has all requisite power, authority and legal right to execute and deliver the Note Documents to which it is a parry and all other instruments and documents to be executed and delivered by the Issuer pursuant thereto, to perform and observe the provisions thereof and to carry out the transactions contemplated by the Note Documents. All action on the part of the Issuer which is required for the execution, delivery, performance and observance by the Issuer of the Note Documents has been duly authorized and effectively taken, and such execution, delivery, performance and observation by the Issuer do not contravene Applicable Law or any contractual restriction binding on or affecting the Issuer. Section 7.03. Enforceability. This Agreement is, and each other Note Document to which the Issuer is a parry when delivered will be, legal, valid and binding special obligations of the Issuer enforceable against the Issuer in accordance with its terms except as the enforceability thereof may be limited by bankruptcy, insolvency or similar laws affecting the enforcement of creditors' rights generally. Section 7.04. Governmental Approvals. The Issuer has duly approved the issuance of the Note and the Loan of the proceeds thereof to the Borrower for the Acquisition; no other authorization or approval or other action by, and no notice to or filing with, any Governmental 23 121018180 Authority is required as a condition to the performance by the Issuer of its obligations under any Note Documents. Section 7.05. No Default. (a) There is no default of the Issuer in the payment of the principal of or interest on any of its indebtedness for borrowed money or under any instrument or instruments or agreements under and subject to which any indebtedness for borrowed money has been incurred which does or could affect the validity and enforceability of the Note Documents or the ability of the Issuer to perform its obligations hereunder or thereunder, and no event has occurred and is continuing under the provisions of any such instrument or agreement which constitutes or, with the lapse of time or the giving of notice, or both, would constitute such a default. (b) The Issuer is not in default under any of the provisions of the laws of the State, where any such default would affect the issuance, validity or enforceability of the Note or the transactions contemplated by the Note Documents to which it is a party. Section 7.06. Obligations of Issuer. With respect to the Note, there are no other obligations of the Issuer that have been, are being or will be (i) sold at substantially the same time, (ii) sold pursuant to the same plan of financing, and (iii) reasonably expected to be paid from substantially the same source of funds Section 7.07. Noncontravention. The execution, delivery and performance of this Agreement, the Note and each of the other Note Documents in accordance with their respective terms do not and will not (a) contravene the Act, (b) require any consent or approval of any creditor of the Issuer, (c) violate any Applicable Law (including Regulations G, T, U or X of the Board of Governors of the Federal Reserve System, or any successor regulations) or (d) conflict with, result in a material breach of or constitute a material default under any Contract to which the Issuer is a party or by which it may be bound. Section 7.08. Compliance with Law. In connection with the authorization, issuance and sale of the Note, the Issuer has complied with all provisions of the Constitution and laws of the State, including the Act. Section 7.09. Litigation. There is no action, suit, proceeding, inquiry or investigation at law or in equity or before or by any court, public board or body pending, or, to the best knowledge of the Issuer, threatened against or affecting the Issuer wherein an unfavorable decision, ruling or finding would adversely affect (i) the transactions contemplated by, or the validity or enforceability of, the Note and the other Note Documents to which it is a party or (ii) the tax-exempt status of interest on the Note. Section 7.10. Security. The Issuer has not assigned or pledged and will not assign or pledge its interest in this Agreement for any purpose other than to secure the Note. The Note constitutes the only bonds or other obligations of the Issuer in any manner payable from this Agreement, and except for the Note, no bonds or other obligations have been or will be issued on the basis of this Agreement. ME 12101818v3 Section 7.11. Blue Sky. No representation is made herein as to compliance with the securities or "blue sky" laws of any jurisdiction. Section 7.12. Pending Legislation and Decisions. There is no amendment, or to the knowledge of the Issuer, proposed amendment to the Constitution of the State or any State law or any administrative interpretation of the Constitution of the State or any State law, or any legislation that has passed either house of the legislature of the State, or any judicial decision interpreting any of the foregoing, the effect of which will materially adversely affect the issuance of the Note, the security for the Note or the Issuer's obligations hereunder or under any of the other Note Documents, or the Issuer's ability to repay when due its obligations under this Agreement, the Note and the other Note Documents. Section 7.13. Tax Covenants of the Issuer. (a) The Issuer covenants and agrees as follows: (i) the Issuer will not knowingly take or permit any action to be taken that would adversely affect the exclusion from gross income for federal income tax purposes of the interest on the Note and, if it should take or permit any such action, the Issuer shall take all lawful actions within its power and control to rescind such action promptly upon having knowledge thereof; and (ii) the Issuer will take such action or actions, including amending this Agreement, as may be reasonably necessary in the opinion of Bond Counsel to comply fully with all Applicable Laws, policies, procedures or other official statements promulgated or, to the extent necessary in the opinion of Bond Counsel, proposed, by the United States Treasury or the Internal Revenue Service pertaining to obligations described in Section 103 of the Code. (b) The Issuer covenants and agrees that it has not taken or permitted to be taken any action which will cause the interest on the Note to become includable in gross income for federal income tax purposes; provided that none of the covenants and agreements contained in this Section 7.13 will require the Issuer to enter an appearance or intervene in any administrative, legislative or judicial proceeding in connection with any changes in Applicable Laws or in connection with any generally applicable decisions of any Governmental Authority affecting the exclusion from gross income for federal income tax purposes of interest on the Note; and provided further that the Issuer's responsibilities, if any, pursuant to this paragraph shall be limited to actions within its control. ARTICLE VIII MAINTENANCE AND TAXES Section 8.01. Borrower's Obligations to Maintain and Repair. The Borrower agrees that during the term of this Agreement it will keep and maintain all of its material properties and equipment (including the Facilities) necessary to the operation of its business in good condition, repair and working order, ordinary wear and tear excepted, and will make or cause to be made from time to time all repairs thereto (including external and structural repairs) and renewals and replacements thereto necessary for the operation thereof. 25 121018180 Section 8.02. Taxes and Other Charges. The Borrower will promptly pay and discharge or cause to be promptly paid and discharged, before the same become delinquent, all taxes, assessments, governmental charges or levies and all utility and other charges incurred in the operation, maintenance, use, occupancy and upkeep of the Facilities imposed upon it or in respect of the Facilities before the same shall become in default, as well as all lawful claims which, if unpaid, might become a lien or charge upon the Facilities or any part thereof, except such that are contested in good faith by the Borrower for which the Borrower has maintained adequate reserves. ARTICLE IX INSURANCE, EMINENT DOMAIN AND DAMAGE AND DESTRUCTION Section 9.01. Insurance. The Borrower will, during the term of this Agreement and at all times while the Note is Outstanding, continuously maintain casualty and liability insurance on the Facilities in amounts and covering such risks as are customarily insured against by businesses of like size and type, paying as the same become due all premiums in respect thereof. In addition the Borrower shall comply, or cause compliance, with applicable worker's compensation laws of the State. Section 9.02. Provisions Respecting Eminent Domain; Damage; Destruction. In case of a taking or proposed taking of all or any part of the Facilities or any right therein by Eminent Domain, the party hereto upon which notice of such taking is served shall give prompt written notice to the other parties hereto. Each such notice shall describe generally the nature and extent of the taking or proposed taking and any proceedings or negotiations related thereto. If at any time while the Note is Outstanding, the Facilities, or any material portion thereof, shall be damaged or destroyed by fire, flood, windstorm or other casualty, or title to, or the temporary use of, the Facilities, or any material portion thereof, shall have been taken by the power of Eminent Domain, the Borrower (unless it shall have exercised its option to prepay the Note in whole) shall cause the Net Proceeds or an amount equal thereto to be used for the repair, reconstruction, restoration or improvement of the Facilities or the redemption of the Note, or any combination thereof. In case of any damage to or destruction of all or any part of the Facilities exceeding $50,000, the Borrower shall give prompt written notice thereof to the Issuer and the Purchaser. Notwithstanding the above, the Borrower shall comply with the terms of the Continuing Covenant Agreement relating to the use of Net Proceeds. ARTICLE X SPECIAL COVENANTS Section 10.01. Access to the Facilities and Inspection. The Issuer and the Purchaser, and their respective agents and employees, shall have the right, at all reasonable times during normal business hours of the Borrower upon the furnishing of reasonable notice to the Borrower under the circumstances, to enter upon and examine and inspect the Project and to examine and copy the books and records of the Borrower insofar as such books and records relate to Costs of the Project or the Note Documents. 26 12101818v3 Section 10.02. Further Assurances and Corrective Instruments. Subject to the provisions of this Agreement, the Issuer and the Borrower agree that they will, from time to time, execute, acknowledge and deliver, or cause to be executed, acknowledged and delivered, such supplements and amendments hereto and such further instruments as may reasonably be required for carrying out the intention or facilitating the performance of this Agreement or the transactions contemplated hereby. Section 10.03. Recording and Filing; Other Instruments. The Borrower authorizes Purchaser to cause this Agreement and all necessary financing statements (including continuation statements) to be recorded and filed in such manner and in such places as may be required by law to fully preserve and protect the security of the Owners and the rights of the Purchaser and to perfect any security interest created by this Agreement. The Borrower authorizes Purchaser to file continuation statements as required by law in order fully to preserve and to protect the rights of the Purchaser or the Issuer in the assignment of certain rights of the Issuer under this Agreement. The Borrower and the Issuer shall execute and deliver all instruments and shall furnish all information and evidence deemed necessary or advisable in order to enable the Purchaser to comply with this Section. The Borrower authorizes the Purchaser to file and re -file and record and re-record or to cause to be filed and re -filed and recorded and re-recorded all instruments required to be filed and re -filed and recorded and re-recorded and to continue or cause to be continued the liens of such instruments for so long as the Note shall be Outstanding and any other amounts remain due and payable under the Continuing Covenant Agreement. Section 10.04. Tax -Exempt Status. The Borrower covenants and agrees that it has not taken and will not take or cause to be taken, and has not omitted and will not omit or cause to be omitted, any action which will result in interest paid on the Note being included in gross income of the Owners of the Note for the purposes of federal income taxation. The Borrower covenants and agrees that it will take or cause to be taken all required actions necessary to preserve the exclusion from gross income for federal income tax purposes of interest on the Note; and the Issuer covenants and agrees that it will take or cause to be taken all required actions to preserve the exclusion from gross income for federal income tax purposes of interest on the Note; provided that the Issuer has no obligation or responsibility to direct or cause the Borrower to take any action. Section 10.05. Indemnity Against Claims. The Borrower will pay and discharge and will indemnify and hold harmless the Issuer and the Purchaser, and their respective directors, members, officers, employees and agents, from any taxes, assessments, impositions and other charges in respect of the Project. If any such claim is asserted, or any such lien or charge upon payments, or any such taxes, assessments, impositions or other charges, are sought to be imposed, the Issuer or the Purchaser, as the case may be, will give prompt written notice to the Borrower; provided, however, that the failure to provide such notice will not relieve the Borrower of the Borrower's obligations and liability under this Section and will not give rise to any claim against or liability of the Issuer or the Purchaser. The Borrower shall have the sole right and duty to assume, and shall assume, the defense thereof, with counsel reasonably acceptable to the Person on behalf of whom the Borrower undertakes a defense, with full power to litigate, compromise or settle the same in its sole discretion. 27 12101818v3 Section 10.06. Release and Indemnification. The Borrower shall at all times protect, indemnify and hold the Issuer and the Governing Body, and their respective members, directors, officers, employees, attorneys and agents, harmless against any and all liability, losses, damages, costs, expenses, taxes, causes of action, suits, claims, demands and judgments of any nature arising from or in connection with the Acquisition or the use or occupancy of the Facilities, including all claims or liability resulting from, arising out of or in connection with the acceptance or administration of the Note Documents or the trusts thereunder or the performance of duties under the Note Documents or any loss or damage to property or any injury to or death of any Person that may be occasioned by any cause whatsoever pertaining to the Project or the use thereof, including any lease thereof or assignment of any interest in this Agreement, such indemnification to include the reasonable costs and expenses of defending itself or investigating any claim of liability and other reasonable expenses and attorneys' fees incurred by the Issuer and the Governing Body, and their respective members, directors, officers, employees, attorneys and agents, in connection therewith, provided that the benefits of this Section shall not inure to any Person other than the Issuer, the Governing Body, and their respective members, directors, officers, employees, attorneys and agents, and provided further that such loss, damage, death, injury, claims, demands or causes shall not have resulted from the gross negligence or willful misconduct of the Issuer, the Governing Body or such members, directors, officers, employees, attorneys and agents. The obligations of the Borrower under this Section shall survive the termination of this Agreement. Section 10.07. Non -Arbitrage Covenant. (a) The Borrower covenants that it will (i) not take, or fail to take, any action or make any investment or use of the proceeds of the Note that would cause the Note to be an "arbitrage bond" within the meaning of Section 148 of the Code and (ii) comply with the requirements of Section 148 of the Code. (b) In the event that all of the proceeds of the Note, including the investment proceeds thereof, are not expended in a manner so as to qualify for an exemption from arbitrage rebate, or if for any other reason a rebate is payable to the United States pursuant to Section 148 of the Code, the Borrower shall calculate, or cause to be calculated, the Rebate Amount to the United States of America, as described in the Tax Certificate. The Borrower agrees to pay the amount so calculated, together with supporting documentation, to the Purchaser so as to permit the Purchaser to pay such rebate to the United States of America at the times required by the Code. The amount paid by the Borrower to the Purchaser shall be deposited into a special fund designated as the Rebate Fund, which shall be created and maintained in accordance with the terms of the Tax Certificate. The Borrower shall maintain or cause to be maintained records of the determinations of the rebate, if any, pursuant to this Section 10.07(b) until six (6) years after the retirement of the Note. This Section 10.07(b) shall be construed in accordance with Section 148(f) of the Code, including any applicable tax regulations promulgated under the Code. Nothing contained in this Agreement shall be interpreted or construed to require the Issuer to pay any applicable rebate, such obligation being the sole responsibility of the Borrower. The Borrower shall pay all fees, costs and expenses associated with calculation of the Rebate Amount and upon request from the Issuer provide the Issuer with a copy of such calculation. The Issuer covenants that, if so requested by the Borrower, it shall execute any form required to be signed by an issuer of tax-exempt bonds in connection with the W 121018180 payment of any rebate or the recovery of overpayment of any rebate amount under the Code (including Internal Revenue Service Form 8038-T and Internal Revenue Service Form 8038-R). The Borrower shall supply all information required to be stated in such form and shall prepare such form. Except for the execution and delivery of such form upon timely presentation by the Borrower, the Issuer shall have no responsibility for such form or the information stated thereon. Section 10.08. Notice of Determination of Taxability. Promptly after the Borrower first becomes aware of the occurrence of a Determination of Taxability or an event that could trigger the occurrence of a Determination of Taxability, the Borrower shall give written notice thereof to the Issuer and the Purchaser. Section 10.09. Duties and Obligations. The Borrower covenants and agrees that it will fully and faithfully perform all the duties and obligations that the Issuer has covenanted and agreed in this Agreement to cause the Borrower to perform and any duties and obligations that the Borrower is required to perform. The foregoing shall not apply to any duty or undertaking of the Issuer that by its nature cannot be delegated or assigned. Section 10.10. Financial Statements. The Borrower shall, upon request, deliver to the Purchaser and the Issuer as soon as practicable and in any event within 150 days after the end of each Fiscal Year, the audited financial statements of the Borrower for such Fiscal Year. Section 10.11. Compliance with Laws. The Borrower shall comply with all Applicable Laws. Section 10.12. Maintenance of Existence. The Borrower agrees that it will maintain its organizational existence, will not dissolve or otherwise dispose of all or substantially all of its Property and will not consolidate with or merge into another Person or permit one or more other Persons to consolidate with or merge into it, except in strict compliance with the terms of Applicable Law and the Continuing Covenant Agreement. Section 10.13. IRS Audit Expenses. The Borrower agrees to pay any reasonable costs incurred by the Issuer or the Purchaser as a result of the Issuer's or the Purchaser's compliance with an audit, random or otherwise, by the Internal Revenue Service or the Minnesota Department of Revenue with respect to the Note or the Project. Section 10.14. Reports to Issuer. Annually, not later than March 1, in every year while any portion of the Note remains Outstanding, the Borrower agrees to provide a report to the Issuer documenting the then -outstanding principal amount of the Note. This provision cannot be enforced by the Purchaser. ARTICLE XI ASSIGNMENT, LEASE AND SALE Section 11.01. Restrictions on Transfer of Issuer's Rights. The Issuer agrees that, except for the assignment of certain of its rights, title and interests under this Agreement to the Q: 121018180 Purchaser, it will not during the term of this Agreement sell, assign, transfer or convey its rights, title and interests in this Agreement except as provided in Section 11.02. Section 11.02. Assignment of Agreement by the Borrower or Lease or Sale of Project. All or a portion of the rights, duties and obligations of the Borrower under this Agreement may be assigned by the Borrower and the Project may be leased or sold as a whole or in part by the Borrower, without having to obtain the consent of the Issuer; provided that unless permitted in the immediately succeeding sentence, the Borrower shall not be released from its obligations hereunder in connection with any such assignment, lease or sale. Upon the assignment of all of the Borrower's rights, duties and obligations under this Agreement or the lease or sale of the Project as a whole, the Purchaser may execute a release of the Borrower from its obligations hereunder and under the other Note Documents and all references to the "Borrower" in this Agreement, the other Note Documents and the Note shall mean the assignee, lessee or purchaser if (i) such assignee, lessee or purchaser assumes the Borrower's obligations hereunder in writing, (ii) such assignee, lessee or purchaser has a consolidated tangible net worth (after giving effect to such assignment, lease or sale) of not less than the consolidated tangible net worth of the Borrower and its consolidated subsidiaries immediately prior to such assignment, lease or sale; (iii) no Event of Default has occurred and is continuing hereunder, and (iv) the Purchaser has consented in writing to such release. Prior to any assignment, lease or sale pursuant to this Section, the Borrower shall have caused to be delivered to the Issuer and the Purchaser, an Approving Opinion, satisfactory in form and substance to each of them. For purposes of this Section, the term "consolidated tangible net worth" means the difference obtained by subtracting total consolidated liabilities (not including as a liability any capital or surplus item) from total consolidated tangible assets of the Borrower and all of its consolidated Affiliates, computed in accordance with GAAP. ARTICLE XII EVENTS OF DEFAULT Section 12.01. Events of Default. The term "Event of Default" shall mean any one or more of the following events: (a) Failure by the Borrower to make any payment required to be paid pursuant to Section 3.02; (b) The occurrence of an Event of Default under the Continuing Covenant Agreement; (c) Any representation or warranty made or deemed made by or on behalf of the Issuer or the Borrower contained in this Agreement or in any instrument furnished in compliance with or in reference to this Agreement proves false or misleading in any material respect as of the date of the making or furnishing thereof, (d) [Intentionally omitted;] (e) Failure by the Borrower to observe or perform any of its other covenants, conditions, payments or agreements under this Agreement (other than as described in Sections 12.01 (a), 12.01(b), or 12.01(c)) for a period of thirty (30) days after written notice, 30 121018180 specifying such failure and requesting that it be remedied, is given to the Borrower by the Issuer or the Purchaser; (f) The Borrower shall (i) apply for or consent to the appointment of, or the taking of possession by, a receiver, custodian, assignee, sequestrator, trustee, liquidator or similar official of the Borrower of all or a substantial part of its property, (ii) admit in writing its inability, or be generally unable, to pay its debts as such debts become due, (iii) make a general assignment for the benefit of its creditors, (iv) commence a voluntary case under the Bankruptcy Code (as now or hereafter in effect), (v) file a petition seeking to take advantage of any other federal or state law relating to bankruptcy, insolvency, reorganization, arrangement, winding -up or composition or adjustment of debts, (vi) fail to controvert in a timely or appropriate manner, or acquiesce in writing to, any petition filed against the Borrower in an involuntary case under the Bankruptcy Code, or (vii) take any corporate action for the purpose of effecting any of the foregoing; or (g) A proceeding or case shall be commenced, without the application or consent of the Borrower, in any court of competent jurisdiction, seeking (i) the liquidation, reorganization, arrangement, dissolution, winding -up, composition or adjustment of debts of the Borrower, and such case or proceeding is not dismissed within 90 days, (ii) the appointment of a trustee, receiver, custodian, assignee, sequestrator, liquidator or similar official of the Borrower or of all or any substantial part of its assets, and such case or proceeding is not dismissed within 90 days, or (iii) similar relief in respect of the Borrower under any law relating to bankruptcy, insolvency, reorganization, arrangement, winding -up, composition or adjustment of debts or an order for relief against the Borrower shall be entered in an involuntary case under the Bankruptcy Code. Section 12.02. Rights and Remedies. (a) Upon the occurrence of an Event of Default, the Purchaser (i) may by notice to the Issuer and the Borrower, declare the obligations of the Issuer under the Note and the obligations of the Borrower hereunder, under the Loan and under the Continuing Covenant Agreement to be immediately due and payable, and the same shall thereupon become immediately due and payable (provided that, the obligations of the Issuer and the Borrower shall be and become automatically and immediately due and payable without such notice upon the occurrence of an Event of Default described in Section 12.01(f) or (g)), without demand, presentment, protest or further notice of any kind, all of which are hereby expressly waived by the Issuer and the Borrower; (ii) may cure any default, event of default or event of nonperformance under this Agreement or any of the other Note Documents (in which event the Borrower shall reimburse the Purchaser therefor pursuant to the Continuing Covenant Agreement); (iii) may, subject to payments due under the Lease, exercise its banker's lien or right of set off, (iv) may proceed to protect its rights by suit in equity, action at law or other appropriate proceedings, whether for specific performance of any covenant or agreement of the Issuer or the Borrower herein contained or in and of the exercise of any power or remedy granted to the Purchaser hereunder or under any of the Note Documents and/or (v) may exercise any other rights or remedies available under any Note Document, any other agreement or at law or in equity. The rights and remedies of the Purchaser specified herein are for the sole and exclusive benefit, use and protection of 31 121018180 the Purchaser, and the Purchaser is entitled, but shall have no duty or obligation to the Issuer, the Borrower or otherwise, (A) to exercise or to refrain from exercising any right or remedy reserved to the Purchaser, or (B) to cause any other parry to exercise or to refrain from exercising any right or remedy available to it under any of the Note Documents. (b) From and after the occurrence of an Event of Default, all amounts owing to the Purchaser hereunder, under the Note or under the other Note Documents shall accrue interest daily at the Default Rate. Interest accruing at the Default Rate shall be due and payable on demand. (c) If the Purchaser shall have elected in its sole discretion the remedy set forth in Section 12.02(a)(i), the Issuer and the Borrower shall immediately pay all amounts outstanding hereunder, under the Note and under the other Note Documents. Section 12.03. Application of Moneys. All of the moneys realized through the exercise of the remedies provided in Section 12.02 shall be used to pay principal and Purchase Price of and interest on the Note then due or overdue and costs incurred in the collection thereof (including reasonable attorneys' fees). If the available moneys are not sufficient on any payment date to pay principal and Purchase Price of and interest on the Note then due or overdue and costs incurred in the collection thereof (including reasonable attorneys' fees), they shall be applied first to the payment of costs incurred in the collection thereof (including reasonable attorneys' fees), second to interest then due on the Note, in the order of maturity of the installments of such interest, third to the payment of the unpaid principal or Purchase Price of the Note which shall have become due, by reason of maturity, redemption, acceleration or otherwise and, fourth to the payment of any other amounts owed by the Borrower to the Purchaser pursuant to the Note Documents. Section 12.04. No Waiver; Remedies. No failure on the part of the Purchaser to exercise, and no delay in exercising, any right, power or privilege under this Agreement shall operate as a waiver of such right, power or privilege; nor shall any single or partial exercise of any right, power or privilege under this Agreement preclude any other further exercise of such right, power or privilege or the exercise of any other right, power or privilege. The rights and remedies herein provided are cumulative and not exclusive of any rights or remedies provided by law or which the Purchaser would otherwise have. ARTICLE XIII MISCELLANEOUS Section 13.01. Amendments and Waivers. No amendment or waiver of any provision of this Agreement nor consent to any departure by the Borrower or the Issuer from any such provision shall in any event be effective unless the same shall be in writing and signed by the Purchaser. Any such waiver or consent shall be effective only in the specific instance and for the specific purpose for which given. In the event any agreement contained in this Agreement should be breached by the Borrower or the Issuer and thereafter waived by the Purchaser, such waiver shall be limited to the particular breach so waived for the specific period set out in such waiver and such waiver shall not constitute a waiver of such breach for any other period and shall not waive any other or similar breach hereunder. 32 121018180 Section 13.02. Execution in Counterparts. This Agreement may be executed in several counterparts, each of which shall be an original and all of which shall constitute but one and the same instrument. Section 13.03. Notices. Except as otherwise provided herein, all notices, approvals, consents, requests, and other communications hereunder shall be in writing and shall be deemed to have been given when the writing is delivered if given or delivered by hand, overnight delivery service or facsimile transmitter (with confirmed receipt) to the address or facsimile number set forth below and shall be deemed to have been given on the date three days after being deposited in the mail, if mailed, by first-class, registered or certified mail, postage prepaid, addressed as set forth below. Where required herein, notice shall be given by telephone, and promptly confirmed in writing, and shall be deemed given when given by telephone to the telephone numbers set forth below. The Issuer, the Borrower, and the Purchaser may, by written notice given hereunder, designate any different addresses, phone numbers and facsimile numbers to which subsequent notices, certificates, approvals, consents, requests or other communications shall be sent. To the Issuer: City of Andover, Minnesota 1685 Crosstown Blvd NW Andover, MN 55304-2612 Attention: City Administrator Telephone: 763-755-5100 Facsimile: To the Borrower: Young Men's Christian Association of the Greater Twin Cities 651 Nicollet Mall, Ste 500 Minneapolis, MN 55402 Attention: Chief Financial and Administrative Officer Telephone: 612-465-0585 Facsimile: 612-623-1006 To the Purchaser: PNC Bank, National Association 411 East Wisconsin Avenue, Suite 400 Milwaukee, WI 53202 Attention: Emily Alwood Telephone: 414-270-7951 Facsimile: 312-338-8152 Section 13.04. Severability. If any provision of this Agreement is held to be in conflict with any applicable statute or rule of law or is otherwise held to be unenforceable for any reason whatsoever, such circumstances shall not have the effect of rendering the other provisions herein contained invalid, inoperative, or unenforceable to any extent whatsoever. The invalidity of any one or more phrases, sentences, clauses or Sections of this Agreement shall not affect the remaining portions of this Agreement or any part thereof. 33 121018180 Section 13.05. Payments Due on Non -Business Days. In any case where the date of maturity of interest on or redemption premium, if any, or principal of the Note or the date fixed for redemption or purchase of the Note shall not be a Business Day, then payment of such Purchase Price, interest, redemption premium or principal, unless otherwise provided herein, need not be made on such date but shall be made on the immediately succeeding Business Day, with the same force and effect as if made on the date of maturity or the date fixed for redemption, and, in the case of such payment, no interest shall accrue for the period from and after such date. Section 13.06. Liability of the Purchaser. Neither the Purchaser nor any of its officers, directors, employees or agents shall be liable or responsible for any of the following: (i) the use that may be made of the Note Proceeds, the Loan or any amounts made available by the Purchaser hereunder or for any acts or omissions of the Issuer or the Borrower in connection therewith; or (ii) the validity, sufficiency or genuineness of documents, or of any endorsement(s) thereon, even if such documents should in fact prove to be in any or all respects invalid, insufficient, fraudulent or forged unless caused by Purchaser or its officers, directors, employees or agents. In furtherance and not in limitation of the foregoing, the Purchaser may accept documents that appear on their face to be in order, without responsibility for further investigation, regardless of any notice or information to the contrary. Section 13.07. Governing Law. This Agreement shall be governed by and interpreted in accordance with the laws of the State. Section 13.08. Captions. The captions or headings in this Agreement are for convenience only and in no way define, limit or describe the scope or intent of any provisions or Sections of this Agreement. Section 13.09. Successors and Assigns. This Agreement is a continuing obligation and shall be binding upon and inure to the benefit of the Issuer, the Borrower, the Purchaser and their respective successors, endorsees and assigns (but no other Person shall have any benefit, right or interest under or because of this Agreement), except that neither the Issuer nor the Borrower may assign or transfer its rights or obligations hereunder without the prior written consent of the Purchaser. Section 13.10. Complete and Controlling Agreement. This Agreement and the other Note Documents completely set forth the agreements among the Issuer, the Purchaser and the Borrower and fully supersede all prior agreements, both written and oral, among the Purchaser, the Issuer and the Borrower relating to all matters set forth herein and in the Note Documents. Section 13.11. Contractual Interpretation. The parties acknowledge that they have read and fully understand the terms of this Agreement, have consulted with such attorneys, accountants, advisors, or other professionals as they have deemed appropriate prior to executing this Agreement with adequate opportunity and time for review thereof, and are fully aware of its contents and of its legal effect. Accordingly, neither this Agreement nor any ambiguity herein shall be construed against any party on the grounds that such party drafted this Agreement and instead, this Agreement shall be interpreted as though drafted equally by all parties. 34 121018180 Section 13.12. Electronic Signatures. The parties agree that the electronic signature of a party to this Agreement shall be as valid as an original signature of such party and shall be effective to bind such parry to this Agreement. The parties agree that any electronically signed document (including this Agreement) shall be deemed (i) to be "written" or "in writing," (ii) to have been signed and (iii) to constitute a record established and maintained in the ordinary course of business and an original written record when printed from electronic files. Such paper copies or "printouts," if introduced as evidence in any judicial, arbitral, mediation or administrative proceeding, will be admissible as between the parties to the same extent and under the same conditions as other original business records created and maintained in documentary form. Neither parry shall contest the admissibility of true and accurate copies of electronically signed documents on the basis of the best evidence rule or as not satisfying the business records exception to the hearsay rule. For purposes hereof, "electronic signature" means a manually signed original signature that is then transmitted by electronic means; "transmitted by electronic means" means sent in the form of a facsimile or sent via the internet as a "pdf' (portable document format) or other replicating image attached to an e mail message; and, "electronically signed document" means a document transmitted by electronic means and containing, or to which there is affixed, an electronic signature. Section 13.13. Third Party Beneficiaries. The Owners shall be third party beneficiaries of this Agreement, and as such also agree and contract with the parties hereto to carry out all of their obligations hereunder. Section 13.14. Limitation of Issuer's Liability. It is understood and agreed by the Borrower and the Purchaser that no covenant of the Issuer herein shall give rise to a pecuniary liability of the Issuer or a charge against its general credit, or taxing powers. It is further understood and agreed by the Borrower and the Purchaser that the Issuer shall incur no pecuniary liability hereunder, and shall not be liable for any expenses related hereto, including administrative expenses and fees and disbursements of the Issuer's attorney, Bond Counsel and fiscal consultant retained in connection therewith, all of which expenses the Borrower agrees to pay. Section 13.15. Issuer's Attorneys' Fees and Costs. If, notwithstanding the provisions of Section 13.14 hereof, the Issuer incurs any expense, or suffers any losses, claims or damages, or incurs any liabilities in connection with the transaction contemplated by this Agreement, the Borrower will indemnify and hold harmless the Issuer from the same and will reimburse the Issuer for any reasonable legal or other expenses incurred by the Issuer in relation thereto. The Borrower shall also reimburse the Issuer for all other costs and expenses, including without limitation reasonable attorneys' fees, paid or incurred by the Issuer in connection with (i) the discussion, negotiation, preparation, approval, execution and delivery of this Agreement, the Note, and the documents and instruments related hereto or thereto; (ii) any amendments or modifications hereto or to the Note, and any document, instrument or agreement related hereto or thereto, and the discussion, negotiation, preparation, approval, execution and delivery of any and all documents necessary or desirable to effect such amendments or modifications; and (iii) the enforcement by the Issuer during the term hereof or thereafter of any of the rights or remedies of the Issuer hereunder or under the Note, or any document, instrument or agreement related hereto or thereto, including costs and expenses of collection following an Event of Default, whether or not suit is filed with respect thereto. 35 12101818v3 Section 13.16. Release. The Borrower hereby acknowledges and agrees that the Issuer shall not be liable to the Borrower, and hereby releases and discharges the Issuer from any liability, for any and all losses, costs, expenses (including attorneys' fees), damages, judgments, claims and causes of action, paid, incurred or sustained by the Borrower as a result of or relating to any action, or failure or refusal to act, on the part of the Purchaser with respect to this Agreement or the documents and transactions related hereto or contemplated hereby, including the exercise by the Purchaser of any of its rights or remedies pursuant to Article VI, the Note, or any collateral security documents. The Borrower's release of the Issuer pursuant to the preceding sentence does not extend to the Purchaser following the assignment of the Issuer's rights to the Purchaser hereunder. [Remainder of page intentionally left blank] 36 121018180 IN WITNESS WHEREOF, the parties hereto have caused this Financing Agreement to be duly executed and delivered by their respective officers thereunto duly authorized as of the date first above written. CITY OF ANDOVER, MINNESOTA By Julie Trude Mayor By James Dickinson City Administrator [Signatures continued on following page] S-1 12101818x3 [Signature page to Financing Agreement] YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES By Name: Karen Larson Title: Chief Financial and Administrative Officer [Signatures continued on following page] S-2 121018180 [Signature page to Financing Agreement] PNC BANK, NATIONAL ASSOCIATION, as Purchaser By Name Title a] 121018180 EXHIBIT A INTEREST RATE PROVISIONS Section 1.01. Definitions. In addition to words and terms defined elsewhere in the Agreement, for the purposes of calculating the interest rate on the Note, the following words and terms as used in the Agreement, the recitals thereto and this Exhibit A shall have the following meanings unless the context or use clearly indicates another or different meaning or intent. "Note Interest is Taxable" means that interest paid or to be paid on a Note is or will be includable for federal income tax purposes in the gross income of the Purchaser or any other Owner thereof, but excluding the inclusion of interest on such Note as an item of tax preference for purposes of the calculation of an alternative minimum tax imposed on the Purchaser or such other Owner. "Determination of Taxability" means (a) any determination, decision, decree or advisement by the Commissioner of Internal Revenue, or any District Director of Internal Revenue or any court of competent jurisdiction to the effect that Note Interest is Taxable, or (b) the delivery to the Purchaser or any Owner of an Opinion of Counsel, delivered by Note Counsel, to the effect that Note Interest is Taxable. A Determination of Taxability also shall be deemed to have occurred on the first to occur of the following: (i) the date when the Borrower files any statement, supplemental statement, or other tax schedule, return or document, which discloses that Note Interest is Taxable; (ii) the effective date of any federal legislation enacted or federal rule or regulation promulgated after the date of this Agreement which has the effect that Note Interest is Taxable; or (iii) if upon sale, lease or other deliberate action within the meaning of Treas. Reg. § 1.141-2(d), the failure to receive an Approving Opinion. "Fixed Rate" means a per annum rate of interest equal to [% "Interest Payment Date" means (a) the first Business Day of each calendar month; (b) for the Note subject to redemption in whole or in part on any date, the date of such redemption and (c) the Maturity Date. "Maximum Federal Corporate Tax Rate" means the maximum rate of income taxation imposed on corporations pursuant to Section I l(b) of the Code, as in effect from time to time or, if as a result of a change in the Code the rate of income taxation imposed on corporations generally shall not be applicable to the Purchaser, the maximum statutory rate of federal income taxation which could apply to the Purchaser. As of the Issue Date, the Maximum Federal Corporate Tax Rate is 21%. "Maximum Lawful Rate" means the maximum, non -usurious, lawful rate of interest that may be contracted for, charged or received in connection with the relevant obligation under A -I 121018180 applicable law without regard to any filing made by a lender with respect to notice of rates in excess of any statutory or regulatory threshold interest rate. "Taxable Date" means the date on which interest on the Note is first includable in gross income of an Owner (including any previous Owner) thereof as a result of a Determination of Taxability. "Taxable Rate" means, for any date of determination, the rate of interest per annum equal to the product of the interest rate on the Note then in effect multiplied by the quotient of (a) one divided by (b) one minus the then current Maximum Federal Corporate Tax Rate in effect on the date of calculation. Section 1.02. Interest Rate on the Note. The interest rate on the Note shall be calculated as follows: (a) General. The Note shall bear interest from the Issue Date, until paid, at the rate set forth herein (computed on the basis of a 360 -day year (consisting of twelve 30 -day months)). (b) InterestAccrual. Interest accrued on the Note shall be paid on each Interest Payment Date (or, if such day is not a Business Day, the next succeeding Business Day) commencing on the first Interest Payment Date following the Issue Date. The interest rate on the Note will be determined as provided in this Exhibit A except that no rate shall exceed the Maximum Lawful Rate. (c) Fixed Rate. The Note shall bear interest at the Fixed Rate. (d) Determination of Rate Conclusive. The determination of the interest rate on the Note, and its calculation of the amount of interest due for any period, by the Purchaser shall be conclusive and binding upon the Issuer, the Borrower, and the Owners absent manifest error. (e) No Liability. In determining the interest rate or rates that the Note shall bear as provided in this Section, the Purchaser shall not have any liability to the Issuer, the Borrower or any Owner except for Purchaser's gross negligence or willful misconduct. (f) Adjustments to Interest Rates. Notwithstanding anything to the contrary herein, (i) from and after any Taxable Date, the interest rate on the Note shall be established at a rate equal to the Taxable Rate, and (ii) subject to the interest rate limitations of Section 1.02(b) of this Exhibit A, upon the occurrence and continuation of any Event of Default, from and after the effective date of such Event of Default, the interest rate on the Note shall be established at a rate equal to the Default Rate. In the event that more than one of a Taxable Date and an Event of Default have occurred, the interest rate on the Note shall be established at a rate equal to the greatest of (A) the Default Rate, if any Event of Default has occurred, (B) the Taxable Rate, if a Taxable Date has occurred, and (C) the interest rate that otherwise would be applicable to the Note but for the provisions of this paragraph. FEW 121018180 (g) Excess Interest. Notwithstanding anything in this Agreement to the contrary, if the rate of interest on the Note exceeds the Maximum Lawful Rate for such Note, then (i) such Note shall bear interest at the Maximum Lawful Rate and (ii) interest calculated at the rate equal to the difference between (A) the rate of interest for such Note as calculated pursuant to this Agreement and (B) the Maximum Lawful Rate (the "Excess Interest') shall be deferred until such date as the Note bears interest at an interest rate below the Maximum Lawful Rate, as calculated pursuant to Section 1.02 of this Exhibit A, at which time Excess Interest shall be payable with respect to such Note in amounts that, when combined with the then -current interest due on the Note, do not exceed payment at the Maximum Lawful Rate. Payments of deferred Excess Interest shall no longer be due and payable upon the earlier to occur of the date on which the Note is tendered for purchase in accordance with the terms hereof and are so paid or such Note is paid in full. A-3 121018180 EXHIBIT B FORM OF NOTE THIS NOTE MAY NOT BE TRANSFERRED EXCEPT IN ACCORDANCE WITH SECTION 2.07 OF THE AGREEMENT AND AS PROVIDED HEREIN Interest Rate REGISTERED OWNER: United States of America State of Minnesota County of Anoka City of Andover Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project) Series 2019 No. R - Maturity Date November , 2029 Issue Date November _, 2019 PNC BANK, NATIONAL ASSOCIATION FOR VALUE RECEIVED, the City of Andover, Minnesota, a municipal corporation duly organized and existing under the Constitution and laws of the State of Minnesota (the "Issuer"), hereby promises to pay to the Registered Owner specified above, or its registered assigns (each, an "Owner"), on the Maturity Date specified above, unless redeemed prior thereto, an aggregate principal amount equal to $6,650,000 (the "Principal Amount'), together with interest thereon at the rate set forth above as may be adjusted as set forth in the Agreement (as hereinafter defined) from the Issue Date specified above, but only from the sources and in the manner provided in the Agreement on the [first Business Day of each calendar month] and on the Maturity Date (each, an "Interest Payment Date") until the principal hereof is paid or duly provided for upon redemption or maturity. Payment of the principal and Purchase Price of, redemption premium, if any, and interest on this Note shall be made in lawful money of the United States of America which on the respective dates of payment thereof shall be legal tender for the payment of public and private debts. The Issuer has agreed that all amounts payable to the Owner with respect to any Note held by the Owner shall be made to the Owner (without any presentment thereof, except upon payment of the final installment of principal, and without any notation of such payment being made thereon) in such manner or at such address in the United States of America as may be designated by the Owner in writing to the Issuer and the Borrower (as hereinafter defined). Partial payments of the principal on this Note may be noted on the Table of Partial Redemptions attached herein in lieu of surrendering this Note in connection with such payment. In any case where the date of maturity of the principal or Purchase Price of, redemption premium, if any, or interest on this Note or the date fixed for redemption of this Note shall not be a Business Day, then payment 121018180 of such principal, Purchase Price, redemption premium or interest need not be made on such date but shall be made on the immediately succeeding Business Day, with the same force and effect as if made on the date of maturity or the date fixed for redemption, and, in the case of such payment, no interest shall accrue for the period from and after such date. This Note shall be a limited obligation of the Issuer, the principal and Purchase Price of, redemption premium, if any, and interest on which are payable solely from and secured as described in the Agreement, all as described in and subject to limitations set forth in the Agreement, for the equal and ratable benefit of the Owners, from time to time of this Note. THE PRINCIPAL AND PURCHASE PRICE OF, REDEMPTION PREMIUM, IF ANY, AND INTEREST ON THIS NOTE SHALL NOT BE DEEMED TO CONSTITUTE A DEBT OR A PLEDGE OF FAITH AND CREDIT OF THE STATE OF MINNESOTA, OR ANY POLITICAL SUBDIVISION THEREOF, INCLUDING THE ISSUER. NEITHER THE STATE OF MINNESOTA NOR ANY POLITICAL SUBDIVISION THEREOF, INCLUDING THE ISSUER SHALL BE OBLIGATED TO PAY PRINCIPAL AND PURCHASE PRICE OF, REDEMPTION PREMIUM, IF ANY, OR INTEREST ON THIS NOTE OR OTHER COSTS INCIDENT THERETO EXCEPT FROM REVENUES. NEITHER THE FAITH AND CREDIT NOR THE TAXING POWER OF THE STATE OF MINNESOTA OR ANY POLITICAL SUBDIVISION THEREOF, INCLUDING THE ISSUER, IS PLEDGED TO THE PAYMENT OF THE PRINCIPAL AND PURCHASE PRICE OF, REDEMPTION PREMIUM, IF ANY, AND INTEREST ON THIS NOTE OR OTHER COSTS INCIDENT THERETO. This Note is a duly authorized issue of revenue bonds of the Issuer in the aggregate principal amount of $6,650,000 known as City of Andover, Minnesota Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project) Series 2019 (the "Note"), dated as of the Issue Date referenced above. The Note is issued under and pursuant to the Minnesota Statutes, Section 469.152 to 469.165 (the "Act"), and a Financing Agreement (as amended, restated, supplemented or otherwise modified from time to time, the "Agreement"), dated as of November 1, 2019, among the Issuer, the Young Men's Christian Association of the Greater Twin Cities (the "Borrower"), and PNC Bank, National Association, as Purchaser (the "Purchaser"). Reference is hereby made to the Agreement for the provisions, among others, with respect to the custody and application of the proceeds of the Note, the collection and disposition of revenues, a description of the funds charged with and pledged to the payment of the principal and Purchase Price of, redemption premium, if any, and interest on the Note, the nature and extent of the security for the Note, the terms and conditions under which the Note are or may be issued, the rights, duties and obligations of the Issuer and the rights of the Owners of the Note. By the acceptance of this Note, the Owner hereof assents to all of the provisions of the Agreement. Capitalized terms used herein and not defined shall have the meanings assigned to them in the Agreement. The Note has been issued for the purpose of (a) the acquisition, construction, expansion, renovation, and equipping of the Borrower's portion of the Issuer's community center (the "Project"), and certain other costs related to the Project, which is owned by the Issuer and leased to the Borrower, and is located at 13200 Hanson Blvd. NW within the City of Andover, and (b) payment of certain costs incurred in connection with the issuance of the Note. The Issuer has agreed to lend the proceeds of the sale of the Note to the Borrower, and the Borrower has agreed 121018180 to make payments in an amount, corresponding to the Principal Amount of, interest rate on, Purchase Price of and due dates of the Note. The Note is issuable as a fully registered Note in the principal amount of $250,000 and multiples of $0.01 in excess thereof (an "Authorized Denomination"). This Note may, at the option of the Owner hereof, be exchanged for a Note of an equal aggregate principal amount and tenor as the Note being exchanged and of any Authorized Denomination as provided in the Agreement. This Note may be registered as transferred as provided in the Agreement, subject to certain limitations therein contained, accompanied by a written instrument of transfer (in substantially the form of the assignment attached hereto) duly executed by the Owner hereof or his/her duly authorized attorney. Thereupon, one or more new Notes of any Authorized Denomination and in the same aggregate principal amount and tenor as the Note surrendered (or for which registration of transfer has been effected) will be issued to the designated transferee or transferees. 1. Redemption of Note. Subject to any limitations set forth in the Continuing Covenant Agreement, the Note is subject to mandatory redemption, optional redemption, and extraordinary optional redemption as set forth in the Agreement. Notice of redemption shall be given as provided in the Agreement. 2. Miscellaneous. Under certain circumstances as described in the Agreement, the entire principal of the Note may be declared due and payable in the manner and with the effect provided in the Agreement. Modifications or alterations to the Agreement may be made only to the extent and in the circumstances permitted by the Agreement. It is hereby certified that all acts, conditions and things required to happen, exist and be performed under the laws of the State of Minnesota and under the Agreement precedent to and in the issuance of this Note have happened, exist and have been performed as so required and that the issuance, authentication and delivery of this Note have been duly authorized by the Issuer. [REMAINDER OF PAGE INTENTIONALLY LEFT BLANK] 12101818v3 IN WITNESS WHEREOF, the City of Andover, Minnesota has caused this Note to be executed in its name and on its behalf by the manual or facsimile signatures of the Mayor and City Administrator of the Issuer, the Issuer's seal having been intentionally omitted as permitted by law, all as of the Issue Date referenced above. CITY OF ANDOVER, MINNESOTA By Julie Trude Mayor By James Dickinson City Administrator 121018180 ASSIGNMENT FOR VALUE RECEIVED the undersigned hereby sells, assigns and transfers unto (Please print or type the Name and Address, including the Zip Code of the Transferee, and the federal taxpayer identification or social security number) the within Note and all rights thereunder, and hereby irrevocably constitutes and appoints attorney to transfer the within Note on the books kept for registration and transfer thereof, with full power of substitution in the premises. Dated: NOTICE: The signature on this Assignment must correspond with the name as it appears upon the face of the within -mentioned Note in every particular, without alteration or enlargement or any change whatever. Signature Guaranteed NOTICE: Signature(s) must be guaranteed by a member firm of the STAMP, SEMP or MSP signature guaranty medallion program. 121018180 PROVISIONS AS TO REGISTRATION The ownership of the unpaid principal balance of this Note and the interest accruing thereon is registered on the books of the Issuer in the name of the holder last noted below. Date of Registration .2019 121018180 Name and Address Registered Owner PNC Bank, National Association 411 East Wisconsin Avenue Suite 1400 Milwaukee, WI 53202 Signature of City Administrator TABLE OF PARTIAL REDEMPTIONS Upon all partial redemptions (whether optional, mandatory or otherwise) the Owner shall make the appropriate notation itself on the table below. The Owner's records relating to the outstanding principal amount of the Note shall in all cases prevail; absent manifest error: Date Amount Remaining Unpaid Signature of Redeemed Princi al Amount Owner [End of Form of Note] 121018180 EXHIBIT C DESCRIPTION OF THE PROJECT Construct, expand, renovate, and equip the Borrower's portion of the Issuer's community center located at 13200 Hanson Blvd NW, Andover, MN, consisting of C-1 121018180 EXHIBIT D FORM OF DISBURSEMENT REQUEST $ Requisition No. PNC Bank, National Association 411 East Wisconsin Avenue, Suite 1400 Milwaukee, Wisconsin 53202 Ladies and Gentlemen: On behalf of Young Men's Christian Association of the Greater Twin Cities (the 'Borrower"), I hereby requisition from the funds representing the proceeds of the $6,650,000 Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project) Series 2019 (the "Note"), issued by the City of Andover, Minnesota (the "Issuer"), and dated November _, 2019, which funds are to be advanced by PNC Bank, National Association (the "Purchaser"), under the Financing Agreement, dated as of November 1, 2019 (the "Financing Agreement") between the Issuer, the Borrower and the Purchaser, the sum of $ I hereby certify that (a) the amount set forth above was incurred by the Borrower in connection with the Project (defined to in the Financing Agreement), is a proper charge against the Costs of the Project (as defined in the Financing Agreement), and has not been the basis for any prior requisition which has been paid; (b) this requisition contains no items representing payment on account of any retained percentages which the Borrower is entitled to retain at this date; (c) subject to the last sentence of this paragraph, the payment of this requisition will not result in (i) less than substantially all (95% or more) of the proceeds of the Note to be expended under this requisition and under all prior requisitions having been used for the acquisition and installation of real property or property of a character subject to the allowance for depreciation under the Internal Revenue Code of 1986, as amended (the "Code") or (ii) more than 2% of the proceeds of the Note having been used to pay for issuance costs within the meaning of Section 147(g)(1) of the Code; and (d) no "Event of Default" (as defined in the Financing Agreement), or event which after notice or lapse of time or both would constitute such an 'Event of Default" has occurred and not been waived. Notwithstanding the foregoing, the undersigned may requisition to pay issuance costs with respect to the Note at any time and from time to time, so long as such requisition, together with all prior requisitions, do not include amounts to pay issuance costs that exceed in total 2% of the Note proceeds expected to be available to pay Costs of the Project. Capitalized terms used in this requisition and certificate and not defined herein shall have the meanings assigned thereto in the Financing Agreement. D-1 The following paragraph applies when any requisition and certificate includes any item for payment for labor or to contractors, builders or materialmen. I hereby certify that insofar as the amount covered by the above requisition includes payments to be made for labor or to contractors, builders or materialmen, including materials or supplies, in connection with the construction of the Project, (i) all obligations to make such payment have been properly incurred, and (ii) any such labor was actually performed and any such materials or supplies were actually furnished or installed in or about the Project and are a proper charge against the Costs of the Project. Young Men's Christian Association of the Greater Twin Cities Borrower Representative APPROVED this _ day of PNC BANK, NATIONAL ASSOCIATION, as Purchaser By: Name: Title: D-2 EXHIBIT E FORM OF INVESTMENT LETTER [To be provided by PNC] E-1 KUTAK ROCK LLP DRAFT 10/28/2019 CONTINUING COVENANT AGREEMENT between YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES 1 PNC BANK, NATIONAL ASSOCIATION Relating to CITY OF ANDOVER, MINNESOTA RECREATIONAL FACILITY REVENUE NOTE (YMCA OF THE GREATER TWIN CITIES PROJECT) SERIES 2019 Dated as of November 1, 2019 4816-9435-3832.2 Table of Contents Page ARTICLE I DEFINITIONS Section1.01. Definitions........................................................................................................ 1 Section 1.02. Incorporation of Certain Definitions by Reference ....................................... 14 Section 1.03. Accounting Matters........................................................................................ 14 Section 1.04. Computation of Time Periods........................................................................ 14 Section 1.05. New York City Time Presumption................................................................ 14 Section 1.06. Relation to Other Documents; Incorporation by Reference .......................... 14 Section1.07. Construction................................................................................................... 15 ARTICLE II PURCHASE OF NOTE Section 2.01. Purchase of Note............................................................................................ 15 ARTICLE III THE BORROWER'S OBLIGATIONS Section 3.01. Repayment Obligations.................................................................................. 16 Section3.02. Default Interest............................................................................................... 16 Section 3.03. Determination of Taxability........................................................................... 16 Section 3.04. Fees; Costs and Expenses.............................................................................. 17 Section 3.05. Computation of Interest and Fees.................................................................. 18 Section 3.06. Increased Costs.............................................................................................. 18 Section3.07. Net of Taxes, Etc............................................................................................ 19 Section 3.08. Method and Application of Payments............................................................ 20 Section 3.09. Maintenance of Accounts.............................................................................. 21 Section3.10. Cure................................................................................................................ 21 Section 3.11. Maximum Lawful Rate.................................................................................. 21 ARTICLE IV CONDITIONS PRECEDENT TO PURCHASE OF NOTE Section 4.01. Documentary Requirements........................................................................... 22 Section 4.02. Credit Requirements...................................................................................... 24 Section 4.03. Additional Conditions Precedent................................................................... 24 ARTICLE V REPRESENTATION AND WARRANTIES Section 5.01. Section 5.02. Section 5.03. Section 5.04. Section 5.05. Section 5.06. 4816-9435-3832.2 Organization; Power; Qualification ................................. Authorization; Enforceability .......................................... Compliance of Agreement and Related Documents with Organizational Documents, Etc ....................................... Governmental Approvals ................................................. Compliance with Applicable Law ................................... Title to Properties ............................. 24 ............................. 24 .................................................................. ......................... 25 ......................... 25 ......................... 25 ......................... 25 Table of Contents (continued) 6 Section 5.07. Tax Returns and Payments............................................................................. 25 Section5.08. Litigation........................................................................................................ 26 Section 5.09. Absence of Defaults and Events of Default ................................................... 26 Section 5.10. Financial Statements...................................................................................... 26 Section 5.11. Accuracy and Completeness of Information .................................................. 26 Section 5.12. Income Tax Status.......................................................................................... 27 Section 5.13. Incorporation of Representations and Warranties .......................................... 27 Section5.14. No Usury........................................................................................................ 27 Section5.15. Insurance........................................................................................................ 27 Section5.16. Reserved......................................................................................................... 27 Section 5.17. Compliance with ERISA................................................................................ 27 Section 5.18. Investment Company Act.............................................................................. 28 Section 5.19. Federal Reserve Board Regulations............................................................... 28 Section 5.20. Pending Legislation and Decisions................................................................ 28 Section 5.21. Environmental Matters................................................................................... 28 Section 5.22. Anti -Terrorism Representations..................................................................... 29 Section5.23. Reserved......................................................................................................... 29 Section5.24. Labor Matters................................................................................................. 30 Section 5.25. Sovereign Immunity....................................................................................... 30 Section 5.26. Taxpayer Identification Number.................................................................... 30 Section 5.27. Concerning the Project................................................................................... 30 ARTICLE VI AFFIRMATIVE COVENANTS Section 6.01. Section 6.02. Section 6.03. Section 6.04. Section 6.05. Section 6.06. Section 6.07. Section 6.08. Section 6.09. Section 6.10. Section 6.11. Section 6.12. Section 6.13. Section 6.14. Section 6.15. Section 6.16. Section 6.17. Section 6.18. Section 6.19. Section 6.20. Compliance with Applicable Laws ....................................... Reporting Requirements....................................................... Notices.................................................................................. Further Assurances................................................................ Right of Entry; Communication with Accountants .............. Payment of Obligations; Removal of Liens .......................... Reserved................................................................................ Insurance............................................................................... Reserved................................................................................ Employee Benefit Plan Compliance ..................................... Disclosure to Participants...................................................... Proceedsof Note.................................................................... Compliance with Related Documents .................................... Maintenance of Governmental Approvals ............................. Maintenance of Properties..................................................... Preservation of Existence, Etc ............................................... Reserved................................................................................. Reserved................................................................................. Reserved................................................................................. Financial Requirements......................................................... u 4816-9435-3832.2 .............. 31 .............. 31 .............. 32 .............. 33 .............. 34 .............. 34 .............. 34 .............. 35 .............. 35 .............. 35 .............. 35 .............. 35 ............. 36 ............. 36 ............. 36 ............. 36 ............. 36 ............. 36 ............. 36 ............. 36 Table of Contents (continued) ZZ Section 6.21. Most Favored Covenant................................................................................. 38 Section 6.22. Filing of Agreement....................................................................................... 39 Section6.23. Reserved......................................................................................................... 39 Section6.24. Reserved......................................................................................................... 39 Section 6.25. Project Covenants.......................................................................................... 39 ARTICLE VII NEGATIVE COVENANTS Section7.01. Amendments..................................................................................................40 Section 7.02. Preservation of Existence, Ownership, Etc .................................................... 40 Section 7.03. Change of Corporate Name, State of Incorporation or Location ................... 40 Section7.04. Business......................................................................................................... 40 Section 7.05. Certain Information........................................................................................ 40 Section7.06. Reserved......................................................................................................... 40 Section 7.07. Accounting Methods and Fiscal Year............................................................ 40 Section7.08. Exempt Status................................................................................................ 40 Section 7.09. Optional Redemption; Defeasance................................................................ 41 Section 7.10. Limitation on Hedge Agreements.................................................................. 41 Section7.11. Liens............................................................................................................... 41 Section 7.12. Federal Reserve Board Regulations............................................................... 41 Section7.13. Indebtedness................................................................................................... 41 Section 7.14. Creation of Affiliates; Loans and Transfers to Affiliates .............................. 41 Section 7.15. Limitation of Certain Dispositions................................................................. 42 Section 7.16. Off -Balance Sheet Liabilities......................................................................... 42 Section7.17. Investment Policy........................................................................................... 42 Section7.18. Reserved......................................................................................................... 42 Section 7.19. Regarding the Project..................................................................................... 42 Section7.20. Reserved......................................................................................................... 42 Section 7.21. Sovereign Immunity....................................................................................... 42 ARTICLE VIII EVENTS OF DEFAULT Section 8.01. Events of Default........................................................................................... 43 Section 8.02. Consequences of an Event of Default............................................................ 45 Section8.03. Reserved......................................................................................................... 45 Section 8.04. No Waiver; Remedies.................................................................................... 45 Section 8.05. Injunctive Relief............................................................................................. 46 ARTICLE IX NATURE OF OBLIGATIONS; INDEMNIFICATION Section 9.01. Obligations Absolute..................................................................................... 46 Section 9.02. Liability of the Purchaser............................................................................... 47 Section9.03. Indemnification.............................................................................................. 47 4816-9435-3832.2 Table of Contents (continued) .,=4 ARTICLE X MISCELLANEOUS Section 10.01. Right of Setoff................................................................................................ 48 Section 10.02. Amendments and Waivers............................................................................. 48 Section10.03. Counterparts................................................................................................... 48 Section10.04. Notices........................................................................................................... 48 Section10.05. Severability....................................................................................................49 Section10.06. Arbitration...................................................................................................... 49 Section 10.07. Governing Law; Consent To Jurisdiction; Waiver Of Jury Trial .................. 49 Section 10.08. Successors and Assigns.................................................................................. 50 Section 10.09. Complete and Controlling Agreement........................................................... 52 Section10.10. Patriot Act......................................................................................................52 Section 10.11. No Advisory or Fiduciary Responsibility...................................................... 52 Section 10.12. Payment Set Aside......................................................................................... 53 Section 10.13. Contractual Interpretation.............................................................................. 53 Section 10.14. Electronic Signatures..................................................................................... 53 ARTICLE XI APPLICATION OF NOTE PROCEEDS Section 11.01. Application of Note Proceeds........................................................................53 EXHIBIT A REDEMPTION SCHEDULE EXHIBIT B FORM OF COMPLIANCE CERTIFICATE 1V 4816-9435-3832.2 CONTINUING COVENANT AGREEMENT THIS CONTINUING COVENANT AGREEMENT is dated as of November 1, 2019, by and between YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES and PNC BANK, NATIONAL ASSOCIATION. All capitalized terms used herein and not otherwise defined shall have the meanings assigned in Section 1.01 or as otherwise provided in Section 1.02. WITNESSETH: WHEREAS, at the request of the Borrower, the Issuer has agreed to issue its Note pursuant to the terms of the Financing Agreement; WHEREAS, pursuant to the Financing Agreement, the Issuer will loan the Note Proceeds to the Borrower; WHEREAS, the Borrower intends to use the Note Proceeds for the acquisition and construction of the Project and to pay certain costs incurred in connection with the issuance of the Note; and WHEREAS, the Purchaser has agreed to purchase the Note, and as a condition to such purchase, the Purchaser has required the Borrower to enter into this Agreement. NOW, THEREFORE, in consideration of the premises and other good and valuable consideration, including the covenants, terms and conditions hereinafter contained, and to induce the Purchaser to purchase the Note, the Purchaser and the Borrower agree as follows: ARTICLE I DEFINITIONS Section 1.01. Definitions. In addition to terms defined at other places in this Agreement, the following defined terms are used throughout this Agreement with the following meanings: "Accountant" means an independent certified public accountant or a firm of independent certified public accountants, selected by the Borrower and reasonably satisfactory to the Purchaser. "Affiliate" means, with respect to any Person, any other Person directly or indirectly controlling or controlled by or under common control with such Person. "Agreement" means this Continuing Covenant Agreement. "Applicable Law" means (a) all applicable common law and principles of equity and (b) all applicable provisions of all (i) constitutions, statutes, treaties, rules, regulations, ordinances, codes and orders of all Governmental Authorities, (ii) Governmental Approvals and (iii) orders, 4816-9435-3832.2 decisions, judgments, writs, injunctions and decrees of all courts (whether at law or in equity) and arbitrators. "Available Net Assets" means the sum of net assets of the Borrower classified as either unrestricted or temporarily restricted. "Balloon Indebtedness" means Long -Term Indebtedness twenty-five percent (25%) or more of the original principal amount of which (i) is due or required to be purchased by the issuer thereof (other than at the option of the holder thereof) in any twelve (12) month period or (ii) may, at the option of the holder thereof, be required to be redeemed, prepaid, purchased directly or indirectly by the issuer of such Indebtedness or otherwise paid in any twelve (12) month period, other than by redemption or acceleration thereof upon the occurrence of an event of default; provided, that, in calculating the principal amount of such Indebtedness due or required to be redeemed, prepaid, purchased or otherwise paid in any twelve (12) month period, such principal amount shall be reduced to the extent that all or any portion of such amount is required to be amortized prior to such twelve (12) month period. "Bank Transferee" shall have the meaning assigned to such term in Section 10.08(c). "Bankruptcy Code" means Title 11 of the United States Code, as amended from time to time, or any successor statute thereto. "Base Rate" means, for any day, a fluctuating rate of interest per annum equal to the greatest of (i) the Prime Rate in effect at such time, (ii) the Overnight Bank Funding Rate in effect at such time plus one half of one percent (0.50%), (iii) the Daily LIBOR Rate in effect at such time plus one percent (1.00%), and (iv) seven percent (7.00%). "Borrower" means Young Men's Christian Association of the Greater Twin Cities, a nonprofit corporation duly organized and validly existing under the laws of Minnesota, and its successors and assigns permitted hereunder. "Business Day" shall have the meaning assigned to such term in the Financing Agreement. "Capitalized Lease" means any lease of property which, in accordance with GAAP, is required or permitted to be capitalized on the financial statements of the Borrower. "Cash and Liquid Investments" means, as of the date of determination, the sum of (i) "cash and cash equivalents," plus (ii) "investments," less (iii) an amount equal to the permanently restricted portion of the Borrower's endowment funds, all as set forth in the most recently available audited financial statements of the Borrower or any other report of an Independent Accountant. "Change in Law" means the occurrence, after the Closing Date, of any of the following, including any of the following that occur pursuant to the Dodd -Frank Wall Street Reform and Consumer Protection Act or Basel III: (a) the adoption or taking effect of any Law, including Risk -Based Capital Guidelines, (b) any change in any Law or in the administration, interpretation, implementation or application thereof by any Governmental Authority or (c) the 2 4816-9435-3832.2 making or issuance of any request, rule, ruling, guideline, regulation or directive (whether or not having the force of law) by any Governmental Authority. "Closing Date" means November _, 2019, subject to the satisfaction of the conditions precedent set forth in Article IV. "Code" means the Internal Revenue Code of 1986, as amended from time to time, and all rules and regulations (including temporary and proposed regulations) from time to time promulgated thereunder, or any successor statute thereto. "Completion Date" shall have the meaning assigned to such term in the Financing Agreement. "Contract" means any indenture, agreement (other than this Agreement), other contractual restriction, lease, instrument, guaranty, certificate of incorporation, charter or by law. "control", "controlled by" or "under common control with" means, when used with respect to any specified Person, the power to direct the management and policies of such Person, directly or indirectly, whether through the ownership of voting rights, the power to appoint officers, members, trustees or directors, by contract, statute or otherwise. "Costs of the Project" shall have the meaning assigned to such term in the Financing Agreement. "Daily LIBOR Rate " means, for any day, the rate per annum determined by the Purchaser by dividing (A) the Published Rate by (B) a number equal to 1.00 minus the percentage prescribed by the Federal Reserve for determining the maximum reserve requirements with respect to any eurocurrency fundings by banks on such day; provided, however, if the Daily LIBOR Rate determined as provided above would be less than zero, then such rate shall be deemed to be zero. The rate of interest will be adjusted automatically as of each Business Day based on changes in the Daily LIBOR Rate without notice to the Borrower. "Days Cash on Hand" means as of any date of calculation (i) the sum of Cash and Liquid Investments divided by (ii) the difference between "total operating expenses" and "depreciation and amortization" of the Borrower for the most recent Fiscal Year divided by three hundred sixty-five (365). "Debt Service" means, for any particular period of time, the aggregate, without duplication, of the payments to be made during such period in respect of principal and interest (including mandatory sinking fund obligations) on outstanding Long -Term Indebtedness, provided that for purpose of such calculation: (i) with respect to Balloon Indebtedness, it shall be assumed that principal installments are due annually on the anniversary of the date of issuance of such Indebtedness on a level basis through a maturity date that is the later of (a) the fifteenth anniversary of the date of issuance or (b) the actual maturity date. For the avoidance of doubt, the term "level basis" means annual principal installments equal to the outstanding principal amount divided by the number of years remaining to maturity; 3 4816-9435-3832.2 (ii) variable interest rate Indebtedness shall be assumed to bear interest (a) at a rate equal to the average annual rate of interest that was borne by such variable interest rate Indebtedness during the then most recent Fiscal Year, or if such variable interest rate Indebtedness was not then outstanding, the SIFMA Index for the preceding Fiscal Year, or (b) if applicable, at a rate equal to the fixed rate the Borrower has agreed to pay to a swap provider pursuant to an interest rate swap agreement in exchange for the swap provider's agreement to pay interest at a variable rate; (iii) such amount shall include payments on Capitalized Leases in such period; (iv) such amount shall include interest to be paid with respect to Short -Term Indebtedness in such period; (v) with respect to Indebtedness subject to mandatory redemption or purchase in specified amounts and at specified times, the amount of principal coming due on such dates shall be taken into account; (vi) such amount of principal and interest payable on any Indebtedness in any such period shall be reduced by any amount which will be released during such period from any debt service reserve fund securing such Indebtedness as a result of the amortization or repayment of such Indebtedness in such period or a prior period; and (vii) such amount shall exclude from interest on any Indebtedness any amounts funded from such Indebtedness and dedicated and available solely for the payment of such interest to the extent that such amounts are not included in Income Available for Debt Service against which the Debt Service requirement is being compared. "Debt Service Coverage Ratio" means, for any particular period of time, the ratio of the fraction consisting of a numerator equal to the amount determined by dividing Income Available for Debt Service for such period by the Maximum Annual Debt Service and a denominator of 1.00. "Default" means the occurrence of any event or the existence of any condition which constitutes an Event of Default or the occurrence of any event or the existence of any condition which with the giving of notice, the passage of time, or both, would constitute an Event of Default. "Default Rate" means, for any date of determination, a fluctuating rate of interest per annum equal to the Base Rate plus 3.00%. "Determination of Taxability" shall have the meaning assigned to such term in the Financing Agreement. "EMMA" means the Municipal Securities Rulemaking Board's Electronic Municipal Access System or any service or services established by the Municipal Securities Rulemaking Board (or any of its successors) as a successor to the Electronic Municipal Access System. 4 4816-9435-3832.2 "Environmental Law(s)" means any and all federal, state, local and foreign statutes, laws, regulations, ordinances, rules, codes, plans, judgments, orders, decrees, permits, concessions, grants, restrictions, franchises, licenses, policies, binding and enforceable guidelines, agreements or other governmental restrictions (or judicial or administrative interpretations thereof) relating to air, water or land pollution, wetlands or the protection of the environment, public health and safety or to emissions, discharges or releases of Hazardous Materials into the environment, including ambient air, surface water, ground water, or land, or otherwise relating to the manufacture, processing, distribution, use, treatment, storage, disposal, transport or handling of Hazardous Materials or the clean up or other remediation thereof. "ERISA" means the Employee Retirement Income Security Act of 1974, as amended from time to time, and all rules and regulations from time to time promulgated thereunder, or any successor statute thereto. "ERISA Group" means the Borrower and all members of a controlled group of corporations and all trades or businesses (whether or not incorporated) under common control which, together with the Borrower, are treated as a single employer and any affiliated service group under Section 414 of the Code. "Event of Default," in relation to this Agreement, shall have the meaning assigned to such term in Section 8.01, and in relation to any Related Document, shall have the meaning set forth therein. "Event of Insolvency" means, with respect to any Person, the occurrence of one or more of the following events: (a) the issuance, under the laws of any state or under the laws of the United States of America, of an order of rehabilitation, liquidation or dissolution of such Person; (b) the commencement by or against such Person of a case or other proceeding seeking liquidation, reorganization or other relief with respect to such Person or its debts under any bankruptcy, insolvency or other similar state or federal law now or hereafter in effect, including the appointment of a trustee, receiver, liquidator, custodian or other similar official for such Person or any substantial part of its Property or there shall be appointed or designated with respect to it, an entity such as an organization, board, commission, authority, agency or body to monitor, review, oversee, recommend or declare a financial emergency or similar state of financial distress with respect to it or there shall be declared or introduced or proposed for consideration by it or by any legislative or regulatory body with competent jurisdiction over it, the existence of a state of financial emergency or similar state of financial distress in respect of it; (c) the making of an assignment for the benefit of creditors by such Person; (d) the inability or failure of such Person to generally pay its debts as they become due; (e) the declaration of a moratorium with respect to the payment of the debts of such Person; 4816-9435-3832.2 (f) such Person shall admit in writing its inability to pay its debts when due; (g) such Person is "insolvent" as defined in Section 101(32) of the Bankruptcy Code; or (h) the initiation of any action in furtherance of or to authorize any of the foregoing by or on behalf of such Person. "Excess Interest Amount" shall have the meaning assigned to such term in Section 3.11(b). "Excluded Taxes" means, with respect to the Purchaser or any Owner, (a) taxes imposed on or measured by its overall net income (however denominated), and franchise taxes imposed on it (in lieu of net income taxes), by the jurisdiction (or any political subdivision thereof) under the laws of which the Purchaser or such Owner is organized or in which its principal office is located, and (b) any branch profits taxes imposed by the United States of America or any similar tax imposed by any other jurisdiction in which the Borrower is located. "Exposure" means, for any date of determination, with respect to a Person and any Hedge Agreement, the amount of any Settlement Amount that would be payable by such Person if such Hedge Agreement were terminated as of such date. Exposure shall be determined in accordance with the methodology for calculating amounts due upon early termination as set forth in the related Hedge Agreement and the notional principal amount, term and other relevant provisions thereof. "Facilities" shall have the meaning assigned to such term in the Financing Agreement. "Financing Agreement" means the Financing Agreement dated as of November 1, 2019, among the Issuer, the Purchaser and the Borrower. "Fiscal Year" means the period of twelve (12) consecutive calendar months for which financial statements of the respective entity have been examined by its Accountants; currently for the Borrower, a year ending on December 31 sc "GAAP" means generally accepted accounting principles in the United States of America set forth in the opinions and pronouncements of the Accounting Principles Board and the American Institute of Certified Public Accountants and statements and pronouncements of the Financial Accounting Standards Board or such other principles as may be approved by a significant segment of the accounting profession in the United States of America, that are applicable to the circumstances as of the date of determination, consistently applied. "Governing Body" means, with respect to the Borrower, its Board of Directors. "Governmental Approvals" means an authorization, consent, approval, permit, license, certificate of occupancy or an exemption of, a registration or filing with, or a report to, any Governmental Authority. 6 4816-9435-3832.2 "Governmental Authority" means the government of the United States of America or any other nation or any political subdivision thereof or any governmental or quasi -governmental entity, including any court, department, commission, board, bureau, agency, administration, central bank, service, district or other instrumentality of any governmental entity or other entity exercising executive, legislative, judicial, taxing, regulatory, fiscal, monetary or administrative powers or functions of or pertaining to government (including any supra -national bodies such as the European Union or the European Central Bank), or any arbitrator, mediator or other Person with authority to bind a parry at law. "Guaranty Obligations" means, with respect to any Person, any obligation, contingent or otherwise, of any such Person pursuant to which such Person has directly or indirectly guaranteed any Indebtedness or other obligation of any other Person (the "obligee") and, without limiting the generality of the foregoing, any obligation, direct or indirect, contingent or otherwise, of any such Person (a) to purchase or pay (or advance or supply funds for the purchase or payment of) such Indebtedness or other obligation (whether arising by virtue of partnership arrangements, by agreement to keep well, to purchase assets, goods, securities or services, to take -or -pay, or to maintain financial statement condition or otherwise) or (b) entered into for the purpose of assuring in any other manner the obligee of such Indebtedness or other obligation of the payment thereof or to protect such obligee against loss in respect thereof (in whole or in part); provided, that the term "Guaranty Obligations" shall not include endorsements for collection or deposit in the ordinary course of business. "Hazardous Materials" means all explosive or radioactive substances or wastes and all hazardous or toxic substances, materials, contaminants, chemicals, wastes or other pollutants, including petroleum or petroleum distillates, asbestos or asbestos containing materials, polychlorinated biphenyls, radon gas, infectious or medical wastes and all other substances or wastes of any nature regulated pursuant to any Environmental Law. "Hedge Agreement" means (a) any and all rate swap transactions, basis swaps, credit derivative transactions, forward rate transactions, commodity swaps, commodity options, forward commodity contracts, equity or equity index swaps or options, bond or bond price or bond index swaps or options or forward bond or forward bond price or forward bond index transactions, interest rate options, forward foreign exchange transactions, cap transactions, floor transactions, collar transactions, currency swap transactions, cross -currency rate swap transactions, currency options, spot contracts, or any other similar transactions or any combination of any of the foregoing (including any options to enter into any of the foregoing), whether or not any such transaction is governed by or subject to any master agreement, and (b) any and all transactions of any kind, and the related confirmations, which are subject to the terms and conditions of, or governed by, any form of master agreement published by the International Swaps and Derivatives Association, Inc., any International Foreign Exchange Master Agreement, or any other master agreement. "Indemnified Taxes" means Taxes other than Excluded Taxes. "Income Available for Debt Service" means, with respect to the Borrower, for any period of calculation, the sum of (i) excess of operating support and revenue over operating expenses, plus (ii) interest expense, plus (iii) amortization expense, plus (iv) depreciation expense. 7 4816-9435-3832.2 "Indebtedness" means all obligations for borrowed money, all installment purchase and similar obligations and all payments due with respect to Capitalized Leases, incurred or assumed by the Borrower, but excluding any such obligation for which there has been established an escrow or similar fund or account, satisfactory to the holder of such obligation, for the payment in full of such obligation when due and for which such holder has exclusive recourse. In calculating Indebtedness of the Borrower, there shall be excluded (i) accounts payable, trade accounts or accrued expenses or liabilities or similar obligations incurred or assumed by the Borrower in the ordinary course of business and (ii), in connection with one or more securities lending transactions in which the Borrower is the transferor or "lender" of securities, any amount stated as a liability for "amount payable under securities lending arrangement" (or similar) on the consolidated statement of financial position of the Borrower but only to the extent of the amount stated as an asset for 'collateral received under securities lending arrangement" ( or similar) on the same consolidated statement. "Independent" means when used with reference to an attorney, engineer, architect, certified public accountant, consultant, or other professional person, a person who: (a) is in fact independent; (b) does not have any material financial interest in the Borrower or the transaction to which his certificate or opinion relates (other than payment to be received for professional services rendered); and (c) is not connected with the Issuer or the Borrower as an officer, director, or employee. "Independent Consultant" means a regionally or nationally recognized firm of Independent professional management consultants or an Independent management organization or investment banking firm selected by the Borrower and knowledgeable in the nonprofit industry in which the Borrower operates and having a favorable reputation for skill and experience to render the particular report required. "Initial Purchase Price" shall have the meaning assigned to such term in Section 2.01(a). "Interest Payment Date" shall have the meaning assigned to such term in the Financing Agreement. "Investment Policy" means the investment policy of the Borrower delivered to the Purchaser pursuant to Section 4.01(a). "Investor Letter" shall have the meaning assigned to such term in Section 10.08(d). "Issuer" means the City of Andover, Minnesota, a municipal corporation and political subdivision duly organized and existing under the Constitution and laws of the State of Minnesota, and its successors and assigns permitted hereunder. "Land" means the real property upon which the Facilities are located. "Law" means any treaty or any federal, regional, state and local law, statute, rule, ordinance, regulation, code, license, authorization, decision, injunction, interpretation, order or decree of any court or other Governmental Authority. "Lease" shall have the meaning assigned to such term in the Financing Agreement. 8 4816-9435-3832.2 "Leverage Ratio" means, on any particular date, the ratio of a fraction consisting of a numerator equal to the amount determined by dividing Total Liabilities as of such date by Available Net Assets and a denominator of 1.00. "Lien" means, with respect to any asset, any mortgage, deed of trust, lien, pledge, charge, security interest, hypothecation, assignment, deposit arrangement or encumbrance of any kind in respect of such asset, whether or not filed, recorded or otherwise perfected or effective under Applicable Law, as well as the interest of a vendor or lessor under any conditional sale agreement, capital or finance lease or other title retention agreement relating to such asset and, in the case of securities, any purchase option, call or similar right of a third party with respect to such securities. "Long -Term Indebtedness" means, with respect to the Borrower, all Indebtedness incurred or assumed by the Borrower for any of the following: (i) payments of principal and interest with respect to money borrowed for an original term, or renewable for a period from the date originally incurred, longer than one year; (ii) payments due under Capitalized Leases having an original term, or renewable for a period from the date originally incurred, longer than one year; and (iii) payments under installment purchase contracts or similar contracts for the purchase or acquisition of Property having an original term in excess of one year; including the current portion of Long -Term Indebtedness. "Majority Noteholder" means the Noteholders with a majority of the aggregate principal amount of the Note from time to time. As of the Effective Date, PNC Bank, National Association shall be the Majority Noteholder. "Margin Stock" shall have the meaning assigned to such term in Regulation U promulgated by the Board of Directors of the Federal Reserve System, as now and hereafter from time to time in effect. "Material Adverse Change" means the occurrence of any event or change which in the sole reasonable discretion of the Purchaser results in a material and adverse change in the business, assets, liabilities, condition (financial or otherwise), operations or prospects of the Borrower since the last day of the period reported in the audited annual financial statements of the Borrower dated as of December 31, 2018, or which in the sole reasonable discretion of the Purchaser materially and adversely effects (a) the enforceability of this Agreement or any Related Document, (b) the ability of the Borrower to perform its obligations hereunder or thereunder or (c) the rights of or benefits or remedies available to the Purchaser under this Agreement or the Related Documents. "Material Adverse Effect" means (a) with respect to the Borrower, a material and adverse effect in the sole reasonable discretion of the Purchaser in the business, assets, liabilities, condition (financial or otherwise), operations or prospects of the Borrower or (b) with respect to 9 4816-9435-3832.2 this Agreement or any Related Document, a material adverse effect in the sole reasonable discretion of the Purchaser upon (i) the enforceability of this Agreement or any Related Document, (ii) the ability of the Borrower to perform its obligations under this Agreement or any Related Document or (iii) the rights of or benefits or remedies available to the Purchaser under this Agreement or any Related Document. "Material Indebtedness" means (a) any Indebtedness owed to the Purchaser or any Affiliate of the Purchaser; (b) the Note; (c) any Indebtedness payable from or secured by the Revenues which as to priority of payment is on a parity with or senior to the Note; and (d) any other Indebtedness which has a principal amount outstanding of not less than $250,000 (measured in the case of any Hedge Agreement, by a Person's Exposure thereunder). "Material Litigation" shall have the meaning assigned to such term in Section 5.08 "Maximum Annual Debt Service" means the maximum Debt Service due in any one current or any future Fiscal Year of the Borrower. "Maximum Lawful Rate" shall have the meaning assigned to such term in the Financing Agreement. "Multiemployer Plan" means at any time an employee pension benefit plan within the meaning of Section 4001(a)(3) of ERISA to which any member of the ERISA Group is then making or accruing an obligation to make contributions or has made contributions, including for these purposes any Person which ceased to be a member of the ERISA Group during such five (5) year period. "Non -Bank Transferee" shall have the meaning assigned to such term in Section 10.08(d). "Note Documents" shall have the meaning assigned to such term in the Financing Agreement. "Note Interest is Taxable" shall have the meaning assigned to such term in the Financing Agreement. "Note Proceeds" shall have the meaning assigned to such term in the Financing Agreement. "Note" means the $ City of Andover, Minnesota Recreational Facility Revenue Note (YMCA of the Greater Twin Cities Project), Series 2019. "Off -Balance Sheet Liabilities" means any liability or obligation, absolute, contingent or otherwise, incurred under an "off-balance sheet arrangement" as defined in the Final Rule: Disclosure in Management's Discussion and Analysis about Off -Balance Sheet Arrangements and Aggregate Contractual Obligations, Securities And Exchange Commission 17 CFR Parts 228, 229 and 249, as such rule may be amended or supplemented from time to time. "Other Taxes" shall have the meaning assigned to such term in Section 3.07(a). 10 4816-9435-3832.2 "Outstanding" shall have the meaning assigned to such term in the Financing Agreement. "Overnight Bank Funding Rate" means, for any day, the rate comprised of both overnight federal funds and overnight Eurocurrency borrowings by U.S.-managed banking offices of depository institutions, as such composite rate shall be determined by the Federal Reserve Bank of New York ("NYFRB"), as set forth on its public website from time to time, and published on the next succeeding Business Day as the overnight bank funding rate by the NYFRB (or by such other recognized electronic source (such as Bloomberg) selected by the Purchaser for the purpose of displaying such rate); provided, that if such day is not a Business Day, the Overnight Bank Funding Rate for such day shall be such rate on the immediately preceding Business Day; provided, further, that if such rate shall at any time, for any reason, no longer exist, a comparable replacement rate shall be determined by the Purchaser at such time (which determination shall be conclusive absent manifest error). If the Overnight Bank Funding Rate determined as above would be less than zero, then such rate shall be deemed to be zero. The rate of interest charged shall be adjusted as of each Business Day based on changes in the Overnight Bank Funding Rate without notice to the Borrower. "Owner" shall have the meaning assigned to such term in the Financing Agreement. "Participant(s)" means any bank(s) or other financial institution(s) which may purchase a participation interest from the Purchaser in this Agreement and certain of the Related Documents pursuant to a participation agreement between the Purchaser and the Participant(s). "Patriot Act" means the Uniting and Strengthening America by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act of 2001, Title III of Pub. L. 107 56 (signed into law October 26, 2001). "PBGC" means the Pension Benefit Guaranty Corporation or any entity succeeding to any or all of its functions under ERISA. "Permitted Liens" means Liens in favor of the Purchaser and any of the following Liens securing any Indebtedness of the Borrower or its Affiliates on their Property, whether now owned or hereafter acquired: (a) Liens of carriers, warehousemen, mechanics and materialmen incurred in the ordinary course of business for sums not yet due and payable; (b) Liens incurred in the ordinary course of business in connection with worker's compensation, unemployment insurance or other forms of governmental insurance or employee benefits, or Liens to secure the performance of letters of credit, bids, tenders, statutory obligations, leases and contracts (other than for borrowed funds) entered into in the ordinary course of business or to secure obligations on surety or appeal bonds; (c) Purchase money liens on equipment purchased or leased by the Borrower or its Affiliates; 11 4816-9435-3832.2 (d) Liens for current taxes, assessments or other governmental charges that are not delinquent or remain payable without any penalty; (e) Liens representing obligations under gifts or contracts to expend monies in a prescribed manner; and (f) such other Liens, including, but not limited to, Liens subordinate to the Liens of the Purchaser, utility or access easements, leases and subleases, that the Borrower certifies will not interfere with or impair the use of or operations being conducted in the Project; (g) such minor defects, irregularities, encumbrances, easements, rights of way and clouds on title as normally exist with respect to properties similar in character to the Project, and as do not in the aggregate, in the opinion of Independent counsel, materially impair the property affected thereby for the purposes for which it was acquired or is held by the Borrower; and (h) liens on Property of the Borrower which in the aggregate total $10,000,000 or less. "Person" means an individual, a corporation, a partnership, an association, a joint venture, a trust, a business trust, a limited liability company or any other entity or organization, including a governmental or political subdivision or an agency or instrumentality thereof. "Plan" means at any time an employee benefit plan within the meaning of Section 3(3) of ERISA. A "Plan" shall include, but shall not be limited to, an employee pension benefit plan (including a Multiemployer Plan) which is covered by Title IV of ERISA or subject to the minimum funding standards under Section 412 of the Code and either (a) is maintained, or contributed to, by any member of the ERISA Group for employees of any member of the ERISA Group or (b) has at any time been maintained, or contributed to, by any Person which was at such time a member of the ERISA Group for employees of any Person which was at such time a member of the ERISA Group. "Plans and Specifications" shall have the meaning assigned to such term in the Financing Agreement. "Prime Rate" means the rate publicly announced by the Purchaser from time to time as its "prime rate." The Prime Rate is determined from time to time by the Purchaser as a means of pricing some loans to its borrowers. The Prime Rate is not tied to any external rate of interest or index, and does not necessarily reflect the lowest rate of interest actually charged by the Purchaser to any particular class or category of customers. "Project" shall have the meaning assigned to such term in the Financing Agreement. "Property" means, when used in connection with any Person, any and all rights, title and interests of such Person in and to any and all property (including cash) whether real, personal or mixed, or tangible or intangible, and wherever situated. 12 4816-9435-3832.2 "Published Rate" means the rate of interest published each Business Day in the Wall Street Journal "Money Rates" listing under the caption "London Interbank Offered Rates" for a one month period (or, if no such rate is published therein for any reason, then the Published Rate shall be the Eurodollar rate for a one month period as published in another publication selected by the Purchaser). "Purchase Price" means, as of any date of determination, one hundred percent (100%) of the principal amount of the Note which is Outstanding, plus accrued and unpaid interest thereon to the date of purchase. "Purchaser" means, initially, PNC Bank, National Association, a national banking association organized and existing under the laws of the United States of America, and its successors and assigns, and upon the receipt from time to time by the Borrower of a notice described in Section 10.08(b) means the Person designated in such notice as the Purchaser, as more fully provided in Section 10.08(b). "Related Documents" means, collectively, the Note Documents and any exhibits, schedules, instruments or agreements relating thereto. "Revenues" shall have the meaning assigned to such term in the Financing Agreement. "Risk -Based Capital Guidelines" means (a) the risk-based capital guidelines in effect in the United States of America, including transition rules, and (b) the corresponding capital regulations promulgated by regulatory authorities outside the United States of America including transition rules, and any amendment to such regulations. "Securities Act" means the Securities Act of 1933, as amended from time to time, or any successor statute thereto. "Settlement Amount" means, with respect to a Person and any Hedge Agreement, any amount payable by such Person under the terms of such Hedge Agreement in respect of, or intended to compensate the other parry for, the value of such Hedge Agreement upon an early termination thereof. "Short -Term Indebtedness" means all Indebtedness which is not Long -Term Indebtedness. "State" means the State of Minnesota. "Tax Certificate" shall have the meaning assigned to such term in the Financing Agreement. "Taxable Date" shall have the meaning assigned to such term in the Financing Agreement. "Taxable Period" shall have the meaning assigned to such term in Section 3.03(a). 13 4816-9435-3832.2 "Taxable Rate" shall have the meaning assigned to such term in the Financing Agreement. "Taxes" means, with respect to any Person, all present or future taxes, levies, imposts, duties, deductions, withholdings (including backup withholding), assessments, fees or other charges imposed by any Governmental Authority on such Person, including any interest, fines, additions to tax or penalties applicable thereto. "Total Liabilities" means all liabilities of the Borrower as of the date of calculation as determined in accordance with GAAP. "Withdrawal Liability" means liability to a Multiemployer Plan as a result of a complete or partial withdrawal from such Multiemployer Plan, as such terms are defined in Part I of Subtitle E of Title IV of ERISA. "written" or "in writing" means any form of written communication or a communication by means of a facsimile device. Section 1.02. Incorporation of Certain Definitions by Reference. Each capitalized term used herein and not otherwise defined herein shall have the meaning provided therefor in the Financing Agreement, unless the context otherwise requires. Section 1.03. Accounting Matters. Unless otherwise specified herein, all accounting terms used herein without definition shall be interpreted, all accounting determinations hereunder shall be made, and all financial statements required to be delivered hereunder shall be prepared, in accordance with GAAP. In the event of changes to GAAP which become effective after the Closing Date, the Borrower and the Purchaser agree to negotiate in good faith appropriate revisions of this Agreement so as to perpetuate the meaning and effect of such provisions as originally negotiated and agreed upon. Section 1.04. Computation of Time Periods. In this Agreement, in the computation of a period of time from a specified date to a later specified date, unless otherwise specified herein, the word "from" means "from and including" and the words "to" and "until" each mean "to but excluding" and the word "through" means "to and including." Section 1.05. New York City Time Presumption. All references herein to times of the day shall be presumed to refer to New York City time unless otherwise specified. Section 1.06. Relation to Other Documents; Incorporation by Reference. (a) Nothing in this Agreement shall be deemed to amend, or relieve the Borrower of any of its obligations under, any Related Document to which it is a party. Conversely, to the extent that the provisions of any Related Document allow the Borrower to take or not take certain actions, the Borrower nevertheless shall be fully bound by the provisions of this Agreement. (b) Except as provided in subsection (c) below, all references to this Agreement or any other documents, including the Related Documents, shall be deemed to 14 4816-9435-3832.2 include all amendments, restatements, modifications and supplements thereto to the extent such amendment, restatement, modification or supplement is made in accordance with the provisions of such document and this Agreement. (c) All provisions of this Agreement making reference to specific Sections of any Related Document shall be deemed to incorporate such Sections into this Agreement by reference as though specifically set forth herein (with such changes and modifications as may be herein provided) and shall continue in full force and effect with respect to this Agreement notwithstanding payment of all amounts due under or secured by the Related Documents, the termination or defeasance thereof or any modification thereto or any waiver given in connection therewith, so long as this Agreement is in effect and until all amounts due and owing to the Purchaser under this Agreement, the Note and the other Related Documents are paid in full. No amendment, modification, consent, waiver or termination with respect to any of such Sections shall be effective as to this Agreement until specifically agreed to in writing by the Purchaser with specific reference to this Agreement. Section 1.07. Construction. Unless the context of this Agreement otherwise clearly requires, references to the plural include the singular, to the singular include the plural and to the part include the whole. The word "including" shall be deemed to mean "including but not limited to," and "or" has the inclusive meaning represented by the phrase "and/or." The words "hereof," "herein," "hereunder" and similar terms in this Agreement refer to this Agreement as a whole and not to any particular provision of this Agreement. The Section headings contained in this Agreement and the table of contents preceding this Agreement are for reference purposes only and shall not control or affect the construction of this Agreement or the interpretation thereof in any respect. Article, section, subsection, exhibit, schedule and annex references are to this Agreement unless otherwise specified. Any exhibit, schedule or annex attached hereto is incorporated by reference herein and is a constituent part of this Agreement. The recitals hereto are true and correct and are incorporated into this Agreement. ARTICLE II PURCHASE OF NOTE Section 2.01. Purchase of Note. (a) Initial Purchase Price. Upon the terms and conditions and based on the representations, warranties and covenants of the Borrower set forth herein and in the Related Documents, the Purchaser hereby agrees to purchase from the Issuer and the Borrower hereby agrees to cause the Issuer to sell to the Purchaser, all, but not less than all, of the Note at the purchase price of $[PAR AMOUNT] representing the aggregate principal amount of the Note (the "Initial Purchase Price"). (b) Closing. On the Closing Date, the Borrower shall deliver to the Purchaser the documents described in Article IV. Upon delivery of such documents, the Purchaser will pay the Initial Purchase Price for the Note in immediately available federal funds payable to the Borrower. One fully registered Note, in the aggregate principal amount 15 4816-9435-3832.2 equal to the Initial Purchase Price, shall be issued to and registered in the name of the Purchaser, or as otherwise directed by the Purchaser. The Note shall be so issued and registered to and held by the Purchaser, or as otherwise directed by the Purchaser. ARTICLE III THE BORROWER'S OBLIGATIONS Section 3.01. Repayment Obligations. The Borrower hereby unconditionally, irrevocably and absolutely agrees to make prompt and full payment of all amounts due and owing to the Purchaser under this Agreement, the Note and the other Related Documents whether now existing or hereafter arising, irrespective of their nature, whether direct or indirect, absolute or contingent, with interest thereon at the rate or rates provided in this Agreement, the Note or such other Related Documents. Without limiting the generality of the foregoing, the parties hereto acknowledge and agree that the payment obligations of the Borrower described in this Section are obligations in the nature of a loan and separate and independent of the Borrower's obligations under the Related Documents. The Borrower unconditionally, irrevocably and absolutely agrees to pay to the Purchaser the following: (a) Interest on an amount equal to the principal amount of the Note on each Interest Payment Date at the interest rate applicable to the Note as set forth in the Financing Agreement; (b) Principal on the dates and in the amounts set forth in Exhibit A. The Borrower shall cause the Note to be redeemed on the dates and in principal amounts equal to the amounts required to be paid pursuant to this subsection, provided that such redemptions shall not be subject to the redemption premiums set forth in Section 2.10(a) of the Financing Agreement; (c) To the extent that the Purchaser receives payment through ownership of the Note, the Borrower's obligation to make payments pursuant this Section, to the extent of the payment so received by the Purchaser, shall be deemed satisfied. Section 3.02. Default Interest. The Borrower agrees to pay, or cause to be paid, to the Purchaser, upon demand, interest on any and all amounts due and owing by the Borrower under this Agreement, the Note or the other Related Documents from and after the earlier of (a) the date amounts owed hereunder are due and not paid and (b) the occurrence and continuance of an Event of Default, but only for so long as such amounts due remain unpaid or such Event of Default continues, at the Default Rate. The obligations of the Borrower under this Section shall survive the termination of this Agreement and the payment in full of the Note. Section 3.03. Determination of Taxability. (a) In the event a Taxable Date occurs, in addition to (but not in duplication of) the amounts required to be paid pursuant to the Related Documents, the Borrower hereby agrees to pay to the Purchaser and any other Owner, as applicable, on demand therefor (i) an amount equal to the difference between (A) the amount of interest paid to the Purchaser and such other Owner on the Note during the period in which interest on 16 4816-9435-3832.2 the Note is includable in the gross income of the Purchaser or such other Owner beginning on the Taxable Date (the "Taxable Period") and (B) the amount of interest that would have been paid to the Purchaser and such other Owner during such Taxable Period had the Note borne the Taxable Rate, and (ii) an amount equal to any interest, penalties or charges owed by the Purchaser and such other Owner as a result of interest on the Note becoming includable in the gross income of the Purchaser or such other Owner, together with any and all attorneys' fees, court costs, or other out of pocket costs incurred by the Purchaser or such other Owner in connection therewith. (b) Subject to the provisions of subsections (c) and (d) below, the Purchaser or such other Owner, as applicable, shall afford the Borrower the opportunity, at the Borrower's sole cost and expense, to contest (i) the validity of any amendment to the Code which causes the interest on the Note to be includable in the gross income of the Purchaser or such other Owner or (ii) any challenge to the validity of the tax exemption with respect to the interest on the Note, including the right to direct the necessary litigation contesting such challenge (including administrative audit appeals). (c) As a condition precedent to the exercise by the Borrower of its right to contest set forth in subsection (b) above, the Borrower shall, on demand, immediately reimburse the Purchaser and such other Owner, as applicable, for (i) any and all expenses (including attorneys' fees for services that may be required or desirable, as determined by the Purchaser and such other Owner, as applicable, in their sole discretion) that may be incurred by the Purchaser and such other Owner, as applicable, in connection with any such contest, and (ii) any and all penalties or other charges payable by the Purchaser and such other Owner, as applicable, for failure to include such interest in its gross income. (d) The obligations of the Borrower under this Section shall survive the termination of this Agreement and the payment in full of the Note. Section 3.04. Fees; Costs and Expenses. The Borrower shall pay within thirty (30) days after demand: (a) for each amendment of this Agreement or any Related Document, or consent or waiver by the Purchaser under this Agreement or any Related Document, in each case a maximum amount of $2,500 plus the reasonable fees and expenses of counsel to the Purchaser; (b) the reasonable fees and out of pocket expenses for counsel or other reasonably required consultants to the Purchaser in connection with this Agreement or the Related Documents, including, but not limited to, with respect to advising the Purchaser as to its rights and responsibilities under this Agreement or the Related Documents or in connection with responding to requests from the Borrower for consents, amendments and waivers; and (c) all of the Purchaser's reasonable out of pocket expenses (including fees and expenses of counsel or other reasonably required consultants to the Purchaser) arising in connection with the enforcement or administration of, or preservation of rights 17 4816-9435-3832.2 (including in any bankruptcy or insolvency proceeding or any workout) in connection with, this Agreement or the Related Documents. Section 3.05. Computation of Interest and Fees. Interest payable hereunder shall be calculated on the basis of a year of 360 days consisting of twelve 30 -day months. Interest shall accrue during each period for which interest is computed from and including the first day thereof to but excluding the last day thereof. Section 3.06. Increased Costs. (a) Increased Costs Generally. If any Change in Law shall (i) impose, modify or deem applicable any reserve, liquidity ratio, special deposit, compulsory loan, insurance charge or similar requirement against assets of, deposits with or for the account of, or advances, loans or other credit extended or participated in by, the Purchaser or any Owner; (ii) subject the Purchaser or any Owner to any Taxes of any kind whatsoever with respect to this Agreement or the Note, or change the basis of taxation of payments to the Purchaser or such Owner in respect thereof (except for Indemnified Taxes covered by Section 3.07 and the imposition of, or any change in the rate of, any Excluded Taxes payable by the Purchaser or any Owner); or (iii) impose on the Purchaser or any Owner any other condition, cost or expense affecting this Agreement or the Note; and the result of any of the foregoing shall be to increase the cost to the Purchaser or such Owner of maintaining this Agreement or owning the Note, or to reduce the amount of any sum received or receivable by the Purchaser or such Owner hereunder or under the Note (whether of principal, interest or any other amount) then, upon written request of the Purchaser or such Owner as set forth in subsection (c) below, the Borrower shall promptly pay to the Purchaser or such Owner, as the case may be, such additional amount or amounts as will compensate the Purchaser or such Owner, as the case may be, for such additional costs incurred or reduction suffered. (b) Capital Requirements. If the Purchaser or any Owner determines that any Change in Law affecting the Purchaser or such Owner or the Purchaser's or such Owner's parent or holding company, if any, regarding capital requirements, has or would have the effect of reducing the rate of return on the Purchaser's or such Owner's capital or the capital of the Purchaser's or such Owner's parent or holding company holding, if any, as a consequence of this Agreement, or ownership of the Note, to a level below that which the Purchaser or such Owner or the Purchaser's or such Owner's parent or holding company could have achieved but for such Change in Law (taking into consideration the Purchaser's or such Owner's policies and the policies of the Purchaser's or such Owner's parent or holding company with respect to capital adequacy), then from time to time upon written request of the Purchaser or such Owner as set forth in subsection (c) below, the Borrower shall promptly pay to the Purchaser or such Owner, as the case may be, such 18 4816-9435-3832.2 additional amount or amounts as will compensate the Purchaser or such Owner or the Purchaser's or such Owner's parent or holding company for any such reduction suffered. (c) Certificates for Reimbursement. A certificate of the Purchaser or any Owner setting forth the amount or amounts necessary to compensate the Purchaser or any such Owner or the Purchaser's or any such Owner's parent or holding company, as the case may be, as specified in subsection (a) or (b) above and delivered to the Borrower, shall be conclusive absent manifest error. The Borrower shall pay the Purchaser or any such Owner, as the case may be, the amount shown as due on any such certificate within ten (10) days after receipt thereof. (d) Delay in Requests. Failure or delay on the part of the Purchaser or any such Owner to demand compensation pursuant to this Section shall not constitute a waiver of the Purchaser's or any such Owner's right to demand such compensation. (e) Survival. Without prejudice to the survival of any other agreement of the Borrower hereunder, the agreements and obligations of the Borrower contained in this Section shall survive the termination of this Agreement and the payment in full of the Note and the obligations of the Borrower thereunder and hereunder. Section 3.07. Net of Taxes, Etc. (a) Any and all payments to the Purchaser or any Owner by the Borrower hereunder or with respect to the Note shall be made free and clear of and without deduction or withholding for any and all Indemnified Taxes. If the Borrower shall be required by law to deduct or withhold any Indemnified Taxes imposed by the United States or any political subdivision thereof from or in respect of any sum payable hereunder or with respect to the Note, then (i) the sum payable shall be increased as may be necessary so that after making all required deductions (including deductions applicable to additional sums payable under this Section) the Purchaser or such Owner receives an amount equal to the sum it would have received had no such deductions been made, (ii) the Borrower shall make such deductions and (iii) the Borrower shall timely pay the full amount deducted to the relevant taxation authority or other authority in accordance with applicable law. If the Borrower shall make any payment under this Section to or for the benefit of the Purchaser or such Owner with respect to Indemnified Taxes and if the Purchaser or such Owner shall claim any credit or deduction for such Indemnified Taxes against any other taxes payable by the Purchaser or such Owner to any taxing jurisdiction in the United States then the Purchaser or such Owner shall pay to the Borrower an amount equal to the amount by which such other taxes are actually reduced; provided, that the aggregate amount payable by the Purchaser or such Owner pursuant to this sentence shall not exceed the aggregate amount previously paid by the Borrower with respect to such Indemnified Taxes. In addition, the Borrower agrees to pay any present or future stamp, recording or documentary taxes and any other excise or property taxes, charges or similar levies that arise under the laws of the United States or any state of the United States from any payment made hereunder or under the Note or from the execution or delivery of this Agreement or the Note, or otherwise with respect to this Agreement or the Note (hereinafter referred to as "Other Taxes"). The Purchaser or 19 4816-9435-3832.2 such Owner shall provide to the Borrower within a reasonable time a copy of any written notification it receives with respect to Indemnified Taxes or Other Taxes owing by the Borrower to the Purchaser or such Owner hereunder; provided, that the Purchaser or such Owner's failure to send such notice shall not relieve the Borrower of its obligation to pay such amounts hereunder. (b) The Borrower shall, to the fullest extent permitted by law and subject to the provisions hereof, pay the Purchaser or such Owner for the full amount of Indemnified Taxes and Other Taxes including any Indemnified Taxes or Other Taxes imposed by any jurisdiction on amounts payable under this Section paid by the Purchaser or such Owner or any liability (including penalties, interest and expenses) arising therefrom or with respect thereto, whether or not such Indemnified Taxes or Other Taxes were correctly or legally asserted; provided, that the Borrower shall not be obligated to pay the Purchaser or such Owner for any penalties, interest or expenses relating to Indemnified Taxes or Other Taxes arising from the Purchaser or such Owner's gross negligence or willful misconduct. The Purchaser or such Owner agrees to give notice to the Borrower of the assertion of any claim against the Purchaser or such Owner relating to such Indemnified Taxes or Other Taxes as promptly as is practicable after being notified of such assertion; provided, that the Purchaser or such Owner's failure to notify the Borrower promptly of such assertion shall not relieve the Borrower of its obligation under this Section. Payments by the Borrower pursuant to this Section shall be made within thirty (30) days from the date the Purchaser or such Owner makes written demand therefor, which demand shall be accompanied by a certificate describing in reasonable detail the basis thereof. The Purchaser or such Owner agrees to repay to the Borrower any refund (including that portion of any interest that was included as part of such refund) with respect to Indemnified Taxes or Other Taxes paid by the Borrower pursuant to this Section received by the Purchaser or such Owner for Indemnified Taxes or Other Taxes that were paid by the Borrower pursuant to this Section and to contest, with the cooperation and at the expense of the Borrower, any such Indemnified Taxes or Other Taxes which the Purchaser or such Owner or the Borrower reasonably believes not to have been properly assessed. (c) Within thirty (30) days after the date of any payment of Indemnified Taxes by the Borrower, the Borrower shall furnish to the Purchaser or such Owner, as applicable, the original or a certified copy of a receipt evidencing payment thereof. (d) Without prejudice to the survival of any other agreement of the Borrower hereunder, the agreements and obligations of the Borrower contained in this Section shall survive the termination of this Agreement and the payment in full of the Note and the obligations of the Borrower thereunder and hereunder. Section 3.08. Method and Application of Payments. All payments by or on behalf of the Borrower to the Purchaser hereunder shall be fully earned when due and nonrefundable when paid and made in lawful currency of the United States of America and in immediately available funds. Amounts payable to the Purchaser hereunder shall be transferred to the Purchaser at such account as the Purchaser may specify from time to time in writing to the Borrower. Any payment received by the Purchaser after 3:30 p.m. on the date payment is due shall be deemed to 20 4816-9435-3832.2 have been received by the Purchaser on the next Business Day. If any payment hereunder is due on a day that is not a Business Day, then such payment shall be due on the next succeeding Business Day, and, in the case of the computation of the interest or fees hereunder, such extension of time shall, in such case, be included in the computation of the payment due hereunder. Payments received by the Purchaser shall be applied, first, to any fees, costs, charges or expenses payable by the Borrower under this Agreement; second, to past due interest; third, to current interest; and, fourth, to principal. Section 3.09. Maintenance of Accounts. The Purchaser shall maintain in accordance with its usual practice an account or accounts evidencing the indebtedness of the Borrower and the amounts payable and paid from time to time hereunder. In any legal action or proceeding in respect of this Agreement, the entries made in such account or accounts shall be presumptive evidence of the existence and amounts of the obligations of the Borrower therein recorded. The failure to record any such amount shall not, however, limit or otherwise affect the obligations of the Borrower hereunder to repay all amounts owed hereunder, together with all interest accrued thereon as provided herein. Section 3.10. Cure. The Purchaser shall have the right, but not the obligation, to cure any Default, Event of Default or event of nonperformance. The Borrower agrees to pay to the Purchaser on demand, any amounts advanced by or on behalf of the Purchaser, to the extent required to cure any Default, Event of Default or event of nonperformance under this Agreement or any Related Document, together with interest thereon at the Default Rate. The Purchaser shall give the Borrower reasonably prompt notice of any such advances. Section 3.11. Maximum Lawful Rate. (a) If the amount of interest payable for any period in accordance with the terms hereof or the Note exceeds the amount of interest that would be payable for such period had interest for such period been calculated at the Maximum Lawful Rate, then interest for such period shall be payable in an amount calculated at the Maximum Lawful Rate for such period. (b) Any interest that would have been due and payable for any period but for the operation of subsection (a) above shall accrue and be payable as provided in this subsection (b) and shall, less interest actually paid to the Purchaser or any other Owner, as applicable, for such period, constitute the "Excess Interest Amount." If there is any accrued and unpaid Excess Interest Amount as of any date then the principal amount with respect to which interest is payable shall bear interest at the Maximum Lawful Rate, until payment to the Purchaser and each other Owner, as applicable, of the entire Excess Interest Amount. (c) Notwithstanding the foregoing, on the date on which no principal amount hereunder remains unpaid, to the extent possible without violating Applicable Law, the Borrower shall pay to the Purchaser and each other Owner, as applicable, a fee equal to any accrued and unpaid Excess Interest Amount. 21 4816-9435-3832.2 ARTICLE IV CONDITIONS PRECEDENT TO PURCHASE OF NOTE Section 4.01. Documentary Requirements. The obligation of the Purchaser to purchase the Note is subject to the conditions precedent that the Purchaser shall have received, on or before the Closing Date, the items listed below in this Section, each dated and in form and substance as is satisfactory to the Purchaser. However, should the Purchaser purchase the Note prior to its receipt and approval of any of the following items, such purchase shall not be deemed to be a waiver of any documentary requirement. (a) The following Borrower organizational documents: (i) Copies of the resolutions of the Borrower approving the execution and delivery of this Agreement and the Related Documents to which the Borrower is a parry, approving the form of the Related Documents to which it is not a party and the other matters contemplated hereby and thereby, certified by its Secretary as being true and complete and in full force and effect on the Closing Date; (ii) The organizational documents of the Borrower, certified to be in full force and effect as of a date not more than thirty (30) days preceding the Closing Date by an appropriate official of the State and certified by its Secretary to be in full force and effect on the Closing Date; (iii) Certificates issued by an appropriate official of the State, issued no more than thirty (30) days preceding the Closing Date, stating that the Borrower is in good standing in such jurisdiction; (iv) A certificate of the Borrower certifying the names and signatures of the persons authorized to sign, on behalf of the Borrower, this Agreement and the Related Documents to which it is a party and the other documents to be delivered by it hereunder or thereunder; (v) A letter from the Internal Revenue Service to the effect that the Borrower is an organization described in Section 501(c)(3) of the Code, and is exempt from federal income taxation under Section 501(a) of the Code; (vi) A certified copy of the investment policy of the Borrower; and (vii) Copies of all Hedge Agreements to which the Borrower is a parry. (b) The following financing documents: (i) An executed original of this Agreement and each of the Related Documents; (ii) The specimen Note; 22 4816-9435-3832.2 (iii) Such financing statements as may be required by the Purchaser; R$TfI (iv) Copies of Uniform Commercial Code, judgment and litigation, tax liens and bankruptcy search reports dated a date reasonably near to the Closing Date, listing all effective financing statements which name the Borrower (under its present names and any previous names) as debtor, together with (a) copies of such financing statements and (b) such Uniform Commercial Code termination statements as the Purchaser may reasonably request. (c) The following opinions, addressed to the Purchaser or on which the Purchaser is otherwise expressly authorized to rely: (i) From counsel to the Borrower, as to the due authorization, execution and delivery of this Agreement and each of the Related Documents to which it is a parry, their validity, binding effect and enforceability, the Borrower's status as an organization described in Section 501(c)(3) of the Code, and such other customary matters as the Purchaser may reasonably request; (ii) From Bond Counsel, in customary form, an opinion to the effect that the Note has been duly authorized and validly issued, that the Financing Agreement creates a valid lien on the Revenues and that interest on the Note will not be included in gross income of the Owners thereof for federal tax purposes; and (iii) Each other opinion delivered by any Person pursuant to the Related Documents. (d) The following documents relating to the Project: (i) The Lease; (ii) Copies of all security agreements or instruments constituting Liens on any portion of the Project or on any Property located on the Land, and related UCC -1 Financing Statements; and (iii) Such other documentation with respect to the Project as may be reasonably requested by the Purchaser. (e) Evidence of liability and casualty insurance satisfactory to the Purchaser. (f) A certificate signed by a principal officer of the Borrower, stating that on and as of the Closing Date (i) the Borrower is in compliance with all of the terms, provisions and conditions of each financial covenant and any other material provision of this Agreement and the Related Documents and any Contract entered into in connection with any Indebtedness; (ii) all requirements and preconditions to the issuance, execution, delivery and purchase of the Note shall have been satisfied; (iii) the Borrower has complied with all agreements and covenants and satisfied all conditions stated in this 23 4816-9435-3832.2 Agreement on its part to be performed or satisfied at or prior to the Closing Date; (iv) since December 31, 2018 there has been no event or occurrence which has caused or might reasonably be anticipated to cause a Material Adverse Effect or which may adversely affect the consummation of the transactions contemplated by this Agreement and the Related Documents; (v) each representation and warranty on the part of the Borrower contained in this Agreement and the Related Documents is true and correct as though made on and as of the Closing Date, (vi) no Default or Event of Default has occurred and is continuing or would result from the execution or performance of this Agreement or the Related Documents to which the Borrower is a party; and (vii) no petition by or against the Borrower has at any time been filed under the Bankruptcy Code or under any similar Law. (g) Such other instruments, documents and opinions as the Purchaser shall reasonably require to evidence and secure the obligations of the Borrower under this Agreement and the Related Documents and to comply with the provisions of this Agreement and the Related Documents and the requirements of any Governmental Authority to which the Purchaser or the Borrower is subject. Section 4.02. Credit Requirements. Prior to the Closing Date, the Purchaser shall have determined, in its sole discretion, based in part upon the information and reports submitted by the Borrower, that the Borrower has met the Purchaser's credit requirements. Section 4.03. Additional Conditions Precedent. On or prior to the Closing Date, the Borrower shall have paid all reasonable costs and expenses of the Purchaser in connection with the execution and delivery of this Agreement, the Related Documents and any other documents delivered in connection with any of the foregoing including the reasonable fees and expenses of counsel for the Purchaser and all costs associated with any title/lien searches. ARTICLE V REPRESENTATION AND WARRANTIES The Borrower represents and warrants to the Purchaser as of the Closing Date as follows: Section 5.01. Organization; Power; Qualification. The Borrower (a) is duly organized, validly existing and in good standing under the laws of the jurisdiction of its incorporation or formation, (b) has the power and authority to own its Properties and to carry on its businesses as now being conducted and as currently contemplated to be conducted hereafter and (c) is duly qualified and authorized to do business in each jurisdiction in which the character of its Properties or the nature of its business requires such qualification and authorization. Section 5.02. Authorization; Enforceability. The Borrower has the right, power and authority and has taken all necessary corporate and other action to authorize the execution, delivery and performance of this Agreement and each of the Related Documents to which it is a party in accordance with their respective terms. This Agreement and each of the Related Documents to which it is a party have been duly executed and delivered by the duly authorized officers of the Borrower, and each such document constitutes the legal, valid and binding 24 4816-9435-3832.2 obligation of the Borrower enforceable in accordance with its terms, except as such enforceability may be limited by (a) the effect of any applicable bankruptcy, insolvency, reorganization, moratorium or similar Law affecting creditors' rights generally, and (b) general principles of equity (regardless of whether such enforceability is considered in a proceeding in equity or at law). Section 5.03. Compliance of Agreement and Related Documents with Organizational Documents, Etc. The execution, delivery and performance by the Borrower of this Agreement and each of the Related Documents to which it is a party, in accordance with their respective terms, and the transactions contemplated hereby and thereby do not and will not (a) contravene or conflict with the Borrower's articles of incorporation, by-laws or other organizational documents, (b) require any consent or approval of any creditor of the Borrower, (c) violate any Applicable Law (including Regulations G, T, U or X of the Board of Governors of the Federal Reserve System, or any successor regulations), (d) conflict with, result in a breach of or constitute a default under any Contract to which the Borrower is a parry or by which it or any of its Property may be bound or (e) result in or require the creation or imposition of any Lien upon any Property now owned or hereafter acquired by the Borrower except such Liens, if any, expressly created by this Agreement or the Related Documents. Section 5.04. Governmental Approvals. All authorizations, consents, and other Governmental Approvals necessary for the Borrower to enter into this Agreement and the Related Documents to which it is a party and perform the transactions contemplated hereby and thereby have been obtained and remain in full force and effect and are subject to no further administrative or judicial review. No other authorization or approval or other action by, and no notice to or filing with, any Governmental Authority is required for the due execution, delivery and performance by the Borrower of this Agreement and each of the Related Documents to which it is a party. Section 5.05. Compliance with Applicable Law. The Borrower is in compliance in all material respects with the requirements of all Applicable Laws, including all Governmental Approvals, except in such instances in which (a) such requirement of Applicable Law is being contested in good faith by appropriate proceedings diligently conducted by or on behalf of the Borrower and (b) the failure to comply therewith could not reasonably be expected to have a Material Adverse Effect and will not cause a Material Adverse Change. Section 5.06. Title to Properties. The Borrower has good, marketable title to or a leasehold interest in its Property. None of the Property of the Borrower is subject to any Lien, except Permitted Liens. The Borrower has complied with all obligations under all leases to which it is a party and under which it is in occupancy, and all such leases are in full force and effect. The Borrower enjoys peaceful and undisturbed possession under all such leases. Section 5.07. Tag Returns and Payments. (a) All federal, state and other tax returns of the Borrower required by law to be filed have been duly filed, (b) all federal, state and other taxes, assessments and other governmental charges or levies upon the Borrower, and the respective properties, income, profits and assets of the Borrower that are due and payable have been paid and (c) the charges, accruals and reserves on the books of the Borrower in respect of such taxes and charges that are not yet due and payable are adequate to pay such taxes and 25 4816-9435-3832.2 charges when such taxes and charges become due and payable, and the Borrower does not know of any reason to anticipate any additional assessments for any of such years for which adequate reserves have not been established. Section 5.08. Litigation. There are no actions, suits or proceedings pending or threatened against the Borrower or any Affiliate of the Borrower or any Property of the Borrower or any such Affiliate before any Governmental Authority, which, in any case, (a) may have a Material Adverse Effect, (b) seek injunctive relief, (c) allege any criminal misconduct by the Borrower or any Affiliates of the Borrower, or (d) allege the violation of any Environmental Laws or (e) are asserted against any Plan, its fiduciaries or its assets or against the Borrower or any member of the ERISA Group in connection with any Plan (any of the foregoing referred to herein as "Material Litigation"). Section 5.09. Absence of Defaults and Events of Default. (a) No Default or Event of Default has occurred and is continuing. (b) No defaults by the Borrower or any Affiliate of the Borrower exist under any Contracts or judgments, decrees or orders, except for defaults that, singly or in the aggregate, have not had and will not have a Material Adverse Effect. Section 5.10. Financial Statements. The balance sheet of the Borrower as of December 31, 2018 and the related statement of revenues and expenses and changes in financial position for the Fiscal Year then ended and the auditors' reports with respect thereto and the balance sheet of the Borrower as of June 30, 2019 and the related statement of revenues and expenses and changes in financial position for the quarter then ended, copies of which have heretofore been furnished to the Purchaser, are complete and correct and fairly present the financial condition, changes in financial position and results of operations of the Borrower for such dates and for such periods, and were prepared in accordance with GAAP. Since December 31, 2018, there has been no (a) Material Adverse Change or (b) increase in the Long -Term Indebtedness of the Borrower, except for Indebtedness relating to the Note. Section 5.11. Accuracy and Completeness of Information. All information, reports, financial statements and other papers and data furnished to the Purchaser or its counsel by or on behalf of the Borrower to the Purchaser were, at the time the same were so furnished, complete and correct in all material respects, to the extent necessary to give the recipient a true and accurate knowledge of the subject matter. No fact is known to the Borrower which has had or in the reasonable judgment of the Borrower may in the future have a Material Adverse Effect which has not been set forth in the financial statements referred to in Section 5.10 or in such information, reports or other papers or data or otherwise disclosed in writing to the Purchaser prior to the Closing Date. Any financial, budget and other projections furnished to the Purchaser by the Borrower were prepared in good faith on the basis of the assumptions stated therein, which assumptions were fair and reasonable in light of the conditions existing at the time of delivery of such financial, budget or other projections, and represented, and as of the date of this representation, represent the Borrower's best estimate of its future financial performance. No document furnished or other written statement made to the Purchaser in connection with the negotiation, preparation or execution of this Agreement or the Related Documents contains or 26 4816-9435-3832.2 will contain any untrue statement of a material fact or omits or will omit to state (as of the date made or furnished) any material fact necessary in order to make the statements contained herein or therein, in light of the circumstances under which they were or will be made, not misleading. Section 5.12. Income Tax Status. The Borrower is an organization described in Section 501(c)(3) of the Code, is not a "private foundation" as defined by Section 509(a) of the Code and is exempt from federal income tax under Section 501(a) of the Code, except for taxes imposed on unrelated business income pursuant to Section 511 of the Code. The Borrower has not received any notice from the Internal Revenue Service that its respective returns are being audited or its respective status as an organization described in Section 501(c)(3) of the Code is being investigated or challenged. The Borrower is in continued compliance with all requirements of such status. The Borrower has not taken any action or omitted to take any action, and to the best of its knowledge, knows of no action taken or omitted to be taken by any other Person, which action, if taken or omitted, could adversely affect the exclusion of interest on the Note from gross income for federal income tax purposes or the exemption of such interest from State personal income taxes. Section 5.13. Incorporation of Representations and Warranties. Except for those representations and warranties which due to the passage of time are no longer true, the Borrower hereby makes to the Purchaser the same representations and warranties made by the Borrower in each Related Document to which it is a party, which representations and warranties, together with the related definitions of terms contained therein, are incorporated herein by this reference with the same effect as if each and every such representation and warranty and definition were set forth herein in its entirety. No amendment to or waiver of such representations, warranties, covenants or definitions made pursuant to the relevant Related Document or incorporated by reference shall be effective to amend such representations and warranties and definitions as incorporated by reference herein without the prior written consent of the Purchaser. Section 5.14. No Usury. (a) The terms of this Agreement and the Related Documents regarding the calculation and payment of interest and fees do not violate any applicable usury laws. (b) The Note is not subject to any Applicable Law prescribing a maximum rate of interest. Section 5.15. Insurance. The Borrower currently maintains insurance of such type and in such amounts or in excess of such amounts as are customarily carried by, and insures against such risks as are customarily insured against by, businesses of like type, size and character to the Borrower and as required by the Financing Agreement. Section 5.16. Reserved. Section 5.17. Compliance with ERISA. Each member of the ERISA Group has fulfilled its obligations under the minimum funding standards of ERISA and the Code with respect to each Plan and is in compliance in all material respects with the applicable provisions of ERISA and the Code with respect to each Plan. No member of the ERISA Group, any plan administrator or any of their respective agents or representatives has: (a) sought a waiver of the 27 4816-9435-3832.2 minimum funding standard under Section 412 of the Code or Section 303 of ERISA in respect of any Plan; (b) failed to make any contribution or payment to any Plan, or made any amendment to any Plan or benefit arrangement, which has resulted or could result in the imposition of a Lien or the posting of a bond or other security under ERISA or the Code; (c) incurred any liability under Title IV of ERISA other than a liability to the PBGC for premiums under Section 4007 of ERISA; (d) received notice from any Person concerning the imposition of Withdrawal Liability or a determination or expected determination of insolvency or reorganization within the meaning of Title IV of ERISA; (e) filed a notice of intent to terminate a Plan with unfunded liabilities, (f) received notice from the PBGC regarding the institution of proceedings to terminate a Plan, impose liability (other than for premiums under Section 4007 of ERISA) in respect of any Plan, or that a trustee is or will be appointed to administer a Plan, or (g) notice or knowledge of the institution of proceedings under Section 515 of ERISA for the enforcement of contributions to a Multiemployer Plan. Section 5.18. Investment Company Act. Neither the Borrower nor any of its Affiliates is an "investment company" or a company "controlled" by an "investment company," as such terms are defined in the Investment Company Act of 1940, as amended. Section 5.19. Federal Reserve Board Regulations. The Borrower is not engaged principally, or as one of its important activities, in the business of extending credit for the purpose of purchasing or carrying Margin Stock. Section 5.20. Pending Legislation and Decisions. To the best knowledge of the Borrower, there is no proposed amendment to the Constitution of the State or any State law or any published administrative interpretation of the Constitution of the State or any State law, or any proposition or referendum (or proposed proposition or referendum) or other ballot initiative or any legislation that has passed either house of the legislature of the State, or any published judicial decision interpreting any of the foregoing, the effect of which could reasonably be expected to adversely affect (a) the issuance of, or security for, the Note, (b) the rights or remedies of the Purchaser or of any Owner of the Note, or (c) the power or ability of the Borrower to perform its obligations hereunder or under any of the Related Documents including the Borrower's ability to repay when due its obligations under this Agreement, any Related Document or any of its Material Indebtedness. Section 5.21. Environmental Matters. In the ordinary course of its business, the Borrower conducts an ongoing review of the effect of Environmental Laws on its business, operations and Properties, in the course of which it identifies and evaluates associated liabilities and costs (including any capital or operating expenditures required for clean up or closure of Properties presently or previously owned or operated, any capital or operating expenditures required to achieve or maintain compliance with environmental protection standards imposed by Applicable Law or as a condition of any license, permit or contract, and related constraints on operating activities, including any periodic or permanent shutdown of any facility or reduction in the level of or change in the nature of operations conducted there at and any actual or potential liabilities to third parties, including employees, and any related costs and expenses). On the basis of this review, the Borrower has reasonably concluded that it has not failed to comply with any Environmental Laws in a manner which may have a Material Adverse Effect. W 4816-9435-3832.2 Section 5.22. Anti -Terrorism Representations. (a) Neither the Borrower nor any of its Affiliates is in violation of any laws relating to terrorism or money laundering ("Anti -Terrorism Laws"), including Executive Order No. 13224 on Terrorist Financing, effective September 24, 2001 (the "Executive Order"), and the Patriot Act; (b) Neither the Borrower nor any of its Affiliates is any of the following: (i) a Person that is listed in the annex to, or is otherwise subject to the provisions of, the Executive Order; (ii) a Person owned or controlled by, or acting for or on behalf of, any Person that is listed in the annex to, or is otherwise subject to the provisions of, the Executive Order; (iii) a Person with which the Purchaser is prohibited from dealing or otherwise engaging in any transaction by any Anti -Terrorism Law; (iv) a Person that commits, threatens or conspires to commit or supports "terrorism" as defined in the Executive Order; or (v) a Person that is named as a "specially designated national and blocked person" on the most current list published by the Office of Foreign Asset Control ("OFAC") or any list of Persons issued by OFAC pursuant to the Executive Order at its official website or any replacement website or other replacement official publication of such list; (c) Neither the Borrower nor any of its Affiliates (i) conducts any business or engages in making or receiving any contribution of funds, goods or services to or for the benefit of any Person described in subsection (b) above, (ii) deals in, or otherwise engages in any transaction relating to, any Property or interests in Property blocked pursuant to the Executive Order or (iii) engages in or conspires to engage in any transaction that evades or avoids, or has the purpose of evading or avoiding, or attempts to violate, any of the prohibitions set forth in any Anti -Terrorism Law. Section 5.23. Reserved. Section 5.24. Labor Matters. There are no strikes, walkouts, lockouts or other material labor disputes or grievances against the Borrower or, to the knowledge of the Borrower, threatened against or affecting the Borrower, and no significant unfair labor practice, charges or grievances are pending against the Borrower, to the knowledge of the Borrower, threatened against it before any Governmental Authority which could reasonably be expected to have a Material Adverse Effect. Section 5.25. Sovereign Immunity. The Borrower is not entitled to claim, and shall not assert any claim, with respect to itself or its Property (irrespective of the use or intended use thereof), of immunity on the grounds of sovereignty or similar grounds from suit, jurisdiction of 29 4816-9435-3832.2 any court, relief by way of injunction, order for specific performance or for recovery of property, attachment of its assets (whether before or after judgment, in aid of execution, or otherwise) or execution or enforcement of any judgment to which it or its Property might otherwise be entitled in any suit, action or proceeding relating to this Agreement or any Related Document in the courts of any jurisdiction, nor may there be attributed to the Borrower or its Property any such immunity (nor shall such attribution be claimed by the Borrower). Section 5.26. Taxpayer Identification Number. The Borrower's U.S. taxpayer identification number is 45-2563299. Section 5.27. Concerning the Project (a) The Plans and Specifications and the anticipated use of the Project comply with all applicable restrictive covenants, zoning ordinances, building laws and other Applicable Laws (including the Americans with Disabilities Act, as amended). The current zoning classification of the Land and any covenants and restrictions affecting the Land permit the acquisition and intended use of the Project. The Borrower has obtained (to the extent obtainable at this time) all permits and approvals of any type required to construct the Project, and all such permits and approvals are final and unappealable and remain in full force and effect without restriction or modification. All public improvements included in the Project have been fully authorized by the appropriate Governmental Authority. The Borrower has satisfied all conditions imposed by any Governmental Authority in connection with any grant of subdivision or land development approval. (b) No notice of taking by eminent domain or condemnation of any part of the Land has been received, and the Borrower has no knowledge that any such proceeding is contemplated. (c) No part of the Project has been damaged as a result of any fire, explosion, accident, flood or other casualty which is not now fully restored. (d) The Project has, or will have upon completion of construction, adequate legal vehicular and pedestrian access to public roads; sewer, water and all other appropriate utilities are available in sufficient quantities at ordinary costs through public or unencumbered private easements to serve the Project; and if applicable, required written approvals of septic tanks or wells have been issued by all appropriate Governmental Authorities. ARTICLE VI AFFIRMATIVE COVENANTS The Borrower covenants and agrees that it will comply, and will cause each Affiliate of the Borrower to comply, with the following affirmative covenants until the date on which no amount is due or owing to the Purchaser under this Agreement, the Note or any other Related Document, unless the Purchaser shall otherwise consent in writing: 30 4816-9435-3832.2 Section 6.01. Compliance with Applicable Laws. The Borrower shall comply with all Applicable Laws, including all Environmental Laws. Section 6.02. Reporting Requirements. The Borrower and each Affiliate of the Borrower shall keep proper books of record and account in which full, true and correct entries will be made of all dealings or transactions of or in relation to the business and affairs of such Person on a consolidated or combined basis in accordance with GAAP. The Borrower shall furnish to the Purchaser two copies of each of the following: (a) Annual Financial Statements. As soon as available, and in any event within 150 days after the close of each Fiscal Year of the Borrower, the financial statements of the Borrower which shall be audited and reported on without qualification by an Accountant and shall be certified to the Borrower by such Accountant as (i) having been prepared in accordance with GAAP (applied on a basis consistent with that of the preceding Fiscal Year) and (ii) fairly presenting the financial condition of the Borrower as of the end of such Fiscal Year and reflecting its operations during such Fiscal Year and (iii) showing all material liabilities, direct or contingent, and disclosing the existence of any Off -Balance Sheet Liability, and shall include balance sheets, profit and loss statements and statements of cash flows, together with notes and supporting schedules, all on a consolidated and consolidating basis and in reasonable detail and including a copy of any management letter or audit report provided to the Borrower by such Accountant. (b) Quarterly Financial Statements. As soon as available, and in any event within 45 days after the end of each fiscal quarterly period of each Fiscal Year of the Borrower, the unaudited financial statements of the Borrower, including a balance sheet, profit and loss statement, statement of cash flow and notes as of the end of such fiscal quarterly period and for such fiscal quarterly period and the current Fiscal Year to the end of such fiscal quarterly period, which shall be internally prepared by management of the Borrower and presented to the Purchaser on a consistent basis, along with a certification by a principal financial officer of the Borrower as to the matters set forth under clauses (i), (ii) and (iii) of subsection (a) above. (c) Certificate of Compliance. Simultaneously with the delivery of each set of financial statements referred to in subsections (a) and (b) of this Section, a certificate substantially in the form of Exhibit B signed by a principal financial officer of the Borrower, (i) stating that such officer has made a review of activities during the preceding period for the purpose of determining whether the Borrower has complied with all of the terms, provisions and conditions of this Agreement and the Related Documents, [and] (ii) attesting that, to the best of his/her knowledge, the Borrower has kept, observed, performed and fulfilled each and every such covenant, provision and condition on its part to be performed and no Event of Default or Default has occurred, or if an Event of Default or Default has occurred such certificate shall specify such event or condition, the nature and status thereof and any remedial steps taken or proposed to correct such event or condition [and (iii) containing calculations of the applicable financial covenants (to the extent applicable as of such date), including those in Section 6.20, certified by such officer to be accurate and complete and made in accordance with this Agreement. 31 4816-9435-3832.2 (d) Other Reports. Promptly upon request by the Purchaser, copies of any financial statement or report furnished to any other holder of any securities or the Long - Term Indebtedness of the Borrower and not otherwise required to be furnished to the Purchaser pursuant to any other subsection of this Section. (e) Amendments. Promptly after the adoption thereof, copies of any amendments of or supplements to the articles of incorporation, by-laws or other organizational documents of the Borrower and copies of any amendments to any of the Related Documents. (f) Material Event Notices. Immediately following any dissemination, distribution or provision thereof to any Person, a copy of any Material Event Notice disseminated, distributed or provided in satisfaction of or as may be required by the provisions of Rule 15c2-12 promulgated pursuant to the Securities Exchange Act of 1934, as amended (17 C.F.R. Sec. 240 15c2-12), or any successor or similar legal requirement. (g) EMMA Filings. Copies of all filings made by the Borrower with EMMA promptly after such filings are made. (h) Hedge Agreements. Copies of all Hedge Agreements to which the Borrower is a parry and all documents related thereto promptly following the execution and delivery of such Hedge Agreements and documents. (i) Other Information. Such other information respecting the business, properties or the condition or operations, financial or otherwise, of the Borrower or any Affiliate of the Borrower as the Purchaser may from time to time reasonably request, including reports of any governmental audits and inspections. Section 6.03. Notices (a) Notice of Default. The Borrower shall provide to the Purchaser immediate notice by telephone, promptly confirmed in writing, of any Default or Event of Default. (b) Notice of Material Adverse Change, Material Adverse Effect and Taxable Date. The Borrower shall provide to the Purchaser in writing, promptly upon learning thereof, notice of any Material Adverse Change or Taxable Date and any event which constitutes or could reasonably be expected to have a Material Adverse Effect or could reasonably be expected to cause a Taxable Date to occur. (c) Litigation and other Notices. The Borrower shall provide to the Purchaser in writing, promptly upon learning thereof, notice of: (i) any Material Litigation or any other actions, suits, proceedings, inquiry or investigation before any Governmental Authority against the Borrower or any Affiliate of the Borrower which involve claims equal to or in excess of $250,000; 32 4816-9435-3832.2 (ii) any criminal investigation or proceeding by a Governmental Authority involving the Borrower or any Affiliate of the Borrower or any officer or managerial employee of the Borrower or any Affiliate of the Borrower; (iii) any communication from any labor union of an intent to strike the Borrower or any Affiliate of the Borrower at a future date with such notice to include a description of the action or actions that it proposes to take with respect thereto; and (iv) the occurrence of any event described in Section 5.17. (d) Certain Related Document Notices. The Borrower shall furnish to the Purchaser a copy of any material notice, certification, demand or other writing or communication given by the Issuer to the Borrower or by the Borrower to the Issuer under or in connection with any of the Related Documents, in each case promptly after the receipt or giving of the same. Without limiting the foregoing, the Borrower shall provide notice to the Purchaser upon any redemption, repayment, defeasance or other payment or deemed payment of the Note pursuant to the Financing Agreement. (e) Notice of Dispute. The Borrower shall promptly give written notice to the Purchaser of any material dispute which may exist between the Borrower and the Issuer or any dispute in connection with any transaction contemplated under any Related Document. Section 6.04. Further Assurances. The Borrower shall, upon the request of the Purchaser, from time to time, execute and deliver and, if necessary, file, register and record such further financing statements, amendments, continuation statements and other documents and instruments and take such further action as may be reasonably necessary to effect the provisions of this Agreement and the Related Documents. Except to the extent it is exempt therefrom, the Borrower will pay or cause to be paid all filing, registration and recording fees incident to such filing, registration and recording, and all expenses incident to the preparation, execution and acknowledgment of such instruments of further assurance, and all federal or state fees and other similar fees, duties, imposts, assessments and charges arising out of or in connection with the execution and delivery of this Agreement, the Related Documents and such instruments of further assurance. Section 6.05. Right of Entry; Communication with Accountants. The Borrower shall permit the duly authorized agents or representatives of the Purchaser during normal business hours and upon reasonable notice to visit and inspect any of the premises of the Borrower, or any parts thereof, and to examine its financial and corporate books, records and accounts and to make copies thereof and extracts therefrom, and to discuss the Borrower's affairs, finances, business and accounts with its officers, employees and agents. Section 6.06. Payment of Obligations; Removal of Liens. The Borrower will pay (a) all of its Indebtedness in accordance with the terms thereof, (b) all amounts payable by it hereunder and under the Related Documents according to the terms hereof and thereof and (c) all assessments or other governmental charges before the same become delinquent, all taxes, 33 4816-9435-3832.2 assessments (general or special) and governmental charges of any kind whatsoever that may be at any time lawfully assessed or levied against or with respect to the Borrower or any of its Property or any interest thereon and promptly discharge or cause to be discharged all Liens (other than Permitted Liens), fees and charges on such Property; provided that the Borrower may withhold payment of sums described under subpart (c) where (i) the validity or amount thereof is being contested in good faith by appropriate proceedings diligently conducted by or on behalf of the Borrower, (ii) the Borrower has set aside on its books adequate reserves with respect thereto in accordance with GAAP and (iii) the failure to make payment pending such contest could not result in a Material Adverse Effect. Section 6.07. Reserved. Section 6.08. Insurance. The Borrower will at all times maintain insurance with respect to its business operations and Properties against such risks, in such amounts, with such companies and with such deductibles as is customary for business operations and Properties of like size, location and character to those of the Borrower and which complies with the requirements of the Financing Agreement. Section 6.09. Reserved. Section 6.10. Employee Benefit Plan Compliance. Each ERISA Group member shall maintain and administer all Plans maintained by such ERISA Group member in compliance with their terms and in all material respects with all Applicable Laws, including ERISA and the Code; shall not permit any such Plan to experience unfunded liabilities; nor shall such ERISA Group member permit a condition to exist or a transaction to occur with respect to any Plan maintained by such ERISA Group member which could reasonably be expected to result in the incurrence by such ERISA Group member of any material liability, fine or penalty. Each ERISA Group member shall not, with regard to any Plan (a) engage in or permit any other party to engage in any "prohibited transaction" (as defined in Section 4975 of the Code) with respect to a Plan, (b) permit any Plan to incur any "accumulated funding deficiency" (as defined in Section 412 of the Code or Section 302 of ERISA) whether or not waived, (c) either directly or indirectly, cause any Plan to terminate, either under Section 4041 or 4042 of ERISA, in a manner that could result in the imposition of a material Lien on the assets of an ERISA Group member pursuant to Section 4068 of ERISA or (d) take or permit any action that could result in a withdrawal or partial withdrawal from a Plan and result in the assessment of any Withdrawal Liability against an ERISA Group member; provided, that in the case of this clause (d), said withdrawal or partial withdrawal shall be permissible if the resultant liability could not reasonably be expected to result in a Material Adverse Effect. Section 6.11. Disclosure to Participants. The Borrower agrees to permit the Purchaser to disclose any information received by the Purchaser in connection herewith, including the financial information described in Section 6.02, to any assignees or Participants of the Purchaser without notice to or further consent from the Borrower, so long as any assignee has confidentiality obligations regarding such information as stringent as the Purchaser's. 34 4816-9435-3832.2 Section 6.12. Proceeds of Note. The Note Proceeds will be used solely for the purposes described in the Financing Agreement. None of the Note Proceeds will be used to provide inventories or working capital for the Borrower. Section 6.13. Compliance with Related Documents. The Borrower shall perform and comply in all material respects with the terms and conditions of the Related Documents that are binding on it. Section 6.14. Maintenance of Governmental Approvals. The Borrower shall at all times maintain in effect, renew and comply with all the terms and conditions of all consents, licenses, approvals, authorizations and other Governmental Approvals which are necessary or appropriate under Applicable Law to conduct its businesses and activities as of the Closing Date and thereafter and for the execution, delivery and performance of this Agreement and the Related Documents to which it is a party. Section 6.15. Maintenance of Properties. The Borrower shall at all times (a) maintain, preserve and protect all of its material properties and equipment (including the Facilities) necessary in the operation of its business in good working order and condition, ordinary wear and tear excepted; (b) make all necessary repairs thereto and renewals and replacements thereof, and (c) use commercially reasonable efforts to operate and maintain the facilities owned, leased or operated by such Person now or in the future in a manner believed by such Person to be consistent with prevailing industry standards in the locations where the facilities exist from time to time. Section 6.16. Preservation of Existence, Etc. The Borrower shall (a) preserve, renew and maintain in full force and effect its legal existence under the Applicable Laws of the jurisdiction of its organization and good standing in the State; (b) take all reasonable action to maintain all rights, privileges, permits, licenses, qualifications and franchises necessary for the normal conduct of its business; (c) preserve or renew all of its registered patents, trademarks, trade names and service marks; and (d) preserve its status as a nonprofit corporation and maintain its status as an organization described in Section 501(c)(3) of the Code and its exemption from federal income tax under Section 501(a) of the Code or corresponding provisions of future federal income tax laws as well as its exemption from income tax under applicable State law. Section 6.17. Reserved. Section 6.18. Reserved. Section 6.19. Reserved. Section 6.20. Financial Requirements. (a) Debt Service Coverage Ratio. (i) The Borrower covenants and agrees that it shall not, in any event, permit the Debt Service Coverage Ratio to be below 1.25 to 1.00 with respect to any Fiscal Year; provided that failure to maintain such ratio shall not cause an Event of Default hereunder if the Borrower 35 4816-9435-3832.2 complies with the applicable requirements of clause (ii) below, subject to clause (iii) below. (ii) In the event that the Borrower shall fail with respect to any Fiscal Year to maintain a Debt Service Coverage Ratio of at least 1.25 to 1.00, the Borrower shall (A) deliver to the Purchaser notice of such failure, and (B) retain an Independent Consultant within one hundred fifty (150) days of the end of the Fiscal Year which will be responsible for reviewing the operations of the Borrower and preparing a financial plan detailing the actions the Borrower shall be reasonably expected to undertake to correct the failure. The Independent Consultant's plan must be filed with the Purchaser within two hundred ten (210) days of the end of such Fiscal Year. Upon the filing, the Borrower shall implement the Independent Consultant's plan to the extent reasonably practicable. The Borrower's obligations hereunder shall continue with respect to each such failure with respect to any subsequent Fiscal Year. The failure to comply with the terms and conditions of this clause (ii) shall be deemed to constitute an Event of Default under Section 8.01(b) hereof. (iii) Notwithstanding the aforesaid, the failure to maintain the Debt Service Coverage Ratio at least equal to or greater than 1.00 to 1.00 with respect to any Fiscal Year shall be deemed to constitute an Event of Default under Section 8.01(b) hereof. (b) Leverage Ratio. (i) The Borrower covenants and agrees that it shall not, in any event, permit the Leverage Ratio to be greater than 0.80 to 1.00 at the end of any Fiscal Year; provided that failure to maintain such ratio shall not cause an Event of Default hereunder if the Borrower complies with the applicable requirements of clause (ii) below, subject to clause (iii) below. (ii) In the event that the Borrower shall fail at the end of any Fiscal Year to maintain a Leverage Ratio equal to or less than 0.80 to 1.00, the Borrower shall (A) deliver to the Purchaser notice of such failure, and (B) retain an Independent Consultant within one hundred fifty (150) days of the end of the Fiscal Year which will be responsible for reviewing the operations of the Borrower and preparing a financial plan detailing the actions the Borrower shall be reasonably expected to undertake to correct the failure. The Independent Consultant's plan must be filed with the Purchaser within two hundred ten (210) days of the end of such Fiscal Year. Upon the filing, the Borrower shall implement the Independent Consultant's plan to the extent reasonably practicable. The Borrower's obligations hereunder shall continue with respect to each such failure at the end of any subsequent Fiscal Year. The failure to comply with the terms and conditions of this clause (ii) shall be deemed to constitute an Event of Default under Section 8.01(b) hereof. (iii) Notwithstanding the aforesaid, the failure to maintain the Leverage Ratio at equal to or less than 1.00 to 1.00 at the end of any Fiscal Year shall be deemed to constitute an Event of Default under Section 8.01(b) hereof. MO 4816-9435-3832.2 (c) Days Cash on Hand. (i) The Borrower shall calculate Days Cash on Hand as of the end of any Fiscal Year and as of each June 30. The Borrower shall maintain, as of each calculation date, Days Cash on Hand of not less than ninety (90). (ii) In the event that the Borrower shall fail as of the end of any Fiscal Year or as of any June 30 to maintain a Days Cash on Hand of not less than ninety (90), the Borrower shall (A) deliver to the Purchaser notice of such failure, and (B) retain an Independent Consultant within one hundred fifty (150) days of the end of the Fiscal Year which will be responsible for reviewing the operations of the Borrower and preparing a financial plan detailing the actions the Borrower shall be reasonably expected to undertake to correct the failure. The Independent Consultant's plan must be filed with the Purchaser within two hundred ten (210) days of the end of such Fiscal Year. Upon the filing, the Borrower shall implement the Independent Consultant's plan to the extent reasonably practicable. The Borrower's obligations hereunder shall continue with respect to each such failure at the end of any subsequent Fiscal Year. The failure to comply with the terms and conditions of this clause (ii) shall be deemed to constitute an Event of Default under Section 8.01(b) hereof; provided that, for the avoidance of doubt, no Event of Default shall be deemed to occur at any time that Days Cash on Hand is less than ninety (90) if the Borrower is otherwise in compliance with this clause (ii). Section 6.21. Most Favored Covenant. In the event that the Borrower has previously entered into or shall hereafter enter into or otherwise consent to any agreement or instrument (or any amendment, supplement or modification thereto) (each a "Relevant Agreement") under which any Person undertakes to make loans, to refinance or restructure existing Indebtedness or to extend credit or liquidity to the Borrower or pursuant to which the Borrower and a Person agree to a Hedge Agreement or other similar arrangement, which Relevant Agreement (i) provides such Person with a covenant, provision or agreement which is more restrictive, as to the Borrower, or (ii) gives or grants greater rights or remedies to such Person whether as to timing of payment, priority of payment or Lien or otherwise (each, a "Favored Covenant") than, in the case of (i), are undertaken by the Borrower herein or, in the case of (ii), are given or granted to the Purchaser herein, then each such Favored Covenant shall automatically be deemed to be incorporated into this Agreement and the Purchaser shall have the benefits of each such Favored Covenant as if specifically set forth in this Agreement for the duration of such Relevant Agreement. If necessary, the Borrower shall promptly enter into an amendment to this Agreement to include the Favored Covenant; provided that the Purchaser shall maintain the benefit of such Favored Covenant even if the Borrower fails to provide such amendment. Notwithstanding anything to the contrary contained in this Section, each party hereto agrees that no provision described in this Section shall be deemed incorporated into this Agreement if such incorporation would cause the interest on the Note to be includable in the gross income of the Owners thereof for federal tax purposes. Section 6.22. Filing of Agreement. In the event the Borrower delivers or permits, authorizes or consents to the delivery of this Agreement to any Person for delivery to the Municipal Securities Rulemaking Board, prior to such delivery the Borrower agrees that it shall 37 4816-9435-3832.2 redact such information contained herein as may be requested by the Purchaser and which is consistent with MSRB Notice 2011-17 (February 23, 2011). Only such copy of this Agreement reflecting such redacted material shall be delivered to the Municipal Securities Rulemaking Board. Section 6.23. Reserved. Section 6.24. Reserved. Section 6.25. Project Covenants. (a) The Borrower covenants and agrees to undertake and complete the Project. The Borrower shall obtain or cause to be obtained all necessary permits and approvals for the acquisition, operation and maintenance of the Project. (b) All construction shall be performed strictly in accordance with all Applicable Laws. The Project shall be constructed entirely on the Land and will not encroach upon or overhang any easement, right of way, or any other land, and shall be constructed wholly within applicable building setback restrictions. (c) The Borrower shall maintain during construction of the Project, "all risk" builders risk insurance and shall cause all contractors, where appropriate, to maintain contractors' general and professional liability insurance in form and substance satisfactory to the Purchaser. All contractors, subcontractors, mechanics or laborers and other persons providing labor or material in construction of the Project shall have or be covered by worker's compensation insurance, if required by Applicable Law. (d) Nothing contained in this Agreement or any Related Document shall constitute or create any duty on or warranty by the Purchaser regarding (i) the proper application by the Borrower, general contractor or any subcontractor of the Note Proceeds, (ii) the quality or condition of the Project, (iii) the completeness or adequacy of the Plans and Specifications or the compliance thereof with Applicable Laws or (iv) the competence or qualifications of the general contractor or any other party furnishing labor or materials in connection with the Project. The Borrower acknowledges and agrees that the Borrower has not relied and will not rely upon any experience, awareness or expertise of the Purchaser regarding such matters. ARTICLE VII NEGATIVE COVENANTS The Borrower covenants and agrees that it will comply, and will cause each Affiliate of the Borrower to comply, with the following negative covenants until the date on which no amount is due or owing to the Purchaser under this Agreement, the Note or any other Related Document, unless the Purchaser shall otherwise consent in writing: 38 4816-9435-3832.2 Section 7.01. Amendments. The Borrower shall not materially amend, modify or supplement, nor agree to any material amendment or modification of, deviation from, or supplement to, any of the Related Documents. Section 7.02. Preservation of Existence, Ownership, Etc. The Borrower shall not (a) dissolve nor shall it sell, lease, assign, transfer or otherwise dispose of all or substantially all of its Property or (b) consolidate or merge with or into any other Person or permit one or more other Persons to consolidate with or merge into it or acquire all or substantially all of the Property of any other Person. Section 7.03. Change of Corporate Name, State of Incorporation or Location. The Borrower shall not (a) change its name as it appears in official filings in the state of its incorporation or other organization, (b) change its chief executive office or principal place of business, or the location of its records concerning the Revenues, (c) change the type of entity that it is, (d) change its organization identification number, if any, issued by its state of incorporation or other organization, or (e) change its state of incorporation or organization or incorporate or organize in any additional jurisdictions, in each case without at least ninety (90) days prior written notice to the Purchaser. Section 7.04. Business. The Borrower shall not engage in any business other than the business in which it is currently engaged or a business reasonably related thereto. Section 7.05. Certain Information. The Borrower shall not include in any offering document any information concerning the Purchaser that is not supplied in writing, or otherwise approved, by the Purchaser expressly for inclusion therein. Section 7.06. Reserved. Section 7.07. Accounting Methods and Fiscal Year. The Borrower will not adopt, permit or consent to any material change in accounting practices other than as required or permitted by GAAP. Section 7.08. Exempt Status. The Borrower shall not take any action or omit to take any action that, if taken or omitted, would cause any revocation or adverse modification of its federal income tax-exempt status or which would adversely affect the excludability of interest on the Note from the gross income of the Owners thereof for purposes of federal income taxation under the Code. Section 7.09. Optional Redemption; Defeasance. The Borrower shall not: (a) optionally redeem the Note pursuant to the Financing Agreement if, after giving effect to such redemption, there would be any unpaid Excess Interest Amount owing under this Agreement; or (b) defease, nor allow the defeasance of, the Note without having contemporaneously satisfied all of its obligations hereunder. 39 4816-9435-3832.2 Section 7.10. Limitation on Hedge Agreements. The Borrower shall not enter into any Hedge Agreement without the prior written consent of the Purchaser. Section 7.11. Liens. The Borrower shall not permit any of its Property to be subject to any Liens or other encumbrances other than Permitted Liens. Section 7.12. Federal Reserve Board Regulations. The Borrower shall not (a) use any part of the Note Proceeds for the purpose of purchasing or carrying any Margin Stock or (b) incur any Indebtedness to be reduced, retired or purchased by the Borrower out of such Note Proceeds. The Borrower does not own and has no intention of acquiring any Margin Stock. Section 7.13. Indebtedness. Neither Borrower nor any Affiliate of the Borrower shall issue, incur, assume or guarantee any Indebtedness unless: (a) No Default or Event of Default shall have occurred and be continuing; (b) The Borrower shall have provided to the Purchaser a certificate substantially in the form of Exhibit B hereto, upon which the Purchaser may conclusively rely, certifying (on the basis of calculations as of the date of the issuance, incurrence, assumption or guarantee of such Indebtedness) that the Borrower shall be in compliance with each of the financial covenants set forth in Section 6.20 as of the date of the issuance, incurrence, assumption or guarantee of such Indebtedness; and (c) The Borrower shall have complied with all of the requirements of the Related Documents in connection with the issuance, incurrence, assumption or guarantee of such Indebtedness. Section 7.14. Creation of Affiliates; Loans and Transfers to Affiliates. (a) In no event shall the Borrower lend money, transfer assets, guarantee Indebtedness or extend credit to or for the benefit of any Affiliate, or officer or employee of the Borrower or any Affiliate in an aggregate amount at any time outstanding in excess of $1,000,000, without the prior written consent of the Purchaser. (b) Without limiting the foregoing, the Borrower will not, and will not permit any Affiliate to, sell, lease or otherwise transfer any Property to, or purchase, lease or otherwise acquire any Property from, or otherwise engage in any other transactions with, any of its (or their) Affiliates, except in the ordinary course of business at prices and on terms and conditions not less favorable to the Borrower or such Affiliate than could be obtained on an arm's length basis from unrelated third parties. Section 7.15. Limitation of Certain Dispositions. Neither the Borrower nor any Affiliate of the Borrower shall: (a) sell, lease or otherwise dispose of any portion of the Facilities; 40 4816-9435-3832.2 (b) sell, assign, securitize, discount or otherwise dispose of, or grant or permit any Lien on, its or their accounts receivable, with or without recourse, including as part of any bulk sale or financing of accounts receivable; or (c) sell or otherwise dispose of, including any disposition by lease, any Project Property which is "property, plant or equipment" under GAAP ("PP&E") except for dispositions or transfers of PP&E (i) no longer necessary for the operation of the Project; (ii) replaced by PP&E of similar type or of substantially equivalent function and value, which replacements shall be deemed to be incorporated immediately into and constitute an integral part of the Facilities, and be subject to the terms of this Agreement and the Related Documents; or (iii) constituting leases in the ordinary course of business that are Permitted Liens. Section 7.16. Off -Balance Sheet Liabilities. Neither the Borrower nor any Affiliate of the Borrower has entered into, or will enter into, any Off -Balance Sheet Liabilities except in compliance with Applicable Law and except as disclosed in the financial statements of the Borrower delivered to the Purchaser insofar as disclosure therein is required under GAAP. Section 7.17. Investment Policy. The Borrower shall not make any material investments except as permitted by its Investment Policy. Section 7.18. Reserved. Section 7.19. Regarding the Project. No portion of the Project shall be used in any "unrelated trade or business" of the Borrower within the meaning of Section 513(a) of the Code. Section 7.20. Reserved. Section 7.21. Sovereign Immunity. To the extent that the Borrower has or hereafter may acquire under any applicable law any right to immunity from set off or legal proceedings on the grounds of sovereignty or otherwise, the Borrower hereby irrevocably waives such right to immunity for itself and agrees not to invoke any defense of immunity in respect of its obligations arising under or related to this Agreement or any of the Related Documents. ARTICLE VIII EVENTS OF DEFAULT Section 8.01. Events of Default. The occurrence of any of the following events (including the expiration of any specified time) shall constitute an "Event of Default," unless waived by the Purchaser in writing: (a) Payments. The Borrower shall fail to pay, or cause to be paid, when due (i) any payment of the principal of, interest on or the Purchase Price of the Note or (ii) any other amount owed by the Borrower to the Purchaser pursuant to this Agreement or any of the Related Documents. 41 4816-9435-3832.2 (b) Covenants. The Borrower shall fail to perform or observe any covenant set forth in Sections 6.03(a), 6.03(b), 6.03(c), 6.05, 6.08, 6.12, 6.16 or 6.20 or Article VII. (c) Other Covenants. The Borrower shall fail to perform any term, covenant, condition or provision of this Agreement or any of the Related Documents (other than as specified in any other subsection of this Section), which failure continues for thirty days or more after the Borrower has received written notice thereof. (d) Representations. Any representation or warranty made or deemed made by or on behalf of the Borrower in this Agreement, in any Related Document or in any certificate, financial statement or other statement furnished by or on behalf of the Borrower pursuant to this Agreement or any of the Related Documents shall prove to have been inaccurate, misleading or incomplete in any material respect when made or deemed to have been made. (e) Other Documents. The occurrence of an Event of Default under any of the Related Documents. (f) Default on Parity and Senior Indebtedness. The Borrower shall fail to pay, or cause to be paid, when due any Indebtedness payable from or secured by the Revenues which as to priority of payment is on a parity with or senior to the Note; or the occurrence of any act or omission by the Borrower under any Contract under or pursuant to which such Indebtedness is incurred or issued which results in any Indebtedness payable from or secured by the Revenues which as to priority of payment is on a parity with or senior to the Note becoming immediately due and payable. (g) Default on Other Material Indebtedness. Except as provided in Section 8.01(f), Default by the Borrower in the payment of any amount when due in respect of any Material Indebtedness; or default under any Contract under or pursuant to which such Material Indebtedness is incurred or issued, and continuance of such default beyond the period of grace, if any, allowed with respect thereto; or the occurrence of any act or omission by the Borrower under any such Contract which results in such Material Indebtedness becoming, or being capable of becoming, immediately due and payable (or, with respect to any Hedge Agreement, which results in Hedge Agreement being terminated early or being subject to early termination). (h) Contest of Validity, Invalidity. (i) The Borrower shall in writing claim, or repudiate its obligations under, or initiate any legal proceedings to seek an adjudication that, any of the provisions that provide for the payment of principal of or interest on the Note; (ii) Any court of competent jurisdiction or other Governmental Authority with jurisdiction to rule on the validity of this Agreement or the Related Documents shall find or rule in a final non appealable judgment that any of the provisions that provide for the payment of principal of or interest on the Note; or 42 4816-9435-3832.2 (iii) Except as provided in clauses (i) and (ii) above, any provision of this Agreement or any of the Related Documents shall cease to be valid and binding or shall be declared null and void; or the Borrower or any Governmental Authority shall contest any such provision; or the Borrower or any agent or trustee on behalf of the Borrower shall deny that it has any further liability under any provision of this Agreement or any of the other Related Documents; or the Borrower shall (A) claim that this Agreement or any of the other Related Documents is not valid or binding on it, (B) repudiate its obligations under this Agreement or any of the other Related Documents, or (C) initiate any legal proceedings to seek an adjudication that this Agreement or any of the other Related Documents or the Borrower's obligation to repay any Material Indebtedness is not valid or binding on it. (i) Judgments. Entry or filing of any final, non -appealable judgment or any similar process in an amount in excess of $250,000 against the Borrower or against any of its Property and failure by the Borrower to stay the enforcement of such judgment or other process for a period of 60 days or failure to pay or satisfy the same within 60 days. 0) Event of Insolvency. An Event of Insolvency shall have occurred with respect to the Borrower. (k) Validity and Perfection of Liens. Any Lien created by this Agreement or any of the Related Documents in favor of the Purchaser, at any time and for any reason (except as expressly permitted to be released by the terms of such governing document) shall not constitute a valid and perfected Lien or shall fail to have the priority required by this Agreement and the Related Documents, or the Borrower shall so assert in writing. (1) Material Adverse Change. The occurrence of a Material Adverse Change. (m) Authorization of Default. The adoption of any resolution of the Borrower to authorize any action or event that would constitute an Event of Default. Section 8.02. Consequences of an Event of Default. If an Event of Default specified in Section 8.01 shall occur, then in addition to any other rights or remedies available to the Purchaser under any of the Related Documents or under Applicable Law, the Purchaser may exercise any one or more of the following rights and remedies: (a) by notice to the Borrower, accelerate all of the obligations of the Borrower under this Agreement whereupon such obligations shall become immediately due and payable without presentment, demand for payment, protest or notice of nonpayment or dishonor, or other notice of any kind or character, all of which are hereby expressly waived, and an action therefor shall immediately accrue; provided that, if any Event of Default described in Section 8.010) shall occur, all of the obligations of the Borrower under this Agreement shall automatically mature and be due and payable on the date of the occurrence of such Event of Default without presentment, demand for payment, 43 4816-9435-3832.2 protest or notice of any kind to the Borrower or any other Person, all of which are hereby expressly waived; (b) (i) apply to any court of competent jurisdiction for, and obtain appointment of, a receiver for the Project, (ii) either personally or by attorney or agent and without bringing any action or proceeding, or by such a receiver, take whatever action at law or in equity may appear necessary or desirable to collect the amounts due and payable under this Agreement or the Related Documents or to enforce performance or observance of any of the obligations of the Borrower under this Agreement and the Related Documents, whether for specific performance of any agreement or covenant of the Borrower or in aid of the execution of any power granted to the Purchaser in this Agreement or the Related Documents or as otherwise available at law or in equity; (c) deliver a notice to Borrower that an Event of Default has occurred and is continuing and directing an acceleration of the Note or take such other remedial action as is provided for in the Financing Agreement; (d) cure any Default, Event of Default or event of nonperformance under this Agreement or the Related Documents; provided, however, that the Purchaser shall have no obligation to effect such a cure; (e) exercise, or cause to be exercised, any and all remedies as it may have under this Agreement or the Related Documents (other than as provided in subsection (b) above) and as otherwise available at law and at equity; Section 8.03. Reserved. Section 8.04. No Waiver; Remedies. No failure on the part of the Purchaser to exercise, and no delay in exercising, any right, power or privilege under this Agreement shall operate as a waiver of such right, power or privilege; nor shall any single or partial exercise of any right, power or privilege under this Agreement preclude any other further exercise of such right, power or privilege or the exercise of any other right, power or privilege. The rights and remedies herein provided are cumulative and not exclusive of any rights or remedies provided by law or which the Purchaser would otherwise have. The rights and remedies of the Purchaser are for the sole and exclusive benefit, use and protection of the Purchaser, and the Purchaser is entitled, but shall have no duty or obligation to the Issuer, the Borrower or any other Person or otherwise, (i) to exercise or to refrain from exercising any right or remedy reserved to the Purchaser hereunder or under any Related Document, or (ii) to cause any Person to exercise or to refrain from exercising any right or remedy available to it under any of the Related Documents. Section 8.05. Injunctive Relief. The Borrower recognizes that in the event an Event of Default occurs, any remedy of law may prove to be inadequate relief to the Purchaser; therefore, the Borrower agrees that the Purchaser, if the Purchaser so requests, shall be entitled to temporary and permanent relief in any such case. 44 4816-9435-3832.2 ARTICLE IX NATURE OF OBLIGATIONS; INDEMNIFICATION Section 9.01. Obligations Absolute. The obligations of the Borrower under this Agreement shall be absolute, unconditional and irrevocable, and shall not be subject to any right of setoff or counterclaim against the Purchaser or any Owner or any Participant and shall be paid and performed strictly in accordance with the terms of this Agreement, under all circumstances whatsoever, including the following circumstances: (a) any lack of validity or enforceability of any of the Related Documents or any other agreement or instrument delivered in connection herewith or therewith; (b) any amendment or waiver of any provision of all or any of the Related Documents; (c) the existence of any claim, setoff, defense or other rights which the Borrower may have at any time against the Issuer, the Purchaser (other than the defense of payment to the Purchaser in accordance with the terms of this Agreement), any Owner, any Participant or any other Person, whether in connection with this Agreement, the Related Documents or any transaction contemplated hereby or thereby or any unrelated transaction; (d) any certificate or any other document presented under this Agreement or the Related Documents proving to be forged, fraudulent, invalid or insufficient in any respect or any statement therein being untrue or inaccurate in any respect whatsoever; or (e) any other circumstance or happening whatsoever, whether or not similar to any of the foregoing. Notwithstanding this Section, the Purchaser acknowledges the Borrower may have the right to bring a collateral action with respect to one or more of the foregoing circumstances. The Borrower's payment obligations shall remain in full force and effect pending the final disposition of any such action. Section 9.02. Liability of the Purchaser. With respect to the Purchaser, the Borrower assumes any and all risks with respect to the acts or omissions of the Issuer connection with this Agreement or any amounts made available by the Purchaser hereunder. Neither the Purchaser nor any of the officers, directors, employees or agents thereof shall be liable or responsible for any of the following: (i) the use that may be made of the Note Proceeds or any amounts made available by the Purchaser hereunder or for any acts or omissions of the Issuer or the Borrower in connection therewith; (ii) the validity, sufficiency or genuineness of documents, or of any endorsement(s) thereon, even if such documents should in fact prove to be in any or all respects invalid, insufficient, fraudulent or forged; (iii) payment by the Purchaser against presentation of documents which do not comply with the terms of this Agreement, including failure of any documents to bear any reference or adequate reference to this Agreement; (iv) the solvency of any other Person; or (v) any other circumstances whatsoever in making or failing to make payment under this Agreement or any Related Document, except only that the Borrower shall 45 4816-9435-3832.2 have a claim against the Purchaser, and the Purchaser shall be liable to the Borrower, to the extent, but only to the extent, of any direct, as opposed to consequential, special, indirect or punitive damages (the right to receive consequential, special, indirect or punitive damages being hereby waived by the Borrower), suffered by the Borrower which are determined by a final and nonappealable judgment of a court of competent jurisdiction to be caused by the Purchaser's willful misconduct or gross negligence in connection with the administration of this Agreement. In furtherance and not in limitation of the foregoing, the Purchaser may accept documents that appear on their face to be in order, without responsibility for further investigation, regardless of any notice or information to the contrary. Section 9.03. Indemnification. In addition to any and all rights of reimbursement, indemnification, subrogation or any other rights pursuant hereto or under law or equity, the Borrower hereby agrees to indemnify and hold harmless the Purchaser and its officers, directors and agents (each, an "Indemnitee") from and against any and all claims, damages, losses, liabilities, reasonable costs or expenses whatsoever (including reasonable attorneys' fees) which may incur or which may be claimed against an Indemnitee by any Person or entity whatsoever (collectively, the "Liabilities") by reason of or in connection with (a) the execution and delivery or transfer of, or payment or failure to pay under, any Related Document; (b) the issuance and sale of the Note; and (c) the use of the proceeds of the Note; provided that the Borrower shall not be required to indemnify an Indemnitee for any Liabilities to the extent, but only to the extent, caused by the willful misconduct or gross negligence of such Indemnitee. Nothing under this Section 9.03 is intended to limit the Borrower's payment of its obligations hereunder. ARTICLE X MISCELLANEOUS Section 10.01. Right of Setoff. (a) Upon the occurrence of an Event of Default, the Purchaser and its Affiliates may, at any time and from time to time, without notice to the Borrower or any other Person (any such notice being expressly waived), setoff and appropriate and apply, against and on account of, any obligations and liabilities of the Borrower to the Purchaser or its Affiliates arising under or connected with this Agreement and the Related Documents, without regard to whether or not the Purchaser shall have made any demand therefor, and although such obligations and liabilities may be contingent or unmatured, any and all deposits (general or special, including, but not limited to, Indebtedness evidenced by certificates of deposit, whether matured or unmatured, but not including trust accounts) and any other Indebtedness or other payment obligation at any time held or owing by the Purchaser or its Affiliates to or for the credit or the account of the Borrower. (b) The Purchaser agrees promptly to notify the Borrower after any such setoff and application referred to in subsection (a) above, provided that the failure to give such notice shall not affect the validity of such setoff and application. Subject to the 46 4816-9435-3832.2 provisions of subsection (a) above, the rights of the Purchaser under this Section are in addition to other rights and remedies (including other rights of setoff) which the Purchaser may have. Section 10.02. Amendments and Waivers. No amendment or waiver of any provision of this Agreement or consent to any departure by the Borrower from any such provision shall in any event be effective unless the same shall be in writing and signed by the Purchaser and the Borrower. Any such waiver or consent shall be effective only in the specific instance and for the specific purpose for which given. In the event any agreement contained in this Agreement should be breached by the Borrower and thereafter waived by the Purchaser, such waiver shall be limited to the particular breach so waived for the specific period set out in such waiver and such waiver shall not constitute a waiver of such breach for any other period and shall not waive any other or similar breach hereunder. Section 10.03. Counterparts. This Agreement may be signed in any number of counterpart copies (and by different parties on different counterparts), each of which shall constitute an original but all such copies shall constitute one and the same instrument. Section 10.04. Notices. All notices, requests, demands, directions and other communications (collectively "notices") under the provisions of this Agreement shall be in writing (including facsimile communication), unless otherwise expressly permitted hereunder, and shall be sent by first class mail or overnight delivery and shall be deemed received as follows: (i) if by first class mail, five (5) days after mailing; (ii) if by overnight delivery, on the next Business Day; (iii) if by telephone, when given to a person who confirms such receipt; and (iv) if by facsimile, when confirmation of receipt is obtained. All notices shall be sent to the applicable party at the following address or in accordance with the last unrevoked written direction from such party to the other parties hereto: if to the Borrower, addressed to it at: YMCA of the Greater Twin Cities 651 Nicollet Mall, Suite 500 Minneapolis, MN 55402 Attention: Chief Financial and Administrative Officer Facsimile: (612) 465-0585 Telephone: (612) 623-1006 or if to the Purchaser, addressed to if at: PNC Bank, National Association 411 East Wisconsin Avenue, Suite 1400 Milwaukee, WI 53202 Attention: Emily Alwood Facsimile: (312) 338-8152 Telephone: (414) 270-7951 47 4816-9435-3832.2 The Purchaser may rely on any notice (including telephone communication) purportedly made by or on behalf of the other, and shall have no duty to verify the identity or authority of the Person giving such notice, unless such actions or omissions would amount to gross negligence or intentional misconduct. Section 10.05. Severability. Any provision of this Agreement which is prohibited, unenforceable or not authorized in any jurisdiction shall, as to such jurisdiction, be ineffective to the extent of such prohibition, unenforceability or nonauthorization without invalidating the remaining provisions hereof or affecting the validity, enforceability or legality of such provision in any other jurisdiction. Section 10.06. Reserved. Section 10.07. Governing Law; Consent To Jurisdiction; Waiver Of Jury Trial. (a) THIS AGREEMENT SHALL BE GOVERNED BY, AND CONSTRUED IN ACCORDANCE WITH, THE LAWS OF THE STATE OF MINNESOTA WITHOUT GIVING EFFECT TO CONFLICTS OF LAWS PROVISIONS. (b) TO THE EXTENT PERMITTED BY APPLICABLE LAWS, EACH OF THE PARTIES HERETO HEREBY WAIVES ITS RIGHT TO A JURY TRIAL OF ANY CLAIM OR CAUSE OF ACTION BASED UPON OR ARISING OUT OF THIS AGREEMENT, THE RELATED DOCUMENTS OR ANY OF THE TRANSACTIONS CONTEMPLATED HEREBY OR THEREBY, INCLUDING CONTRACT CLAIMS, TORT CLAIMS, BREACH OF DUTY CLAIMS, AND ALL OTHER COMMON LAW OR STATUTORY CLAIMS. (c) The covenants and waivers made pursuant to this Section 10.07 shall be irrevocable and unmodifiable, whether in writing or orally, and shall be applicable to any subsequent amendments, renewals, supplements or modifications of this Agreement. In the event of litigation, this Agreement may be filed as a written consent to a trial by the court. Section 10.08. Successors and Assigns. (a) Successors and Assigns Generally. This Agreement is a continuing obligation and shall be binding upon the Borrower, its successors, transferees and assigns and shall inure to the benefit of the Owner and its permitted successors, transferees and assigns. The Borrower may not assign or otherwise transfer any of its rights or obligations hereunder without the prior written consent of the Purchaser. Each Owner may, in its sole discretion and in accordance with applicable Law, from time to time assign, sell or transfer in whole or in part, this Agreement, its interest in the Note and the Related Documents in accordance with the provisions of paragraph (b) or (c) of this Section. Each Owner may at any time and from time to time enter into participation agreements in accordance with the provisions of paragraph (d) of this Section. Each Owner may at any time pledge or assign a security interest subject to the restrictions of paragraph (e) of this Section. PNC Bank, National Association shall be the Purchaser hereunder until such time as the Majority Noteholder designates an alternate Person to 48 4816-9435-3832.2 serve as the Purchaser hereunder by delivery of written notice to the Borrower and such Person accepts and agrees to act as the Purchaser hereunder and under the Related Documents. The Majority Noteholder may so designate an alternate Person to act as the Purchaser from time to time. Upon acceptance and notification thereof to the Borrower, the successor to the Purchaser for such purposes shall thereupon succeed to and become vested with all of the rights, powers, privileges and responsibilities of the Purchaser, and PNC Bank, National Association or any other Person being replaced as the Purchaser shall be discharged from its duties and obligations as the Purchaser hereunder. (b) Sales and Transfers by Owner to a Purchaser Transferee. Without limitation of the foregoing generality, a Owner may at any time sell or otherwise transfer to one or more transferees all or a portion of the Note to a Person that is (i) an Affiliate of the Purchaser or (ii) a trust or other custodial arrangement established by the Purchaser or an Affiliate of the Purchaser (each, a "Purchaser Transferee"). From and after the date of such sale or transfer, PNC Bank, National Association (and its successors) shall continue to have all of the rights of the Purchaser hereunder and under the other Related Documents as if no such transfer or sale had occurred; provided, however, that (A) no such sale or transfer referred to in clause (b)(i) or (b)(ii) hereof shall in any way affect the obligations of the Purchaser hereunder, (B) the Borrower shall be required to deal only with the Purchaser with respect to any matters under this Agreement and (C) in the case of a sale or transfer referred to in clause (b)(i) or (b)(ii) hereof, only the Purchaser shall be entitled to enforce the provisions of this Agreement against the Borrower. (c) Sales and Transfers by Noteholder to a Non Purchaser Transferee. Without limitation of the foregoing generality, a Owner may at any time sell or otherwise transfer all or any portion of the Note to one or more transferees that the Purchaser reasonably believes is qualified to purchase or hold the Note which are not Purchaser Transferees (each a "Non Purchaser Transferee") if (A) written notice of such sale or transfer, including that such sale or transfer is to a Non Purchaser Transferee, together with addresses and related information with respect to the Non Purchaser Transferee, shall have been given to the Borrower and the Purchaser (if different than the Noteholder) by such selling Noteholder and Non -Purchaser Transferee, and (B) the Non Purchaser Transferee shall have delivered to the Borrower and the selling Noteholder an investment letter in substantially the form attached as Exhibit U to the Financing Agreement (the "Purchaser Letter"). From and after the date the Borrower and the selling Noteholder have received written notice and an executed Purchaser Letter, (A) the Non -Purchaser Transferee thereunder shall be a party hereto and shall have the rights and obligations of a Noteholder hereunder and under the other Related Documents, and this Agreement shall be deemed to be amended to the extent, but only to the extent, necessary to effect the addition of the Non -Purchaser Transferee, and any reference to the assigning Noteholder hereunder and under the other Related Documents shall thereafter refer to such transferring Noteholder and to the Non -Purchaser Transferee to the extent of their respective interests, and (B) if the transferring Noteholder no longer owns any portion of the Note, then it shall relinquish its rights and be released from its obligations hereunder 4816-9435-3832.2 and under the Related Documents; provided, however, that (1) the Borrower shall be required to deal only with the Purchaser (and no other Purchaser Transferee or Non -Purchaser Transferee) with respect to any matters under this Agreement; (2) only the Purchaser shall be entitled to enforce the provisions of this Agreement against the Borrower; and (3) in the event the Purchaser, any Purchaser Transferee or any combination thereof ceases to be the owner of the Note, no Non -Purchaser Transferee shall constitute a Noteholder hereunder or have the benefits of the terms and provisions of any of this Agreement except to the extent necessary to give meaning and effect to the provisions of the Financing Agreement. (d) Participations. Each Noteholder shall have the right to grant participations in all or a portion of such Noteholder's interest in the Note, this Agreement and the other Related Documents to one or more other banking institutions; provided, however, that (i) no such participation by any such Participant shall in any way affect the obligations of the Purchaser hereunder and (ii) the Borrower shall be required to deal only with the Purchaser, with respect to any matters under this Agreement, the Note and the other Related Documents and no such Participant shall be entitled to enforce any provision hereunder against the Borrower. The Borrower agrees that each Participant shall be entitled to the benefits of Article III to the same extent as if it were the Noteholder and had acquired its interest by assignment pursuant to paragraph (c) of this Section; provided that such Participant shall not be entitled to receive any greater payment under Article III, with respect to any participation, than the Noteholder would have been entitled to receive, except to the extent such entitlement to receive a greater payment results from a Change in Law that occurs after the Participant acquired the applicable participation. (e) Certain Pledges. In addition to the rights of the Purchaser set forth above, the Purchaser may at any time pledge or grant a security interest in all or any portion of its rights or interests under the Note, this Agreement or the Related Documents to secure obligations of the Purchaser or an Affiliate of the Purchaser, including any pledge or assignment to secure obligations to a Federal Reserve Bank or to any state or local governmental entity or with respect to public deposits; provided that no such pledge or assignment shall release the Purchaser from any of its obligations hereunder or substitute any such pledgee or assignee for the Purchaser as a party hereto. Section 10.09. Complete and Controlling Agreement. This Agreement and the Related Documents completely set forth the agreements between the Purchaser and the Borrower and fully supersede all prior agreements, both written and oral, between the Purchaser and the Borrower relating to all matters set forth herein and in the Related Documents. Section 10.10. Patriot Act. The Purchaser hereby notifies the Borrower that pursuant to the requirements of the Patriot Act the Purchaser is required to obtain, verify and record information that identifies the Borrower, which information includes the name and address of the Borrower and other information that will allow the Purchaser to identify the Borrower in accordance with the Patriot Act. The Borrower hereby agrees that it shall promptly provide such information upon request by the Purchaser. 50 4816-9435-3832.2 Section 10.11. No Advisory or Fiduciary Responsibility. In connection with all aspects of the transactions contemplated by this Agreement and the Related Documents (including in connection with any amendment, waiver or other modification of this Agreement or of any Related Document), the Borrower acknowledges and agrees that: (a)(i) any arranging, structuring and other services regarding this Agreement and the Related Documents provided by the Purchaser or any Affiliate of the Purchaser are arm's length commercial transactions between the Borrower on the one hand, and the Purchaser and any Affiliate of the Purchaser on the other hand, (ii) the Borrower has consulted its own legal, accounting, regulatory and tax advisors to the extent it has deemed appropriate, and (iii) the Borrower is capable of evaluating, and understands and accepts, the terms, risks and conditions of the transactions contemplated by this Agreement and the Related Documents; (b)(i) the Purchaser and each Affiliate of the Purchaser is and has been acting solely as a principal and has not been, is not, and will not be acting as an advisor, agent or fiduciary for the Borrower or any other Person and (ii) neither the Purchaser nor any Affiliate of the Purchaser has any obligation to the Borrower with respect to the transactions contemplated by this Agreement and the Related Documents, except those obligations expressly set forth herein; and (c) the Purchaser and each Affiliate of the Purchaser may be engaged in a broad range of transactions that involve interests that differ from those of the Borrower, and neither the Purchaser nor any Affiliate of the Purchaser has any obligation to disclose any of such interests to the Borrower. To the fullest extent permitted by Applicable Laws, the Borrower hereby waives and releases any claims that it may have against the Purchaser and each Affiliate of the Purchaser with respect to any breach or alleged breach of agency or fiduciary duty in connection with any aspect of the transactions contemplated by this Agreement and the Related Documents. Section 10.12. Payment Set Aside. To the extent that the Purchaser or any Owner receives any payment from or on behalf of the Borrower, or the Purchaser exercises its right of setoff, which payment or setoff amount or any part thereof is subsequently invalidated, declared to constitute a fraudulent conveyance or preferential transfer, set aside, or required to be repaid to a trustee, receiver or any other party under any bankruptcy law, state or federal law, common law or equitable cause (collectively, "Set Aside"); then, to the extent of any such Set Aside, the obligations or part thereof intended to be satisfied shall be revived and continue in full force and effect, as if such payment or setoff amount had not been received by the Purchaser or such Owner. Section 10.13. Contractual Interpretation. The parties acknowledge that they have read and fully understand the terms of this Agreement, have consulted with such attorneys, accountants, advisors, or other professionals as they have deemed appropriate prior to executing this Agreement with adequate opportunity and time for review thereof, and are fully aware of its contents and of its legal effect. Accordingly, neither this Agreement nor any ambiguity herein shall be construed against any party on the grounds that such party drafted this Agreement and instead, this Agreement shall be interpreted as though drafted equally by all parties. Section 10.14. Electronic Signatures. The parties agree that the electronic signature of a party to this Agreement shall be as valid as an original signature of such party and shall be effective to bind such party to this Agreement. The parties agree that any electronically signed document (including this Agreement) shall be deemed (i) to be "written" or "in writing," (ii) to have been signed and (iii) to constitute a record established and maintained in the ordinary 51 4816-9435-3832.2 course of business and an original written record when printed from electronic files. Such paper copies or "printouts", if introduced as evidence in any judicial, arbitral, mediation or administrative proceeding, will be admissible as between the parties to the same extent and under the same conditions as other original business records created and maintained in documentary form. Neither party shall contest the admissibility of true and accurate copies of electronically signed documents on the basis of the best evidence rule or as not satisfying the business records exception to the hearsay rule. For purposes hereof, "electronic signature" means a manually signed original signature that is then transmitted by electronic means; "transmitted by electronic means" means sent in the form of a facsimile or sent via the internet as a "pdf' (portable document format) or other replicating image attached to an e mail message; and, "electronically signed document" means a document transmitted by electronic means and containing, or to which there is affixed, an electronic signature. ARTICLE XI APPLICATION OF NOTE PROCEEDS Section 11.01. Application of Note Proceeds. The Issuer will loan the Note Proceeds to the Borrower as provided in the Financing Agreement to be used by the Borrower to pay the Costs of the Project. 52 4816-9435-3832.2 IN WITNESS WHEREOF, the parties hereto have caused this Continuing Covenant Agreement to be duly executed and delivered by their respective officers thereunto duly authorized as of the date first above written. YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES By Name: Glen Gunderson Title: President and Chief Executive Officer By Name: Karen Larson Title: Chief Financial and Administrative Officer [Signatures continued on following page] S-1 4816-9435-3832.2 [Signature page to Continuing Covenant Agreement] PNC BANK, NATIONAL ASSOCIATION By — Name Title S-2 4816-9435-3832.2 EXHIBIT B FORM OF COMPLIANCE CERTIFICATE The undersigned, a principal financial officer of the Young Men's Christian Association of the Greater Twin Cities (the `Borrower"), hereby certifies as follows to PNC Bank, National Association (the "Purchaser"), with reference to that certain Continuing Covenant Agreement dated as of November 1, 2019 (the "Agreement"), between the Borrower and the Purchaser (any capitalized terms used herein and not defined shall have its respective meaning as set forth in the Agreement): 1. The undersigned has made a review of all activities of the Borrower during the preceding fiscal year of the Borrower ended for the purpose of determining whether or not the Borrower has complied with all of the terms, provisions and conditions of the Agreement and the Related Documents. 2. [Borrower to select one]: [To the best of the undersigned's knowledge, the Borrower has kept, observed, performed and fulfilled each and every covenant, provision and condition in the Agreement (including those financial covenants set forth in Section 6.20 of the Agreement as calculated below) and in the Related Documents on its part to be performed and no Event of Default or Default has occurred.] Is) 7 [An Event of Default or Default has occurred under [Section of the Agreement]. (If selected, the Borrower must specify the specific event or condition, the nature and status thereof and any remedial steps taken or proposed to correct such event or condition.)] Calculation of Financial Covenants: [INCLUDE CALCULATION FOR EACH REQUIRED FINANCIAL COVENANT - FOR EXAMPLE: (a) Debt Service Coverage Ratio. Calculation: Sum of. (a) Excess of operating support and revenue over operating expenses (b) Plus interest expense (c) Plus amortization expense (d) Plus depreciation expense Total 4816-9435-3832.2 Divided by Maximum Annual Debt Service Debt Service Coverage Ratio: to 1.00 Covenant Requirement: 1.25 to 1.00 Compliance? (circle one): YES NO (b) Leverage Ratio. Calculation: All liabilities of the Borrower as of the date of calculation as determined in accordance with GAAP Divided by: The sum of net assets of the Borrower classified as either unrestricted or temporarily restricted Total Leverage Ratio: to 1.00 Covenant Requirement: 0.80 to 1.00 Compliance? (circle one): YES NO the sum of (i) "cash and cash equivalents," plus (ii) "investments," less (iii) an amount equal to the permanently restricted portion of the Borrower's endowment funds (c) Days Cash on Hand. Calculation: Sum of: (a) Cash and cash equivalents (b) Plus investments (c) Less an amount equal to the permanently restricted portion of the Borrower's endowment funds Total Divided by: Difference of - 4816 -9435-3832.2 (a) Total operating expenses (b) Less depreciation and amortization Total Divided by Total Days Cash on Hand: Covenant Requirement: Compliance? (circle one): YES NO 365 days 90 days All amounts and calculations set forth in this Certificate are accurate and complete in all respects and are made in accordance with the Agreement. [Remainder of Page Intentionally Left Blank] B-3 4816-9435-3832.2 IN WITNESS WHEREOF, the Borrower has executed and delivered this Certificate as of the day of YOUNG MEN'S CHRISTIAN ASSOCIATION OF THE GREATER TWIN CITIES By Name Title 4816-9435-3832.2 A CITY OFT.,sk" .. 1685 CROSSTOWN BOULEVARD N.W.. ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 gWWW.ANDOVERMN.GOV TO: CC: 1014]5-1 Mayor and Council Members Jim Dickinson, City Admini David D. Berkowitz, Director Engineer SUBJECT: Hold Public Hearing/Adopt Assessment Roll/19-2/2019 Street Reconstruction — Engineering DATE: November 6, 2019 INTRODUCTION The City Council is requested to hold a public hearing and approve the resolution adopting the assessment roll for Project 19-2, 2019 Street Reconstruction. DISCUSSION During the summer of 2019 the streets in the neighborhood east of Crooked Lake, south of Bunker Lake Boulevard, and west of Crooked Lake Boulevard were reconstructed. In accordance with the City's Roadway Reconstruction Assessment Policy, twenty-five percent (25%) of the total project costs are being assessed to the benefiting properties. Two separate assessment amounts were determined based upon actual project costs. The first rate is for properties on 135th Circle, which had existing concrete curb and gutter and no storm drainage improvements made with this project. The second rate is for the remainder of the project area, which added concrete curb and gutter and storm drainage improvements. The following table depicts the costs, funding sources and assessment rate associated with the project. Actual Costs Nei hborhood 135th Circle Project Totals Construction Costs $1,211,008.53 $48,421.30 $1,259,429.83 Total Project Costs $1,488,854.04 $59,530.75 $1,548,384.79 Storm Water Utility Funding $50,000.00 $50,000.00 Total City Costs Road & Bridge Fund $1,079,140.53 $44,648.06 $1,123,788.59 Total Assessable Costs $359,713.51 $14,882.69 $374,596.20 Assessable Units ** 80 5 Feasibility Assessment / Unit $4,540.00 $3,040.00 Actual Assessment / Unit $4,496.42 $2,976.54 ** Includes 4 total (1 existing & 3 potential lots) for 13624 Gladiola Street NW An example assessment for both assessment rates are attached for your information. The assessment roll is available in the City Engineer's office for review. Mayor and Council Members November 6, 2019 Page 2 of 2 Attached are the following: • Resolution adopting the assessment roll • Example notice and letter sent to property owners • Location map • Assessment worksheet • Example assessment roll BUDGETIMPACT This project is funded through a combination of City funds and special assessments. Twenty - Five percent (25%) of the total project costs is being assessed to the benefiting properties as identified in the City's Roadway Reconstruction Assessment Policy. As stormwater runoff from the project drains directly into Crooked Lake, $50,000 of Storm Water Utility funds were identified to improve drainage issues and improve water quality runoff within the area. The remaining project costs are being funded through the City's Road and Bridge Fund. Based upon current market conditions, the finance department is recommending these assessments be extended over an 8 -year period at a 4.5% interest rate. ACTION REQUIRED The City Council is requested to hold a public hearing and approve the resolution adopting the assessment roll for Project 18-38, University Avenue NW Reconstruction. Respectfully submitted, r d ri- David D. Berkowitz Attachments: Resolution �er & Notices Sent to Property Owners, Location Map, Assessment Worksheet & Example Assessment Roll CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA RES. NO. MOTION by Councilmember to adopt the following: A RESOLUTION ADOPTING THE ASSESSMENT ROLL FOR THE IMPROVEMENT OF PROJECT NO. 19-2,2019 STREET RECONSTRUCTION, WHEREAS, pursuant to proper notice duly given as required by law, the City Council has met and heard and passed upon all objections to the proposed assessment for the improvements. NOW, THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF ANDOVER, MINNESOTA: 1. Such proposed assessment, a copy of which is attached hereto and made part hereof, is hereby accepted and shall constitute the special assessment against the lands named therein, and each tract of land therein included is hereby found to be benefited by the proposed improvement in the amount equal to or greater than the assessment levied against it. 2. Such assessment shall be payable in equal annual installments, extending over a period of 8 years, the first of the installments to be payable on or before the first Monday in January, 2020 and shall bear interest at a rate of 4_5 percent per annum from the date of the adoption of this assessment resolution. 3. The owners of any property so assessed may, at any time prior to certification of the assessment to the County Auditor, pay the whole of the assessment on such property with interest accrued to the date of payment to the City Treasurer. MOTION seconded by Councilmember and adopted by the City Council at a regular meeting this 6th day of November , 2019, with Coun voting in favor of the resolution, and Councilmembers against, whereupon said resolution was declared passed. CITY OF ANDOVER ATTEST: Julie Trude - Mayor Michelle Hartner — Deputy City Clerk voting C I -9 ND T YOO F VE 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA PUBLIC HEARING FOR PROJECT NO. 19-2 NOTICE IS HEREBY GIVEN that the City Council of the City of Andover, Anoka County; Minnesota will meet at the Andover City Hall, 1685 Crosstown Boulevard NW in the City of Andover, on Wednesday , November 6 , _2019 at 7:00 PM to pass upon the proposed assessment for street reconstruction in;the following described areas: 2019 Street Reconstruction Neighborhood East of Crooked Lake, South of Bunker Lake Boulevard NW and West of Crooked Lake Boulevard NW The proposed assessment roll is on file for public inspection at the City Clerk's Office. The total amount of the proposed assessment per lot ranges from $2,976.54 (135th Circle NW) and $4,496.42 (Neighborhood) . Written or oral objections will be considered at the meeting. No appeal may be taken as to the amount unless a signed, written objection is filed with the Clerk prior to the hearing or presented to the presiding officer at the hearing. The Council may upon such notice consider any objection to the amount of a proposed individual assessment at an adjourned meeting upon such further notice to the affected property owners as it deems advisable. An owner may appeal an assessment to District Court pursuant to Minnesota Statutes Section 429.081 by serving notice of the appeal upon the Mayor or Clerk of the City within 30 days after the adoption of the assessment and filing such notice with the District Court within ten days after service upon the Mayor or Clerk. BY ORDER OF THE CITY COUNCIL MicHelle Hartner - Deputy City Clerk Publication Date: October 11, 2019 (Anoka Union) 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV October 2, 2019 Re: Project No. 19-2, 2019 Street Reconstruction/Neighborhood East of Crooked Lake, South of Bunker Lake Boulevard NW and West of Crooked Lake Boulevard NW Dear Property Owner:. Please find enclosed the public hearing notice for the proposed assessment for your street reconstruction. The public hearing is scheduled for Wednesday, November 6, 2019 at 7:00 p.m. at the Andover City Hall. The estimated assessment per lot was $4,540.00 and the final assessment amount will be $4,496.42. Once the public hearing is held and the assessments are approved by the City Council a subsequent letter will be mailed explaining the payment process. If you have any questions, feel free to contact me at (763) 767-5133 or Jason Law at (763) 767-5130. Sincerely, 0. c David D. Berkowitz, P.E. Director of Public Works/City Engineer DDB:rja Encl. 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV October 2, 2019 Re: Project No. 19-2, 2019 Street Reconstruction/Neighborhood East of Crooked Lake, South of Bunker Lake Boulevard NW and West of Crooked Lake Boulevard NW Dear Property Owner: Please find enclosed the public hearing notice for the proposed assessment for your street reconstruction. The public hearing is scheduled for Wednesday, November 6, 2019 at 7:00 p.m. at the Andover City Hall. The estimated assessment per lot was $3,040.00 and the final assessment amount will be $2,976.54. Once the public hearing is held and the assessments are approved by the City Council a subsequent letter will be mailed explaining the payment process. If you have any questions, feel free to contact me at (763) 767-5133 or Jason Law at (763) 767-5130. Sincerely, David D. Berkowitz, P.E. Director of Public Works/City Engineer DDB:rja Encl. i C I T Y O F (AND0VER?'7P-Lk 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV October 2, 2019 333224310042 Arthur & Gladys Sloth 29663 28811 Ln. Aitkin, MN 56431 Re: Project No. 19-2, 2019 Street Reconstruction/Neighborhood East of Crooked Lake, South of Bunker Lake Boulevard NW and West of Crooked Lake Boulevard NW Dear Property Owner: Please find enclosed the public hearing notice for the proposed assessment for your street reconstruction. The public hearing is scheduled for Wednesday, November 6, 2019 at 7:00 p.m. at the Andover City Hall. The estimated assessment was $18,160.00 (4 potential units at $4,540.00 each) and the final assessment amount will be $17,985.68 (4 potential units at $4,486.42 each). Once the public hearing is held and the assessments are approved by the City Council a subsequent letter will be mailed explaining the payment process. If you have any questions, feel free to contact me at (763) 767-5133 or Jason Law at (763)767-5130. Sincerely, David D. Berkowitz, P.E. Director of Public Works/City Engineer DDB:rja Encl. ' JbWR Capital Improvement Plan (2019) Project Name: ANNUAL STREET RECONSTRUCTION AREA EAST OF CROOKED LAKE L E G E N D 10 Project Location Lots/Parcels [� Park Water Right of Way City Limits M. 0 250 500 750 Feet FINAL ANDOVER ASSESSMENT WORKSHEET Project Name: 2019 Street Reconstruction Project No.: 19-02 Feasibility Report Date: 12/18/18 Const. Amount: $1,254,040.00 Contract Award Date: 4/16119 Amount: $1,318,937.85 Actual Construction Cost Amount: $1,259,429.83 Final Expenses Engineering (Includes Design, Surveying, Inspection, etc.): $ 186,408.88 Consulting Costs $ 2,795.00 Aerial Mapping (1%0 of street) $ 9,072.57 Drainage Plan (0.3% of street/storm) $ 3,778.29 Administration (3%) $ 37,782.89 Assessing (1%) $ 12,594.30 Bonding (0.5%) $ - Recording Fees / Legal & Easement $ 92.00 Advertising $ 669.00 Permit and Review Fees $ 1,140.00 Street Signs (Materials and Labor) $ 2,403.09 Material Testing $ 5,404.81 Easement Acquisition $ 3,985.00 Construction Interest $ 12,427.13 City Costs $ 10,402.00 Total Final Expenses $ 288,954.96 Expenses Multiplier 22.943316% Total Final Project Cost Amount: $ 1,548,384.79 Construction Costs - Streets $ 1,211,008.53 Indirect Costs $ 277,845.51 Total Project Costs $ 1,488,854.04 i Water Utility Funding $ (50,000.00) Amount for Assessment Calculations $ 1,438,854.04 Assessable Costs (25%) $ 359,713.51 City Costs (75%) plus deductable costs $ 1,079,140.53 Feasibility Assessment Rate Per Unit $ 362,900.00 180* Units= $ 4,540.00 Actual Assessment Rate Per Unit $ 359,713.51 180* Units= $ 4,496.42 * Includes 3 potential units for 13624 Gladiola Street NW Final Indirect Costs $ 11,109.45 Final Total Project Costs $ 59,530.75 Final Assessable Costs (25%) $ 14,882.69 Final City Costs (75%) plus deductable costs $ 44,648.06 Feasibility Assessment Rate Per Unit $ 15,200.00 / 5 Units= $ 3,040.00 Actual Assessment Rate Per Unit $ 14,882.69 15 Units= $ 2,976.54 Note: Totals are rounded to the nearest $10 for simplicity. Actual amounts will be used for the final assessments calculations. Exhibit 5 2019 Street Reconstruction Final Assessment Roll - City of Andover (City Project 19-02) PED4 Owner Property Address Owner Address City State Zip Code Units Estimated Assessment Actual Assessment 333224310009 MULVIHILL JACOB & AMY 2940135TH LN 2940135TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310010 BUYCO INC 13526 CROOKED LAKE BLVD 13526 CROOKED LAKE BLVD NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310011 DENTZ PAUL & MICHELLE 2830 135TH LN 1667 PELTIER LAKE DR CENTERVILLE MN 55038 1 $ 4,540.00 $ 4,496.42 333224310012 FJELD DANIEL 2844135TH LN 2844135TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310013 HOLTZ DARYL R & LAURIE M 2858135TH LN 2858135TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310014 MCLAUGHLIN LESTER L & ROSE 2868135TH LN 2868135TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310015 BAILEY JEREMY&ALICIA 13526 GLADIOLA ST 13526 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310018 HAWKINSON KEITH G & SANDRA 13523 GLADIOLA ST 13523 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310020 MCKAY GERALD J & KAREN M 13525 GLADIOLA ST 13525 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310022 SPARER RANDALL V & LEOMA J 13522 GLADIOLA ST 13522 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310023 FEGLEY MICHAEL & RENNER JAIME 13524 GLADIOLA ST 13524 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310024 HUNTER DEAN W & JULIANN K 2856 BUNKER LAKE BLVD 7501 COUNTY RD 110 W MINNETRISTA AN 55364 1 $ 4,540.00 $ 4,496.42 333224310025 TJOSVOLD MARY M & MARGARET W 13635 GLADIOLA ST 1555 118TH LANE NW COON RAPIDS MN 55448 1 $ 4,540.00 $ 4,496.42 333224310027 BENJAMIN TRUSTEE GLORIA& BENJAMIN TRUSTEE WAYNE 13625 GLADIOLA ST 13625 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310028 WARD ADAM 13611 GLADIOLA ST 13611 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310029 SANBORN MICHAEL R 13556 EIDELWEISS ST 13556 EIDELWEISS ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310030 AGBONMA DESTINY 13565 GLADIOLA ST 13565 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310031 EVANS PAUL V & B L 13553 GLADIOLA ST 13553 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310032 SECORD KYLE & KASSANDRA 2859135TH LN 2859135TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310033 JENSEN ROBERT E & S A 2849135TH LN 2849135TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310036 HOFF GREGORY & KARNEY SUZANNE 13563 EIDELWEISS ST 13563 EIDELWEISS ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310038 IVERSON ROBERT J & CAROLYN J 13551 EIDELWEISS ST 13551 EIDELWEISS ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310040 GRUBER GLORIA 13540 CROOKED LAKE BLVD 13540 CROOKED LAKE BLVD NW ANDOVER I MN 55304 1 $ 4,540.00 $ 4,496.42 333224310041 SMITH ANDREW & EMILY 2837135TH LN 2837135TH LN NW ANDOVER MN 55304 1 1 $ 4,540.00 $ 4,496.42 333224310042 SLOTH ARTHUR & GLADYS 13624 GLADIOLA ST 29663 288TH LN AITKIN AN 56431 4 (1) $ 18,160.00 $ 17,985.68 333224310043 GISH ELLEN 13608 GLADIOLA ST 13608 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310044 HOSKINS SHANE & KELLI 13556 GLADIOLA ST 13558 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310045 TEIGEN GARY S & WENDY K 13554 GLADIOLA ST 13554 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224310046 ROLU GAYLE L 2815135TH CIR 2815135TH CIR NW ANDOVER MN 55304 1 $ 3,040.00 $ 2,976.54 333224310047 BIERNAT BRANDON 2825 135TH CIR 2825135TH CIR NW ANDOVER MN 55304 1 $ 3,040.00 $ 2,976.54 333224310051 ZOPFI KRISTINA 2833135TH CIR 2833135TH CIR NW ANDOVER MN 55304 1 $ 3,040.00 $ 2,976.54 333224310054 FOLEY TIMOTHY P&PAULA RA 13520 GLADIOLA ST 13520 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 1 $ 4,496.42 333224340003 FUNKTHOMASG&CLTRUSTEES 13504 GLADIOLA ST 13504 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340006 GRISWOLD TRUSTEE JUDITH& GRISWOLD TRUSTEE WILLIAM 13428 GLADIOLA ST 1500 QUEBEC ST CHAMPLIN I MN 55316 1 $ 4,540.00 $ 4,496.42 333224340007 CULLEN RICHARD& DARLA 13450 GLADIOLA ST 13450 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340008 LAWRENCE BRADLEY & BRIGITTE 13458GLADIOLAST 13458GLADIOLASTNW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340009 DURETTE STEPHEN & PETERSON DURETTE DEBRA 13440 GLADIOLA ST 13440 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340011 WILLAMS NANCY 2811135TH AVE 2811135TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340012 LENTNER CURTIS & JACQUELYN 2823135TH AVE 2823135TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340013 BAIRNSON GEORGE 2835135TH AVE 2835135TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340014 IHEIL SANDRA 12847135TH AVE 12847135TH AVE NW ANDOVER MN 55304 1 1$ 4,540.00 1 $ 4,496.42 333224340015 DZIUBAN ARNOLDR 12859135TH AVE 13306 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340016 NASLUND GARY &JOYCE 2871135TH AVE 2871135TH AVE NW ANDOVER MN 55304 1 1 $ 4,540.00 1 $ 4,496.42 PROPOSED LIST OF ASSESSED PROPERTIES EXHIBIT 6 PID# Owner Property Address Owner Address City State Zip Code Units Estimated Assessment Actual Assessment 333224340017 OVERBY STEPHEN H & LISA M 13509 GLADIOLA ST 13509 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340019 GAMACHE BETH & MICHAEL 2815 134TH AVE 2815 134TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340020 KOLINSKI KRISTOPHER 2829134TH AVE 2829134TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340021 LARSON HAROLD J & LINDA L 2839134TH AVE 2839134TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340022 KUIKEN AMBER &TURNER TREVOR 2849134TH AVE 1186150TH LN NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340023 HUNTINGTON JAMES 13365 GLADIOLA ST 13365 GLADIOLA ST NW ANDOVER AN 55304 1 $ 4,540.00 $ 4,496.42 333224340024 MILTZ MELANIER 13355 GLADIOLA ST 13355 GLADIOLA ST NW ANDOVER AN 55304 1 $ 4,540.00 $ 4,496.42 333224340025 GRANDELL JONATHAN & KATIE 13364 GLADIOLA ST 13364 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340026 GONZALEZ CLARA L S & ERNESTO G 13354 GLADIOLA ST 13354 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340027 NELSON SEAN T&CYNTHIA C 13344 GLADIOLA ST 13344 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340028 SCHILLINGER TERRY L&LAVELLA 13336 GLADIOLA ST 13336 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340029 ROSELAND TRUSTEE CONNIE& ROSELAND TRUSTEE ROY 13326 GLADIOLA ST 13326 GLADIOLA ST NW ANDOVER AN 55304 1 $ 4,540.00 $ 4,496.42 333224340030 SCOTT LORI 13316 GLADIOLA ST 13316 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340031 DZIUBAN ARNOLDR 13306 GLADIOLA ST 13306 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340032 GALAGUZ MAX 13338 EIDELWEISS ST 13338 EIDELWEISS ST NW ANDOVER MN 55304 1 $ 4,540.00 1 $ 4,496.42 333224340033 JUNGWIRTH CAROLE 13328 EIDELWEISS ST 13328 EIDELWEISS ST NW ANDOVER AN 55304 1 $ 4,540.00 $ 4,496.42 333224340034 SCHWALBE BRADLEY P 13318 EIDELWEISS ST 13318 EIDELWEISS ST NW ANDOVER AN 55304 1 1 $ 4,540.00 $ 4,496.42 333224340036 BLASER LEONARD 13307 GLADIOLA ST 13307 GLADIOLA ST NW ANDOVER AN 55304 1 $ 4,540.00 $ 4,496.42 333224340037 WILMINGTON SAVINGS FUND SOCIETY 13317 GLADIOLA ST FSB TRUSTEE 600 DELEWARE A WILMINGTON DE 19801 1 $ 4,540.00 $ 4,496.42 333224340038 TAYLOR BENJAMIN &KRISTEN 13327 GLADIOLA ST 13327 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340039 ROSTBERG JACOB & KRISTEN 13337 GLADIOLA ST 13337 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340040 KUNZA JOHN J&DONNA M 2814134TH AVE 2814134TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340045 WEIGHT MICHAEL P&TAMMY D 2828134TH AVE 2828134TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340046 KOLINSKI GREGORY R & T M 13339 EIDELWEISS ST 13339 EIDELWEISS ST NW ANDOVER AN 55304 1 $ 4,540.00V4,496.426.42333224340047 NOYES ROGER L&JOYCEM 13329 EIDELWEISS ST 13329 EIDELWEISS ST NW ANDOVER MN 55304 1 $ 4,540.00.42333224340048 BAILEY JERRY D&JANETC 13319 EIDELWEISS ST 13319 EIDELWEISS ST NW ANDOVER MN 55304 1 $ 4,540.006.42333224340052 SCALZE VICTORIA 13437 GLADIOLA ST 13437GLADIOLASTNW ANDOVER MN 55304 1 $ 4,540.006.42333224340053 KNOWLTON LAVERN R&LINDAJ 13445 GLADIOLA ST 13445 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.006.42333224340054 BRIGHAM APRIL&RAY 13453 GLADIOLA ST 13453 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.006.42333224340055 PETERSON ROGER&WANDA 2868135TH AVE 2868135TH AVENW ANDOVER MN 55304 1 $ 4,540.006.42333224340056 OLSON JON 2860135TH AVE 2860135TH AVE NW ANDOVER MN 55304 1 $ 4,540.006.42333224340058 DIAZ-PENA CARLOS &DUINTEROSJOSE 2844135TH AVE 2844135TH AVE NW ANDOVER MN 55304 1 $ 4,540.006.42 333224340059 WERNER KRISTI 2836 135TH AVE 2836 135TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340060 HENSEL RICHARD 2828135TH AVE 2828135TH AVE NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340061 DALLMANN KURT E & LARAE M 2820135TH AVE 2820135TH AVE NW ANDOVER AN 55304 1 $ 4,540.00 $ 4,496.42 333224340065 BELLRICHARD TODD 2816135TH CIR 2816135TH CUR NW ANDOVER MN 55304 1 $ 3,040.00 $ 2,976.54 333224340067 NELSON CHERYL 2852135TH AVE 2852135TH AVE NW ANDOVER MN 55304 1 $ 4$40.00 $ 4,496.42 333224340068 DAHLCAROLL 13514 GLADIOLA ST 13514 GLADIOLA ST NW ANDOVER MN 55304 1 $ 4,540.00 $ 4,496.42 333224340069 STRIKER SAMUEL 2834135TH CUR 3424 HIGHCREST RD SAINTANTHON AN 55418 1 $ 3,040.00 $ 2,976.54 TOTAL1 85 S 378,400.00 $ 374,596.30 Notes: 1)13624 Gladiola Street NW (PID 333224310042) includes 1 existing and 3 potential lots for a total of 4 units. 2) Total Assessments do not exactly match the cost estimate due to rounding. PROPOSED LIST OF ASSESSED PROPERTIES EXHIBIT 6 CITY OF ANDOVER Special Assessment Roll DATE: October 1, 2019 PROJECT: 19-02 2019 Street Reconstruction PIN: LOT: BLOCK: Address: Street Reconstruction $ 4,496.42 Interest Rate: 4.50% Number of Payments: 8 Annual Payment: $ 681.70 Principal Balance: $ 4,017.06 $ 3,516.13 $ 2,992.66 $ 2,445.63 $ 1,873.98 $ 1,276.61 $ 652.36 $ NOTE: 1. Interest will start accruing from the date the special assessment is adopted. 2020 2021 2022 2023 2024 2025 2026 2027 TOTAL Principal $ 479.36 $ 500.93 $ 523.47 $ 547.03 $ 571.65 $ 597.37 $ 624.25 $ 652.36 $ 4,496.42 Interest 202.34 180.77 158.23 134.67 110.05 84.33 57.45 29.34 957.18 Total $ 681.70 $ 681.70 $ 681.70 $ 681.70 $ 681.70 $ 681.70 $ 681.70 $ 681.70 $ 5,453.60 Principal Balance: $ 4,017.06 $ 3,516.13 $ 2,992.66 $ 2,445.63 $ 1,873.98 $ 1,276.61 $ 652.36 $ NOTE: 1. Interest will start accruing from the date the special assessment is adopted. DATE: October 1, 2019 PROJECT: 19-02 2019 Street Reconstruction PIN: LOT: BLOCK: Address: Street Reconstruction $ 2,976.54 CITY OF ANDOVER Special Assessment Roll Interest Rate: 4.50% Number of Payments: 8 Annual Payment: $ 451.27 2020 2021 2022 2023 2024 2025 2026 2027 TOTAL Principal $ 317.33 $ 331.61 $ 346.53 $ 362.12 $ 378.42 $ 395.45 $ 413.24 $ 431.84 $ 2,976.54 Interest 133.94 119.66 104.74 89.15 72.85 55.82 38.03 19.43 633.62 Total $ 451.27 $ 451.27 $ 451.27 $ 451.27 $ 451.27 $ 451.27 $ 451.27 $ 451.27 $ 3,610.16 Principal Balance: $ 2,659.21 $ 2,327.60 $ 1,981.07 $ 1,618.95 $ 1,240.53 $ 845.08 $ 431.84 $ - NOTE: 1. Interest will start accruing from the date the special assessment is adopted. AC I T Y 0 F 11 AVYE 1685 CROSSTOWN BOULEVARD N.W.. ANDOVER, MINNESOTA 55304 . (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: Mayor and Council Members CC: Jim Dickinson, City Administrat Joe Janish, Community DevelopZrcctoeW FROM: Jake Griffiths, Associate Planner SUBJECT: Public Hearing - Vacation of Drainage and Utility Easement — 15281 Swallow St NW — Jesse Moore - Planning DATE: November 6, 2019 INTRODUCTION The property owner is seeking to vacate a portion of the drainage and utility easement across parts of the residential lot located at 15281 Swallow Street NW within the Woodland Estates subdivision. The easement area that is to be vacated is shown in yellow on the attached Easement Exhibit. The property owner is requesting the vacation of easement to increase the usable area to have the ability to construct an accessory structure in the future. At the time the subdivision was approved, the drainage and utility easement area was provided for by the developer. Since that time, Engineering has worked with the applicant and determined the easement can be confined and still provide adequate drainage. This vacation will not impact and does not include vacation of the Rural Co-op Power Association power line easement. Engineering Department Review The City of Andover Engineering Department completed a review of the proposed vacation of drainage and utility easement. The Engineering Department does not find any issues from this proposal and are comfortable with the easement. ACTION REQUESTED The Council is asked to hold a public hearing and approve the proposed vacation of drainage and utility easement. Respectfully submitted, Jake Griffiths Associate Planner Attachments Resolution Location Map Easement Vacation Exhibit Cc: Jesse Moore, 15281 Swallow St NW, Andover, MN 55304 CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA RES. NO A RESOLUTION GRANTING THE VACATION OF DRAINAGE AND UTILITY EASEMENT AT 15281 SWALLOW ST NW, LOT 18, BLOCK 4, WOODLAND ESTATES FOURTH ADDITION, PIN 22-32-24-32-0090, LEGALLY DESCRIBED AS FOLLOWS AND SHOWN ON EXHIBIT A: To vacate that part of the drainage and utility easements as dedicated on Lot 18, Block 4, WOODLAND ESTATES FOURTH ADDITION, Anoka County, Minnesota described as follows: The West 25 feet of the East 30 feet, except the North 35 feet of said Lot 18 and except the South 5.0 feet of said Lot 18 and except that part which lies Southeasterly of a line drawn from a point in the south line of said Lot 18 distant 10.0 feet west of the southeast corner thereof to a point on the east line of said Lot 18 distant 10.0 feet North of the southeast corner thereof. WHEREAS, the property owner has requested to vacate the described drainage and utility easement; and WHEREAS, a public hearing was held and there was no opposition to the request; and WHEREAS, the City Council finds the request would not have a detrimental effect upon the health, safety, moral, and general welfare of the City of Andover. NOW, THEREFORE, BE IT RESOLVED, that the City Council of the City of Andover hereby grants the vacation of drainage and utility easement subject to the following: 1. The vacation of easement shall be recorded with Anoka County as shown on "Exhibit A". 2. The vacation of easement shall not include the Rural Co-op Power Association easement. Adopted by the City Council of the City of Andover on this 6th day of November 2019. ATTEST CITY OF ANDOVER Michelle Harmer, Deputy City Clerk Julie Trude, Mayor )OVE Public Notification Area Date Created: October 17, 2019 Disclaimer., The provider makes no representation or warranties with respect to the reuse of this data. §ururijars grrtifirtttr Easement Vacation Survey for: JESSE MOORE Property looted in Section N 88°40'43"W 42.98 2; Township 32, Range 24, Asks County, Minnoota Basis for i 1 lxare'.' i M u umcd 35' RURAL �P POWER — �ASSOC. �fMEM PER • ow,om fa„W lrn Monomnl OOL. No. G'B6j84 i O onow Iron Monumem --.--- ' I ' I I ' I I ' 10 1 1 s 4 / beb . e9 uubtyF,.t'" r0Q it v NOT ALL IMPROVEMEM5 LOLATEO Z I I 3. � 25.0 I � 2,B I ' I � I � ry 1 5� m rn 4ry st � 30.0 • �� 959 No , I IPS N 5WALLOW iD `,lam___ -I,o STREET NW ---------------- ---------------- To __ ___ � u N Bfi°59'51" E 127.68 sournrasTcoRRtR aELOT le To vacate that part of the drainage and utility easements as dedicated on Lot 18, Block 4, WOODLAND ESTATES FOURTH ADDITION, Anoka County, Minnesota described M follows: The West 25 feet of the East 30 feet, except the North 35 feet of said Lot 18 and except the South 5.0 feet of said Lot l8 and except that part which lies Southeasterly of a line drawn from a point in the south line of said Lot 18 distant 10.0 feet west of the southeast comer thereof to a point on the east line of said Lot 18 distant 10.0 feet North of the southeast comer thereof. Legal Descerflon project No. 88722 Scale: l"=20' lems"raulou•www. qen, nrmamr.res veomee arm.aunae, mr Lot 18, Block 4, WOODLAND ESTATESau.a.m.IMsnn.na un l un. seyLxensee rem samywanee. FOURTH ADDITION F.B.No. 952:28 ma."ay �, u. wwdu. slam orMlmwaw Anoka County, Minnesota aaems. 15281 susti. Street Nw Surveyed this 8N day of October 2019. Andover, MDI DEM IAS R C 10-29-19 re, easement vanGon LAND SURVEYING E ENGINEERINGapnea >sm rsry Awmre tomo final seoaws MNnupalh, Mlnnewe 55.1a OamaNrt.am R mau•Mb,n. wa. run. uasa 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.CI.ANDOVER.MN.US TO: Mayor and Councilmembers CC: Jim Dickinson, City Administrat FROM: Lee Brezinka, Finance Manager SUBJECT: Public Hearing for 2019 Delinquent Service Charges DATE: November 9, 2019 INTRODUCTION City Code Title 10 Chapter 3, 10-3-31); City Code Title 10 Chapter 1, 10-1-917; and City Code Title 8 Chapter 5, 8- 5-31) provide for the collection by assessment of unpaid sewer, water, storm sewer, street lighting service charges, false alarm fines, tree removal, mowing fees and miscellaneous abatement fees. The assessment procedures directed by state statute 429 is being followed by holding a public hearing to act upon the proposed assessment. DISCUSSION The total delinquent service charges were $327,302.89 as of September 26, 2019 when written notification to the property owners and preparation of the preliminary assessment worksheets began. Payments received prior to October 23rd have been applied to the delinquent accounts, reducing the delinquent balance to $268,903.50. Delinquent balances as of October 23, 2019 are charged an administrative fee of 15% and will carry an 8% interest rate when certified to Anoka County for collection with the 2020 taxes. Therefore, the total assessment for delinquent sewer, water, storm sewer, street lighting services, false alarm fines, tree removal, mowing fees and miscellaneous abatement fees is $330,751.31. BUDGETIMPACT This request will assist in reducing outstanding receivables for the City. ACTION REQUESTED The Andover City Council is requested to approve the attached resolution adopting the assessment roll after Council has heard and passed upon all objections for delinquent sewer, water, storm sewer, street lighting charges, false alarm fines, tree removal, mowing fees and miscellaneous abatement fees. Respectfully submitted, Lee Brezinka Attachments: 2019 Delinquent Utility List Resolution Adopting Assessment Roll for Delinquent Service Charges CITY OF ANDOVER COUNTY OF ANOKA STATE OF MINNESOTA RES. NO. A RESOLUTION ADOPTING THE ASSESSMENT ROLL FOR THE CERTIFICATION OF DELINQUENT SEWER, WATER, STORM SEWER, STREET LIGHTING CHARGES, FALSE ALARM FINES, TREE REMOVAL, MOWING FEES AND/OR MISCELLANEOUS ABATEMENT FEES. WHEREAS, pursuant to a proper notice duly given as required by law, the council has met, heard and passed upon all objections to the proposed assessment for the delinquent sewer, water, storm sewer, street lighting charges, false alarm fines, tree removal, mowing fees and/or miscellaneous abatement fees. NOW THEREFORE, BE IT RESOLVED BY THE CITY COUNCIL OF ANDOVER, MINNESOTA: 1. Such proposed assessment, a copy of which is attached hereto and made part hereof, is hereby accepted and shall constitute the special assessment against the lands named therein, and each tract of land therein included is hereby found to be benefited by the proposed improvement in the amount of the assessment levied against it. 2. Such assessment shall be payable in one annual installment on or before the first Monday of January, 2020 and shall bear interest at the rate of 8 percent per year. 3. The owners of any property so assessed may, at any time prior to certification of the assessment to the County Auditor, pay the whole amount of the assessment on such property with interest accrued to the date of payment, except that no interest shall be charged if the entire assessment is paid by November 6, 2019. Adopted by the City Council of the City of Andover on this 6th day of November, 2019. CITY OF ANDOVER ATTEST: Michelle Hartner — Deputy City Clerk Julie Trude, Mayor CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 1020 159TH LN NW 119.23 146.65 1047 152ND LN NW 467.16 574.61 1048152ND LN NW 418.25 514.45 1065162ND AVE NW 32.02 39.38 1076 161ST LN NW 601.15 739.41 1081139TH LN NW 222.56 273.75 1091160TH AVE NW 914.62 1,124.98 1092 142ND LN NW 903.20 1,110.94 1093 152ND LN NW 912.02 1,121.78 11177TH AVE NW 44.24 54.42 1103 161ST LN NW 1,062.57 1,306.96 1105139TH LN NW 735.18 904.27 1112140TH LN NW 259.77 319.52 1114162ND AVE NW 18.59 22.87 1137137TH LN NW 1,490.72 1,833.59 1155 142ND AVE NW 269.40 331.36 1158 166TH AVE NW 1,185.22 1,457.82 1169 159TH AVE NW 565.69 695.80 1173 167TH AVE NW 849.96 1,045.45 1212 142ND LN NW 446.55 549.26 1215142ND LN NW 580.87 714.47 1223 162ND AVE NW 946.07 1,163.67 1229 155TH LN NW 1,063.23 1,307.77 1230143RD LN NW 9.20 11.32 1237142ND AVE NW 281.91 346.75 1265 142ND AVE NW 550.16 676.70 1289 140TH LN NW 714.09 878.33 1293 146TH LN NW 239.99 295.19 1317 145TH AVE NW 568.33 699.05 1320153RD LN NW 891.37 1,096.39 1323 146TH LN NW 572.60 704.30 13319 HUMMINGBIRD 5T NW 514.28 632.56 13319 QUINN ST NW 688.40 846.73 13319 QUINN ST NW 261.39 321.51 13354 IBIS ST NW 793.52 976.03 13360 QUINN ST NW 253.89 312.28 13364 JAY ST NW 583.85 718.14 13373 LILY ST NW 877.40 1,079.20 13377 UPLANDER ST NW 487.45 599.56 13381 HUMMINGBIRD ST NW 446.05 548.64 13405 UPLANDER ST NW 667.27 820.74 1342 145TH AVE NW 655.29 806.01 13431 NARCISSUS ST NW 106.48 130.97 13434 JONQUIL ST NW 346.31 425.96 13436 NARCISSUS ST NW 358.48 440.93 1345 156TH LN NW 1,408.69 1,732.69 13453 GLADIOLA ST NW 146.65 180.38 13454 JAY ST NW 643.60 791.63 13455 SWALLOW ST NW 864.50 1,063.34 13482 MARTIN ST NW 491.02 603.95 1350153RD LN NW 927.89 1,141.30 13500 HIDDEN CREEK DR NW 578.93 712.08 13519 NARCISSUS ST NW 100.00 123.00 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 13536 PARTRIDGE CIR NW 453.21 557.45 13548 HEATHER ST NW 357.01 439.12 13548 JONQUIL ST NW 78.43 96.47 13562 PARTRIDGE CIR NW 330.36 406.34 13564 NARCISSUS ST NW 594.60 731.36 13565 POPPY ST NW 46.83 57.60 13577 XAVIS ST NW 491.66 604.74 13589 ORCHID ST NW 506.57 623.08 13601 ORCHID ST NW 124.39 153.00 13602 PARTRIDGE CIR NW 464.70 571.58 13604 HIDDEN CREEK DR NW 595.63 732.62 13611 BITTERSWEET ST NW 517.75 636.83 13611 GLADIOLA ST NW 160.16 197.00 13638 HIDDEN CREEK DR NW 740.20 910.45 13638 NARCISSUS ST NW 349.50 429.89 13642 PARTRIDGE CIR NW 83.42 102.61 13659 XAVIS ST NW 754.05 927.48 1367 162ND AVE NW 115.97 142.64 13677 XAVIS ST NW 880.90 1,083.51 13683 YUKON ST NW 108.24 133.14 13693 HIDDEN CREEK DR NW 752.62 925.72 13693 HIDDEN CREEK DR NW 243.95 300.06 13728 UNDERCLIFT ST NW 591.69 727.78 13746 YELLOWPINE ST NW 509.84 627.10 13748 ROUND LAKE BLVD NW 156.13 192.04 13755 QUINN ST NW 343.23 422.17 13763 RAVEN ST NW 1,040.55 1,279.88 1377142ND AVE NW 107.64 132.40 13770 BUTTERNUT ST NW 106.49 130.98 13775 GOLDENROD ST NW 580.21 713.66 13776 RAVEN ST NW 502.84 618.49 13777 NORTHWOOD DR NW 188.50 231.86 13780 QUINN ST NW 665.80 818.93 13787 HOLLY ST NW 231.39 284.61 13787 RAVEN ST NW 270.61 332.85 13788 VALE ST NW 407.12 500.76 13803 GOLDENROD ST NW 184.25 226.63 13807 QUAY ST NW 485.29 596.91 13808 ROUND LAKE BLVD NW 322.49 396.66 13819 QUINN ST NW 357.01 439.12 13819 VINTAGE Ci NW 563.00 692.49 13836 EVERGREEN ST NW 510.37 627.76 13839 NORTHWOOD DR NW 322.08 396.16 13841 SILVEROD Ci NW 497.61 612.06 13845 UNDERCLIFT ST NW 437.21 537.77 13847 SILVEROD CT NW 528.57 650.14 13848 SILVEROD CT NW 387.18 476.23 13852 ROUND LAKE BLVD NW 317.36 390.35 13853 SILVEROD Ci NW 178.64 219.73 13864 REDWOOD ST NW 549.30 675.64 13870 SILVEROD CT NW 122.72 150.95 13872 ROSE ST NW 564.79 694.69 13877 MARTIN ST NW 220.92 271.73 CITY OF ANDOVER 2019 Delinquent Utility List Property Address Amount Pending Amount to be Certified (including 23%) 13878 CROSSTOWN DR NW 215.64 265.24 13885 WOODBINE ST NW 1,214.85 1,494.27 13888 BLUEBIRD ST NW 537.36 660.95 13890 SILVEROD CT NW 143.44 176.43 13893 BLUEBIRD ST NW 255.59 314.38 13895 EVERGREEN ST NW 51.39 63.21 13897 DRAKE ST NW 673.55 828.47 13901 MARTIN ST NW 459.32 564.96 13910 PARTRIDGE ST NW 357.00 439.11 13919 WINTERGREEN ST NW 1,521.16 1,871.03 13928 QUINN ST NW 356.99 439.10 13928 WINTERGREEN ST NW 551.15 677.91 13934 PARTRIDGE ST NW 89.50 110.09 13936 WOODBINE ST NW 559.72 688.46 13943 CROCUS ST NW 322.51 396.69 13952 MARTIN ST NW 415.26 510.77 13958 MARTIN ST NW 754.47 928.00 13961 HOLLY ST NW 656.52 807.52 13963 BLUEBIRD ST NW 686.90 844.89 13974 NORWAY ST NW 1,067.87 1,313.48 13977 TULIP ST NW 652.65 802.76 13979 FLORA ST NW 322.51 396.69 13980 YUCCA ST NW 104.45 128.47 13983 NORWAY Ci NW 83.02 102.11 13985 HOLLY ST NW 694.72 854.51 13990 JUNIPER ST NW 649.79 799.24 13994 SILVEROD ST NW 770.17 947.31 14000 YUCCA ST NW 559.72 688.46 14006 U N DERCLI FT ST NW 92.54 113.82 14011 JUNIPER CIR NW 428.17 526.65 14014 AZTEC ST NW 88.51 108.87 14014 NORWAY ST NW 1,086.04 1,335.83 14015 RAVEN ST NW 356.63 438.65 14017 QUINCE ST NW 297.20 365.56 14025 OLIVE ST NW 967.11 1,189.55 14026 QUINN ST NW 357.01 439.12 14027 CROSSTOWN BLVD NW 255.00 313.65 14028 AZTEC ST NW 843.80 1,037.87 14030 PRAIRIE RD NW 46.85 57.63 14031 NORWAY ST NW 860.12 1,057.95 14038 PARTRIDGE ST NW 357.01 439.12 14042 UNDERCLIFf ST NW 544.37 669.58 14081 AZTEC ST NW 232.13 285.52 14091 RAVEN ST NW 117.70 144.77 14091 RAVEN ST NW 12.52 15.40 141 139TH AVE NW 843.36 1,037.33 14104 ORCHID ST NW 858.02 1,055.36 1411 152ND AVE NW 960.41 1,181.30 14136 ORCHID ST NW 841.74 1,035.34 14149 ORCHID ST NW 963.98 1,185.70 14159 VALE ST NW 231.17 284.34 14165 ORCHID ST NW 537.40 661.00 14174 QUINN ST NW 460.96 566.98 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 1420 148TH LN NW 464.88 571.80 14206 QUAY ST NW 19.55 24.05 1422 138TH LN NW 521.77 641.78 14225 UNDERCLIFT Ci NW 142.18 174.88 14227 CRANE ST NW 149.80 184.25 142271VYWOOD ST NW 73.05 89.85 14231 VALE ST NW 681.08 837.73 14239 VINTAGE ST NW 167.25 205.72 14248 WOODBINE ST NW 562.77 692.21 14252 CRANE ST NW 1,197.25 1,472.62 14255 RAVEN ST NW 781.01 960.64 14257 BLUEBIRD ST NW 758.76 933.27 14260 ROUND LAKE BLVD NW 48.11 59.18 14263 ZILLA ST NW 348.12 428.19 14267 ROUND LAKE BLVD NW 176.98 217.69 14268 UNDERCLIFT ST 247.11 303.95 14269 VINTAGE ST NW 322.51 396.69 14270 CROSSTOWN BLVD NW 132.05 162.42 1428 146TH LN NW 46.89 57.67 14281 ZILLA ST NW 710.99 874.52 14284 XEON ST NW 630.62 775.66 14290 VALE ST NW 587.29 722.37 14296 BLUEBIRD ST NW 430.56 529.59 14297 ZILLA ST NW 695.98 856.06 14305 THRUSH ST NW 559.90 688.68 14311 ROUND LAKE BLVD NW 469.43 577.40 14317 CROSSTOWN BLVD NW 46.85 57.63 14320 PARTRIDGE ST NW 588.34 723.66 14322 RAVEN ST NW 304.99 375.14 14323 RAVEN ST NW 495.67 609.67 14325 ROUND LAKE BLVD NW 411.26 505.85 14326 EAGLE ST NW 425.42 523.27 14328 WOODBINE ST NW 322.35 396.49 14329 UNDERCLIFF ST NW 322.51 396.69 14348 VALE ST NW 498.62 613.30 14348 VINTAGE ST NW 329.83 405.69 14349 WOODBINE ST NW 224.59 276.25 1435 140TH AVE NW 1,361.63 1,674.80 14350 HUMMINGBIRD ST NW 99.41 122.27 14351 VALE ST NW 795.52 978.49 14352 EAGLE ST NW 527.65 649.01 14354 DRAKE ST NW 345.04 424.40 14354 OSAGE ST NW 16.64 20.47 14357 EAGLE ST NW 893.29 1,098.75 14357 PARTRIDGE ST NW 574.17 706.23 14381 XEON ST NW 22.07 27.15 14382 WINTERGREEN ST NW 330.49 406.50 14387 CRANE ST NW 656.10 807.00 14388JUNIPER ST NW 582.95 717.03 14391 WINTERGREEN ST NW 762.47 937.84 14399 VALE ST NW 399.15 490.95 14400 QUINN DR NW 485.17 596.76 14406 WINTERGREEN ST NW 136.85 168.33 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 14424 PRAIRIE RD NW 44.91 55.24 14429 OSAGE ST NW 599.48 737.36 14430 GOLDENROD ST NW 259.20 318.82 14435 VALE ST NW 323.89 398.38 14437 HUMMINGBIRD ST NW 870.51 1,070.73 14440 ROUND LAKE BLVD NW 46.89 57.67 14447 KERRY ST NW 440.33 541.61 14447 VALE ST NW 767.05 943.47 14451 JUNIPER ST NW 411.13 505.69 14458 INCA ST NW 52.34 64.38 14458 INCA ST NW 165.89 204.04 14459 VALE ST NW 732.48 900.95 14469 AZTEC ST NW 758.50 932.96 14469 XEON ST NW 132.62 163.12 14511 ELDORADO ST NW 944.53 1,161.77 14512 DAKOTA ST NW 766.73 943.08 14513 KERRY ST NW 517.28 636.25 14516 ROUND LAKE BLVD NW 511.36 628.97 14524 BLUEBIRD ST NW 674.16 829.22 14551 DAKOTA ST NW 914.22 1,124.49 14558 CRANE ST NW 607.13 746.77 1457160TH AVE NW 2,249.87 2,767.34 14579 JAY ST NW 116.17 142.89 14592 JAY ST NW 644.53 792.77 14606 DRAKE ST NW 533.33 656.00 14628 JAY ST NW 436.01 536.29 14642 DRAKE ST NW 149.84 184.30 14661 GROUSE ST NW 114.74 141.13 14672 HUMMINGBIRD ST NW 569.04 699.92 14705 PALM ST NW 21.59 26.56 14706 BLUEBIRD ST NW 563.50 693.11 14712 JAY ST NW 1,134.04 1,394.87 14734 EAGLE ST NW 733.39 902.07 14737 GROUSE ST NW 931.04 1,145.18 1474155TH LN NW 220.35 271.03 14745 EVERGREEN ST NW 21.59 26.56 1476155TH AVE NW 900.08 1,107.10 14761 GROUSE ST NW 533.93 656.73 14810 PALM ST NW 21.59 26.56 14810 UNIVERSITY AVE NW 11.13 13.69 14820 BLACKFOOT ST NW 46.89 57.67 1484155TH LN NW 212.33 261.17 14848 JAY ST NW 94.49 116.22 1485139TH LN NW 133.36 164.03 1485154TH IN NW 391.90 482.04 14912 MAKAH ST NW 11.77 14.48 14913 7TH AVE NW 46.89 57.67 14925 OSAGE ST NW 118.50 145.76 1493 144TH AVE NW 484.96 596.50 14977 EAGLE ST NW 473.04 581.84 14978 DRAKE ST NW 987.07 1,214.10 1500147TH AVE NW 808.22 994.11 15012 RAVEN ST NW 1,399.55 1,721.45 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 15012 ROUND LAKE BLVD NW 43.21 53.15 15020 DRAKE ST NW 67.22 82.68 15022 RAVEN ST NW 341.38 419.90 15030 AVOCET ST NW 699.97 860.96 15032 7TH AVE NW 46.69 57.43 15065 CRANE ST NW 482.40 593.35 15103 THRUSH ST NW 609.92 750.20 1511154TH AVE NW 796.20 979.33 15114 YELLOWPINE ST NW 14.42 17.74 1516148TH LN NW 270.17 332.31 15160 UPLANDER ST NW 114.05 140.28 15168 YELLOWPINE ST NW 977.77 1,202.66 15196 IVYW OOD ST NW 105.53 129.80 152 173RD AVE NW 10.83 13.32 15202 7TH AVE N 45.48 55.94 15212 7TH AVE NW 46.89 57.67 15216 BLUEBIRD ST NW 1,183.04 1,455.14 15221 ORCHID ST NW 32.84 40.39 15269 QUINN ST NW 497.89 612.40 1528 139TH LN NW 381.51 469.26 15282 AVOCET ST NW 946.93 1,164.72 15295 PARTRIDGE ST NW 800.88 985.08 15298 WINTERGREEN ST NW 624.00 767.52 153 139TH AVE NW 96.10 118.20 15321 MARTIN ST NW 156.55 192.56 15328 LINNET ST NW 111.61 137.28 1533 155TH LN NW 125.48 154.34 15333 VERDIN ST NW 887.51 1,091.64 15349 LINNET ST NW 1,075.87 1,323.32 1535 154TH AVE NW 716.86 881.74 15356 XEON ST NW 807.87 993.68 15400 MARTIN ST NW 317.76 390.84 15410 SILVEROD ST NW 33.18 40.81 1542 153RD LN NW 159.31 195.95 15437 UNITY ST NW 637.48 784.10 15451 PRAIRIE RD NW 46.89 57.67 15456 WINTERGREEN ST NW 784.74 965.23 15459 KIOWA ST NW 10.83 13.32 15464 WINTERGREEN ST NW 243.78 299.85 15466 MARTIN ST NW 820.47 1,009.18 15468 ELDORADO ST NW 21.59 26.56 15492 YELLOWPINE ST NW 122.86 151.12 15498 YELLOWPINE ST NW 381.53 469.28 1550181ST AVE NW 33.17 40.80 15503 AVOCET ST NW 894.95 1,100.79 15506 EAGLE ST NW 482.04 592.91 15513 YELLOWPINE ST NW 873.10 1,073.91 15523 POTAWATOMI ST NW 33.72 41.48 15524 KUMQUAT ST NW 20.51 25.23 15524 LARCH ST NW 46.87 57.65 15525 XEON ST NW 527.29 648.57 15525 YELLOWPINE ST NW 226.40 278.47 15532 NIGHTENGALE ST NW 46.89 57.67 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 15537 YELLOWPINE ST NW 714.19 878.45 15539 VALE ST NW 579.81 713.17 15544 EAGLE ST NW 668.51 822.27 15548 ROUND LAKE BLVD NW 105.53 129.80 15554 ROUND LAKE BLVD NW 44.24 54.42 15557 ROUND LAKE BLVD NW 46.89 57.67 15612 LARCH ST NW 10.83 13.32 15613 AVOCET ST NW 596.08 733.18 15614 PRAIRIE RD 46.26 56.90 15631 LINNET ST NW#308 33.04 40.64 15633 PRAIRIE RD NW 45.52 55.99 15640 SYCAMORE ST NW 46.89 57.67 15653 SYCAMORE ST NW 21.59 26.56 15658 FOX ST NW 46.89 57.67 15710 SYCAMORE ST NW 44.91 55.24 15722 DRAKE ST NW 1,600.58 1,968.71 15740 KIOWA ST NW 20.34 25.02 1576 141ST LN NW 900.25 1,107.31 15762 CROSSTOWN BLVD NW 33.70 41.45 15788 KILLDEER ST NW 709.32 872.46 15791 VALE ST NW 447.16 550.01 15817 KILLDEER ST NW 608.01 747.85 15819 MARTIN ST NW 888.28 1,092.58 15820 ROUND LAKE BLVD NW 46.89 57.67 15830 MAKAH ST NW 44.19 54.35 15831 MARTIN ST NW 1,129.05 1,388.73 15850 SYCAMORE ST NW 46.89 57.67 15874 AVOCET ST NW 1,147.12 1,410.96 15883 NORWAY ST NW 945.85 1,163.40 15884 YELLOWPINE ST NW 642.11 789.80 15919 NORWAY ST N W 1,155.95 1,421.82 15921 NARCISSUS ST NW 46.87 57.65 15921 SWALLOW ST NW 81.39 100.11 15931 VINTAGE ST NW 44.92 55.25 15934 SWALLOW ST NW 81.39 100.11 15943 LIN NET ST NW 105.39 129.63 15944 SYCAMORE ST NW 373.05 458.85 15955 DRAKE ST NW 668.10 821.76 15958 XEON ST NW 595.62 732.61 15959 POTAWATOMI ST NW 33.72 41.48 15969 VALE ST NW 477.44 587.25 15971 YELLOWPINE ST NW 782.81 962.86 15974 UNIVERSITY AVE NW 46.19 56.81 15978 VALE ST NW 493.65 607.19 15979 VALE ST NW 116.05 142.74 15986 CRANE ST NW 130.16 160.10 15987 QUINN ST NW 81.25 99.94 15999 XEON ST NW 558.58 687.05 16000 YELLOWPINE ST NW 452.36 556.40 16011 QUINCE ST NW 871.54 1,071.99 16011 SWALLOW ST NW 81.35 100.06 16014 QUAPAW ST NW 46.89 57.67 16015 QUAPAW ST NW 10.83 13.32 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 16028 QUINN ST NW 81.39 100.11 16034 VALE ST NW 434.01 533.83 16040 UNIVERSITY AVE NW 44.89 55.21 16044 SWALLOW ST NW 81.24 99.93 16074 YELLOWPINE ST NW 257.95 317.28 16109 VALLEY DR NW 46.85 57.63 16119 VINTAGE ST NW 46.09 56.69 16119 XENIA ST NW 46.03 56.62 16134 TULIP ST NW 32.84 40.39 16138 CRANE ST NW 171.22 210.60 16159 VALLEY DR NW 46.87 57.65 16173 UNITY ST NW 106.94 131.54 16200 VALLEY DR NW 46.89 57.67 16203 UNITY ST NW 163.23 200.77 16209 VALLEY DR NW 44.41 54.62 16228 TULIP ST NW 44.42 54.64 16236 TULIP ST NW 44.24 54.42 16238 7TH AVE NW 33.17 40.80 16279 CROSSTOWN BLVD NW 21.59 26.56 16309 WARD LAKE DR 46.89 57.67 16315 ROUND LAKE BLVD NW 45.91 56.47 16358 CROSSTOWN BLVD NW 45.12 55.50 16410 JUNIPER ST NW 69.05 84.93 16412 MAKAH ST NW 33.50 41.21 16435 ZUNI ST NW 46.89 57.67 16440 WARD LAKE DR NW 46.89 57.67 16441 WINTERGREEN ST NW 724.22 890.79 1645 148TH LN NW 483.30 594.46 16474 VENTRE ST NW 42.98 52.87 16481 YAKIMA ST NW 105.53 129.80 16491 ORCHID ST NW 22.98 28.27 16525 WARD LAKE DR NW 11.15 13.71 1653 147TH AVE NW 1,255.86 1,544.71 16559 WINTERGREEN ST NW 84.79 104.29 16563 HANSON BLVD NW 46.83 57.60 16604 YAKIMA ST NW 46.89 57.67 16615 JONQUIL ST NW 14.52 17.86 16645 ARGON ST NW 79.77 98.12 1665 147TH AVE NW 341.63 420.20 16655 CROCUS ST NW 46.74 57.49 16659 ELDORADO ST NW 46.89 57.67 1667147TH LN NW 525.40 646.24 16714 ARGON ST NW 46.89 57.67 16726 DAKOTA STREET NW 11.28 13.87 16727 ZION ST NW 73.62 90.55 16738 DAKOTA STREET NW 11.28 13.87 16764 DAKOTA STREET NW 11.28 13.87 1677147TH AVE NW 734.42 903.34 1682148TH AVE NW 499.85 614.82 1684181ST AVE NW 46.89 57.67 1685 146TH AVE NW 670.35 824.53 16862 DAKOTA STREET NW 22.74 27.97 1687155TH AVE NW 20.03 24.64 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 16888 DAKOTA STREET NW 16.23 19.96 16909 YELLOWPINE ST NW 327.52 402.85 16923 DAKOTA STREET NW 11.28 13.87 16926 DAKOTA STREET NW 22.74 27.97 1692711VARO ST NW 10.98 13.51 1693 145TH LN NW 100.00 123.00 16958 VALLEY VIEW DR NW 46.89 57.67 16960 DAKOTA STREET NW 11.79 14.50 16971 PARTRIDGE ST NW 105.53 129.80 16992 QUAY ST NW 46.86 57.64 17019 ARGON ST NW 15.69 19.30 17021 WACO ST NW 105.53 129.80 17025 EIDELWEISS ST NW 21.59 26.56 17038 DAKOTA STREET NW 22.74 27.97 17045 DAKOTA STREET NW 11.28 13.87 17046 AZTEC ST NW 46.83 57.60 1705148TH LN NW 563.09 692.60 17050 DAKOTA STREET NW 11.28 13.87 17065 WACO ST NW 99.67 122.59 17073 EIDELWEISS ST NW 44.24 54.42 17077 DAKOTA STREET NW 11.28 13.87 17090 DAKOTA STREET NW 11.28 13.87 17127 TULIP ST NW 46.89 57.67 17132 ROUND LAKE BLVD NW 11.15 13.71 17136 ARGON ST NW 46.74 57.49 17142 CROSSTOWN BLVD NW 46.89 57.67 17163 CROSSTOWN BLVD NW 46.83 57.60 17170 NAVAJO ST NW 32.84 40.39 17185 NAVAJO ST NW 46.18 56.80 1720148TH LN NW 861.08 1,059.13 17208 WOODBINE ST NW 11.51 14.16 1721 146TH AVE NW 524.94 645.68 17225 ROUND LAKE BLVD NW 46.89 57.67 17308 ROANOKE ST NW 46.89 57.67 17371 HEATHER ST NW 46.87 57.65 17466 AZTEC ST NW 200.92 247.13 1747 148TH LN NW 580.85 714.45 17528 FUNTWOOD ST NW 46.89 57.67 17536 QUAY ST NW 45.52 55.99 1755 146TH AVE NW 350.84 431.53 17559 QUAY ST NW 32.84 40.39 17605 HANSON BLVD NW 44.24 54.42 17641 PARTRIDGE ST NW 46.89 57.67 17648 ROUND LAKE BLVD NW 22.63 27.83 17715 YELLOWPINE ST NW 46.81 57.58 17726 ROUND LAKE BLVD NW 33.17 40.80 17739 SWALLOW ST NW 46.89 57.67 17750 AZTEC ST NW 46.92 57.71 17752 QUAY ST NW 46.89 57.67 17800 PALM ST NW 46.89 57.67 17801 SWALLOW CIR NW 33.23 40.87 17801 ZION ST NW 46.89 57.67 1781167TH AVE NW 46.87 57.65 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 17817 HANSON BLVD NW 21.59 26.56 17845 GLADIOLA ST NW 46.89 57.67 179 142ND AVE NW 495.78 609.81 17900 UPLANDER ST NW 46.15 56.76 17920 CROCUS ST NW 46.85 57.63 17931 ARROWHEAD ST NW 46.89 57.67 18001 TAMARACK ST NW 46.89 57.67 1801139TH AVE NW 426.45 524.53 18016 BLUEBIRD ST NW 46.89 57.67 18086 PALM ST NW 10.83 13.32 181 139TH AVE NW 857.10 1,054.23 1815 139TH AVE NW 305.87 376.22 1815 ANDOVER BLVD NW 46.89 57.67 1829 139TH AVE NW 341.01 419.44 1829 139TH AVE NW 240.87 296.27 1831 ANDOVER BLVD NW 136.12 167.43 1846 ANDOVER BLVD NW 97.69 120.16 1859 135TH AVE NW 1,007.60 1,239.35 1869 135TH AVE NW 445.83 548.37 1874134TH LN NW 489.28 601.81 1887134TH AVE NW 200.00 246.00 1896134TH AVE NW 160.81 197.80 1933 155TH AVE NW 548.56 674.73 1942 140TH AVE NW 639.61 786.72 1966154TH LN NW 484.74 596.23 1982134TH LN NW 1,196.73 1,471.98 1984153RD LN NW 761.17 936.24 2022 149TH AVE NW 1,009.56 1,241.76 2054 138TH AVE NW 356.67 438.70 2057142ND LN NW 115.39 141.93 2060139TH LN NW 79.63 97.94 2060 VETERANS MEMORIAL BLVD NW 883.86 1,087.15 2065 139TH AVE NW 357.01 439.12 2066175TH LN NW 10.83 13.32 2068142ND AVE NW 741.09 911.54 2097135TH LN NW 54.25 66.73 2101140TH LN NW 631.59 776.86 2102150TH LN NW 377.91 464.83 2103 134TH AVE NW 553.97 681.38 2103 134TH AVE NW 44.22 54.39 2103 134TH AVE NW 84.75 104.24 2111140TH LN NW 632.66 778.17 2115 ANDOVER BLVD NW 75.00 92.25 2116 139TH AVE NW 35.25 43.36 2121140TH LN NW 632.07 777.45 2128141ST AVE NW 576.07 708.57 2140140TH LN NW 632.66 778.17 2141140TH LN NW 632.66 778.17 2142 141ST LN NW 652.00 801.96 2149 141ST LN NW 1,005.77 1,237.10 2149161ST AVE NW 46.89 57.67 215144TH LN NW 89.95 110.64 2150 150TH LN NW 365.74 449.86 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 2151140TH LANE NW 287.80 353.99 2156 176TH LN NW 34.43 42.35 2161157TH LN NW 22.53 27.71 2195140TH LN NW 166.54 204.84 2209 151ST LN NW 501.82 617.24 2210154TH LN NW 33.37 41.05 2211159TH LN NW 36.40 44.77 2212141ST AVE NW 508.26 625.16 2214 135TH LN NW 118.18 145.36 2222 VETERANS MEMORIAL BLVD NW 526.61 647.73 2227 161ST ST NW 46.89 57.67 2239 140TH AVE NW 253.30 311.56 2249140TH AVE NW 356.68 438.72 2257135TH AVE NW 44.65 54.92 2292 VETERANS MEMORIAL BLVD NW 125.99 154.97 230177TH AVE NW 46.89 57.67 2306 VETERANS MEMORIAL BLVD NW 87.53 107.66 2311 VETERANS MEMORIAL BLVD NW 897.28 1,103.65 2315138TH LN NW 556.71 684.75 2320 S COON CREEK DR NW 312.18 383.98 2324169TH LN NW 21.78 26.79 2326 149TH AVE NW 650.81 800.50 2334 158TH AVE NW 26.00 31.98 2342 145TH AVE NW 157.30 193.48 2346 141ST LN NW 596.88 734.16 2347167TH AVE NW 46.89 57.67 2356 145TH AVE NW 93.66 115.20 2391 VETERANS MEMORIAL BLVD NW 203.03 249.73 2427 135TH AVE NW 104.14 128.09 2435136TH LN NW 104.14 128.09 2439138TH AVE NW 611.25 751.84 2450177TH LN NW 46.89 57.67 2451 138TH AVE NW 602.96 741.64 2463 135TH AVE NW 531.72 654.02 2475161ST AVE NW 46.83 57.60 2482133RD LN NW 203.93 250.83 2515 138TH AVE NW 580.22 713.67 2518 176TH AVE NW 21.59 26.56 2525 138TH AVE NW 65.21 80.21 2527 138TH AVE NW 293.19 360.62 2539134TH AVE NW 568.13 698.80 254 150TH LN NW 21.66 26.64 2556154TH LN NW 1,102.88 1,356.54 2557 138TH AVE NW 51.67 63.55 2560140TH AVE NW 109.78 135.03 2575 ANDOVER BLVD NW 33.17 40.80 2613 140TH AVE NW 315.99 388.67 2619 138TH AVE NW 597.60 735.05 2643 139TH LN NW 78.47 96.52 2644140TH AVE NW 75.58 92.96 2646133RD LN NW 322.51 396.69 2659 139TH LN NW 322.51 396.69 2700161ST AVE NW 44.88 55.20 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 2708140TH LN NW 126.92 156.11 2713 139TH LN NW 47.33 58.22 2714133RD LN NW 308.15 379.02 2718 140TH LN NW 208.05 255.90 2719 140TH AVE NW 322.23 396.34 2738 140TH LN NW 322.51 396.69 2754 134TH AVE NW 322.14 396.23 2813 133RD AVE NW 308.08 378.94 2820 168TH LN NW 46.89 57.67 2820 172ND AVE NW 44.88 55.20 2856 BUNKER LAKE BLVD NW 74.78 91.98 2859 135TH LN NW 304.77 374.87 2875 161ST AVE NW 32.51 39.99 2876 174TH LN NW 22.08 27.16 289 139TH AVE NW 1,024.97 1,260.71 2903 141ST LN NW 118.22 145.41 2925 177TH AVE NW 33.74 41.50 2926142ND AVE NW 155.35 191.08 2937174TH LN NW 105.39 129.63 2938142ND AVE NW 75.31 92.63 2938142ND LN NW 322.51 396.69 2955 139TH AVE NW 645.95 794.52 298137TH LN NW 608.09 747.95 298143RD AVE NW 855.56 1,052.34 2990153RD AVE NW 21.78 26.79 3024166TH LN NW 16.54 20.34 3045 142ND LN NW 24.97 30.71 3061164TH LN NW 46.89 57.67 31 OLD CONSTANCE BLVD NW 46.19 56.81 310 143RD AVE NW 53.67 66.01 3104 174TH AVE NW 46.89 57.67 3118162ND LN NW 455.16 559.85 3129 174TH AVE NW 21.28 26.17 3130172ND AVE NW 46.83 57.60 3148 BUNKER LAKE BLVD NW 560.85 689.85 3149 136TH AVE NW 357.01 439.12 3155 BUNKER LAKE BLVD NW 308.03 378.88 3221 138TH AVE NW 538.28 662.08 3224 139TH AVE NW 333.66 410.40 3230176TH LN NW 46.89 57.67 3296139TH AVE NW 967.69 1,190.26 3297 139TH AVE NW 398.29 489.90 3308 173RD LN NW 46.89 57.67 3309173RD LN NW 46.89 57.67 3316140TH AVE NW 916.98 1,127.89 3336 138TH AVE NW 43.96 54.07 3339 174TH LN NW 21.75 26.75 3348168TH LN NW 105.36 129.59 3349 173RD AVE NW 84.75 104.24 3349 173RD LN NW 46.83 57.60 3352 139TH AVE NW 1,440.67 1,772.02 3384 178TH AVE NW 11.15 13.71 3385 178TH AVE NW 46.86 57.64 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 3407 138TH LN NW 452.00 555.96 3413 135TH AVE NW 322.51 396.69 3420 141ST LN NW 322.51 396.69 3437 141ST LN NW 322.33 396.47 3438 139TH LN NW 536.87 660.35 3447 S COON CREEK DR NW 2,006.83 2,468.40 3451138TH LN NW 535.48 658.64 3452 141ST LN NW 322.35 396.49 3456138TH LN NW 128.75 158.36 3457 167TH LN NW 74.39 91.50 3466169TH LN NW 49.65 61.07 3470175TH LN NW 46.87 57.65 3479 140TH LN NW 34.50 42.44 3500 136TH LN NW 71.98 88.54 3501135TH LN NW 322.51 396.69 3503140TH LN NW 686.17 843.99 3508 141ST LN NW 322.51 396.69 3510173RD LN NW 32.84 40.39 3511142ND LN NW 636.06 782.35 3521135TH LN NW 322.51 396.69 3521 136TH AVE NW 322.36 396.50 3522142ND AVE NW 308.19 379.07 3523 141ST LN NW 311.84 383.56 3531 136TH AVE NW 322.51 396.69 3535 134TH AVE NW 593.45 729.94 3542 142ND AVE NW 322.51 396.69 3554134TH AVE NW 289.03 355.51 3559 133RD LN NW 537.98 661.72 3561178TH LN NW 46.89 57.67 3615 145TH AVE NW 71.98 88.54 3616 140TH LN NW 658.46 809.91 3616161ST AVE NW 14.55 17.90 3617 141ST LN NW 125.18 153.97 3627178TH LN NW 105.53 129.80 3628 175TH AVE NW 103.85 127.74 3629 140TH LN NW 134.55 165.50 3635 145TH AVE NW 322.21 396.32 3649 139TH LN NW 600.82 739.01 3665 177TH AVE NW 73.20 90.04 3680 153RD LN NW 46.89 57.67 3689138TH LN NW 472.25 580.87 3694174TH LN NW 22.13 27.22 3705 174TH AVE NW 46.89 57.67 3714 174TH AVE NW 46.83 57.60 3719139TH AVE NW 281.41 346.13 3725174TH AVE NW 44.88 55.20 3729 139TH LN NW 213.14 262.16 3735 VALLEY VIEW DR NW 22.23 27.34 375 ANDOVER BLVD NW 21.59 26.56 3754172ND LN NW 33.70 41.45 3754174TH AVE NW 33.24 40.89 3783 140TH AVE NW 857.07 1,054.20 3808 172ND AVE NW 46.81 57.58 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 3814174TH AVE NW 46.89 57.67 3815 157TH AVE NW 46.56 57.27 3815 174TH AVE NW 46.89 57.67 383 159TH AVE NW 10.98 13.51 3831140TH AVE NW 457.01 562.12 3844174TH AVE NW 33.72 41.48 3851178TH LN NW 21.59 26.56 387144TH AVE NW 333.44 410.13 3876 139TH LN NW 267.95 329.58 3890 S ENCHANTED DR NW 49.50 60.89 3896145TH AVE NW 616.76 758.61 3945 169TH LN NW 10.83 13.32 3948 145TH AVE NW 642.30 790.03 3949 ENCHANTED DR NW 21.59 26.56 3951145TH AVE NW 161.49 198.63 3962 ENCHANTED DR NW 46.89 57.67 3963 ENCHANTED DR NW 46.89 57.67 3968 ENCHANTED DR NW 46.89 57.67 3974 168TH AVE NW 66.78 82.14 399 144TH AVE NW 362.90 446.37 399 144TH AVE NW 248.26 305.36 4039 146TH LN NW 566.43 696.71 4040 S ENCHANTED DR NW 33.72 41.48 4045 165TH AVE NW 21.59 26.56 4075 146TH AVE NW 98.58 121.25 4075165TH AVE NW 44.24 54.42 4088146TH LN NW 685.94 843.71 4088 165TH AVE NW 44.96 55.30 411 144TH AVE NW 1,466.12 1,803.33 4122 145TH LN NW 331.50 407.75 4136146TH AVE NW 1,126.84 1,386.01 4138145TH AVE NW 77.34 95.13 4141 146TH AVE NW 380.76 468.33 4148 146TH AVE NW 588.79 724.21 4157 145TH AVE NW 646.55 795.26 4160146TH AVE NW 376.94 463.64 4180 165TH AVE NW 46.89 57.67 4187 161ST LN NW 72.83 89.58 4191152ND AVE NW 46.89 57.67 421 CONSTANCE BLVD NW 46.89 57.67 4224165TH AVE NW 21.76 26.76 425 ANDOVER BLVD NW 21.43 26.36 429144TH LN NW 678.14 834.11 4311144TH LN NW 36.09 44.39 434 155TH AVE NW 46.89 57.67 4359155TH AVE NW 46.89 57.67 4420147TH LN NW 46.89 57.67 4426 149TH LN NW 46.85 57.63 445 137TH LN NW 897.11 1,103.45 445 140TH AVE NW 779.54 958.83 4531147TH LN NW 46.16 56.78 4560147TH LN NW 44.88 55.20 458139TH LN NW 696.52 856.72 CITY OF ANDOVER 2019 Delinquent Utility List Pending Amount to be Certified Property Address Amount (including 23%) 4613161ST LN NW 44.92 55.25 4630147TH LN NW 21.77 26.78 4680147TH LN NW 46.85 57.63 4726162ND LN NW 46.16 56.78 4726165TH AVE NW 46.89 57.67 4862 170TH AVE NW 21.78 26.79 487140TH LN NW 1,527.90 1,879.32 4893 171ST AVE NW 39.11 48.11 4930 MARYSTONE LN NW 46.85 57.63 4954170TH LN NW 74.89 92.11 501140TH LN NW 225.63 277.52 5315 167TH AVE NW 25.93 31.89 536 155TH AVE NW 46.89 57.67 543140TH AVE NW 969.80 1,192.85 545 CONSTANCE BLVD NW 38.79 47.71 577 158TH AVE NW 21.59 26.56 59 ANDOVER BLVD NW 11.77 14.48 600142ND AVE. NW 377.77 464.66 665 177TH AVE NW 46.87 57.65 67173RD LN NW 100.02 123.02 702 158TH AVE NW 867.43 1,066.94 721 141ST LN NW 293.19 360.62 732 142ND AVE NW 70.13 86.26 733 141ST LN NW 678.42 834.46 745140TH LN NW 46.89 57.67 766158TH AVE NW 1,055.06 1,297.72 769 141ST LN NW 561.41 690.53 770 141ST LN NW 245.88 302.43 826 141ST AVE NW 42.01 51.67 838 138TH AVE NW 992.72 1,221.05 847141ST AVE NW 679.55 835.85 861 CROSSTOWN BLVD NW 21.15 26.01 862 138TH AVE NW 798.21 981.80 886 166TH AVE NW 105.53 129.80 914142ND AVE NW 691.89 851.02 928 CROSSTOWN BLVD NW 33.68 41.43 934142ND AVE NW 1,138.77 1,400.69 956143RD AVE NW 1,140.17 1,402.41 268,903.50 330,751.31 1685 CROSSTOWN BOULEVARD N.W. • ANDOVER, MINNESOTA 55304 • (763) 755-5100 FAX (763) 755-8923 • WWW.ANDOVERMN.GOV TO: FROM: SUBJECT: DATE: Mayor and Councilmembers Jim Dickinson, City Administrator Administrator's Report November 6, 2019 The Department Heads present at the meeting will provide a brief verbal update on various items of interest to the City Council and to the residents at the meeting. Listed below are a few areas of interest: 1. City Department Activities 2. Update on Development/CIP Projects 3. Meeting reminders Upon receipt of the meeting packet, if a member of the Council would like an update on a particular item, please notify me so an adequate update can be made. ,d,